Do analysts rate SLM or LU?

SLM currently has a consensus price target of $29.80, suggesting a potential upside of 31.68%. Lufax has a consensus price target of $1.70, suggesting a potential upside of 61.14%. Given Lufax's higher possible upside, analysts clearly believe Lufax is more favorable than SLM. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score SLM 1 Sell rating(s) 6 Hold rating(s) 5 Buy rating(s) 0 Strong Buy rating(s) 2.33 Lufax 1 Sell rating(s) 2 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.00

Which has stronger valuation and earnings, SLM or LU?

SLM has higher earnings, but lower revenue than Lufax. Lufax is trading at a lower price-to-earnings ratio than SLM, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio SLM $2.63B 1.62 $744.85M $3.58 6.32 Lufax $3.77B 0.24 -$291.79M -$0.61 N/A

Is SLM or LU more profitable?

SLM has a net margin of 26.09% compared to Lufax's net margin of 0.00%. SLM's return on equity of 33.81% beat Lufax's return on equity. Company Net Margins Return on Equity Return on Assets SLM 26.09% 33.81% 2.51% Lufax N/A N/A N/A

Does the media refer more to ENVA or LU?

In the previous week, Lufax had 3 more articles in the media than Enova International. MarketBeat recorded 7 mentions for Lufax and 4 mentions for Enova International. Lufax's average media sentiment score of 0.10 beat Enova International's score of 0.03 indicating that Lufax is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Enova International 0 Very Positive mention(s) 1 Positive mention(s) 2 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Neutral Lufax 1 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 2 Negative mention(s) 0 Very Negative mention(s) Neutral

Which has preferable earnings & valuation, LU or DAVE?

Dave has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Lufax $3.77B 0.24 -$291.79M -$0.61 N/A Dave $554.20M 8.09 $195.87M $15.42 22.78

Is LU or DAVE more profitable?

Dave has a net margin of 34.58% compared to Lufax's net margin of 0.00%. Dave's return on equity of 77.46% beat Lufax's return on equity. Company Net Margins Return on Equity Return on Assets Lufax N/A N/A N/A Dave 34.58% 77.46% 40.44%

Does the media prefer LU or DAVE?

In the previous week, Dave had 4 more articles in the media than Lufax. MarketBeat recorded 11 mentions for Dave and 7 mentions for Lufax. Dave's average media sentiment score of 0.23 beat Lufax's score of 0.10 indicating that Dave is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Lufax 1 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 2 Negative mention(s) 0 Very Negative mention(s) Neutral Dave 1 Very Positive mention(s) 2 Positive mention(s) 8 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Which has stronger valuation & earnings, BFH or LU?

Bread Financial has higher revenue and earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Bread Financial, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Bread Financial $4.70B 0.81 $518M $12.82 7.69 Lufax $3.77B 0.24 -$291.79M -$0.61 N/A

Does the media prefer BFH or LU?

In the previous week, Lufax had 4 more articles in the media than Bread Financial. MarketBeat recorded 7 mentions for Lufax and 3 mentions for Bread Financial. Bread Financial's average media sentiment score of 0.52 beat Lufax's score of 0.10 indicating that Bread Financial is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Bread Financial 0 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Lufax 1 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 2 Negative mention(s) 0 Very Negative mention(s) Neutral

Which has preferable earnings and valuation, LU or UPST?

Upstart has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Lufax $3.77B 0.24 -$291.79M -$0.61 N/A Upstart $1.04B 2.14 $53.60M $0.49 46.79

Is LU or UPST more profitable?

Upstart has a net margin of 4.84% compared to Lufax's net margin of 0.00%. Upstart's return on equity of 7.13% beat Lufax's return on equity. Company Net Margins Return on Equity Return on Assets Lufax N/A N/A N/A Upstart 4.84% 7.13% 1.82%

Does the media refer more to LU or UPST?

In the previous week, Lufax and Lufax both had 7 articles in the media. Upstart's average media sentiment score of 0.52 beat Lufax's score of 0.10 indicating that Upstart is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Lufax 1 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 2 Negative mention(s) 0 Very Negative mention(s) Neutral Upstart 2 Very Positive mention(s) 2 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Lufax (LU) Competitors

$1.02 -0.17 (-13.87%)

Closing price 03:59 PM Eastern

Extended Trading

$1.04 +0.02 (+1.46%)

As of 07:30 PM Eastern

Compare

LU vs. SLM, ENVA, DAVE, BFH, and UPST

Should you buy Lufax stock or one of its competitors? Lufax's main competitors and comparable companies include SLM (SLM), Enova International (ENVA), Dave (DAVE), Bread Financial (BFH), and Upstart (UPST). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Lufax compare to SLM?

SLM (NASDAQ:SLM) and Lufax (NYSE:LU) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their analyst recommendations, profitability, institutional ownership, valuation, dividends, risk, media sentiment and earnings.

