Open Lending (LPRO) Competitors

$1.83 -0.02 (-1.08%)

Closing price 05/14/2026 04:00 PM Eastern

Extended Trading

$1.80 -0.04 (-1.91%)

As of 07:39 AM Eastern

LPRO vs. MPB, OPFI, MFH, HTB, and SPFI

Should you buy Open Lending stock or one of its competitors? MarketBeat compares Open Lending with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Open Lending include Mid Penn Bancorp (MPB), OppFi (OPFI), Mercurity Fintech (MFH), HomeTrust Bancshares (HTB), and South Plains Financial (SPFI). These companies are all part of the "banking" industry.

How does Open Lending compare to Mid Penn Bancorp?

Open Lending (NASDAQ:LPRO) and Mid Penn Bancorp (NASDAQ:MPB) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, profitability, valuation, institutional ownership, earnings, media sentiment, risk and dividends.

In the previous week, Open Lending had 4 more articles in the media than Mid Penn Bancorp. MarketBeat recorded 8 mentions for Open Lending and 4 mentions for Mid Penn Bancorp. Mid Penn Bancorp's average media sentiment score of 0.64 beat Open Lending's score of 0.28 indicating that Mid Penn Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Open Lending	1 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Mid Penn Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Open Lending currently has a consensus price target of $2.58, suggesting a potential upside of 40.71%. Mid Penn Bancorp has a consensus price target of $37.00, suggesting a potential upside of 17.24%. Given Open Lending's higher possible upside, research analysts clearly believe Open Lending is more favorable than Mid Penn Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Open Lending	1 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.17
Mid Penn Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Mid Penn Bancorp has higher revenue and earnings than Open Lending. Open Lending is trading at a lower price-to-earnings ratio than Mid Penn Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Open Lending	$93.22M	2.31	-$4.24M	-$0.04	N/A
Mid Penn Bancorp	$350.61M	2.28	$56.25M	$2.20	14.35

78.1% of Open Lending shares are owned by institutional investors. Comparatively, 43.1% of Mid Penn Bancorp shares are owned by institutional investors. 13.2% of Open Lending shares are owned by insiders. Comparatively, 7.2% of Mid Penn Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Mid Penn Bancorp has a net margin of 13.95% compared to Open Lending's net margin of -5.95%. Mid Penn Bancorp's return on equity of 8.31% beat Open Lending's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Open Lending	-5.95%	7.53%	2.16%
Mid Penn Bancorp	13.95%	8.31%	1.06%

Open Lending has a beta of 2.2, indicating that its share price is 120% more volatile than the broader market. Comparatively, Mid Penn Bancorp has a beta of 0.49, indicating that its share price is 51% less volatile than the broader market.

Summary

Open Lending and Mid Penn Bancorp tied by winning 8 of the 16 factors compared between the two stocks.

How does Open Lending compare to OppFi?

Open Lending (NASDAQ:LPRO) and OppFi (NYSE:OPFI) are both small-cap banking companies, but which is the superior stock? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, risk, earnings, valuation, media sentiment and analyst recommendations.

78.1% of Open Lending shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 13.2% of Open Lending shares are held by insiders. Comparatively, 70.2% of OppFi shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Open Lending has a beta of 2.2, indicating that its stock price is 120% more volatile than the broader market. Comparatively, OppFi has a beta of 1.86, indicating that its stock price is 86% more volatile than the broader market.

OppFi has higher revenue and earnings than Open Lending. Open Lending is trading at a lower price-to-earnings ratio than OppFi, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Open Lending	$93.22M	2.31	-$4.24M	-$0.04	N/A
OppFi	$608.66M	1.26	$26.33M	$0.93	9.62

Open Lending currently has a consensus price target of $2.58, suggesting a potential upside of 40.71%. OppFi has a consensus price target of $13.00, suggesting a potential upside of 45.32%. Given OppFi's stronger consensus rating and higher probable upside, analysts plainly believe OppFi is more favorable than Open Lending.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Open Lending	1 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.17
OppFi	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25

OppFi has a net margin of 10.86% compared to Open Lending's net margin of -5.95%. OppFi's return on equity of 39.90% beat Open Lending's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Open Lending	-5.95%	7.53%	2.16%
OppFi	10.86%	39.90%	15.95%

In the previous week, OppFi had 3 more articles in the media than Open Lending. MarketBeat recorded 11 mentions for OppFi and 8 mentions for Open Lending. OppFi's average media sentiment score of 0.58 beat Open Lending's score of 0.28 indicating that OppFi is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Open Lending	1 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
OppFi	3 Very Positive mention(s)	2 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive

Summary

OppFi beats Open Lending on 12 of the 16 factors compared between the two stocks.

How does Open Lending compare to Mercurity Fintech?

Mercurity Fintech (NASDAQ:MFH) and Open Lending (NASDAQ:LPRO) are both small-cap banking companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, media sentiment, earnings, institutional ownership, valuation, profitability, risk and dividends.

30.8% of Mercurity Fintech shares are owned by institutional investors. Comparatively, 78.1% of Open Lending shares are owned by institutional investors. 62.8% of Mercurity Fintech shares are owned by company insiders. Comparatively, 13.2% of Open Lending shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Mercurity Fintech has a beta of 4.3, indicating that its stock price is 330% more volatile than the broader market. Comparatively, Open Lending has a beta of 2.2, indicating that its stock price is 120% more volatile than the broader market.

Open Lending has higher revenue and earnings than Mercurity Fintech.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mercurity Fintech	$1.87M	228.28	-$4.53M	N/A	N/A
Open Lending	$93.22M	2.31	-$4.24M	-$0.04	N/A

Open Lending has a consensus price target of $2.58, indicating a potential upside of 40.71%. Given Open Lending's stronger consensus rating and higher probable upside, analysts clearly believe Open Lending is more favorable than Mercurity Fintech.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mercurity Fintech	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Open Lending	1 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.17

Mercurity Fintech has a net margin of 0.00% compared to Open Lending's net margin of -5.95%. Open Lending's return on equity of 7.53% beat Mercurity Fintech's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Mercurity Fintech	N/A	N/A	N/A
Open Lending	-5.95%	7.53%	2.16%

In the previous week, Open Lending had 8 more articles in the media than Mercurity Fintech. MarketBeat recorded 8 mentions for Open Lending and 0 mentions for Mercurity Fintech. Open Lending's average media sentiment score of 0.28 beat Mercurity Fintech's score of 0.00 indicating that Open Lending is being referred to more favorably in the news media.

Company	Overall Sentiment
Mercurity Fintech	Neutral
Open Lending	Neutral

Summary

Open Lending beats Mercurity Fintech on 10 of the 14 factors compared between the two stocks.

How does Open Lending compare to HomeTrust Bancshares?

HomeTrust Bancshares (NYSE:HTB) and Open Lending (NASDAQ:LPRO) are both small-cap banking companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, media sentiment, earnings, institutional ownership, risk, profitability and valuation.

In the previous week, Open Lending had 3 more articles in the media than HomeTrust Bancshares. MarketBeat recorded 8 mentions for Open Lending and 5 mentions for HomeTrust Bancshares. HomeTrust Bancshares' average media sentiment score of 0.69 beat Open Lending's score of 0.28 indicating that HomeTrust Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
HomeTrust Bancshares	2 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Open Lending	1 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

HomeTrust Bancshares has a beta of 0.82, indicating that its share price is 18% less volatile than the broader market. Comparatively, Open Lending has a beta of 2.2, indicating that its share price is 120% more volatile than the broader market.

HomeTrust Bancshares has higher revenue and earnings than Open Lending. Open Lending is trading at a lower price-to-earnings ratio than HomeTrust Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HomeTrust Bancshares	$214.55M	3.60	$64.36M	$3.87	11.87
Open Lending	$93.22M	2.31	-$4.24M	-$0.04	N/A

60.9% of HomeTrust Bancshares shares are owned by institutional investors. Comparatively, 78.1% of Open Lending shares are owned by institutional investors. 11.0% of HomeTrust Bancshares shares are owned by company insiders. Comparatively, 13.2% of Open Lending shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

HomeTrust Bancshares presently has a consensus price target of $47.00, indicating a potential upside of 2.35%. Open Lending has a consensus price target of $2.58, indicating a potential upside of 40.71%. Given Open Lending's higher possible upside, analysts plainly believe Open Lending is more favorable than HomeTrust Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HomeTrust Bancshares	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Open Lending	1 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.17

HomeTrust Bancshares has a net margin of 22.78% compared to Open Lending's net margin of -5.95%. HomeTrust Bancshares' return on equity of 11.25% beat Open Lending's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
HomeTrust Bancshares	22.78%	11.25%	1.47%
Open Lending	-5.95%	7.53%	2.16%

Summary

HomeTrust Bancshares beats Open Lending on 9 of the 16 factors compared between the two stocks.

How does Open Lending compare to South Plains Financial?

South Plains Financial (NASDAQ:SPFI) and Open Lending (NASDAQ:LPRO) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, media sentiment, earnings, institutional ownership, risk, profitability and valuation.

South Plains Financial has a net margin of 20.22% compared to Open Lending's net margin of -5.95%. South Plains Financial's return on equity of 12.58% beat Open Lending's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
South Plains Financial	20.22%	12.58%	1.35%
Open Lending	-5.95%	7.53%	2.16%

In the previous week, South Plains Financial had 1 more articles in the media than Open Lending. MarketBeat recorded 9 mentions for South Plains Financial and 8 mentions for Open Lending. Open Lending's average media sentiment score of 0.28 beat South Plains Financial's score of 0.21 indicating that Open Lending is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
South Plains Financial	2 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Open Lending	1 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

South Plains Financial has a beta of 0.48, indicating that its share price is 52% less volatile than the broader market. Comparatively, Open Lending has a beta of 2.2, indicating that its share price is 120% more volatile than the broader market.

