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Chime Financial (CHYM) Stock Forecast & Price Target

Chime Financial logo
$17.76 +0.10 (+0.54%)
As of 01:09 PM Eastern
This is a fair market value price provided by Massive. Learn more.

Chime Financial - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Sell
1
Hold
4
Buy
17

Based on 22 Wall Street analysts who have issued ratings for Chime Financial in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 22 analysts, 1 has given a sell rating, 4 have given a hold rating, 13 have given a buy rating, and 4 have given a strong buy rating for CHYM.

Consensus Price Target

$31.65
78.16% Upside
According to the 22 analysts' twelve-month price targets for Chime Financial, the average price target is $31.65. The highest price target for CHYM is $40.00, while the lowest price target for CHYM is $17.00. The average price target represents a forecasted upside of 78.16% from the current price of $17.77.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
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CHYM Analyst Ratings Over Time

TypeCurrent Forecast
5/21/25 to 5/21/26
1 Month Ago
4/21/25 to 4/21/26
3 Months Ago
2/20/25 to 2/20/26
1 Year Ago
5/21/24 to 5/21/25
Strong Buy
4 Strong Buy rating(s)
4 Strong Buy rating(s)
1 Strong Buy rating(s)
N/A
Buy
13 Buy rating(s)
13 Buy rating(s)
11 Buy rating(s)
N/A
Hold
4 Hold rating(s)
4 Hold rating(s)
5 Hold rating(s)
N/A
Sell
1 Sell rating(s)
1 Sell rating(s)
1 Sell rating(s)
N/A
Consensus Price Target$31.65$31.58$32.24N/A
Forecasted Upside78.16% Upside34.78% Upside54.16% UpsideN/A
Consensus RatingModerate BuyModerate BuyModerate BuyN/A

CHYM Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
Skip Chart & View Analyst Rating History

CHYM Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

Chime Financial Stock vs. The Competition

TypeChime FinancialFinancial Services CompaniesBroader Market
Consensus Rating Score
2.91
2.08
2.52
Consensus RatingModerate BuyHoldModerate Buy
Predicted Upside77.11% Upside90.67% Upside16.84% Upside
News Sentiment Rating
Positive News

See Recent CHYM News
Positive News
Positive News
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
5/11/2026
Joseph Vafi
Joseph Vafi
5 of 5 stars
Reiterated RatingBuy$40.00+117.16%
5/7/2026
Cassie Chan
Cassie Chan
Not Rated
Boost TargetOverweight$25.00 ➝ $28.00+40.51%
4/22/2026
Andrew Bauch
Andrew Bauch
Not Rated
Initiated CoverageOutperform$30.00+28.04%
4/14/2026 UpgradeStrong-Buy
4/13/2026UpgradeNeutralBuy$33.00 ➝ $27.00+37.68%
3/4/2026Initiated CoverageOverweight$30.00+31.69%
2/26/2026UpgradeModerate BuyStrong-Buy
2/26/2026Boost TargetNeutral$24.00 ➝ $27.00+15.19%
1/26/2026 UpgradeHold
1/6/2026Boost TargetBuy$27.00 ➝ $30.00+11.44%
12/11/2025Initiated CoverageBuy$35.00+32.08%
11/6/2025Lower TargetOverweight$40.00 ➝ $34.00+87.95%
11/6/2025Lower TargetOverweight$35.00 ➝ $30.00+64.65%
11/3/2025Initiated CoverageHold$17.00-0.99%
11/3/2025Set Target$17.00-0.99%
10/8/2025 Reiterated RatingSell (D-)
9/30/2025 UpgradeStrong-Buy
9/30/2025 Reiterated RatingOutperform
7/17/2025Initiated CoverageHold$35.00+11.29%
7/7/2025Initiated CoverageOverweight$39.00+24.52%
7/7/2025Initiated CoverageOutperform$38.00+21.33%
7/7/2025Initiated CoverageOverweight$40.00+27.71%
7/7/2025Initiated CoverageOutperform$38.00+21.33%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Thursday at 01:09 PM ET.


CHYM Forecast - Frequently Asked Questions

According to the research reports of 22 Wall Street equities research analysts, the average twelve-month stock price forecast for Chime Financial is $31.65, with a high forecast of $40.00 and a low forecast of $17.00.

22 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Chime Financial in the last year. There is currently 1 sell rating, 4 hold ratings, 13 buy ratings and 4 strong buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "moderate buy" CHYM shares.

According to analysts, Chime Financial's stock has a predicted upside of 78.16% based on their 12-month stock forecasts.

Over the previous 90 days, Chime Financial's stock had 4 upgrades by analysts.

Chime Financial has been rated by research analysts at BMO Capital Markets, Canaccord Genuity Group, Compass Point, Keefe, Bruyette & Woods, KeyCorp, Texas Capital, UBS Group, and Wells Fargo & Company in the past 90 days.

Analysts like Chime Financial more than other "financial services" companies. The consensus rating for Chime Financial is Moderate Buy while the average consensus rating for "financial services" companies is Hold. Learn more on how CHYM compares to other companies.


This page (NASDAQ:CHYM) was last updated on 5/21/2026 by MarketBeat.com Staff.
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