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Lufax (LU) Competitors

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$1.40 +0.01 (+0.36%)
As of 08/21/2026 03:58 PM Eastern

LU vs. NNI, DAVE, BFH, UPST, and LC

Should you buy Lufax stock or one of its competitors? Lufax's main competitors and comparable companies include Nelnet (NNI), Dave (DAVE), Bread Financial (BFH), Upstart (UPST), and LendingClub (LC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Lufax compare to Nelnet?

Nelnet (NYSE:NNI) and Lufax (NYSE:LU) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, earnings, risk, analyst recommendations, dividends, media sentiment, institutional ownership and profitability.

Nelnet has a net margin of 14.35% compared to Lufax's net margin of 0.00%. Nelnet's return on equity of 8.26% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
Nelnet14.35% 8.26% 2.11%
Lufax N/A N/A N/A

Nelnet presently has a consensus price target of $140.00, suggesting a potential upside of 10.13%. Lufax has a consensus price target of $2.00, suggesting a potential upside of 42.35%. Given Lufax's higher probable upside, analysts plainly believe Lufax is more favorable than Nelnet.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Nelnet
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
Lufax
2 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.67

33.5% of Nelnet shares are held by institutional investors. Comparatively, 69.1% of Lufax shares are held by institutional investors. 40.3% of Nelnet shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

In the previous week, Lufax had 7 more articles in the media than Nelnet. MarketBeat recorded 8 mentions for Lufax and 1 mentions for Nelnet. Nelnet's average media sentiment score of 0.00 beat Lufax's score of -0.14 indicating that Nelnet is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Nelnet
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Lufax
0 Very Positive mention(s)
1 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Nelnet has higher earnings, but lower revenue than Lufax. Lufax is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Nelnet$2.26B2.02$428.47M$8.3615.21
Lufax$3.77B0.32-$291.79M-$0.78N/A

Nelnet has a beta of 0.78, indicating that its stock price is 22% less volatile than the broader market. Comparatively, Lufax has a beta of 0.81, indicating that its stock price is 19% less volatile than the broader market.

Summary

Nelnet beats Lufax on 9 of the 15 factors compared between the two stocks.

How does Lufax compare to Dave?

Dave (NASDAQ:DAVE) and Lufax (NYSE:LU) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their profitability, analyst recommendations, media sentiment, dividends, risk, earnings, valuation and institutional ownership.

Dave presently has a consensus target price of $410.82, suggesting a potential upside of 15.81%. Lufax has a consensus target price of $2.00, suggesting a potential upside of 42.35%. Given Lufax's higher possible upside, analysts plainly believe Lufax is more favorable than Dave.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Dave
0 Sell rating(s)
3 Hold rating(s)
12 Buy rating(s)
0 Strong Buy rating(s)
2.80
Lufax
2 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.67

Dave has a beta of 3.83, suggesting that its stock price is 283% more volatile than the broader market. Comparatively, Lufax has a beta of 0.81, suggesting that its stock price is 19% less volatile than the broader market.

In the previous week, Dave had 10 more articles in the media than Lufax. MarketBeat recorded 18 mentions for Dave and 8 mentions for Lufax. Dave's average media sentiment score of 0.31 beat Lufax's score of -0.14 indicating that Dave is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Dave
4 Very Positive mention(s)
4 Positive mention(s)
3 Neutral mention(s)
6 Negative mention(s)
0 Very Negative mention(s)
Neutral
Lufax
0 Very Positive mention(s)
1 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

18.0% of Dave shares are held by institutional investors. Comparatively, 69.1% of Lufax shares are held by institutional investors. 23.6% of Dave shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Dave has higher earnings, but lower revenue than Lufax. Lufax is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Dave$554.20M8.17$195.87M$15.4223.00
Lufax$3.77B0.32-$291.79M-$0.78N/A

Dave has a net margin of 34.58% compared to Lufax's net margin of 0.00%. Dave's return on equity of 77.46% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
Dave34.58% 77.46% 40.44%
Lufax N/A N/A N/A

Summary

Dave beats Lufax on 13 of the 16 factors compared between the two stocks.

How does Lufax compare to Bread Financial?

Lufax (NYSE:LU) and Bread Financial (NYSE:BFH) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their analyst recommendations, risk, media sentiment, profitability, dividends, valuation, institutional ownership and earnings.

69.1% of Lufax shares are owned by institutional investors. Comparatively, 99.5% of Bread Financial shares are owned by institutional investors. 1.3% of Bread Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Lufax currently has a consensus target price of $2.00, suggesting a potential upside of 42.35%. Bread Financial has a consensus target price of $110.58, suggesting a potential upside of 4.07%. Given Lufax's higher possible upside, analysts plainly believe Lufax is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
2 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.67
Bread Financial
1 Sell rating(s)
6 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.47

In the previous week, Lufax had 3 more articles in the media than Bread Financial. MarketBeat recorded 8 mentions for Lufax and 5 mentions for Bread Financial. Bread Financial's average media sentiment score of 1.23 beat Lufax's score of -0.14 indicating that Bread Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
0 Very Positive mention(s)
1 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Bread Financial
3 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Bread Financial has higher revenue and earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Bread Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$3.77B0.32-$291.79M-$0.78N/A
Bread Financial$4.70B0.87$518M$12.828.29

Lufax has a beta of 0.81, indicating that its share price is 19% less volatile than the broader market. Comparatively, Bread Financial has a beta of 1.11, indicating that its share price is 11% more volatile than the broader market.

