NASDAQ:CACC

Credit Acceptance Competitors

$362.11
-0.82 (-0.23 %)
(As of 04/15/2021 01:43 PM ET)
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Today's Range
$359.65
Now: $362.11
$367.26
50-Day Range
$358.20
MA: $372.80
$425.76
52-Week Range
$241.54
Now: $362.11
$539.00
Volume285 shs
Average Volume145,551 shs
Market Capitalization$6.09 billion
P/E Ratio15.78
Dividend YieldN/A
Beta1.22

Competitors

Credit Acceptance (NASDAQ:CACC) Vs. AXP, COF, DFS, SLM, NNI, and GDOT

Should you be buying CACC stock or one of its competitors? Companies in the sub-industry of "consumer finance" are considered alternatives and competitors to Credit Acceptance, including American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), Nelnet (NNI), and Green Dot (GDOT).

Credit Acceptance (NASDAQ:CACC) and American Express (NYSE:AXP) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, earnings, dividends, profitability, analyst recommendations, valuation and risk.

Analyst Ratings

This is a summary of current recommendations for Credit Acceptance and American Express, as provided by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Credit Acceptance12001.67
American Express2101002.36

Credit Acceptance presently has a consensus target price of $355.25, suggesting a potential downside of 2.43%. American Express has a consensus target price of $121.60, suggesting a potential downside of 17.56%. Given Credit Acceptance's higher possible upside, research analysts plainly believe Credit Acceptance is more favorable than American Express.

Profitability

This table compares Credit Acceptance and American Express' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Credit Acceptance25.91%30.84%9.11%
American Express8.84%21.31%2.44%

Institutional and Insider Ownership

71.4% of Credit Acceptance shares are owned by institutional investors. Comparatively, 83.5% of American Express shares are owned by institutional investors. 5.2% of Credit Acceptance shares are owned by insiders. Comparatively, 0.2% of American Express shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Valuation & Earnings

This table compares Credit Acceptance and American Express' gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$1.49 billion4.09$656.10 million$34.7010.44
American Express$43.56 billion2.72$6.76 billion$8.2017.98

American Express has higher revenue and earnings than Credit Acceptance. Credit Acceptance is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

Volatility & Risk

Credit Acceptance has a beta of 1.22, suggesting that its share price is 22% more volatile than the S&P 500. Comparatively, American Express has a beta of 1.36, suggesting that its share price is 36% more volatile than the S&P 500.

Capital One Financial (NYSE:COF) and Credit Acceptance (NASDAQ:CACC) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, dividends, profitability, valuation, institutional ownership, earnings and analyst recommendations.

Earnings & Valuation

This table compares Capital One Financial and Credit Acceptance's gross revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$33.77 billion1.81$5.55 billion$12.0911.05
Credit Acceptance$1.49 billion4.09$656.10 million$34.7010.44

Capital One Financial has higher revenue and earnings than Credit Acceptance. Credit Acceptance is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

Institutional and Insider Ownership

89.6% of Capital One Financial shares are owned by institutional investors. Comparatively, 71.4% of Credit Acceptance shares are owned by institutional investors. 1.5% of Capital One Financial shares are owned by company insiders. Comparatively, 5.2% of Credit Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of current recommendations and price targets for Capital One Financial and Credit Acceptance, as reported by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Capital One Financial021402.88
Credit Acceptance12001.67

Capital One Financial currently has a consensus price target of $123.1429, suggesting a potential downside of 8.42%. Credit Acceptance has a consensus price target of $355.25, suggesting a potential downside of 2.43%. Given Credit Acceptance's higher possible upside, analysts plainly believe Credit Acceptance is more favorable than Capital One Financial.

Profitability

This table compares Capital One Financial and Credit Acceptance's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Capital One Financial4.08%3.05%0.43%
Credit Acceptance25.91%30.84%9.11%

Volatility and Risk

Capital One Financial has a beta of 1.72, meaning that its stock price is 72% more volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.22, meaning that its stock price is 22% more volatile than the S&P 500.

Discover Financial Services (NYSE:DFS) and Credit Acceptance (NASDAQ:CACC) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, profitability, dividends, risk, institutional ownership, earnings and analyst recommendations.

Risk & Volatility

Discover Financial Services has a beta of 1.8, meaning that its share price is 80% more volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.22, meaning that its share price is 22% more volatile than the S&P 500.

