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PennyMac Financial Services (PFSI) Competitors

PennyMac Financial Services logo
$65.62 +0.36 (+0.55%)
Closing price 09/25/2026 03:59 PM Eastern
Extended Trading
$65.49 -0.13 (-0.20%)
As of 09/25/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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PFSI vs. CVCO, MFA, PMT, RITM, and RKT

Should you buy PennyMac Financial Services stock or one of its competitors? PennyMac Financial Services's main competitors and comparable companies include Cavco Industries (CVCO), MFA Financial (MFA), PennyMac Mortgage Investment Trust (PMT), Rithm Capital (RITM), and Rocket Companies (RKT). Companies are selected based on similarities in market, industry, and size.

How does PennyMac Financial Services compare to Cavco Industries?

PennyMac Financial Services (NYSE:PFSI) and Cavco Industries (NASDAQ:CVCO) are related mid-cap companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, valuation, profitability, media sentiment, risk, dividends, earnings and institutional ownership.

PennyMac Financial Services has higher earnings, but lower revenue than Cavco Industries. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Cavco Industries, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$2.05B1.67$501.08M$7.289.01
Cavco Industries$2.24B1.91$190.55M$22.9824.25

57.9% of PennyMac Financial Services shares are held by institutional investors. Comparatively, 95.6% of Cavco Industries shares are held by institutional investors. 15.2% of PennyMac Financial Services shares are held by insiders. Comparatively, 1.7% of Cavco Industries shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

PennyMac Financial Services has a net margin of 17.74% compared to Cavco Industries' net margin of 7.89%. Cavco Industries' return on equity of 16.51% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services17.74% 11.18% 1.65%
Cavco Industries 7.89%16.51%12.17%

In the previous week, PennyMac Financial Services had 1 more articles in the media than Cavco Industries. MarketBeat recorded 7 mentions for PennyMac Financial Services and 6 mentions for Cavco Industries. Cavco Industries' average media sentiment score of 0.92 beat PennyMac Financial Services' score of 0.26 indicating that Cavco Industries is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Financial Services
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Neutral
Cavco Industries
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

PennyMac Financial Services has a beta of 1.44, indicating that its share price is 44% more volatile than the broader market. Comparatively, Cavco Industries has a beta of 1.28, indicating that its share price is 28% more volatile than the broader market.

PennyMac Financial Services presently has a consensus target price of $104.88, indicating a potential upside of 59.82%. Cavco Industries has a consensus target price of $700.00, indicating a potential upside of 25.61%. Given PennyMac Financial Services' higher probable upside, equities research analysts clearly believe PennyMac Financial Services is more favorable than Cavco Industries.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20
Cavco Industries
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.40

Summary

Cavco Industries beats PennyMac Financial Services on 10 of the 17 factors compared between the two stocks.

How does PennyMac Financial Services compare to MFA Financial?

MFA Financial (NYSE:MFA) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, institutional ownership, risk, earnings, analyst recommendations, dividends, media sentiment and profitability.

In the previous week, PennyMac Financial Services had 2 more articles in the media than MFA Financial. MarketBeat recorded 7 mentions for PennyMac Financial Services and 5 mentions for MFA Financial. MFA Financial's average media sentiment score of 0.58 beat PennyMac Financial Services' score of 0.26 indicating that MFA Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
MFA Financial
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive
PennyMac Financial Services
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Neutral

65.3% of MFA Financial shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 1.0% of MFA Financial shares are owned by insiders. Comparatively, 15.2% of PennyMac Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

MFA Financial has a beta of 1.41, suggesting that its share price is 41% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.44, suggesting that its share price is 44% more volatile than the broader market.

MFA Financial pays an annual dividend of $1.44 per share and has a dividend yield of 17.6%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.8%. MFA Financial pays out 144.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services pays out 16.5% of its earnings in the form of a dividend. MFA Financial has raised its dividend for 1 consecutive years and PennyMac Financial Services has raised its dividend for 1 consecutive years.

MFA Financial currently has a consensus price target of $10.46, suggesting a potential upside of 27.77%. PennyMac Financial Services has a consensus price target of $104.88, suggesting a potential upside of 59.82%. Given PennyMac Financial Services' higher probable upside, analysts plainly believe PennyMac Financial Services is more favorable than MFA Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
MFA Financial
1 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.43
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20

PennyMac Financial Services has higher revenue and earnings than MFA Financial. MFA Financial is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
MFA Financial$745.06M1.11$176.78M$1.008.19
PennyMac Financial Services$2.05B1.67$501.08M$7.289.01

MFA Financial has a net margin of 19.38% compared to PennyMac Financial Services' net margin of 17.74%. PennyMac Financial Services' return on equity of 11.18% beat MFA Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
MFA Financial19.38% 7.58% 1.05%
PennyMac Financial Services 17.74%11.18%1.65%

Summary

PennyMac Financial Services beats MFA Financial on 12 of the 17 factors compared between the two stocks.

