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Qfin (QFIN) Competitors

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$10.99 -0.58 (-5.01%)
Closing price 04:00 PM Eastern
Extended Trading
$11.08 +0.08 (+0.77%)
As of 07:16 PM Eastern
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QFIN vs. SLM, NNI, BFH, DAVE, and UPST

Should you buy Qfin stock or one of its competitors? Qfin's main competitors and comparable companies include SLM (SLM), Nelnet (NNI), Bread Financial (BFH), Dave (DAVE), and Upstart (UPST). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Qfin compare to SLM?

SLM (NASDAQ:SLM) and Qfin (NASDAQ:QFIN) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, valuation, dividends, profitability, risk, analyst recommendations, institutional ownership and media sentiment.

98.9% of SLM shares are held by institutional investors. Comparatively, 74.8% of Qfin shares are held by institutional investors. 1.4% of SLM shares are held by company insiders. Comparatively, 17.1% of Qfin shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Qfin has a net margin of 27.48% compared to SLM's net margin of 26.09%. SLM's return on equity of 33.81% beat Qfin's return on equity.

Company Net Margins Return on Equity Return on Assets
SLM26.09% 33.81% 2.51%
Qfin 27.48%20.85%8.71%

SLM pays an annual dividend of $0.52 per share and has a dividend yield of 2.0%. Qfin pays an annual dividend of $1.54 per share and has a dividend yield of 14.0%. SLM pays out 14.5% of its earnings in the form of a dividend. Qfin pays out 28.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SLM has raised its dividend for 1 consecutive years.

Qfin has higher revenue and earnings than SLM. Qfin is trading at a lower price-to-earnings ratio than SLM, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SLM$2.63B1.88$744.85M$3.587.36
Qfin$2.75B0.49$856.52M$5.462.01

In the previous week, SLM had 2 more articles in the media than Qfin. MarketBeat recorded 6 mentions for SLM and 4 mentions for Qfin. SLM's average media sentiment score of 1.75 beat Qfin's score of 0.88 indicating that SLM is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SLM
6 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Qfin
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

SLM currently has a consensus price target of $29.80, indicating a potential upside of 13.14%. Qfin has a consensus price target of $16.31, indicating a potential upside of 48.38%. Given Qfin's higher probable upside, analysts clearly believe Qfin is more favorable than SLM.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SLM
1 Sell rating(s)
6 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.33
Qfin
1 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

SLM has a beta of 0.96, meaning that its stock price is 4% less volatile than the broader market. Comparatively, Qfin has a beta of 0.63, meaning that its stock price is 37% less volatile than the broader market.

Summary

SLM beats Qfin on 11 of the 19 factors compared between the two stocks.

How does Qfin compare to Nelnet?

Nelnet (NYSE:NNI) and Qfin (NASDAQ:QFIN) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, valuation, media sentiment, analyst recommendations, risk, dividends, institutional ownership and profitability.

Nelnet pays an annual dividend of $1.32 per share and has a dividend yield of 1.0%. Qfin pays an annual dividend of $1.54 per share and has a dividend yield of 14.0%. Nelnet pays out 15.8% of its earnings in the form of a dividend. Qfin pays out 28.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Qfin has a net margin of 27.48% compared to Nelnet's net margin of 14.35%. Qfin's return on equity of 20.85% beat Nelnet's return on equity.

Company Net Margins Return on Equity Return on Assets
Nelnet14.35% 8.26% 2.11%
Qfin 27.48%20.85%8.71%

33.5% of Nelnet shares are owned by institutional investors. Comparatively, 74.8% of Qfin shares are owned by institutional investors. 40.3% of Nelnet shares are owned by insiders. Comparatively, 17.1% of Qfin shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

In the previous week, Qfin had 3 more articles in the media than Nelnet. MarketBeat recorded 4 mentions for Qfin and 1 mentions for Nelnet. Qfin's average media sentiment score of 0.88 beat Nelnet's score of 0.00 indicating that Qfin is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Nelnet
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Qfin
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Nelnet has a beta of 0.78, suggesting that its share price is 22% less volatile than the broader market. Comparatively, Qfin has a beta of 0.63, suggesting that its share price is 37% less volatile than the broader market.

