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PennyMac Financial Services (PFSI) Competitors

PennyMac Financial Services logo
$60.30 -0.88 (-1.45%)
As of 04:00 PM Eastern
This is a fair market value price provided by Massive. Learn more.

PFSI vs. CVCO, MFA, PMT, RITM, and RKT

Should you buy PennyMac Financial Services stock or one of its competitors? PennyMac Financial Services's main competitors and comparable companies include Cavco Industries (CVCO), MFA Financial (MFA), PennyMac Mortgage Investment Trust (PMT), Rithm Capital (RITM), and Rocket Companies (RKT). Companies are selected based on similarities in market, industry, and size.

How does PennyMac Financial Services compare to Cavco Industries?

Cavco Industries (NASDAQ:CVCO) and PennyMac Financial Services (NYSE:PFSI) are related mid-cap companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, earnings, media sentiment, valuation and risk.

Cavco Industries currently has a consensus target price of $710.00, suggesting a potential upside of 32.56%. PennyMac Financial Services has a consensus target price of $100.00, suggesting a potential upside of 63.16%. Given PennyMac Financial Services' higher possible upside, analysts plainly believe PennyMac Financial Services is more favorable than Cavco Industries.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cavco Industries
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.67
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20

PennyMac Financial Services has a net margin of 17.74% compared to Cavco Industries' net margin of 7.89%. Cavco Industries' return on equity of 16.51% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Cavco Industries7.89% 16.51% 12.17%
PennyMac Financial Services 17.74%11.18%1.65%

95.6% of Cavco Industries shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 1.7% of Cavco Industries shares are owned by insiders. Comparatively, 15.2% of PennyMac Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

In the previous week, PennyMac Financial Services had 3 more articles in the media than Cavco Industries. MarketBeat recorded 6 mentions for PennyMac Financial Services and 3 mentions for Cavco Industries. Cavco Industries' average media sentiment score of 1.36 beat PennyMac Financial Services' score of -0.42 indicating that Cavco Industries is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Cavco Industries
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PennyMac Financial Services
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Neutral

Cavco Industries has a beta of 1.27, meaning that its share price is 27% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.45, meaning that its share price is 45% more volatile than the broader market.

PennyMac Financial Services has lower revenue, but higher earnings than Cavco Industries. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Cavco Industries, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cavco Industries$2.24B1.84$190.55M$22.9823.31
PennyMac Financial Services$2.05B1.56$501.08M$7.288.42

Summary

Cavco Industries beats PennyMac Financial Services on 10 of the 17 factors compared between the two stocks.

How does PennyMac Financial Services compare to MFA Financial?

MFA Financial (NYSE:MFA) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, media sentiment, profitability, dividends, analyst recommendations, risk, valuation and institutional ownership.

MFA Financial has a net margin of 19.38% compared to PennyMac Financial Services' net margin of 17.74%. PennyMac Financial Services' return on equity of 11.18% beat MFA Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
MFA Financial19.38% 7.58% 1.05%
PennyMac Financial Services 17.74%11.18%1.65%

MFA Financial pays an annual dividend of $1.44 per share and has a dividend yield of 21.5%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 2.0%. MFA Financial pays out 144.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services pays out 16.5% of its earnings in the form of a dividend. MFA Financial has raised its dividend for 1 consecutive years and PennyMac Financial Services has raised its dividend for 1 consecutive years.

MFA Financial presently has a consensus price target of $9.79, indicating a potential upside of 46.47%. PennyMac Financial Services has a consensus price target of $100.00, indicating a potential upside of 63.16%. Given PennyMac Financial Services' higher possible upside, analysts clearly believe PennyMac Financial Services is more favorable than MFA Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
MFA Financial
1 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.43
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20

In the previous week, MFA Financial had 4 more articles in the media than PennyMac Financial Services. MarketBeat recorded 10 mentions for MFA Financial and 6 mentions for PennyMac Financial Services. MFA Financial's average media sentiment score of 0.32 beat PennyMac Financial Services' score of -0.42 indicating that MFA Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
MFA Financial
2 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Neutral
PennyMac Financial Services
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Neutral

PennyMac Financial Services has higher revenue and earnings than MFA Financial. MFA Financial is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
MFA Financial$745.06M0.91$176.78M$1.006.69
PennyMac Financial Services$2.05B1.56$501.08M$7.288.42

65.3% of MFA Financial shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 1.0% of MFA Financial shares are owned by company insiders. Comparatively, 15.2% of PennyMac Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

MFA Financial has a beta of 1.45, meaning that its share price is 45% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.45, meaning that its share price is 45% more volatile than the broader market.