Analyst Ratings

This is a breakdown of current ratings and target prices for Discover Financial Services and Credit Acceptance, as reported by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Discover Financial Services08802.50
Credit Acceptance12001.67

Discover Financial Services currently has a consensus price target of $92.5714, suggesting a potential downside of 9.06%. Credit Acceptance has a consensus price target of $355.25, suggesting a potential downside of 2.43%. Given Credit Acceptance's higher probable upside, analysts clearly believe Credit Acceptance is more favorable than Discover Financial Services.

Valuation & Earnings

This table compares Discover Financial Services and Credit Acceptance's revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Discover Financial Services$13.99 billion2.23$2.96 billion$9.0811.19
Credit Acceptance$1.49 billion4.09$656.10 million$34.7010.44

Discover Financial Services has higher revenue and earnings than Credit Acceptance. Credit Acceptance is trading at a lower price-to-earnings ratio than Discover Financial Services, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Discover Financial Services and Credit Acceptance's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Discover Financial Services7.89%11.00%0.90%
Credit Acceptance25.91%30.84%9.11%

Institutional & Insider Ownership

84.7% of Discover Financial Services shares are owned by institutional investors. Comparatively, 71.4% of Credit Acceptance shares are owned by institutional investors. 0.6% of Discover Financial Services shares are owned by company insiders. Comparatively, 5.2% of Credit Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Credit Acceptance (NASDAQ:CACC) and SLM (NASDAQ:SLM) are both mid-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, dividends, valuation, earnings, profitability, risk and institutional ownership.

Risk & Volatility

Credit Acceptance has a beta of 1.22, indicating that its stock price is 22% more volatile than the S&P 500. Comparatively, SLM has a beta of 1.4, indicating that its stock price is 40% more volatile than the S&P 500.

Institutional and Insider Ownership

71.4% of Credit Acceptance shares are held by institutional investors. Comparatively, 95.7% of SLM shares are held by institutional investors. 5.2% of Credit Acceptance shares are held by company insiders. Comparatively, 0.5% of SLM shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Valuation & Earnings

This table compares Credit Acceptance and SLM's top-line revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$1.49 billion4.09$656.10 million$34.7010.44
SLM$2.38 billion2.88$578.28 million$1.2714.86

Credit Acceptance has higher earnings, but lower revenue than SLM. Credit Acceptance is trading at a lower price-to-earnings ratio than SLM, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a summary of recent recommendations for Credit Acceptance and SLM, as provided by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Credit Acceptance12001.67
SLM02402.67

Credit Acceptance presently has a consensus target price of $355.25, suggesting a potential downside of 2.43%. SLM has a consensus target price of $20.1250, suggesting a potential upside of 6.59%. Given SLM's stronger consensus rating and higher probable upside, analysts plainly believe SLM is more favorable than Credit Acceptance.

Profitability

This table compares Credit Acceptance and SLM's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Credit Acceptance25.91%30.84%9.11%
SLM23.87%28.69%1.84%

Summary

Credit Acceptance beats SLM on 8 of the 14 factors compared between the two stocks.

Credit Acceptance (NASDAQ:CACC) and Nelnet (NYSE:NNI) are both mid-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, risk, dividends, profitability, earnings, institutional ownership and valuation.

Risk & Volatility

Credit Acceptance has a beta of 1.22, indicating that its share price is 22% more volatile than the S&P 500. Comparatively, Nelnet has a beta of 0.7, indicating that its share price is 30% less volatile than the S&P 500.

Institutional & Insider Ownership

71.4% of Credit Acceptance shares are held by institutional investors. Comparatively, 34.7% of Nelnet shares are held by institutional investors. 5.2% of Credit Acceptance shares are held by company insiders. Comparatively, 45.0% of Nelnet shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Valuation and Earnings

This table compares Credit Acceptance and Nelnet's top-line revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$1.49 billion4.09$656.10 million$34.7010.44
Nelnet$1.78 billion1.61$141.80 millionN/AN/A

Credit Acceptance has higher earnings, but lower revenue than Nelnet.

Analyst Recommendations

This is a summary of recent ratings for Credit Acceptance and Nelnet, as provided by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Credit Acceptance12001.67
Nelnet00103.00

Credit Acceptance currently has a consensus target price of $355.25, suggesting a potential downside of 2.43%. Nelnet has a consensus target price of $75.00, suggesting a potential downside of 0.12%. Given Nelnet's stronger consensus rating and higher probable upside, analysts clearly believe Nelnet is more favorable than Credit Acceptance.

