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PennyMac Financial Services (PFSI) Competitors

PennyMac Financial Services logo
$87.02 -0.08 (-0.09%)
Closing price 05/21/2026 03:59 PM Eastern
Extended Trading
$87.20 +0.19 (+0.22%)
As of 05/21/2026 07:51 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

PFSI vs. CVCO, PMT, RITM, RKT, and UWMC

Should you buy PennyMac Financial Services stock or one of its competitors? MarketBeat compares PennyMac Financial Services with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with PennyMac Financial Services include Cavco Industries (CVCO), PennyMac Mortgage Investment Trust (PMT), Rithm Capital (RITM), Rocket Companies (RKT), and UWM (UWMC).

How does PennyMac Financial Services compare to Cavco Industries?

PennyMac Financial Services (NYSE:PFSI) and Cavco Industries (NASDAQ:CVCO) are related mid-cap companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, earnings, media sentiment, analyst recommendations, dividends, valuation, profitability and institutional ownership.

PennyMac Financial Services has a net margin of 23.47% compared to Cavco Industries' net margin of 8.37%. Cavco Industries' return on equity of 17.84% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services23.47% 10.93% 1.66%
Cavco Industries 8.37%17.84%13.36%

In the previous week, PennyMac Financial Services had 2 more articles in the media than Cavco Industries. MarketBeat recorded 11 mentions for PennyMac Financial Services and 9 mentions for Cavco Industries. Cavco Industries' average media sentiment score of 0.41 beat PennyMac Financial Services' score of 0.38 indicating that Cavco Industries is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Financial Services
3 Very Positive mention(s)
0 Positive mention(s)
7 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Cavco Industries
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

PennyMac Financial Services has a beta of 1.49, indicating that its share price is 49% more volatile than the broader market. Comparatively, Cavco Industries has a beta of 1.31, indicating that its share price is 31% more volatile than the broader market.

PennyMac Financial Services currently has a consensus price target of $122.75, suggesting a potential upside of 41.07%. Cavco Industries has a consensus price target of $550.00, suggesting a potential upside of 11.90%. Given PennyMac Financial Services' higher probable upside, research analysts plainly believe PennyMac Financial Services is more favorable than Cavco Industries.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40
Cavco Industries
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60

PennyMac Financial Services has higher revenue and earnings than Cavco Industries. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Cavco Industries, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$2.05B2.21$501.08M$9.419.25
Cavco Industries$2.02B1.89$171.04M$23.0221.35

57.9% of PennyMac Financial Services shares are held by institutional investors. Comparatively, 95.6% of Cavco Industries shares are held by institutional investors. 15.8% of PennyMac Financial Services shares are held by company insiders. Comparatively, 1.6% of Cavco Industries shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Summary

PennyMac Financial Services beats Cavco Industries on 9 of the 17 factors compared between the two stocks.

How does PennyMac Financial Services compare to PennyMac Mortgage Investment Trust?

PennyMac Financial Services (NYSE:PFSI) and PennyMac Mortgage Investment Trust (NYSE:PMT) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, risk, institutional ownership, profitability, valuation, earnings, media sentiment and analyst recommendations.

PennyMac Financial Services has higher revenue and earnings than PennyMac Mortgage Investment Trust. PennyMac Mortgage Investment Trust is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$2.05B2.21$501.08M$9.419.25
PennyMac Mortgage Investment Trust$307.46M2.99$127.87M$1.159.17

In the previous week, PennyMac Financial Services had 8 more articles in the media than PennyMac Mortgage Investment Trust. MarketBeat recorded 11 mentions for PennyMac Financial Services and 3 mentions for PennyMac Mortgage Investment Trust. PennyMac Mortgage Investment Trust's average media sentiment score of 0.70 beat PennyMac Financial Services' score of 0.38 indicating that PennyMac Mortgage Investment Trust is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Financial Services
3 Very Positive mention(s)
0 Positive mention(s)
7 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
PennyMac Mortgage Investment Trust
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

PennyMac Financial Services presently has a consensus price target of $122.75, indicating a potential upside of 41.07%. PennyMac Mortgage Investment Trust has a consensus price target of $13.10, indicating a potential upside of 24.23%. Given PennyMac Financial Services' stronger consensus rating and higher probable upside, equities research analysts plainly believe PennyMac Financial Services is more favorable than PennyMac Mortgage Investment Trust.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40
PennyMac Mortgage Investment Trust
0 Sell rating(s)
6 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25

57.9% of PennyMac Financial Services shares are owned by institutional investors. Comparatively, 67.4% of PennyMac Mortgage Investment Trust shares are owned by institutional investors. 15.8% of PennyMac Financial Services shares are owned by company insiders. Comparatively, 0.9% of PennyMac Mortgage Investment Trust shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

PennyMac Mortgage Investment Trust has a net margin of 41.38% compared to PennyMac Financial Services' net margin of 23.47%. PennyMac Financial Services' return on equity of 10.93% beat PennyMac Mortgage Investment Trust's return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services23.47% 10.93% 1.66%
PennyMac Mortgage Investment Trust 41.38%10.71%0.72%

PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.4%. PennyMac Mortgage Investment Trust pays an annual dividend of $1.60 per share and has a dividend yield of 15.2%. PennyMac Financial Services pays out 12.8% of its earnings in the form of a dividend. PennyMac Mortgage Investment Trust pays out 139.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services has raised its dividend for 1 consecutive years.

