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PennyMac Financial Services (PFSI) Competitors

PennyMac Financial Services logo
$84.86 +2.25 (+2.72%)
As of 02:02 PM Eastern
This is a fair market value price provided by Massive. Learn more.
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PFSI vs. CVCO, MFA, PMT, RITM, and RKT

Should you buy PennyMac Financial Services stock or one of its competitors? MarketBeat compares PennyMac Financial Services with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with PennyMac Financial Services include Cavco Industries (CVCO), MFA Financial (MFA), PennyMac Mortgage Investment Trust (PMT), Rithm Capital (RITM), and Rocket Companies (RKT).

How does PennyMac Financial Services compare to Cavco Industries?

Cavco Industries (NASDAQ:CVCO) and PennyMac Financial Services (NYSE:PFSI) are related mid-cap companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, profitability, valuation, analyst recommendations, media sentiment, earnings, risk and dividends.

In the previous week, Cavco Industries and Cavco Industries both had 7 articles in the media. Cavco Industries' average media sentiment score of 1.09 beat PennyMac Financial Services' score of 0.32 indicating that Cavco Industries is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Cavco Industries
4 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PennyMac Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

95.6% of Cavco Industries shares are held by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are held by institutional investors. 1.7% of Cavco Industries shares are held by insiders. Comparatively, 15.8% of PennyMac Financial Services shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

PennyMac Financial Services has a net margin of 23.47% compared to Cavco Industries' net margin of 8.49%. Cavco Industries' return on equity of 17.55% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Cavco Industries8.49% 17.55% 13.07%
PennyMac Financial Services 23.47%10.93%1.66%

Cavco Industries presently has a consensus target price of $625.00, suggesting a potential upside of 9.78%. PennyMac Financial Services has a consensus target price of $114.63, suggesting a potential upside of 35.08%. Given PennyMac Financial Services' higher possible upside, analysts clearly believe PennyMac Financial Services is more favorable than Cavco Industries.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cavco Industries
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.67
PennyMac Financial Services
2 Sell rating(s)
3 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.30

Cavco Industries has a beta of 1.28, indicating that its stock price is 28% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.44, indicating that its stock price is 44% more volatile than the broader market.

PennyMac Financial Services has lower revenue, but higher earnings than Cavco Industries. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Cavco Industries, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cavco Industries$2.24B1.95$190.55M$23.9723.75
PennyMac Financial Services$2.05B2.15$501.08M$9.419.02

Summary

Cavco Industries beats PennyMac Financial Services on 9 of the 16 factors compared between the two stocks.

How does PennyMac Financial Services compare to MFA Financial?

MFA Financial (NYSE:MFA) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, dividends, analyst recommendations, risk, valuation, profitability, institutional ownership and earnings.

65.3% of MFA Financial shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 1.0% of MFA Financial shares are owned by insiders. Comparatively, 15.8% of PennyMac Financial Services shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

PennyMac Financial Services has a net margin of 23.47% compared to MFA Financial's net margin of 17.80%. PennyMac Financial Services' return on equity of 10.93% beat MFA Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
MFA Financial17.80% 6.86% 0.99%
PennyMac Financial Services 23.47%10.93%1.66%

PennyMac Financial Services has higher revenue and earnings than MFA Financial. PennyMac Financial Services is trading at a lower price-to-earnings ratio than MFA Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
MFA Financial$745.06M1.25$176.78M$0.8710.54
PennyMac Financial Services$2.05B2.15$501.08M$9.419.02

MFA Financial pays an annual dividend of $1.44 per share and has a dividend yield of 15.7%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.4%. MFA Financial pays out 165.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services pays out 12.8% of its earnings in the form of a dividend. MFA Financial has raised its dividend for 1 consecutive years and PennyMac Financial Services has raised its dividend for 1 consecutive years.

MFA Financial has a beta of 1.41, meaning that its share price is 41% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.44, meaning that its share price is 44% more volatile than the broader market.

In the previous week, PennyMac Financial Services had 5 more articles in the media than MFA Financial. MarketBeat recorded 7 mentions for PennyMac Financial Services and 2 mentions for MFA Financial. PennyMac Financial Services' average media sentiment score of 0.32 beat MFA Financial's score of 0.31 indicating that PennyMac Financial Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
MFA Financial
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
PennyMac Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

MFA Financial presently has a consensus price target of $10.45, suggesting a potential upside of 13.91%. PennyMac Financial Services has a consensus price target of $114.63, suggesting a potential upside of 35.08%. Given PennyMac Financial Services' higher probable upside, analysts clearly believe PennyMac Financial Services is more favorable than MFA Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
MFA Financial
1 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.38
PennyMac Financial Services
2 Sell rating(s)
3 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.30

Summary

PennyMac Financial Services beats MFA Financial on 14 of the 18 factors compared between the two stocks.

