NASDAQ:OSBC Old Second Bancorp (OSBC) Stock Price, News & Analysis $24.98 +0.13 (+0.51%) As of 01:55 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Old Second Bancorp Stock (NASDAQ:OSBC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Old Second Bancorp alerts:Sign Up Key Stats Today's Range$24.93▼$25.5050-Day Range$24.49▼$25.9152-Week Range$16.88▼$26.06Volume283,922 shsAverage Volume418,036 shsMarket Capitalization$1.27 billionP/E Ratio14.36Dividend Yield1.12%Price Target$26.20Consensus RatingModerate Buy Company Overview Old Second Bancorp, Inc. (NASDAQ: OSBC) is a bank holding company headquartered in Aurora, Illinois. Through its principal subsidiary, Old Second National Bank, the company provides community banking services to individuals, families, businesses and institutions. The bank offers a range of financial products and services, including commercial and residential real estate lending, business and consumer loans, checking and savings accounts, certificates of deposit, treasury management and online and mobile banking. It also provides wealth management, trust and investment-related services for individuals and organizations. Founded in 1871, Old Second has a long history of serving communities in northern Illinois. Its banking network primarily covers the Chicago metropolitan area, including the western suburbs and the Fox Valley region, as well as surrounding communities. The company is managed through Old Second National Bank and focuses on relationship-based banking for local consumers and businesses.AI Generated. May Contain Errors. Read More Old Second Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks65th Percentile Overall ScoreOSBC MarketRank™: 3.25631627176 of 5 starsOld Second Bancorp scored higher than 65% of companies evaluated by MarketBeat, and ranked 431st out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.7 / 5Analyst RatingModerate Buy Consensus RatingOld Second Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.86, and is based on 1 strong buy rating, 4 buy ratings, 2 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Old Second Bancorp is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageOld Second Bancorp has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Old Second Bancorp's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth10.36% Earnings GrowthEarnings for Old Second Bancorp are expected to grow by 10.36% in the coming year, from $2.22 to $2.45 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Old Second Bancorp is 14.52, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.84.Price to Earnings Ratio vs. SectorThe P/E ratio of Old Second Bancorp is 14.52, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.77.Price to Book Value per Share RatioOld Second Bancorp has a P/B Ratio of 1.48. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Old Second Bancorp's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted5.60% of the float of Old Second Bancorp has been sold short.Short Interest Ratio / Days to CoverOld Second Bancorp has a short interest ratio ("days to cover") of 5.36.Change versus previous monthShort interest in Old Second Bancorp has recently increased by 11.18%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldOld Second Bancorp pays a meaningful dividend of 1.13%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOld Second Bancorp has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Old Second Bancorp is 16.09%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Old Second Bancorp will have a dividend payout ratio of 11.43% next year. This indicates that Old Second Bancorp will be able to sustain or increase its dividend.Read more about Old Second Bancorp's dividend. News and Social Media2.2 / 5News Sentiment0.54 News SentimentOld Second Bancorp has a news sentiment score of 0.54. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 7 news articles for Old Second Bancorp this week, compared to 2 articles on an average week.Search InterestOnly 2 people have searched for OSBC on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days. Company Ownership1.6 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Old Second Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,809,117.00 in company stock.Percentage Held by Insiders3.60% of the stock of Old Second Bancorp is held by insiders.Percentage Held by Institutions67.76% of the stock of Old Second Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Old Second Bancorp's insider trading history. Receive OSBC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Old