LPRO vs. LC, WRLD, ATLC, RM, OCSL, ENVA, NNI, CSR, SBSI, and BFC
Should you be buying Open Lending stock or one of its competitors? The main competitors of Open Lending include LendingClub (LC), World Acceptance (WRLD), Atlanticus (ATLC), Regional Management (RM), Oaktree Specialty Lending (OCSL), Enova International (ENVA), Nelnet (NNI), Centerspace (CSR), Southside Bancshares (SBSI), and Bank First (BFC). These companies are all part of the "finance" sector.
LendingClub (NYSE:LC) and Open Lending (NASDAQ:LPRO) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their profitability, valuation, risk, dividends, institutional ownership, media sentiment, community ranking, analyst recommendations and earnings.
LendingClub presently has a consensus price target of $11.08, indicating a potential upside of 25.24%. Open Lending has a consensus price target of $7.07, indicating a potential upside of 12.60%. Given Open Lending's stronger consensus rating and higher possible upside, equities research analysts clearly believe LendingClub is more favorable than Open Lending.
LendingClub has higher revenue and earnings than Open Lending. LendingClub is trading at a lower price-to-earnings ratio than Open Lending, indicating that it is currently the more affordable of the two stocks.
In the previous week, Open Lending had 15 more articles in the media than LendingClub. MarketBeat recorded 19 mentions for Open Lending and 4 mentions for LendingClub. Open Lending's average media sentiment score of 0.82 beat LendingClub's score of 0.36 indicating that LendingClub is being referred to more favorably in the media.
74.1% of LendingClub shares are owned by institutional investors. Comparatively, 78.1% of Open Lending shares are owned by institutional investors. 2.8% of LendingClub shares are owned by insiders. Comparatively, 18.3% of Open Lending shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
LendingClub received 493 more outperform votes than Open Lending when rated by MarketBeat users. Likewise, 60.84% of users gave LendingClub an outperform vote while only 57.81% of users gave Open Lending an outperform vote.
LendingClub has a beta of 1.98, indicating that its stock price is 98% more volatile than the S&P 500. Comparatively, Open Lending has a beta of 1.01, indicating that its stock price is 1% more volatile than the S&P 500.
Open Lending has a net margin of 18.79% compared to Open Lending's net margin of 4.50%. LendingClub's return on equity of 10.45% beat Open Lending's return on equity.
Summary
LendingClub beats Open Lending on 9 of the 17 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding LPRO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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