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World Acceptance (WRLD) Competitors

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$190.31 +2.04 (+1.08%)
Closing price 04:00 PM Eastern
Extended Trading
$190.02 -0.30 (-0.16%)
As of 05:53 PM Eastern
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WRLD vs. UPST, LC, ECPG, HAPN, and EZPW

Should you buy World Acceptance stock or one of its competitors? World Acceptance's main competitors and comparable companies include Upstart (UPST), LendingClub (LC), Encore Capital Group (ECPG), Lendingclub (HAPN), and EZCORP (EZPW). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does World Acceptance compare to Upstart?

World Acceptance (NASDAQ:WRLD) and Upstart (NASDAQ:UPST) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, risk, earnings, profitability, media sentiment and institutional ownership.

83.6% of World Acceptance shares are owned by institutional investors. Comparatively, 63.0% of Upstart shares are owned by institutional investors. 38.0% of World Acceptance shares are owned by company insiders. Comparatively, 17.3% of Upstart shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Upstart has higher revenue and earnings than World Acceptance. World Acceptance is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
World Acceptance$585.74M1.51$34.59M$8.4622.50
Upstart$1.04B2.79$53.60M$0.4961.00

World Acceptance has a net margin of 6.71% compared to Upstart's net margin of 4.84%. World Acceptance's return on equity of 12.13% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
World Acceptance6.71% 12.13% 4.00%
Upstart 4.84%7.13%1.82%

World Acceptance has a beta of 1.14, meaning that its share price is 14% more volatile than the broader market. Comparatively, Upstart has a beta of 2.29, meaning that its share price is 129% more volatile than the broader market.

In the previous week, Upstart had 18 more articles in the media than World Acceptance. MarketBeat recorded 23 mentions for Upstart and 5 mentions for World Acceptance. World Acceptance's average media sentiment score of 1.05 beat Upstart's score of 0.64 indicating that World Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
World Acceptance
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Upstart
13 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Upstart has a consensus target price of $44.40, suggesting a potential upside of 48.54%. Given Upstart's stronger consensus rating and higher possible upside, analysts clearly believe Upstart is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Upstart
1 Sell rating(s)
7 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.44

Summary

Upstart beats World Acceptance on 9 of the 16 factors compared between the two stocks.

How does World Acceptance compare to LendingClub?

LendingClub (NYSE:LC) and World Acceptance (NASDAQ:WRLD) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, media sentiment, risk, earnings, profitability, valuation, dividends and institutional ownership.

LendingClub has a beta of 1.98, meaning that its stock price is 98% more volatile than the broader market. Comparatively, World Acceptance has a beta of 1.14, meaning that its stock price is 14% more volatile than the broader market.

LendingClub currently has a consensus price target of $23.07, suggesting a potential upside of 20.10%. Given LendingClub's stronger consensus rating and higher probable upside, equities research analysts clearly believe LendingClub is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

LendingClub has higher revenue and earnings than World Acceptance. LendingClub is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$1.03B2.14$135.68M$1.4912.89
World Acceptance$585.74M1.51$34.59M$8.4622.50

In the previous week, World Acceptance had 4 more articles in the media than LendingClub. MarketBeat recorded 5 mentions for World Acceptance and 1 mentions for LendingClub. LendingClub's average media sentiment score of 1.83 beat World Acceptance's score of 1.05 indicating that LendingClub is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
World Acceptance
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 83.6% of World Acceptance shares are owned by institutional investors. 3.2% of LendingClub shares are owned by insiders. Comparatively, 38.0% of World Acceptance shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

LendingClub has a net margin of 16.99% compared to World Acceptance's net margin of 6.71%. World Acceptance's return on equity of 12.13% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
World Acceptance 6.71%12.13%4.00%

Summary

LendingClub beats World Acceptance on 10 of the 17 factors compared between the two stocks.

How does World Acceptance compare to Encore Capital Group?

Encore Capital Group (NASDAQ:ECPG) and World Acceptance (NASDAQ:WRLD) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, risk, dividends, profitability, earnings, media sentiment, valuation and institutional ownership.

In the previous week, Encore Capital Group had 3 more articles in the media than World Acceptance. MarketBeat recorded 8 mentions for Encore Capital Group and 5 mentions for World Acceptance. Encore Capital Group's average media sentiment score of 1.16 beat World Acceptance's score of 1.05 indicating that Encore Capital Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
6 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
World Acceptance
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Encore Capital Group has a beta of 1.27, meaning that its stock price is 27% more volatile than the broader market. Comparatively, World Acceptance has a beta of 1.14, meaning that its stock price is 14% more volatile than the broader market.

Encore Capital Group presently has a consensus target price of $89.75, suggesting a potential downside of 13.00%. Given Encore Capital Group's stronger consensus rating and higher probable upside, research analysts plainly believe Encore Capital Group is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
3.17
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Encore Capital Group has higher revenue and earnings than World Acceptance. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.77B1.24$256.83M$13.217.81
World Acceptance$585.74M1.51$34.59M$8.4622.50

Encore Capital Group has a net margin of 15.86% compared to World Acceptance's net margin of 6.71%. Encore Capital Group's return on equity of 29.83% beat World Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group15.86% 29.83% 5.58%
World Acceptance 6.71%12.13%4.00%

83.6% of World Acceptance shares are owned by institutional investors. 3.0% of Encore Capital Group shares are owned by company insiders. Comparatively, 38.0% of World Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Encore Capital Group beats World Acceptance on 13 of the 17 factors compared between the two stocks.

