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Credit Acceptance (CACC) Competitors

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$578.29 -12.12 (-2.05%)
Closing price 09/18/2026 04:00 PM Eastern
Extended Trading
$582.30 +4.01 (+0.69%)
As of 09/18/2026 07:58 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

CACC vs. ALLY, OMF, SYF, SOFI, and KSPI

Should you buy Credit Acceptance stock or one of its competitors? Credit Acceptance's main competitors and comparable companies include Ally Financial (ALLY), OneMain (OMF), Synchrony Financial (SYF), SoFi Technologies (SOFI), and Joint Stock Company Kaspi.kz (KSPI). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Credit Acceptance compare to Ally Financial?

Ally Financial (NYSE:ALLY) and Credit Acceptance (NASDAQ:CACC) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their valuation, dividends, risk, media sentiment, institutional ownership, earnings, profitability and analyst recommendations.

88.8% of Ally Financial shares are held by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are held by institutional investors. 0.5% of Ally Financial shares are held by insiders. Comparatively, 6.1% of Credit Acceptance shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Ally Financial currently has a consensus target price of $53.73, suggesting a potential upside of 34.43%. Credit Acceptance has a consensus target price of $570.00, suggesting a potential downside of 1.43%. Given Ally Financial's stronger consensus rating and higher probable upside, analysts plainly believe Ally Financial is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
1 Strong Buy rating(s)
2.94
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Ally Financial has higher revenue and earnings than Credit Acceptance. Ally Financial is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ally Financial$7.91B1.54$852M$4.249.43
Credit Acceptance$2.32B2.61$423.90M$45.4812.72

Ally Financial has a beta of 1.09, suggesting that its stock price is 9% more volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.35, suggesting that its stock price is 35% more volatile than the broader market.

Credit Acceptance has a net margin of 21.54% compared to Ally Financial's net margin of 16.75%. Credit Acceptance's return on equity of 31.67% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Ally Financial16.75% 11.75% 0.79%
Credit Acceptance 21.54%31.67%5.68%

In the previous week, Credit Acceptance had 6 more articles in the media than Ally Financial. MarketBeat recorded 15 mentions for Credit Acceptance and 9 mentions for Ally Financial. Credit Acceptance's average media sentiment score of 1.08 beat Ally Financial's score of 0.90 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Ally Financial
4 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Credit Acceptance
8 Very Positive mention(s)
4 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Credit Acceptance beats Ally Financial on 10 of the 17 factors compared between the two stocks.

How does Credit Acceptance compare to OneMain?

Credit Acceptance (NASDAQ:CACC) and OneMain (NYSE:OMF) are both mid-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, profitability, earnings, media sentiment, institutional ownership, risk and analyst recommendations.

Credit Acceptance has a beta of 1.35, meaning that its stock price is 35% more volatile than the broader market. Comparatively, OneMain has a beta of 1.22, meaning that its stock price is 22% more volatile than the broader market.

OneMain has higher revenue and earnings than Credit Acceptance. OneMain is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.61$423.90M$45.4812.72
OneMain$5.46B1.28$783M$6.649.15

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 85.8% of OneMain shares are held by institutional investors. 6.1% of Credit Acceptance shares are held by company insiders. Comparatively, 0.3% of OneMain shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

In the previous week, Credit Acceptance had 11 more articles in the media than OneMain. MarketBeat recorded 15 mentions for Credit Acceptance and 4 mentions for OneMain. Credit Acceptance's average media sentiment score of 1.08 beat OneMain's score of 0.60 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
8 Very Positive mention(s)
4 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OneMain
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Credit Acceptance has a net margin of 21.54% compared to OneMain's net margin of 13.92%. Credit Acceptance's return on equity of 31.67% beat OneMain's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance21.54% 31.67% 5.68%
OneMain 13.92%23.49%2.92%

Credit Acceptance currently has a consensus price target of $570.00, suggesting a potential downside of 1.43%. OneMain has a consensus price target of $68.40, suggesting a potential upside of 12.53%. Given OneMain's stronger consensus rating and higher probable upside, analysts clearly believe OneMain is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
OneMain
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.58

Summary

Credit Acceptance beats OneMain on 10 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to Synchrony Financial?

