Is QFIN or BFH more profitable?

Qfin has a net margin of 22.23% compared to Bread Financial's net margin of 11.95%. Bread Financial's return on equity of 18.42% beat Qfin's return on equity. Company Net Margins Return on Equity Return on Assets Qfin 22.23% 15.23% 6.60% Bread Financial 11.95% 18.42% 2.76%

Does the media favor QFIN or BFH?

In the previous week, Qfin had 2 more articles in the media than Bread Financial. MarketBeat recorded 12 mentions for Qfin and 10 mentions for Bread Financial. Bread Financial's average media sentiment score of 1.35 beat Qfin's score of 0.09 indicating that Bread Financial is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Qfin 2 Very Positive mention(s) 0 Positive mention(s) 7 Neutral mention(s) 3 Negative mention(s) 0 Very Negative mention(s) Neutral Bread Financial 7 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Which has preferable valuation and earnings, UPST or QFIN?

Qfin has higher revenue and earnings than Upstart. Qfin is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Upstart $1.04B 2.61 $53.60M $0.49 57.24 Qfin $2.75B 0.40 $856.52M $4.16 2.18

Is UPST or QFIN more profitable?

Qfin has a net margin of 22.23% compared to Upstart's net margin of 4.84%. Qfin's return on equity of 15.23% beat Upstart's return on equity. Company Net Margins Return on Equity Return on Assets Upstart 4.84% 7.13% 1.82% Qfin 22.23% 15.23% 6.60%

Does the media prefer UPST or QFIN?

In the previous week, Qfin had 3 more articles in the media than Upstart. MarketBeat recorded 12 mentions for Qfin and 9 mentions for Upstart. Upstart's average media sentiment score of 0.96 beat Qfin's score of 0.09 indicating that Upstart is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Upstart 6 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive Qfin 2 Very Positive mention(s) 0 Positive mention(s) 7 Neutral mention(s) 3 Negative mention(s) 0 Very Negative mention(s) Neutral

Which has preferable valuation & earnings, QFIN or LC?

Qfin has higher revenue and earnings than LendingClub. Qfin is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Qfin $2.75B 0.40 $856.52M $4.16 2.18 LendingClub $1.03B 2.14 $135.68M $1.49 12.89

Is QFIN or LC more profitable?

Qfin has a net margin of 22.23% compared to LendingClub's net margin of 16.99%. Qfin's return on equity of 15.23% beat LendingClub's return on equity. Company Net Margins Return on Equity Return on Assets Qfin 22.23% 15.23% 6.60% LendingClub 16.99% 11.92% 1.55%

Does the media favor QFIN or LC?

In the previous week, Qfin had 11 more articles in the media than LendingClub. MarketBeat recorded 12 mentions for Qfin and 1 mentions for LendingClub. LendingClub's average media sentiment score of 0.91 beat Qfin's score of 0.09 indicating that LendingClub is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Qfin 2 Very Positive mention(s) 0 Positive mention(s) 7 Neutral mention(s) 3 Negative mention(s) 0 Very Negative mention(s) Neutral LendingClub 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Which has preferable earnings & valuation, QFIN or ECPG?

Qfin has higher revenue and earnings than Encore Capital Group. Qfin is trading at a lower price-to-earnings ratio than Encore Capital Group, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Qfin $2.75B 0.40 $856.52M $4.16 2.18 Encore Capital Group $1.77B 1.17 $256.83M $13.21 7.37

Does the media refer more to QFIN or ECPG?

In the previous week, Qfin had 5 more articles in the media than Encore Capital Group. MarketBeat recorded 12 mentions for Qfin and 7 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.65 beat Qfin's score of 0.09 indicating that Encore Capital Group is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Qfin 2 Very Positive mention(s) 0 Positive mention(s) 7 Neutral mention(s) 3 Negative mention(s) 0 Very Negative mention(s) Neutral Encore Capital Group 7 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive

Which has better earnings & valuation, QFIN or HAPN?

