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Enova International (ENVA) Competitors

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$174.96 -4.10 (-2.29%)
Closing price 09/18/2026 03:59 PM Eastern
Extended Trading
$176.00 +1.04 (+0.60%)
As of 09/18/2026 07:57 PM Eastern
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ENVA vs. AXP, BFH, BY, COF, and EVR

Should you buy Enova International stock or one of its competitors? Enova International's main competitors and comparable companies include American Express (AXP), Bread Financial (BFH), Byline Bancorp (BY), Capital One Financial (COF), and Evercore (EVR). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "finance" sector.

How does Enova International compare to American Express?

Enova International (NYSE:ENVA) and American Express (NYSE:AXP) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, earnings, analyst recommendations, dividends, valuation, institutional ownership, profitability and risk.

89.4% of Enova International shares are held by institutional investors. Comparatively, 84.3% of American Express shares are held by institutional investors. 8.4% of Enova International shares are held by company insiders. Comparatively, 0.1% of American Express shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

American Express has higher revenue and earnings than Enova International. Enova International is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Enova International$3.15B1.38$308.39M$13.4912.97
American Express$72.23B2.91$10.83B$16.4818.89

Enova International currently has a consensus target price of $231.67, indicating a potential upside of 32.41%. American Express has a consensus target price of $373.32, indicating a potential upside of 19.89%. Given Enova International's stronger consensus rating and higher probable upside, analysts plainly believe Enova International is more favorable than American Express.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Enova International
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.89
American Express
1 Sell rating(s)
10 Hold rating(s)
12 Buy rating(s)
1 Strong Buy rating(s)
2.54

American Express has a net margin of 15.07% compared to Enova International's net margin of 10.31%. American Express' return on equity of 34.12% beat Enova International's return on equity.

Company Net Margins Return on Equity Return on Assets
Enova International10.31% 26.66% 5.55%
American Express 15.07%34.12%3.77%

In the previous week, Enova International had 10 more articles in the media than American Express. MarketBeat recorded 42 mentions for Enova International and 32 mentions for American Express. American Express' average media sentiment score of 0.61 beat Enova International's score of 0.01 indicating that American Express is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Enova International
3 Very Positive mention(s)
7 Positive mention(s)
18 Neutral mention(s)
7 Negative mention(s)
2 Very Negative mention(s)
Neutral
American Express
14 Very Positive mention(s)
4 Positive mention(s)
12 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Positive

Enova International has a beta of 1.21, meaning that its share price is 21% more volatile than the broader market. Comparatively, American Express has a beta of 1.05, meaning that its share price is 5% more volatile than the broader market.

Summary

American Express beats Enova International on 10 of the 17 factors compared between the two stocks.

How does Enova International compare to Bread Financial?

Bread Financial (NYSE:BFH) and Enova International (NYSE:ENVA) are both mid-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their earnings, risk, valuation, profitability, dividends, analyst recommendations, media sentiment and institutional ownership.

99.5% of Bread Financial shares are owned by institutional investors. Comparatively, 89.4% of Enova International shares are owned by institutional investors. 1.3% of Bread Financial shares are owned by company insiders. Comparatively, 8.4% of Enova International shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Bread Financial currently has a consensus target price of $112.29, suggesting a potential upside of 3.64%. Enova International has a consensus target price of $231.67, suggesting a potential upside of 32.41%. Given Enova International's stronger consensus rating and higher possible upside, analysts clearly believe Enova International is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bread Financial
1 Sell rating(s)
6 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
2.56
Enova International
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.89

Bread Financial has a net margin of 11.95% compared to Enova International's net margin of 10.31%. Enova International's return on equity of 26.66% beat Bread Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Bread Financial11.95% 18.42% 2.76%
Enova International 10.31%26.66%5.55%

In the previous week, Enova International had 25 more articles in the media than Bread Financial. MarketBeat recorded 42 mentions for Enova International and 17 mentions for Bread Financial. Bread Financial's average media sentiment score of 0.71 beat Enova International's score of 0.01 indicating that Bread Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bread Financial
5 Very Positive mention(s)
4 Positive mention(s)
5 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive
Enova International
3 Very Positive mention(s)
7 Positive mention(s)
18 Neutral mention(s)
7 Negative mention(s)
2 Very Negative mention(s)
Neutral

Bread Financial has a beta of 1.1, suggesting that its share price is 10% more volatile than the broader market. Comparatively, Enova International has a beta of 1.21, suggesting that its share price is 21% more volatile than the broader market.