Summary

PennyMac Financial Services beats MFA Financial on 10 of the 16 factors compared between the two stocks.

How does PennyMac Financial Services compare to PennyMac Mortgage Investment Trust?

PennyMac Mortgage Investment Trust (NYSE:PMT) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, dividends, earnings, media sentiment and risk.

In the previous week, PennyMac Financial Services had 2 more articles in the media than PennyMac Mortgage Investment Trust. MarketBeat recorded 6 mentions for PennyMac Financial Services and 4 mentions for PennyMac Mortgage Investment Trust. PennyMac Mortgage Investment Trust's average media sentiment score of 0.52 beat PennyMac Financial Services' score of -0.42 indicating that PennyMac Mortgage Investment Trust is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Mortgage Investment Trust
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
PennyMac Financial Services
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Neutral

PennyMac Mortgage Investment Trust pays an annual dividend of $1.60 per share and has a dividend yield of 22.7%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 2.0%. PennyMac Mortgage Investment Trust pays out 112.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services pays out 16.5% of its earnings in the form of a dividend. PennyMac Financial Services has raised its dividend for 1 consecutive years.

PennyMac Mortgage Investment Trust has a beta of 1.2, indicating that its stock price is 20% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.45, indicating that its stock price is 45% more volatile than the broader market.

PennyMac Financial Services has higher revenue and earnings than PennyMac Mortgage Investment Trust. PennyMac Mortgage Investment Trust is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Mortgage Investment Trust$307.46M2.00$127.87M$1.424.97
PennyMac Financial Services$2.05B1.56$501.08M$7.288.42

PennyMac Mortgage Investment Trust has a net margin of 47.79% compared to PennyMac Financial Services' net margin of 17.74%. PennyMac Mortgage Investment Trust's return on equity of 12.50% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Mortgage Investment Trust47.79% 12.50% 0.76%
PennyMac Financial Services 17.74%11.18%1.65%

PennyMac Mortgage Investment Trust presently has a consensus target price of $10.92, suggesting a potential upside of 54.76%. PennyMac Financial Services has a consensus target price of $100.00, suggesting a potential upside of 63.16%. Given PennyMac Financial Services' stronger consensus rating and higher possible upside, analysts plainly believe PennyMac Financial Services is more favorable than PennyMac Mortgage Investment Trust.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Mortgage Investment Trust
2 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.11
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20

67.4% of PennyMac Mortgage Investment Trust shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 1.0% of PennyMac Mortgage Investment Trust shares are owned by company insiders. Comparatively, 15.2% of PennyMac Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

PennyMac Financial Services beats PennyMac Mortgage Investment Trust on 13 of the 19 factors compared between the two stocks.

How does PennyMac Financial Services compare to Rithm Capital?

Rithm Capital (NYSE:RITM) and PennyMac Financial Services (NYSE:PFSI) are both mid-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, media sentiment, valuation, profitability, risk, analyst recommendations, dividends and institutional ownership.

Rithm Capital currently has a consensus price target of $13.05, indicating a potential upside of 49.93%. PennyMac Financial Services has a consensus price target of $100.00, indicating a potential upside of 63.16%. Given PennyMac Financial Services' higher probable upside, analysts clearly believe PennyMac Financial Services is more favorable than Rithm Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Rithm Capital
1 Sell rating(s)
0 Hold rating(s)
10 Buy rating(s)
0 Strong Buy rating(s)
2.82
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20

Rithm Capital has higher revenue and earnings than PennyMac Financial Services. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Rithm Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Rithm Capital$4.59B1.06$681.45M$0.6014.51
PennyMac Financial Services$2.05B1.56$501.08M$7.288.42

PennyMac Financial Services has a net margin of 17.74% compared to Rithm Capital's net margin of 9.20%. Rithm Capital's return on equity of 19.86% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Rithm Capital9.20% 19.86% 2.84%
PennyMac Financial Services 17.74%11.18%1.65%

Rithm Capital has a beta of 1.16, meaning that its share price is 16% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.45, meaning that its share price is 45% more volatile than the broader market.

44.9% of Rithm Capital shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 0.6% of Rithm Capital shares are owned by company insiders. Comparatively, 15.2% of PennyMac Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

In the previous week, Rithm Capital had 8 more articles in the media than PennyMac Financial Services. MarketBeat recorded 14 mentions for Rithm Capital and 6 mentions for PennyMac Financial Services. Rithm Capital's average media sentiment score of -0.38 beat PennyMac Financial Services' score of -0.42 indicating that Rithm Capital is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Rithm Capital
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
5 Negative mention(s)
1 Very Negative mention(s)
Neutral
PennyMac Financial Services
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Neutral

Rithm Capital pays an annual dividend of $1.00 per share and has a dividend yield of 11.5%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 2.0%. Rithm Capital pays out 166.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services pays out 16.5% of its earnings in the form of a dividend. PennyMac Financial Services has increased its dividend for 1 consecutive years.

