Should I buy or sell Old Second Bancorp stock right now?

3 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Old Second Bancorp in the last twelve months. There are currently 2 buy ratings and 1 strong buy rating for the stock. The consensus among Wall Street analysts is that investors should "buy" OSBC shares. View OSBC analyst ratings or view top-rated stocks .

What is Old Second Bancorp's stock price target for 2024?

3 Wall Street research analysts have issued 12-month price objectives for Old Second Bancorp's shares. Their OSBC share price targets range from $17.00 to $19.00. On average, they anticipate the company's stock price to reach $18.00 in the next year. This suggests a possible upside of 34.8% from the stock's current price. View analysts price targets for OSBC or view top-rated stocks among Wall Street analysts .

How have OSBC shares performed in 2024?

Old Second Bancorp's stock was trading at $15.44 on January 1st, 2024. Since then, OSBC shares have decreased by 13.5% and is now trading at $13.35. View the best growth stocks for 2024 here .

When is Old Second Bancorp's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Wednesday, April 17th 2024. View our OSBC earnings forecast .

How were Old Second Bancorp's earnings last quarter?

Old Second Bancorp, Inc. (NASDAQ:OSBC) announced its quarterly earnings data on Wednesday, January, 24th. The financial services provider reported $0.42 earnings per share for the quarter, missing the consensus estimate of $0.54 by $0.12. The financial services provider earned $69.96 million during the quarter, compared to the consensus estimate of $72.87 million. Old Second Bancorp had a trailing twelve-month return on equity of 17.52% and a net margin of 28.12%.

How often does Old Second Bancorp pay dividends? What is the dividend yield for Old Second Bancorp?

Old Second Bancorp declared a quarterly dividend on Tuesday, January 16th. Investors of record on Friday, January 26th will be given a dividend of $0.05 per share on Monday, February 5th. This represents a $0.20 annualized dividend and a yield of 1.50%. The ex-dividend date is Thursday, January 25th. Read our dividend analysis for OSBC .

Is Old Second Bancorp a good dividend stock?

Old Second Bancorp (NASDAQ:OSBC) pays an annual dividend of $0.20 per share and currently has a dividend yield of 1.49%. The dividend payout ratio is 9.90%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, OSBC will have a dividend payout ratio of 10.99% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for OSBC .

What ETF holds Old Second Bancorp's stock?

First Trust Dow Jones Select Microcap Index Fund holds 105,427 shares of OSBC stock, representing 1.04% of its portfolio.

What other stocks do shareholders of Old Second Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Old Second Bancorp investors own include Advanced Micro Devices (AMD) , Antares Pharma (ATRS) , Coeur Mining (CDE) , RTI Surgical (RTIX) , Sangamo Therapeutics (SGMO) , Trevena (TRVN) , Aqua Metals (AQMS) and CNH Industrial (CNHI) .

Who are Old Second Bancorp's major shareholders?

Old Second Bancorp's stock is owned by a number of institutional and retail investors. Top institutional shareholders include Los Angeles Capital Management LLC (0.16%). Insiders that own company stock include Billy J Jr Lyons , Bradley S Adams, Bradley S Adams , Dennis L Klaeser , Gary S Collins , Hugh H Mclean, Hugh H Mclean , James Eccher and William B Skoglund . View institutional ownership trends .

How do I buy shares of Old Second Bancorp?

Shares of OSBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here .

NASDAQ:OSBC

Old Second Bancorp (OSBC) Stock Price, News & Analysis

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$13.35

0.00 (0.00%)

(As of 02:58 PM ET)

Compare

Today's Range: $13.20
▼
$13.39
50-Day Range: $13.04
▼
$13.84
52-Week Range: $10.79
▼
$16.76

Volume: 54,637 shs
Average Volume: 171,236 shs
Market Capitalization: $598.08 million

P/E Ratio: 6.61
Dividend Yield: 1.50%
Price Target: $18.00

Get Old Second Bancorp alerts:

Old Second Bancorp MarketRank™ Stock Analysis

Analyst Rating: Buy
3.33 Rating Score
Upside/Downside: 34.8% Upside
$18.00 Price Target
Short Interest: Healthy
1.40% of Shares Sold Short
Dividend Strength: Moderate
Based on Four Factors
Sustainability: N/A
News Sentiment: 1.25
Based on 4 Articles This Week
Insider Trading: N/A
Proj. Earnings Growth: -3.70%
From $1.89 to $1.82 Per Share

Overall MarketRank^™

New Rank-Based ScoringMarketRank^™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.