Bread Financial has a net margin of 11.95% compared to Lufax's net margin of 0.00%. Bread Financial's return on equity of 18.42% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LufaxN/A N/A N/A
Bread Financial 11.95%18.42%2.76%

Summary

Bread Financial beats Lufax on 14 of the 16 factors compared between the two stocks.

How does Lufax compare to Upstart?

Lufax (NYSE:LU) and Upstart (NASDAQ:UPST) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their profitability, dividends, analyst recommendations, earnings, risk, valuation, institutional ownership and media sentiment.

Lufax currently has a consensus target price of $2.00, suggesting a potential upside of 42.35%. Upstart has a consensus target price of $44.40, suggesting a potential upside of 46.53%. Given Upstart's stronger consensus rating and higher probable upside, analysts plainly believe Upstart is more favorable than Lufax.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
2 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.67
Upstart
1 Sell rating(s)
7 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.44

In the previous week, Upstart had 17 more articles in the media than Lufax. MarketBeat recorded 25 mentions for Upstart and 8 mentions for Lufax. Upstart's average media sentiment score of 0.60 beat Lufax's score of -0.14 indicating that Upstart is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
0 Very Positive mention(s)
1 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Upstart
15 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

69.1% of Lufax shares are held by institutional investors. Comparatively, 63.0% of Upstart shares are held by institutional investors. 17.3% of Upstart shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Upstart has a net margin of 4.84% compared to Lufax's net margin of 0.00%. Upstart's return on equity of 7.13% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LufaxN/A N/A N/A
Upstart 4.84%7.13%1.82%

Lufax has a beta of 0.81, meaning that its share price is 19% less volatile than the broader market. Comparatively, Upstart has a beta of 2.29, meaning that its share price is 129% more volatile than the broader market.

Upstart has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$3.77B0.32-$291.79M-$0.78N/A
Upstart$1.04B2.82$53.60M$0.4961.84

Summary

Upstart beats Lufax on 14 of the 16 factors compared between the two stocks.

How does Lufax compare to LendingClub?

Lufax (NYSE:LU) and LendingClub (NYSE:LC) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, dividends, institutional ownership, valuation, analyst recommendations, media sentiment, profitability and earnings.

In the previous week, Lufax had 7 more articles in the media than LendingClub. MarketBeat recorded 8 mentions for Lufax and 1 mentions for LendingClub. LendingClub's average media sentiment score of 1.83 beat Lufax's score of -0.14 indicating that LendingClub is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
0 Very Positive mention(s)
1 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
LendingClub
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Lufax presently has a consensus target price of $2.00, indicating a potential upside of 42.35%. LendingClub has a consensus target price of $23.07, indicating a potential upside of 20.10%. Given Lufax's higher probable upside, research analysts clearly believe Lufax is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
2 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.67
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89

LendingClub has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$3.77B0.32-$291.79M-$0.78N/A
LendingClub$1.03B2.14$135.68M$1.4912.89

LendingClub has a net margin of 16.99% compared to Lufax's net margin of 0.00%. LendingClub's return on equity of 11.92% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LufaxN/A N/A N/A
LendingClub 16.99%11.92%1.55%

69.1% of Lufax shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 3.2% of LendingClub shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Lufax has a beta of 0.81, indicating that its share price is 19% less volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, indicating that its share price is 98% more volatile than the broader market.

Summary

LendingClub beats Lufax on 14 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LU and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LU vs. The Competition

MetricLufaxConsumer Finance IndustryFinance SectorNYSE Exchange
Market Cap$1.20B$7.50B$13.63B$24.30B
Dividend YieldN/A12.27%5.89%3.70%
P/E Ratio-1.809.1829.6130.31
Price / Sales0.3278.62516.5719.89
Price / CashN/A11.8238.1932.49
Price / Book0.102.752.186.77
Net Income-$291.79M$442.63M$1.31B$1.07B
7 Day Performance-6.64%-0.51%-0.30%-0.65%
1 Month Performance2.93%2.24%2.37%3.38%
1 Year Performance-54.16%8.79%9.68%14.90%

Lufax Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LU
Lufax
3.2213 of 5 stars
$1.41
+0.4%
$2.00
+42.3%
-54.2%$1.20B$3.77BN/A33,163
NNI
Nelnet
2.2017 of 5 stars
$125.60
-1.7%
$140.00
+11.5%
-2.5%$4.49B$2.26B15.025,744
DAVE
Dave
4.0727 of 5 stars
$341.43
+2.1%
$410.82
+20.3%
+78.3%$4.36B$554.20M22.14250
BFH
Bread Financial
4.0344 of 5 stars
$111.51
-1.7%
$110.58
-0.8%
+70.2%$4.28B$4.70B8.706,000
UPST
Upstart
4.1619 of 5 stars
$29.75
-2.2%
$44.40
+49.2%
-56.0%$2.89B$1.04B60.711,405

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This page (NYSE:LU) was last updated on 8/23/2026 by MarketBeat.com Staff.
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