Go Pro

Open Lending (LPRO) Competitors

Open Lending logo
$3.14 0.00 (0.00%)
As of 07/31/2026

LPRO vs. WLTH, FMBH, LU, PGY, and HBT

Should you buy Open Lending stock or one of its competitors? MarketBeat compares Open Lending with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Open Lending include Wealthfront (WLTH), First Mid Bancshares (FMBH), Lufax (LU), Pagaya Technologies (PGY), and HBT Financial (HBT).

How does Open Lending compare to Wealthfront?

Wealthfront (NASDAQ:WLTH) and Open Lending (NASDAQ:LPRO) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, valuation, analyst recommendations, earnings, institutional ownership, risk, dividends and media sentiment.

In the previous week, Open Lending had 5 more articles in the media than Wealthfront. MarketBeat recorded 8 mentions for Open Lending and 3 mentions for Wealthfront. Wealthfront's average media sentiment score of 0.93 beat Open Lending's score of 0.34 indicating that Wealthfront is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Wealthfront
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Open Lending
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Wealthfront presently has a consensus price target of $12.42, suggesting a potential upside of 26.44%. Open Lending has a consensus price target of $2.78, suggesting a potential downside of 11.62%. Given Wealthfront's stronger consensus rating and higher probable upside, analysts clearly believe Wealthfront is more favorable than Open Lending.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Wealthfront
1 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.33
Open Lending
1 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Wealthfront has a net margin of 0.00% compared to Open Lending's net margin of -5.95%. Open Lending's return on equity of 7.53% beat Wealthfront's return on equity.

Company Net Margins Return on Equity Return on Assets
WealthfrontN/A N/A N/A
Open Lending -5.95%7.53%2.16%

78.1% of Open Lending shares are held by institutional investors. 27.4% of Wealthfront shares are held by company insiders. Comparatively, 13.2% of Open Lending shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Open Lending has lower revenue, but higher earnings than Wealthfront. Open Lending is trading at a lower price-to-earnings ratio than Wealthfront, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Wealthfront$364.99M4.02-$42.07M-$1.03N/A
Open Lending$89.32M4.14-$4.24M-$0.04N/A

Summary

Wealthfront beats Open Lending on 8 of the 15 factors compared between the two stocks.

How does Open Lending compare to First Mid Bancshares?

Open Lending (NASDAQ:LPRO) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, profitability, dividends, valuation, institutional ownership, media sentiment and earnings.

In the previous week, Open Lending had 2 more articles in the media than First Mid Bancshares. MarketBeat recorded 8 mentions for Open Lending and 6 mentions for First Mid Bancshares. First Mid Bancshares' average media sentiment score of 0.94 beat Open Lending's score of 0.34 indicating that First Mid Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Open Lending
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
First Mid Bancshares
4 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

78.1% of Open Lending shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 13.2% of Open Lending shares are owned by company insiders. Comparatively, 6.0% of First Mid Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

First Mid Bancshares has a net margin of 19.76% compared to Open Lending's net margin of -5.95%. First Mid Bancshares' return on equity of 11.17% beat Open Lending's return on equity.

Company Net Margins Return on Equity Return on Assets
Open Lending-5.95% 7.53% 2.16%
First Mid Bancshares 19.76%11.17%1.32%

First Mid Bancshares has higher revenue and earnings than Open Lending. Open Lending is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Open Lending$89.32M4.14-$4.24M-$0.04N/A
First Mid Bancshares$466.04M3.00$91.75M$4.0313.02

Open Lending presently has a consensus price target of $2.78, suggesting a potential downside of 11.62%. First Mid Bancshares has a consensus price target of $54.63, suggesting a potential upside of 4.07%. Given First Mid Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe First Mid Bancshares is more favorable than Open Lending.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Open Lending
1 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

Open Lending has a beta of 2.19, suggesting that its share price is 119% more volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.78, suggesting that its share price is 22% less volatile than the broader market.

