NYSE:PFSI PennyMac Financial Services (PFSI) Stock Price, News & Analysis $60.15 -1.04 (-1.70%) As of 02:56 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About PennyMac Financial Services Stock (NYSE:PFSI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get PFSI alerts:Sign Up Key Stats Today's Range$59.70▼$62.1750-Day Range$57.82▼$79.5552-Week Range$57.52▼$160.36Volume338,539 shsAverage Volume672,233 shsMarket Capitalization$3.13 billionP/E Ratio8.27Dividend Yield1.99%Price Target$100.00Consensus RatingHold Company Overview PennyMac Financial Services, Inc. (NYSE:PFSI) is a financial services company focused on the U.S. residential mortgage market. Through its operating subsidiaries, the company originates, acquires, services and manages investments in residential mortgage loans and related assets. PennyMac’s business includes mortgage loan production through correspondent and consumer-direct channels, mortgage servicing and loan administration, and investment management activities. Its services support homeowners, mortgage originators and institutional investors across the residential lending lifecycle, including loan fulfillment, servicing and asset management. The company was established in 2008 and serves customers and business partners throughout the United States. PennyMac Financial Services is led by David Spector, who serves as chairman and chief executive officer. Its operations are closely associated with PennyMac Loan Services and PennyMac Mortgage Investment Trust, a separately traded mortgage real estate investment trust managed by an affiliate.AI Generated. May Contain Errors. Read More PennyMac Financial Services Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks97th Percentile Overall ScorePFSI MarketRank™: 4.84546165884 of 5 starsPennyMac Financial Services scored higher than 97% of companies evaluated by MarketBeat, and ranked 68th out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion4.1 / 5Analyst RatingHold Consensus RatingPennyMac Financial Services has received a consensus rating of Hold. The company's average rating score is 2.20, and is based on no strong buy ratings, 4 buy ratings, 4 hold ratings, and 2 sell ratings.Upside PotentialPennyMac Financial Services has a consensus price target of $100.00, representing about 65.5% upside from its current price of $60.43.Amount of Analyst CoveragePennyMac Financial Services has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about PennyMac Financial Services' stock forecast and price target. Earnings and Valuation5.0 / 5Proj. Earnings Growth49.79% Earnings GrowthEarnings for PennyMac Financial Services are expected to grow by 49.79% in the coming year, from $7.09 to $10.62 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of PennyMac Financial Services is 8.28, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.71.Price to Earnings Ratio vs. SectorThe P/E ratio of PennyMac Financial Services is 8.28, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.71.Price to Earnings Growth RatioPennyMac Financial Services has a PEG Ratio of 0.57. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioPennyMac Financial Services has a P/B Ratio of 0.73. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about PennyMac Financial Services' valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted7.52% of the float of PennyMac Financial Services has been sold short.Short Interest Ratio / Days to CoverPennyMac Financial Services has a short interest ratio ("days to cover") of 5.29.Change versus previous monthShort interest in PennyMac Financial Services has recently increased by 10.76%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldPennyMac Financial Services pays a meaningful dividend of 2.02%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthPennyMac Financial Services has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of PennyMac Financial Services is 16.48%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, PennyMac Financial Services will have a dividend payout ratio of 11.30% next year. This indicates that PennyMac Financial Services will be able to sustain or increase its dividend.Read more about PennyMac Financial Services' dividend. News and Social Media1.6 / 5News Sentiment-0.49 News SentimentPennyMac Financial Services has a news sentiment score of -0.49. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.67 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for PennyMac Financial Services this week, compared to 6 articles on an average week.Search InterestOnly 1 people have searched for PFSI on MarketBeat in the last 30 days. This is a decrease of -75% compared to the previous 30 days.MarketBeat Follows1 people have added PennyMac Financial Services to their MarketBeat watchlist in the last 30 days. Company Ownership1.2 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, PennyMac Financial Services insiders have not sold or bought any company stock.Percentage Held by Insiders15.20% of the stock of PennyMac Financial Services is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions57.87% of the stock of PennyMac Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about PennyMac Financial Services' insider trading history. Receive PFSI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for PennyMac Financial Services and its competitors with MarketBeat's FREE daily newsletter. 