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UWM (UWMC) Competitors

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$2.16 -0.01 (-0.23%)
Closing price 07/2/2026 03:59 PM Eastern
Extended Trading
$2.16 0.00 (0.00%)
As of 07/2/2026 07:57 PM Eastern
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UWMC vs. PFSI, RKT, HUT, ALLY, and CIFR

Should you buy UWM stock or one of its competitors? MarketBeat compares UWM with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with UWM include PennyMac Financial Services (PFSI), Rocket Companies (RKT), Hut 8 (HUT), Ally Financial (ALLY), and Cipher Mining (CIFR). These companies are all part of the "banking" industry.

How does UWM compare to PennyMac Financial Services?

UWM (NYSE:UWMC) and PennyMac Financial Services (NYSE:PFSI) are both mid-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, media sentiment, dividends, profitability, institutional ownership, analyst recommendations, risk and valuation.

PennyMac Financial Services has a net margin of 23.47% compared to UWM's net margin of 1.92%. UWM's return on equity of 19.01% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
UWM1.92% 19.01% 1.85%
PennyMac Financial Services 23.47%10.93%1.66%

PennyMac Financial Services has lower revenue, but higher earnings than UWM. UWM is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
UWM$3.16B1.10$27.38M$0.278.02
PennyMac Financial Services$2.05B2.12$501.08M$9.418.88

53.6% of UWM shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 80.3% of UWM shares are owned by company insiders. Comparatively, 15.8% of PennyMac Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

In the previous week, PennyMac Financial Services had 8 more articles in the media than UWM. MarketBeat recorded 9 mentions for PennyMac Financial Services and 1 mentions for UWM. UWM's average media sentiment score of 0.80 beat PennyMac Financial Services' score of 0.24 indicating that UWM is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
UWM
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PennyMac Financial Services
3 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

UWM pays an annual dividend of $0.40 per share and has a dividend yield of 18.5%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.4%. UWM pays out 148.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services pays out 12.8% of its earnings in the form of a dividend. PennyMac Financial Services has raised its dividend for 1 consecutive years.

UWM currently has a consensus target price of $4.99, suggesting a potential upside of 130.48%. PennyMac Financial Services has a consensus target price of $116.38, suggesting a potential upside of 39.31%. Given UWM's higher possible upside, research analysts clearly believe UWM is more favorable than PennyMac Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
UWM
1 Sell rating(s)
7 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.25
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40

UWM has a beta of 1.76, suggesting that its stock price is 76% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.44, suggesting that its stock price is 44% more volatile than the broader market.

Summary

PennyMac Financial Services beats UWM on 11 of the 19 factors compared between the two stocks.

How does UWM compare to Rocket Companies?

UWM (NYSE:UWMC) and Rocket Companies (NYSE:RKT) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, dividends, valuation, earnings, analyst recommendations, media sentiment, risk and institutional ownership.

UWM has a beta of 1.76, meaning that its stock price is 76% more volatile than the broader market. Comparatively, Rocket Companies has a beta of 2.16, meaning that its stock price is 116% more volatile than the broader market.

Rocket Companies has a net margin of 2.78% compared to UWM's net margin of 1.92%. UWM's return on equity of 19.01% beat Rocket Companies' return on equity.

Company Net Margins Return on Equity Return on Assets
UWM1.92% 19.01% 1.85%
Rocket Companies 2.78%4.30%1.46%

UWM presently has a consensus price target of $4.99, indicating a potential upside of 130.48%. Rocket Companies has a consensus price target of $20.87, indicating a potential upside of 32.71%. Given UWM's higher probable upside, analysts plainly believe UWM is more favorable than Rocket Companies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
UWM
1 Sell rating(s)
7 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.25
Rocket Companies
0 Sell rating(s)
10 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
2.53

UWM has higher earnings, but lower revenue than Rocket Companies. UWM is trading at a lower price-to-earnings ratio than Rocket Companies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
UWM$3.16B1.10$27.38M$0.278.02
Rocket Companies$6.70B6.64-$68M$0.05314.46

53.6% of UWM shares are owned by institutional investors. Comparatively, 4.6% of Rocket Companies shares are owned by institutional investors. 80.3% of UWM shares are owned by insiders. Comparatively, 57.7% of Rocket Companies shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

In the previous week, Rocket Companies had 6 more articles in the media than UWM. MarketBeat recorded 7 mentions for Rocket Companies and 1 mentions for UWM. UWM's average media sentiment score of 0.80 beat Rocket Companies' score of 0.66 indicating that UWM is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
UWM
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Rocket Companies
2 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Rocket Companies beats UWM on 9 of the 17 factors compared between the two stocks.

How does UWM compare to Hut 8?

Hut 8 (NASDAQ:HUT) and UWM (NYSE:UWMC) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, risk, media sentiment, valuation, dividends and profitability.

UWM has a net margin of 1.92% compared to Hut 8's net margin of -109.77%. UWM's return on equity of 19.01% beat Hut 8's return on equity.

Company Net Margins Return on Equity Return on Assets
Hut 8-109.77% -0.35% -0.22%
UWM 1.92%19.01%1.85%

Hut 8 has a beta of 4.62, suggesting that its stock price is 362% more volatile than the broader market. Comparatively, UWM has a beta of 1.76, suggesting that its stock price is 76% more volatile than the broader market.

Hut 8 currently has a consensus price target of $115.79, suggesting a potential upside of 19.20%. UWM has a consensus price target of $4.99, suggesting a potential upside of 130.48%. Given UWM's higher probable upside, analysts clearly believe UWM is more favorable than Hut 8.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Hut 8
1 Sell rating(s)
0 Hold rating(s)
17 Buy rating(s)
0 Strong Buy rating(s)
2.89
UWM
1 Sell rating(s)
7 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.25

31.8% of Hut 8 shares are held by institutional investors. Comparatively, 53.6% of UWM shares are held by institutional investors. 10.4% of Hut 8 shares are held by company insiders. Comparatively, 80.3% of UWM shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

UWM has higher revenue and earnings than Hut 8. Hut 8 is trading at a lower price-to-earnings ratio than UWM, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Hut 8$235.12M46.52-$226.15M-$3.00N/A
UWM$3.16B1.10$27.38M$0.278.02

In the previous week, Hut 8 had 12 more articles in the media than UWM. MarketBeat recorded 13 mentions for Hut 8 and 1 mentions for UWM. Hut 8's average media sentiment score of 0.95 beat UWM's score of 0.80 indicating that Hut 8 is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Hut 8
9 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
UWM
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

UWM beats Hut 8 on 10 of the 16 factors compared between the two stocks.

How does UWM compare to Ally Financial?

Ally Financial (NYSE:ALLY) and UWM (NYSE:UWMC) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, earnings, institutional ownership, profitability, valuation, analyst recommendations, risk and dividends.

Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 2.7%. UWM pays an annual dividend of $0.40 per share and has a dividend yield of 18.5%. Ally Financial pays out 29.3% of its earnings in the form of a dividend. UWM pays out 148.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

In the previous week, Ally Financial had 4 more articles in the media than UWM. MarketBeat recorded 5 mentions for Ally Financial and 1 mentions for UWM. Ally Financial's average media sentiment score of 1.09 beat UWM's score of 0.80 indicating that Ally Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Ally Financial
2 Very Positive mention(s)
3 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
UWM
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Ally Financial presently has a consensus target price of $53.50, suggesting a potential upside of 18.36%. UWM has a consensus target price of $4.99, suggesting a potential upside of 130.48%. Given UWM's higher possible upside, analysts clearly believe UWM is more favorable than Ally Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88
UWM
1 Sell rating(s)
7 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.25

88.8% of Ally Financial shares are held by institutional investors. Comparatively, 53.6% of UWM shares are held by institutional investors. 0.5% of Ally Financial shares are held by company insiders. Comparatively, 80.3% of UWM shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Ally Financial has a beta of 1.09, suggesting that its stock price is 9% more volatile than the broader market. Comparatively, UWM has a beta of 1.76, suggesting that its stock price is 76% more volatile than the broader market.

