NYSE:ENVA Enova International (ENVA) Stock Price, News & Analysis $244.97 +7.70 (+3.25%) As of 02:22 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Enova International Stock (NYSE:ENVA) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Enova International alerts:Sign Up Key Stats Today's Range$239.66▼$249.2450-Day Range$158.15▼$242.5252-Week Range$99.61▼$249.24Volume206,167 shsAverage Volume310,039 shsMarket Capitalization$6.10 billionP/E Ratio18.14Dividend YieldN/APrice Target$247.83Consensus RatingModerate Buy Company Overview Enova International, Inc. (NYSE: ENVA) is a Chicago-based financial services company specializing in online lending solutions. Since its founding in 2004, Enova has leveraged proprietary data analytics and technology platforms to underwrite and deliver short-term consumer loans, lines of credit and installment loans. Through its flagship consumer brand NetCredit, Enova provides flexible credit options designed to serve a wide range of borrowers, including those with limited or non-traditional credit histories. In addition to its U.S. consumer operations, Enova operates dedicated commercial lending services under its OnDeck brand, offering small businesses access to working capital through term loans and revolving credit lines. The company has expanded internationally, serving customers in the United Kingdom and Brazil via localized online platforms. Enova’s risk and underwriting models draw upon machine learning and real-time data to assess creditworthiness, enabling rapid decision-making and funding. Enova differentiates itself through a fully digital customer experience and a focus on speed, with many approved applicants receiving funds within one business day. Its executive team brings deep expertise in financial technology, data science and regulatory compliance. The company continues to invest in its technology infrastructure and product suite to enhance its underwriting capabilities and broaden its service offerings across geographies.AI Generated. May Contain Errors. Read More Enova International Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks74th Percentile Overall ScoreENVA MarketRank™: Enova International scored higher than 74% of companies evaluated by MarketBeat, and ranked 315th out of 875 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.5 / 5Analyst RatingModerate Buy Consensus RatingEnova International has received a consensus rating of Moderate Buy. The company's average rating score is 2.89, and is based on no strong buy ratings, 8 buy ratings, 1 hold rating, and no sell ratings.Upside/DownsideThe consensus price target for Enova International is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageEnova International has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Enova International's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth25.24% Earnings GrowthEarnings for Enova International are expected to grow by 25.24% in the coming year, from $15.37 to $19.25 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Enova International is 18.20, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.03.Price to Earnings Ratio vs. SectorThe P/E ratio of Enova International is 18.20, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.72.Price to Book Value per Share RatioEnova International has a P/B Ratio of 5.16. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted9.47% of the float of Enova International has been sold short.Short Interest Ratio / Days to CoverEnova International has a short interest ratio ("days to cover") of 5.91.Change versus previous monthShort interest in Enova International has recently decreased by 6.19%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldEnova International does not currently pay a dividend.Dividend GrowthEnova International does not have a long track record of dividend growth. News and Social Media3.0 / 5News Sentiment0.77 News SentimentEnova International has a news sentiment score of 0.77. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 20 news articles for Enova International this week, compared to 4 articles on an average week.Search InterestOnly 2 people have searched for ENVA on MarketBeat in the last 30 days. This is a decrease of -78% compared to the previous 30 days.MarketBeat Follows8 people have added Enova International to their MarketBeat watchlist in the last 30 days. This is an increase of 700% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Enova International insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $19,757,389.00 in company stock.Percentage Held by Insiders8.40% of the stock of Enova International is held by insiders.Percentage Held by Institutions89.43% of the stock of Enova International is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Enova International's insider trading history. Receive ENVA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Enova International and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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ENVA Stock News HeadlinesEnova International (NYSE:ENVA) Shares Gap Up After Better-Than-Expected EarningsJuly 26 at 1:21 AM | americanbankingnews.comIs Enova International (ENVA) Fully Priced Following Strong Q2 Results And Raised Guidance?July 25 at 9:30 AM | finance.yahoo.comThe end may be near for these iconic stocksMarc Chaikin, founder of Chaikin Analytics, says two forces - AI disruption and fracturing global trade - are triggering