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Old Second Bancorp (OSBC) Competitors

Old Second Bancorp logo
$24.61 -0.25 (-1.01%)
Closing price 10/9/2026 04:00 PM Eastern
Extended Trading
$24.60 0.00 (-0.02%)
As of 10/9/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

OSBC vs. BUSE, CATY, FFBC, FRME, and THFF

Should you buy Old Second Bancorp stock or one of its competitors? Old Second Bancorp's main competitors and comparable companies include First Busey (BUSE), Cathay General Bancorp (CATY), First Financial Bancorp. (FFBC), First Merchants (FRME), and First Financial Corporation Indiana (THFF). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Old Second Bancorp compare to First Busey?

First Busey (NASDAQ:BUSE) and Old Second Bancorp (NASDAQ:OSBC) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, dividends, analyst recommendations, risk, institutional ownership, earnings, media sentiment and valuation.

First Busey has higher revenue and earnings than Old Second Bancorp. First Busey is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Busey$1.04B2.29$135.26M$2.4211.95
Old Second Bancorp$401.54M3.12$80.31M$1.7414.14

56.5% of First Busey shares are held by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are held by institutional investors. 3.8% of First Busey shares are held by insiders. Comparatively, 3.6% of Old Second Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

In the previous week, Old Second Bancorp had 5 more articles in the media than First Busey. MarketBeat recorded 8 mentions for Old Second Bancorp and 3 mentions for First Busey. First Busey's average media sentiment score of 0.95 beat Old Second Bancorp's score of 0.87 indicating that First Busey is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Busey
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Old Second Bancorp
3 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Busey has a beta of 0.75, indicating that its stock price is 25% less volatile than the broader market. Comparatively, Old Second Bancorp has a beta of 0.77, indicating that its stock price is 23% less volatile than the broader market.

First Busey has a net margin of 21.00% compared to Old Second Bancorp's net margin of 20.22%. Old Second Bancorp's return on equity of 12.79% beat First Busey's return on equity.

Company Net Margins Return on Equity Return on Assets
First Busey21.00% 10.48% 1.40%
Old Second Bancorp 20.22%12.79%1.65%

First Busey presently has a consensus price target of $31.00, suggesting a potential upside of 7.16%. Old Second Bancorp has a consensus price target of $26.20, suggesting a potential upside of 6.46%. Given First Busey's higher probable upside, equities research analysts clearly believe First Busey is more favorable than Old Second Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Busey
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43
Old Second Bancorp
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.86

First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.6%. Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.1%. First Busey pays out 43.0% of its earnings in the form of a dividend. Old Second Bancorp pays out 16.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Busey has raised its dividend for 10 consecutive years and Old Second Bancorp has raised its dividend for 1 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Old Second Bancorp beats First Busey on 11 of the 20 factors compared between the two stocks.

How does Old Second Bancorp compare to Cathay General Bancorp?

Old Second Bancorp (NASDAQ:OSBC) and Cathay General Bancorp (NASDAQ:CATY) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, dividends, earnings, institutional ownership, risk, profitability, valuation and analyst recommendations.

In the previous week, Old Second Bancorp had 5 more articles in the media than Cathay General Bancorp. MarketBeat recorded 8 mentions for Old Second Bancorp and 3 mentions for Cathay General Bancorp. Cathay General Bancorp's average media sentiment score of 0.91 beat Old Second Bancorp's score of 0.87 indicating that Cathay General Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Old Second Bancorp
3 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Cathay General Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Cathay General Bancorp has a net margin of 24.66% compared to Old Second Bancorp's net margin of 20.22%. Old Second Bancorp's return on equity of 12.79% beat Cathay General Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Old Second Bancorp20.22% 12.79% 1.65%
Cathay General Bancorp 24.66%11.71%1.43%

Old Second Bancorp has a beta of 0.77, meaning that its stock price is 23% less volatile than the broader market. Comparatively, Cathay General Bancorp has a beta of 0.89, meaning that its stock price is 11% less volatile than the broader market.

Old Second Bancorp currently has a consensus target price of $26.20, indicating a potential upside of 6.46%. Cathay General Bancorp has a consensus target price of $62.25, indicating a potential upside of 5.29%. Given Old Second Bancorp's stronger consensus rating and higher possible upside, equities analysts clearly believe Old Second Bancorp is more favorable than Cathay General Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Old Second Bancorp
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.86
Cathay General Bancorp
1 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

67.8% of Old Second Bancorp shares are owned by institutional investors. Comparatively, 75.0% of Cathay General Bancorp shares are owned by institutional investors. 3.6% of Old Second Bancorp shares are owned by company insiders. Comparatively, 4.5% of Cathay General Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.1%. Cathay General Bancorp pays an annual dividend of $1.52 per share and has a dividend yield of 2.6%. Old Second Bancorp pays out 16.1% of its earnings in the form of a dividend. Cathay General Bancorp pays out 29.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp has raised its dividend for 1 consecutive years.

