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Old Second Bancorp (OSBC) Competitors

Old Second Bancorp logo
$23.32 +0.11 (+0.47%)
Closing price 06/30/2026 04:00 PM Eastern
Extended Trading
$23.34 +0.02 (+0.06%)
As of 06/30/2026 04:38 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

OSBC vs. BUSE, CATY, FFBC, FRME, and HOPE

Should you buy Old Second Bancorp stock or one of its competitors? MarketBeat compares Old Second Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Old Second Bancorp include First Busey (BUSE), Cathay General Bancorp (CATY), First Financial Bancorp. (FFBC), First Merchants (FRME), and Hope Bancorp (HOPE). These companies are all part of the "finance" sector.

How does Old Second Bancorp compare to First Busey?

Old Second Bancorp (NASDAQ:OSBC) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, media sentiment, valuation, earnings, institutional ownership, analyst recommendations, risk and dividends.

Old Second Bancorp has a net margin of 20.07% compared to First Busey's net margin of 19.16%. Old Second Bancorp's return on equity of 12.67% beat First Busey's return on equity.

Company Net Margins Return on Equity Return on Assets
Old Second Bancorp20.07% 12.67% 1.62%
First Busey 19.16%10.19%1.36%

Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.2%. First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.5%. Old Second Bancorp pays out 16.7% of its earnings in the form of a dividend. First Busey pays out 46.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp has raised its dividend for 1 consecutive years and First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Busey has higher revenue and earnings than Old Second Bancorp. First Busey is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Old Second Bancorp$401.54M2.99$80.31M$1.6813.88
First Busey$1.04B2.39$135.26M$2.2513.11

67.8% of Old Second Bancorp shares are owned by institutional investors. Comparatively, 56.5% of First Busey shares are owned by institutional investors. 3.6% of Old Second Bancorp shares are owned by company insiders. Comparatively, 3.8% of First Busey shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

In the previous week, First Busey had 2 more articles in the media than Old Second Bancorp. MarketBeat recorded 4 mentions for First Busey and 2 mentions for Old Second Bancorp. Old Second Bancorp's average media sentiment score of 1.35 beat First Busey's score of 0.73 indicating that Old Second Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Old Second Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Busey
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Old Second Bancorp presently has a consensus price target of $23.75, suggesting a potential upside of 1.84%. First Busey has a consensus price target of $28.40, suggesting a potential downside of 3.73%. Given Old Second Bancorp's stronger consensus rating and higher probable upside, research analysts plainly believe Old Second Bancorp is more favorable than First Busey.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Old Second Bancorp
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80
First Busey
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67

Old Second Bancorp has a beta of 0.71, indicating that its stock price is 29% less volatile than the broader market. Comparatively, First Busey has a beta of 0.72, indicating that its stock price is 28% less volatile than the broader market.

Summary

Old Second Bancorp beats First Busey on 10 of the 18 factors compared between the two stocks.

How does Old Second Bancorp compare to Cathay General Bancorp?

Cathay General Bancorp (NASDAQ:CATY) and Old Second Bancorp (NASDAQ:OSBC) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, media sentiment, valuation, dividends, analyst recommendations, earnings, profitability and institutional ownership.

75.0% of Cathay General Bancorp shares are owned by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are owned by institutional investors. 4.5% of Cathay General Bancorp shares are owned by company insiders. Comparatively, 3.6% of Old Second Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Cathay General Bancorp presently has a consensus target price of $51.75, indicating a potential downside of 16.52%. Old Second Bancorp has a consensus target price of $23.75, indicating a potential upside of 1.84%. Given Old Second Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Old Second Bancorp is more favorable than Cathay General Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cathay General Bancorp
1 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.33
Old Second Bancorp
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80

Cathay General Bancorp has a net margin of 23.79% compared to Old Second Bancorp's net margin of 20.07%. Old Second Bancorp's return on equity of 12.67% beat Cathay General Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cathay General Bancorp23.79% 11.37% 1.38%
Old Second Bancorp 20.07%12.67%1.62%

Cathay General Bancorp has higher revenue and earnings than Old Second Bancorp. Cathay General Bancorp is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cathay General Bancorp$1.38B3.00$315.12M$4.8512.78
Old Second Bancorp$401.54M2.99$80.31M$1.6813.88

Cathay General Bancorp pays an annual dividend of $1.52 per share and has a dividend yield of 2.5%. Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.2%. Cathay General Bancorp pays out 31.3% of its earnings in the form of a dividend. Old Second Bancorp pays out 16.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp has increased its dividend for 1 consecutive years.