Summary

First Mid Bancshares beats Open Lending on 10 of the 16 factors compared between the two stocks.

How does Open Lending compare to Lufax?

Open Lending (NASDAQ:LPRO) and Lufax (NYSE:LU) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, risk, profitability, media sentiment, dividends, valuation and earnings.

Lufax has a net margin of 0.00% compared to Open Lending's net margin of -5.95%. Open Lending's return on equity of 7.53% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
Open Lending-5.95% 7.53% 2.16%
Lufax N/A N/A N/A

Open Lending presently has a consensus target price of $2.78, indicating a potential downside of 11.62%. Lufax has a consensus target price of $2.00, indicating a potential upside of 31.15%. Given Lufax's higher probable upside, analysts plainly believe Lufax is more favorable than Open Lending.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Open Lending
1 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Lufax
2 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.67

Open Lending has higher earnings, but lower revenue than Lufax. Open Lending is trading at a lower price-to-earnings ratio than Lufax, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Open Lending$89.32M4.14-$4.24M-$0.04N/A
Lufax$3.77B0.35-$291.79M-$0.78N/A

Open Lending has a beta of 2.19, meaning that its share price is 119% more volatile than the broader market. Comparatively, Lufax has a beta of 0.81, meaning that its share price is 19% less volatile than the broader market.

In the previous week, Open Lending had 4 more articles in the media than Lufax. MarketBeat recorded 8 mentions for Open Lending and 4 mentions for Lufax. Open Lending's average media sentiment score of 0.34 beat Lufax's score of -0.10 indicating that Open Lending is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Open Lending
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Lufax
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

78.1% of Open Lending shares are owned by institutional investors. Comparatively, 69.1% of Lufax shares are owned by institutional investors. 13.2% of Open Lending shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

Open Lending beats Lufax on 11 of the 15 factors compared between the two stocks.

How does Open Lending compare to Pagaya Technologies?

Open Lending (NASDAQ:LPRO) and Pagaya Technologies (NASDAQ:PGY) are related small-cap companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, risk, valuation, dividends, institutional ownership, profitability, analyst recommendations and media sentiment.

Open Lending currently has a consensus price target of $2.78, suggesting a potential downside of 11.62%. Pagaya Technologies has a consensus price target of $32.43, suggesting a potential upside of 47.94%. Given Pagaya Technologies' stronger consensus rating and higher probable upside, analysts clearly believe Pagaya Technologies is more favorable than Open Lending.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Open Lending
1 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Pagaya Technologies
0 Sell rating(s)
2 Hold rating(s)
7 Buy rating(s)
2 Strong Buy rating(s)
3.00

Pagaya Technologies has a net margin of 9.12% compared to Open Lending's net margin of -5.95%. Pagaya Technologies' return on equity of 51.56% beat Open Lending's return on equity.

Company Net Margins Return on Equity Return on Assets
Open Lending-5.95% 7.53% 2.16%
Pagaya Technologies 9.12%51.56%19.01%

In the previous week, Pagaya Technologies had 27 more articles in the media than Open Lending. MarketBeat recorded 35 mentions for Pagaya Technologies and 8 mentions for Open Lending. Pagaya Technologies' average media sentiment score of 0.67 beat Open Lending's score of 0.34 indicating that Pagaya Technologies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Open Lending
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Pagaya Technologies
12 Very Positive mention(s)
2 Positive mention(s)
12 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Open Lending has a beta of 2.19, meaning that its share price is 119% more volatile than the broader market. Comparatively, Pagaya Technologies has a beta of 5.33, meaning that its share price is 433% more volatile than the broader market.

Pagaya Technologies has higher revenue and earnings than Open Lending. Open Lending is trading at a lower price-to-earnings ratio than Pagaya Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Open Lending$89.32M4.14-$4.24M-$0.04N/A
Pagaya Technologies$1.30B1.40$81.39M$1.3616.12

78.1% of Open Lending shares are held by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are held by institutional investors. 13.2% of Open Lending shares are held by company insiders. Comparatively, 42.0% of Pagaya Technologies shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Pagaya Technologies beats Open Lending on 15 of the 17 factors compared between the two stocks.

