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Credit Acceptance (CACC) Competitors

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$629.62 +5.92 (+0.95%)
Closing price 06/26/2026 03:59 PM Eastern
Extended Trading
$629.61 -0.01 (0.00%)
As of 06/26/2026 05:31 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

CACC vs. ALLY, OMF, NNI, SLM, and EZPW

Should you buy Credit Acceptance stock or one of its competitors? MarketBeat compares Credit Acceptance with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Credit Acceptance include Ally Financial (ALLY), OneMain (OMF), Nelnet (NNI), SLM (SLM), and EZCORP (EZPW). These companies are all part of the "fin - cons loans" industry.

How does Credit Acceptance compare to Ally Financial?

Ally Financial (NYSE:ALLY) and Credit Acceptance (NASDAQ:CACC) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, risk, earnings, institutional ownership, media sentiment, dividends, valuation and profitability.

88.8% of Ally Financial shares are held by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are held by institutional investors. 0.5% of Ally Financial shares are held by company insiders. Comparatively, 6.1% of Credit Acceptance shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

In the previous week, Credit Acceptance had 9 more articles in the media than Ally Financial. MarketBeat recorded 17 mentions for Credit Acceptance and 8 mentions for Ally Financial. Ally Financial's average media sentiment score of 0.97 beat Credit Acceptance's score of 0.01 indicating that Ally Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Ally Financial
6 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Credit Acceptance
10 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Ally Financial presently has a consensus target price of $53.50, suggesting a potential upside of 13.33%. Credit Acceptance has a consensus target price of $520.00, suggesting a potential downside of 17.41%. Given Ally Financial's stronger consensus rating and higher probable upside, analysts plainly believe Ally Financial is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88
Credit Acceptance
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Ally Financial has a beta of 1.1, suggesting that its share price is 10% more volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.38, suggesting that its share price is 38% more volatile than the broader market.

Credit Acceptance has a net margin of 19.49% compared to Ally Financial's net margin of 16.47%. Credit Acceptance's return on equity of 29.95% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Ally Financial16.47% 11.41% 0.76%
Credit Acceptance 19.49%29.95%5.33%

Ally Financial has higher revenue and earnings than Credit Acceptance. Ally Financial is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ally Financial$7.91B1.83$852M$4.1011.51
Credit Acceptance$2.32B2.84$423.90M$40.2415.65

Summary

Credit Acceptance beats Ally Financial on 9 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to OneMain?

OneMain (NYSE:OMF) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, valuation, earnings, risk, analyst recommendations and media sentiment.

OneMain has higher revenue and earnings than Credit Acceptance. OneMain is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OneMain$5.46B1.28$783M$6.729.01
Credit Acceptance$2.32B2.84$423.90M$40.2415.65

85.8% of OneMain shares are owned by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are owned by institutional investors. 0.3% of OneMain shares are owned by insiders. Comparatively, 6.1% of Credit Acceptance shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

OneMain presently has a consensus price target of $68.30, suggesting a potential upside of 12.79%. Credit Acceptance has a consensus price target of $520.00, suggesting a potential downside of 17.41%. Given OneMain's stronger consensus rating and higher probable upside, analysts plainly believe OneMain is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OneMain
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.58
Credit Acceptance
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

OneMain has a beta of 1.24, meaning that its stock price is 24% more volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.38, meaning that its stock price is 38% more volatile than the broader market.

In the previous week, Credit Acceptance had 14 more articles in the media than OneMain. MarketBeat recorded 17 mentions for Credit Acceptance and 3 mentions for OneMain. OneMain's average media sentiment score of 0.61 beat Credit Acceptance's score of 0.01 indicating that OneMain is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OneMain
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Credit Acceptance
10 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Credit Acceptance has a net margin of 19.49% compared to OneMain's net margin of 14.38%. Credit Acceptance's return on equity of 29.95% beat OneMain's return on equity.

Company Net Margins Return on Equity Return on Assets
OneMain14.38% 24.24% 3.03%
Credit Acceptance 19.49%29.95%5.33%

Summary

Credit Acceptance beats OneMain on 9 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to Nelnet?

Nelnet (NYSE:NNI) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, profitability, dividends, media sentiment, risk, institutional ownership, earnings and analyst recommendations.

In the previous week, Credit Acceptance had 15 more articles in the media than Nelnet. MarketBeat recorded 17 mentions for Credit Acceptance and 2 mentions for Nelnet. Credit Acceptance's average media sentiment score of 0.01 beat Nelnet's score of 0.00 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Nelnet
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Credit Acceptance
10 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Nelnet has a beta of 0.79, meaning that its share price is 21% less volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.38, meaning that its share price is 38% more volatile than the broader market.

Nelnet has higher earnings, but lower revenue than Credit Acceptance. Nelnet is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Nelnet$2.26B2.14$428.47M$11.4811.69
Credit Acceptance$2.32B2.84$423.90M$40.2415.65

33.5% of Nelnet shares are owned by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are owned by institutional investors. 40.3% of Nelnet shares are owned by company insiders. Comparatively, 6.1% of Credit Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Credit Acceptance has a net margin of 19.49% compared to Nelnet's net margin of 18.45%. Credit Acceptance's return on equity of 29.95% beat Nelnet's return on equity.