How does World Acceptance compare to Lendingclub?

World Acceptance (NASDAQ:WRLD) and Lendingclub (NASDAQ:HAPN) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, analyst recommendations, valuation, earnings, risk, institutional ownership, profitability and media sentiment.

Lendingclub has a consensus price target of $25.00, indicating a potential upside of 36.99%. Given Lendingclub's stronger consensus rating and higher possible upside, analysts plainly believe Lendingclub is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Lendingclub has a net margin of 18.67% compared to World Acceptance's net margin of 6.71%. Lendingclub's return on equity of 12.92% beat World Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
World Acceptance6.71% 12.13% 4.00%
Lendingclub 18.67%12.92%1.66%

83.6% of World Acceptance shares are owned by institutional investors. Comparatively, 74.1% of Lendingclub shares are owned by institutional investors. 38.0% of World Acceptance shares are owned by company insiders. Comparatively, 3.3% of Lendingclub shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Lendingclub has higher revenue and earnings than World Acceptance. Lendingclub is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
World Acceptance$585.74M1.51$34.59M$8.4622.50
Lendingclub$998.85M2.11$135.68M$1.6610.99

World Acceptance has a beta of 1.14, suggesting that its stock price is 14% more volatile than the broader market. Comparatively, Lendingclub has a beta of 1.91, suggesting that its stock price is 91% more volatile than the broader market.

In the previous week, Lendingclub had 2 more articles in the media than World Acceptance. MarketBeat recorded 7 mentions for Lendingclub and 5 mentions for World Acceptance. World Acceptance's average media sentiment score of 1.05 beat Lendingclub's score of 0.22 indicating that World Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
World Acceptance
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Lendingclub
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Lendingclub beats World Acceptance on 10 of the 16 factors compared between the two stocks.

How does World Acceptance compare to EZCORP?

EZCORP (NASDAQ:EZPW) and World Acceptance (NASDAQ:WRLD) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, dividends, media sentiment, profitability, valuation, earnings, institutional ownership and risk.

EZCORP has a beta of 0.66, meaning that its stock price is 34% less volatile than the broader market. Comparatively, World Acceptance has a beta of 1.14, meaning that its stock price is 14% more volatile than the broader market.

EZCORP has higher revenue and earnings than World Acceptance. EZCORP is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
EZCORP$1.27B1.69$109.61M$1.9817.70
World Acceptance$585.74M1.51$34.59M$8.4622.50

In the previous week, World Acceptance had 4 more articles in the media than EZCORP. MarketBeat recorded 5 mentions for World Acceptance and 1 mentions for EZCORP. World Acceptance's average media sentiment score of 1.05 beat EZCORP's score of 0.00 indicating that World Acceptance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
EZCORP
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
World Acceptance
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

99.8% of EZCORP shares are owned by institutional investors. Comparatively, 83.6% of World Acceptance shares are owned by institutional investors. 2.1% of EZCORP shares are owned by company insiders. Comparatively, 38.0% of World Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

EZCORP has a net margin of 9.97% compared to World Acceptance's net margin of 6.71%. EZCORP's return on equity of 13.99% beat World Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
EZCORP9.97% 13.99% 7.49%
World Acceptance 6.71%12.13%4.00%

EZCORP currently has a consensus price target of $38.80, suggesting a potential upside of 10.70%. Given EZCORP's stronger consensus rating and higher probable upside, equities analysts clearly believe EZCORP is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
EZCORP
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.75
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

EZCORP beats World Acceptance on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding WRLD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WRLD vs. The Competition

MetricWorld AcceptanceConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$877.42M$7.50B$13.94B$12.81B
Dividend YieldN/A12.27%5.89%10.78%
P/E Ratio22.509.2129.6224.05
Price / Sales1.5172.13522.49105.32
Price / Cash15.4511.8230.7136.89
Price / Book2.682.712.866.40
Net Income$34.59M$442.63M$1.31B$347.95M
7 Day Performance0.16%-0.01%0.65%0.91%
1 Month Performance-7.02%1.87%2.70%5.10%
1 Year Performance10.51%9.04%10.48%16.16%

World Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WRLD
World Acceptance
1.8329 of 5 stars
$190.31
+1.1%
N/A+9.3%$877.42M$585.74M22.502,907
UPST
Upstart
4.1543 of 5 stars
$29.11
-2.2%
$44.40
+52.5%
-56.0%$2.83B$1.23B59.411,405
LC
LendingClub
3.7778 of 5 stars
$19.21
flat
$23.07
+20.1%
N/A$2.22B$1.03B12.891,075
ECPG
Encore Capital Group
3.6582 of 5 stars
$102.21
-1.4%
$89.75
-12.2%
+139.6%$2.17B$1.77B7.747,350
HAPN
Lendingclub
4.6127 of 5 stars
$18.57
-3.2%
$25.00
+34.6%
N/A$2.14B$1.05B11.191,075

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This page (NASDAQ:WRLD) was last updated on 8/24/2026 by MarketBeat.com Staff.
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