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Enova International (ENVA) Competitors

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$177.88 -4.71 (-2.58%)
Closing price 10/9/2026 03:59 PM Eastern
Extended Trading
$178.06 +0.18 (+0.10%)
As of 10/9/2026 07:58 PM Eastern
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ENVA vs. BFH, COF, EVR, FNB, and MC

Should you buy Enova International stock or one of its competitors? Enova International's main competitors and comparable companies include Bread Financial (BFH), Capital One Financial (COF), Evercore (EVR), F.N.B. (FNB), and Moelis & Company (MC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "finance" sector.

How does Enova International compare to Bread Financial?

Enova International (NYSE:ENVA) and Bread Financial (NYSE:BFH) are both mid-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, dividends, risk, valuation, analyst recommendations, profitability, media sentiment and earnings.

Bread Financial has a net margin of 11.95% compared to Enova International's net margin of 10.31%. Enova International's return on equity of 26.66% beat Bread Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Enova International10.31% 26.66% 5.55%
Bread Financial 11.95%18.42%2.76%

In the previous week, Enova International had 1 more articles in the media than Bread Financial. MarketBeat recorded 11 mentions for Enova International and 10 mentions for Bread Financial. Enova International's average media sentiment score of 0.12 beat Bread Financial's score of -0.14 indicating that Enova International is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Enova International
2 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral
Bread Financial
1 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral

Enova International currently has a consensus price target of $230.83, indicating a potential upside of 29.77%. Bread Financial has a consensus price target of $112.29, indicating a potential upside of 11.40%. Given Enova International's stronger consensus rating and higher possible upside, equities research analysts clearly believe Enova International is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Enova International
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.89
Bread Financial
1 Sell rating(s)
7 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.44

Bread Financial has higher revenue and earnings than Enova International. Bread Financial is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Enova International$3.15B1.41$308.39M$13.4913.19
Bread Financial$4.70B0.82$518M$12.827.86

89.4% of Enova International shares are owned by institutional investors. Comparatively, 99.5% of Bread Financial shares are owned by institutional investors. 8.4% of Enova International shares are owned by company insiders. Comparatively, 1.3% of Bread Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Enova International has a beta of 1.28, indicating that its share price is 28% more volatile than the broader market. Comparatively, Bread Financial has a beta of 1.15, indicating that its share price is 15% more volatile than the broader market.

Summary

Enova International beats Bread Financial on 11 of the 15 factors compared between the two stocks.

How does Enova International compare to Capital One Financial?

Enova International (NYSE:ENVA) and Capital One Financial (NYSE:COF) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, risk, institutional ownership, valuation, dividends, earnings, profitability and media sentiment.

In the previous week, Capital One Financial had 14 more articles in the media than Enova International. MarketBeat recorded 25 mentions for Capital One Financial and 11 mentions for Enova International. Capital One Financial's average media sentiment score of 0.54 beat Enova International's score of 0.12 indicating that Capital One Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Enova International
2 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral
Capital One Financial
14 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
2 Negative mention(s)
1 Very Negative mention(s)
Positive

Capital One Financial has a net margin of 13.37% compared to Enova International's net margin of 10.31%. Enova International's return on equity of 26.66% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Enova International10.31% 26.66% 5.55%
Capital One Financial 13.37%11.28%1.90%

Enova International presently has a consensus target price of $230.83, indicating a potential upside of 29.77%. Capital One Financial has a consensus target price of $256.09, indicating a potential upside of 28.60%. Given Enova International's stronger consensus rating and higher possible upside, equities analysts clearly believe Enova International is more favorable than Capital One Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Enova International
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.89
Capital One Financial
0 Sell rating(s)
5 Hold rating(s)
20 Buy rating(s)
0 Strong Buy rating(s)
2.80

Capital One Financial has higher revenue and earnings than Enova International. Capital One Financial is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Enova International$3.15B1.41$308.39M$13.4913.19
Capital One Financial$69.25B1.76$2.45B$16.1612.32

Enova International has a beta of 1.28, indicating that its share price is 28% more volatile than the broader market. Comparatively, Capital One Financial has a beta of 1.04, indicating that its share price is 4% more volatile than the broader market.