How does PennyMac Financial Services compare to PennyMac Mortgage Investment Trust?

PennyMac Financial Services (NYSE:PFSI) and PennyMac Mortgage Investment Trust (NYSE:PMT) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their profitability, analyst recommendations, risk, media sentiment, institutional ownership, dividends, valuation and earnings.

PennyMac Mortgage Investment Trust has a net margin of 47.79% compared to PennyMac Financial Services' net margin of 17.74%. PennyMac Mortgage Investment Trust's return on equity of 12.50% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services17.74% 11.18% 1.65%
PennyMac Mortgage Investment Trust 47.79%12.50%0.76%

In the previous week, PennyMac Financial Services had 2 more articles in the media than PennyMac Mortgage Investment Trust. MarketBeat recorded 7 mentions for PennyMac Financial Services and 5 mentions for PennyMac Mortgage Investment Trust. PennyMac Mortgage Investment Trust's average media sentiment score of 1.54 beat PennyMac Financial Services' score of 0.26 indicating that PennyMac Mortgage Investment Trust is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Financial Services
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Neutral
PennyMac Mortgage Investment Trust
5 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

PennyMac Financial Services has a beta of 1.44, meaning that its stock price is 44% more volatile than the broader market. Comparatively, PennyMac Mortgage Investment Trust has a beta of 1.14, meaning that its stock price is 14% more volatile than the broader market.

PennyMac Financial Services currently has a consensus price target of $104.88, indicating a potential upside of 59.82%. PennyMac Mortgage Investment Trust has a consensus price target of $11.50, indicating a potential upside of 37.97%. Given PennyMac Financial Services' stronger consensus rating and higher probable upside, research analysts clearly believe PennyMac Financial Services is more favorable than PennyMac Mortgage Investment Trust.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20
PennyMac Mortgage Investment Trust
2 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.11

57.9% of PennyMac Financial Services shares are held by institutional investors. Comparatively, 67.4% of PennyMac Mortgage Investment Trust shares are held by institutional investors. 15.2% of PennyMac Financial Services shares are held by insiders. Comparatively, 1.0% of PennyMac Mortgage Investment Trust shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.8%. PennyMac Mortgage Investment Trust pays an annual dividend of $1.60 per share and has a dividend yield of 19.2%. PennyMac Financial Services pays out 16.5% of its earnings in the form of a dividend. PennyMac Mortgage Investment Trust pays out 112.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services has raised its dividend for 1 consecutive years.

PennyMac Financial Services has higher revenue and earnings than PennyMac Mortgage Investment Trust. PennyMac Mortgage Investment Trust is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$2.05B1.67$501.08M$7.289.01
PennyMac Mortgage Investment Trust$307.46M2.36$127.87M$1.425.87

Summary

PennyMac Financial Services beats PennyMac Mortgage Investment Trust on 13 of the 19 factors compared between the two stocks.

How does PennyMac Financial Services compare to Rithm Capital?

PennyMac Financial Services (NYSE:PFSI) and Rithm Capital (NYSE:RITM) are both mid-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, profitability, dividends, media sentiment, institutional ownership, valuation, earnings and analyst recommendations.

PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.8%. Rithm Capital pays an annual dividend of $1.00 per share and has a dividend yield of 10.9%. PennyMac Financial Services pays out 16.5% of its earnings in the form of a dividend. Rithm Capital pays out 166.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services has raised its dividend for 1 consecutive years.

PennyMac Financial Services presently has a consensus price target of $104.88, indicating a potential upside of 59.82%. Rithm Capital has a consensus price target of $13.15, indicating a potential upside of 43.95%. Given PennyMac Financial Services' higher possible upside, research analysts clearly believe PennyMac Financial Services is more favorable than Rithm Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20
Rithm Capital
0 Sell rating(s)
1 Hold rating(s)
10 Buy rating(s)
0 Strong Buy rating(s)
2.91

PennyMac Financial Services has a beta of 1.44, suggesting that its stock price is 44% more volatile than the broader market. Comparatively, Rithm Capital has a beta of 1.12, suggesting that its stock price is 12% more volatile than the broader market.