How does PennyMac Financial Services compare to PennyMac Mortgage Investment Trust?

PennyMac Mortgage Investment Trust (NYSE:PMT) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, profitability, valuation, dividends, earnings, risk and media sentiment.

67.4% of PennyMac Mortgage Investment Trust shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 1.0% of PennyMac Mortgage Investment Trust shares are owned by insiders. Comparatively, 15.8% of PennyMac Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

PennyMac Mortgage Investment Trust currently has a consensus price target of $12.80, suggesting a potential upside of 31.76%. PennyMac Financial Services has a consensus price target of $114.63, suggesting a potential upside of 35.08%. Given PennyMac Financial Services' stronger consensus rating and higher probable upside, analysts plainly believe PennyMac Financial Services is more favorable than PennyMac Mortgage Investment Trust.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Mortgage Investment Trust
2 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.00
PennyMac Financial Services
2 Sell rating(s)
3 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.30

In the previous week, PennyMac Financial Services had 4 more articles in the media than PennyMac Mortgage Investment Trust. MarketBeat recorded 7 mentions for PennyMac Financial Services and 3 mentions for PennyMac Mortgage Investment Trust. PennyMac Mortgage Investment Trust's average media sentiment score of 0.85 beat PennyMac Financial Services' score of 0.32 indicating that PennyMac Mortgage Investment Trust is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Mortgage Investment Trust
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PennyMac Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

PennyMac Financial Services has higher revenue and earnings than PennyMac Mortgage Investment Trust. PennyMac Mortgage Investment Trust is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Mortgage Investment Trust$307.46M2.76$127.87M$1.158.45
PennyMac Financial Services$2.05B2.15$501.08M$9.419.02

PennyMac Mortgage Investment Trust has a beta of 1.13, suggesting that its stock price is 13% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.44, suggesting that its stock price is 44% more volatile than the broader market.

PennyMac Mortgage Investment Trust has a net margin of 41.38% compared to PennyMac Financial Services' net margin of 23.47%. PennyMac Financial Services' return on equity of 10.93% beat PennyMac Mortgage Investment Trust's return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Mortgage Investment Trust41.38% 10.71% 0.72%
PennyMac Financial Services 23.47%10.93%1.66%

PennyMac Mortgage Investment Trust pays an annual dividend of $1.60 per share and has a dividend yield of 16.5%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.4%. PennyMac Mortgage Investment Trust pays out 139.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services pays out 12.8% of its earnings in the form of a dividend. PennyMac Financial Services has increased its dividend for 1 consecutive years.

Summary

PennyMac Financial Services beats PennyMac Mortgage Investment Trust on 14 of the 19 factors compared between the two stocks.

How does PennyMac Financial Services compare to Rithm Capital?

Rithm Capital (NYSE:RITM) and PennyMac Financial Services (NYSE:PFSI) are both mid-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, dividends, profitability, media sentiment, valuation, risk and earnings.

44.9% of Rithm Capital shares are held by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are held by institutional investors. 0.6% of Rithm Capital shares are held by company insiders. Comparatively, 15.8% of PennyMac Financial Services shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Rithm Capital pays an annual dividend of $1.00 per share and has a dividend yield of 11.0%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.4%. Rithm Capital pays out 91.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services pays out 12.8% of its earnings in the form of a dividend. PennyMac Financial Services has raised its dividend for 1 consecutive years.

In the previous week, Rithm Capital had 3 more articles in the media than PennyMac Financial Services. MarketBeat recorded 10 mentions for Rithm Capital and 7 mentions for PennyMac Financial Services. Rithm Capital's average media sentiment score of 0.65 beat PennyMac Financial Services' score of 0.32 indicating that Rithm Capital is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Rithm Capital
6 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PennyMac Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Rithm Capital has a beta of 1.14, suggesting that its share price is 14% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.44, suggesting that its share price is 44% more volatile than the broader market.