Cathay General Bancorp has higher revenue and earnings than Old Second Bancorp. Cathay General Bancorp is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Old Second Bancorp$401.54M3.12$80.31M$1.7414.14
Cathay General Bancorp$1.38B2.85$315.12M$5.1211.55

Summary

Old Second Bancorp beats Cathay General Bancorp on 11 of the 20 factors compared between the two stocks.

How does Old Second Bancorp compare to First Financial Bancorp.?

First Financial Bancorp. (NASDAQ:FFBC) and Old Second Bancorp (NASDAQ:OSBC) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, dividends, risk, earnings, analyst recommendations, valuation, media sentiment and institutional ownership.

First Financial Bancorp. has higher revenue and earnings than Old Second Bancorp. First Financial Bancorp. is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Financial Bancorp.$1.26B2.58$255.60M$2.8310.92
Old Second Bancorp$401.54M3.12$80.31M$1.7414.14

In the previous week, Old Second Bancorp had 6 more articles in the media than First Financial Bancorp.. MarketBeat recorded 8 mentions for Old Second Bancorp and 2 mentions for First Financial Bancorp.. First Financial Bancorp.'s average media sentiment score of 1.40 beat Old Second Bancorp's score of 0.87 indicating that First Financial Bancorp. is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Financial Bancorp.
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Old Second Bancorp
3 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Financial Bancorp. has a beta of 0.93, meaning that its share price is 7% less volatile than the broader market. Comparatively, Old Second Bancorp has a beta of 0.77, meaning that its share price is 23% less volatile than the broader market.

First Financial Bancorp. pays an annual dividend of $1.04 per share and has a dividend yield of 3.4%. Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.1%. First Financial Bancorp. pays out 36.7% of its earnings in the form of a dividend. Old Second Bancorp pays out 16.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Financial Bancorp. has increased its dividend for 1 consecutive years and Old Second Bancorp has increased its dividend for 1 consecutive years.

First Financial Bancorp. has a net margin of 20.77% compared to Old Second Bancorp's net margin of 20.22%. Old Second Bancorp's return on equity of 12.79% beat First Financial Bancorp.'s return on equity.

Company Net Margins Return on Equity Return on Assets
First Financial Bancorp.20.77% 11.13% 1.49%
Old Second Bancorp 20.22%12.79%1.65%

77.2% of First Financial Bancorp. shares are owned by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are owned by institutional investors. 1.1% of First Financial Bancorp. shares are owned by insiders. Comparatively, 3.6% of Old Second Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

First Financial Bancorp. currently has a consensus target price of $34.00, indicating a potential upside of 10.03%. Old Second Bancorp has a consensus target price of $26.20, indicating a potential upside of 6.46%. Given First Financial Bancorp.'s higher possible upside, research analysts plainly believe First Financial Bancorp. is more favorable than Old Second Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Financial Bancorp.
0 Sell rating(s)
3 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.63
Old Second Bancorp
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.86

Summary

First Financial Bancorp. beats Old Second Bancorp on 10 of the 19 factors compared between the two stocks.

How does Old Second Bancorp compare to First Merchants?

First Merchants (NASDAQ:FRME) and Old Second Bancorp (NASDAQ:OSBC) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, risk, institutional ownership, earnings, profitability, dividends, valuation and analyst recommendations.

First Merchants has higher revenue and earnings than Old Second Bancorp. First Merchants is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Merchants$1.05B2.33$226M$3.1212.50
Old Second Bancorp$401.54M3.12$80.31M$1.7414.14

In the previous week, First Merchants and First Merchants both had 8 articles in the media. Old Second Bancorp's average media sentiment score of 0.87 beat First Merchants' score of 0.42 indicating that Old Second Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Merchants
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Old Second Bancorp
3 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.8%. Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.1%. First Merchants pays out 47.4% of its earnings in the form of a dividend. Old Second Bancorp pays out 16.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Merchants has increased its dividend for 13 consecutive years and Old Second Bancorp has increased its dividend for 1 consecutive years. First Merchants is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

73.9% of First Merchants shares are held by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are held by institutional investors. 1.8% of First Merchants shares are held by insiders. Comparatively, 3.6% of Old Second Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Old Second Bancorp has a net margin of 20.22% compared to First Merchants' net margin of 17.05%. Old Second Bancorp's return on equity of 12.79% beat First Merchants' return on equity.

Company Net Margins Return on Equity Return on Assets
First Merchants17.05% 8.86% 1.12%
Old Second Bancorp 20.22%12.79%1.65%

First Merchants presently has a consensus target price of $46.00, suggesting a potential upside of 17.95%. Old Second Bancorp has a consensus target price of $26.20, suggesting a potential upside of 6.46%. Given First Merchants' higher possible upside, equities analysts plainly believe First Merchants is more favorable than Old Second Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Merchants
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
Old Second Bancorp
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.86

First Merchants has a beta of 0.87, indicating that its share price is 13% less volatile than the broader market. Comparatively, Old Second Bancorp has a beta of 0.77, indicating that its share price is 23% less volatile than the broader market.