89.4% of Enova International shares are held by institutional investors. Comparatively, 89.8% of Capital One Financial shares are held by institutional investors. 8.4% of Enova International shares are held by insiders. Comparatively, 0.8% of Capital One Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Summary

Capital One Financial beats Enova International on 9 of the 16 factors compared between the two stocks.

How does Enova International compare to Evercore?

Evercore (NYSE:EVR) and Enova International (NYSE:ENVA) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, profitability, valuation, analyst recommendations, media sentiment, earnings, risk and dividends.

In the previous week, Enova International had 6 more articles in the media than Evercore. MarketBeat recorded 11 mentions for Enova International and 5 mentions for Evercore. Enova International's average media sentiment score of 0.12 beat Evercore's score of 0.04 indicating that Enova International is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Evercore
0 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Enova International
2 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral

Evercore has a beta of 1.51, indicating that its stock price is 51% more volatile than the broader market. Comparatively, Enova International has a beta of 1.28, indicating that its stock price is 28% more volatile than the broader market.

Evercore has a net margin of 15.74% compared to Enova International's net margin of 10.31%. Evercore's return on equity of 39.11% beat Enova International's return on equity.

Company Net Margins Return on Equity Return on Assets
Evercore15.74% 39.11% 18.05%
Enova International 10.31%26.66%5.55%

Evercore presently has a consensus target price of $361.50, suggesting a potential upside of 33.00%. Enova International has a consensus target price of $230.83, suggesting a potential upside of 29.77%. Given Evercore's higher possible upside, equities research analysts clearly believe Evercore is more favorable than Enova International.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Evercore
0 Sell rating(s)
5 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.50
Enova International
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.89

Evercore has higher revenue and earnings than Enova International. Enova International is trading at a lower price-to-earnings ratio than Evercore, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Evercore$3.86B2.73$591.92M$17.6915.37
Enova International$3.15B1.41$308.39M$13.4913.19

86.2% of Evercore shares are held by institutional investors. Comparatively, 89.4% of Enova International shares are held by institutional investors. 3.5% of Evercore shares are held by insiders. Comparatively, 8.4% of Enova International shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

Evercore beats Enova International on 10 of the 16 factors compared between the two stocks.

How does Enova International compare to F.N.B.?

F.N.B. (NYSE:FNB) and Enova International (NYSE:ENVA) are both mid-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, profitability, earnings, dividends, institutional ownership, media sentiment, analyst recommendations and valuation.

F.N.B. has a beta of 0.87, suggesting that its stock price is 13% less volatile than the broader market. Comparatively, Enova International has a beta of 1.28, suggesting that its stock price is 28% more volatile than the broader market.

In the previous week, Enova International had 6 more articles in the media than F.N.B.. MarketBeat recorded 11 mentions for Enova International and 5 mentions for F.N.B.. F.N.B.'s average media sentiment score of 0.16 beat Enova International's score of 0.12 indicating that F.N.B. is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
F.N.B.
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Enova International
2 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral

79.3% of F.N.B. shares are owned by institutional investors. Comparatively, 89.4% of Enova International shares are owned by institutional investors. 1.5% of F.N.B. shares are owned by insiders. Comparatively, 8.4% of Enova International shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

F.N.B. has higher earnings, but lower revenue than Enova International. F.N.B. is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
F.N.B.$2.69B2.24$565M$1.6810.16
Enova International$3.15B1.41$308.39M$13.4913.19

F.N.B. has a net margin of 22.29% compared to Enova International's net margin of 10.31%. Enova International's return on equity of 26.66% beat F.N.B.'s return on equity.

Company Net Margins Return on Equity Return on Assets
F.N.B.22.29% 9.10% 1.22%
Enova International 10.31%26.66%5.55%

F.N.B. currently has a consensus target price of $20.33, indicating a potential upside of 19.15%. Enova International has a consensus target price of $230.83, indicating a potential upside of 29.77%. Given Enova International's stronger consensus rating and higher probable upside, analysts clearly believe Enova International is more favorable than F.N.B..

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
F.N.B.
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.71
Enova International
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.89

Summary

Enova International beats F.N.B. on 12 of the 16 factors compared between the two stocks.

How does Enova International compare to Moelis & Company?

Moelis & Company (NYSE:MC) and Enova International (NYSE:ENVA) are both mid-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, profitability, valuation, risk, dividends, media sentiment and earnings.

In the previous week, Moelis & Company and Moelis & Company both had 11 articles in the media. Moelis & Company's average media sentiment score of 0.27 beat Enova International's score of 0.12 indicating that Moelis & Company is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Moelis & Company
0 Very Positive mention(s)
1 Positive mention(s)
6 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Enova International
2 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral

Enova International has higher revenue and earnings than Moelis & Company. Enova International is trading at a lower price-to-earnings ratio than Moelis & Company, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Moelis & Company$1.52B2.95$233.04M$2.8719.90
Enova International$3.15B1.41$308.39M$13.4913.19

Moelis & Company presently has a consensus price target of $71.00, suggesting a potential upside of 24.29%. Enova International has a consensus price target of $230.83, suggesting a potential upside of 29.77%. Given Enova International's stronger consensus rating and higher possible upside, analysts plainly believe Enova International is more favorable than Moelis & Company.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Moelis & Company
0 Sell rating(s)
6 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25
Enova International
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.89

Moelis & Company has a net margin of 14.50% compared to Enova International's net margin of 10.31%. Moelis & Company's return on equity of 39.59% beat Enova International's return on equity.

Company Net Margins Return on Equity Return on Assets
Moelis & Company14.50% 39.59% 17.04%
Enova International 10.31%26.66%5.55%

91.5% of Moelis & Company shares are held by institutional investors. Comparatively, 89.4% of Enova International shares are held by institutional investors. 6.3% of Moelis & Company shares are held by company insiders. Comparatively, 8.4% of Enova International shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Moelis & Company has a beta of 1.91, meaning that its stock price is 91% more volatile than the broader market. Comparatively, Enova International has a beta of 1.28, meaning that its stock price is 28% more volatile than the broader market.

Summary

Moelis & Company beats Enova International on 8 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ENVA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ENVA vs. The Competition

MetricEnova InternationalConsumer Finance IndustryFinance SectorNYSE Exchange
Market Cap$4.55B$6.80B$13.10B$22.94B
Dividend YieldN/A12.83%6.08%3.72%
P/E Ratio13.198.4024.7228.60
Price / Sales1.4152.06479.7315.13
Price / Cash13.6011.2445.1337.72
Price / Book3.742.512.714.72
Net Income$308.39M$442.63M$1.32B$1.07B
7 Day Performance2.96%0.56%-0.52%0.35%
1 Month Performance-19.84%-4.65%-2.39%-2.93%
1 Year Performance71.02%1.96%10.29%9.26%

Enova International Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ENVA
Enova International
4.6663 of 5 stars
$177.88
-2.6%
$230.83
+29.8%
+65.0%$4.55B$3.15B13.191,836
BFH
Bread Financial
3.9519 of 5 stars
$101.11
-0.1%
$112.29
+11.1%
+80.5%$3.88B$4.70B7.896,000
COF
Capital One Financial
4.9987 of 5 stars
$196.41
0.0%
$259.18
+32.0%
-5.4%$120.50B$69.25B12.1576,300
EVR
Evercore
4.9732 of 5 stars
$262.17
+0.2%
$380.67
+45.2%
-13.3%$10.14B$3.86B14.822,570
FNB
F.N.B.
4.797 of 5 stars
$17.37
-0.4%
$20.75
+19.5%
+7.0%$6.13B$2.69B10.344,282

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This page (NYSE:ENVA) was last updated on 10/10/2026 by MarketBeat.com Staff.
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