PennyMac Financial Services has a beta of 1.49, suggesting that its share price is 49% more volatile than the broader market. Comparatively, PennyMac Mortgage Investment Trust has a beta of 1.19, suggesting that its share price is 19% more volatile than the broader market.

Summary

PennyMac Financial Services beats PennyMac Mortgage Investment Trust on 14 of the 19 factors compared between the two stocks.

How does PennyMac Financial Services compare to Rithm Capital?

Rithm Capital (NYSE:RITM) and PennyMac Financial Services (NYSE:PFSI) are both mid-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, risk, analyst recommendations, profitability, valuation, dividends, institutional ownership and media sentiment.

Rithm Capital currently has a consensus target price of $13.61, suggesting a potential upside of 47.23%. PennyMac Financial Services has a consensus target price of $122.75, suggesting a potential upside of 41.07%. Given Rithm Capital's stronger consensus rating and higher possible upside, equities analysts plainly believe Rithm Capital is more favorable than PennyMac Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Rithm Capital
0 Sell rating(s)
1 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.90
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40

Rithm Capital pays an annual dividend of $1.00 per share and has a dividend yield of 10.8%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.4%. Rithm Capital pays out 91.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services pays out 12.8% of its earnings in the form of a dividend. PennyMac Financial Services has increased its dividend for 1 consecutive years.

44.9% of Rithm Capital shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 0.6% of Rithm Capital shares are owned by insiders. Comparatively, 15.8% of PennyMac Financial Services shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Rithm Capital has higher revenue and earnings than PennyMac Financial Services. Rithm Capital is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Rithm Capital$4.59B1.12$681.45M$1.098.48
PennyMac Financial Services$2.05B2.21$501.08M$9.419.25

Rithm Capital has a beta of 1.17, meaning that its stock price is 17% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.49, meaning that its stock price is 49% more volatile than the broader market.

In the previous week, PennyMac Financial Services had 8 more articles in the media than Rithm Capital. MarketBeat recorded 11 mentions for PennyMac Financial Services and 3 mentions for Rithm Capital. Rithm Capital's average media sentiment score of 0.87 beat PennyMac Financial Services' score of 0.38 indicating that Rithm Capital is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Rithm Capital
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PennyMac Financial Services
3 Very Positive mention(s)
0 Positive mention(s)
7 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

PennyMac Financial Services has a net margin of 23.47% compared to Rithm Capital's net margin of 14.44%. Rithm Capital's return on equity of 19.48% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Rithm Capital14.44% 19.48% 2.87%
PennyMac Financial Services 23.47%10.93%1.66%

Summary

PennyMac Financial Services beats Rithm Capital on 10 of the 19 factors compared between the two stocks.

How does PennyMac Financial Services compare to Rocket Companies?

Rocket Companies (NYSE:RKT) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their dividends, profitability, media sentiment, institutional ownership, risk, analyst recommendations, earnings and valuation.

Rocket Companies has a beta of 2.23, meaning that its share price is 123% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.49, meaning that its share price is 49% more volatile than the broader market.

4.6% of Rocket Companies shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 57.7% of Rocket Companies shares are owned by company insiders. Comparatively, 15.8% of PennyMac Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Rocket Companies pays an annual dividend of $1.2820 per share and has a dividend yield of 9.3%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.4%. Rocket Companies pays out 2,564.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services pays out 12.8% of its earnings in the form of a dividend. PennyMac Financial Services has raised its dividend for 1 consecutive years.

Rocket Companies presently has a consensus price target of $20.93, indicating a potential upside of 51.27%. PennyMac Financial Services has a consensus price target of $122.75, indicating a potential upside of 41.07%. Given Rocket Companies' stronger consensus rating and higher possible upside, equities research analysts plainly believe Rocket Companies is more favorable than PennyMac Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Rocket Companies
0 Sell rating(s)
9 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.50
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40

In the previous week, Rocket Companies had 13 more articles in the media than PennyMac Financial Services. MarketBeat recorded 24 mentions for Rocket Companies and 11 mentions for PennyMac Financial Services. Rocket Companies' average media sentiment score of 0.56 beat PennyMac Financial Services' score of 0.38 indicating that Rocket Companies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Rocket Companies
6 Very Positive mention(s)
5 Positive mention(s)
9 Neutral mention(s)
2 Negative mention(s)
2 Very Negative mention(s)
Positive
PennyMac Financial Services
3 Very Positive mention(s)
0 Positive mention(s)
7 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

PennyMac Financial Services has lower revenue, but higher earnings than Rocket Companies. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Rocket Companies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Rocket Companies$7.86B4.97-$68M$0.05276.70
PennyMac Financial Services$2.05B2.21$501.08M$9.419.25

PennyMac Financial Services has a net margin of 23.47% compared to Rocket Companies' net margin of 2.78%. PennyMac Financial Services' return on equity of 10.93% beat Rocket Companies' return on equity.