Profitability

This table compares Credit Acceptance and Nelnet's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Credit Acceptance25.91%30.84%9.11%
Nelnet10.09%7.53%0.78%

Summary

Credit Acceptance beats Nelnet on 7 of the 13 factors compared between the two stocks.

Credit Acceptance (NASDAQ:CACC) and Green Dot (NYSE:GDOT) are both mid-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, risk, dividends, profitability, earnings, institutional ownership and valuation.

Risk & Volatility

Credit Acceptance has a beta of 1.22, indicating that its share price is 22% more volatile than the S&P 500. Comparatively, Green Dot has a beta of 0.95, indicating that its share price is 5% less volatile than the S&P 500.

Institutional & Insider Ownership

71.4% of Credit Acceptance shares are held by institutional investors. Comparatively, 90.0% of Green Dot shares are held by institutional investors. 5.2% of Credit Acceptance shares are held by company insiders. Comparatively, 4.8% of Green Dot shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Valuation and Earnings

This table compares Credit Acceptance and Green Dot's top-line revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$1.49 billion4.09$656.10 million$34.7010.44
Green Dot$1.11 billion2.24$99.90 million$2.3319.71

Credit Acceptance has higher revenue and earnings than Green Dot. Credit Acceptance is trading at a lower price-to-earnings ratio than Green Dot, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Credit Acceptance and Green Dot's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Credit Acceptance25.91%30.84%9.11%
Green Dot4.01%7.73%2.43%

Analyst Recommendations

This is a summary of recent ratings for Credit Acceptance and Green Dot, as provided by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Credit Acceptance12001.67
Green Dot06502.45

Credit Acceptance currently has a consensus target price of $355.25, suggesting a potential downside of 2.43%. Green Dot has a consensus target price of $54.8182, suggesting a potential upside of 19.07%. Given Green Dot's stronger consensus rating and higher probable upside, analysts clearly believe Green Dot is more favorable than Credit Acceptance.

Summary

Credit Acceptance beats Green Dot on 9 of the 14 factors compared between the two stocks.


Credit Acceptance Competitors List

Competitor NameCompetitor BTM RankCompetitor PriceCompetitor Price ChangeCompetitor Market CapCompetitor RevenueCompetitor P/E RatioCompetitor Indicator(s)
American Express logo
AXP
American Express
1.9$147.42-0.0%$118.44 billion$43.56 billion36.58Decrease in Short Interest
Analyst Revision
Capital One Financial logo
COF
Capital One Financial
2.1$133.63-1.6%$62.00 billion$33.77 billion66.82Analyst Report
Decrease in Short Interest
Analyst Revision
News Coverage
Discover Financial Services logo
DFS
Discover Financial Services
2.3$101.62-0.3%$31.04 billion$13.99 billion31.27Upcoming Earnings
Analyst Report
Analyst Revision
News Coverage
SLM logo
SLM
SLM
2.2$18.87-0.4%$6.89 billion$2.38 billion13.38Upcoming Earnings
Analyst Report
Nelnet logo
NNI
Nelnet
1.4$74.95-0.2%$2.87 billion$1.78 billion18.19
Green Dot logo
GDOT
Green Dot
1.6$45.93-1.1%$2.46 billion$1.11 billion51.03
PRA Group logo
PRAA
PRA Group
1.2$36.55-0.0%$1.67 billion$1.02 billion11.42Insider Selling
News Coverage
Encore Capital Group logo
ECPG
Encore Capital Group
1.5$37.72-1.0%$1.19 billion$1.40 billion5.48News Coverage
World Acceptance logo
WRLD
World Acceptance
1.0$131.60-1.2%$906.49 million$590.14 million25.26Analyst Report
Regional Management logo
RM
Regional Management
1.8$38.74-0.9%$417.15 million$355.71 million15.43Analyst Upgrade
Analyst Revision
EZCORP logo
EZPW
EZCORP
1.8$5.17-0.6%$289.12 million$822.81 million-4.17Analyst Downgrade
Analyst Revision
News Coverage
Nicholas Financial logo
NICK
Nicholas Financial
1.2$10.53-0.2%$132.93 million$62.10 million15.72
This page was last updated on 4/15/2021 by MarketBeat.com Staff
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