Qfin has higher revenue and earnings than Lendingclub. Qfin is trading at a lower price-to-earnings ratio than Lendingclub, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Qfin $2.75B 0.40 $856.52M $4.16 2.18 Lendingclub $998.85M 2.05 $135.68M $1.66 10.69

Is QFIN or HAPN more profitable?

Qfin has a net margin of 22.23% compared to Lendingclub's net margin of 18.67%. Qfin's return on equity of 15.23% beat Lendingclub's return on equity. Company Net Margins Return on Equity Return on Assets Qfin 22.23% 15.23% 6.60% Lendingclub 18.67% 12.92% 1.66%

Does the media favor QFIN or HAPN?

In the previous week, Qfin had 8 more articles in the media than Lendingclub. MarketBeat recorded 12 mentions for Qfin and 4 mentions for Lendingclub. Lendingclub's average media sentiment score of 0.66 beat Qfin's score of 0.09 indicating that Lendingclub is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Qfin 2 Very Positive mention(s) 0 Positive mention(s) 7 Neutral mention(s) 3 Negative mention(s) 0 Very Negative mention(s) Neutral Lendingclub 2 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Qfin (QFIN) Competitors

$9.06 +0.34 (+3.90%)

As of 09/4/2026 04:00 PM Eastern

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QFIN vs. BFH, UPST, LC, ECPG, and HAPN

Should you buy Qfin stock or one of its competitors? Qfin's main competitors and comparable companies include Bread Financial (BFH), Upstart (UPST), LendingClub (LC), Encore Capital Group (ECPG), and Lendingclub (HAPN). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Qfin compare to Bread Financial?

Qfin (NASDAQ:QFIN) and Bread Financial (NYSE:BFH) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, valuation, analyst recommendations, media sentiment, dividends, risk, institutional ownership and earnings.

In the previous week, Qfin had 2 more articles in the media than Bread Financial. MarketBeat recorded 12 mentions for Qfin and 10 mentions for Bread Financial. Bread Financial's average media sentiment score of 1.35 beat Qfin's score of 0.09 indicating that Bread Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Qfin	2 Very Positive mention(s)	0 Positive mention(s)	7 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Neutral
Bread Financial	7 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

74.8% of Qfin shares are owned by institutional investors. Comparatively, 99.5% of Bread Financial shares are owned by institutional investors. 17.1% of Qfin shares are owned by company insiders. Comparatively, 1.3% of Bread Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Qfin has a beta of 0.57, meaning that its stock price is 43% less volatile than the broader market. Comparatively, Bread Financial has a beta of 1.1, meaning that its stock price is 10% more volatile than the broader market.

Qfin pays an annual dividend of $1.54 per share and has a dividend yield of 17.0%. Bread Financial pays an annual dividend of $0.92 per share and has a dividend yield of 0.8%. Qfin pays out 37.0% of its earnings in the form of a dividend. Bread Financial pays out 7.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Qfin presently has a consensus price target of $12.29, indicating a potential upside of 35.63%. Bread Financial has a consensus price target of $112.08, indicating a potential upside of 1.24%. Given Qfin's higher probable upside, equities research analysts clearly believe Qfin is more favorable than Bread Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Qfin	4 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.63
Bread Financial	1 Sell rating(s)	5 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.60

Qfin has higher earnings, but lower revenue than Bread Financial. Qfin is trading at a lower price-to-earnings ratio than Bread Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Qfin	$2.75B	0.40	$856.52M	$4.16	2.18
Bread Financial	$4.70B	0.91	$518M	$12.82	8.63

Qfin has a net margin of 22.23% compared to Bread Financial's net margin of 11.95%. Bread Financial's return on equity of 18.42% beat Qfin's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Qfin	22.23%	15.23%	6.60%
Bread Financial	11.95%	18.42%	2.76%

Summary

Bread Financial beats Qfin on 12 of the 19 factors compared between the two stocks.

How does Qfin compare to Upstart?