How does Open Lending compare to HBT Financial?

Open Lending (NASDAQ:LPRO) and HBT Financial (NASDAQ:HBT) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, analyst recommendations, institutional ownership, media sentiment, profitability, risk, earnings and dividends.

HBT Financial has a net margin of 23.44% compared to Open Lending's net margin of -5.95%. HBT Financial's return on equity of 14.03% beat Open Lending's return on equity.

Company Net Margins Return on Equity Return on Assets
Open Lending-5.95% 7.53% 2.16%
HBT Financial 23.44%14.03%1.63%

78.1% of Open Lending shares are owned by institutional investors. Comparatively, 78.6% of HBT Financial shares are owned by institutional investors. 13.2% of Open Lending shares are owned by insiders. Comparatively, 51.9% of HBT Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

HBT Financial has higher revenue and earnings than Open Lending. Open Lending is trading at a lower price-to-earnings ratio than HBT Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Open Lending$89.32M4.14-$4.24M-$0.04N/A
HBT Financial$293.97M4.47$77.01M$2.3315.51

In the previous week, Open Lending had 4 more articles in the media than HBT Financial. MarketBeat recorded 8 mentions for Open Lending and 4 mentions for HBT Financial. HBT Financial's average media sentiment score of 0.41 beat Open Lending's score of 0.34 indicating that HBT Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Open Lending
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
HBT Financial
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral

Open Lending presently has a consensus target price of $2.78, indicating a potential downside of 11.62%. HBT Financial has a consensus target price of $33.25, indicating a potential downside of 7.97%. Given HBT Financial's stronger consensus rating and higher probable upside, analysts clearly believe HBT Financial is more favorable than Open Lending.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Open Lending
1 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
HBT Financial
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

Open Lending has a beta of 2.19, suggesting that its stock price is 119% more volatile than the broader market. Comparatively, HBT Financial has a beta of 0.51, suggesting that its stock price is 49% less volatile than the broader market.

Summary

HBT Financial beats Open Lending on 13 of the 16 factors compared between the two stocks.

Get Open Lending News Delivered to You Automatically

Sign up to receive the latest news and ratings for LPRO and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LPRO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

LPRO vs. The Competition

MetricOpen LendingCapital Markets IndustryFinance SectorNASDAQ Exchange
Market Cap$369.50M$5.56B$14.05B$12.76B
Dividend YieldN/A7.47%5.92%10.01%
P/E Ratio-78.5037.1728.9725.53
Price / Sales4.141,147.88474.3394.32
Price / Cash38.5448.2238.6149.39
Price / Book4.913.713.736.11
Net Income-$4.24M$417.17M$1.31B$347.58M
7 Day PerformanceN/A1.58%1.46%4.91%
1 Month Performance0.96%-0.15%1.29%-2.06%
1 Year Performance48.11%7.11%13.60%21.03%

Open Lending Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LPRO
Open Lending
1.5115 of 5 stars
$3.14
flat
$2.78
-11.6%
N/A$369.50M$89.32MN/A180
WLTH
Wealthfront
3.9285 of 5 stars
$9.50
+2.8%
$12.50
+31.6%
N/A$1.42B$370.96MN/A359
FMBH
First Mid Bancshares
3.1538 of 5 stars
$52.60
+2.8%
$54.63
+3.8%
+38.8%$1.40B$466.04M13.031,170
LU
Lufax
2.521 of 5 stars
$1.58
+7.9%
$2.00
+27.0%
-47.4%$1.37B$23.11BN/A33,163
PGY
Pagaya Technologies
4.8259 of 5 stars
$16.41
-3.2%
$35.86
+118.5%
-31.9%$1.36B$1.30B15.34800

Related Companies and Tools


This page (NASDAQ:LPRO) was last updated on 8/5/2026 by MarketBeat.com Staff.
From Our Partners