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PennyMac Financial Services (PFSI) Competitors

PennyMac Financial Services logo
$80.64 +0.56 (+0.70%)
Closing price 03:59 PM Eastern
Extended Trading
$80.18 -0.46 (-0.57%)
As of 04:10 PM Eastern
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PFSI vs. PMT, RITM, RKT, UWMC, and BSAC

Should you buy PennyMac Financial Services stock or one of its competitors? MarketBeat compares PennyMac Financial Services with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with PennyMac Financial Services include PennyMac Mortgage Investment Trust (PMT), Rithm Capital (RITM), Rocket Companies (RKT), UWM (UWMC), and Banco Santander Chile (BSAC). These companies are all part of the "finance" sector.

How does PennyMac Financial Services compare to PennyMac Mortgage Investment Trust?

PennyMac Financial Services (NYSE:PFSI) and PennyMac Mortgage Investment Trust (NYSE:PMT) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, dividends, profitability, institutional ownership, risk, analyst recommendations, earnings and media sentiment.

PennyMac Mortgage Investment Trust has a net margin of 41.38% compared to PennyMac Financial Services' net margin of 23.47%. PennyMac Financial Services' return on equity of 10.93% beat PennyMac Mortgage Investment Trust's return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services23.47% 10.93% 1.66%
PennyMac Mortgage Investment Trust 41.38%10.71%0.72%

In the previous week, PennyMac Financial Services had 9 more articles in the media than PennyMac Mortgage Investment Trust. MarketBeat recorded 9 mentions for PennyMac Financial Services and 0 mentions for PennyMac Mortgage Investment Trust. PennyMac Financial Services' average media sentiment score of 0.04 beat PennyMac Mortgage Investment Trust's score of 0.00 indicating that PennyMac Financial Services is being referred to more favorably in the media.

Company Overall Sentiment
PennyMac Financial Services Neutral
PennyMac Mortgage Investment Trust Neutral

PennyMac Financial Services has a beta of 1.44, meaning that its share price is 44% more volatile than the broader market. Comparatively, PennyMac Mortgage Investment Trust has a beta of 1.15, meaning that its share price is 15% more volatile than the broader market.

PennyMac Financial Services has higher revenue and earnings than PennyMac Mortgage Investment Trust. PennyMac Financial Services is trading at a lower price-to-earnings ratio than PennyMac Mortgage Investment Trust, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$2.05B2.05$501.08M$9.418.57
PennyMac Mortgage Investment Trust$197.55M4.37$127.87M$1.158.61

PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.5%. PennyMac Mortgage Investment Trust pays an annual dividend of $1.60 per share and has a dividend yield of 16.2%. PennyMac Financial Services pays out 12.8% of its earnings in the form of a dividend. PennyMac Mortgage Investment Trust pays out 139.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services has increased its dividend for 1 consecutive years.

57.9% of PennyMac Financial Services shares are owned by institutional investors. Comparatively, 67.4% of PennyMac Mortgage Investment Trust shares are owned by institutional investors. 15.8% of PennyMac Financial Services shares are owned by insiders. Comparatively, 0.9% of PennyMac Mortgage Investment Trust shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

PennyMac Financial Services presently has a consensus target price of $122.75, suggesting a potential upside of 52.22%. PennyMac Mortgage Investment Trust has a consensus target price of $12.80, suggesting a potential upside of 29.23%. Given PennyMac Financial Services' stronger consensus rating and higher possible upside, research analysts clearly believe PennyMac Financial Services is more favorable than PennyMac Mortgage Investment Trust.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40
PennyMac Mortgage Investment Trust
2 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

PennyMac Financial Services beats PennyMac Mortgage Investment Trust on 14 of the 19 factors compared between the two stocks.

How does PennyMac Financial Services compare to Rithm Capital?

PennyMac Financial Services (NYSE:PFSI) and Rithm Capital (NYSE:RITM) are both mid-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, institutional ownership, earnings, valuation, media sentiment, profitability, analyst recommendations and risk.

PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.5%. Rithm Capital pays an annual dividend of $1.00 per share and has a dividend yield of 10.8%. PennyMac Financial Services pays out 12.8% of its earnings in the form of a dividend. Rithm Capital pays out 91.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services has increased its dividend for 1 consecutive years.

57.9% of PennyMac Financial Services shares are owned by institutional investors. Comparatively, 44.9% of Rithm Capital shares are owned by institutional investors. 15.8% of PennyMac Financial Services shares are owned by insiders. Comparatively, 0.6% of Rithm Capital shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Rithm Capital has higher revenue and earnings than PennyMac Financial Services. Rithm Capital is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$2.05B2.05$501.08M$9.418.57
Rithm Capital$4.59B1.12$681.45M$1.098.48

PennyMac Financial Services currently has a consensus target price of $122.75, indicating a potential upside of 52.22%. Rithm Capital has a consensus target price of $13.65, indicating a potential upside of 47.70%. Given PennyMac Financial Services' higher possible upside, research analysts plainly believe PennyMac Financial Services is more favorable than Rithm Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40
Rithm Capital
1 Sell rating(s)
0 Hold rating(s)
10 Buy rating(s)
0 Strong Buy rating(s)
2.82

In the previous week, Rithm Capital had 3 more articles in the media than PennyMac Financial Services. MarketBeat recorded 12 mentions for Rithm Capital and 9 mentions for PennyMac Financial Services. Rithm Capital's average media sentiment score of 1.08 beat PennyMac Financial Services' score of 0.04 indicating that Rithm Capital is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Neutral
Rithm Capital
8 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

PennyMac Financial Services has a beta of 1.44, meaning that its share price is 44% more volatile than the broader market. Comparatively, Rithm Capital has a beta of 1.14, meaning that its share price is 14% more volatile than the broader market.

PennyMac Financial Services has a net margin of 23.47% compared to Rithm Capital's net margin of 14.44%. Rithm Capital's return on equity of 19.48% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services23.47% 10.93% 1.66%
Rithm Capital 14.44%19.48%2.87%

Summary

PennyMac Financial Services beats Rithm Capital on 10 of the 19 factors compared between the two stocks.

How does PennyMac Financial Services compare to Rocket Companies?

Rocket Companies (NYSE:RKT) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, profitability, valuation, analyst recommendations, dividends, earnings, media sentiment and risk.

PennyMac Financial Services has a net margin of 23.47% compared to Rocket Companies' net margin of 2.78%. PennyMac Financial Services' return on equity of 10.93% beat Rocket Companies' return on equity.

Company Net Margins Return on Equity Return on Assets
Rocket Companies2.78% 4.30% 1.46%
PennyMac Financial Services 23.47%10.93%1.66%

Rocket Companies currently has a consensus target price of $20.93, indicating a potential upside of 55.58%. PennyMac Financial Services has a consensus target price of $122.75, indicating a potential upside of 52.22%. Given Rocket Companies' stronger consensus rating and higher possible upside, equities research analysts clearly believe Rocket Companies is more favorable than PennyMac Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Rocket Companies
0 Sell rating(s)
9 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.50
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40

PennyMac Financial Services has lower revenue, but higher earnings than Rocket Companies. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Rocket Companies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Rocket Companies$6.70B5.69-$68M$0.05269.04
PennyMac Financial Services$2.05B2.05$501.08M$9.418.57

4.6% of Rocket Companies shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 57.7% of Rocket Companies shares are owned by company insiders. Comparatively, 15.8% of PennyMac Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Rocket Companies has a beta of 2.19, meaning that its share price is 119% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.44, meaning that its share price is 44% more volatile than the broader market.

In the previous week, Rocket Companies had 13 more articles in the media than PennyMac Financial Services. MarketBeat recorded 22 mentions for Rocket Companies and 9 mentions for PennyMac Financial Services. Rocket Companies' average media sentiment score of 0.24 beat PennyMac Financial Services' score of 0.04 indicating that Rocket Companies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Rocket Companies
6 Very Positive mention(s)
6 Positive mention(s)
8 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral
PennyMac Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Neutral

Summary

Rocket Companies beats PennyMac Financial Services on 10 of the 16 factors compared between the two stocks.

How does PennyMac Financial Services compare to UWM?

UWM (NYSE:UWMC) and PennyMac Financial Services (NYSE:PFSI) are both mid-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, profitability, media sentiment, institutional ownership, risk, dividends, valuation and earnings.

PennyMac Financial Services has a net margin of 23.47% compared to UWM's net margin of 1.92%. UWM's return on equity of 19.01% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
UWM1.92% 19.01% 1.85%
PennyMac Financial Services 23.47%10.93%1.66%

UWM currently has a consensus target price of $5.79, suggesting a potential upside of 142.77%. PennyMac Financial Services has a consensus target price of $122.75, suggesting a potential upside of 52.22%. Given UWM's higher probable upside, analysts plainly believe UWM is more favorable than PennyMac Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
UWM
0 Sell rating(s)
10 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.23
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40

UWM pays an annual dividend of $0.40 per share and has a dividend yield of 16.8%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.5%. UWM pays out 148.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services pays out 12.8% of its earnings in the form of a dividend. PennyMac Financial Services has increased its dividend for 1 consecutive years.

UWM has a beta of 1.72, suggesting that its share price is 72% more volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.44, suggesting that its share price is 44% more volatile than the broader market.

In the previous week, PennyMac Financial Services had 2 more articles in the media than UWM. MarketBeat recorded 9 mentions for PennyMac Financial Services and 7 mentions for UWM. UWM's average media sentiment score of 0.56 beat PennyMac Financial Services' score of 0.04 indicating that UWM is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
UWM
3 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive
PennyMac Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Neutral

PennyMac Financial Services has higher revenue and earnings than UWM. PennyMac Financial Services is trading at a lower price-to-earnings ratio than UWM, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
UWM$2.02B1.89$27.38M$0.278.83
PennyMac Financial Services$2.05B2.05$501.08M$9.418.57

53.6% of UWM shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 80.3% of UWM shares are owned by company insiders. Comparatively, 15.8% of PennyMac Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

PennyMac Financial Services beats UWM on 11 of the 19 factors compared between the two stocks.

How does PennyMac Financial Services compare to Banco Santander Chile?

Banco Santander Chile (NYSE:BSAC) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, media sentiment, risk, earnings and valuation.

6.4% of Banco Santander Chile shares are held by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are held by institutional investors. 15.8% of PennyMac Financial Services shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

In the previous week, PennyMac Financial Services had 9 more articles in the media than Banco Santander Chile. MarketBeat recorded 9 mentions for PennyMac Financial Services and 0 mentions for Banco Santander Chile. Banco Santander Chile's average media sentiment score of 0.87 beat PennyMac Financial Services' score of 0.04 indicating that Banco Santander Chile is being referred to more favorably in the media.

Company Overall Sentiment
Banco Santander Chile Positive
PennyMac Financial Services Neutral

Banco Santander Chile pays an annual dividend of $1.09 per share and has a dividend yield of 3.4%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.5%. Banco Santander Chile pays out 47.0% of its earnings in the form of a dividend. PennyMac Financial Services pays out 12.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. PennyMac Financial Services has increased its dividend for 1 consecutive years.

Banco Santander Chile has a beta of 0.52, indicating that its stock price is 48% less volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.44, indicating that its stock price is 44% more volatile than the broader market.

Banco Santander Chile presently has a consensus price target of $36.00, indicating a potential upside of 11.12%. PennyMac Financial Services has a consensus price target of $122.75, indicating a potential upside of 52.22%. Given PennyMac Financial Services' stronger consensus rating and higher probable upside, analysts clearly believe PennyMac Financial Services is more favorable than Banco Santander Chile.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Banco Santander Chile
1 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.38
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40

Banco Santander Chile has a net margin of 24.95% compared to PennyMac Financial Services' net margin of 23.47%. Banco Santander Chile's return on equity of 21.00% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Banco Santander Chile24.95% 21.00% 1.54%
PennyMac Financial Services 23.47%10.93%1.66%

Banco Santander Chile has higher revenue and earnings than PennyMac Financial Services. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Banco Santander Chile, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Banco Santander Chile$2.86T0.01$1.12B$2.3213.96
PennyMac Financial Services$2.05B2.05$501.08M$9.418.57

Summary

PennyMac Financial Services beats Banco Santander Chile on 12 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PFSI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PFSI vs. The Competition

MetricPennyMac Financial ServicesFIN IndustryFinance SectorNYSE Exchange
Market Cap$4.19B$4.42B$13.69B$23.08B
Dividend Yield1.47%6.57%5.79%4.10%
P/E Ratio8.5781.7320.0530.87
Price / Sales2.051.68129.65103.65
Price / Cash8.1611.8719.3124.20
Price / Book0.971.872.224.67
Net Income$501.08M$1.63B$1.14B$1.07B
7 Day Performance-1.04%-3.32%0.71%-0.08%
1 Month Performance-8.63%-9.25%0.89%0.90%
1 Year Performance-17.18%-14.79%10.99%21.31%

PennyMac Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PFSI
PennyMac Financial Services
4.996 of 5 stars
$80.64
+0.7%
$122.75
+52.2%
-17.8%$4.19B$2.05B8.574,900
PMT
PennyMac Mortgage Investment Trust
4.606 of 5 stars
$9.95
-1.6%
$12.80
+28.7%
-22.7%$868.08M$307.46M8.664,900
RITM
Rithm Capital
4.7054 of 5 stars
$9.25
-1.0%
$13.65
+47.6%
-19.1%$5.16B$4.59B8.487,240
RKT
Rocket Companies
3.9678 of 5 stars
$12.56
-4.7%
$20.93
+66.7%
-3.6%$35.55B$6.70B251.3023,500
UWMC
UWM
4.7364 of 5 stars
$2.40
-3.4%
$5.79
+141.8%
-43.5%$3.83B$3.16B8.879,100

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This page (NYSE:PFSI) was last updated on 6/11/2026 by MarketBeat.com Staff.
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