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Credit Acceptance (CACC) Competitors

Credit Acceptance logo
$544.71 0.00 (0.00%)
Closing price 06/5/2026 04:00 PM Eastern
Extended Trading
$557.85 +13.14 (+2.41%)
As of 05:52 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

CACC vs. ALLY, OMF, NNI, SLM, and EZPW

Should you buy Credit Acceptance stock or one of its competitors? MarketBeat compares Credit Acceptance with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Credit Acceptance include Ally Financial (ALLY), OneMain (OMF), Nelnet (NNI), SLM (SLM), and EZCORP (EZPW). These companies are all part of the "fin - cons loans" industry.

How does Credit Acceptance compare to Ally Financial?

Credit Acceptance (NASDAQ:CACC) and Ally Financial (NYSE:ALLY) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, institutional ownership, dividends, analyst recommendations, valuation, media sentiment, profitability and earnings.

Ally Financial has higher revenue and earnings than Credit Acceptance. Ally Financial is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.46$423.90M$40.2413.54
Ally Financial$9.37B1.40$852M$4.1010.42

In the previous week, Ally Financial had 9 more articles in the media than Credit Acceptance. MarketBeat recorded 10 mentions for Ally Financial and 1 mentions for Credit Acceptance. Ally Financial's average media sentiment score of 1.02 beat Credit Acceptance's score of 1.00 indicating that Ally Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Ally Financial
8 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Credit Acceptance has a beta of 1.38, suggesting that its share price is 38% more volatile than the broader market. Comparatively, Ally Financial has a beta of 1.1, suggesting that its share price is 10% more volatile than the broader market.

Credit Acceptance has a net margin of 19.49% compared to Ally Financial's net margin of 16.47%. Credit Acceptance's return on equity of 29.95% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance19.49% 29.95% 5.33%
Ally Financial 16.47%11.41%0.76%

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 88.8% of Ally Financial shares are held by institutional investors. 6.1% of Credit Acceptance shares are held by insiders. Comparatively, 0.5% of Ally Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Credit Acceptance currently has a consensus price target of $520.00, suggesting a potential downside of 4.54%. Ally Financial has a consensus price target of $54.14, suggesting a potential upside of 26.76%. Given Ally Financial's stronger consensus rating and higher possible upside, analysts plainly believe Ally Financial is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88

Summary

Credit Acceptance and Ally Financial tied by winning 8 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to OneMain?

Credit Acceptance (NASDAQ:CACC) and OneMain (NYSE:OMF) are both mid-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, risk, profitability, institutional ownership, media sentiment, earnings and dividends.

Credit Acceptance has a net margin of 19.49% compared to OneMain's net margin of 14.38%. Credit Acceptance's return on equity of 29.95% beat OneMain's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance19.49% 29.95% 5.33%
OneMain 14.38%24.24%3.03%

Credit Acceptance currently has a consensus price target of $520.00, suggesting a potential downside of 4.54%. OneMain has a consensus price target of $68.30, suggesting a potential upside of 23.25%. Given OneMain's stronger consensus rating and higher possible upside, analysts clearly believe OneMain is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
OneMain
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.58

Credit Acceptance has a beta of 1.38, indicating that its share price is 38% more volatile than the broader market. Comparatively, OneMain has a beta of 1.24, indicating that its share price is 24% more volatile than the broader market.

In the previous week, OneMain had 6 more articles in the media than Credit Acceptance. MarketBeat recorded 7 mentions for OneMain and 1 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.00 beat OneMain's score of 0.82 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OneMain
5 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

OneMain has higher revenue and earnings than Credit Acceptance. OneMain is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.46$423.90M$40.2413.54
OneMain$5.05B1.27$783M$6.728.25

81.7% of Credit Acceptance shares are owned by institutional investors. Comparatively, 85.8% of OneMain shares are owned by institutional investors. 6.1% of Credit Acceptance shares are owned by insiders. Comparatively, 0.3% of OneMain shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Summary

Credit Acceptance beats OneMain on 9 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to Nelnet?

Nelnet (NYSE:NNI) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, media sentiment, risk, earnings and valuation.

In the previous week, Credit Acceptance had 1 more articles in the media than Nelnet. MarketBeat recorded 1 mentions for Credit Acceptance and 0 mentions for Nelnet. Credit Acceptance's average media sentiment score of 1.00 beat Nelnet's score of 0.00 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company Overall Sentiment
Nelnet Neutral
Credit Acceptance Positive

Nelnet presently has a consensus price target of $140.00, indicating a potential upside of 8.46%. Credit Acceptance has a consensus price target of $520.00, indicating a potential downside of 4.54%. Given Nelnet's stronger consensus rating and higher probable upside, analysts clearly believe Nelnet is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Nelnet
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Credit Acceptance
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Nelnet has higher earnings, but lower revenue than Credit Acceptance. Nelnet is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Nelnet$2.26B2.06$428.47M$11.4811.24
Credit Acceptance$2.32B2.46$423.90M$40.2413.54

33.5% of Nelnet shares are held by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are held by institutional investors. 40.3% of Nelnet shares are held by insiders. Comparatively, 6.1% of Credit Acceptance shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Credit Acceptance has a net margin of 19.49% compared to Nelnet's net margin of 18.45%. Credit Acceptance's return on equity of 29.95% beat Nelnet's return on equity.

