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Credit Acceptance (CACC) Competitors

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$615.75 -24.25 (-3.79%)
Closing price 04:00 PM Eastern
Extended Trading
$616.00 +0.25 (+0.04%)
As of 07:34 PM Eastern
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CACC vs. ALLY, OMF, NNI, SLM, and EZPW

Should you buy Credit Acceptance stock or one of its competitors? MarketBeat compares Credit Acceptance with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Credit Acceptance include Ally Financial (ALLY), OneMain (OMF), Nelnet (NNI), SLM (SLM), and EZCORP (EZPW). These companies are all part of the "fin - cons loans" industry.

How does Credit Acceptance compare to Ally Financial?

Credit Acceptance (NASDAQ:CACC) and Ally Financial (NYSE:ALLY) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, media sentiment, valuation, dividends, profitability, analyst recommendations, institutional ownership and risk.

Credit Acceptance has a beta of 1.36, indicating that its share price is 36% more volatile than the broader market. Comparatively, Ally Financial has a beta of 1.09, indicating that its share price is 9% more volatile than the broader market.

In the previous week, Ally Financial had 9 more articles in the media than Credit Acceptance. MarketBeat recorded 11 mentions for Ally Financial and 2 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.52 beat Ally Financial's score of 0.59 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Ally Financial
3 Very Positive mention(s)
0 Positive mention(s)
7 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 88.8% of Ally Financial shares are held by institutional investors. 6.1% of Credit Acceptance shares are held by insiders. Comparatively, 0.5% of Ally Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Credit Acceptance has a net margin of 19.49% compared to Ally Financial's net margin of 16.47%. Credit Acceptance's return on equity of 29.95% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance19.49% 29.95% 5.33%
Ally Financial 16.47%11.41%0.76%

Credit Acceptance presently has a consensus price target of $557.50, indicating a potential downside of 9.46%. Ally Financial has a consensus price target of $53.79, indicating a potential upside of 18.28%. Given Ally Financial's stronger consensus rating and higher possible upside, analysts plainly believe Ally Financial is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88

Ally Financial has higher revenue and earnings than Credit Acceptance. Ally Financial is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.78$423.90M$40.2415.30
Ally Financial$7.91B1.76$852M$4.1011.09

Summary

Credit Acceptance beats Ally Financial on 9 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to OneMain?

OneMain (NYSE:OMF) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, risk, dividends, earnings, institutional ownership, analyst recommendations, valuation and media sentiment.

OneMain has a beta of 1.22, meaning that its share price is 22% more volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.36, meaning that its share price is 36% more volatile than the broader market.

Credit Acceptance has a net margin of 19.49% compared to OneMain's net margin of 14.38%. Credit Acceptance's return on equity of 29.95% beat OneMain's return on equity.

Company Net Margins Return on Equity Return on Assets
OneMain14.38% 24.24% 3.03%
Credit Acceptance 19.49%29.95%5.33%

OneMain has higher revenue and earnings than Credit Acceptance. OneMain is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OneMain$5.46B1.28$783M$6.728.96
Credit Acceptance$2.32B2.78$423.90M$40.2415.30

In the previous week, OneMain had 4 more articles in the media than Credit Acceptance. MarketBeat recorded 6 mentions for OneMain and 2 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.52 beat OneMain's score of 0.86 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OneMain
3 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Credit Acceptance
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

85.8% of OneMain shares are held by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are held by institutional investors. 0.3% of OneMain shares are held by insiders. Comparatively, 6.1% of Credit Acceptance shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

OneMain presently has a consensus target price of $67.80, indicating a potential upside of 12.58%. Credit Acceptance has a consensus target price of $557.50, indicating a potential downside of 9.46%. Given OneMain's stronger consensus rating and higher probable upside, research analysts clearly believe OneMain is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OneMain
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.58
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Summary

Credit Acceptance beats OneMain on 9 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to Nelnet?

Nelnet (NYSE:NNI) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, media sentiment, profitability, dividends, analyst recommendations, risk, valuation and institutional ownership.

Nelnet has higher earnings, but lower revenue than Credit Acceptance. Nelnet is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Nelnet$2.26B2.13$428.47M$11.4811.66
Credit Acceptance$2.32B2.78$423.90M$40.2415.30

Nelnet has a beta of 0.78, indicating that its stock price is 22% less volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.36, indicating that its stock price is 36% more volatile than the broader market.

Nelnet presently has a consensus price target of $140.00, indicating a potential upside of 4.56%. Credit Acceptance has a consensus price target of $557.50, indicating a potential downside of 9.46%. Given Nelnet's higher possible upside, research analysts clearly believe Nelnet is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Nelnet
1 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

In the previous week, Credit Acceptance had 1 more articles in the media than Nelnet. MarketBeat recorded 2 mentions for Credit Acceptance and 1 mentions for Nelnet. Credit Acceptance's average media sentiment score of 1.52 beat Nelnet's score of 0.00 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Nelnet
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Credit Acceptance
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

33.5% of Nelnet shares are held by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are held by institutional investors. 40.3% of Nelnet shares are held by insiders. Comparatively, 6.1% of Credit Acceptance shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Credit Acceptance has a net margin of 19.49% compared to Nelnet's net margin of 18.45%. Credit Acceptance's return on equity of 29.95% beat Nelnet's return on equity.

Company Net Margins Return on Equity Return on Assets
Nelnet18.45% 11.73% 2.99%
Credit Acceptance 19.49%29.95%5.33%

Summary

Credit Acceptance beats Nelnet on 12 of the 15 factors compared between the two stocks.

How does Credit Acceptance compare to SLM?

SLM (NASDAQ:SLM) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, earnings, dividends, institutional ownership, risk, profitability, valuation and media sentiment.

SLM has higher revenue and earnings than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SLM$2.63B1.82$744.85M$3.617.02
Credit Acceptance$2.32B2.78$423.90M$40.2415.30

SLM has a beta of 0.94, indicating that its stock price is 6% less volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.36, indicating that its stock price is 36% more volatile than the broader market.

SLM presently has a consensus price target of $29.90, suggesting a potential upside of 18.04%. Credit Acceptance has a consensus price target of $557.50, suggesting a potential downside of 9.46%. Given SLM's stronger consensus rating and higher probable upside, research analysts clearly believe SLM is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SLM
1 Sell rating(s)
6 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.33
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

In the previous week, Credit Acceptance had 1 more articles in the media than SLM. MarketBeat recorded 2 mentions for Credit Acceptance and 1 mentions for SLM. Credit Acceptance's average media sentiment score of 1.52 beat SLM's score of 0.39 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SLM
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Credit Acceptance
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

98.9% of SLM shares are owned by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are owned by institutional investors. 1.4% of SLM shares are owned by company insiders. Comparatively, 6.1% of Credit Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

SLM has a net margin of 26.42% compared to Credit Acceptance's net margin of 19.49%. SLM's return on equity of 34.80% beat Credit Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
SLM26.42% 34.80% 2.53%
Credit Acceptance 19.49%29.95%5.33%

Summary

SLM and Credit Acceptance tied by winning 8 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to EZCORP?

Credit Acceptance (NASDAQ:CACC) and EZCORP (NASDAQ:EZPW) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their dividends, risk, analyst recommendations, earnings, profitability, media sentiment, institutional ownership and valuation.

Credit Acceptance presently has a consensus price target of $557.50, indicating a potential downside of 9.46%. EZCORP has a consensus price target of $38.80, indicating a potential upside of 21.40%. Given EZCORP's stronger consensus rating and higher probable upside, analysts plainly believe EZCORP is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
EZCORP
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
2.88

Credit Acceptance has a beta of 1.36, suggesting that its stock price is 36% more volatile than the broader market. Comparatively, EZCORP has a beta of 0.64, suggesting that its stock price is 36% less volatile than the broader market.

Credit Acceptance has higher revenue and earnings than EZCORP. Credit Acceptance is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.78$423.90M$40.2415.30
EZCORP$1.27B1.54$109.61M$1.8417.37

Credit Acceptance has a net margin of 19.49% compared to EZCORP's net margin of 9.91%. Credit Acceptance's return on equity of 29.95% beat EZCORP's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance19.49% 29.95% 5.33%
EZCORP 9.91%13.45%7.15%

81.7% of Credit Acceptance shares are owned by institutional investors. Comparatively, 99.8% of EZCORP shares are owned by institutional investors. 6.1% of Credit Acceptance shares are owned by company insiders. Comparatively, 2.1% of EZCORP shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

In the previous week, Credit Acceptance had 2 more articles in the media than EZCORP. MarketBeat recorded 2 mentions for Credit Acceptance and 0 mentions for EZCORP. Credit Acceptance's average media sentiment score of 1.52 beat EZCORP's score of 1.34 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Overall Sentiment
Credit Acceptance Very Positive
EZCORP Positive

Summary

Credit Acceptance beats EZCORP on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CACC vs. The Competition

MetricCredit AcceptanceFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$6.69B$11.32B$14.38B$12.28B
Dividend YieldN/A5.53%5.67%9.39%
P/E Ratio15.3016.1920.5523.94
Price / Sales2.781.8044.4291.92
Price / Cash14.5210.6119.2447.25
Price / Book4.462.122.266.14
Net Income$423.90M$421.66M$1.14B$331.74M
7 Day Performance-1.66%-0.38%0.26%-1.72%
1 Month Performance6.21%3.59%1.38%-1.44%
1 Year Performance23.45%23.66%13.35%16.97%

Credit Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CACC
Credit Acceptance
2.081 of 5 stars
$615.75
-3.8%
$557.50
-9.5%
+28.3%$6.69B$2.32B15.302,499
ALLY
Ally Financial
4.8935 of 5 stars
$45.60
+1.1%
$53.79
+17.9%
+14.4%$13.98B$7.91B11.1210,300
OMF
OneMain
4.8233 of 5 stars
$59.29
+0.8%
$67.80
+14.4%
+4.3%$6.85B$5.46B8.829,300
NNI
Nelnet
2.3672 of 5 stars
$133.26
+0.6%
$140.00
+5.1%
+11.9%$4.79B$2.26B11.615,744
SLM
SLM
4.3027 of 5 stars
$24.96
+0.9%
$29.50
+18.2%
-22.8%$4.71B$2.63B6.911,788

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This page (NASDAQ:CACC) was last updated on 7/20/2026 by MarketBeat.com Staff.
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