Upstart (NASDAQ:UPST) and Qfin (NASDAQ:QFIN) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, dividends, institutional ownership, valuation, profitability and media sentiment.

Qfin has higher revenue and earnings than Upstart. Qfin is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Upstart	$1.04B	2.61	$53.60M	$0.49	57.24
Qfin	$2.75B	0.40	$856.52M	$4.16	2.18

63.0% of Upstart shares are owned by institutional investors. Comparatively, 74.8% of Qfin shares are owned by institutional investors. 17.3% of Upstart shares are owned by insiders. Comparatively, 17.1% of Qfin shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Qfin has a net margin of 22.23% compared to Upstart's net margin of 4.84%. Qfin's return on equity of 15.23% beat Upstart's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Upstart	4.84%	7.13%	1.82%
Qfin	22.23%	15.23%	6.60%

In the previous week, Qfin had 3 more articles in the media than Upstart. MarketBeat recorded 12 mentions for Qfin and 9 mentions for Upstart. Upstart's average media sentiment score of 0.96 beat Qfin's score of 0.09 indicating that Upstart is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Upstart	6 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Qfin	2 Very Positive mention(s)	0 Positive mention(s)	7 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Neutral

Upstart currently has a consensus price target of $44.40, indicating a potential upside of 58.29%. Qfin has a consensus price target of $12.29, indicating a potential upside of 35.63%. Given Upstart's stronger consensus rating and higher possible upside, equities research analysts clearly believe Upstart is more favorable than Qfin.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Upstart	2 Sell rating(s)	6 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.38
Qfin	4 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.63

Upstart has a beta of 2.16, meaning that its share price is 116% more volatile than the broader market. Comparatively, Qfin has a beta of 0.57, meaning that its share price is 43% less volatile than the broader market.

Summary

Upstart and Qfin tied by winning 8 of the 16 factors compared between the two stocks.

How does Qfin compare to LendingClub?

Qfin (NASDAQ:QFIN) and LendingClub (NYSE:LC) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their valuation, earnings, analyst recommendations, institutional ownership, dividends, profitability, media sentiment and risk.

Qfin has a beta of 0.57, meaning that its share price is 43% less volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, meaning that its share price is 98% more volatile than the broader market.

Qfin presently has a consensus target price of $12.29, indicating a potential upside of 35.63%. LendingClub has a consensus target price of $23.07, indicating a potential upside of 20.10%. Given Qfin's higher probable upside, equities analysts clearly believe Qfin is more favorable than LendingClub.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Qfin	4 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.63
LendingClub	0 Sell rating(s)	2 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.89

74.8% of Qfin shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 17.1% of Qfin shares are held by insiders. Comparatively, 3.2% of LendingClub shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

In the previous week, Qfin had 11 more articles in the media than LendingClub. MarketBeat recorded 12 mentions for Qfin and 1 mentions for LendingClub. LendingClub's average media sentiment score of 0.91 beat Qfin's score of 0.09 indicating that LendingClub is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Qfin	2 Very Positive mention(s)	0 Positive mention(s)	7 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Neutral
LendingClub	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Qfin has higher revenue and earnings than LendingClub. Qfin is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Qfin	$2.75B	0.40	$856.52M	$4.16	2.18
LendingClub	$1.03B	2.14	$135.68M	$1.49	12.89

Qfin has a net margin of 22.23% compared to LendingClub's net margin of 16.99%. Qfin's return on equity of 15.23% beat LendingClub's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Qfin	22.23%	15.23%	6.60%
LendingClub	16.99%	11.92%	1.55%

Summary

Qfin beats LendingClub on 10 of the 17 factors compared between the two stocks.

How does Qfin compare to Encore Capital Group?

Qfin (NASDAQ:QFIN) and Encore Capital Group (NASDAQ:ECPG) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, media sentiment, risk, valuation, dividends, analyst recommendations, earnings and institutional ownership.

Qfin has a beta of 0.57, suggesting that its stock price is 43% less volatile than the broader market. Comparatively, Encore Capital Group has a beta of 1.27, suggesting that its stock price is 27% more volatile than the broader market.