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PFSI Stock News HeadlinesPFSI - PennyMac Financial Services, Inc.October 14 at 1:26 PM | seekingalpha.comBTIG Research Issues Pessimistic Forecast for PennyMac Financial Services (NYSE:PFSI) Stock PriceOctober 12, 2026 | americanbankingnews.comWhy Some AI Stocks Already Surged Over 300 PercentJason Bodner's system flagged Nvidia before a 7000 percent run, Super Micro Computer before a 2600 percent run, and Vertiv before a 1900 percent run. Now he's tracking a radical light-speed technology that could make AI 100 times faster and 100 times more energy efficient. Stocks tied to it have already climbed 133 percent, 217 percent, and 320 percent.October 16 at 1:00 AM | Brownstone Research (Ad)Unpacking Q2 Earnings: PennyMac Financial Services (NYSE:PFSI) In The Context Of Other Thrifts & Mortgage Finance StocksOctober 9, 2026 | finance.yahoo.comPennyMac Financial Services, Inc. Announces Date for Release of Third Quarter 2026 ResultsOctober 8, 2026 | businesswire.comPennymac Financial Services, Inc. Completes Deployment of Vantagescore 4.0 Across Its Entire Production PlatformOctober 7, 2026 | marketscreener.comMRosen Law Firm Encourages PennyMac Financial Services, Inc. Investors to Inquire About Securities Class Action Investigation - PFSIOctober 7, 2026 | prnewswire.comPennyMac Financial Services, Inc. (NYSE:PFSI) Stock Has Average Price Target of $103.12 According to BrokeragesOctober 7, 2026 | americanbankingnews.comSee More Headlines PFSI Stock Analysis - Frequently Asked Questions How have PFSI shares performed this year? PennyMac Financial Services' stock was trading at $131.96 at the start of the year. Since then, PFSI stock has decreased by 54.2% and is now trading at $60.4260. How were PennyMac Financial Services' earnings last quarter? PennyMac Financial Services, Inc. (NYSE:PFSI) announced its quarterly earnings results on Wednesday, July, 29th. The real estate investment trust reported $1.39 earnings per share for the quarter, missing the consensus estimate of $2.11 by $0.72. The company's revenue was up 11.8% compared to the same quarter last year. Read the conference call transcript. Who are PennyMac Financial Services' major shareholders? PennyMac Financial Services' top institutional investors include Versant Capital Management Inc and GAMMA Investing LLC. Insiders that own company stock include Doug Jones, Daniel Stanley Perotti, Joseph F Mazzella, David Spector, Gregory L Hendry, Patrick Kinsella, William Herbert Chang, Derek Stark, Steven Richard Bailey, James Follette, Abbie Tidmore, Mark Elbaum and Anne Mccallion. View institutional ownership trends. How do I buy shares of PennyMac Financial Services? Shares of PFSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of PennyMac Financial Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that PennyMac Financial Services investors own include Advanced Micro Devices (AMD), NVIDIA (NVDA), PayPal (PYPL), Block (XYZ), Tesla (TSLA), Alibaba Group (BABA) and Salesforce (CRM). Company Calendar Last Earnings7/29/2026Record date for 8/27 Dividend8/17/2026Ex-Dividend for 8/27 Dividend8/17/2026Dividend Payable8/27/2026Today10/16/2026Next Earnings (Confirmed)10/29/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Red Zone (8m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 PFSI's financial health is in the Red zone, according to TradeSmith. PFSI has been in this zone for over 8 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Financial Services Sub-IndustryCommercial & Residential Mortgage Finance Current SymbolNYSE:PFSI CIK1745916 Webwww.pennymac.com Phone(818) 224-7442FaxN/AEmployees4,900Year Founded2008Price Target and Rating Average Price Target for PennyMac Financial Services$100.00 High Price Target$160.00 Low Price Target$71.00 Potential Upside/Downside+66.0%Consensus RatingHold Rating Score (0-4)2.20 Research Coverage10 Analysts Profitability EPS (Trailing Twelve Months)$7.28 Trailing P/E Ratio8.27 Forward P/E Ratio8.49 P/E Growth0.57Net Income$501.08 million Net Margins17.74% Pretax Margin22.91% Return on Equity11.18% Return on Assets1.65% Debt Debt-to-Equity Ratio3.22 Current Ratio0.38 Quick Ratio0.38 Sales & Book Value Annual Sales$4.36 billion Price / Sales0.72 Cash Flow$10.46 per share Price / Cash Flow5.76 Book Value$82.77 per share Price / Book0.73Miscellaneous Outstanding Shares51,952,000Free Float44,055,000Market Cap$3.13 billion OptionableOptionable Beta1.45 Social Links The 10 Best High-Yield Dividend Stocks for 2026Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.Get This Free Report This page (NYSE:PFSI) was last updated on 10/16/2026 by MarketBeat.com Staff. 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