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PennyMac Financial Services (PFSI) Competitors

PennyMac Financial Services logo
$83.54 -1.29 (-1.52%)
Closing price 03:59 PM Eastern
Extended Trading
$63.42 -20.12 (-24.08%)
As of 07:16 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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PFSI vs. CVCO, MFA, PMT, RITM, and RKT

Should you buy PennyMac Financial Services stock or one of its competitors? MarketBeat compares PennyMac Financial Services with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with PennyMac Financial Services include Cavco Industries (CVCO), MFA Financial (MFA), PennyMac Mortgage Investment Trust (PMT), Rithm Capital (RITM), and Rocket Companies (RKT).

How does PennyMac Financial Services compare to Cavco Industries?

Cavco Industries (NASDAQ:CVCO) and PennyMac Financial Services (NYSE:PFSI) are related mid-cap companies, but which is the superior stock? We will compare the two companies based on the strength of their valuation, media sentiment, profitability, dividends, analyst recommendations, institutional ownership, earnings and risk.

PennyMac Financial Services has a net margin of 23.47% compared to Cavco Industries' net margin of 8.49%. Cavco Industries' return on equity of 17.55% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Cavco Industries8.49% 17.55% 13.07%
PennyMac Financial Services 23.47%10.93%1.66%

In the previous week, PennyMac Financial Services had 7 more articles in the media than Cavco Industries. MarketBeat recorded 10 mentions for PennyMac Financial Services and 3 mentions for Cavco Industries. Cavco Industries' average media sentiment score of 0.48 beat PennyMac Financial Services' score of 0.43 indicating that Cavco Industries is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Cavco Industries
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
PennyMac Financial Services
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Cavco Industries has a beta of 1.28, suggesting that its stock price is 28% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.44, suggesting that its stock price is 44% more volatile than the broader market.

PennyMac Financial Services has lower revenue, but higher earnings than Cavco Industries. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Cavco Industries, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cavco Industries$2.24B2.06$190.55M$23.9724.98
PennyMac Financial Services$2.05B2.12$501.08M$9.418.88

95.6% of Cavco Industries shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 1.7% of Cavco Industries shares are owned by company insiders. Comparatively, 15.8% of PennyMac Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Cavco Industries currently has a consensus price target of $625.00, suggesting a potential upside of 4.39%. PennyMac Financial Services has a consensus price target of $116.38, suggesting a potential upside of 39.31%. Given PennyMac Financial Services' higher probable upside, analysts clearly believe PennyMac Financial Services is more favorable than Cavco Industries.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cavco Industries
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.67
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40

Summary

Cavco Industries beats PennyMac Financial Services on 9 of the 17 factors compared between the two stocks.

How does PennyMac Financial Services compare to MFA Financial?

PennyMac Financial Services (NYSE:PFSI) and MFA Financial (NYSE:MFA) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, valuation, profitability, risk, dividends, earnings and analyst recommendations.

PennyMac Financial Services has a net margin of 23.47% compared to MFA Financial's net margin of 17.80%. PennyMac Financial Services' return on equity of 10.93% beat MFA Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services23.47% 10.93% 1.66%
MFA Financial 17.80%6.86%0.99%

In the previous week, PennyMac Financial Services had 6 more articles in the media than MFA Financial. MarketBeat recorded 10 mentions for PennyMac Financial Services and 4 mentions for MFA Financial. MFA Financial's average media sentiment score of 0.54 beat PennyMac Financial Services' score of 0.43 indicating that MFA Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Financial Services
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
MFA Financial
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

PennyMac Financial Services has higher revenue and earnings than MFA Financial. PennyMac Financial Services is trading at a lower price-to-earnings ratio than MFA Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$2.05B2.12$501.08M$9.418.88
MFA Financial$745.06M1.29$176.78M$0.8710.89

57.9% of PennyMac Financial Services shares are owned by institutional investors. Comparatively, 65.3% of MFA Financial shares are owned by institutional investors. 15.8% of PennyMac Financial Services shares are owned by insiders. Comparatively, 1.0% of MFA Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.4%. MFA Financial pays an annual dividend of $1.44 per share and has a dividend yield of 15.2%. PennyMac Financial Services pays out 12.8% of its earnings in the form of a dividend. MFA Financial pays out 165.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services has raised its dividend for 1 consecutive years and MFA Financial has raised its dividend for 1 consecutive years.

PennyMac Financial Services presently has a consensus target price of $116.38, indicating a potential upside of 39.31%. MFA Financial has a consensus target price of $10.45, indicating a potential upside of 10.29%. Given PennyMac Financial Services' higher probable upside, analysts clearly believe PennyMac Financial Services is more favorable than MFA Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40
MFA Financial
0 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50

PennyMac Financial Services has a beta of 1.44, meaning that its stock price is 44% more volatile than the broader market. Comparatively, MFA Financial has a beta of 1.41, meaning that its stock price is 41% more volatile than the broader market.

