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Lufax (LU) Competitors

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$1.58 +0.02 (+0.96%)
Closing price 07/31/2026 03:59 PM Eastern
Extended Trading
$1.58 +0.01 (+0.63%)
As of 07/31/2026 07:34 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

LU vs. SFBS, PFSI, BFH, UCB, and GPGI

Should you buy Lufax stock or one of its competitors? MarketBeat compares Lufax with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Lufax include ServisFirst Bancshares (SFBS), PennyMac Financial Services (PFSI), Bread Financial (BFH), United Community Banks (UCB), and Composecure (GPGI).

How does Lufax compare to ServisFirst Bancshares?

Lufax (NYSE:LU) and ServisFirst Bancshares (NYSE:SFBS) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, dividends, risk, profitability, analyst recommendations, media sentiment and institutional ownership.

Lufax pays an annual dividend of $0.12 per share and has a dividend yield of 7.6%. ServisFirst Bancshares pays an annual dividend of $1.52 per share and has a dividend yield of 1.7%. Lufax pays out -15.4% of its earnings in the form of a dividend. ServisFirst Bancshares pays out 25.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ServisFirst Bancshares has raised its dividend for 10 consecutive years. Lufax is clearly the better dividend stock, given its higher yield and lower payout ratio.

Lufax currently has a consensus price target of $2.00, indicating a potential upside of 26.98%. ServisFirst Bancshares has a consensus price target of $95.33, indicating a potential upside of 6.43%. Given Lufax's higher possible upside, equities research analysts clearly believe Lufax is more favorable than ServisFirst Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
2 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.67
ServisFirst Bancshares
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

ServisFirst Bancshares has a net margin of 30.95% compared to Lufax's net margin of 0.00%. ServisFirst Bancshares' return on equity of 17.42% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LufaxN/A N/A N/A
ServisFirst Bancshares 30.95%17.42%1.82%

ServisFirst Bancshares has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than ServisFirst Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$23.11B0.06-$291.79M-$0.78N/A
ServisFirst Bancshares$619.37M7.91$276.60M$5.8715.26

In the previous week, Lufax had 6 more articles in the media than ServisFirst Bancshares. MarketBeat recorded 7 mentions for Lufax and 1 mentions for ServisFirst Bancshares. Lufax's average media sentiment score of 0.32 beat ServisFirst Bancshares' score of 0.00 indicating that Lufax is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
ServisFirst Bancshares
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Lufax has a beta of 0.79, suggesting that its stock price is 21% less volatile than the broader market. Comparatively, ServisFirst Bancshares has a beta of 0.86, suggesting that its stock price is 14% less volatile than the broader market.

69.1% of Lufax shares are owned by institutional investors. Comparatively, 67.3% of ServisFirst Bancshares shares are owned by institutional investors. 6.5% of ServisFirst Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

ServisFirst Bancshares beats Lufax on 13 of the 20 factors compared between the two stocks.

How does Lufax compare to PennyMac Financial Services?

PennyMac Financial Services (NYSE:PFSI) and Lufax (NYSE:LU) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, earnings, institutional ownership, analyst recommendations, risk, dividends, media sentiment and valuation.

PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.6%. Lufax pays an annual dividend of $0.12 per share and has a dividend yield of 7.6%. PennyMac Financial Services pays out 16.5% of its earnings in the form of a dividend. Lufax pays out -15.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. PennyMac Financial Services has increased its dividend for 1 consecutive years. Lufax is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, PennyMac Financial Services had 19 more articles in the media than Lufax. MarketBeat recorded 26 mentions for PennyMac Financial Services and 7 mentions for Lufax. Lufax's average media sentiment score of 0.32 beat PennyMac Financial Services' score of 0.02 indicating that Lufax is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Financial Services
5 Very Positive mention(s)
1 Positive mention(s)
10 Neutral mention(s)
4 Negative mention(s)
2 Very Negative mention(s)
Neutral
Lufax
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

PennyMac Financial Services has higher earnings, but lower revenue than Lufax. Lufax is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$2.05B1.92$501.08M$7.2810.37
Lufax$23.11B0.06-$291.79M-$0.78N/A

57.9% of PennyMac Financial Services shares are owned by institutional investors. Comparatively, 69.1% of Lufax shares are owned by institutional investors. 15.2% of PennyMac Financial Services shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

PennyMac Financial Services has a beta of 1.45, indicating that its share price is 45% more volatile than the broader market. Comparatively, Lufax has a beta of 0.79, indicating that its share price is 21% less volatile than the broader market.