In the previous week, Qfin had 5 more articles in the media than Encore Capital Group. MarketBeat recorded 12 mentions for Qfin and 7 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.65 beat Qfin's score of 0.09 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Qfin	2 Very Positive mention(s)	0 Positive mention(s)	7 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Neutral
Encore Capital Group	7 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Qfin currently has a consensus target price of $12.29, indicating a potential upside of 35.63%. Encore Capital Group has a consensus target price of $89.75, indicating a potential downside of 7.76%. Given Qfin's higher probable upside, analysts plainly believe Qfin is more favorable than Encore Capital Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Qfin	4 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.63
Encore Capital Group	0 Sell rating(s)	0 Hold rating(s)	5 Buy rating(s)	1 Strong Buy rating(s)	3.17

Qfin has higher revenue and earnings than Encore Capital Group. Qfin is trading at a lower price-to-earnings ratio than Encore Capital Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Qfin	$2.75B	0.40	$856.52M	$4.16	2.18
Encore Capital Group	$1.77B	1.17	$256.83M	$13.21	7.37

Qfin has a net margin of 22.23% compared to Encore Capital Group's net margin of 15.86%. Encore Capital Group's return on equity of 29.83% beat Qfin's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Qfin	22.23%	15.23%	6.60%
Encore Capital Group	15.86%	29.83%	5.58%

74.8% of Qfin shares are held by institutional investors. 17.1% of Qfin shares are held by insiders. Comparatively, 3.0% of Encore Capital Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Summary

Encore Capital Group beats Qfin on 9 of the 17 factors compared between the two stocks.

How does Qfin compare to Lendingclub?

Qfin (NASDAQ:QFIN) and Lendingclub (NASDAQ:HAPN) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, analyst recommendations, valuation, risk, media sentiment and dividends.

Qfin currently has a consensus target price of $12.29, suggesting a potential upside of 35.63%. Lendingclub has a consensus target price of $25.00, suggesting a potential upside of 40.85%. Given Lendingclub's stronger consensus rating and higher possible upside, analysts clearly believe Lendingclub is more favorable than Qfin.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Qfin	4 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.63
Lendingclub	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

In the previous week, Qfin had 8 more articles in the media than Lendingclub. MarketBeat recorded 12 mentions for Qfin and 4 mentions for Lendingclub. Lendingclub's average media sentiment score of 0.66 beat Qfin's score of 0.09 indicating that Lendingclub is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Qfin	2 Very Positive mention(s)	0 Positive mention(s)	7 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Neutral
Lendingclub	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Qfin has higher revenue and earnings than Lendingclub. Qfin is trading at a lower price-to-earnings ratio than Lendingclub, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Qfin	$2.75B	0.40	$856.52M	$4.16	2.18
Lendingclub	$998.85M	2.05	$135.68M	$1.66	10.69

Qfin has a net margin of 22.23% compared to Lendingclub's net margin of 18.67%. Qfin's return on equity of 15.23% beat Lendingclub's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Qfin	22.23%	15.23%	6.60%
Lendingclub	18.67%	12.92%	1.66%

74.8% of Qfin shares are held by institutional investors. Comparatively, 74.1% of Lendingclub shares are held by institutional investors. 17.1% of Qfin shares are held by insiders. Comparatively, 3.3% of Lendingclub shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Qfin has a beta of 0.57, meaning that its stock price is 43% less volatile than the broader market. Comparatively, Lendingclub has a beta of 1.86, meaning that its stock price is 86% more volatile than the broader market.