Bread Financial has higher revenue and earnings than Enova International. Bread Financial is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bread Financial$4.70B0.89$518M$12.828.45
Enova International$3.15B1.38$308.39M$13.4912.97

Summary

Enova International beats Bread Financial on 10 of the 16 factors compared between the two stocks.

How does Enova International compare to Byline Bancorp?

Byline Bancorp (NYSE:BY) and Enova International (NYSE:ENVA) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their profitability, dividends, earnings, risk, media sentiment, valuation, analyst recommendations and institutional ownership.

Enova International has higher revenue and earnings than Byline Bancorp. Byline Bancorp is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Byline Bancorp$633.15M2.68$130.05M$3.3111.34
Enova International$3.15B1.38$308.39M$13.4912.97

Byline Bancorp has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market. Comparatively, Enova International has a beta of 1.21, meaning that its stock price is 21% more volatile than the broader market.

Byline Bancorp currently has a consensus price target of $43.00, indicating a potential upside of 14.56%. Enova International has a consensus price target of $231.67, indicating a potential upside of 32.41%. Given Enova International's stronger consensus rating and higher possible upside, analysts plainly believe Enova International is more favorable than Byline Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Byline Bancorp
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Enova International
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.89

67.7% of Byline Bancorp shares are held by institutional investors. Comparatively, 89.4% of Enova International shares are held by institutional investors. 29.1% of Byline Bancorp shares are held by insiders. Comparatively, 8.4% of Enova International shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Byline Bancorp has a net margin of 23.36% compared to Enova International's net margin of 10.31%. Enova International's return on equity of 26.66% beat Byline Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Byline Bancorp23.36% 11.84% 1.53%
Enova International 10.31%26.66%5.55%

In the previous week, Enova International had 40 more articles in the media than Byline Bancorp. MarketBeat recorded 42 mentions for Enova International and 2 mentions for Byline Bancorp. Byline Bancorp's average media sentiment score of 1.36 beat Enova International's score of 0.01 indicating that Byline Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Byline Bancorp
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Enova International
3 Very Positive mention(s)
7 Positive mention(s)
18 Neutral mention(s)
7 Negative mention(s)
2 Very Negative mention(s)
Neutral

Summary

Enova International beats Byline Bancorp on 12 of the 16 factors compared between the two stocks.

How does Enova International compare to Capital One Financial?

Capital One Financial (NYSE:COF) and Enova International (NYSE:ENVA) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, earnings, analyst recommendations, institutional ownership, profitability, dividends, media sentiment and valuation.

Capital One Financial presently has a consensus price target of $258.91, suggesting a potential upside of 28.23%. Enova International has a consensus price target of $231.67, suggesting a potential upside of 32.41%. Given Enova International's stronger consensus rating and higher possible upside, analysts plainly believe Enova International is more favorable than Capital One Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
3 Hold rating(s)
21 Buy rating(s)
0 Strong Buy rating(s)
2.88
Enova International
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.89

Capital One Financial has higher revenue and earnings than Enova International. Capital One Financial is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$69.25B1.79$2.45B$16.1612.49
Enova International$3.15B1.38$308.39M$13.4912.97

In the previous week, Enova International had 22 more articles in the media than Capital One Financial. MarketBeat recorded 42 mentions for Enova International and 20 mentions for Capital One Financial. Capital One Financial's average media sentiment score of 0.76 beat Enova International's score of 0.01 indicating that Capital One Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
9 Very Positive mention(s)
3 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Enova International
3 Very Positive mention(s)
7 Positive mention(s)
18 Neutral mention(s)
7 Negative mention(s)
2 Very Negative mention(s)
Neutral

Capital One Financial has a net margin of 13.37% compared to Enova International's net margin of 10.31%. Enova International's return on equity of 26.66% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial13.37% 11.28% 1.90%
Enova International 10.31%26.66%5.55%

Capital One Financial has a beta of 1.02, meaning that its stock price is 2% more volatile than the broader market. Comparatively, Enova International has a beta of 1.21, meaning that its stock price is 21% more volatile than the broader market.