In the previous week, Cathay General Bancorp had 4 more articles in the media than Old Second Bancorp. MarketBeat recorded 6 mentions for Cathay General Bancorp and 2 mentions for Old Second Bancorp. Old Second Bancorp's average media sentiment score of 1.35 beat Cathay General Bancorp's score of 1.02 indicating that Old Second Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Cathay General Bancorp
1 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Old Second Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Cathay General Bancorp has a beta of 0.86, meaning that its stock price is 14% less volatile than the broader market. Comparatively, Old Second Bancorp has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market.

Summary

Cathay General Bancorp beats Old Second Bancorp on 11 of the 20 factors compared between the two stocks.

How does Old Second Bancorp compare to First Financial Bancorp.?

Old Second Bancorp (NASDAQ:OSBC) and First Financial Bancorp. (NASDAQ:FFBC) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, institutional ownership, dividends, risk, earnings, media sentiment, analyst recommendations and profitability.

67.8% of Old Second Bancorp shares are held by institutional investors. Comparatively, 77.2% of First Financial Bancorp. shares are held by institutional investors. 3.6% of Old Second Bancorp shares are held by company insiders. Comparatively, 1.1% of First Financial Bancorp. shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Old Second Bancorp presently has a consensus price target of $23.75, suggesting a potential upside of 1.84%. First Financial Bancorp. has a consensus price target of $33.00, suggesting a potential downside of 2.35%. Given Old Second Bancorp's stronger consensus rating and higher possible upside, equities analysts plainly believe Old Second Bancorp is more favorable than First Financial Bancorp..

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Old Second Bancorp
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80
First Financial Bancorp.
0 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50

Old Second Bancorp has a beta of 0.71, indicating that its share price is 29% less volatile than the broader market. Comparatively, First Financial Bancorp. has a beta of 0.93, indicating that its share price is 7% less volatile than the broader market.

First Financial Bancorp. has a net margin of 20.92% compared to Old Second Bancorp's net margin of 20.07%. Old Second Bancorp's return on equity of 12.67% beat First Financial Bancorp.'s return on equity.

Company Net Margins Return on Equity Return on Assets
Old Second Bancorp20.07% 12.67% 1.62%
First Financial Bancorp. 20.92%11.09%1.49%

Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.2%. First Financial Bancorp. pays an annual dividend of $1.00 per share and has a dividend yield of 3.0%. Old Second Bancorp pays out 16.7% of its earnings in the form of a dividend. First Financial Bancorp. pays out 35.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp has raised its dividend for 1 consecutive years and First Financial Bancorp. has raised its dividend for 1 consecutive years.

In the previous week, Old Second Bancorp and Old Second Bancorp both had 2 articles in the media. Old Second Bancorp's average media sentiment score of 1.35 beat First Financial Bancorp.'s score of 1.05 indicating that Old Second Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Old Second Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Financial Bancorp.
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

First Financial Bancorp. has higher revenue and earnings than Old Second Bancorp. First Financial Bancorp. is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Old Second Bancorp$401.54M2.99$80.31M$1.6813.88
First Financial Bancorp.$1.26B2.82$255.60M$2.8311.94

Summary

Old Second Bancorp beats First Financial Bancorp. on 9 of the 16 factors compared between the two stocks.

How does Old Second Bancorp compare to First Merchants?

First Merchants (NASDAQ:FRME) and Old Second Bancorp (NASDAQ:OSBC) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, earnings, dividends, media sentiment, profitability, risk and valuation.

73.9% of First Merchants shares are held by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are held by institutional investors. 1.8% of First Merchants shares are held by company insiders. Comparatively, 3.6% of Old Second Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

First Merchants currently has a consensus price target of $49.00, indicating a potential upside of 12.15%. Old Second Bancorp has a consensus price target of $23.75, indicating a potential upside of 1.84%. Given First Merchants' higher probable upside, analysts plainly believe First Merchants is more favorable than Old Second Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Merchants
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33
Old Second Bancorp
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80

First Merchants has higher revenue and earnings than Old Second Bancorp. First Merchants is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Merchants$659.76M4.17$226M$3.4012.85
Old Second Bancorp$401.54M2.99$80.31M$1.6813.88

Old Second Bancorp has a net margin of 20.07% compared to First Merchants' net margin of 18.87%. Old Second Bancorp's return on equity of 12.67% beat First Merchants' return on equity.