Summary

PennyMac Financial Services beats MFA Financial on 13 of the 18 factors compared between the two stocks.

How does PennyMac Financial Services compare to PennyMac Mortgage Investment Trust?

PennyMac Mortgage Investment Trust (NYSE:PMT) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, dividends, valuation, earnings, institutional ownership, risk, analyst recommendations and profitability.

PennyMac Mortgage Investment Trust has a beta of 1.13, suggesting that its stock price is 13% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.44, suggesting that its stock price is 44% more volatile than the broader market.

PennyMac Financial Services has higher revenue and earnings than PennyMac Mortgage Investment Trust. PennyMac Financial Services is trading at a lower price-to-earnings ratio than PennyMac Mortgage Investment Trust, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Mortgage Investment Trust$307.46M3.06$127.87M$1.159.39
PennyMac Financial Services$2.05B2.12$501.08M$9.418.88

PennyMac Mortgage Investment Trust pays an annual dividend of $1.60 per share and has a dividend yield of 14.8%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.4%. PennyMac Mortgage Investment Trust pays out 139.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services pays out 12.8% of its earnings in the form of a dividend. PennyMac Financial Services has raised its dividend for 1 consecutive years.

In the previous week, PennyMac Financial Services had 8 more articles in the media than PennyMac Mortgage Investment Trust. MarketBeat recorded 10 mentions for PennyMac Financial Services and 2 mentions for PennyMac Mortgage Investment Trust. PennyMac Mortgage Investment Trust's average media sentiment score of 1.05 beat PennyMac Financial Services' score of 0.43 indicating that PennyMac Mortgage Investment Trust is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Mortgage Investment Trust
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PennyMac Financial Services
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

PennyMac Mortgage Investment Trust has a net margin of 41.38% compared to PennyMac Financial Services' net margin of 23.47%. PennyMac Financial Services' return on equity of 10.93% beat PennyMac Mortgage Investment Trust's return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Mortgage Investment Trust41.38% 10.71% 0.72%
PennyMac Financial Services 23.47%10.93%1.66%

67.4% of PennyMac Mortgage Investment Trust shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 0.9% of PennyMac Mortgage Investment Trust shares are owned by insiders. Comparatively, 15.8% of PennyMac Financial Services shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

PennyMac Mortgage Investment Trust currently has a consensus target price of $12.80, suggesting a potential upside of 18.57%. PennyMac Financial Services has a consensus target price of $116.38, suggesting a potential upside of 39.31%. Given PennyMac Financial Services' stronger consensus rating and higher probable upside, analysts plainly believe PennyMac Financial Services is more favorable than PennyMac Mortgage Investment Trust.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Mortgage Investment Trust
2 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.00
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40

Summary

PennyMac Financial Services beats PennyMac Mortgage Investment Trust on 13 of the 19 factors compared between the two stocks.

How does PennyMac Financial Services compare to Rithm Capital?

PennyMac Financial Services (NYSE:PFSI) and Rithm Capital (NYSE:RITM) are both mid-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, institutional ownership, valuation, earnings, dividends, media sentiment, risk and analyst recommendations.

PennyMac Financial Services currently has a consensus target price of $116.38, indicating a potential upside of 39.31%. Rithm Capital has a consensus target price of $13.20, indicating a potential upside of 45.60%. Given Rithm Capital's stronger consensus rating and higher probable upside, analysts clearly believe Rithm Capital is more favorable than PennyMac Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40
Rithm Capital
1 Sell rating(s)
0 Hold rating(s)
10 Buy rating(s)
0 Strong Buy rating(s)
2.82

In the previous week, PennyMac Financial Services had 2 more articles in the media than Rithm Capital. MarketBeat recorded 10 mentions for PennyMac Financial Services and 8 mentions for Rithm Capital. Rithm Capital's average media sentiment score of 0.48 beat PennyMac Financial Services' score of 0.43 indicating that Rithm Capital is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Financial Services
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Rithm Capital
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

PennyMac Financial Services has a net margin of 23.47% compared to Rithm Capital's net margin of 14.44%. Rithm Capital's return on equity of 19.48% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services23.47% 10.93% 1.66%
Rithm Capital 14.44%19.48%2.87%

PennyMac Financial Services has a beta of 1.44, indicating that its share price is 44% more volatile than the broader market. Comparatively, Rithm Capital has a beta of 1.14, indicating that its share price is 14% more volatile than the broader market.