PennyMac Financial Services currently has a consensus target price of $104.88, indicating a potential upside of 38.91%. Lufax has a consensus target price of $2.00, indicating a potential upside of 26.98%. Given PennyMac Financial Services' stronger consensus rating and higher probable upside, equities analysts clearly believe PennyMac Financial Services is more favorable than Lufax.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20
Lufax
2 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.67

PennyMac Financial Services has a net margin of 17.74% compared to Lufax's net margin of 0.00%. PennyMac Financial Services' return on equity of 11.21% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services17.74% 11.21% 1.66%
Lufax N/A N/A N/A

Summary

PennyMac Financial Services beats Lufax on 14 of the 19 factors compared between the two stocks.

How does Lufax compare to Bread Financial?

Lufax (NYSE:LU) and Bread Financial (NYSE:BFH) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, analyst recommendations, valuation, institutional ownership, media sentiment, dividends, earnings and risk.

Bread Financial has a net margin of 11.95% compared to Lufax's net margin of 0.00%. Bread Financial's return on equity of 18.42% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LufaxN/A N/A N/A
Bread Financial 11.95%18.42%2.76%

Lufax currently has a consensus price target of $2.00, indicating a potential upside of 26.98%. Bread Financial has a consensus price target of $110.00, indicating a potential upside of 2.14%. Given Lufax's higher possible upside, equities analysts clearly believe Lufax is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
2 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.67
Bread Financial
1 Sell rating(s)
6 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.47

In the previous week, Bread Financial had 3 more articles in the media than Lufax. MarketBeat recorded 10 mentions for Bread Financial and 7 mentions for Lufax. Bread Financial's average media sentiment score of 1.06 beat Lufax's score of 0.32 indicating that Bread Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Bread Financial
8 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Lufax pays an annual dividend of $0.12 per share and has a dividend yield of 7.6%. Bread Financial pays an annual dividend of $0.92 per share and has a dividend yield of 0.9%. Lufax pays out -15.4% of its earnings in the form of a dividend. Bread Financial pays out 7.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Lufax is clearly the better dividend stock, given its higher yield and lower payout ratio.

Lufax has a beta of 0.79, indicating that its stock price is 21% less volatile than the broader market. Comparatively, Bread Financial has a beta of 1.1, indicating that its stock price is 10% more volatile than the broader market.

69.1% of Lufax shares are held by institutional investors. Comparatively, 99.5% of Bread Financial shares are held by institutional investors. 1.3% of Bread Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Bread Financial has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Bread Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$23.11B0.06-$291.79M-$0.78N/A
Bread Financial$3.89B1.06$518M$12.828.40

Summary

Bread Financial beats Lufax on 14 of the 18 factors compared between the two stocks.

How does Lufax compare to United Community Banks?

Lufax (NYSE:LU) and United Community Banks (NYSE:UCB) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, profitability, dividends, institutional ownership, valuation, analyst recommendations, risk and media sentiment.

Lufax has a beta of 0.79, suggesting that its share price is 21% less volatile than the broader market. Comparatively, United Community Banks has a beta of 0.82, suggesting that its share price is 18% less volatile than the broader market.

Lufax presently has a consensus target price of $2.00, suggesting a potential upside of 26.98%. United Community Banks has a consensus target price of $38.80, suggesting a potential upside of 9.31%. Given Lufax's higher possible upside, research analysts plainly believe Lufax is more favorable than United Community Banks.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
2 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.67
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75

United Community Banks has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$23.11B0.06-$291.79M-$0.78N/A
United Community Banks$1.54B2.76$328.10M$3.0411.68

69.1% of Lufax shares are owned by institutional investors. Comparatively, 82.3% of United Community Banks shares are owned by institutional investors. 0.5% of United Community Banks shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Lufax pays an annual dividend of $0.12 per share and has a dividend yield of 7.6%. United Community Banks pays an annual dividend of $1.00 per share and has a dividend yield of 2.8%. Lufax pays out -15.4% of its earnings in the form of a dividend. United Community Banks pays out 32.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Lufax is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, United Community Banks had 2 more articles in the media than Lufax. MarketBeat recorded 9 mentions for United Community Banks and 7 mentions for Lufax. United Community Banks' average media sentiment score of 0.81 beat Lufax's score of 0.32 indicating that United Community Banks is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
United Community Banks
5 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

United Community Banks has a net margin of 24.43% compared to Lufax's net margin of 0.00%. United Community Banks' return on equity of 9.61% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LufaxN/A N/A N/A
United Community Banks 24.43%9.61%1.24%

Summary

United Community Banks beats Lufax on 15 of the 19 factors compared between the two stocks.

