Banco De Chile (BCH) Stock Price, News & Analysis

Company Overview

Banco de Chile (NYSE: BCH) is a leading Chilean financial institution headquartered in Santiago. Founded in 1893, the bank is one of the country’s oldest and most established banking groups, serving a broad spectrum of individual, corporate and institutional clients. It is publicly listed and operates under Chilean banking regulations while participating in international capital markets.

The bank’s core businesses include retail banking, commercial and corporate banking, and investment banking. Product offerings encompass deposit accounts, consumer and mortgage loans, credit cards, payment services and personal wealth management for individual customers. For corporate and institutional clients, Banco de Chile provides working capital and term lending, trade finance, cash management, corporate treasury services, and advisory and capital markets solutions.

Banco de Chile primarily serves clients across Chile through an extensive branch and automated service network combined with digital banking platforms designed for both retail and business users. In addition to its domestic focus, the bank maintains an international presence through correspondent banking relationships and operations that support cross-border trade, foreign exchange and investment banking activity for multinational clients and Chilean companies with overseas exposure.

Complementary services include asset management, fiduciary services and insurance distribution, delivered either directly or through affiliated entities. The institution’s long history and diversified business mix position it as a central participant in Chile’s financial system, catering to everyday banking needs as well as more complex corporate and capital market requirements.

Key Stats

• Today's Range: $36.81 to $38.24
• 50-Day Range: $34.91 to $41.58
• 52-Week Range: $27.08 to $46.77
• Volume: 231,177 shs
• Average Volume: 331,013 shs
• Market Capitalization: $19.08 billion
• P/E Ratio: 15.61
• Dividend Yield: 4.37%
• Price Target: $40.00
• Consensus Rating: Reduce

Banco De Chile Stock Analysis - MarketRank™

Banco De Chile scored higher than 59% of companies evaluated by MarketBeat, and ranked 564th out of 881 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.8 / 5
• Analyst Rating: Reduce

Consensus Rating

Banco De Chile has received a consensus rating of Reduce. The company's average rating score is 1.80, and is based on no strong buy ratings, no buy ratings, 4 hold ratings, and 1 sell rating.

Upside/Downside

The consensus price target for Banco De Chile is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Banco De Chile has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 12.14%

Earnings Growth

Earnings for Banco De Chile are expected to grow by 12.14% in the coming year, from $2.80 to $3.14 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Banco De Chile is 15.61, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.59.

Price to Earnings Ratio vs. Sector

The P/E ratio of Banco De Chile is 15.61, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.94.

Price to Book Value per Share Ratio

Banco De Chile has a P/B Ratio of 3.17. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.19% of the float of Banco De Chile has been sold short.

Short Interest Ratio / Days to Cover

Banco De Chile has a short interest ratio ("days to cover") of 1.61, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Banco De Chile has recently increased by 74.17%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Banco De Chile is a leading dividend payer. It pays a dividend yield of 4.56%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Banco De Chile does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Banco De Chile is 68.18%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Banco De Chile will have a dividend payout ratio of 52.55% next year. This indicates that Banco De Chile will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.50

News Sentiment

Banco De Chile has a news sentiment score of 0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.61 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Banco De Chile this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.2 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Banco De Chile insiders have not sold or bought any company stock.

Percentage Held by Insiders

5.93% of the stock of Banco De Chile is held by insiders.

Percentage Held by Institutions

1.24% of the stock of Banco De Chile is held by institutions.

Company Calendar

• Record date for 4/13 Dividend: 3/30/2026
• Ex-Dividend for 4/13 Dividend: 3/30/2026
• Last Earnings: 3/31/2026
• Dividend Payable: 4/13/2026
• Today: 5/21/2026
• Next Earnings (Estimated): 7/30/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - FOREIGN
• Sub-Industry: Banking
• Current Symbol: NYSE:BCH
• CIK: 1161125
• Web: www.bancochile.com
• Phone: (622) 637-1111
• Fax: N/A
• Employees: 11,156
• Year Founded: 1893

Price Target and Rating

• Average Price Target for Banco De Chile: $40.00
• High Price Target: $48.00
• Low Price Target: $36.00
• Potential Upside/Downside: +5.9%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.80
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.42
• Trailing P/E Ratio: 15.61
• Forward P/E Ratio: 13.49
• P/E Growth: N/A
• Net Income: $1.30 billion
• Net Margins: 29.95%
• Pretax Margin: 39.80%
• Return on Equity: 19.47%
• Return on Assets: 2.09%

Debt

• Debt-to-Equity Ratio: 2.00
• Current Ratio: 1.49
• Quick Ratio: 1.49

Sales & Book Value

• Annual Sales: $3.89 billion
• Price / Sales: 4.90
• Cash Flow: $2.82 per share
• Price / Cash Flow: 13.42
• Book Value: $11.90 per share
• Price / Book: 3.17

Miscellaneous

• Outstanding Shares: 505,080,000
• Free Float: 475,133,000
• Market Cap: $19.08 billion
• Optionable: Optionable
• Beta: 0.24