Free Trial

Credit Acceptance (CACC) Competitors

Credit Acceptance logo
$483.10 +11.53 (+2.45%)
(As of 12/6/2024 05:34 PM ET)

CACC vs. SLM, NNI, ECPG, PRAA, WRLD, EZPW, GDOT, RM, AXP, and COF

Should you be buying Credit Acceptance stock or one of its competitors? The main competitors of Credit Acceptance include SLM (SLM), Nelnet (NNI), Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), and Capital One Financial (COF). These companies are all part of the "consumer finance" industry.

Credit Acceptance vs.

Credit Acceptance (NASDAQ:CACC) and SLM (NASDAQ:SLM) are both mid-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, profitability, dividends, valuation, community ranking, media sentiment, analyst recommendations, institutional ownership and risk.

SLM has a net margin of 22.18% compared to Credit Acceptance's net margin of 9.08%. SLM's return on equity of 35.92% beat Credit Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance9.08% 29.18% 5.91%
SLM 22.18%35.92%2.29%

In the previous week, SLM had 8 more articles in the media than Credit Acceptance. MarketBeat recorded 14 mentions for SLM and 6 mentions for Credit Acceptance. SLM's average media sentiment score of 1.09 beat Credit Acceptance's score of 1.03 indicating that SLM is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
SLM
10 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Credit Acceptance presently has a consensus price target of $416.00, indicating a potential downside of 13.89%. SLM has a consensus price target of $25.45, indicating a potential downside of 4.20%. Given SLM's stronger consensus rating and higher possible upside, analysts plainly believe SLM is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
SLM
0 Sell rating(s)
2 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.82

Credit Acceptance has a beta of 1.46, indicating that its stock price is 46% more volatile than the S&P 500. Comparatively, SLM has a beta of 1.21, indicating that its stock price is 21% more volatile than the S&P 500.

SLM received 159 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 69.53% of users gave SLM an outperform vote while only 51.07% of users gave Credit Acceptance an outperform vote.

CompanyUnderperformOutperform
Credit AcceptanceOutperform Votes
334
51.07%
Underperform Votes
320
48.93%
SLMOutperform Votes
493
69.53%
Underperform Votes
216
30.47%

SLM has higher revenue and earnings than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$1.90B3.08$286.10M$14.8932.44
SLM$1.90B2.97$581.39M$2.879.26

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 98.9% of SLM shares are held by institutional investors. 5.3% of Credit Acceptance shares are held by insiders. Comparatively, 1.2% of SLM shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Summary

SLM beats Credit Acceptance on 12 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

CACC vs. The Competition

MetricCredit AcceptancePersonal credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$5.78B$6.81B$10.85B$8.38B
Dividend YieldN/A4.51%9.62%4.04%
P/E Ratio32.4430.0628.9417.47
Price / Sales3.082.6684.1289.47
Price / Cash10.6711.3818.7938.71
Price / Book3.462.473.074.98
Net Income$286.10M$345.75M$958.18M$198.22M
7 Day Performance-2.93%0.60%-0.47%0.80%
1 Month Performance7.36%9.83%1.39%4.98%
1 Year Performance4.78%48.54%21.48%29.75%

Credit Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CACC
Credit Acceptance
3.3091 of 5 stars
$483.10
+2.4%
$416.00
-13.9%
+6.0%$5.78B$1.90B32.442,232Insider Trade
News Coverage
Positive News
SLM
SLM
4.7607 of 5 stars
$26.61
-2.8%
$25.45
-4.3%
+63.4%$5.65B$2.84B9.541,740Insider Trade
Positive News
NNI
Nelnet
4.2739 of 5 stars
$110.03
+1.3%
$98.00
-10.9%
+27.6%$3.99B$2.06B35.837,550Analyst Upgrade
News Coverage
ECPG
Encore Capital Group
3.9521 of 5 stars
$49.24
+0.1%
$62.33
+26.6%
+6.2%$1.17B$1.22B-6.277,400
PRAA
PRA Group
4.1825 of 5 stars
$21.56
+1.7%
$32.00
+48.4%
-3.4%$850.11M$802.55M19.273,155
WRLD
World Acceptance
2.7359 of 5 stars
$120.42
-0.4%
$10.00
-91.7%
+1.4%$692.42M$573.21M8.222,872News Coverage
Positive News
EZPW
EZCORP
4.2447 of 5 stars
$12.65
-1.2%
$16.00
+26.5%
+41.4%$689.05M$1.16B11.538,000Insider Trade
News Coverage
Positive News
GDOT
Green Dot
1.9794 of 5 stars
$10.16
-1.1%
$10.75
+5.8%
+14.6%$546.48M$1.63B-9.781,200
RM
Regional Management
3.9926 of 5 stars
$30.68
+0.5%
$35.50
+15.7%
+44.7%$311.80M$503.10M12.792,081Insider Trade
News Coverage
AXP
American Express
4.3219 of 5 stars
$302.53
-0.7%
$253.09
-16.3%
+80.2%$213.12B$64.42B22.4274,600Analyst Upgrade
COF
Capital One Financial
4.4861 of 5 stars
$188.78
-1.7%
$160.18
-15.2%
+62.9%$72.02B$49.48B17.8051,987Positive News

Related Companies and Tools


This page (NASDAQ:CACC) was last updated on 12/8/2024 by MarketBeat.com Staff
From Our Partners