Lufax (LU) Stock Price, News & Analysis

Company Overview

Lufax (NYSE: LU) is a leading provider of online wealth management and personal finance services in China. Established in 2011 as a spin-off from Ping An Insurance (Group) Company of China, Lufax has developed a digital ecosystem designed to match retail and institutional investors with a diverse array of financial products. The company went public on the New York Stock Exchange in October 2020, underscoring its ambition to expand beyond its domestic market.

The firm’s core business activities include peer-to-peer lending, consumer finance, supply chain and small-business lending, as well as online asset management. Lufax’s digital platform enables users to access mutual funds, insurance products and structured investment vehicles, supported by risk assessment tools and data analytics. By leveraging technology, the company aims to streamline credit underwriting and enhance portfolio diversification for its clients.

Products and services offered through Lufax’s platform range from short-term loans and installment financing for individual borrowers to working capital and trade-finance solutions for micro, small and medium enterprises. The wealth management arm provides discretionary investment accounts, private equity funds and customized portfolios tailored to risk profiles and return objectives. In addition, Lufax has introduced automated investment advisory features to broaden its appeal among newer entrants to the financial marketplace.

Headquartered in Shanghai, Lufax primarily serves customers across Mainland China and has explored offshore product offerings through subsidiaries in markets such as Hong Kong and Europe. Majority ownership remains with Ping An Group, and the company is managed by a team of finance and technology professionals with deep experience in banking, insurance and fintech. As China’s regulatory environment for online finance continues to evolve, Lufax seeks to maintain compliance while driving innovation in digital financial services.

Key Stats

• Today's Range: $1.19 to $1.23
• 50-Day Range: $1.22 to $1.69
• 52-Week Range: $1.19 to $4.57
• Volume: 577,951 shs
• Average Volume: 1.28 million shs
• Market Capitalization: $1.04 billion
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $1.70
• Consensus Rating: Reduce

Lufax Stock Analysis - MarketRank™

Lufax scored higher than 66% of companies evaluated by MarketBeat, and ranked 371st out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.7 / 5
• Analyst Rating: Reduce

Consensus Rating

Lufax has received a consensus rating of Reduce. The company's average rating score is 1.75, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and 2 sell ratings.

Upside Potential

Lufax has a consensus price target of $1.70, representing about 41.1% upside from its current price of $1.21.

Amount of Analyst Coverage

Lufax has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for Lufax are expected to grow in the coming year, from ($0.29) to $0.54 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Lufax is -1.98, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Lufax is -1.98, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Lufax has a P/B Ratio of 0.09. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.47% of the float of Lufax has been sold short.

Short Interest Ratio / Days to Cover

Lufax has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Lufax has recently decreased by 5.03%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Lufax does not currently pay a dividend.

Dividend Growth

Lufax does not have a long track record of dividend growth.

Dividend Sustainability

Based on earnings estimates, Lufax will have a dividend payout ratio of 22.22% next year. This indicates that Lufax will be able to sustain or increase its dividend.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for Lufax this week, compared to 6 articles on an average week.

Search Interest

3 people have searched for LU on MarketBeat in the last 30 days. This is an increase of 50% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Lufax insiders have not sold or bought any company stock.

Percentage Held by Institutions

69.14% of the stock of Lufax is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/14/2026
• Today: 9/02/2026
• Next Earnings (Estimated): 11/17/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:LU
• CIK: 1816007
• Web: www.lu.com
• Phone: 86-21-3863-6278
• Fax: N/A
• Employees: 33,163
• Year Founded: 2014

Price Target and Rating

• Average Price Target for Lufax: $1.70
• High Price Target: $2.00
• Low Price Target: $1.40
• Potential Upside/Downside: +41.1%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.75
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: 0.08
• Current Ratio: 1.72
• Quick Ratio: 1.72

Sales & Book Value

• Annual Sales: $21.65 billion
• Price / Sales: 0.05
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $13.85 per share
• Price / Book: 0.09

Miscellaneous

• Outstanding Shares: 866,689,000
• Free Float: N/A
• Market Cap: $1.04 billion
• Optionable: Optionable
• Beta: 0.76