a historic wealth transfer already underway in 2026. Household names like Intuit (-57%), Boston Scientific (-49%), and Tractor Supply (-40%) are cratering, while lesser-known companies like Sandisk (+573%) and Rackspace (+444%) surge. Chaikin has identified specific stocks he believes investors should sell before they fall further - and the names may surprise you. He's also pinpointing a company tapped as Nvidia's self-driving partner and a potential AI megadeal that could split into three high-growth stocks. Stream his free presentation to get every buy and sell recommendation with no membership or credit card required.July 27 at 1:00 AM | Chaikin Analytics (Ad)Enova International (NYSE:ENVA) Given New $257.00 Price Target at TD CowenJuly 25 at 3:37 AM | americanbankingnews.comEnova International (NYSE:ENVA) Upgraded to "Strong-Buy" at Wall Street ZenJuly 25 at 1:13 AM | americanbankingnews.comEnova International Inc (ENVA) Q2 2026 Earnings Call Highlights: Strong Growth and Strategic MovesJuly 24 at 1:50 PM | finance.yahoo.comEnova’s (NYSE:ENVA) Q2 CY2026 sales top estimates, stock soarsJuly 23, 2026 | msn.comEnova International, Inc. 2026 Q2 - Results - Earnings Call PresentationJuly 23, 2026 | seekingalpha.comSee More Headlines ENVA Stock Analysis - Frequently Asked Questions How have ENVA shares performed this year? Enova International's stock was trading at $156.52 on January 1st, 2026. Since then, ENVA shares have increased by 56.7% and is now trading at $245.3370. How were Enova International's earnings last quarter? Enova International, Inc. (NYSE:ENVA) released its quarterly earnings results on Thursday, July, 23rd. The credit services provider reported $4.31 earnings per share (EPS) for the quarter, beating the consensus estimate of $3.96 by $0.35. The company's revenue was up 21.6% compared to the same quarter last year. Read the conference call transcript. How will Enova International's stock buyback program work? Enova International's Board of Directors initiated a share buyback plan on Wednesday, November 12th 2025, which permits the company to buy back $400,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 12.5% of its shares through open market purchases. Shares repurchase plans are usually an indication that the company's leadership believes its stock is undervalued. Who are Enova International's major shareholders? Enova International's top institutional shareholders include CX Institutional (0.06%), Handelsbanken Fonder AB (0.03%) and GAMMA Investing LLC (0.01%). Insiders that own company stock include David Fisher, Steven E Cunningham, Kirk Chartier, Sean Rahilly, William M Goodyear, Mark Tebbe, Gregg A Kaplan, James Joseph Lee, Linda Johnson Rice and James A Gray. View institutional ownership trends. How do I buy shares of Enova International? Shares of ENVA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Enova International own? Based on aggregate information from My MarketBeat watchlists, some other companies that Enova International investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), Netflix (NFLX), JPMorgan Chase & Co. (JPM) and Visa (V). Company Calendar Last Earnings7/23/2026Today7/27/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (3m+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 ENVA's financial health is in the Green zone, according to TradeSmith. ENVA has been in this zone for over 3 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry FIN - CONS LOANS Sub-IndustryBanking Current SymbolNYSE:ENVA CIK1529864 Webwww.enova.com Phone(312) 568-4200Fax312-268-6465Employees1,836Year Founded2004Price Target and Rating Average Price Target for Enova International$247.83 High Price Target$280.00 Low Price Target$200.00 Potential Upside/Downside+1.0%Consensus RatingModerate Buy Rating Score (0-4)2.89 Research Coverage9 Analysts Profitability EPS (Trailing Twelve Months)$13.49 Trailing P/E Ratio18.20 Forward P/E Ratio15.96 P/E GrowthN/ANet Income$308.39 million Net Margins10.31% Pretax Margin13.40% Return on Equity26.66% Return on Assets5.55% Debt Debt-to-Equity Ratio3.35 Current Ratio18.42 Quick Ratio18.42 Sales & Book Value Annual Sales$3.45 billion Price / Sales1.77 Cash Flow$13.88 per share Price / Cash Flow17.67 Book Value$47.52 per share Price / Book5.16Miscellaneous Outstanding Shares24,885,000Free Float22,807,000Market Cap$6.11 billion OptionableOptionable Beta1.21 Social Links The 10 Best High-Yield Dividend Stocks for 2026Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.Get This Free Report This page (NYSE:ENVA) was last updated on 7/27/2026 by MarketBeat.com Staff. From Our PartnersALERT: Drop these 5 stocks before the market opens tomorrow!The Wall Street Journal is already raising the alarm about a potential market crash, and Weiss Ratings researc...Weiss Ratings | SponsoredLouis Navellier: My #1 AI stock for 2026 (name & ticker inside)Louis Navellier's Stock Grader system helped him flag Nvidia before its 82,000% run and has identified the top...InvestorPlace | SponsoredTrump Takes Emergency Action - Plus Elon Musk's New VentureElon Musk has quietly launched a new venture - one that has nothing to do with rockets, EVs, or Neuralink. Tru...Altimetry | SponsoredYour $29.97 book is free todayWhy Some Traders Skip Stocks Entirely You don't need a big account to trade options. In fact, options ca...Profits Run | SponsoredReady to give options a try? 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