Second Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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OSBC Stock News HeadlinesOld Second Bancorp (OSBC) Nears Earnings With Bullish Forecasts, Is The Stock Fully Priced?4 hours ago | finance.yahoo.comOld Second Bancorp (OSBC) Stock Could Be Overvalued On Current Earnings4 hours ago | finance.yahoo.comINSANE DRONE FOOTAGENew drone footage shows a mysterious factory rising at one of Elon Musk's most secure facilities, cleared and built in a matter of weeks. James Altucher says the site could go live as soon as October 21 and has put together a free presentation explaining what is happening inside and why the timing matters.October 16 at 1:00 AM | Paradigm Press (Ad)Old Second Bancorp, Inc. (NASDAQ:OSBC) Stock Has Consensus Price Target of $26.20 According to AnalystsOctober 16 at 2:15 AM | americanbankingnews.comOld Second Bancorp (OSBC) Expected to Post Earnings on WednesdayOctober 14 at 2:11 AM | americanbankingnews.comRaymond James Upgrades Old Second Bancorp to Strong Buy From Outperform, Raises Price Target to $30 From $27October 7, 2026 | finance.yahoo.comRaymond James Upgrades Old Second Bancorp to Strong Buy From Outperform, Adjusts PT to $30 From $27October 6, 2026 | marketscreener.comMOld Second Bancorp (NASDAQ:OSBC) Stock Rating Raised to Strong-Buy at Raymond James FinancialOctober 6, 2026 | americanbankingnews.comSee More Headlines OSBC Stock Analysis - Frequently Asked Questions How have OSBC shares performed this year? Old Second Bancorp's stock was trading at $19.50 at the beginning of 2026. Since then, OSBC stock has increased by 29.4% and is now trading at $25.24. How were Old Second Bancorp's earnings last quarter? Old Second Bancorp, Inc. (NASDAQ:OSBC) issued its earnings results on Wednesday, July, 22nd. The financial services provider reported $0.55 EPS for the quarter, beating analysts' consensus estimates of $0.55 by $0.01. Old Second Bancorp had a net margin of 20.22% and a trailing twelve-month return on equity of 12.79%. Read the conference call transcript. Who are Old Second Bancorp's major shareholders? Top institutional investors of Old Second Bancorp include Congress Asset Management Co. (0.81%) and 4WEALTH Advisors Inc. (0.03%). Insiders that own company stock include James Eccher, Darin Patrick Campbell, John Ladowicz, Hugh H Mclean, Gary S Collins, Richard A Gartelmann Jr, Billy J Jr Lyons and Rocks Patti Temple. View institutional ownership trends. How do I buy shares of Old Second Bancorp? Shares of OSBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Old Second Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Old Second Bancorp investors own include General Motors (GM), Verizon Communications (VZ), iShares Russell 2000 ETF (IWM), Pfizer (PFE), Procter & Gamble (PG), American Airlines Group (AAL) and Cincinnati Financial (CINF). Company Calendar Last Earnings7/22/2026Record date for 8/10 Dividend7/31/2026Ex-Dividend for 8/10 Dividend7/31/2026Dividend Payable8/10/2026Today10/16/2026Next Earnings (Estimated)10/21/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (14m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 OSBC's financial health is in the Green zone, according to TradeSmith. OSBC has been in this zone for over 14 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:OSBC CIK357173 Webwww.oldsecond.com Phone(630) 892-0202Fax630-892-9630Employees1,062Year Founded1871Price Target and Rating Average Price Target for Old Second Bancorp$26.20 High Price Target$30.00 Low Price Target$23.00 Potential Upside/Downside+4.9%Consensus RatingModerate Buy Rating Score (0-4)2.86 Research Coverage7 Analysts Profitability EPS (Trailing Twelve Months)$1.74 Trailing P/E Ratio14.36 Forward P/E Ratio11.25 P/E GrowthN/ANet Income$80.31 million Net Margins20.22% Pretax Margin27.18% Return on Equity12.79% Return on Assets1.65% Debt Debt-to-Equity Ratio0.08 Current Ratio0.91 Quick Ratio0.91 Sales & Book Value Annual Sales$374.97 million Price / Sales3.39 Cash Flow$2.10 per share Price / Cash Flow11.91 Book Value$17.03 per share Price / Book1.47Miscellaneous Outstanding Shares50,876,000Free Float49,044,000Market Cap$1.27 billion OptionableOptionable Beta0.77 Social Links 7 Best Space Stocks to Own in 2026The space race is growing fast, and you don’t have to have gotten in early on SpaceX to profit. This report shows seven space stocks you can buy today that may grow as rockets, satellites, defense, space internet, and new space technology become more important.Get This Free Report This page (NASDAQ:OSBC) was last updated on 10/16/2026 by MarketBeat.com Staff. 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