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Old Second Bancorp (OSBC) Competitors

Old Second Bancorp logo
$24.99 0.00 (0.00%)
Closing price 09/18/2026 04:00 PM Eastern
Extended Trading
$25.20 +0.21 (+0.84%)
As of 09/18/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

OSBC vs. BUSE, CATY, FFBC, FRME, and HOPE

Should you buy Old Second Bancorp stock or one of its competitors? Old Second Bancorp's main competitors and comparable companies include First Busey (BUSE), Cathay General Bancorp (CATY), First Financial Bancorp. (FFBC), First Merchants (FRME), and Hope Bancorp (HOPE). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Old Second Bancorp compare to First Busey?

First Busey (NASDAQ:BUSE) and Old Second Bancorp (NASDAQ:OSBC) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, media sentiment, dividends, valuation, risk, institutional ownership, analyst recommendations and earnings.

First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.4%. Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.1%. First Busey pays out 43.0% of its earnings in the form of a dividend. Old Second Bancorp pays out 16.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Busey has raised its dividend for 10 consecutive years and Old Second Bancorp has raised its dividend for 1 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

56.5% of First Busey shares are held by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are held by institutional investors. 3.8% of First Busey shares are held by company insiders. Comparatively, 3.6% of Old Second Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

First Busey has a beta of 0.71, indicating that its share price is 29% less volatile than the broader market. Comparatively, Old Second Bancorp has a beta of 0.7, indicating that its share price is 30% less volatile than the broader market.

First Busey has a net margin of 21.00% compared to Old Second Bancorp's net margin of 20.22%. Old Second Bancorp's return on equity of 12.79% beat First Busey's return on equity.

Company Net Margins Return on Equity Return on Assets
First Busey21.00% 10.48% 1.40%
Old Second Bancorp 20.22%12.79%1.65%

First Busey has higher revenue and earnings than Old Second Bancorp. First Busey is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Busey$1.04B2.40$135.26M$2.4212.53
Old Second Bancorp$401.54M3.17$80.31M$1.7414.36

First Busey currently has a consensus target price of $32.00, suggesting a potential upside of 5.54%. Old Second Bancorp has a consensus target price of $25.40, suggesting a potential upside of 1.64%. Given First Busey's higher probable upside, equities research analysts plainly believe First Busey is more favorable than Old Second Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Busey
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57
Old Second Bancorp
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.71

In the previous week, First Busey had 2 more articles in the media than Old Second Bancorp. MarketBeat recorded 4 mentions for First Busey and 2 mentions for Old Second Bancorp. First Busey's average media sentiment score of 0.50 beat Old Second Bancorp's score of 0.00 indicating that First Busey is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Busey
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Old Second Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

First Busey beats Old Second Bancorp on 11 of the 19 factors compared between the two stocks.

How does Old Second Bancorp compare to Cathay General Bancorp?

Cathay General Bancorp (NASDAQ:CATY) and Old Second Bancorp (NASDAQ:OSBC) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, analyst recommendations, dividends, media sentiment, institutional ownership, earnings, valuation and profitability.

Cathay General Bancorp has higher revenue and earnings than Old Second Bancorp. Cathay General Bancorp is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cathay General Bancorp$1.38B3.00$315.12M$5.1212.16
Old Second Bancorp$401.54M3.17$80.31M$1.7414.36

75.0% of Cathay General Bancorp shares are owned by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are owned by institutional investors. 4.5% of Cathay General Bancorp shares are owned by company insiders. Comparatively, 3.6% of Old Second Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

In the previous week, Cathay General Bancorp and Cathay General Bancorp both had 2 articles in the media. Cathay General Bancorp's average media sentiment score of 0.67 beat Old Second Bancorp's score of 0.00 indicating that Cathay General Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Cathay General Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Old Second Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Cathay General Bancorp has a net margin of 24.66% compared to Old Second Bancorp's net margin of 20.22%. Old Second Bancorp's return on equity of 12.79% beat Cathay General Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cathay General Bancorp24.66% 11.71% 1.43%
Old Second Bancorp 20.22%12.79%1.65%

Cathay General Bancorp currently has a consensus target price of $62.25, suggesting a potential upside of 0.00%. Old Second Bancorp has a consensus target price of $25.40, suggesting a potential upside of 1.64%. Given Old Second Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Old Second Bancorp is more favorable than Cathay General Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cathay General Bancorp
1 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Old Second Bancorp
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.71

Cathay General Bancorp has a beta of 0.85, indicating that its stock price is 15% less volatile than the broader market. Comparatively, Old Second Bancorp has a beta of 0.7, indicating that its stock price is 30% less volatile than the broader market.