PennyMac Financial Services has a net margin of 23.47% compared to Rithm Capital's net margin of 14.44%. Rithm Capital's return on equity of 19.48% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Rithm Capital14.44% 19.48% 2.87%
PennyMac Financial Services 23.47%10.93%1.66%

Rithm Capital has higher revenue and earnings than PennyMac Financial Services. Rithm Capital is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Rithm Capital$4.59B1.11$681.45M$1.098.37
PennyMac Financial Services$2.05B2.15$501.08M$9.419.02

Rithm Capital currently has a consensus target price of $13.20, suggesting a potential upside of 44.66%. PennyMac Financial Services has a consensus target price of $114.63, suggesting a potential upside of 35.08%. Given Rithm Capital's stronger consensus rating and higher possible upside, research analysts clearly believe Rithm Capital is more favorable than PennyMac Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Rithm Capital
1 Sell rating(s)
0 Hold rating(s)
10 Buy rating(s)
0 Strong Buy rating(s)
2.82
PennyMac Financial Services
2 Sell rating(s)
3 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.30

Summary

Rithm Capital beats PennyMac Financial Services on 10 of the 19 factors compared between the two stocks.

How does PennyMac Financial Services compare to Rocket Companies?

Rocket Companies (NYSE:RKT) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, profitability, risk, dividends, valuation, media sentiment and earnings.

Rocket Companies has a beta of 2.16, meaning that its share price is 116% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.44, meaning that its share price is 44% more volatile than the broader market.

PennyMac Financial Services has a net margin of 23.47% compared to Rocket Companies' net margin of 2.78%. PennyMac Financial Services' return on equity of 10.93% beat Rocket Companies' return on equity.

Company Net Margins Return on Equity Return on Assets
Rocket Companies2.78% 4.30% 1.46%
PennyMac Financial Services 23.47%10.93%1.66%

Rocket Companies presently has a consensus price target of $20.73, suggesting a potential upside of 58.21%. PennyMac Financial Services has a consensus price target of $114.63, suggesting a potential upside of 35.08%. Given Rocket Companies' stronger consensus rating and higher probable upside, analysts plainly believe Rocket Companies is more favorable than PennyMac Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Rocket Companies
0 Sell rating(s)
9 Hold rating(s)
9 Buy rating(s)
1 Strong Buy rating(s)
2.58
PennyMac Financial Services
2 Sell rating(s)
3 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.30

4.6% of Rocket Companies shares are held by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are held by institutional investors. 57.7% of Rocket Companies shares are held by insiders. Comparatively, 15.8% of PennyMac Financial Services shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, Rocket Companies had 23 more articles in the media than PennyMac Financial Services. MarketBeat recorded 30 mentions for Rocket Companies and 7 mentions for PennyMac Financial Services. Rocket Companies' average media sentiment score of 0.62 beat PennyMac Financial Services' score of 0.32 indicating that Rocket Companies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Rocket Companies
15 Very Positive mention(s)
5 Positive mention(s)
8 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive
PennyMac Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

PennyMac Financial Services has lower revenue, but higher earnings than Rocket Companies. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Rocket Companies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Rocket Companies$6.70B5.54-$68M$0.05262.10
PennyMac Financial Services$2.05B2.15$501.08M$9.419.02

Summary

Rocket Companies beats PennyMac Financial Services on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PFSI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PFSI vs. The Competition

Export
MetricPennyMac Financial ServicesFIN IndustryFinance SectorNYSE Exchange
Market Cap$4.41B$4.29B$14.45B$23.55B
Dividend Yield1.42%7.99%5.69%4.18%
P/E Ratio9.0279.7020.4030.79
Price / Sales2.151.6344.5219.53
Price / Cash8.4511.6319.4132.27
Price / Book1.031.772.264.76
Net Income$501.08M$1.63B$1.14B$1.07B
7 Day Performance-0.35%-5.16%-0.18%-0.05%
1 Month Performance1.67%-5.01%1.33%1.27%
1 Year Performance-9.01%-18.99%11.86%14.84%

PennyMac Financial Services Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PFSI
PennyMac Financial Services
4.9112 of 5 stars		$84.86
+2.7%		$114.63
+35.1%		-14.6%$4.41B$2.05B9.024,900
CVCO
Cavco Industries
1.7591 of 5 stars		$573.02
-0.2%		$625.00
+9.1%		+34.0%$4.42B$2.24B23.917,700
MFA
MFA Financial
3.5164 of 5 stars		$9.27
-0.6%		$10.45
+12.8%		-4.0%$942.34M$745.06M10.66350
PMT
PennyMac Mortgage Investment Trust
4.8956 of 5 stars		$9.82
+0.2%		$12.80
+30.3%		-25.5%$856.50M$197.55M8.544,900
RITM
Rithm Capital
4.6359 of 5 stars		$9.15
-0.1%		$13.20
+44.3%		-26.5%$5.11B$4.59B8.407,240

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This page (NYSE:PFSI) was last updated on 7/24/2026 by MarketBeat.com Staff.
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