Cadence Bank (CADE) Stock Price, News & Analysis

Company Overview

Cadence Bank (NYSE:CADE) is a full-service commercial bank offering a comprehensive range of banking and financial services to individuals, businesses, corporations and governmental entities. The firm provides deposit products, including checking, savings and money market accounts, alongside a suite of lending solutions such as commercial real estate, equipment financing, working capital lines of credit and consumer loans. Cash management and treasury services are delivered through digital platforms and in-person advisory, ensuring clients can oversee payables, receivables and liquidity needs efficiently.

In addition to traditional banking, Cadence offers mortgage origination and servicing for both residential and commercial properties. The bank’s wealth management arm delivers investment advisory, trust administration and retirement planning, while its insurance division provides life, health, property and casualty coverage. Credit card and merchant services further complement the bank’s offerings, enabling seamless payment acceptance and processing for small businesses and large enterprises alike.

Tracing its roots to the late 19th century, Cadence Bank has grown into a regional banking franchise through a series of strategic acquisitions and organic expansion. Headquartered in Houston, Texas, the bank maintains a network of branches across Alabama, Florida, Georgia, Mississippi, Tennessee, Texas and Oklahoma. This geographic footprint allows Cadence to serve diverse markets, from agricultural communities in the Southeast to urban centers in Texas, while retaining a community banking ethos.

Under the leadership of President and Chief Executive Officer Tom Kiger, Cadence Bank places emphasis on operational excellence and client-focused innovation. The executive team leverages deep industry experience to drive growth in key business lines and to enhance digital capabilities. Governance is overseen by an independent board of directors committed to prudent risk management, strong capital positions and fostering lasting relationships within the communities the bank serves.

Key Stats

• Today's Range: $34.26 to $34.83
• 50-Day Range: $29.06 to $34.24
• 52-Week Range: $25.22 to $40.20
• Volume: 960,243 shs
• Average Volume: 1.31 million shs
• Market Capitalization: $6.24 billion
• P/E Ratio: 12.01
• Dividend Yield: 3.21%
• Price Target: $37.60
• Consensus Rating: Moderate Buy

Cadence Bank Stock Analysis - MarketRank™

Cadence Bank scored higher than 71% of companies evaluated by MarketBeat, and ranked 409th out of 907 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Cadence Bank has received a consensus rating of Moderate Buy. The company's average rating score is 2.70, and is based on 7 buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Cadence Bank has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 8.84%

Earnings Growth

Earnings for Cadence Bank are expected to grow by 8.84% in the coming year, from $2.94 to $3.20 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Cadence Bank is 12.01, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of Cadence Bank is 12.01, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.05.

Price to Book Value per Share Ratio

Cadence Bank has a P/B Ratio of 1.15. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.78% of the float of Cadence Bank has been sold short.

Short Interest Ratio / Days to Cover

Cadence Bank has a short interest ratio ("days to cover") of 5.

Change versus previous month

Short interest in Cadence Bank has recently increased by 5.81%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Cadence Bank pays a meaningful dividend of 3.17%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Cadence Bank has been increasing its dividend for 14 years.

Dividend Coverage

The dividend payout ratio of Cadence Bank is 38.60%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Cadence Bank will have a dividend payout ratio of 34.38% next year. This indicates that Cadence Bank will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.78% of the float of Cadence Bank has been sold short.

Short Interest Ratio / Days to Cover

Cadence Bank has a short interest ratio ("days to cover") of 5.

Change versus previous month

Short interest in Cadence Bank has recently increased by 5.81%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.7 / 5
• News Sentiment: -0.02

News Sentiment

Cadence Bank has a news sentiment score of -0.02. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 9 news articles for Cadence Bank this week, compared to 8 articles on an average week.

Search Interest

3 people have searched for CADE on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Cadence Bank insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 2.21% of the stock of Cadence Bank is held by insiders.

Percentage Held by Institutions

84.61% of the stock of Cadence Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CADE Stock Analysis - Frequently Asked Questions

How have CADE shares performed this year?

Cadence Bank's stock was trading at $34.45 on January 1st, 2025. Since then, CADE shares have decreased by 0.6% and is now trading at $34.2350.

How were Cadence Bank's earnings last quarter?

Cadence Bank (NYSE:CADE) issued its quarterly earnings data on Monday, April, 21st. The company reported $0.71 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.64 by $0.07. The business earned $448.55 million during the quarter, compared to the consensus estimate of $451.61 million. Cadence Bank had a trailing twelve-month return on equity of 9.95% and a net margin of 18.83%.
Read the conference call transcript.

Is Cadence Bank doing a stock buyback?

Cadence Bank's Board of Directors initiated a stock buyback program on Friday, April 25th 2025, which authorizes the company to repurchase 10,000,000 shares, according to EventVestor. This authorizes the company to buy shares of its stock through open market purchases. Shares repurchase programs are usually an indication that the company's board believes its stock is undervalued.

When did Cadence Bank IPO?

Cadence Bank (CADE) raised $0 in an initial public offering (IPO) on Thursday, April 13th 2017. The company issued 0 shares at a price of $0.00 per share. Goldman, Sachs, J.P. MorganSandle, O’Neill + Partners and Keefe, Bruyette & Woods (A Stifel Company) acted as the underwriters for the IPO and Baird, Raymond James, Stephens, SunTrust Robinson Humphrey and Tudor, Pickering, Holt were co-managers.

How do I buy shares of Cadence Bank?

Shares of CADE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Cadence Bank own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Cadence Bank investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Broadcom (AVGO), Intel (INTC) and Exxon Mobil (XOM).

Company Calendar

• Last Earnings: 4/21/2025
• Record date for 7/1 Dividend: 6/13/2025
• Ex-Dividend for 7/1 Dividend: 6/13/2025
• Dividend Payable: 7/01/2025
• Today: 7/05/2025
• Next Earnings (Estimated): 7/28/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NYSE:CADE
• CIK: 1614184
• Web: www.cadencebank.com
• Phone: (662) 680-2000
• Fax: 662-680-2570
• Employees: 5,335
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $37.60
• High Stock Price Target: $42.00
• Low Stock Price Target: $33.00
• Potential Upside/Downside: +9.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.70
• Research Coverage: 10 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.85
• Trailing P/E Ratio: 12.25
• Forward P/E Ratio: 11.64
• P/E Growth: N/A
• Net Income: $523.60 million
• Net Margins: 18.83%
• Pretax Margin: 24.16%
• Return on Equity: 9.95%
• Return on Assets: 1.11%

Debt

• Debt-to-Equity Ratio: 0.10
• Current Ratio: 0.87
• Quick Ratio: 0.87

Sales & Book Value

• Annual Sales: $2.90 billion
• Price / Sales: 2.15
• Cash Flow: $3.90 per share
• Price / Cash Flow: 8.78
• Book Value: $29.65 per share
• Price / Book: 1.15

Miscellaneous

• Outstanding Shares: 182,220,000
• Free Float: 178,194,000
• Market Cap: $6.24 billion
• Optionable: Optionable
• Beta: 0.84