Lufax (LU) Stock Price, News & Analysis

Company Overview

Lufax Holding Ltd. (NYSE: LU) is a China-based financial services technology company that operates an online platform connecting borrowers, lenders and wealth-management customers. The company primarily serves small business owners, self-employed individuals and retail investors through digital financial products and services.

Lufax’s business includes consumer and small-business lending, wealth-management services and related technology solutions. Its platform uses data analytics, risk-management tools and digital processes to support loan origination, servicing and investment transactions. The company has also provided financial products from banks, trust companies, insurers and other financial institutions.

Founded in 2011 and backed by Ping An Insurance Group, Lufax expanded from its original focus on online wealth management and marketplace lending into a broader platform for retail finance. The company is headquartered in Shanghai and primarily serves customers in mainland China. Lufax completed its initial public offering on the New York Stock Exchange in 2020.

Key Stats

• Today's Range: $1.15 to $1.19
• 50-Day Range: $1.17 to $1.69
• 52-Week Range: $1.15 to $4.57
• Volume: 1.27 million shs
• Average Volume: 1.27 million shs
• Market Capitalization: $1.01 billion
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $1.70
• Consensus Rating: Reduce

Lufax Stock Analysis - MarketRank™

Lufax scored higher than 58% of companies evaluated by MarketBeat, and ranked 531st out of 837 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.7 / 5
• Analyst Rating: Reduce

Consensus Rating

Lufax has received a consensus rating of Reduce. The company's average rating score is 1.75, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and 2 sell ratings.

Upside Potential

Lufax has a consensus price target of $1.70, representing about 45.9% upside from its current price of $1.17.

Amount of Analyst Coverage

Lufax has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for Lufax are expected to grow in the coming year, from ($0.29) to $0.54 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Lufax is -1.91, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Lufax is -1.91, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Lufax has a P/B Ratio of 0.09. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

0.52% of the float of Lufax has been sold short.

Short Interest Ratio / Days to Cover

Lufax has a short interest ratio ("days to cover") of 5.25.

Change versus previous month

Short interest in Lufax has recently increased by 10.34%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: N/A

Dividend Yield

Lufax does not currently pay a dividend.

Dividend Growth

Lufax does not have a long track record of dividend growth.

Dividend Sustainability

Based on earnings estimates, Lufax will have a dividend payout ratio of 22.22% next year. This indicates that Lufax will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.8 / 5
• News Sentiment: -0.14

News Sentiment

Lufax has a news sentiment score of -0.14. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Lufax this week, compared to 6 articles on an average week.

Search Interest

Only 2 people have searched for LU on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

1 people have added Lufax to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Lufax insiders have not sold or bought any company stock.

Percentage Held by Institutions

69.14% of the stock of Lufax is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/14/2026
• Today: 9/22/2026
• Next Earnings (Estimated): 11/17/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:LU
• CIK: 1816007
• Web: www.lufaxholding.com
• Phone: 86-21-3863-6278
• Fax: N/A
• Employees: 33,163
• Year Founded: 2014

Price Target and Rating

• Average Price Target for Lufax: $1.70
• High Price Target: $2.00
• Low Price Target: $1.40
• Potential Upside/Downside: +45.9%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.75
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: 0.08
• Current Ratio: 1.72
• Quick Ratio: 1.72

Sales & Book Value

• Annual Sales: $3.77 billion
• Price / Sales: 0.27
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $13.17 per share
• Price / Book: 0.09

Miscellaneous

• Outstanding Shares: 866,690,000
• Free Float: N/A
• Market Cap: $1.01 billion
• Optionable: Optionable
• Beta: 0.76