Nelnet currently has a consensus target price of $140.00, suggesting a potential upside of 9.63%. Qfin has a consensus target price of $16.31, suggesting a potential upside of 48.38%. Given Qfin's stronger consensus rating and higher probable upside, analysts plainly believe Qfin is more favorable than Nelnet.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Nelnet
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
Qfin
1 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Qfin has higher revenue and earnings than Nelnet. Qfin is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Nelnet$2.26B2.03$428.47M$8.3615.28
Qfin$2.75B0.49$856.52M$5.462.01

Summary

Qfin beats Nelnet on 12 of the 18 factors compared between the two stocks.

How does Qfin compare to Bread Financial?

Qfin (NASDAQ:QFIN) and Bread Financial (NYSE:BFH) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, profitability, dividends, earnings, valuation, institutional ownership, media sentiment and risk.

In the previous week, Bread Financial had 1 more articles in the media than Qfin. MarketBeat recorded 5 mentions for Bread Financial and 4 mentions for Qfin. Bread Financial's average media sentiment score of 1.33 beat Qfin's score of 0.88 indicating that Bread Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Qfin
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Bread Financial
5 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

74.8% of Qfin shares are owned by institutional investors. Comparatively, 99.5% of Bread Financial shares are owned by institutional investors. 17.1% of Qfin shares are owned by company insiders. Comparatively, 1.3% of Bread Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Qfin pays an annual dividend of $1.54 per share and has a dividend yield of 14.0%. Bread Financial pays an annual dividend of $0.92 per share and has a dividend yield of 0.9%. Qfin pays out 28.2% of its earnings in the form of a dividend. Bread Financial pays out 7.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Qfin has a beta of 0.63, meaning that its stock price is 37% less volatile than the broader market. Comparatively, Bread Financial has a beta of 1.11, meaning that its stock price is 11% more volatile than the broader market.

Qfin has a net margin of 27.48% compared to Bread Financial's net margin of 11.95%. Qfin's return on equity of 20.85% beat Bread Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Qfin27.48% 20.85% 8.71%
Bread Financial 11.95%18.42%2.76%

Qfin currently has a consensus price target of $16.31, indicating a potential upside of 48.38%. Bread Financial has a consensus price target of $110.58, indicating a potential upside of 5.05%. Given Qfin's higher probable upside, research analysts clearly believe Qfin is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Qfin
1 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Bread Financial
1 Sell rating(s)
6 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.47

Qfin has higher earnings, but lower revenue than Bread Financial. Qfin is trading at a lower price-to-earnings ratio than Bread Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Qfin$2.75B0.49$856.52M$5.462.01
Bread Financial$4.70B0.86$518M$12.828.21

Summary

Bread Financial beats Qfin on 11 of the 18 factors compared between the two stocks.

How does Qfin compare to Dave?

Qfin (NASDAQ:QFIN) and Dave (NASDAQ:DAVE) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, valuation, dividends, media sentiment, profitability, institutional ownership, analyst recommendations and risk.

Dave has a net margin of 34.58% compared to Qfin's net margin of 27.48%. Dave's return on equity of 77.46% beat Qfin's return on equity.

Company Net Margins Return on Equity Return on Assets
Qfin27.48% 20.85% 8.71%
Dave 34.58%77.46%40.44%

Qfin presently has a consensus target price of $16.31, suggesting a potential upside of 48.38%. Dave has a consensus target price of $410.82, suggesting a potential upside of 15.79%. Given Qfin's higher probable upside, research analysts clearly believe Qfin is more favorable than Dave.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Qfin
1 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Dave
0 Sell rating(s)
3 Hold rating(s)
12 Buy rating(s)
0 Strong Buy rating(s)
2.80

Qfin has a beta of 0.63, indicating that its share price is 37% less volatile than the broader market. Comparatively, Dave has a beta of 3.83, indicating that its share price is 283% more volatile than the broader market.