Company Net Margins Return on Equity Return on Assets
Nelnet18.45% 11.73% 2.99%
Credit Acceptance 19.49%29.95%5.33%

Nelnet currently has a consensus target price of $140.00, suggesting a potential upside of 4.31%. Credit Acceptance has a consensus target price of $520.00, suggesting a potential downside of 17.41%. Given Nelnet's stronger consensus rating and higher possible upside, analysts clearly believe Nelnet is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Nelnet
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Credit Acceptance
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

Credit Acceptance beats Nelnet on 11 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to SLM?

Credit Acceptance (NASDAQ:CACC) and SLM (NASDAQ:SLM) are both mid-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, risk, media sentiment, analyst recommendations, profitability, dividends, valuation and earnings.

SLM has a net margin of 26.42% compared to Credit Acceptance's net margin of 19.49%. SLM's return on equity of 34.80% beat Credit Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance19.49% 29.95% 5.33%
SLM 26.42%34.80%2.53%

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 98.9% of SLM shares are held by institutional investors. 6.1% of Credit Acceptance shares are held by company insiders. Comparatively, 1.4% of SLM shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Credit Acceptance has a beta of 1.38, indicating that its stock price is 38% more volatile than the broader market. Comparatively, SLM has a beta of 0.98, indicating that its stock price is 2% less volatile than the broader market.

In the previous week, Credit Acceptance had 13 more articles in the media than SLM. MarketBeat recorded 17 mentions for Credit Acceptance and 4 mentions for SLM. SLM's average media sentiment score of 0.43 beat Credit Acceptance's score of 0.01 indicating that SLM is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
10 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
SLM
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Credit Acceptance currently has a consensus price target of $520.00, indicating a potential downside of 17.41%. SLM has a consensus price target of $29.80, indicating a potential upside of 17.09%. Given SLM's stronger consensus rating and higher possible upside, analysts plainly believe SLM is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
SLM
1 Sell rating(s)
5 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.42

SLM has higher revenue and earnings than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.84$423.90M$40.2415.65
SLM$2.63B1.83$744.85M$3.617.05

Summary

SLM beats Credit Acceptance on 9 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to EZCORP?

Credit Acceptance (NASDAQ:CACC) and EZCORP (NASDAQ:EZPW) are both mid-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, risk, valuation, dividends, analyst recommendations, profitability, media sentiment and earnings.

Credit Acceptance has a net margin of 19.49% compared to EZCORP's net margin of 9.91%. Credit Acceptance's return on equity of 29.95% beat EZCORP's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance19.49% 29.95% 5.33%
EZCORP 9.91%13.45%7.15%

Credit Acceptance has a beta of 1.38, suggesting that its share price is 38% more volatile than the broader market. Comparatively, EZCORP has a beta of 0.63, suggesting that its share price is 37% less volatile than the broader market.

Credit Acceptance presently has a consensus target price of $520.00, indicating a potential downside of 17.41%. EZCORP has a consensus target price of $37.25, indicating a potential upside of 14.54%. Given EZCORP's stronger consensus rating and higher probable upside, analysts clearly believe EZCORP is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
EZCORP
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
2 Strong Buy rating(s)
3.14

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 99.8% of EZCORP shares are held by institutional investors. 6.1% of Credit Acceptance shares are held by company insiders. Comparatively, 2.1% of EZCORP shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Credit Acceptance has higher revenue and earnings than EZCORP. Credit Acceptance is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.84$423.90M$40.2415.65
EZCORP$1.27B1.57$109.61M$1.8417.67

In the previous week, Credit Acceptance had 12 more articles in the media than EZCORP. MarketBeat recorded 17 mentions for Credit Acceptance and 5 mentions for EZCORP. EZCORP's average media sentiment score of 0.38 beat Credit Acceptance's score of 0.01 indicating that EZCORP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
10 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
EZCORP
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Credit Acceptance beats EZCORP on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CACC vs. The Competition

MetricCredit AcceptanceFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$6.58B$11.19B$13.89B$12.18B
Dividend YieldN/A5.09%5.69%6.24%
P/E Ratio15.6516.5320.4824.17
Price / Sales2.841.84133.80118.47
Price / Cash14.2710.7119.6855.62
Price / Book4.562.162.266.36
Net Income$423.90M$421.66M$1.14B$337.99M
7 Day Performance8.61%6.96%0.90%0.10%
1 Month Performance12.35%13.99%1.41%-1.28%
1 Year Performance25.26%28.75%15.38%27.68%

Credit Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CACC
Credit Acceptance
1.8229 of 5 stars
$629.62
+0.9%
$520.00
-17.4%
+25.3%$6.58B$2.32B15.652,499
ALLY
Ally Financial
4.9551 of 5 stars
$45.52
+0.1%
$54.14
+19.0%
+21.3%$13.95B$7.91B11.1010,300
OMF
OneMain
4.8957 of 5 stars
$58.15
-0.1%
$68.30
+17.5%
+6.7%$6.72B$5.46B8.659,300
NNI
Nelnet
2.5297 of 5 stars
$129.78
-0.4%
$140.00
+7.9%
+11.6%$4.66B$2.26B11.315,744
SLM
SLM
4.2031 of 5 stars
$23.03
flat
$29.80
+29.4%
-22.8%$4.34B$2.63B6.381,788

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This page (NASDAQ:CACC) was last updated on 6/28/2026 by MarketBeat.com Staff.
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