Cathay General Bancorp pays an annual dividend of $1.52 per share and has a dividend yield of 2.4%. Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.1%. Cathay General Bancorp pays out 29.7% of its earnings in the form of a dividend. Old Second Bancorp pays out 16.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp has increased its dividend for 1 consecutive years.

Summary

Cathay General Bancorp and Old Second Bancorp tied by winning 9 of the 18 factors compared between the two stocks.

How does Old Second Bancorp compare to First Financial Bancorp.?

Old Second Bancorp (NASDAQ:OSBC) and First Financial Bancorp. (NASDAQ:FFBC) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, media sentiment, earnings, profitability, valuation, risk, institutional ownership and dividends.

First Financial Bancorp. has higher revenue and earnings than Old Second Bancorp. First Financial Bancorp. is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Old Second Bancorp$401.54M3.17$80.31M$1.7414.36
First Financial Bancorp.$1.26B2.67$255.60M$2.8311.34

First Financial Bancorp. has a net margin of 20.77% compared to Old Second Bancorp's net margin of 20.22%. Old Second Bancorp's return on equity of 12.79% beat First Financial Bancorp.'s return on equity.

Company Net Margins Return on Equity Return on Assets
Old Second Bancorp20.22% 12.79% 1.65%
First Financial Bancorp. 20.77%11.13%1.49%

67.8% of Old Second Bancorp shares are owned by institutional investors. Comparatively, 77.2% of First Financial Bancorp. shares are owned by institutional investors. 3.6% of Old Second Bancorp shares are owned by insiders. Comparatively, 1.1% of First Financial Bancorp. shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Old Second Bancorp has a beta of 0.7, meaning that its stock price is 30% less volatile than the broader market. Comparatively, First Financial Bancorp. has a beta of 0.91, meaning that its stock price is 9% less volatile than the broader market.

In the previous week, First Financial Bancorp. had 1 more articles in the media than Old Second Bancorp. MarketBeat recorded 3 mentions for First Financial Bancorp. and 2 mentions for Old Second Bancorp. First Financial Bancorp.'s average media sentiment score of 0.13 beat Old Second Bancorp's score of 0.00 indicating that First Financial Bancorp. is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Old Second Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
First Financial Bancorp.
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.1%. First Financial Bancorp. pays an annual dividend of $1.04 per share and has a dividend yield of 3.2%. Old Second Bancorp pays out 16.1% of its earnings in the form of a dividend. First Financial Bancorp. pays out 36.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp has raised its dividend for 1 consecutive years and First Financial Bancorp. has raised its dividend for 1 consecutive years.

Old Second Bancorp currently has a consensus price target of $25.40, suggesting a potential upside of 1.64%. First Financial Bancorp. has a consensus price target of $33.67, suggesting a potential upside of 4.91%. Given First Financial Bancorp.'s higher possible upside, analysts clearly believe First Financial Bancorp. is more favorable than Old Second Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Old Second Bancorp
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.71
First Financial Bancorp.
0 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

First Financial Bancorp. beats Old Second Bancorp on 10 of the 18 factors compared between the two stocks.

How does Old Second Bancorp compare to First Merchants?

Old Second Bancorp (NASDAQ:OSBC) and First Merchants (NASDAQ:FRME) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, risk, dividends, profitability, earnings, institutional ownership, media sentiment and valuation.

Old Second Bancorp has a net margin of 20.22% compared to First Merchants' net margin of 17.05%. Old Second Bancorp's return on equity of 12.79% beat First Merchants' return on equity.

Company Net Margins Return on Equity Return on Assets
Old Second Bancorp20.22% 12.79% 1.65%
First Merchants 17.05%8.86%1.12%

67.8% of Old Second Bancorp shares are owned by institutional investors. Comparatively, 73.9% of First Merchants shares are owned by institutional investors. 3.6% of Old Second Bancorp shares are owned by insiders. Comparatively, 1.8% of First Merchants shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

First Merchants has higher revenue and earnings than Old Second Bancorp. First Merchants is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Old Second Bancorp$401.54M3.17$80.31M$1.7414.36
First Merchants$1.05B2.44$226M$3.1213.10

Old Second Bancorp has a beta of 0.7, meaning that its stock price is 30% less volatile than the broader market. Comparatively, First Merchants has a beta of 0.84, meaning that its stock price is 16% less volatile than the broader market.

Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.1%. First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.6%. Old Second Bancorp pays out 16.1% of its earnings in the form of a dividend. First Merchants pays out 47.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp has increased its dividend for 1 consecutive years and First Merchants has increased its dividend for 13 consecutive years. First Merchants is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Old Second Bancorp presently has a consensus target price of $25.40, suggesting a potential upside of 1.64%. First Merchants has a consensus target price of $49.00, suggesting a potential upside of 19.89%. Given First Merchants' higher possible upside, analysts plainly believe First Merchants is more favorable than Old Second Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Old Second Bancorp
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.71
First Merchants
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, First Merchants had 1 more articles in the media than Old Second Bancorp. MarketBeat recorded 3 mentions for First Merchants and 2 mentions for Old Second Bancorp. First Merchants' average media sentiment score of 0.34 beat Old Second Bancorp's score of 0.00 indicating that First Merchants is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Old Second Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
First Merchants
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

First Merchants beats Old Second Bancorp on 10 of the 19 factors compared between the two stocks.

How does Old Second Bancorp compare to Hope Bancorp?

Old Second Bancorp (NASDAQ:OSBC) and Hope Bancorp (NASDAQ:HOPE) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their profitability, earnings, valuation, media sentiment, analyst recommendations, risk, institutional ownership and dividends.

Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.1%. Hope Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 4.0%. Old Second Bancorp pays out 16.1% of its earnings in the form of a dividend. Hope Bancorp pays out 56.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp has increased its dividend for 1 consecutive years.

67.8% of Old Second Bancorp shares are owned by institutional investors. Comparatively, 84.0% of Hope Bancorp shares are owned by institutional investors. 3.6% of Old Second Bancorp shares are owned by company insiders. Comparatively, 2.3% of Hope Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Old Second Bancorp presently has a consensus price target of $25.40, suggesting a potential upside of 1.64%. Hope Bancorp has a consensus price target of $15.50, suggesting a potential upside of 11.03%. Given Hope Bancorp's higher probable upside, analysts plainly believe Hope Bancorp is more favorable than Old Second Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Old Second Bancorp
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.71
Hope Bancorp
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

Old Second Bancorp has a beta of 0.7, suggesting that its stock price is 30% less volatile than the broader market. Comparatively, Hope Bancorp has a beta of 0.83, suggesting that its stock price is 17% less volatile than the broader market.

Old Second Bancorp has a net margin of 20.22% compared to Hope Bancorp's net margin of 12.53%. Old Second Bancorp's return on equity of 12.79% beat Hope Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Old Second Bancorp20.22% 12.79% 1.65%
Hope Bancorp 12.53%5.71%0.70%

Old Second Bancorp has higher earnings, but lower revenue than Hope Bancorp. Hope Bancorp is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Old Second Bancorp$401.54M3.17$80.31M$1.7414.36
Hope Bancorp$967.63M1.84$61.59M$1.0013.96

In the previous week, Old Second Bancorp had 1 more articles in the media than Hope Bancorp. MarketBeat recorded 2 mentions for Old Second Bancorp and 1 mentions for Hope Bancorp. Hope Bancorp's average media sentiment score of 1.84 beat Old Second Bancorp's score of 0.00 indicating that Hope Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Old Second Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Hope Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Summary

Old Second Bancorp beats Hope Bancorp on 13 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OSBC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OSBC vs. The Competition

MetricOld Second BancorpBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$1.27B$23.35B$13.73B$12.94B
Dividend Yield1.12%3.08%5.94%12.80%
P/E Ratio14.3627.0325.3125.40
Price / Sales3.179.41510.5678.28
Price / Cash12.0815.5530.0734.74
Price / Book1.471.372.736.32
Net Income$80.31M$2.58B$1.31B$358.20M
7 Day Performance-2.04%-0.73%-0.30%0.42%
1 Month Performance-1.34%0.17%-0.36%-3.30%
1 Year Performance39.69%22.23%7.79%5.33%

Old Second Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OSBC
Old Second Bancorp
2.9 of 5 stars
$24.99
flat
$25.40
+1.6%
+39.7%$1.27B$401.54M14.361,062
BUSE
First Busey
3.6775 of 5 stars
$30.54
+0.0%
$32.00
+4.8%
+22.6%$2.52B$1.04B12.621,948
CATY
Cathay General Bancorp
2.605 of 5 stars
$62.45
+0.0%
$62.25
-0.3%
+26.4%$4.16B$1.38B12.201,268
FFBC
First Financial Bancorp.
2.5872 of 5 stars
$32.67
-0.2%
$33.67
+3.1%
+21.7%$3.44B$996.38M11.542,199
FRME
First Merchants
4.4568 of 5 stars
$41.73
+0.5%
$49.00
+17.4%
+1.4%$2.61B$1.05B13.382,086

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This page (NASDAQ:OSBC) was last updated on 9/21/2026 by MarketBeat.com Staff.
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