Credicorp (BAP) Competitors

Credicorp (NYSE:BAP) and Mizuho Financial Group (NYSE:MFG) are both large-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, dividends, valuation, profitability, media sentiment and institutional ownership.

Do insiders and institutionals hold more shares of BAP or MFG?

89.8% of Credicorp shares are owned by institutional investors. Comparatively, 3.3% of Mizuho Financial Group shares are owned by institutional investors. 15.9% of Credicorp shares are owned by company insiders. Comparatively, 0.0% of Mizuho Financial Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Does the media favor BAP or MFG?

In the previous week, Credicorp had 10 more articles in the media than Mizuho Financial Group. MarketBeat recorded 11 mentions for Credicorp and 1 mentions for Mizuho Financial Group. Credicorp's average media sentiment score of 1.01 beat Mizuho Financial Group's score of 0.77 indicating that Credicorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Credicorp	6 Very Positive mention(s)	3 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Mizuho Financial Group	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has stronger earnings & valuation, BAP or MFG?

Mizuho Financial Group has higher revenue and earnings than Credicorp. Mizuho Financial Group is trading at a lower price-to-earnings ratio than Credicorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credicorp	$7.00B	2.58	$1.47B	$18.39	12.36
Mizuho Financial Group	$59.30B	1.19	$3.92B	$0.47	11.87

Do analysts recommend BAP or MFG?

Credicorp presently has a consensus price target of $211.00, indicating a potential downside of 7.15%. Given Credicorp's stronger consensus rating and higher probable upside, equities research analysts clearly believe Credicorp is more favorable than Mizuho Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credicorp	1 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.25
Mizuho Financial Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has more volatility & risk, BAP or MFG?

Credicorp has a beta of 1.05, meaning that its stock price is 5% more volatile than the S&P 500. Comparatively, Mizuho Financial Group has a beta of 0.38, meaning that its stock price is 62% less volatile than the S&P 500.

Is BAP or MFG a better dividend stock?

Credicorp pays an annual dividend of $11.01 per share and has a dividend yield of 4.8%. Mizuho Financial Group pays an annual dividend of $0.15 per share and has a dividend yield of 2.7%. Credicorp pays out 59.9% of its earnings in the form of a dividend. Mizuho Financial Group pays out 31.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Credicorp has increased its dividend for 3 consecutive years. Credicorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is BAP or MFG more profitable?

Credicorp has a net margin of 20.94% compared to Mizuho Financial Group's net margin of 9.81%. Credicorp's return on equity of 16.25% beat Mizuho Financial Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credicorp	20.94%	16.25%	2.21%
Mizuho Financial Group	9.81%	10.37%	0.39%

Summary

Credicorp beats Mizuho Financial Group on 16 of the 19 factors compared between the two stocks.