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World Acceptance (WRLD) Competitors

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$190.75 0.00 (0.00%)
Closing price 09/11/2026 04:00 PM Eastern
Extended Trading
$190.57 -0.18 (-0.09%)
As of 09/11/2026 07:53 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

WRLD vs. UPST, LC, ECPG, EZPW, and HAPN

Should you buy World Acceptance stock or one of its competitors? World Acceptance's main competitors and comparable companies include Upstart (UPST), LendingClub (LC), Encore Capital Group (ECPG), EZCORP (EZPW), and Lendingclub (HAPN). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does World Acceptance compare to Upstart?

World Acceptance (NASDAQ:WRLD) and Upstart (NASDAQ:UPST) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, media sentiment, earnings, profitability, institutional ownership, dividends and risk.

Upstart has a consensus price target of $43.75, suggesting a potential upside of 70.97%. Given Upstart's stronger consensus rating and higher possible upside, analysts plainly believe Upstart is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Upstart
2 Sell rating(s)
7 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.35

In the previous week, Upstart had 9 more articles in the media than World Acceptance. MarketBeat recorded 12 mentions for Upstart and 3 mentions for World Acceptance. World Acceptance's average media sentiment score of 1.90 beat Upstart's score of 0.84 indicating that World Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
World Acceptance
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Upstart
4 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

World Acceptance has a beta of 1.14, suggesting that its stock price is 14% more volatile than the broader market. Comparatively, Upstart has a beta of 2.16, suggesting that its stock price is 116% more volatile than the broader market.

83.6% of World Acceptance shares are owned by institutional investors. Comparatively, 63.0% of Upstart shares are owned by institutional investors. 38.0% of World Acceptance shares are owned by company insiders. Comparatively, 17.3% of Upstart shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

World Acceptance has a net margin of 6.71% compared to Upstart's net margin of 4.84%. World Acceptance's return on equity of 12.13% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
World Acceptance6.71% 12.13% 4.00%
Upstart 4.84%7.13%1.82%

Upstart has higher revenue and earnings than World Acceptance. World Acceptance is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
World Acceptance$585.74M1.52$34.59M$8.4622.55
Upstart$1.04B2.39$53.60M$0.4952.22

Summary

Upstart beats World Acceptance on 9 of the 16 factors compared between the two stocks.

How does World Acceptance compare to LendingClub?

World Acceptance (NASDAQ:WRLD) and LendingClub (NYSE:LC) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, valuation, earnings, media sentiment, analyst recommendations and risk.

World Acceptance has a beta of 1.14, meaning that its share price is 14% more volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, meaning that its share price is 98% more volatile than the broader market.

LendingClub has higher revenue and earnings than World Acceptance. LendingClub is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
World Acceptance$585.74M1.52$34.59M$8.4622.55
LendingClub$1.03B2.14$135.68M$1.4912.89

LendingClub has a net margin of 16.99% compared to World Acceptance's net margin of 6.71%. World Acceptance's return on equity of 12.13% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
World Acceptance6.71% 12.13% 4.00%
LendingClub 16.99%11.92%1.55%

83.6% of World Acceptance shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 38.0% of World Acceptance shares are held by company insiders. Comparatively, 3.2% of LendingClub shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

LendingClub has a consensus price target of $23.07, indicating a potential upside of 20.10%. Given LendingClub's stronger consensus rating and higher possible upside, analysts plainly believe LendingClub is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89

In the previous week, World Acceptance had 3 more articles in the media than LendingClub. MarketBeat recorded 3 mentions for World Acceptance and 0 mentions for LendingClub. World Acceptance's average media sentiment score of 1.90 beat LendingClub's score of 0.00 indicating that World Acceptance is being referred to more favorably in the media.

Company Overall Sentiment
World Acceptance Very Positive
LendingClub Neutral

Summary

LendingClub beats World Acceptance on 9 of the 17 factors compared between the two stocks.

How does World Acceptance compare to Encore Capital Group?

Encore Capital Group (NASDAQ:ECPG) and World Acceptance (NASDAQ:WRLD) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, dividends, media sentiment, risk, profitability, earnings and institutional ownership.

Encore Capital Group has a beta of 1.27, meaning that its stock price is 27% more volatile than the broader market. Comparatively, World Acceptance has a beta of 1.14, meaning that its stock price is 14% more volatile than the broader market.

Encore Capital Group has higher revenue and earnings than World Acceptance. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.77B1.18$256.83M$13.217.46
World Acceptance$585.74M1.52$34.59M$8.4622.55

In the previous week, Encore Capital Group and Encore Capital Group both had 3 articles in the media. World Acceptance's average media sentiment score of 1.90 beat Encore Capital Group's score of 1.68 indicating that World Acceptance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
World Acceptance
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Encore Capital Group currently has a consensus price target of $89.75, suggesting a potential downside of 8.94%. Given Encore Capital Group's stronger consensus rating and higher probable upside, research analysts clearly believe Encore Capital Group is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
3.17
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

83.6% of World Acceptance shares are owned by institutional investors. 3.0% of Encore Capital Group shares are owned by insiders. Comparatively, 38.0% of World Acceptance shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Encore Capital Group has a net margin of 15.86% compared to World Acceptance's net margin of 6.71%. Encore Capital Group's return on equity of 29.83% beat World Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group15.86% 29.83% 5.58%
World Acceptance 6.71%12.13%4.00%

Summary

Encore Capital Group beats World Acceptance on 11 of the 16 factors compared between the two stocks.

