MetroCity Bankshares (MCBS) Competitors

MetroCity Bankshares (NASDAQ:MCBS) and First Community Bankshares (NASDAQ:FCBC) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, dividends, profitability, risk, community ranking, valuation, earnings, analyst recommendations and media sentiment.

Do institutionals & insiders have more ownership in MCBS or FCBC?

25.3% of MetroCity Bankshares shares are held by institutional investors. Comparatively, 35.0% of First Community Bankshares shares are held by institutional investors. 27.5% of MetroCity Bankshares shares are held by insiders. Comparatively, 3.7% of First Community Bankshares shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Do analysts prefer MCBS or FCBC?

MetroCity Bankshares currently has a consensus price target of $32.00, indicating a potential upside of 8.84%. First Community Bankshares has a consensus price target of $38.00, indicating a potential downside of 8.26%. Given MetroCity Bankshares' higher probable upside, equities research analysts clearly believe MetroCity Bankshares is more favorable than First Community Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MetroCity Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
First Community Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is MCBS or FCBC more profitable?

First Community Bankshares has a net margin of 28.30% compared to MetroCity Bankshares' net margin of 24.20%. MetroCity Bankshares' return on equity of 13.85% beat First Community Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MetroCity Bankshares	24.20%	13.85%	1.52%
First Community Bankshares	28.30%	11.30%	1.75%

Does the media favor MCBS or FCBC?

In the previous week, MetroCity Bankshares and MetroCity Bankshares both had 1 articles in the media. First Community Bankshares' average media sentiment score of 0.92 beat MetroCity Bankshares' score of 0.00 indicating that First Community Bankshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
MetroCity Bankshares	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Community Bankshares	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable valuation & earnings, MCBS or FCBC?

MetroCity Bankshares has higher earnings, but lower revenue than First Community Bankshares. MetroCity Bankshares is trading at a lower price-to-earnings ratio than First Community Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MetroCity Bankshares	$124.92M	5.93	$51.61M	$1.97	14.92
First Community Bankshares	$158.16M	4.81	$48.02M	$2.71	15.28

Is MCBS or FCBC a better dividend stock?

MetroCity Bankshares pays an annual dividend of $0.80 per share and has a dividend yield of 2.7%. First Community Bankshares pays an annual dividend of $1.24 per share and has a dividend yield of 3.0%. MetroCity Bankshares pays out 40.6% of its earnings in the form of a dividend. First Community Bankshares pays out 45.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community Bankshares has raised its dividend for 13 consecutive years. First Community Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the MarketBeat Community favor MCBS or FCBC?

First Community Bankshares received 221 more outperform votes than MetroCity Bankshares when rated by MarketBeat users. Likewise, 58.29% of users gave First Community Bankshares an outperform vote while only 46.15% of users gave MetroCity Bankshares an outperform vote.

Company	Underperform	Outperform
MetroCity Bankshares	Outperform Votes 18 46.15%	Underperform Votes 21 53.85%
First Community Bankshares	Outperform Votes 239 58.29%	Underperform Votes 171 41.71%

Which has more volatility and risk, MCBS or FCBC?

MetroCity Bankshares has a beta of 0.6, suggesting that its share price is 40% less volatile than the S&P 500. Comparatively, First Community Bankshares has a beta of 0.52, suggesting that its share price is 48% less volatile than the S&P 500.

Summary

First Community Bankshares beats MetroCity Bankshares on 11 of the 18 factors compared between the two stocks.