South Plains Financial presently has a consensus price target of $46.25, indicating a potential upside of 18.26%. Open Lending has a consensus price target of $2.58, indicating a potential upside of 40.71%. Given Open Lending's higher possible upside, analysts plainly believe Open Lending is more favorable than South Plains Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
South Plains Financial	0 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.83
Open Lending	1 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.17

South Plains Financial has higher revenue and earnings than Open Lending. Open Lending is trading at a lower price-to-earnings ratio than South Plains Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
South Plains Financial	$296.89M	2.52	$58.47M	$3.57	10.96
Open Lending	$93.22M	2.31	-$4.24M	-$0.04	N/A

55.0% of South Plains Financial shares are owned by institutional investors. Comparatively, 78.1% of Open Lending shares are owned by institutional investors. 24.3% of South Plains Financial shares are owned by company insiders. Comparatively, 13.2% of Open Lending shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

South Plains Financial beats Open Lending on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LPRO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

LPRO vs. The Competition

Export

Metric	Open Lending	FIN Industry	Finance Sector	NASDAQ Exchange
Market Cap	$217.70M	$9.83B	$13.45B	$12.37B
Dividend Yield	N/A	5.45%	5.84%	5.35%
P/E Ratio	-45.75	14.25	23.18	25.63
Price / Sales	2.31	1.56	179.82	76.59
Price / Cash	22.70	8.16	20.45	56.33
Price / Book	2.86	1.64	2.15	6.97
Net Income	-$4.24M	$421.68M	$1.11B	$333.62M
7 Day Performance	-3.68%	-2.38%	-0.70%	1.09%
1 Month Performance	8.93%	0.58%	0.22%	3.08%
1 Year Performance	-13.06%	12.01%	10.83%	35.68%

Open Lending Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
LPRO Open Lending	2.8026 of 5 stars	$1.83 -1.1%	$2.58 +40.7%	-8.0%	$217.70M	$93.22M	N/A	180	Analyst Revision
MPB Mid Penn Bancorp	4.0837 of 5 stars	$31.54 -2.0%	$37.00 +17.3%	+11.4%	$798.82M	$350.61M	14.33	620	Positive News
OPFI OppFi	3.7702 of 5 stars	$9.24 -0.6%	$13.00 +40.8%	-25.9%	$786.13M	$608.66M	9.93	570	Analyst Upgrade
MFH Mercurity Fintech	N/A	$6.02 -4.3%	N/A	+11.4%	$784.02M	$1.87M	N/A	10
HTB HomeTrust Bancshares	2.344 of 5 stars	$45.55 -0.4%	$47.00 +3.2%	N/A	$765.55M	$214.55M	11.77	520

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This page (NASDAQ:LPRO) was last updated on 5/15/2026 by MarketBeat.com Staff.

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Open Lending (LPRO) Competitors

LPRO vs. MPB, OPFI, MFH, HTB, and SPFI

How does Open Lending compare to Mid Penn Bancorp?

Summary

How does Open Lending compare to OppFi?

Summary

How does Open Lending compare to Mercurity Fintech?

Summary

How does Open Lending compare to HomeTrust Bancshares?

Summary

How does Open Lending compare to South Plains Financial?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

LPRO vs. The Competition

Open Lending Competitors List

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Stock Ideas and Recommendations

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Terms & Info

Open Lending (LPRO) Competitors

LPRO vs. MPB, OPFI, MFH, HTB, and SPFI

How does Open Lending compare to Mid Penn Bancorp?

Does the media prefer LPRO or MPB?

Do analysts rate LPRO or MPB?

Which has stronger earnings and valuation, LPRO or MPB?

Do insiders & institutionals hold more shares of LPRO or MPB?

Is LPRO or MPB more profitable?

Which has more volatility and risk, LPRO or MPB?

Summary

How does Open Lending compare to OppFi?

Do institutionals & insiders hold more shares of LPRO or OPFI?

Which has more risk and volatility, LPRO or OPFI?

Which has higher earnings & valuation, LPRO or OPFI?

Do analysts recommend LPRO or OPFI?

Is LPRO or OPFI more profitable?

Does the media favor LPRO or OPFI?

Summary

How does Open Lending compare to Mercurity Fintech?

Do insiders and institutionals believe in MFH or LPRO?

Which has more risk and volatility, MFH or LPRO?

Which has better valuation & earnings, MFH or LPRO?

Do analysts rate MFH or LPRO?

Is MFH or LPRO more profitable?

Does the media refer more to MFH or LPRO?

Summary

How does Open Lending compare to HomeTrust Bancshares?

Does the media refer more to HTB or LPRO?

Which has more volatility & risk, HTB or LPRO?

Which has preferable valuation and earnings, HTB or LPRO?

Do institutionals and insiders believe in HTB or LPRO?

Do analysts rate HTB or LPRO?

Is HTB or LPRO more profitable?

Summary

How does Open Lending compare to South Plains Financial?

Is SPFI or LPRO more profitable?

Does the media refer more to SPFI or LPRO?

Which has more volatility & risk, SPFI or LPRO?

Do analysts rate SPFI or LPRO?

Which has preferable valuation and earnings, SPFI or LPRO?

Do institutionals and insiders believe in SPFI or LPRO?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

LPRO vs. The Competition

Open Lending Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools