MoneyLion (ML) Competitors

MoneyLion (NYSE:ML) and Eastern Bankshares (NASDAQ:EBC) are both business services companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, risk, earnings, analyst recommendations, valuation, community ranking, media sentiment, institutional ownership and profitability.

Which has more volatility and risk, ML or EBC?

MoneyLion has a beta of 3.07, indicating that its share price is 207% more volatile than the S&P 500. Comparatively, Eastern Bankshares has a beta of 0.94, indicating that its share price is 6% less volatile than the S&P 500.

Is ML or EBC more profitable?

Eastern Bankshares has a net margin of 38.00% compared to MoneyLion's net margin of 0.64%. Eastern Bankshares' return on equity of 4.49% beat MoneyLion's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MoneyLion	0.64%	1.18%	0.61%
Eastern Bankshares	38.00%	4.49%	0.64%

Does the media refer more to ML or EBC?

In the previous week, Eastern Bankshares had 4 more articles in the media than MoneyLion. MarketBeat recorded 7 mentions for Eastern Bankshares and 3 mentions for MoneyLion. Eastern Bankshares' average media sentiment score of 0.92 beat MoneyLion's score of 0.45 indicating that Eastern Bankshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
MoneyLion	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Eastern Bankshares	2 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community believe in ML or EBC?

Eastern Bankshares received 1 more outperform votes than MoneyLion when rated by MarketBeat users. However, 74.19% of users gave MoneyLion an outperform vote while only 50.00% of users gave Eastern Bankshares an outperform vote.

Company	Underperform	Outperform
MoneyLion	Outperform Votes 23 74.19%	Underperform Votes 8 25.81%
Eastern Bankshares	Outperform Votes 24 50.00%	Underperform Votes 24 50.00%

Which has better earnings and valuation, ML or EBC?

Eastern Bankshares has higher revenue and earnings than MoneyLion. Eastern Bankshares is trading at a lower price-to-earnings ratio than MoneyLion, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MoneyLion	$500.28M	1.90	-$45.24M	$0.22	390.14
Eastern Bankshares	$670.55M	5.34	$232.18M	$2.32	7.19

Do analysts rate ML or EBC?

MoneyLion currently has a consensus target price of $100.00, suggesting a potential upside of 16.51%. Eastern Bankshares has a consensus target price of $19.75, suggesting a potential upside of 18.33%. Given Eastern Bankshares' higher possible upside, analysts plainly believe Eastern Bankshares is more favorable than MoneyLion.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MoneyLion	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	2 Strong Buy rating(s)	3.00
Eastern Bankshares	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Do institutionals and insiders hold more shares of ML or EBC?

31.4% of MoneyLion shares are owned by institutional investors. Comparatively, 71.7% of Eastern Bankshares shares are owned by institutional investors. 11.9% of MoneyLion shares are owned by company insiders. Comparatively, 1.2% of Eastern Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Summary

Eastern Bankshares beats MoneyLion on 12 of the 19 factors compared between the two stocks.