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Lufax (LU) Competitors

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$0.86 -0.02 (-2.77%)
Closing price 10/16/2026 03:58 PM Eastern
Extended Trading
$0.88 +0.02 (+2.44%)
As of 10/16/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

LU vs. UPST, LC, ECPG, EZPW, and HAPN

Should you buy Lufax stock or one of its competitors? Lufax's main competitors and comparable companies include Upstart (UPST), LendingClub (LC), Encore Capital Group (ECPG), EZCORP (EZPW), and Lendingclub (HAPN). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Lufax compare to Upstart?

Lufax (NYSE:LU) and Upstart (NASDAQ:UPST) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, media sentiment, dividends, earnings, institutional ownership, risk and profitability.

69.1% of Lufax shares are owned by institutional investors. Comparatively, 63.0% of Upstart shares are owned by institutional investors. 17.3% of Upstart shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Upstart has a net margin of 4.84% compared to Lufax's net margin of 0.00%. Upstart's return on equity of 7.13% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LufaxN/A N/A N/A
Upstart 4.84%7.13%1.82%

Upstart has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$3.77B0.20-$291.79M-$0.61N/A
Upstart$1.04B2.20$53.60M$0.4948.08

In the previous week, Upstart had 3 more articles in the media than Lufax. MarketBeat recorded 10 mentions for Upstart and 7 mentions for Lufax. Upstart's average media sentiment score of 0.55 beat Lufax's score of -0.24 indicating that Upstart is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
0 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Neutral
Upstart
3 Very Positive mention(s)
3 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Lufax has a beta of 0.69, indicating that its share price is 31% less volatile than the broader market. Comparatively, Upstart has a beta of 2.43, indicating that its share price is 143% more volatile than the broader market.

Lufax currently has a consensus target price of $1.70, indicating a potential upside of 97.90%. Upstart has a consensus target price of $42.94, indicating a potential upside of 82.25%. Given Lufax's higher possible upside, analysts plainly believe Lufax is more favorable than Upstart.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Upstart
3 Sell rating(s)
7 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.24

Summary

Upstart beats Lufax on 13 of the 16 factors compared between the two stocks.

How does Lufax compare to LendingClub?

LendingClub (NYSE:LC) and Lufax (NYSE:LU) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, institutional ownership, dividends, media sentiment, risk, valuation, profitability and analyst recommendations.

LendingClub currently has a consensus target price of $23.07, indicating a potential upside of 20.10%. Lufax has a consensus target price of $1.70, indicating a potential upside of 97.90%. Given Lufax's higher probable upside, analysts clearly believe Lufax is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89
Lufax
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, Lufax had 7 more articles in the media than LendingClub. MarketBeat recorded 7 mentions for Lufax and 0 mentions for LendingClub. LendingClub's average media sentiment score of 0.00 beat Lufax's score of -0.24 indicating that LendingClub is being referred to more favorably in the media.

Company Overall Sentiment
LendingClub Neutral
Lufax Neutral

LendingClub has a beta of 1.98, suggesting that its share price is 98% more volatile than the broader market. Comparatively, Lufax has a beta of 0.69, suggesting that its share price is 31% less volatile than the broader market.

LendingClub has a net margin of 16.99% compared to Lufax's net margin of 0.00%. LendingClub's return on equity of 11.92% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
Lufax N/A N/A N/A

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 69.1% of Lufax shares are owned by institutional investors. 3.2% of LendingClub shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

LendingClub has higher earnings, but lower revenue than Lufax. Lufax is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$1.03B2.14$135.68M$1.4912.89
Lufax$3.77B0.20-$291.79M-$0.61N/A

Summary

LendingClub beats Lufax on 14 of the 17 factors compared between the two stocks.

How does Lufax compare to Encore Capital Group?

Lufax (NYSE:LU) and Encore Capital Group (NASDAQ:ECPG) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, media sentiment, profitability, earnings, institutional ownership and dividends.

Lufax presently has a consensus target price of $1.70, indicating a potential upside of 97.90%. Encore Capital Group has a consensus target price of $103.25, indicating a potential upside of 1.54%. Given Lufax's higher possible upside, research analysts clearly believe Lufax is more favorable than Encore Capital Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Encore Capital Group
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.83

Encore Capital Group has a net margin of 15.86% compared to Lufax's net margin of 0.00%. Encore Capital Group's return on equity of 29.83% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LufaxN/A N/A N/A
Encore Capital Group 15.86%29.83%5.58%

69.1% of Lufax shares are owned by institutional investors. 3.0% of Encore Capital Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Encore Capital Group has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Encore Capital Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$3.77B0.20-$291.79M-$0.61N/A
Encore Capital Group$1.77B1.22$256.83M$13.217.70

In the previous week, Encore Capital Group had 3 more articles in the media than Lufax. MarketBeat recorded 10 mentions for Encore Capital Group and 7 mentions for Lufax. Encore Capital Group's average media sentiment score of 0.81 beat Lufax's score of -0.24 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
0 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Neutral
Encore Capital Group
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Lufax has a beta of 0.69, suggesting that its share price is 31% less volatile than the broader market. Comparatively, Encore Capital Group has a beta of 1.3, suggesting that its share price is 30% more volatile than the broader market.

