Credit Acceptance (CACC) Competitors

$555.43 +7.62 (+1.39%)

Closing price 04:00 PM Eastern

Extended Trading

$555.25 -0.18 (-0.03%)

As of 04:10 PM Eastern

CACC vs. ALLY, OMF, NNI, SLM, and EZPW

Should you buy Credit Acceptance stock or one of its competitors? MarketBeat compares Credit Acceptance with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Credit Acceptance include Ally Financial (ALLY), OneMain (OMF), Nelnet (NNI), SLM (SLM), and EZCORP (EZPW). These companies are all part of the "fin - cons loans" industry.

How does Credit Acceptance compare to Ally Financial?

Ally Financial (NYSE:ALLY) and Credit Acceptance (NASDAQ:CACC) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, media sentiment, earnings, institutional ownership, profitability, risk, dividends and analyst recommendations.

Ally Financial has higher revenue and earnings than Credit Acceptance. Ally Financial is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ally Financial	$7.91B	1.63	$852M	$4.10	10.28
Credit Acceptance	$2.32B	2.51	$423.90M	$40.24	13.80

Ally Financial has a beta of 1.12, suggesting that its share price is 12% more volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.36, suggesting that its share price is 36% more volatile than the broader market.

Credit Acceptance has a net margin of 19.49% compared to Ally Financial's net margin of 16.47%. Credit Acceptance's return on equity of 29.95% beat Ally Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ally Financial	16.47%	11.41%	0.76%
Credit Acceptance	19.49%	29.95%	5.33%

In the previous week, Ally Financial had 11 more articles in the media than Credit Acceptance. MarketBeat recorded 14 mentions for Ally Financial and 3 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.03 beat Ally Financial's score of 0.86 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ally Financial	7 Very Positive mention(s)	1 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Credit Acceptance	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Ally Financial presently has a consensus target price of $54.14, indicating a potential upside of 28.50%. Credit Acceptance has a consensus target price of $520.00, indicating a potential downside of 6.38%. Given Ally Financial's stronger consensus rating and higher possible upside, equities analysts clearly believe Ally Financial is more favorable than Credit Acceptance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ally Financial	0 Sell rating(s)	2 Hold rating(s)	14 Buy rating(s)	0 Strong Buy rating(s)	2.88
Credit Acceptance	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

88.8% of Ally Financial shares are owned by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are owned by institutional investors. 0.5% of Ally Financial shares are owned by company insiders. Comparatively, 6.1% of Credit Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Credit Acceptance beats Ally Financial on 9 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to OneMain?

Credit Acceptance (NASDAQ:CACC) and OneMain (NYSE:OMF) are both mid-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, risk, dividends, profitability, analyst recommendations, earnings and valuation.

Credit Acceptance has a beta of 1.36, meaning that its share price is 36% more volatile than the broader market. Comparatively, OneMain has a beta of 1.27, meaning that its share price is 27% more volatile than the broader market.

Credit Acceptance presently has a consensus price target of $520.00, suggesting a potential downside of 6.38%. OneMain has a consensus price target of $68.30, suggesting a potential upside of 27.69%. Given OneMain's stronger consensus rating and higher possible upside, analysts plainly believe OneMain is more favorable than Credit Acceptance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credit Acceptance	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
OneMain	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.58

OneMain has higher revenue and earnings than Credit Acceptance. OneMain is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credit Acceptance	$2.32B	2.51	$423.90M	$40.24	13.80
OneMain	$5.46B	1.13	$783M	$6.72	7.96

Credit Acceptance has a net margin of 19.49% compared to OneMain's net margin of 14.38%. Credit Acceptance's return on equity of 29.95% beat OneMain's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credit Acceptance	19.49%	29.95%	5.33%
OneMain	14.38%	24.24%	3.03%

In the previous week, Credit Acceptance and Credit Acceptance both had 3 articles in the media. Credit Acceptance's average media sentiment score of 1.03 beat OneMain's score of 0.87 indicating that Credit Acceptance is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Credit Acceptance	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
OneMain	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

81.7% of Credit Acceptance shares are owned by institutional investors. Comparatively, 85.8% of OneMain shares are owned by institutional investors. 6.1% of Credit Acceptance shares are owned by company insiders. Comparatively, 0.3% of OneMain shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Credit Acceptance beats OneMain on 9 of the 15 factors compared between the two stocks.

How does Credit Acceptance compare to Nelnet?

Nelnet (NYSE:NNI) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, dividends, institutional ownership, valuation, profitability and media sentiment.

Credit Acceptance has a net margin of 19.49% compared to Nelnet's net margin of 18.45%. Credit Acceptance's return on equity of 29.95% beat Nelnet's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Nelnet	18.45%	11.73%	2.99%
Credit Acceptance	19.49%	29.95%	5.33%

In the previous week, Credit Acceptance had 3 more articles in the media than Nelnet. MarketBeat recorded 3 mentions for Credit Acceptance and 0 mentions for Nelnet. Nelnet's average media sentiment score of 1.71 beat Credit Acceptance's score of 1.03 indicating that Nelnet is being referred to more favorably in the media.

Company	Overall Sentiment
Nelnet	Very Positive
Credit Acceptance	Positive

33.5% of Nelnet shares are owned by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are owned by institutional investors. 40.3% of Nelnet shares are owned by insiders. Comparatively, 6.1% of Credit Acceptance shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Nelnet has a beta of 0.83, meaning that its share price is 17% less volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.36, meaning that its share price is 36% more volatile than the broader market.

Nelnet currently has a consensus price target of $140.00, indicating a potential upside of 9.39%. Credit Acceptance has a consensus price target of $520.00, indicating a potential downside of 6.38%. Given Nelnet's stronger consensus rating and higher possible upside, equities research analysts clearly believe Nelnet is more favorable than Credit Acceptance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Nelnet	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Credit Acceptance	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Nelnet has higher earnings, but lower revenue than Credit Acceptance. Nelnet is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Nelnet	$2.26B	2.04	$428.47M	$11.48	11.15
Credit Acceptance	$2.32B	2.51	$423.90M	$40.24	13.80

Summary

Credit Acceptance beats Nelnet on 10 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to SLM?

Credit Acceptance (NASDAQ:CACC) and SLM (NASDAQ:SLM) are both mid-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, valuation, earnings, profitability, media sentiment, institutional ownership, risk and dividends.

Credit Acceptance has a beta of 1.36, suggesting that its share price is 36% more volatile than the broader market. Comparatively, SLM has a beta of 1.01, suggesting that its share price is 1% more volatile than the broader market.

SLM has a net margin of 26.42% compared to Credit Acceptance's net margin of 19.49%. SLM's return on equity of 34.80% beat Credit Acceptance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credit Acceptance	19.49%	29.95%	5.33%
SLM	26.42%	34.80%	2.53%

In the previous week, SLM had 4 more articles in the media than Credit Acceptance. MarketBeat recorded 7 mentions for SLM and 3 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.03 beat SLM's score of 0.10 indicating that Credit Acceptance is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Credit Acceptance	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
SLM	0 Very Positive mention(s)	1 Positive mention(s)	5 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 98.9% of SLM shares are held by institutional investors. 6.1% of Credit Acceptance shares are held by insiders. Comparatively, 1.3% of SLM shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

SLM has higher revenue and earnings than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credit Acceptance	$2.32B	2.51	$423.90M	$40.24	13.80
SLM	$2.63B	1.57	$744.85M	$3.61	6.05

Credit Acceptance currently has a consensus target price of $520.00, indicating a potential downside of 6.38%. SLM has a consensus target price of $29.80, indicating a potential upside of 36.38%. Given SLM's stronger consensus rating and higher probable upside, analysts plainly believe SLM is more favorable than Credit Acceptance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credit Acceptance	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
SLM	1 Sell rating(s)	4 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.58

Summary

SLM beats Credit Acceptance on 10 of the 17 factors compared between the two stocks.

How does Credit Acceptance compare to EZCORP?

EZCORP (NASDAQ:EZPW) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, risk, earnings, dividends, media sentiment, analyst recommendations, institutional ownership and profitability.

In the previous week, EZCORP had 5 more articles in the media than Credit Acceptance. MarketBeat recorded 8 mentions for EZCORP and 3 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.03 beat EZCORP's score of 0.97 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
EZCORP	5 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Credit Acceptance	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Credit Acceptance has a net margin of 19.49% compared to EZCORP's net margin of 9.91%. Credit Acceptance's return on equity of 29.95% beat EZCORP's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
EZCORP	9.91%	13.45%	7.15%
Credit Acceptance	19.49%	29.95%	5.33%

EZCORP has a beta of 0.65, meaning that its share price is 35% less volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.36, meaning that its share price is 36% more volatile than the broader market.