In the previous week, Dave had 13 more articles in the media than Qfin. MarketBeat recorded 17 mentions for Dave and 4 mentions for Qfin. Qfin's average media sentiment score of 0.88 beat Dave's score of 0.39 indicating that Qfin is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Qfin
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Dave
5 Very Positive mention(s)
4 Positive mention(s)
2 Neutral mention(s)
5 Negative mention(s)
0 Very Negative mention(s)
Neutral

74.8% of Qfin shares are held by institutional investors. Comparatively, 18.0% of Dave shares are held by institutional investors. 17.1% of Qfin shares are held by insiders. Comparatively, 23.6% of Dave shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Qfin has higher revenue and earnings than Dave. Qfin is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Qfin$2.75B0.49$856.52M$5.462.01
Dave$554.20M8.17$195.87M$15.4223.01

Summary

Dave beats Qfin on 11 of the 16 factors compared between the two stocks.

How does Qfin compare to Upstart?

Qfin (NASDAQ:QFIN) and Upstart (NASDAQ:UPST) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, profitability, dividends, institutional ownership, valuation, analyst recommendations, risk and media sentiment.

Qfin has a net margin of 27.48% compared to Upstart's net margin of 4.84%. Qfin's return on equity of 20.85% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
Qfin27.48% 20.85% 8.71%
Upstart 4.84%7.13%1.82%

In the previous week, Upstart had 19 more articles in the media than Qfin. MarketBeat recorded 23 mentions for Upstart and 4 mentions for Qfin. Qfin's average media sentiment score of 0.88 beat Upstart's score of 0.64 indicating that Qfin is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Qfin
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Upstart
13 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Qfin has a beta of 0.63, suggesting that its share price is 37% less volatile than the broader market. Comparatively, Upstart has a beta of 2.29, suggesting that its share price is 129% more volatile than the broader market.

74.8% of Qfin shares are owned by institutional investors. Comparatively, 63.0% of Upstart shares are owned by institutional investors. 17.1% of Qfin shares are owned by insiders. Comparatively, 17.3% of Upstart shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Qfin has higher revenue and earnings than Upstart. Qfin is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Qfin$2.75B0.49$856.52M$5.462.01
Upstart$1.04B2.79$53.60M$0.4961.00

Qfin presently has a consensus target price of $16.31, suggesting a potential upside of 48.38%. Upstart has a consensus target price of $44.40, suggesting a potential upside of 48.54%. Given Upstart's stronger consensus rating and higher possible upside, analysts plainly believe Upstart is more favorable than Qfin.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Qfin
1 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Upstart
1 Sell rating(s)
7 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.44

Summary

Qfin and Upstart tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding QFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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QFIN vs. The Competition

MetricQfinConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$1.41B$7.50B$13.94B$12.81B
Dividend Yield13.31%12.27%5.89%10.78%
P/E Ratio2.019.2129.6224.05
Price / Sales0.4972.13522.45105.35
Price / Cash1.8911.8230.7136.89
Price / Book0.452.712.866.40
Net Income$856.52M$442.63M$1.31B$347.95M
7 Day Performance-7.96%-0.01%0.65%0.91%
1 Month Performance-16.68%1.87%2.70%5.10%
1 Year Performance-65.06%9.04%10.48%16.16%

Qfin Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
QFIN
Qfin
4.9051 of 5 stars
$10.99
-5.0%
$16.31
+48.4%
-63.2%$1.41B$2.75B2.013,557
SLM
SLM
3.6808 of 5 stars
$27.28
-2.7%
$29.80
+9.2%
-16.6%$5.27B$2.63B7.621,788
NNI
Nelnet
2.1482 of 5 stars
$125.60
-1.7%
$140.00
+11.5%
-2.5%$4.57B$2.26B15.025,744
BFH
Bread Financial
4.0961 of 5 stars
$111.51
-1.7%
$110.58
-0.8%
+70.2%$4.36B$4.70B8.706,000
DAVE
Dave
4.0978 of 5 stars
$341.43
+2.1%
$410.82
+20.3%
+78.3%$4.27B$554.20M22.14250

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This page (NASDAQ:QFIN) was last updated on 8/24/2026 by MarketBeat.com Staff.
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