3.96 out of 5 stars

Finance Sector

327th out of 852 stocks

State Commercial Banks Industry

83rd out of 176 stocks

3.7

Analyst's Opinion

Consensus Rating
Old Second Bancorp has received a consensus rating of Buy. The company's average rating score is 3.33, and is based on 2 buy ratings, no hold ratings, and no sell ratings.
Amount of Analyst Coverage
Old Second Bancorp has only been the subject of 1 research reports in the past 90 days.

4.0

Short Interest

Percentage of Shares Shorted
1.40% of the outstanding shares of Old Second Bancorp have been sold short.
Short Interest Ratio / Days to Cover
Old Second Bancorp has a short interest ratio ("days to cover") of 3.6, which is generally considered an acceptable ratio of short interest to trading volume.
Change versus previous month
Short interest in Old Second Bancorp has recently decreased by 1.55%, indicating that investor sentiment is improving.

2.5

Dividend Strength

Dividend Yield
Old Second Bancorp pays a meaningful dividend of 1.49%, higher than the bottom 25% of all stocks that pay dividends.
Dividend Growth
Old Second Bancorp does not have a long track record of dividend growth.
Dividend Coverage
The dividend payout ratio of Old Second Bancorp is 9.90%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, Old Second Bancorp will have a dividend payout ratio of 10.99% next year. This indicates that Old Second Bancorp will be able to sustain or increase its dividend.

N/A

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
There is no current Upright™ data available for OSBC.

3.5

News and Social Media Coverage

News Sentiment
Old Second Bancorp has a news sentiment score of 1.25. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.64 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 4 news articles for Old Second Bancorp this week, compared to 1 article on an average week.
Search Interest
3 people have searched for OSBC on MarketBeat in the last 30 days.

1.7

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Old Second Bancorp insiders have not sold or bought any company stock.
Percentage Held by Insiders
Only 5.50% of the stock of Old Second Bancorp is held by insiders.
Percentage Held by Institutions
67.76% of the stock of Old Second Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

1.3

Earnings and Valuation

Earnings Growth
Earnings for Old Second Bancorp are expected to decrease by -3.70% in the coming year, from $1.89 to $1.82 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of Old Second Bancorp is 6.61, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 137.63.
Price to Earnings Ratio vs. Sector
The P/E ratio of Old Second Bancorp is 6.61, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 59.36.
Price to Book Value per Share Ratio
Old Second Bancorp has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

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About Old Second Bancorp Stock (NASDAQ:OSBC)

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It offers demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificates of deposit accounts. The company also provides commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. In addition, it offers safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U.S. treasury notes and bonds. Further, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois.

OSBC Stock Price History

30 days | 90 days | 365 days | Advanced Chart

OSBC Stock News Headlines

April 16, 2024 | americanbankingnews.com

Old Second Bancorp (OSBC) Set to Announce Earnings on Wednesday

April 15, 2024 | finance.yahoo.com

O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Catalina Finer Food, LLC in their Acquisition of Saugatuck Kitchens, LLC

April 16, 2024 | StockEarnings (Ad)

Your eBook: Mastering Earnings Announcements Trading

March 20, 2024 | finance.yahoo.com

O2 Sponsor Finance provides Senior Secured Credit Facilities to Support Corridor Capital in its Acquisition of Association Headquarters

March 7, 2024 | finanznachrichten.de

Old Second Bancorp Inc.: Daniele Joins Old Second National Bank

March 7, 2024 | finanznachrichten.de

Old Second Bancorp Inc.: Rankins Joins Old Second National Bank

March 7, 2024 | finance.yahoo.com

Daniele Joins Old Second National Bank

February 23, 2024 | benzinga.com

Old Second Bancorp Stock (NASDAQ:OSBC) Earnings Dates and Earning Calls

April 16, 2024 | StockEarnings (Ad)

Your eBook: Mastering Earnings Announcements Trading

February 21, 2024 | finanznachrichten.de

Old Second Bancorp Inc.: O2 Sponsor Finance Promotes Nick O'Brien to Senior Vice President

February 21, 2024 | finance.yahoo.com

O2 Sponsor Finance Promotes Nick O’Brien to Senior Vice President

February 19, 2024 | finance.yahoo.com

OSBC Mar 2024 15.000 put

February 17, 2024 | finance.yahoo.com

Old Second Bancorp (NASDAQ:OSBC) shareholders have endured a 20% loss from investing in the stock a year ago

February 5, 2024 | benzinga.com

Exceeding Expectations: Old Second Bancorp Achieves Strong Performance and Rewards Investors