Ally Financial has a net margin of 16.47% compared to UWM's net margin of 1.92%. UWM's return on equity of 19.01% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Ally Financial16.47% 11.41% 0.76%
UWM 1.92%19.01%1.85%

Ally Financial has higher revenue and earnings than UWM. UWM is trading at a lower price-to-earnings ratio than Ally Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ally Financial$9.37B1.48$852M$4.1011.02
UWM$3.16B1.10$27.38M$0.278.02

Summary

Ally Financial beats UWM on 12 of the 18 factors compared between the two stocks.

How does UWM compare to Cipher Mining?

UWM (NYSE:UWMC) and Cipher Mining (NASDAQ:CIFR) are both mid-cap banking companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, earnings, media sentiment, institutional ownership, profitability and dividends.

UWM has a beta of 1.76, meaning that its stock price is 76% more volatile than the broader market. Comparatively, Cipher Mining has a beta of 3.18, meaning that its stock price is 218% more volatile than the broader market.

53.6% of UWM shares are held by institutional investors. Comparatively, 12.3% of Cipher Mining shares are held by institutional investors. 80.3% of UWM shares are held by company insiders. Comparatively, 2.6% of Cipher Mining shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

UWM has a net margin of 1.92% compared to Cipher Mining's net margin of -427.79%. UWM's return on equity of 19.01% beat Cipher Mining's return on equity.

Company Net Margins Return on Equity Return on Assets
UWM1.92% 19.01% 1.85%
Cipher Mining -427.79%-117.65%-24.68%

UWM has higher revenue and earnings than Cipher Mining. Cipher Mining is trading at a lower price-to-earnings ratio than UWM, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
UWM$3.16B1.10$27.38M$0.278.02
Cipher Mining$223.94M36.61-$822.24M-$2.33N/A

In the previous week, Cipher Mining had 3 more articles in the media than UWM. MarketBeat recorded 4 mentions for Cipher Mining and 1 mentions for UWM. UWM's average media sentiment score of 0.80 beat Cipher Mining's score of 0.50 indicating that UWM is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
UWM
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Cipher Mining
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

UWM presently has a consensus price target of $4.99, suggesting a potential upside of 130.48%. Cipher Mining has a consensus price target of $28.31, suggesting a potential upside of 41.28%. Given UWM's higher possible upside, equities analysts clearly believe UWM is more favorable than Cipher Mining.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
UWM
1 Sell rating(s)
7 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.25
Cipher Mining
1 Sell rating(s)
2 Hold rating(s)
15 Buy rating(s)
1 Strong Buy rating(s)
2.84

Summary

UWM beats Cipher Mining on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UWMC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UWMC vs. The Competition

MetricUWMFIN IndustryFinance SectorNYSE Exchange
Market Cap$3.47B$5.19B$14.09B$23.53B
Dividend Yield18.43%7.01%5.67%3.98%
P/E Ratio8.0285.5720.5931.55
Price / Sales1.101.7842.4921.06
Price / Cash13.9012.9319.4525.36
Price / Book2.172.102.274.81
Net Income$27.38M$1.63B$1.14B$1.07B
7 Day Performance-0.78%2.70%0.65%0.56%
1 Month Performance-15.92%6.29%2.37%4.54%
1 Year Performance-49.30%-7.86%12.01%18.23%

UWM Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UWMC
UWM
4.8108 of 5 stars
$2.17
-0.2%
$4.99
+130.5%
-49.3%$3.47B$3.16B8.029,100
PFSI
PennyMac Financial Services
4.9298 of 5 stars
$79.83
-3.1%
$117.13
+46.7%
-18.4%$4.28B$2.05B8.484,900
RKT
Rocket Companies
3.8854 of 5 stars
$13.37
-7.3%
$20.93
+56.5%
+10.4%$40.80B$6.70B267.3823,500
HUT
Hut 8
3.7601 of 5 stars
$121.04
-2.7%
$113.95
-5.9%
+341.9%$14.01B$235.12MN/A219
ALLY
Ally Financial
4.9698 of 5 stars
$45.61
+0.3%
$54.14
+18.7%
+9.7%$13.94B$7.91B11.1310,300

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This page (NYSE:UWMC) was last updated on 7/5/2026 by MarketBeat.com Staff.
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