Credit Acceptance (CACC) Competitors $483.10 +11.53 (+2.45%) (As of 12/6/2024 05:34 PM ET) Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrends CACC vs. SLM, NNI, ECPG, PRAA, WRLD, EZPW, GDOT, RM, AXP, and COFShould you be buying Credit Acceptance stock or one of its competitors? The main competitors of Credit Acceptance include SLM (SLM), Nelnet (NNI), Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), and Capital One Financial (COF). These companies are all part of the "consumer finance" industry. Credit Acceptance vs. SLM Nelnet Encore Capital Group PRA Group World Acceptance EZCORP Green Dot Regional Management American Express Capital One Financial Credit Acceptance (NASDAQ:CACC) and SLM (NASDAQ:SLM) are both mid-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, profitability, dividends, valuation, community ranking, media sentiment, analyst recommendations, institutional ownership and risk. Is CACC or SLM more profitable? SLM has a net margin of 22.18% compared to Credit Acceptance's net margin of 9.08%. SLM's return on equity of 35.92% beat Credit Acceptance's return on equity.Company Net Margins Return on Equity Return on Assets Credit Acceptance9.08% 29.18% 5.91% SLM 22.18%35.92%2.29% Does the media prefer CACC or SLM? In the previous week, SLM had 8 more articles in the media than Credit Acceptance. MarketBeat recorded 14 mentions for SLM and 6 mentions for Credit Acceptance. SLM's average media sentiment score of 1.09 beat Credit Acceptance's score of 1.03 indicating that SLM is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Credit Acceptance 4 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SLM 10 Very Positive mention(s) 1 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do analysts recommend CACC or SLM? Credit Acceptance presently has a consensus price target of $416.00, indicating a potential downside of 13.89%. SLM has a consensus price target of $25.45, indicating a potential downside of 4.20%. Given SLM's stronger consensus rating and higher possible upside, analysts plainly believe SLM is more favorable than Credit Acceptance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Credit Acceptance 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.50SLM 0 Sell rating(s) 2 Hold rating(s) 9 Buy rating(s) 0 Strong Buy rating(s) 2.82 Which has more volatility and risk, CACC or SLM? Credit Acceptance has a beta of 1.46, indicating that its stock price is 46% more volatile than the S&P 500. Comparatively, SLM has a beta of 1.21, indicating that its stock price is 21% more volatile than the S&P 500. Does the MarketBeat Community believe in CACC or SLM? SLM received 159 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 69.53% of users gave SLM an outperform vote while only 51.07% of users gave Credit Acceptance an outperform vote. CompanyUnderperformOutperformCredit AcceptanceOutperform Votes33451.07% Underperform Votes32048.93% SLMOutperform Votes49369.53% Underperform Votes21630.47% Which has better valuation & earnings, CACC or SLM? SLM has higher revenue and earnings than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCredit Acceptance$1.90B3.08$286.10M$14.8932.44SLM$1.90B2.97$581.39M$2.879.26 Do insiders and institutionals have more ownership in CACC or SLM? 81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 98.9% of SLM shares are held by institutional investors. 5.3% of Credit Acceptance shares are held by insiders. Comparatively, 1.2% of SLM shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term. SummarySLM beats Credit Acceptance on 12 of the 18 factors compared between the two stocks. Ad Weiss RatingsRadical change could be coming — do this NOW to protect yourselfLegendary financial forecaster, Dr. Martin Weiss has recently uncovered what could be the Deep State's chilling plan to radically change America forever. It involves the Fed … Artificial Intelligence … And a Draconian set of laws that could install total financial surveillance …Click here to learn more. Get Credit Acceptance News Delivered to You Automatically Sign up to receive the latest news and ratings for CACC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CACC vs. The Competition Export to ExcelMetricCredit AcceptancePersonal credit institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$5.78B$6.81B$10.85B$8.38BDividend YieldN/A4.51%9.62%4.04%P/E Ratio32.4430.0628.9417.47Price / Sales3.082.6684.1289.47Price / Cash10.6711.3818.7938.71Price / Book3.462.473.074.98Net Income$286.10M$345.75M$958.18M$198.22M7 Day Performance-2.93%0.60%-0.47%0.80%1 Month Performance7.36%9.83%1.39%4.98%1 Year Performance4.78%48.54%21.48%29.75% Credit Acceptance Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CACCCredit Acceptance3.3091 of 5 stars$483.10+2.4%$416.00-13.9%+6.0%$5.78B$1.90B32.442,232Insider TradeNews CoveragePositive NewsSLMSLM4.7607 of 5 stars$26.61-2.8%$25.45-4.3%+63.4%$5.65B$2.84B9.541,740Insider TradePositive NewsNNINelnet4.2739 of 5 stars$110.03+1.3%$98.00-10.9%+27.6%$3.99B$2.06B35.837,550Analyst UpgradeNews CoverageECPGEncore Capital Group3.9521 of 5 stars$49.24+0.1%$62.33+26.6%+6.2%$1.17B$1.22B-6.277,400PRAAPRA Group4.1825 of 5 stars$21.56+1.7%$32.00+48.4%-3.4%$850.11M$802.55M19.273,155WRLDWorld Acceptance2.7359 of 5 stars$120.42-0.4%$10.00-91.7%+1.4%$692.42M$573.21M8.222,872News CoveragePositive NewsEZPWEZCORP4.2447 of 5 stars$12.65-1.2%$16.00+26.5%+41.4%$689.05M$1.16B11.538,000Insider TradeNews CoveragePositive NewsGDOTGreen Dot1.9794 of 5 stars$10.16-1.1%$10.75+5.8%+14.6%$546.48M$1.63B-9.781,200RMRegional Management3.9926 of 5 stars$30.68+0.5%$35.50+15.7%+44.7%$311.80M$503.10M12.792,081Insider TradeNews CoverageAXPAmerican Express4.3219 of 5 stars$302.53-0.7%$253.09-16.3%+80.2%$213.12B$64.42B22.4274,600Analyst UpgradeCOFCapital One Financial4.4861 of 5 stars$188.78-1.7%$160.18-15.2%+62.9%$72.02B$49.48B17.8051,987Positive News Related Companies and Tools Related Companies SLM Competitors NNI Competitors ECPG Competitors PRAA Competitors WRLD Competitors EZPW Competitors GDOT Competitors RM Competitors AXP Competitors COF Competitors Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:CACC) was last updated on 12/8/2024 by MarketBeat.com Staff From Our PartnersDid You See Trump’s Bombshell Exec. 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