Summary

Qfin beats Lendingclub on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding QFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

QFIN vs. The Competition

Export

Metric	Qfin	Consumer Finance Industry	Finance Sector	NASDAQ Exchange
Market Cap	$1.10B	$7.43B	$14.01B	$12.91B
Dividend Yield	17.00%	12.63%	5.89%	9.14%
P/E Ratio	2.18	9.31	26.18	25.43
Price / Sales	0.40	70.25	518.74	95.06
Price / Cash	1.48	11.74	30.84	35.62
Price / Book	0.37	2.70	2.80	6.39
Net Income	$856.52M	$442.63M	$1.32B	$358.69M
7 Day Performance	2.95%	-0.47%	3.84%	-0.14%
1 Month Performance	-30.41%	-2.00%	1.69%	0.94%
1 Year Performance	-68.51%	5.66%	11.19%	14.02%

Qfin Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
QFIN Qfin	4.9569 of 5 stars	$9.06 +3.9%	$12.29 +35.6%	-68.5%	$1.10B	$2.75B	2.18	3,557
BFH Bread Financial	3.7693 of 5 stars	$104.15 -1.5%	$112.08 +7.6%	+67.0%	$4.06B	$4.70B	8.12	6,000	Positive News
UPST Upstart	4.2552 of 5 stars	$28.68 -1.4%	$44.40 +54.8%	-58.1%	$2.83B	$1.04B	58.53	1,405	News Coverage Gap Down
LC LendingClub	3.3272 of 5 stars	$19.21 flat	$23.07 +20.1%	N/A	$2.22B	$1.03B	12.89	1,075
ECPG Encore Capital Group	2.8256 of 5 stars	$97.01 -2.0%	$89.75 -7.5%	+118.9%	$2.10B	$1.77B	7.34	7,350	Positive News

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This page (NASDAQ:QFIN) was last updated on 9/6/2026 by MarketBeat.com Staff.

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Qfin (QFIN) Competitors

QFIN vs. BFH, UPST, LC, ECPG, and HAPN

How does Qfin compare to Bread Financial?

Summary

How does Qfin compare to Upstart?

Summary

How does Qfin compare to LendingClub?

Summary

How does Qfin compare to Encore Capital Group?

Summary

How does Qfin compare to Lendingclub?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

QFIN vs. The Competition

Qfin Competitors List

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Stock Ideas and Recommendations

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Qfin (QFIN) Competitors

QFIN vs. BFH, UPST, LC, ECPG, and HAPN

How does Qfin compare to Bread Financial?

Does the media favor QFIN or BFH?

Do insiders and institutionals hold more shares of QFIN or BFH?

Which has more risk and volatility, QFIN or BFH?

Is QFIN or BFH a better dividend stock?

Do analysts rate QFIN or BFH?

Which has preferable valuation and earnings, QFIN or BFH?

Is QFIN or BFH more profitable?

Summary

How does Qfin compare to Upstart?

Which has preferable valuation and earnings, UPST or QFIN?

Do institutionals and insiders have more ownership in UPST or QFIN?

Is UPST or QFIN more profitable?

Does the media prefer UPST or QFIN?

Do analysts prefer UPST or QFIN?

Which has more risk & volatility, UPST or QFIN?

Summary

How does Qfin compare to LendingClub?

Which has more volatility & risk, QFIN or LC?

Do analysts rate QFIN or LC?

Do institutionals & insiders hold more shares of QFIN or LC?

Does the media favor QFIN or LC?

Which has preferable valuation & earnings, QFIN or LC?

Is QFIN or LC more profitable?

Summary

How does Qfin compare to Encore Capital Group?

Which has more risk and volatility, QFIN or ECPG?

Does the media refer more to QFIN or ECPG?

Do analysts prefer QFIN or ECPG?

Which has preferable earnings & valuation, QFIN or ECPG?

Is QFIN or ECPG more profitable?

Do institutionals & insiders hold more shares of QFIN or ECPG?

Summary

How does Qfin compare to Lendingclub?

Do analysts recommend QFIN or HAPN?

Does the media favor QFIN or HAPN?

Which has better earnings & valuation, QFIN or HAPN?

Is QFIN or HAPN more profitable?

Do insiders and institutionals hold more shares of QFIN or HAPN?

Which has more volatility and risk, QFIN or HAPN?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

QFIN vs. The Competition

Qfin Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools