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PennyMac Financial Services (PFSI) Competitors

PennyMac Financial Services logo
$76.86 +1.56 (+2.07%)
Closing price 03:59 PM Eastern
Extended Trading
$76.82 -0.03 (-0.04%)
As of 04:38 PM Eastern
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PFSI vs. CVCO, PMT, RITM, RKT, and MTG

Should you buy PennyMac Financial Services stock or one of its competitors? PennyMac Financial Services's main competitors and comparable companies include Cavco Industries (CVCO), PennyMac Mortgage Investment Trust (PMT), Rithm Capital (RITM), Rocket Companies (RKT), and MGIC Investment (MTG). Companies are selected based on similarities in market, industry, and size.

How does PennyMac Financial Services compare to Cavco Industries?

Cavco Industries (NASDAQ:CVCO) and PennyMac Financial Services (NYSE:PFSI) are related mid-cap companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, risk, dividends, profitability, earnings, media sentiment, valuation and institutional ownership.

In the previous week, PennyMac Financial Services had 2 more articles in the media than Cavco Industries. MarketBeat recorded 8 mentions for PennyMac Financial Services and 6 mentions for Cavco Industries. Cavco Industries' average media sentiment score of 1.44 beat PennyMac Financial Services' score of 0.71 indicating that Cavco Industries is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Cavco Industries
5 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PennyMac Financial Services
4 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

PennyMac Financial Services has higher revenue and earnings than Cavco Industries. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Cavco Industries, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cavco Industries$2.24B2.05$190.55M$22.9826.06
PennyMac Financial Services$4.36B0.92$501.08M$7.2810.56

PennyMac Financial Services has a net margin of 17.74% compared to Cavco Industries' net margin of 7.89%. Cavco Industries' return on equity of 16.51% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Cavco Industries7.89% 16.51% 12.17%
PennyMac Financial Services 17.74%11.18%1.65%

Cavco Industries presently has a consensus target price of $700.00, suggesting a potential upside of 16.89%. PennyMac Financial Services has a consensus target price of $104.88, suggesting a potential upside of 36.46%. Given PennyMac Financial Services' higher probable upside, analysts plainly believe PennyMac Financial Services is more favorable than Cavco Industries.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cavco Industries
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.40
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20

Cavco Industries has a beta of 1.29, meaning that its stock price is 29% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.45, meaning that its stock price is 45% more volatile than the broader market.

95.6% of Cavco Industries shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 1.7% of Cavco Industries shares are owned by company insiders. Comparatively, 15.2% of PennyMac Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Cavco Industries beats PennyMac Financial Services on 9 of the 17 factors compared between the two stocks.

How does PennyMac Financial Services compare to PennyMac Mortgage Investment Trust?

PennyMac Mortgage Investment Trust (NYSE:PMT) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, profitability, dividends, analyst recommendations, valuation, institutional ownership, risk and media sentiment.

PennyMac Mortgage Investment Trust presently has a consensus target price of $12.08, indicating a potential upside of 26.33%. PennyMac Financial Services has a consensus target price of $104.88, indicating a potential upside of 36.46%. Given PennyMac Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe PennyMac Financial Services is more favorable than PennyMac Mortgage Investment Trust.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Mortgage Investment Trust
2 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.11
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20

PennyMac Mortgage Investment Trust has a beta of 1.14, suggesting that its share price is 14% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.45, suggesting that its share price is 45% more volatile than the broader market.

PennyMac Mortgage Investment Trust has a net margin of 47.79% compared to PennyMac Financial Services' net margin of 17.74%. PennyMac Mortgage Investment Trust's return on equity of 12.50% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Mortgage Investment Trust47.79% 12.50% 0.76%
PennyMac Financial Services 17.74%11.18%1.65%

PennyMac Financial Services has higher revenue and earnings than PennyMac Mortgage Investment Trust. PennyMac Mortgage Investment Trust is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Mortgage Investment Trust$307.46M2.71$127.87M$1.426.74
PennyMac Financial Services$4.36B0.92$501.08M$7.2810.56

In the previous week, PennyMac Financial Services had 7 more articles in the media than PennyMac Mortgage Investment Trust. MarketBeat recorded 8 mentions for PennyMac Financial Services and 1 mentions for PennyMac Mortgage Investment Trust. PennyMac Financial Services' average media sentiment score of 0.71 beat PennyMac Mortgage Investment Trust's score of 0.00 indicating that PennyMac Financial Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Mortgage Investment Trust
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
PennyMac Financial Services
4 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

PennyMac Mortgage Investment Trust pays an annual dividend of $1.60 per share and has a dividend yield of 16.7%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.6%. PennyMac Mortgage Investment Trust pays out 112.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services pays out 16.5% of its earnings in the form of a dividend. PennyMac Financial Services has increased its dividend for 1 consecutive years.

67.4% of PennyMac Mortgage Investment Trust shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 1.0% of PennyMac Mortgage Investment Trust shares are owned by company insiders. Comparatively, 15.2% of PennyMac Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

PennyMac Financial Services beats PennyMac Mortgage Investment Trust on 14 of the 19 factors compared between the two stocks.

How does PennyMac Financial Services compare to Rithm Capital?

PennyMac Financial Services (NYSE:PFSI) and Rithm Capital (NYSE:RITM) are both mid-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their risk, earnings, media sentiment, dividends, analyst recommendations, institutional ownership, valuation and profitability.

In the previous week, PennyMac Financial Services had 4 more articles in the media than Rithm Capital. MarketBeat recorded 8 mentions for PennyMac Financial Services and 4 mentions for Rithm Capital. PennyMac Financial Services' average media sentiment score of 0.71 beat Rithm Capital's score of 0.43 indicating that PennyMac Financial Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Financial Services
4 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Rithm Capital
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Neutral

57.9% of PennyMac Financial Services shares are owned by institutional investors. Comparatively, 44.9% of Rithm Capital shares are owned by institutional investors. 15.2% of PennyMac Financial Services shares are owned by insiders. Comparatively, 0.6% of Rithm Capital shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Rithm Capital has lower revenue, but higher earnings than PennyMac Financial Services. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Rithm Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$4.36B0.92$501.08M$7.2810.56
Rithm Capital$3.32B1.75$681.45M$0.6017.29

PennyMac Financial Services has a beta of 1.45, meaning that its stock price is 45% more volatile than the broader market. Comparatively, Rithm Capital has a beta of 1.14, meaning that its stock price is 14% more volatile than the broader market.

PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.6%. Rithm Capital pays an annual dividend of $1.00 per share and has a dividend yield of 9.6%. PennyMac Financial Services pays out 16.5% of its earnings in the form of a dividend. Rithm Capital pays out 166.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services has increased its dividend for 1 consecutive years.

PennyMac Financial Services presently has a consensus price target of $104.88, indicating a potential upside of 36.46%. Rithm Capital has a consensus price target of $13.20, indicating a potential upside of 27.23%. Given PennyMac Financial Services' higher possible upside, analysts clearly believe PennyMac Financial Services is more favorable than Rithm Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20
Rithm Capital
1 Sell rating(s)
0 Hold rating(s)
10 Buy rating(s)
0 Strong Buy rating(s)
2.82

PennyMac Financial Services has a net margin of 17.74% compared to Rithm Capital's net margin of 9.20%. Rithm Capital's return on equity of 19.86% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services17.74% 11.18% 1.65%
Rithm Capital 9.20%19.86%2.84%

Summary

PennyMac Financial Services beats Rithm Capital on 11 of the 19 factors compared between the two stocks.

How does PennyMac Financial Services compare to Rocket Companies?

PennyMac Financial Services (NYSE:PFSI) and Rocket Companies (NYSE:RKT) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their institutional ownership, media sentiment, dividends, valuation, risk, profitability, earnings and analyst recommendations.

In the previous week, Rocket Companies had 8 more articles in the media than PennyMac Financial Services. MarketBeat recorded 16 mentions for Rocket Companies and 8 mentions for PennyMac Financial Services. PennyMac Financial Services' average media sentiment score of 0.71 beat Rocket Companies' score of 0.63 indicating that PennyMac Financial Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Financial Services
4 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Rocket Companies
8 Very Positive mention(s)
0 Positive mention(s)
8 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

57.9% of PennyMac Financial Services shares are owned by institutional investors. Comparatively, 4.6% of Rocket Companies shares are owned by institutional investors. 15.2% of PennyMac Financial Services shares are owned by company insiders. Comparatively, 57.7% of Rocket Companies shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

PennyMac Financial Services has a beta of 1.45, meaning that its stock price is 45% more volatile than the broader market. Comparatively, Rocket Companies has a beta of 2.19, meaning that its stock price is 119% more volatile than the broader market.

