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World Acceptance (WRLD) Competitors

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$174.44 +2.81 (+1.64%)
Closing price 10/2/2026 04:00 PM Eastern
Extended Trading
$173.60 -0.84 (-0.48%)
As of 10/2/2026 07:58 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

WRLD vs. UPST, LC, ECPG, EZPW, and HAPN

Should you buy World Acceptance stock or one of its competitors? World Acceptance's main competitors and comparable companies include Upstart (UPST), LendingClub (LC), Encore Capital Group (ECPG), EZCORP (EZPW), and Lendingclub (HAPN). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does World Acceptance compare to Upstart?

Upstart (NASDAQ:UPST) and World Acceptance (NASDAQ:WRLD) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, analyst recommendations, dividends, media sentiment, institutional ownership, earnings, valuation and profitability.

World Acceptance has a net margin of 6.71% compared to Upstart's net margin of 4.84%. World Acceptance's return on equity of 12.13% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
Upstart4.84% 7.13% 1.82%
World Acceptance 6.71%12.13%4.00%

63.0% of Upstart shares are held by institutional investors. Comparatively, 83.6% of World Acceptance shares are held by institutional investors. 17.3% of Upstart shares are held by company insiders. Comparatively, 38.0% of World Acceptance shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Upstart has higher revenue and earnings than World Acceptance. World Acceptance is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Upstart$1.04B2.13$53.60M$0.4946.55
World Acceptance$585.74M1.39$34.59M$8.4620.62

In the previous week, Upstart had 3 more articles in the media than World Acceptance. MarketBeat recorded 6 mentions for Upstart and 3 mentions for World Acceptance. Upstart's average media sentiment score of 0.66 beat World Acceptance's score of 0.49 indicating that Upstart is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Upstart
2 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
World Acceptance
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Upstart currently has a consensus target price of $43.75, suggesting a potential upside of 91.80%. Given Upstart's stronger consensus rating and higher probable upside, equities research analysts plainly believe Upstart is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upstart
2 Sell rating(s)
7 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.35
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Upstart has a beta of 2.43, indicating that its share price is 143% more volatile than the broader market. Comparatively, World Acceptance has a beta of 1.17, indicating that its share price is 17% more volatile than the broader market.

Summary

Upstart beats World Acceptance on 10 of the 16 factors compared between the two stocks.

How does World Acceptance compare to LendingClub?

LendingClub (NYSE:LC) and World Acceptance (NASDAQ:WRLD) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, risk, dividends, earnings, media sentiment, analyst recommendations, institutional ownership and profitability.

LendingClub has a net margin of 16.99% compared to World Acceptance's net margin of 6.71%. World Acceptance's return on equity of 12.13% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
World Acceptance 6.71%12.13%4.00%

In the previous week, World Acceptance had 3 more articles in the media than LendingClub. MarketBeat recorded 3 mentions for World Acceptance and 0 mentions for LendingClub. LendingClub's average media sentiment score of 0.76 beat World Acceptance's score of 0.49 indicating that LendingClub is being referred to more favorably in the media.

Company Overall Sentiment
LendingClub Positive
World Acceptance Neutral

LendingClub currently has a consensus target price of $23.07, suggesting a potential upside of 20.10%. Given LendingClub's stronger consensus rating and higher possible upside, equities research analysts plainly believe LendingClub is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

LendingClub has higher revenue and earnings than World Acceptance. LendingClub is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$1.03B2.14$135.68M$1.4912.89
World Acceptance$585.74M1.39$34.59M$8.4620.62

LendingClub has a beta of 1.98, suggesting that its stock price is 98% more volatile than the broader market. Comparatively, World Acceptance has a beta of 1.17, suggesting that its stock price is 17% more volatile than the broader market.

74.1% of LendingClub shares are held by institutional investors. Comparatively, 83.6% of World Acceptance shares are held by institutional investors. 3.2% of LendingClub shares are held by insiders. Comparatively, 38.0% of World Acceptance shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

LendingClub beats World Acceptance on 10 of the 17 factors compared between the two stocks.

How does World Acceptance compare to Encore Capital Group?

Encore Capital Group (NASDAQ:ECPG) and World Acceptance (NASDAQ:WRLD) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their valuation, profitability, dividends, analyst recommendations, media sentiment, institutional ownership, earnings and risk.

Encore Capital Group has a beta of 1.3, indicating that its share price is 30% more volatile than the broader market. Comparatively, World Acceptance has a beta of 1.17, indicating that its share price is 17% more volatile than the broader market.

In the previous week, Encore Capital Group had 1 more articles in the media than World Acceptance. MarketBeat recorded 4 mentions for Encore Capital Group and 3 mentions for World Acceptance. Encore Capital Group's average media sentiment score of 0.99 beat World Acceptance's score of 0.49 indicating that Encore Capital Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
World Acceptance
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Encore Capital Group has higher revenue and earnings than World Acceptance. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.77B1.15$256.83M$13.217.26
World Acceptance$585.74M1.39$34.59M$8.4620.62

Encore Capital Group has a net margin of 15.86% compared to World Acceptance's net margin of 6.71%. Encore Capital Group's return on equity of 29.83% beat World Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group15.86% 29.83% 5.58%
World Acceptance 6.71%12.13%4.00%

Encore Capital Group presently has a consensus price target of $89.75, suggesting a potential downside of 6.43%. Given Encore Capital Group's stronger consensus rating and higher possible upside, research analysts plainly believe Encore Capital Group is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
3.17
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

83.6% of World Acceptance shares are owned by institutional investors. 3.0% of Encore Capital Group shares are owned by company insiders. Comparatively, 38.0% of World Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Encore Capital Group beats World Acceptance on 13 of the 17 factors compared between the two stocks.

How does World Acceptance compare to EZCORP?

World Acceptance (NASDAQ:WRLD) and EZCORP (NASDAQ:EZPW) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their analyst recommendations, risk, media sentiment, profitability, dividends, valuation, institutional ownership and earnings.

EZCORP has higher revenue and earnings than World Acceptance. EZCORP is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
World Acceptance$585.74M1.39$34.59M$8.4620.62
EZCORP$1.27B1.46$109.61M$1.9815.25

World Acceptance has a beta of 1.17, indicating that its share price is 17% more volatile than the broader market. Comparatively, EZCORP has a beta of 0.71, indicating that its share price is 29% less volatile than the broader market.

83.6% of World Acceptance shares are owned by institutional investors. Comparatively, 99.8% of EZCORP shares are owned by institutional investors. 38.0% of World Acceptance shares are owned by company insiders. Comparatively, 2.1% of EZCORP shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

In the previous week, World Acceptance and World Acceptance both had 3 articles in the media. EZCORP's average media sentiment score of 0.74 beat World Acceptance's score of 0.49 indicating that EZCORP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
World Acceptance
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
EZCORP
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

EZCORP has a net margin of 9.97% compared to World Acceptance's net margin of 6.71%. EZCORP's return on equity of 13.99% beat World Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
World Acceptance6.71% 12.13% 4.00%
EZCORP 9.97%13.99%7.49%

EZCORP has a consensus target price of $38.80, suggesting a potential upside of 28.48%. Given EZCORP's stronger consensus rating and higher possible upside, analysts plainly believe EZCORP is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
EZCORP
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.75

Summary

EZCORP beats World Acceptance on 11 of the 15 factors compared between the two stocks.

How does World Acceptance compare to Lendingclub?

Lendingclub (NASDAQ:HAPN) and World Acceptance (NASDAQ:WRLD) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, risk, institutional ownership, media sentiment, earnings, analyst recommendations, valuation and profitability.

Lendingclub has a beta of 1.88, meaning that its share price is 88% more volatile than the broader market. Comparatively, World Acceptance has a beta of 1.17, meaning that its share price is 17% more volatile than the broader market.

In the previous week, World Acceptance had 2 more articles in the media than Lendingclub. MarketBeat recorded 3 mentions for World Acceptance and 1 mentions for Lendingclub. Lendingclub's average media sentiment score of 0.51 beat World Acceptance's score of 0.49 indicating that Lendingclub is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lendingclub
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
World Acceptance
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Lendingclub currently has a consensus price target of $25.00, indicating a potential upside of 62.55%. Given Lendingclub's stronger consensus rating and higher probable upside, research analysts plainly believe Lendingclub is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

74.1% of Lendingclub shares are held by institutional investors. Comparatively, 83.6% of World Acceptance shares are held by institutional investors. 3.3% of Lendingclub shares are held by insiders. Comparatively, 38.0% of World Acceptance shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Lendingclub has a net margin of 18.67% compared to World Acceptance's net margin of 6.71%. Lendingclub's return on equity of 12.92% beat World Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
Lendingclub18.67% 12.92% 1.66%
World Acceptance 6.71%12.13%4.00%

Lendingclub has higher revenue and earnings than World Acceptance. Lendingclub is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lendingclub$998.85M1.78$135.68M$1.669.27
World Acceptance$585.74M1.39$34.59M$8.4620.62

Summary

Lendingclub beats World Acceptance on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding WRLD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WRLD vs. The Competition

MetricWorld AcceptanceConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$812.96M$6.71B$13.12B$13.28B
Dividend YieldN/A12.83%6.04%17.33%
P/E Ratio20.628.3924.4126.04
Price / Sales1.3966.35500.07105.16
Price / Cash14.3211.1245.5152.62
Price / Book2.452.482.706.31
Net Income$34.59M$442.63M$1.32B$362.16M
7 Day Performance1.42%-2.11%-1.04%-1.66%
1 Month Performance-8.45%-7.18%-3.20%-4.68%
1 Year Performance-0.65%2.25%10.47%1.57%

World Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WRLD
World Acceptance
1.5542 of 5 stars
$174.44
+1.6%
N/A-0.7%$812.96M$585.74M20.622,907
UPST
Upstart
4.3746 of 5 stars
$23.14
+0.5%
$43.75
+89.1%
-56.1%$2.25B$1.04B47.221,405
LC
LendingClub
3.5927 of 5 stars
$19.21
flat
$23.07
+20.1%
N/A$2.22B$1.03B12.891,075
ECPG
Encore Capital Group
2.4192 of 5 stars
$95.25
-1.3%
$89.75
-5.8%
+132.2%$2.02B$1.90B7.217,350
EZPW
EZCORP
3.6773 of 5 stars
$30.16
-2.2%
$38.80
+28.6%
+66.1%$1.85B$1.27B15.238,500

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This page (NASDAQ:WRLD) was last updated on 10/4/2026 by MarketBeat.com Staff.
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