January 30, 2024 | finance.yahoo.com

Old Second Bancorp, Inc. (NASDAQ:OSBC) Q4 2023 Earnings Call Transcript

January 29, 2024 | markets.businessinsider.com

Analysts Offer Insights on Financial Companies: Old Second Bancorp (OSBC), Blackstone Group (BX) and Sandy Spring Bancorp (SASR)

January 25, 2024 | marketwatch.com

Old Second Bancorp Shares on Pace For Biggest Decline Since 2020 After 4Q Profit Drop

January 25, 2024 | finance.yahoo.com

Compared to Estimates, Old Second Bancorp (OSBC) Q4 Earnings: A Look at Key Metrics

January 24, 2024 | benzinga.com

Old Second Bancorp: Q4 Earnings Insights

January 24, 2024 | finanznachrichten.de

Old Second Bancorp Inc.: Old Second Bancorp, Inc. Reports Fourth Quarter 2023 Net Income of $18.2 Million, or $0.40 per Diluted Share

January 24, 2024 | finance.yahoo.com

Old Second Bancorp, Inc. Reports Fourth Quarter 2023 Net Income of $18.2 Million, or $0.40 per Diluted Share

January 24, 2024 | finance.yahoo.com

Old Second Bancorp Inc Reports Decline in Q4 Net Income Amid Rising Interest Rates

January 23, 2024 | morningstar.com

Old Second Bancorp Inc OSBC

January 20, 2024 | finance.yahoo.com

Old Second Bancorp (NASDAQ:OSBC) Is Due To Pay A Dividend Of $0.05

January 19, 2024 | finance.yahoo.com

Here's Why We Think Old Second Bancorp (NASDAQ:OSBC) Is Well Worth Watching

January 6, 2024 | msn.com

Raymond James Downgrades Old Second Bancorp (OSBC)

January 3, 2024 | finance.yahoo.com

O2 Sponsor Finance provides $12 Million in Senior Secured Credit Facilities to Support Soundcore Capital Partners’ Acquisitions of Top Notch Dock & Door, Top Notch Garage Door and Premier Overhead Doors

See More Headlines

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Company Calendar

Last Earnings: 1/24/2024
Ex-Dividend for 2/5 Dividend: 1/25/2024
Dividend Payable: 2/05/2024
Today: 4/16/2024
Next Earnings (Estimated): 4/17/2024
Fiscal Year End: 12/31/2024

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NASDAQ
Sector: Finance
Industry: State commercial banks
Sub-Industry: N/A
Current Symbol: NASDAQ:OSBC
CUSIP: N/A
CIK: 357173
Web: www.oldsecond.com
Phone: (630) 892-0202
Fax: 630-892-9630
Employees: 834
Year Founded: 1871

Price Target and Rating

Average Stock Price Target: $18.00
High Stock Price Target: $19.00
Low Stock Price Target: $17.00
Potential Upside/Downside: +34.8%
Consensus Rating: Buy
Rating Score (0-4): 3.33
Research Coverage: 3 Analysts

Profitability

EPS (Most Recent Fiscal Year): $2.02
Trailing P/E Ratio: 6.61
Forward P/E Ratio: 7.06
P/E Growth: N/A
Net Income: $91.73 million
Net Margins: 28.12%
Pretax Margin: 38.15%
Return on Equity: 17.52%
Return on Assets: 1.60%

Debt

Debt-to-Equity Ratio: 0.15
Current Ratio: 0.82
Quick Ratio: 0.82

Sales & Book Value

Annual Sales: $326.15 million
Price / Sales: 1.83
Cash Flow: $2.20 per share
Price / Cash Flow: 6.07
Book Value: $12.91 per share
Price / Book: 1.03

Miscellaneous

Outstanding Shares: 44,800,000
Free Float: 42,337,000
Market Cap: $598.08 million
Optionable: Optionable
Beta: 1.10

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Key Executives

Mr. James L. Eccher (Age 59)
President, CEO & Chairman of the Board
Comp: $1.2M
Mr. Bradley S. Adams (Age 50)
Executive VP, COO & CFO
Comp: $625.17k
Mr. Richard A. Gartelmann Jr. (Age 55)
CFP, Head of Wealth Management & Executive VP
Comp: $356.33k
Mr. Donald J. Pilmer (Age 59)
Chief Lending Officer & Executive VP
Comp: $509.34k
Ms. Shirley Cantrell
Shareholder Relations Manager
Mr. Andrew R. Crouch
Senior VP, Head of Trust and Fiduciary Services, Trust Counsel
Mr. Keith J. Gottschalk (Age 61)
Executive Vice President of Digital Banking Services
Comp: $321.9k
Ms. Jacqueline Ann Runnberg CFP
Senior VP & MD
Mr. Steven C. Meves
Chief Investment Officer of Wealth Management Group
Mr. Michael J. Kozak (Age 72)
Executive VP & Chief Credit Officer