89.8% of Capital One Financial shares are owned by institutional investors. Comparatively, 89.4% of Enova International shares are owned by institutional investors. 0.8% of Capital One Financial shares are owned by insiders. Comparatively, 8.4% of Enova International shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

Capital One Financial and Enova International tied by winning 8 of the 16 factors compared between the two stocks.

How does Enova International compare to Evercore?

Enova International (NYSE:ENVA) and Evercore (NYSE:EVR) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their valuation, earnings, analyst recommendations, institutional ownership, dividends, profitability, media sentiment and risk.

In the previous week, Enova International had 39 more articles in the media than Evercore. MarketBeat recorded 42 mentions for Enova International and 3 mentions for Evercore. Enova International's average media sentiment score of 0.01 beat Evercore's score of -0.06 indicating that Enova International is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Enova International
3 Very Positive mention(s)
7 Positive mention(s)
18 Neutral mention(s)
7 Negative mention(s)
2 Very Negative mention(s)
Neutral
Evercore
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

89.4% of Enova International shares are held by institutional investors. Comparatively, 86.2% of Evercore shares are held by institutional investors. 8.4% of Enova International shares are held by insiders. Comparatively, 3.5% of Evercore shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Enova International has a beta of 1.21, meaning that its share price is 21% more volatile than the broader market. Comparatively, Evercore has a beta of 1.49, meaning that its share price is 49% more volatile than the broader market.

Evercore has a net margin of 15.74% compared to Enova International's net margin of 10.31%. Evercore's return on equity of 39.11% beat Enova International's return on equity.

Company Net Margins Return on Equity Return on Assets
Enova International10.31% 26.66% 5.55%
Evercore 15.74%39.11%18.05%

Evercore has higher revenue and earnings than Enova International. Enova International is trading at a lower price-to-earnings ratio than Evercore, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Enova International$3.15B1.38$308.39M$13.4912.97
Evercore$3.86B2.64$591.92M$17.6914.86

Enova International presently has a consensus target price of $231.67, indicating a potential upside of 32.41%. Evercore has a consensus target price of $380.67, indicating a potential upside of 44.84%. Given Evercore's higher probable upside, analysts clearly believe Evercore is more favorable than Enova International.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Enova International
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.89
Evercore
0 Sell rating(s)
4 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.64

Summary

Evercore beats Enova International on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ENVA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ENVA vs. The Competition

MetricEnova InternationalConsumer Finance IndustryFinance SectorNYSE Exchange
Market Cap$4.35B$6.98B$13.82B$23.10B
Dividend YieldN/A12.77%5.95%3.62%
P/E Ratio12.978.7825.3128.19
Price / Sales1.3863.66511.0720.34
Price / Cash13.0111.3643.4236.36
Price / Book3.682.532.734.67
Net Income$308.39M$442.63M$1.31B$1.07B
7 Day Performance-21.73%-0.78%-0.59%-1.64%
1 Month Performance-31.42%-3.51%0.09%-4.25%
1 Year Performance39.07%-0.86%8.86%8.32%

Enova International Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ENVA
Enova International
4.5462 of 5 stars
$174.96
-2.3%
$231.67
+32.4%
+37.9%$4.35B$3.15B12.971,836
AXP
American Express
4.5256 of 5 stars
$326.10
0.0%
$373.32
+14.5%
-8.9%$220.15B$72.23B19.7876,800
BFH
Bread Financial
3.4872 of 5 stars
$108.84
-1.8%
$112.08
+3.0%
+69.3%$4.18B$4.70B8.496,000
BY
Byline Bancorp
4.3659 of 5 stars
$38.55
-0.4%
$43.00
+11.5%
+28.2%$1.74B$633.15M11.641,027
COF
Capital One Financial
4.9905 of 5 stars
$216.30
-1.5%
$258.91
+19.7%
-12.1%$132.79B$69.25B13.3976,300

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This page (NYSE:ENVA) was last updated on 9/19/2026 by MarketBeat.com Staff.
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