Company Net Margins Return on Equity Return on Assets
Nelnet18.45% 11.73% 2.99%
Credit Acceptance 19.49%29.95%5.33%

Nelnet has a beta of 0.79, meaning that its stock price is 21% less volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.38, meaning that its stock price is 38% more volatile than the broader market.

Summary

Credit Acceptance beats Nelnet on 11 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to SLM?

SLM (NASDAQ:SLM) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, institutional ownership, profitability, earnings, valuation, media sentiment, analyst recommendations and dividends.

SLM has a net margin of 26.42% compared to Credit Acceptance's net margin of 19.49%. SLM's return on equity of 34.80% beat Credit Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
SLM26.42% 34.80% 2.53%
Credit Acceptance 19.49%29.95%5.33%

98.9% of SLM shares are owned by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are owned by institutional investors. 1.4% of SLM shares are owned by insiders. Comparatively, 6.1% of Credit Acceptance shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

SLM has a beta of 0.98, suggesting that its stock price is 2% less volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.38, suggesting that its stock price is 38% more volatile than the broader market.

In the previous week, Credit Acceptance had 1 more articles in the media than SLM. MarketBeat recorded 1 mentions for Credit Acceptance and 0 mentions for SLM. Credit Acceptance's average media sentiment score of 1.00 beat SLM's score of 0.00 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company Overall Sentiment
SLM Neutral
Credit Acceptance Positive

SLM currently has a consensus target price of $29.80, indicating a potential upside of 33.10%. Credit Acceptance has a consensus target price of $520.00, indicating a potential downside of 4.54%. Given SLM's stronger consensus rating and higher possible upside, equities research analysts clearly believe SLM is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SLM
1 Sell rating(s)
5 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.42
Credit Acceptance
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

SLM has higher earnings, but lower revenue than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SLM$1.96B2.15$744.85M$3.616.20
Credit Acceptance$2.32B2.46$423.90M$40.2413.54

Summary

Credit Acceptance beats SLM on 9 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to EZCORP?

Credit Acceptance (NASDAQ:CACC) and EZCORP (NASDAQ:EZPW) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, risk, valuation, dividends, analyst recommendations, profitability, media sentiment and earnings.

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 99.8% of EZCORP shares are held by institutional investors. 6.1% of Credit Acceptance shares are held by company insiders. Comparatively, 2.1% of EZCORP shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

In the previous week, Credit Acceptance and Credit Acceptance both had 1 articles in the media. Credit Acceptance's average media sentiment score of 1.00 beat EZCORP's score of 0.00 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
EZCORP
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Credit Acceptance has higher revenue and earnings than EZCORP. Credit Acceptance is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.46$423.90M$40.2413.54
EZCORP$1.48B1.33$109.61M$1.8417.36

Credit Acceptance has a beta of 1.38, suggesting that its share price is 38% more volatile than the broader market. Comparatively, EZCORP has a beta of 0.63, suggesting that its share price is 37% less volatile than the broader market.

Credit Acceptance presently has a consensus target price of $520.00, indicating a potential downside of 4.54%. EZCORP has a consensus target price of $37.25, indicating a potential upside of 16.59%. Given EZCORP's stronger consensus rating and higher probable upside, analysts clearly believe EZCORP is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
EZCORP
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
2 Strong Buy rating(s)
3.14

Credit Acceptance has a net margin of 19.49% compared to EZCORP's net margin of 9.91%. Credit Acceptance's return on equity of 29.95% beat EZCORP's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance19.49% 29.95% 5.33%
EZCORP 9.91%13.45%7.15%

Summary

Credit Acceptance beats EZCORP on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CACC vs. The Competition

MetricCredit AcceptanceFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$5.70B$9.89B$13.53B$11.98B
Dividend YieldN/A5.25%5.79%5.55%
P/E Ratio13.5414.3819.9123.62
Price / Sales2.461.79135.40111.43
Price / Cash12.368.8819.1537.25
Price / Book3.941.792.186.66
Net Income$423.90M$421.66M$1.13B$337.72M
7 Day Performance-3.02%-1.09%-0.11%-3.71%
1 Month Performance2.17%-0.10%-0.60%0.97%
1 Year Performance7.74%16.29%10.75%25.35%

Credit Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CACC
Credit Acceptance
2.1028 of 5 stars
$544.71
flat
$520.00
-4.5%
+7.7%$5.70B$2.32B13.542,499
ALLY
Ally Financial
4.9952 of 5 stars
$42.85
+0.1%
$54.14
+26.4%
+17.6%$13.13B$7.91B10.4510,300
OMF
OneMain
4.9966 of 5 stars
$55.35
+2.4%
$68.30
+23.4%
+3.8%$6.40B$5.46B8.249,300
NNI
Nelnet
3.3791 of 5 stars
$130.91
+0.6%
$140.00
+6.9%
+12.7%$4.70B$2.26B11.405,744
SLM
SLM
4.1257 of 5 stars
$22.12
+1.1%
$29.80
+34.7%
-30.4%$4.17B$2.63B6.131,788

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This page (NASDAQ:CACC) was last updated on 6/8/2026 by MarketBeat.com Staff.
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