How does World Acceptance compare to EZCORP?

EZCORP (NASDAQ:EZPW) and World Acceptance (NASDAQ:WRLD) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their earnings, profitability, institutional ownership, analyst recommendations, valuation, dividends, media sentiment and risk.

In the previous week, World Acceptance had 1 more articles in the media than EZCORP. MarketBeat recorded 3 mentions for World Acceptance and 2 mentions for EZCORP. World Acceptance's average media sentiment score of 1.90 beat EZCORP's score of 0.75 indicating that World Acceptance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
EZCORP
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
World Acceptance
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

99.8% of EZCORP shares are owned by institutional investors. Comparatively, 83.6% of World Acceptance shares are owned by institutional investors. 2.1% of EZCORP shares are owned by insiders. Comparatively, 38.0% of World Acceptance shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

EZCORP currently has a consensus target price of $38.80, indicating a potential upside of 19.49%. Given EZCORP's stronger consensus rating and higher probable upside, analysts clearly believe EZCORP is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
EZCORP
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.75
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

EZCORP has a beta of 0.64, indicating that its stock price is 36% less volatile than the broader market. Comparatively, World Acceptance has a beta of 1.14, indicating that its stock price is 14% more volatile than the broader market.

EZCORP has a net margin of 9.97% compared to World Acceptance's net margin of 6.71%. EZCORP's return on equity of 13.99% beat World Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
EZCORP9.97% 13.99% 7.49%
World Acceptance 6.71%12.13%4.00%

EZCORP has higher revenue and earnings than World Acceptance. EZCORP is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
EZCORP$1.27B1.57$109.61M$1.9816.40
World Acceptance$585.74M1.52$34.59M$8.4622.55

Summary

EZCORP beats World Acceptance on 10 of the 16 factors compared between the two stocks.

How does World Acceptance compare to Lendingclub?

World Acceptance (NASDAQ:WRLD) and Lendingclub (NASDAQ:HAPN) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, valuation, analyst recommendations, media sentiment, earnings, profitability, risk and dividends.

In the previous week, World Acceptance had 2 more articles in the media than Lendingclub. MarketBeat recorded 3 mentions for World Acceptance and 1 mentions for Lendingclub. World Acceptance's average media sentiment score of 1.90 beat Lendingclub's score of 1.87 indicating that World Acceptance is being referred to more favorably in the media.

Company Overall Sentiment
World Acceptance Very Positive
Lendingclub Very Positive

83.6% of World Acceptance shares are owned by institutional investors. Comparatively, 74.1% of Lendingclub shares are owned by institutional investors. 38.0% of World Acceptance shares are owned by insiders. Comparatively, 3.3% of Lendingclub shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Lendingclub has a net margin of 18.67% compared to World Acceptance's net margin of 6.71%. Lendingclub's return on equity of 12.92% beat World Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
World Acceptance6.71% 12.13% 4.00%
Lendingclub 18.67%12.92%1.66%

Lendingclub has a consensus price target of $25.00, indicating a potential upside of 48.81%. Given Lendingclub's stronger consensus rating and higher probable upside, analysts plainly believe Lendingclub is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Lendingclub has higher revenue and earnings than World Acceptance. Lendingclub is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
World Acceptance$585.74M1.52$34.59M$8.4622.55
Lendingclub$998.85M1.94$135.68M$1.6610.12

World Acceptance has a beta of 1.14, indicating that its share price is 14% more volatile than the broader market. Comparatively, Lendingclub has a beta of 1.86, indicating that its share price is 86% more volatile than the broader market.

Summary

Lendingclub beats World Acceptance on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding WRLD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WRLD vs. The Competition

MetricWorld AcceptanceConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$888.90M$7.22B$14.02B$12.84B
Dividend YieldN/A12.63%5.95%11.71%
P/E Ratio22.559.0025.6825.35
Price / Sales1.5268.50510.2190.72
Price / Cash15.6611.5730.3034.96
Price / Book2.682.592.746.21
Net Income$34.59M$442.63M$1.32B$358.54M
7 Day Performance0.11%-2.07%-1.14%-2.35%
1 Month Performance-2.05%-4.16%-0.24%-3.37%
1 Year Performance15.47%7.74%8.39%8.81%

World Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WRLD
World Acceptance
1.5051 of 5 stars
$190.75
flat
N/A+15.5%$888.90M$585.74M22.552,907
UPST
Upstart
4.5061 of 5 stars
$26.98
-3.8%
$44.40
+64.6%
-59.4%$2.63B$1.04B55.061,405
LC
LendingClub
2.9735 of 5 stars
$19.21
flat
$23.07
+20.1%
N/A$2.22B$1.03B12.891,075
ECPG
Encore Capital Group
2.4599 of 5 stars
$98.86
+1.6%
$89.75
-9.2%
+122.9%$2.10B$1.90B7.487,350
EZPW
EZCORP
3.2717 of 5 stars
$33.09
-0.7%
$38.80
+17.3%
+90.6%$2.03B$1.58B16.718,500

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This page (NASDAQ:WRLD) was last updated on 9/14/2026 by MarketBeat.com Staff.
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