Key Competitors

View All Competitors

Institutional Ownership

View All Institutional Transactions

OSBC Stock Analysis - Frequently Asked Questions

Should I buy or sell Old Second Bancorp stock right now?: 3 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Old Second Bancorp in the last twelve months. There are currently 2 buy ratings and 1 strong buy rating for the stock. The consensus among Wall Street analysts is that investors should "buy" OSBC shares.
View OSBC analyst ratings or view top-rated stocks.
What is Old Second Bancorp's stock price target for 2024?: 3 Wall Street research analysts have issued 12-month price objectives for Old Second Bancorp's shares. Their OSBC share price targets range from $17.00 to $19.00. On average, they anticipate the company's stock price to reach $18.00 in the next year. This suggests a possible upside of 34.8% from the stock's current price.
View analysts price targets for OSBC or view top-rated stocks among Wall Street analysts.
How have OSBC shares performed in 2024?: Old Second Bancorp's stock was trading at $15.44 on January 1st, 2024. Since then, OSBC shares have decreased by 13.5% and is now trading at $13.35.
View the best growth stocks for 2024 here.
When is Old Second Bancorp's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Wednesday, April 17th 2024.
View our OSBC earnings forecast.
How were Old Second Bancorp's earnings last quarter?: Old Second Bancorp, Inc. (NASDAQ:OSBC) announced its quarterly earnings data on Wednesday, January, 24th. The financial services provider reported $0.42 earnings per share for the quarter, missing the consensus estimate of $0.54 by $0.12. The financial services provider earned $69.96 million during the quarter, compared to the consensus estimate of $72.87 million. Old Second Bancorp had a trailing twelve-month return on equity of 17.52% and a net margin of 28.12%.
How often does Old Second Bancorp pay dividends? What is the dividend yield for Old Second Bancorp?: Old Second Bancorp declared a quarterly dividend on Tuesday, January 16th. Investors of record on Friday, January 26th will be given a dividend of $0.05 per share on Monday, February 5th. This represents a $0.20 annualized dividend and a yield of 1.50%. The ex-dividend date is Thursday, January 25th.
Read our dividend analysis for OSBC.

Is Old Second Bancorp a good dividend stock?: Old Second Bancorp (NASDAQ:OSBC) pays an annual dividend of $0.20 per share and currently has a dividend yield of 1.49%. The dividend payout ratio is 9.90%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, OSBC will have a dividend payout ratio of 10.99% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for OSBC.
What ETF holds Old Second Bancorp's stock?: First Trust Dow Jones Select Microcap Index Fund holds 105,427 shares of OSBC stock, representing 1.04% of its portfolio.
What other stocks do shareholders of Old Second Bancorp own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Old Second Bancorp investors own include Advanced Micro Devices (AMD), Antares Pharma (ATRS), Coeur Mining (CDE), RTI Surgical (RTIX), Sangamo Therapeutics (SGMO), Trevena (TRVN), Aqua Metals (AQMS) and CNH Industrial (CNHI).
Who are Old Second Bancorp's major shareholders?: Old Second Bancorp's stock is owned by a number of institutional and retail investors. Top institutional shareholders include Los Angeles Capital Management LLC (0.16%). Insiders that own company stock include Billy J Jr Lyons, Bradley S Adams, Bradley S Adams, Dennis L Klaeser, Gary S Collins, Hugh H Mclean, Hugh H Mclean, James Eccher and William B Skoglund.
View institutional ownership trends.
How do I buy shares of Old Second Bancorp?: Shares of OSBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

This page (NASDAQ:OSBC) was last updated on 4/16/2024 by MarketBeat.com Staff

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Old Second Bancorp (OSBC) Stock Price, News & Analysis

Old Second Bancorp MarketRank™ Stock Analysis

Overall MarketRank™

Analyst's Opinion

Short Interest

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Change versus previous month

Dividend Strength

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score

News and Social Media Coverage

News Sentiment

News Coverage This Week

Search Interest

Company Ownership

Earnings and Valuation

About Old Second Bancorp Stock (NASDAQ:OSBC)

OSBC Stock Price History

OSBC Stock News Headlines

Company Calendar

Industry, Sector and Symbol

Price Target and Rating

Profitability

Debt

Sales & Book Value

Miscellaneous

Social Links

Key Executives

Key Competitors

Institutional Ownership

OSBC Stock Analysis - Frequently Asked Questions

Overall MarketRank^™