Credit Acceptance (NASDAQ:CACC) and Synchrony Financial (NYSE:SYF) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, media sentiment, profitability, institutional ownership, dividends, earnings, analyst recommendations and valuation.

Synchrony Financial has higher revenue and earnings than Credit Acceptance. Synchrony Financial is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.61$423.90M$45.4812.72
Synchrony Financial$22.60B1.08$3.55B$9.767.68

Credit Acceptance has a beta of 1.35, meaning that its share price is 35% more volatile than the broader market. Comparatively, Synchrony Financial has a beta of 1.32, meaning that its share price is 32% more volatile than the broader market.

In the previous week, Credit Acceptance had 10 more articles in the media than Synchrony Financial. MarketBeat recorded 15 mentions for Credit Acceptance and 5 mentions for Synchrony Financial. Credit Acceptance's average media sentiment score of 1.08 beat Synchrony Financial's score of 0.99 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
8 Very Positive mention(s)
4 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Synchrony Financial
3 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Credit Acceptance has a net margin of 21.54% compared to Synchrony Financial's net margin of 15.44%. Credit Acceptance's return on equity of 31.67% beat Synchrony Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance21.54% 31.67% 5.68%
Synchrony Financial 15.44%23.09%2.98%

Credit Acceptance currently has a consensus target price of $570.00, indicating a potential downside of 1.43%. Synchrony Financial has a consensus target price of $88.24, indicating a potential upside of 17.65%. Given Synchrony Financial's stronger consensus rating and higher possible upside, analysts clearly believe Synchrony Financial is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Synchrony Financial
0 Sell rating(s)
7 Hold rating(s)
11 Buy rating(s)
0 Strong Buy rating(s)
2.61

81.7% of Credit Acceptance shares are owned by institutional investors. Comparatively, 96.5% of Synchrony Financial shares are owned by institutional investors. 6.1% of Credit Acceptance shares are owned by insiders. Comparatively, 0.4% of Synchrony Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Credit Acceptance beats Synchrony Financial on 10 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to SoFi Technologies?

SoFi Technologies (NASDAQ:SOFI) and Credit Acceptance (NASDAQ:CACC) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, dividends, media sentiment, institutional ownership, valuation, risk, analyst recommendations and earnings.

SoFi Technologies has a beta of 2.2, indicating that its stock price is 120% more volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.35, indicating that its stock price is 35% more volatile than the broader market.

38.4% of SoFi Technologies shares are held by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are held by institutional investors. 2.5% of SoFi Technologies shares are held by company insiders. Comparatively, 6.1% of Credit Acceptance shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

SoFi Technologies has higher revenue and earnings than Credit Acceptance. Credit Acceptance is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SoFi Technologies$3.61B6.06$481.32M$0.4835.33
Credit Acceptance$2.32B2.61$423.90M$45.4812.72

SoFi Technologies presently has a consensus price target of $22.53, indicating a potential upside of 32.81%. Credit Acceptance has a consensus price target of $570.00, indicating a potential downside of 1.43%. Given SoFi Technologies' stronger consensus rating and higher possible upside, research analysts plainly believe SoFi Technologies is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies
3 Sell rating(s)
11 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.26
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

In the previous week, SoFi Technologies had 5 more articles in the media than Credit Acceptance. MarketBeat recorded 20 mentions for SoFi Technologies and 15 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.08 beat SoFi Technologies' score of 0.73 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SoFi Technologies
9 Very Positive mention(s)
5 Positive mention(s)
4 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Positive
Credit Acceptance
8 Very Positive mention(s)
4 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Credit Acceptance has a net margin of 21.54% compared to SoFi Technologies' net margin of 14.78%. Credit Acceptance's return on equity of 31.67% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
SoFi Technologies14.78% 6.22% 1.22%
Credit Acceptance 21.54%31.67%5.68%

Summary

SoFi Technologies beats Credit Acceptance on 9 of the 16 factors compared between the two stocks.