SLM has higher earnings, but lower revenue than Lufax. Lufax is trading at a lower price-to-earnings ratio than SLM, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SLM	$2.63B	1.62	$744.85M	$3.58	6.32
Lufax	$3.77B	0.24	-$291.79M	-$0.61	N/A

SLM has a net margin of 26.09% compared to Lufax's net margin of 0.00%. SLM's return on equity of 33.81% beat Lufax's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SLM	26.09%	33.81%	2.51%
Lufax	N/A	N/A	N/A

SLM currently has a consensus price target of $29.80, suggesting a potential upside of 31.68%. Lufax has a consensus price target of $1.70, suggesting a potential upside of 61.14%. Given Lufax's higher possible upside, analysts clearly believe Lufax is more favorable than SLM.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SLM	1 Sell rating(s)	6 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.33
Lufax	1 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

98.9% of SLM shares are held by institutional investors. Comparatively, 69.1% of Lufax shares are held by institutional investors. 1.4% of SLM shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

SLM has a beta of 0.97, meaning that its share price is 3% less volatile than the broader market. Comparatively, Lufax has a beta of 0.69, meaning that its share price is 31% less volatile than the broader market.

In the previous week, Lufax had 7 more articles in the media than SLM. MarketBeat recorded 7 mentions for Lufax and 0 mentions for SLM. Lufax's average media sentiment score of 0.10 beat SLM's score of 0.00 indicating that Lufax is being referred to more favorably in the news media.

Company	Overall Sentiment
SLM	Neutral
Lufax	Neutral

Summary

SLM beats Lufax on 12 of the 16 factors compared between the two stocks.

How does Lufax compare to Enova International?

Enova International (NYSE:ENVA) and Lufax (NYSE:LU) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, dividends, earnings, risk, analyst recommendations, valuation and profitability.

Enova International has a net margin of 10.31% compared to Lufax's net margin of 0.00%. Enova International's return on equity of 26.66% beat Lufax's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Enova International	10.31%	26.66%	5.55%
Lufax	N/A	N/A	N/A

Enova International has higher earnings, but lower revenue than Lufax. Lufax is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Enova International	$3.15B	1.37	$308.39M	$13.49	12.87
Lufax	$3.77B	0.24	-$291.79M	-$0.61	N/A

Enova International currently has a consensus price target of $231.67, suggesting a potential upside of 33.42%. Lufax has a consensus price target of $1.70, suggesting a potential upside of 61.14%. Given Lufax's higher possible upside, analysts plainly believe Lufax is more favorable than Enova International.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Enova International	0 Sell rating(s)	1 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.89
Lufax	1 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

89.4% of Enova International shares are owned by institutional investors. Comparatively, 69.1% of Lufax shares are owned by institutional investors. 8.4% of Enova International shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

In the previous week, Lufax had 3 more articles in the media than Enova International. MarketBeat recorded 7 mentions for Lufax and 4 mentions for Enova International. Lufax's average media sentiment score of 0.10 beat Enova International's score of 0.03 indicating that Lufax is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Enova International	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
Lufax	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral

Enova International has a beta of 1.28, suggesting that its stock price is 28% more volatile than the broader market. Comparatively, Lufax has a beta of 0.69, suggesting that its stock price is 31% less volatile than the broader market.

Summary

Enova International beats Lufax on 12 of the 16 factors compared between the two stocks.

How does Lufax compare to Dave?

Lufax (NYSE:LU) and Dave (NASDAQ:DAVE) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, profitability, dividends, valuation, media sentiment, analyst recommendations, institutional ownership and risk.

In the previous week, Dave had 4 more articles in the media than Lufax. MarketBeat recorded 11 mentions for Dave and 7 mentions for Lufax. Dave's average media sentiment score of 0.23 beat Lufax's score of 0.10 indicating that Dave is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Lufax	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral
Dave	1 Very Positive mention(s)	2 Positive mention(s)	8 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

69.1% of Lufax shares are owned by institutional investors. Comparatively, 18.0% of Dave shares are owned by institutional investors. 23.6% of Dave shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Lufax has a beta of 0.69, meaning that its share price is 31% less volatile than the broader market. Comparatively, Dave has a beta of 3.92, meaning that its share price is 292% more volatile than the broader market.

Lufax currently has a consensus target price of $1.70, indicating a potential upside of 61.14%. Dave has a consensus target price of $433.25, indicating a potential upside of 23.35%. Given Lufax's higher possible upside, equities research analysts clearly believe Lufax is more favorable than Dave.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lufax	1 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
Dave	0 Sell rating(s)	3 Hold rating(s)	14 Buy rating(s)	0 Strong Buy rating(s)	2.82

Dave has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Lufax	$3.77B	0.24	-$291.79M	-$0.61	N/A
Dave	$554.20M	8.09	$195.87M	$15.42	22.78

Dave has a net margin of 34.58% compared to Lufax's net margin of 0.00%. Dave's return on equity of 77.46% beat Lufax's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Lufax	N/A	N/A	N/A
Dave	34.58%	77.46%	40.44%

Summary

Dave beats Lufax on 13 of the 16 factors compared between the two stocks.

How does Lufax compare to Bread Financial?

Bread Financial (NYSE:BFH) and Lufax (NYSE:LU) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, valuation, earnings, risk, analyst recommendations and media sentiment.

Bread Financial has a beta of 1.15, meaning that its stock price is 15% more volatile than the broader market. Comparatively, Lufax has a beta of 0.69, meaning that its stock price is 31% less volatile than the broader market.

Bread Financial has higher revenue and earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Bread Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bread Financial	$4.70B	0.81	$518M	$12.82	7.69
Lufax	$3.77B	0.24	-$291.79M	-$0.61	N/A

In the previous week, Lufax had 4 more articles in the media than Bread Financial. MarketBeat recorded 7 mentions for Lufax and 3 mentions for Bread Financial. Bread Financial's average media sentiment score of 0.52 beat Lufax's score of 0.10 indicating that Bread Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bread Financial	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Lufax	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral

Bread Financial presently has a consensus price target of $112.43, suggesting a potential upside of 13.98%. Lufax has a consensus price target of $1.70, suggesting a potential upside of 61.14%. Given Lufax's higher probable upside, analysts plainly believe Lufax is more favorable than Bread Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bread Financial	1 Sell rating(s)	6 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.56
Lufax	1 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

99.5% of Bread Financial shares are owned by institutional investors. Comparatively, 69.1% of Lufax shares are owned by institutional investors. 1.3% of Bread Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Bread Financial has a net margin of 11.95% compared to Lufax's net margin of 0.00%. Bread Financial's return on equity of 18.42% beat Lufax's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bread Financial	11.95%	18.42%	2.76%
Lufax	N/A	N/A	N/A

Summary

Bread Financial beats Lufax on 15 of the 17 factors compared between the two stocks.

How does Lufax compare to Upstart?

Lufax (NYSE:LU) and Upstart (NASDAQ:UPST) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, earnings, institutional ownership, dividends, profitability, risk and valuation.

Lufax presently has a consensus price target of $1.70, indicating a potential upside of 61.14%. Upstart has a consensus price target of $43.75, indicating a potential upside of 90.82%. Given Upstart's stronger consensus rating and higher possible upside, analysts clearly believe Upstart is more favorable than Lufax.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lufax	1 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
Upstart	2 Sell rating(s)	7 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.35

Lufax has a beta of 0.69, meaning that its share price is 31% less volatile than the broader market. Comparatively, Upstart has a beta of 2.43, meaning that its share price is 143% more volatile than the broader market.

Upstart has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Lufax	$3.77B	0.24	-$291.79M	-$0.61	N/A
Upstart	$1.04B	2.14	$53.60M	$0.49	46.79

69.1% of Lufax shares are held by institutional investors. Comparatively, 63.0% of Upstart shares are held by institutional investors. 17.3% of Upstart shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

In the previous week, Lufax and Lufax both had 7 articles in the media. Upstart's average media sentiment score of 0.52 beat Lufax's score of 0.10 indicating that Upstart is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Lufax	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral
Upstart	2 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Upstart has a net margin of 4.84% compared to Lufax's net margin of 0.00%. Upstart's return on equity of 7.13% beat Lufax's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Lufax	N/A	N/A	N/A
Upstart	4.84%	7.13%	1.82%

Summary

Upstart beats Lufax on 13 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LU and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

LU vs. The Competition

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Metric	Lufax	Consumer Finance Industry	Finance Sector	NYSE Exchange
Market Cap	$888.36M	$6.71B	$13.32B	$22.70B
Dividend Yield	N/A	12.78%	6.03%	3.74%
P/E Ratio	-1.68	8.44	24.49	27.75
Price / Sales	0.24	66.34	505.88	20.15
Price / Cash	N/A	11.06	47.45	39.56
Price / Book	0.08	2.48	2.70	4.64
Net Income	-$291.79M	$442.63M	$1.32B	$1.08B
7 Day Performance	-18.00%	-1.99%	-1.04%	-1.06%
1 Month Performance	-14.23%	-6.24%	1.00%	-5.03%
1 Year Performance	-76.58%	0.82%	8.15%	5.78%

Lufax Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
LU Lufax	3.2132 of 5 stars	$1.03 -13.9%	$1.70 +65.9%	-72.8%	$888.36M	$3.77B	N/A	33,163	News Coverage High Trading Volume
SLM SLM	3.609 of 5 stars	$22.90 -3.2%	$29.80 +30.1%	-17.5%	$4.30B	$2.63B	6.40	1,788
ENVA Enova International	4.4727 of 5 stars	$170.26 -1.9%	$231.67 +36.1%	+52.5%	$4.24B	$3.15B	12.62	1,836
DAVE Dave	4.6929 of 5 stars	$320.70 -1.3%	$433.25 +35.1%	+72.1%	$4.09B	$554.20M	20.80	280	Analyst Forecast Gap Up
BFH Bread Financial	4.6516 of 5 stars	$101.37 -1.5%	$112.29 +10.8%	+76.5%	$3.89B	$4.70B	7.91	6,000	Analyst Forecast

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This page (NYSE:LU) was last updated on 10/2/2026 by MarketBeat.com Staff.

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Lufax (LU) Competitors