How does Lufax compare to Composecure?

Composecure (NYSE:GPGI) and Lufax (NYSE:LU) are related companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, media sentiment, dividends, risk, analyst recommendations, institutional ownership, valuation and earnings.

37.6% of Composecure shares are held by institutional investors. Comparatively, 69.1% of Lufax shares are held by institutional investors. 18.4% of Composecure shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

In the previous week, Composecure had 12 more articles in the media than Lufax. MarketBeat recorded 19 mentions for Composecure and 7 mentions for Lufax. Lufax's average media sentiment score of 0.32 beat Composecure's score of 0.08 indicating that Lufax is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Composecure
0 Very Positive mention(s)
0 Positive mention(s)
19 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Lufax
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Composecure currently has a consensus target price of $15.00, suggesting a potential upside of 13.47%. Lufax has a consensus target price of $2.00, suggesting a potential upside of 26.98%. Given Lufax's higher possible upside, analysts plainly believe Lufax is more favorable than Composecure.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Composecure
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Lufax
2 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.67

Composecure's return on equity of 12.59% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
ComposecureN/A 12.59% 9.02%
Lufax N/A N/A N/A

Composecure pays an annual dividend of $0.01 per share and has a dividend yield of 0.1%. Lufax pays an annual dividend of $0.12 per share and has a dividend yield of 7.6%. Composecure pays out -0.4% of its earnings in the form of a dividend. Lufax pays out -15.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Lufax is clearly the better dividend stock, given its higher yield and lower payout ratio.

Composecure has higher earnings, but lower revenue than Lufax. Composecure is trading at a lower price-to-earnings ratio than Lufax, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Composecure$59.82M64.05-$136.01M-$2.40N/A
Lufax$23.11B0.06-$291.79M-$0.78N/A

Composecure has a beta of 0.86, indicating that its share price is 14% less volatile than the broader market. Comparatively, Lufax has a beta of 0.79, indicating that its share price is 21% less volatile than the broader market.

Summary

Composecure and Lufax tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LU and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LU vs. The Competition

MetricLufaxConsumer Finance IndustryFinance SectorNYSE Exchange
Market Cap$1.35B$7.23B$13.88B$23.65B
Dividend YieldN/A12.26%5.95%4.21%
P/E Ratio-2.029.3428.6830.99
Price / Sales0.0639.20464.9581.82
Price / CashN/A11.6644.5018.73
Price / Book0.122.693.684.76
Net Income-$291.79M$434.78M$1.31B$1.07B
7 Day Performance9.00%0.31%3.63%-0.34%
1 Month Performance12.10%-1.68%0.15%-0.53%
1 Year Performance-44.54%16.58%13.06%19.19%

Lufax Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LU
Lufax
2.6587 of 5 stars
$1.58
+1.0%
$2.00
+27.0%
-44.5%$1.35B$23.11BN/A33,163
SFBS
ServisFirst Bancshares
3.2674 of 5 stars
$88.13
+0.6%
$95.33
+8.2%
+15.7%$4.82B$1.02B15.01570
PFSI
PennyMac Financial Services
4.9571 of 5 stars
$84.52
+0.2%
$114.63
+35.6%
-21.2%$4.39B$2.05B8.984,900
BFH
Bread Financial
4.0553 of 5 stars
$105.68
+1.3%
$110.00
+4.1%
+87.0%$4.27B$4.70B8.246,000
UCB
United Community Banks
4.241 of 5 stars
$35.18
-0.2%
$38.80
+10.3%
+18.8%$4.21B$1.54B11.573,070

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This page (NYSE:LU) was last updated on 8/3/2026 by MarketBeat.com Staff.
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