Rithm Capital has higher revenue and earnings than PennyMac Financial Services. Rithm Capital is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$2.05B2.12$501.08M$9.418.88
Rithm Capital$4.59B1.10$681.45M$1.098.32

PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.4%. Rithm Capital pays an annual dividend of $1.00 per share and has a dividend yield of 11.0%. PennyMac Financial Services pays out 12.8% of its earnings in the form of a dividend. Rithm Capital pays out 91.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services has increased its dividend for 1 consecutive years.

57.9% of PennyMac Financial Services shares are owned by institutional investors. Comparatively, 44.9% of Rithm Capital shares are owned by institutional investors. 15.8% of PennyMac Financial Services shares are owned by insiders. Comparatively, 0.6% of Rithm Capital shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

PennyMac Financial Services beats Rithm Capital on 10 of the 19 factors compared between the two stocks.

How does PennyMac Financial Services compare to Rocket Companies?

PennyMac Financial Services (NYSE:PFSI) and Rocket Companies (NYSE:RKT) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, risk, analyst recommendations, profitability, earnings, media sentiment, institutional ownership and valuation.

57.9% of PennyMac Financial Services shares are owned by institutional investors. Comparatively, 4.6% of Rocket Companies shares are owned by institutional investors. 15.8% of PennyMac Financial Services shares are owned by company insiders. Comparatively, 57.7% of Rocket Companies shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

PennyMac Financial Services currently has a consensus price target of $116.38, indicating a potential upside of 39.31%. Rocket Companies has a consensus price target of $20.87, indicating a potential upside of 32.71%. Given PennyMac Financial Services' higher possible upside, equities analysts clearly believe PennyMac Financial Services is more favorable than Rocket Companies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40
Rocket Companies
0 Sell rating(s)
10 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
2.53

PennyMac Financial Services has a beta of 1.44, indicating that its share price is 44% more volatile than the broader market. Comparatively, Rocket Companies has a beta of 2.16, indicating that its share price is 116% more volatile than the broader market.

PennyMac Financial Services has higher earnings, but lower revenue than Rocket Companies. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Rocket Companies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$2.05B2.12$501.08M$9.418.88
Rocket Companies$6.70B6.64-$68M$0.05314.46

In the previous week, PennyMac Financial Services had 3 more articles in the media than Rocket Companies. MarketBeat recorded 10 mentions for PennyMac Financial Services and 7 mentions for Rocket Companies. Rocket Companies' average media sentiment score of 0.59 beat PennyMac Financial Services' score of 0.43 indicating that Rocket Companies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Financial Services
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Rocket Companies
3 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

PennyMac Financial Services has a net margin of 23.47% compared to Rocket Companies' net margin of 2.78%. PennyMac Financial Services' return on equity of 10.93% beat Rocket Companies' return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services23.47% 10.93% 1.66%
Rocket Companies 2.78%4.30%1.46%

Summary

Rocket Companies beats PennyMac Financial Services on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PFSI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PFSI vs. The Competition

Export
MetricPennyMac Financial ServicesFIN IndustryFinance SectorNYSE Exchange
Market Cap$4.40B$5.23B$13.99B$23.33B
Dividend Yield1.41%6.88%5.68%4.00%
P/E Ratio8.8885.5720.6331.40
Price / Sales2.121.81135.1021.94
Price / Cash8.4712.9719.4025.23
Price / Book1.012.102.264.81
Net Income$501.08M$1.63B$1.14B$1.07B
7 Day Performance-0.81%4.84%1.47%1.74%
1 Month Performance-0.68%2.61%2.00%2.76%
1 Year Performance-18.71%-7.07%12.67%19.96%

PennyMac Financial Services Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PFSI
PennyMac Financial Services
4.9401 of 5 stars		$83.54
-1.5%		$116.38
+39.3%		-16.4%$4.40B$2.05B8.884,900
CVCO
Cavco Industries
2.5477 of 5 stars		$601.94
-2.0%		$625.00
+3.8%		+33.0%$4.64B$2.24B25.117,700
MFA
MFA Financial
3.8287 of 5 stars		$9.64
-0.6%		$10.45
+8.5%		+0.7%$978.92M$745.06M11.07350
PMT
PennyMac Mortgage Investment Trust
4.7859 of 5 stars		$11.28
0.0%		$12.80
+13.5%		-13.9%$983.18M$307.46M9.804,900
RITM
Rithm Capital
4.6641 of 5 stars		$9.39
-0.1%		$13.35
+42.2%		-18.4%$5.24B$3.27B8.617,240

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This page (NYSE:PFSI) was last updated on 7/2/2026 by MarketBeat.com Staff.
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