OSBC vs. FHB, DAVE, PRK, CLSK, BFH, ENVA, LU, BUR, FINV, and NTB
Should you be buying Old Second Bancorp stock or one of its competitors? The main competitors of Old Second Bancorp include First Hawaiian (FHB), Dave (DAVE), Park National (PRK), Cleanspark (CLSK), Bread Financial (BFH), Enova International (ENVA), Lufax (LU), Burford Capital (BUR), PPDAI Group (FINV), and Bank of N.T. Butterfield & Son (NTB). These companies are all part of the "banking" industry.
Old Second Bancorp vs. Its Competitors
First Hawaiian (NASDAQ:FHB) and Old Second Bancorp (NASDAQ:OSBC) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their media sentiment, valuation, analyst recommendations, dividends, risk, profitability, institutional ownership and earnings.
Old Second Bancorp has a net margin of 24.52% compared to First Hawaiian's net margin of 20.36%. Old Second Bancorp's return on equity of 12.87% beat First Hawaiian's return on equity.
First Hawaiian has a beta of 0.83, meaning that its share price is 17% less volatile than the S&P 500. Comparatively, Old Second Bancorp has a beta of 0.81, meaning that its share price is 19% less volatile than the S&P 500.
97.6% of First Hawaiian shares are held by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are held by institutional investors. 0.6% of First Hawaiian shares are held by company insiders. Comparatively, 3.8% of Old Second Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.
In the previous week, Old Second Bancorp had 5 more articles in the media than First Hawaiian. MarketBeat recorded 10 mentions for Old Second Bancorp and 5 mentions for First Hawaiian. Old Second Bancorp's average media sentiment score of 0.84 beat First Hawaiian's score of 0.72 indicating that Old Second Bancorp is being referred to more favorably in the news media.
First Hawaiian currently has a consensus target price of $27.36, indicating a potential upside of 5.75%. Old Second Bancorp has a consensus target price of $20.10, indicating a potential upside of 6.98%. Given Old Second Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Old Second Bancorp is more favorable than First Hawaiian.
First Hawaiian has higher revenue and earnings than Old Second Bancorp. Old Second Bancorp is trading at a lower price-to-earnings ratio than First Hawaiian, indicating that it is currently the more affordable of the two stocks.
First Hawaiian pays an annual dividend of $1.04 per share and has a dividend yield of 4.0%. Old Second Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.3%. First Hawaiian pays out 56.5% of its earnings in the form of a dividend. Old Second Bancorp pays out 13.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp has increased its dividend for 1 consecutive years.
Summary
Old Second Bancorp beats First Hawaiian on 12 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding OSBC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartMedia Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:OSBC) was last updated on 7/2/2025 by MarketBeat.com Staff