Company Net Margins Return on Equity Return on Assets
Rocket Companies2.78% 4.30% 1.46%
PennyMac Financial Services 23.47%10.93%1.66%

Summary

Rocket Companies beats PennyMac Financial Services on 11 of the 19 factors compared between the two stocks.

How does PennyMac Financial Services compare to UWM?

UWM (NYSE:UWMC) and PennyMac Financial Services (NYSE:PFSI) are both mid-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, dividends, media sentiment, risk, profitability, earnings and institutional ownership.

UWM pays an annual dividend of $0.40 per share and has a dividend yield of 13.1%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.4%. UWM pays out 148.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services pays out 12.8% of its earnings in the form of a dividend. PennyMac Financial Services has increased its dividend for 1 consecutive years.

In the previous week, PennyMac Financial Services had 8 more articles in the media than UWM. MarketBeat recorded 11 mentions for PennyMac Financial Services and 3 mentions for UWM. PennyMac Financial Services' average media sentiment score of 0.38 beat UWM's score of 0.34 indicating that PennyMac Financial Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
UWM
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
PennyMac Financial Services
3 Very Positive mention(s)
0 Positive mention(s)
7 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

PennyMac Financial Services has lower revenue, but higher earnings than UWM. PennyMac Financial Services is trading at a lower price-to-earnings ratio than UWM, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
UWM$3.16B1.55$27.38M$0.2711.35
PennyMac Financial Services$2.05B2.21$501.08M$9.419.25

PennyMac Financial Services has a net margin of 23.47% compared to UWM's net margin of 1.92%. UWM's return on equity of 19.01% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
UWM1.92% 19.01% 1.85%
PennyMac Financial Services 23.47%10.93%1.66%

UWM has a beta of 1.78, meaning that its share price is 78% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.49, meaning that its share price is 49% more volatile than the broader market.

53.6% of UWM shares are held by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are held by institutional investors. 80.3% of UWM shares are held by company insiders. Comparatively, 15.8% of PennyMac Financial Services shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

UWM presently has a consensus target price of $5.79, suggesting a potential upside of 88.91%. PennyMac Financial Services has a consensus target price of $122.75, suggesting a potential upside of 41.07%. Given UWM's higher possible upside, research analysts plainly believe UWM is more favorable than PennyMac Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
UWM
0 Sell rating(s)
10 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.23
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40

Summary

PennyMac Financial Services beats UWM on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PFSI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PFSI vs. The Competition

MetricPennyMac Financial ServicesFIN IndustryFinance SectorNYSE Exchange
Market Cap$4.52B$4.99B$13.56B$22.95B
Dividend Yield1.38%5.95%5.83%4.10%
P/E Ratio9.2589.9224.0730.20
Price / Sales2.211.63160.8223.85
Price / Cash8.6912.4220.0924.77
Price / Book1.044.872.144.71
Net Income$501.08M$1.63B$1.13B$1.07B
7 Day Performance1.62%-1.90%1.02%1.51%
1 Month Performance-3.73%-13.57%-0.04%-0.10%
1 Year Performance-8.63%-6.25%11.99%27.60%

PennyMac Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PFSI
PennyMac Financial Services
4.9109 of 5 stars
$87.02
-0.1%
$122.75
+41.1%
-9.7%$4.52B$2.05B9.254,900
CVCO
Cavco Industries
2.3969 of 5 stars
$490.10
+5.5%
$550.00
+12.2%
-4.8%$3.80B$2.20B21.297,000
PMT
PennyMac Mortgage Investment Trust
4.5706 of 5 stars
$10.51
+2.1%
$13.10
+24.7%
-15.1%$916.91M$307.46M9.144,900
RITM
Rithm Capital
4.4775 of 5 stars
$9.25
+2.7%
$13.61
+47.2%
-16.9%$5.16B$4.59B8.487,240
RKT
Rocket Companies
3.9385 of 5 stars
$13.52
+6.7%
$20.93
+54.8%
+12.7%$38.14B$6.70B270.4823,500

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This page (NYSE:PFSI) was last updated on 5/22/2026 by MarketBeat.com Staff.
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