Old Second Bancorp (OSBC) Competitors

First Hawaiian (NASDAQ:FHB) and Old Second Bancorp (NASDAQ:OSBC) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their media sentiment, valuation, analyst recommendations, dividends, risk, profitability, institutional ownership and earnings.

Is FHB or OSBC more profitable?

Old Second Bancorp has a net margin of 24.52% compared to First Hawaiian's net margin of 20.36%. Old Second Bancorp's return on equity of 12.87% beat First Hawaiian's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Hawaiian	20.36%	8.99%	0.99%
Old Second Bancorp	24.52%	12.87%	1.50%

Which has more volatility & risk, FHB or OSBC?

First Hawaiian has a beta of 0.83, meaning that its share price is 17% less volatile than the S&P 500. Comparatively, Old Second Bancorp has a beta of 0.81, meaning that its share price is 19% less volatile than the S&P 500.

Do institutionals and insiders believe in FHB or OSBC?

97.6% of First Hawaiian shares are held by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are held by institutional investors. 0.6% of First Hawaiian shares are held by company insiders. Comparatively, 3.8% of Old Second Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Does the media refer more to FHB or OSBC?

In the previous week, Old Second Bancorp had 5 more articles in the media than First Hawaiian. MarketBeat recorded 10 mentions for Old Second Bancorp and 5 mentions for First Hawaiian. Old Second Bancorp's average media sentiment score of 0.84 beat First Hawaiian's score of 0.72 indicating that Old Second Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Hawaiian	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Old Second Bancorp	2 Very Positive mention(s)	2 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate FHB or OSBC?

First Hawaiian currently has a consensus target price of $27.36, indicating a potential upside of 5.75%. Old Second Bancorp has a consensus target price of $20.10, indicating a potential upside of 6.98%. Given Old Second Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Old Second Bancorp is more favorable than First Hawaiian.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Hawaiian	3 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.57
Old Second Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.00

Which has higher earnings & valuation, FHB or OSBC?

First Hawaiian has higher revenue and earnings than Old Second Bancorp. Old Second Bancorp is trading at a lower price-to-earnings ratio than First Hawaiian, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Hawaiian	$1.17B	2.79	$230.13M	$1.84	14.06
Old Second Bancorp	$341.72M	2.48	$85.26M	$1.83	10.27

Is FHB or OSBC a better dividend stock?

First Hawaiian pays an annual dividend of $1.04 per share and has a dividend yield of 4.0%. Old Second Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.3%. First Hawaiian pays out 56.5% of its earnings in the form of a dividend. Old Second Bancorp pays out 13.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp has increased its dividend for 1 consecutive years.

Summary

Old Second Bancorp beats First Hawaiian on 12 of the 20 factors compared between the two stocks.