Company Net Margins Return on Equity Return on Assets
First Merchants18.87% 9.58% 1.21%
Old Second Bancorp 20.07%12.67%1.62%

In the previous week, First Merchants had 4 more articles in the media than Old Second Bancorp. MarketBeat recorded 6 mentions for First Merchants and 2 mentions for Old Second Bancorp. Old Second Bancorp's average media sentiment score of 1.35 beat First Merchants' score of 0.65 indicating that Old Second Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Merchants
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Old Second Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.4%. Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.2%. First Merchants pays out 43.5% of its earnings in the form of a dividend. Old Second Bancorp pays out 16.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Merchants has raised its dividend for 13 consecutive years and Old Second Bancorp has raised its dividend for 1 consecutive years. First Merchants is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Merchants has a beta of 0.85, suggesting that its stock price is 15% less volatile than the broader market. Comparatively, Old Second Bancorp has a beta of 0.71, suggesting that its stock price is 29% less volatile than the broader market.

Summary

First Merchants beats Old Second Bancorp on 10 of the 19 factors compared between the two stocks.

How does Old Second Bancorp compare to Hope Bancorp?

Old Second Bancorp (NASDAQ:OSBC) and Hope Bancorp (NASDAQ:HOPE) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, institutional ownership, risk, valuation, earnings, profitability, media sentiment and analyst recommendations.

Old Second Bancorp has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market. Comparatively, Hope Bancorp has a beta of 0.84, meaning that its stock price is 16% less volatile than the broader market.

Old Second Bancorp has a net margin of 20.07% compared to Hope Bancorp's net margin of 6.56%. Old Second Bancorp's return on equity of 12.67% beat Hope Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Old Second Bancorp20.07% 12.67% 1.62%
Hope Bancorp 6.56%5.32%0.65%

In the previous week, Old Second Bancorp had 1 more articles in the media than Hope Bancorp. MarketBeat recorded 2 mentions for Old Second Bancorp and 1 mentions for Hope Bancorp. Old Second Bancorp's average media sentiment score of 1.35 beat Hope Bancorp's score of 0.96 indicating that Old Second Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Old Second Bancorp Positive
Hope Bancorp Positive

Old Second Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.2%. Hope Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 4.1%. Old Second Bancorp pays out 16.7% of its earnings in the form of a dividend. Hope Bancorp pays out 107.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Old Second Bancorp has raised its dividend for 1 consecutive years.

Old Second Bancorp presently has a consensus target price of $23.75, indicating a potential upside of 1.84%. Hope Bancorp has a consensus target price of $14.50, indicating a potential upside of 5.99%. Given Hope Bancorp's higher possible upside, analysts plainly believe Hope Bancorp is more favorable than Old Second Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Old Second Bancorp
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80
Hope Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

Old Second Bancorp has higher earnings, but lower revenue than Hope Bancorp. Old Second Bancorp is trading at a lower price-to-earnings ratio than Hope Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Old Second Bancorp$401.54M2.99$80.31M$1.6813.88
Hope Bancorp$523.22M3.34$61.59M$0.5226.31

67.8% of Old Second Bancorp shares are held by institutional investors. Comparatively, 84.0% of Hope Bancorp shares are held by institutional investors. 3.6% of Old Second Bancorp shares are held by company insiders. Comparatively, 2.3% of Hope Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Old Second Bancorp beats Hope Bancorp on 12 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OSBC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OSBC vs. The Competition

MetricOld Second BancorpBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$1.19B$3.20B$13.87B$12.45B
Dividend Yield1.21%3.16%5.69%6.16%
P/E Ratio13.8811.3820.4224.87
Price / Sales2.992.62127.57102.84
Price / Cash11.2211.4519.7558.59
Price / Book1.371.302.256.54
Net Income$80.31M$217.17M$1.14B$336.70M
7 Day Performance1.88%0.86%0.72%2.88%
1 Month Performance10.68%6.71%1.59%0.64%
1 Year Performance27.15%24.75%13.37%31.34%

Old Second Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OSBC
Old Second Bancorp
3.2669 of 5 stars
$23.32
+0.5%
$23.75
+1.8%
+31.5%$1.19B$401.54M13.881,062
BUSE
First Busey
4.3193 of 5 stars
$28.88
+1.3%
$27.50
-4.8%
+28.9%$2.41B$790.86M12.841,948
CATY
Cathay General Bancorp
2.7792 of 5 stars
$60.89
+1.6%
$51.75
-15.0%
+36.2%$4.02B$1.38B12.551,268
FFBC
First Financial Bancorp.
3.3723 of 5 stars
$32.47
+1.7%
$33.00
+1.6%
+39.3%$3.35B$1.26B11.472,199
FRME
First Merchants
4.0586 of 5 stars
$41.92
+1.8%
$48.33
+15.3%
+14.1%$2.60B$1.05B12.332,086

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This page (NASDAQ:OSBC) was last updated on 7/1/2026 by MarketBeat.com Staff.
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