How does Credit Acceptance compare to Joint Stock Company Kaspi.kz?

Credit Acceptance (NASDAQ:CACC) and Joint Stock Company Kaspi.kz (NASDAQ:KSPI) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, profitability, earnings, analyst recommendations, risk, institutional ownership and media sentiment.

Joint Stock Company Kaspi.kz has a net margin of 24.00% compared to Credit Acceptance's net margin of 21.54%. Joint Stock Company Kaspi.kz's return on equity of 40.69% beat Credit Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance21.54% 31.67% 5.68%
Joint Stock Company Kaspi.kz 24.00%40.69%9.54%

Joint Stock Company Kaspi.kz has higher revenue and earnings than Credit Acceptance. Joint Stock Company Kaspi.kz is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.61$423.90M$45.4812.72
Joint Stock Company Kaspi.kz$7.70B2.41$2.04B$10.988.88

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 32.2% of Joint Stock Company Kaspi.kz shares are held by institutional investors. 6.1% of Credit Acceptance shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Credit Acceptance currently has a consensus target price of $570.00, suggesting a potential downside of 1.43%. Joint Stock Company Kaspi.kz has a consensus target price of $107.33, suggesting a potential upside of 10.05%. Given Joint Stock Company Kaspi.kz's stronger consensus rating and higher possible upside, analysts plainly believe Joint Stock Company Kaspi.kz is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Joint Stock Company Kaspi.kz
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

Credit Acceptance has a beta of 1.35, meaning that its stock price is 35% more volatile than the broader market. Comparatively, Joint Stock Company Kaspi.kz has a beta of 1.02, meaning that its stock price is 2% more volatile than the broader market.

In the previous week, Credit Acceptance had 14 more articles in the media than Joint Stock Company Kaspi.kz. MarketBeat recorded 15 mentions for Credit Acceptance and 1 mentions for Joint Stock Company Kaspi.kz. Joint Stock Company Kaspi.kz's average media sentiment score of 1.91 beat Credit Acceptance's score of 1.08 indicating that Joint Stock Company Kaspi.kz is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
8 Very Positive mention(s)
4 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Joint Stock Company Kaspi.kz
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Summary

Joint Stock Company Kaspi.kz beats Credit Acceptance on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CACC vs. The Competition

MetricCredit AcceptanceConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$6.05B$6.98B$13.82B$13.19B
Dividend YieldN/A12.77%5.95%12.81%
P/E Ratio12.728.7825.3125.40
Price / Sales2.6163.66511.0789.45
Price / Cash13.1211.3643.4251.42
Price / Book4.192.532.736.33
Net Income$423.90M$442.63M$1.31B$358.33M
7 Day Performance-4.29%-0.78%-0.59%1.12%
1 Month Performance-1.30%-2.87%0.16%-2.39%
1 Year Performance14.00%-0.83%7.82%5.35%

Credit Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CACC
Credit Acceptance
1.8476 of 5 stars
$578.29
-2.1%
$570.00
-1.4%
+14.0%$6.05B$2.32B12.722,499
ALLY
Ally Financial
4.9966 of 5 stars
$42.08
-0.2%
$53.73
+27.7%
-9.6%$12.80B$7.91B9.9310,300
OMF
OneMain
4.9604 of 5 stars
$62.79
+1.2%
$68.40
+8.9%
0.0%$7.22B$5.12B9.469,300
SYF
Synchrony Financial
4.7117 of 5 stars
$76.00
+0.7%
$88.24
+16.1%
-2.0%$24.73B$15.03B7.7920,000
SOFI
SoFi Technologies
3.879 of 5 stars
$17.32
+0.6%
$22.53
+30.1%
-42.5%$22.37B$3.61B36.086,100

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This page (NASDAQ:CACC) was last updated on 9/20/2026 by MarketBeat.com Staff.
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