Summary

Encore Capital Group beats Lufax on 13 of the 16 factors compared between the two stocks.

How does Lufax compare to EZCORP?

Lufax (NYSE:LU) and EZCORP (NASDAQ:EZPW) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, analyst recommendations, valuation, media sentiment, institutional ownership, dividends, profitability and risk.

EZCORP has a net margin of 9.97% compared to Lufax's net margin of 0.00%. EZCORP's return on equity of 13.99% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LufaxN/A N/A N/A
EZCORP 9.97%13.99%7.49%

Lufax presently has a consensus price target of $1.70, indicating a potential upside of 97.90%. EZCORP has a consensus price target of $39.00, indicating a potential upside of 18.18%. Given Lufax's higher probable upside, research analysts clearly believe Lufax is more favorable than EZCORP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
EZCORP
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.75

Lufax has a beta of 0.69, meaning that its stock price is 31% less volatile than the broader market. Comparatively, EZCORP has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market.

69.1% of Lufax shares are held by institutional investors. Comparatively, 99.8% of EZCORP shares are held by institutional investors. 2.1% of EZCORP shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

In the previous week, Lufax had 4 more articles in the media than EZCORP. MarketBeat recorded 7 mentions for Lufax and 3 mentions for EZCORP. EZCORP's average media sentiment score of 0.70 beat Lufax's score of -0.24 indicating that EZCORP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
0 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Neutral
EZCORP
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

EZCORP has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$3.77B0.20-$291.79M-$0.61N/A
EZCORP$1.27B1.59$109.61M$1.9816.67

Summary

EZCORP beats Lufax on 13 of the 16 factors compared between the two stocks.

How does Lufax compare to Lendingclub?

Lufax (NYSE:LU) and Lendingclub (NASDAQ:HAPN) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, profitability, risk, earnings, media sentiment, valuation and institutional ownership.

69.1% of Lufax shares are held by institutional investors. Comparatively, 74.1% of Lendingclub shares are held by institutional investors. 3.3% of Lendingclub shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

In the previous week, Lufax had 5 more articles in the media than Lendingclub. MarketBeat recorded 7 mentions for Lufax and 2 mentions for Lendingclub. Lendingclub's average media sentiment score of 0.98 beat Lufax's score of -0.24 indicating that Lendingclub is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
0 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Neutral
Lendingclub
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Lendingclub has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Lendingclub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$3.77B0.20-$291.79M-$0.61N/A
Lendingclub$998.85M1.67$135.68M$1.668.73

Lufax currently has a consensus price target of $1.70, suggesting a potential upside of 97.90%. Lendingclub has a consensus price target of $25.00, suggesting a potential upside of 72.53%. Given Lufax's higher probable upside, equities analysts clearly believe Lufax is more favorable than Lendingclub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Lendingclub
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Lendingclub has a net margin of 18.67% compared to Lufax's net margin of 0.00%. Lendingclub's return on equity of 12.92% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LufaxN/A N/A N/A
Lendingclub 18.67%12.92%1.66%

Lufax has a beta of 0.69, indicating that its share price is 31% less volatile than the broader market. Comparatively, Lendingclub has a beta of 1.88, indicating that its share price is 88% more volatile than the broader market.

Summary

Lendingclub beats Lufax on 13 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LU and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LU vs. The Competition

MetricLufaxConsumer Finance IndustryFinance SectorNYSE Exchange
Market Cap$765.72M$6.88B$13.57B$23.18B
Dividend YieldN/A12.89%6.07%3.69%
P/E Ratio-1.418.4224.6728.15
Price / Sales0.2051.55487.1620.31
Price / CashN/A11.2343.6436.50
Price / Book0.072.532.704.69
Net Income-$291.79M$442.63M$1.32B$1.07B
7 Day Performance-12.70%0.18%-0.52%-0.83%
1 Month Performance-27.51%-4.80%-2.55%-3.17%
1 Year Performance-73.11%5.78%10.66%6.79%

Lufax Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LU
Lufax
2.9734 of 5 stars
$0.86
-2.8%
$1.70
+97.9%
-74.1%$765.72M$3.77BN/A33,163
UPST
Upstart
4.5336 of 5 stars
$23.75
-1.5%
$43.75
+84.2%
-50.7%$2.31B$1.23B48.471,405
LC
LendingClub
2.7004 of 5 stars
$19.21
flat
$23.07
+20.1%
N/A$2.22B$1.03B12.891,075
ECPG
Encore Capital Group
3.0446 of 5 stars
$100.85
+1.1%
$89.75
-11.0%
+150.9%$2.14B$1.77B7.637,350
EZPW
EZCORP
2.6225 of 5 stars
$32.64
+2.1%
$38.80
+18.9%
+76.4%$2.01B$1.58B16.488,500

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This page (NYSE:LU) was last updated on 10/17/2026 by MarketBeat.com Staff.
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