PennyMac Financial Services presently has a consensus price target of $104.88, suggesting a potential upside of 36.46%. Rocket Companies has a consensus price target of $19.87, suggesting a potential upside of 35.73%. Given PennyMac Financial Services' higher probable upside, equities research analysts plainly believe PennyMac Financial Services is more favorable than Rocket Companies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20
Rocket Companies
0 Sell rating(s)
9 Hold rating(s)
10 Buy rating(s)
0 Strong Buy rating(s)
2.53

PennyMac Financial Services has higher earnings, but lower revenue than Rocket Companies. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Rocket Companies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$4.36B0.92$501.08M$7.2810.56
Rocket Companies$6.70B6.19-$68M$0.14104.55

PennyMac Financial Services has a net margin of 17.74% compared to Rocket Companies' net margin of 4.70%. PennyMac Financial Services' return on equity of 11.18% beat Rocket Companies' return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services17.74% 11.18% 1.65%
Rocket Companies 4.70%5.13%1.88%

Summary

Rocket Companies beats PennyMac Financial Services on 9 of the 16 factors compared between the two stocks.

How does PennyMac Financial Services compare to MGIC Investment?

PennyMac Financial Services (NYSE:PFSI) and MGIC Investment (NYSE:MTG) are both mid-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, risk, dividends, profitability, analyst recommendations, earnings and valuation.

MGIC Investment has lower revenue, but higher earnings than PennyMac Financial Services. MGIC Investment is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$4.36B0.92$501.08M$7.2810.56
MGIC Investment$1.20B5.31$738.35M$3.209.67

PennyMac Financial Services presently has a consensus price target of $104.88, suggesting a potential upside of 36.46%. MGIC Investment has a consensus price target of $30.60, suggesting a potential downside of 1.10%. Given PennyMac Financial Services' higher possible upside, analysts plainly believe PennyMac Financial Services is more favorable than MGIC Investment.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20
MGIC Investment
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33

PennyMac Financial Services has a beta of 1.45, meaning that its share price is 45% more volatile than the broader market. Comparatively, MGIC Investment has a beta of 0.66, meaning that its share price is 34% less volatile than the broader market.

57.9% of PennyMac Financial Services shares are owned by institutional investors. Comparatively, 95.6% of MGIC Investment shares are owned by institutional investors. 15.2% of PennyMac Financial Services shares are owned by insiders. Comparatively, 1.3% of MGIC Investment shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

MGIC Investment has a net margin of 59.20% compared to PennyMac Financial Services' net margin of 17.74%. MGIC Investment's return on equity of 13.90% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services17.74% 11.18% 1.65%
MGIC Investment 59.20%13.90%10.81%

PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.6%. MGIC Investment pays an annual dividend of $0.68 per share and has a dividend yield of 2.2%. PennyMac Financial Services pays out 16.5% of its earnings in the form of a dividend. MGIC Investment pays out 21.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. PennyMac Financial Services has increased its dividend for 1 consecutive years and MGIC Investment has increased its dividend for 6 consecutive years. MGIC Investment is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, MGIC Investment had 4 more articles in the media than PennyMac Financial Services. MarketBeat recorded 12 mentions for MGIC Investment and 8 mentions for PennyMac Financial Services. MGIC Investment's average media sentiment score of 0.88 beat PennyMac Financial Services' score of 0.71 indicating that MGIC Investment is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Financial Services
4 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
MGIC Investment
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive

Summary

MGIC Investment beats PennyMac Financial Services on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PFSI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PFSI vs. The Competition

MetricPennyMac Financial ServicesFinancial Services IndustryFinance SectorNYSE Exchange
Market Cap$3.99B$26.59B$13.85B$24.22B
Dividend Yield1.54%5.99%5.87%3.69%
P/E Ratio10.5618.5129.2330.08
Price / Sales0.92421.34509.6217.63
Price / Cash7.7947.1030.4020.16
Price / Book0.933.232.834.95
Net Income$501.08M$1.09B$1.31B$1.07B
7 Day Performance0.37%0.96%-0.18%-0.03%
1 Month Performance-9.75%0.94%1.03%2.59%
1 Year Performance-28.17%-9.86%11.68%18.11%

PennyMac Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PFSI
PennyMac Financial Services
4.9841 of 5 stars
$76.86
+2.1%
$104.88
+36.5%
-28.6%$3.99B$4.36B10.564,900
CVCO
Cavco Industries
4.6662 of 5 stars
$598.14
+0.7%
$700.00
+17.0%
+20.8%$4.60B$2.24B26.037,700
PMT
PennyMac Mortgage Investment Trust
4.8266 of 5 stars
$9.47
+0.2%
$12.10
+27.8%
-21.2%$825.80M$203.88M6.674,900
RITM
Rithm Capital
4.635 of 5 stars
$10.25
flat
$13.20
+28.8%
-16.5%$5.72B$4.59B17.087,240
RKT
Rocket Companies
4.3554 of 5 stars
$14.03
-2.0%
$19.87
+41.6%
-21.3%$39.70B$6.70B100.2123,500

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This page (NYSE:PFSI) was last updated on 8/19/2026 by MarketBeat.com Staff.
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