Lufax (LU) Competitors

Banco Santander-Chile (NYSE:BSAC) and Lufax (NYSE:LU) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their community ranking, institutional ownership, media sentiment, dividends, profitability, earnings, analyst recommendations, risk and valuation.

Do analysts rate BSAC or LU?

Banco Santander-Chile presently has a consensus target price of $21.33, indicating a potential downside of 7.19%. Lufax has a consensus target price of $2.98, indicating a potential downside of 6.59%. Given Lufax's higher possible upside, analysts clearly believe Lufax is more favorable than Banco Santander-Chile.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banco Santander-Chile	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25
Lufax	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is BSAC or LU a better dividend stock?

Banco Santander-Chile pays an annual dividend of $0.56 per share and has a dividend yield of 2.4%. Lufax pays an annual dividend of $0.12 per share and has a dividend yield of 3.8%. Banco Santander-Chile pays out 28.9% of its earnings in the form of a dividend. Lufax pays out -15.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Lufax is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do insiders and institutionals hold more shares of BSAC or LU?

6.4% of Banco Santander-Chile shares are owned by institutional investors. Comparatively, 69.1% of Lufax shares are owned by institutional investors. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Is BSAC or LU more profitable?

Banco Santander-Chile has a net margin of 19.16% compared to Lufax's net margin of -12.75%. Banco Santander-Chile's return on equity of 19.15% beat Lufax's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Banco Santander-Chile	19.16%	19.15%	1.18%
Lufax	-12.75%	-3.63%	-1.45%

Does the media favor BSAC or LU?

In the previous week, Banco Santander-Chile and Banco Santander-Chile both had 3 articles in the media. Lufax's average media sentiment score of 0.56 beat Banco Santander-Chile's score of 0.22 indicating that Lufax is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Banco Santander-Chile	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Lufax	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has better earnings and valuation, BSAC or LU?

Banco Santander-Chile has higher revenue and earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Banco Santander-Chile, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banco Santander-Chile	$2.60T	0.00	$883.95M	$1.94	11.85
Lufax	$20.29B	0.14	$125.31M	-$0.77	-4.14

Does the MarketBeat Community believe in BSAC or LU?

Banco Santander-Chile received 235 more outperform votes than Lufax when rated by MarketBeat users. Likewise, 54.09% of users gave Banco Santander-Chile an outperform vote while only 41.82% of users gave Lufax an outperform vote.

Company	Underperform	Outperform
Banco Santander-Chile	Outperform Votes 258 54.09%	Underperform Votes 219 45.91%
Lufax	Outperform Votes 23 41.82%	Underperform Votes 32 58.18%

Which has more risk & volatility, BSAC or LU?

Banco Santander-Chile has a beta of 0.83, indicating that its stock price is 17% less volatile than the S&P 500. Comparatively, Lufax has a beta of 0.77, indicating that its stock price is 23% less volatile than the S&P 500.

Summary

Banco Santander-Chile beats Lufax on 12 of the 18 factors compared between the two stocks.