EZCORP currently has a consensus price target of $37.25, indicating a potential upside of 11.63%. Credit Acceptance has a consensus price target of $520.00, indicating a potential downside of 6.38%. Given EZCORP's stronger consensus rating and higher probable upside, analysts plainly believe EZCORP is more favorable than Credit Acceptance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
EZCORP	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	2 Strong Buy rating(s)	3.14
Credit Acceptance	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

99.8% of EZCORP shares are held by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are held by institutional investors. 2.1% of EZCORP shares are held by company insiders. Comparatively, 6.1% of Credit Acceptance shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Credit Acceptance has higher revenue and earnings than EZCORP. Credit Acceptance is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
EZCORP	$1.27B	1.61	$109.61M	$1.84	18.14
Credit Acceptance	$2.32B	2.51	$423.90M	$40.24	13.80

Summary

Credit Acceptance beats EZCORP on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

CACC vs. The Competition

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Metric	Credit Acceptance	FIN Industry	Finance Sector	NASDAQ Exchange
Market Cap	$5.73B	$10.09B	$13.37B	$12.28B
Dividend Yield	N/A	5.49%	5.87%	5.30%
P/E Ratio	13.80	14.37	23.72	25.24
Price / Sales	2.51	1.56	166.77	74.54
Price / Cash	12.43	8.26	19.91	37.27
Price / Book	4.02	1.73	2.18	6.63
Net Income	$423.90M	$421.68M	$1.13B	$335.41M
7 Day Performance	6.46%	-0.26%	-0.84%	-1.83%
1 Month Performance	5.28%	-3.01%	-1.14%	-1.16%
1 Year Performance	10.61%	12.06%	9.48%	28.31%

Credit Acceptance Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
CACC Credit Acceptance	2.5757 of 5 stars	$555.43 +1.4%	$520.00 -6.4%	+9.1%	$5.73B	$2.32B	13.80	2,499	Positive News
ALLY Ally Financial	4.9967 of 5 stars	$42.00 -0.9%	$54.14 +28.9%	+16.6%	$12.87B	$7.91B	10.24	10,300
OMF OneMain	4.9961 of 5 stars	$53.48 -0.9%	$68.30 +27.7%	+3.2%	$6.18B	$5.46B	7.96	9,300
NNI Nelnet	3.613 of 5 stars	$125.08 -0.5%	$140.00 +11.9%	+5.5%	$4.49B	$2.26B	10.90	5,744	Positive News
SLM SLM	4.2166 of 5 stars	$21.17 -1.9%	$29.80 +40.8%	-37.2%	$3.99B	$2.63B	5.86	1,788

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This page (NASDAQ:CACC) was last updated on 5/18/2026 by MarketBeat.com Staff.

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Credit Acceptance (CACC) Competitors

CACC vs. ALLY, OMF, NNI, SLM, and EZPW

How does Credit Acceptance compare to Ally Financial?

Summary

How does Credit Acceptance compare to OneMain?

Summary

How does Credit Acceptance compare to Nelnet?

Summary

How does Credit Acceptance compare to SLM?

Summary

How does Credit Acceptance compare to EZCORP?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

CACC vs. The Competition

Credit Acceptance Competitors List

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Stock Ideas and Recommendations

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Credit Acceptance (CACC) Competitors

CACC vs. ALLY, OMF, NNI, SLM, and EZPW

How does Credit Acceptance compare to Ally Financial?

Which has better earnings & valuation, ALLY or CACC?

Which has more risk and volatility, ALLY or CACC?

Is ALLY or CACC more profitable?

Does the media favor ALLY or CACC?

Do analysts rate ALLY or CACC?

Do institutionals and insiders hold more shares of ALLY or CACC?

Summary

How does Credit Acceptance compare to OneMain?

Which has more risk & volatility, CACC or OMF?

Do analysts rate CACC or OMF?

Which has stronger valuation & earnings, CACC or OMF?

Is CACC or OMF more profitable?

Does the media refer more to CACC or OMF?

Do institutionals & insiders hold more shares of CACC or OMF?

Summary

How does Credit Acceptance compare to Nelnet?

Is NNI or CACC more profitable?

Does the media prefer NNI or CACC?

Do institutionals and insiders have more ownership in NNI or CACC?

Which has more risk & volatility, NNI or CACC?

Do analysts prefer NNI or CACC?

Which has preferable valuation and earnings, NNI or CACC?

Summary

How does Credit Acceptance compare to SLM?

Which has more risk and volatility, CACC or SLM?

Is CACC or SLM more profitable?

Does the media refer more to CACC or SLM?

Do institutionals & insiders believe in CACC or SLM?

Which has higher valuation and earnings, CACC or SLM?

Do analysts prefer CACC or SLM?

Summary

How does Credit Acceptance compare to EZCORP?

Does the media favor EZPW or CACC?

Is EZPW or CACC more profitable?

Which has more volatility and risk, EZPW or CACC?

Do analysts prefer EZPW or CACC?

Do institutionals and insiders hold more shares of EZPW or CACC?

Which has better earnings & valuation, EZPW or CACC?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

CACC vs. The Competition

Credit Acceptance Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools