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Credit Acceptance (CACC) Competitors

Credit Acceptance logo
$581.25 -4.33 (-0.74%)
As of 04:00 PM Eastern

CACC vs. ALLY, SOFI, KSPI, FCFS, and OMF

Should you buy Credit Acceptance stock or one of its competitors? Credit Acceptance's main competitors and comparable companies include Ally Financial (ALLY), SoFi Technologies (SOFI), Joint Stock Company Kaspi.kz (KSPI), FirstCash (FCFS), and OneMain (OMF). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Credit Acceptance compare to Ally Financial?

Credit Acceptance (NASDAQ:CACC) and Ally Financial (NYSE:ALLY) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, dividends, valuation, earnings, analyst recommendations, media sentiment, risk and institutional ownership.

81.7% of Credit Acceptance shares are owned by institutional investors. Comparatively, 88.8% of Ally Financial shares are owned by institutional investors. 6.1% of Credit Acceptance shares are owned by insiders. Comparatively, 0.5% of Ally Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Ally Financial has higher revenue and earnings than Credit Acceptance. Ally Financial is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.62$423.90M$45.4812.78
Ally Financial$7.91B1.68$852M$4.2410.33

Credit Acceptance presently has a consensus price target of $570.00, indicating a potential downside of 1.94%. Ally Financial has a consensus price target of $53.64, indicating a potential upside of 22.44%. Given Ally Financial's stronger consensus rating and higher probable upside, analysts plainly believe Ally Financial is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88

Credit Acceptance has a net margin of 21.54% compared to Ally Financial's net margin of 16.75%. Credit Acceptance's return on equity of 31.67% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance21.54% 31.67% 5.68%
Ally Financial 16.75%11.75%0.79%

Credit Acceptance has a beta of 1.37, meaning that its stock price is 37% more volatile than the broader market. Comparatively, Ally Financial has a beta of 1.1, meaning that its stock price is 10% more volatile than the broader market.

In the previous week, Ally Financial had 6 more articles in the media than Credit Acceptance. MarketBeat recorded 14 mentions for Ally Financial and 8 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 0.75 beat Ally Financial's score of 0.74 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Ally Financial
8 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Credit Acceptance beats Ally Financial on 9 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to SoFi Technologies?

SoFi Technologies (NASDAQ:SOFI) and Credit Acceptance (NASDAQ:CACC) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, media sentiment, valuation, dividends, analyst recommendations, earnings, profitability and institutional ownership.

In the previous week, SoFi Technologies had 25 more articles in the media than Credit Acceptance. MarketBeat recorded 33 mentions for SoFi Technologies and 8 mentions for Credit Acceptance. SoFi Technologies' average media sentiment score of 0.81 beat Credit Acceptance's score of 0.75 indicating that SoFi Technologies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SoFi Technologies
17 Very Positive mention(s)
7 Positive mention(s)
7 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive
Credit Acceptance
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

SoFi Technologies has higher revenue and earnings than Credit Acceptance. Credit Acceptance is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SoFi Technologies$3.61B6.43$481.32M$0.4837.75
Credit Acceptance$2.32B2.62$423.90M$45.4812.78

38.4% of SoFi Technologies shares are held by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are held by institutional investors. 2.5% of SoFi Technologies shares are held by insiders. Comparatively, 6.1% of Credit Acceptance shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Credit Acceptance has a net margin of 21.54% compared to SoFi Technologies' net margin of 14.78%. Credit Acceptance's return on equity of 31.67% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
SoFi Technologies14.78% 6.39% 1.28%
Credit Acceptance 21.54%31.67%5.68%

SoFi Technologies has a beta of 2.17, indicating that its share price is 117% more volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.37, indicating that its share price is 37% more volatile than the broader market.

SoFi Technologies presently has a consensus target price of $22.38, indicating a potential upside of 23.52%. Credit Acceptance has a consensus target price of $570.00, indicating a potential downside of 1.94%. Given SoFi Technologies' higher possible upside, equities research analysts clearly believe SoFi Technologies is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies
3 Sell rating(s)
10 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.20
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Summary

SoFi Technologies beats Credit Acceptance on 9 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to Joint Stock Company Kaspi.kz?

Credit Acceptance (NASDAQ:CACC) and Joint Stock Company Kaspi.kz (NASDAQ:KSPI) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, earnings, profitability, risk, institutional ownership, media sentiment, analyst recommendations and dividends.

In the previous week, Joint Stock Company Kaspi.kz had 1 more articles in the media than Credit Acceptance. MarketBeat recorded 9 mentions for Joint Stock Company Kaspi.kz and 8 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 0.75 beat Joint Stock Company Kaspi.kz's score of 0.36 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Joint Stock Company Kaspi.kz
1 Very Positive mention(s)
2 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Credit Acceptance has a beta of 1.37, suggesting that its stock price is 37% more volatile than the broader market. Comparatively, Joint Stock Company Kaspi.kz has a beta of 0.97, suggesting that its stock price is 3% less volatile than the broader market.

81.7% of Credit Acceptance shares are owned by institutional investors. Comparatively, 32.2% of Joint Stock Company Kaspi.kz shares are owned by institutional investors. 6.1% of Credit Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Joint Stock Company Kaspi.kz has higher revenue and earnings than Credit Acceptance. Joint Stock Company Kaspi.kz is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.62$423.90M$45.4812.78
Joint Stock Company Kaspi.kz$7.70B2.32$2.04B$10.848.67

Credit Acceptance currently has a consensus price target of $570.00, suggesting a potential downside of 1.94%. Joint Stock Company Kaspi.kz has a consensus price target of $96.67, suggesting a potential upside of 2.84%. Given Joint Stock Company Kaspi.kz's higher probable upside, analysts clearly believe Joint Stock Company Kaspi.kz is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Joint Stock Company Kaspi.kz
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.20

Joint Stock Company Kaspi.kz has a net margin of 24.89% compared to Credit Acceptance's net margin of 21.54%. Joint Stock Company Kaspi.kz's return on equity of 43.80% beat Credit Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance21.54% 31.67% 5.68%
Joint Stock Company Kaspi.kz 24.89%43.80%10.03%

Summary

Credit Acceptance beats Joint Stock Company Kaspi.kz on 8 of the 15 factors compared between the two stocks.

How does Credit Acceptance compare to FirstCash?

Credit Acceptance (NASDAQ:CACC) and FirstCash (NASDAQ:FCFS) are both mid-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, risk, dividends, earnings, valuation, media sentiment, profitability and analyst recommendations.

Credit Acceptance has higher earnings, but lower revenue than FirstCash. Credit Acceptance is trading at a lower price-to-earnings ratio than FirstCash, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.62$423.90M$45.4812.78
FirstCash$3.66B2.47$330.38M$8.7623.83

Credit Acceptance has a beta of 1.37, indicating that its share price is 37% more volatile than the broader market. Comparatively, FirstCash has a beta of 0.53, indicating that its share price is 47% less volatile than the broader market.

Credit Acceptance presently has a consensus price target of $570.00, suggesting a potential downside of 1.94%. FirstCash has a consensus price target of $249.00, suggesting a potential upside of 19.29%. Given FirstCash's stronger consensus rating and higher probable upside, analysts clearly believe FirstCash is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
FirstCash
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
3.00

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 80.3% of FirstCash shares are held by institutional investors. 6.1% of Credit Acceptance shares are held by insiders. Comparatively, 2.9% of FirstCash shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Credit Acceptance has a net margin of 21.54% compared to FirstCash's net margin of 9.42%. Credit Acceptance's return on equity of 31.67% beat FirstCash's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance21.54% 31.67% 5.68%
FirstCash 9.42%19.65%8.38%

In the previous week, Credit Acceptance had 3 more articles in the media than FirstCash. MarketBeat recorded 8 mentions for Credit Acceptance and 5 mentions for FirstCash. FirstCash's average media sentiment score of 1.46 beat Credit Acceptance's score of 0.75 indicating that FirstCash is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
FirstCash
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Credit Acceptance beats FirstCash on 9 of the 17 factors compared between the two stocks.

How does Credit Acceptance compare to OneMain?

Credit Acceptance (NASDAQ:CACC) and OneMain (NYSE:OMF) are both mid-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, institutional ownership, valuation, profitability, analyst recommendations, earnings, media sentiment and risk.

Credit Acceptance has a beta of 1.37, meaning that its share price is 37% more volatile than the broader market. Comparatively, OneMain has a beta of 1.21, meaning that its share price is 21% more volatile than the broader market.

OneMain has higher revenue and earnings than Credit Acceptance. OneMain is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.62$423.90M$45.4812.78
OneMain$5.46B1.33$783M$6.649.50

Credit Acceptance has a net margin of 21.54% compared to OneMain's net margin of 13.92%. Credit Acceptance's return on equity of 31.67% beat OneMain's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance21.54% 31.67% 5.68%
OneMain 13.92%23.49%2.92%

In the previous week, Credit Acceptance and Credit Acceptance both had 8 articles in the media. OneMain's average media sentiment score of 0.84 beat Credit Acceptance's score of 0.75 indicating that OneMain is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OneMain
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 85.8% of OneMain shares are held by institutional investors. 6.1% of Credit Acceptance shares are held by insiders. Comparatively, 0.3% of OneMain shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Credit Acceptance presently has a consensus target price of $570.00, suggesting a potential downside of 1.94%. OneMain has a consensus target price of $68.40, suggesting a potential upside of 8.47%. Given OneMain's stronger consensus rating and higher probable upside, analysts clearly believe OneMain is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
OneMain
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.58

Summary

Credit Acceptance beats OneMain on 8 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CACC vs. The Competition

MetricCredit AcceptanceConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$6.08B$7.37B$14.02B$12.95B
Dividend YieldN/A12.18%5.89%10.20%
P/E Ratio12.789.2529.1924.74
Price / Sales2.6265.91503.45108.60
Price / Cash13.2911.8330.2237.44
Price / Book4.212.673.716.42
Net Income$423.90M$434.78M$1.31B$347.12M
7 Day Performance1.45%-1.18%0.29%2.48%
1 Month Performance-7.14%-1.53%0.75%-1.04%
1 Year Performance25.49%10.08%12.56%23.22%

Credit Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CACC
Credit Acceptance
2.0337 of 5 stars
$581.25
-0.7%
$570.00
-1.9%
+26.4%$6.08B$2.32B12.782,499
ALLY
Ally Financial
4.9801 of 5 stars
$43.37
-0.3%
$53.86
+24.2%
+16.6%$13.19B$9.63B10.2310,300
SOFI
SoFi Technologies
4.5367 of 5 stars
$16.31
-1.0%
$22.28
+36.6%
-16.8%$20.92B$4.31B33.986,100
KSPI
Joint Stock Company Kaspi.kz
3.7594 of 5 stars
$88.78
-0.3%
$96.67
+8.9%
-4.9%$16.87B$4.29T8.1914,008
FCFS
FirstCash
4.7264 of 5 stars
$204.01
+1.0%
$199.25
-2.3%
+50.7%$8.85B$4.12B23.2922,000

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This page (NASDAQ:CACC) was last updated on 8/10/2026 by MarketBeat.com Staff.
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