SLM (SLM) Competitors

SLM (NASDAQ:SLM) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, dividends, profitability, risk, community ranking, valuation, earnings, analyst recommendations and media sentiment.

Which has more volatility & risk, SLM or CACC?

SLM has a beta of 1.05, meaning that its share price is 5% more volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.27, meaning that its share price is 27% more volatile than the S&P 500.

Does the media favor SLM or CACC?

In the previous week, SLM had 13 more articles in the media than Credit Acceptance. MarketBeat recorded 28 mentions for SLM and 15 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.45 beat SLM's score of 1.02 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
SLM	10 Very Positive mention(s)	4 Positive mention(s)	10 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Credit Acceptance	12 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is SLM or CACC more profitable?

SLM has a net margin of 20.73% compared to Credit Acceptance's net margin of 11.46%. SLM's return on equity of 31.66% beat Credit Acceptance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SLM	20.73%	31.66%	2.08%
Credit Acceptance	11.46%	29.01%	5.65%

Do insiders & institutionals have more ownership in SLM or CACC?

98.9% of SLM shares are held by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are held by institutional investors. 1.2% of SLM shares are held by insiders. Comparatively, 5.3% of Credit Acceptance shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Do analysts prefer SLM or CACC?

SLM currently has a consensus price target of $30.73, indicating a potential upside of 9.71%. Credit Acceptance has a consensus price target of $440.00, indicating a potential downside of 9.46%. Given SLM's stronger consensus rating and higher probable upside, equities research analysts clearly believe SLM is more favorable than Credit Acceptance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SLM	0 Sell rating(s)	2 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.82
Credit Acceptance	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.50

Which has preferable earnings and valuation, SLM or CACC?

SLM has higher earnings, but lower revenue than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SLM	$1.85B	3.19	$608.33M	$2.65	10.57
Credit Acceptance	$2.13B	2.74	$247.90M	$19.86	24.47

Does the MarketBeat Community favor SLM or CACC?

SLM received 164 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 69.25% of users gave SLM an outperform vote while only 50.99% of users gave Credit Acceptance an outperform vote.

Company	Underperform	Outperform
SLM	Outperform Votes 500 69.25%	Underperform Votes 222 30.75%
Credit Acceptance	Outperform Votes 336 50.99%	Underperform Votes 323 49.01%

Summary

SLM beats Credit Acceptance on 11 of the 18 factors compared between the two stocks.