Summary

PennyMac Financial Services beats Rithm Capital on 10 of the 19 factors compared between the two stocks.

How does PennyMac Financial Services compare to Rocket Companies?

Rocket Companies (NYSE:RKT) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, profitability, dividends, risk, valuation, analyst recommendations, media sentiment and institutional ownership.

PennyMac Financial Services has a net margin of 17.74% compared to Rocket Companies' net margin of 4.70%. PennyMac Financial Services' return on equity of 11.18% beat Rocket Companies' return on equity.

Company Net Margins Return on Equity Return on Assets
Rocket Companies4.70% 5.13% 1.88%
PennyMac Financial Services 17.74%11.18%1.65%

Rocket Companies pays an annual dividend of $1.2820 per share and has a dividend yield of 11.6%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 2.0%. Rocket Companies pays out 915.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services pays out 16.5% of its earnings in the form of a dividend. PennyMac Financial Services has raised its dividend for 1 consecutive years.

Rocket Companies presently has a consensus target price of $19.12, indicating a potential upside of 72.65%. PennyMac Financial Services has a consensus target price of $100.00, indicating a potential upside of 63.16%. Given Rocket Companies' stronger consensus rating and higher possible upside, equities analysts clearly believe Rocket Companies is more favorable than PennyMac Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Rocket Companies
0 Sell rating(s)
8 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.50
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20

In the previous week, Rocket Companies had 16 more articles in the media than PennyMac Financial Services. MarketBeat recorded 22 mentions for Rocket Companies and 6 mentions for PennyMac Financial Services. Rocket Companies' average media sentiment score of 0.33 beat PennyMac Financial Services' score of -0.42 indicating that Rocket Companies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Rocket Companies
8 Very Positive mention(s)
3 Positive mention(s)
5 Neutral mention(s)
3 Negative mention(s)
1 Very Negative mention(s)
Neutral
PennyMac Financial Services
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Neutral

4.6% of Rocket Companies shares are held by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are held by institutional investors. 57.7% of Rocket Companies shares are held by insiders. Comparatively, 15.2% of PennyMac Financial Services shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Rocket Companies has a beta of 2.23, meaning that its share price is 123% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.45, meaning that its share price is 45% more volatile than the broader market.

PennyMac Financial Services has lower revenue, but higher earnings than Rocket Companies. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Rocket Companies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Rocket Companies$8.97B3.50-$68M$0.1479.09
PennyMac Financial Services$2.05B1.56$501.08M$7.288.42

Summary

Rocket Companies beats PennyMac Financial Services on 12 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PFSI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PFSI vs. The Competition

MetricPennyMac Financial ServicesFinancial Services IndustryFinance SectorNYSE Exchange
Market Cap$3.13B$28.14B$13.52B$23.06B
Dividend Yield2.02%6.95%6.11%3.72%
P/E Ratio8.2818.8924.6928.07
Price / Sales0.72342.11478.0012.76
Price / Cash5.76210.9442.3435.33
Price / Book0.733.242.704.67
Net Income$501.08M$1.11B$1.32B$1.07B
7 Day Performance0.50%-2.67%-0.48%-0.99%
1 Month Performance-8.39%-1.39%-2.13%-2.79%
1 Year Performance-48.72%-9.99%10.38%6.37%

PennyMac Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PFSI
PennyMac Financial Services
4.8455 of 5 stars
$60.40
-1.3%
$100.00
+65.6%
-48.5%$3.13B$4.36B8.284,900
CVCO
Cavco Industries
4.7854 of 5 stars
$506.30
-4.2%
$710.00
+40.2%
+1.1%$3.89B$2.24B22.037,700
MFA
MFA Financial
4.0454 of 5 stars
$6.55
-2.3%
$10.29
+57.2%
-27.0%$661.63M$745.06M6.55307
PMT
PennyMac Mortgage Investment Trust
4.9049 of 5 stars
$6.87
-2.5%
$11.33
+65.1%
-41.5%$598.63M$307.46M4.837
RITM
Rithm Capital
4.6588 of 5 stars
$8.35
-1.8%
$13.05
+56.4%
-20.3%$4.66B$4.59B13.917,240

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This page (NYSE:PFSI) was last updated on 10/16/2026 by MarketBeat.com Staff.
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