PennyMac Financial Services has a net margin of 17.74% compared to Rithm Capital's net margin of 9.20%. Rithm Capital's return on equity of 19.86% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services17.74% 11.18% 1.65%
Rithm Capital 9.20%19.86%2.84%

In the previous week, Rithm Capital had 1 more articles in the media than PennyMac Financial Services. MarketBeat recorded 8 mentions for Rithm Capital and 7 mentions for PennyMac Financial Services. Rithm Capital's average media sentiment score of 0.54 beat PennyMac Financial Services' score of 0.26 indicating that Rithm Capital is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Financial Services
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Neutral
Rithm Capital
2 Very Positive mention(s)
1 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Rithm Capital has higher revenue and earnings than PennyMac Financial Services. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Rithm Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$2.05B1.67$501.08M$7.289.01
Rithm Capital$4.59B1.11$681.45M$0.6015.23

57.9% of PennyMac Financial Services shares are owned by institutional investors. Comparatively, 44.9% of Rithm Capital shares are owned by institutional investors. 15.2% of PennyMac Financial Services shares are owned by company insiders. Comparatively, 0.6% of Rithm Capital shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

Rithm Capital beats PennyMac Financial Services on 10 of the 19 factors compared between the two stocks.

How does PennyMac Financial Services compare to Rocket Companies?

PennyMac Financial Services (NYSE:PFSI) and Rocket Companies (NYSE:RKT) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, risk, institutional ownership, dividends, analyst recommendations, valuation, earnings and media sentiment.

PennyMac Financial Services has a beta of 1.44, meaning that its share price is 44% more volatile than the broader market. Comparatively, Rocket Companies has a beta of 2.2, meaning that its share price is 120% more volatile than the broader market.

PennyMac Financial Services presently has a consensus price target of $104.88, suggesting a potential upside of 59.82%. Rocket Companies has a consensus price target of $19.57, suggesting a potential upside of 60.86%. Given Rocket Companies' stronger consensus rating and higher probable upside, analysts clearly believe Rocket Companies is more favorable than PennyMac Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20
Rocket Companies
0 Sell rating(s)
9 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.50

57.9% of PennyMac Financial Services shares are held by institutional investors. Comparatively, 4.6% of Rocket Companies shares are held by institutional investors. 15.2% of PennyMac Financial Services shares are held by company insiders. Comparatively, 57.7% of Rocket Companies shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

PennyMac Financial Services has higher earnings, but lower revenue than Rocket Companies. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Rocket Companies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$2.05B1.67$501.08M$7.289.01
Rocket Companies$6.70B5.15-$68M$0.1486.91

In the previous week, Rocket Companies had 13 more articles in the media than PennyMac Financial Services. MarketBeat recorded 20 mentions for Rocket Companies and 7 mentions for PennyMac Financial Services. PennyMac Financial Services' average media sentiment score of 0.26 beat Rocket Companies' score of 0.16 indicating that PennyMac Financial Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Financial Services
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Neutral
Rocket Companies
6 Very Positive mention(s)
1 Positive mention(s)
10 Neutral mention(s)
1 Negative mention(s)
2 Very Negative mention(s)
Neutral

PennyMac Financial Services has a net margin of 17.74% compared to Rocket Companies' net margin of 4.70%. PennyMac Financial Services' return on equity of 11.18% beat Rocket Companies' return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services17.74% 11.18% 1.65%
Rocket Companies 4.70%5.13%1.88%

Summary

Rocket Companies beats PennyMac Financial Services on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PFSI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PFSI vs. The Competition

Export
MetricPennyMac Financial ServicesFinancial Services IndustryFinance SectorNYSE Exchange
Market Cap$3.39B$26.73B$13.59B$22.90B
Dividend Yield1.84%6.81%6.00%3.68%
P/E Ratio9.0119.4824.5628.00
Price / Sales1.67403.07511.3120.55
Price / Cash6.51309.0050.3241.86
Price / Book0.793.182.714.66
Net Income$501.08M$1.11B$1.32B$1.07B
7 Day Performance-1.27%0.44%-0.52%-1.12%
1 Month Performance-9.97%1.25%-1.84%-5.14%
1 Year Performance-47.05%-1.57%8.98%7.69%

PennyMac Financial Services Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PFSI
PennyMac Financial Services
4.9781 of 5 stars		$65.62
+0.6%		$104.88
+59.8%		-46.4%$3.39B$2.05B9.014,900
CVCO
Cavco Industries
4.4726 of 5 stars		$542.63
-2.8%		$700.00
+29.0%		0.0%$4.17B$2.30B23.617,700
MFA
MFA Financial
4.2554 of 5 stars		$8.32
-2.9%		$10.46
+25.8%		-14.6%$840.56M$745.06M8.32307
PMT
PennyMac Mortgage Investment Trust
4.951 of 5 stars		$8.75
-2.9%		$11.50
+31.5%		-31.0%$762.56M$307.46M6.167
RITM
Rithm Capital
4.8839 of 5 stars		$9.41
-2.4%		$13.15
+39.8%		-21.1%$5.25B$4.59B15.687,240

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This page (NYSE:PFSI) was last updated on 9/26/2026 by MarketBeat.com Staff.
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