Summary

Old Second Bancorp beats First Merchants on 11 of the 19 factors compared between the two stocks.

How does Old Second Bancorp compare to First Financial Corporation Indiana?

Old Second Bancorp (NASDAQ:OSBC) and First Financial Corporation Indiana (NASDAQ:THFF) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their analyst recommendations, profitability, risk, institutional ownership, dividends, media sentiment, valuation and earnings.

In the previous week, Old Second Bancorp had 5 more articles in the media than First Financial Corporation Indiana. MarketBeat recorded 8 mentions for Old Second Bancorp and 3 mentions for First Financial Corporation Indiana. First Financial Corporation Indiana's average media sentiment score of 1.05 beat Old Second Bancorp's score of 0.87 indicating that First Financial Corporation Indiana is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Old Second Bancorp
3 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Financial Corporation Indiana
0 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Old Second Bancorp has higher revenue and earnings than First Financial Corporation Indiana. First Financial Corporation Indiana is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Old Second Bancorp$401.54M3.12$80.31M$1.7414.14
First Financial Corporation Indiana$347.56M2.49$79.21M$7.1410.19

Old Second Bancorp has a beta of 0.77, suggesting that its share price is 23% less volatile than the broader market. Comparatively, First Financial Corporation Indiana has a beta of 0.44, suggesting that its share price is 56% less volatile than the broader market.

Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.1%. First Financial Corporation Indiana pays an annual dividend of $2.24 per share and has a dividend yield of 3.1%. Old Second Bancorp pays out 16.1% of its earnings in the form of a dividend. First Financial Corporation Indiana pays out 31.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp has increased its dividend for 1 consecutive years and First Financial Corporation Indiana has increased its dividend for 2 consecutive years. First Financial Corporation Indiana is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

67.8% of Old Second Bancorp shares are held by institutional investors. Comparatively, 72.7% of First Financial Corporation Indiana shares are held by institutional investors. 3.6% of Old Second Bancorp shares are held by company insiders. Comparatively, 5.0% of First Financial Corporation Indiana shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Old Second Bancorp presently has a consensus target price of $26.20, suggesting a potential upside of 6.46%. First Financial Corporation Indiana has a consensus target price of $88.00, suggesting a potential upside of 20.90%. Given First Financial Corporation Indiana's higher possible upside, analysts clearly believe First Financial Corporation Indiana is more favorable than Old Second Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Old Second Bancorp
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.86
First Financial Corporation Indiana
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.40

First Financial Corporation Indiana has a net margin of 23.32% compared to Old Second Bancorp's net margin of 20.22%. First Financial Corporation Indiana's return on equity of 13.02% beat Old Second Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Old Second Bancorp20.22% 12.79% 1.65%
First Financial Corporation Indiana 23.32%13.02%1.43%

Summary

Old Second Bancorp beats First Financial Corporation Indiana on 10 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OSBC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OSBC vs. The Competition

MetricOld Second BancorpBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$1.25B$21.61B$13.15B$13.29B
Dividend Yield1.14%3.16%6.08%22.58%
P/E Ratio14.1424.7422.6720.21
Price / Sales3.128.81487.3387.84
Price / Cash11.9014.6629.5336.12
Price / Book1.451.322.716.16
Net Income$80.31M$2.60B$1.32B$381.12M
7 Day Performance-1.36%-1.17%-0.51%-1.40%
1 Month Performance-3.79%-3.47%-2.62%-3.35%
1 Year Performance44.34%21.86%10.49%1.49%

Old Second Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OSBC
Old Second Bancorp
3.8408 of 5 stars
$24.61
-1.0%
$26.20
+6.5%
+44.3%$1.25B$401.54M14.141,062
BUSE
First Busey
3.4643 of 5 stars
$29.40
-0.4%
$31.00
+5.4%
+28.8%$2.44B$1.04B12.151,948
CATY
Cathay General Bancorp
3.0334 of 5 stars
$60.16
-0.5%
$62.25
+3.5%
+27.6%$4.03B$1.38B11.751,268
FFBC
First Financial Bancorp.
3.3395 of 5 stars
$31.37
-0.4%
$34.00
+8.4%
+26.7%$3.31B$1.26B11.082,199
FRME
First Merchants
4.7185 of 5 stars
$39.67
-0.3%
$46.00
+16.0%
+7.8%$2.50B$691.54M12.712,086

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This page (NASDAQ:OSBC) was last updated on 10/11/2026 by MarketBeat.com Staff.
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