Qifu Technology (QFIN) Competitors

Orix Corp Ads (NYSE:IX) and Qifu Technology (NASDAQ:QFIN) are both banking companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, institutional ownership, dividends, analyst recommendations, media sentiment, profitability, risk and earnings.

Does the media prefer IX or QFIN?

In the previous week, Orix Corp Ads and Orix Corp Ads both had 6 articles in the media. Orix Corp Ads' average media sentiment score of 1.60 beat Qifu Technology's score of 1.29 indicating that Orix Corp Ads is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Orix Corp Ads	6 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Qifu Technology	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is IX or QFIN a better dividend stock?

Orix Corp Ads pays an annual dividend of $0.60 per share and has a dividend yield of 2.7%. Qifu Technology pays an annual dividend of $1.38 per share and has a dividend yield of 3.2%. Orix Corp Ads pays out 29.7% of its earnings in the form of a dividend. Qifu Technology pays out 21.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Qifu Technology is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do institutionals and insiders hold more shares of IX or QFIN?

1.7% of Orix Corp Ads shares are held by institutional investors. Comparatively, 74.8% of Qifu Technology shares are held by institutional investors. 0.1% of Orix Corp Ads shares are held by insiders. Comparatively, 17.1% of Qifu Technology shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Which has preferable valuation & earnings, IX or QFIN?

Orix Corp Ads has higher revenue and earnings than Qifu Technology. Qifu Technology is trading at a lower price-to-earnings ratio than Orix Corp Ads, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Orix Corp Ads	$18.88B	1.37	$2.32B	$2.02	11.20
Qifu Technology	$2.35B	2.89	$858.21M	$6.52	6.61

Is IX or QFIN more profitable?

Qifu Technology has a net margin of 38.99% compared to Orix Corp Ads' net margin of 12.24%. Qifu Technology's return on equity of 29.73% beat Orix Corp Ads' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Orix Corp Ads	12.24%	8.53%	2.11%
Qifu Technology	38.99%	29.73%	13.97%

Which has more risk and volatility, IX or QFIN?

Orix Corp Ads has a beta of 0.86, suggesting that its share price is 14% less volatile than the S&P 500. Comparatively, Qifu Technology has a beta of 0.48, suggesting that its share price is 52% less volatile than the S&P 500.

Do analysts prefer IX or QFIN?

Qifu Technology has a consensus target price of $51.73, indicating a potential upside of 20.06%. Given Qifu Technology's stronger consensus rating and higher possible upside, analysts clearly believe Qifu Technology is more favorable than Orix Corp Ads.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Orix Corp Ads	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Qifu Technology	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00

Summary

Qifu Technology beats Orix Corp Ads on 12 of the 17 factors compared between the two stocks.