Enova International Company Profile (NYSE:ENVA)

About Enova International (NYSE:ENVA)

Enova International logoEnova International, Inc. is a technology and analytics company. The Company provides online financial services. As of December 31, 2016, the Company offered or arranged loans to consumers in 33 states in the United States and in the United Kingdom and Brazil. As of December 31, 2016, it also offered financing to small businesses in all 50 states and Washington D.C. in the United States. The Company provides online financial services to non-prime credit consumers and small businesses in the United States, United Kingdom, and Brazil. Its customers include small businesses, which have bank accounts but use alternative financial services because of their limited access to more traditional credit from banks, credit card companies and other lenders. The Company's financing products include short-term loans, line of credit accounts, installment loans and receivables purchase agreements (RPAs).

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Personal & Car Loans
  • Sub-Industry: N/A
  • Symbol: NYSE:ENVA
  • CUSIP: N/A
  • Web: www.enova.com
Capitalization:
  • Market Cap: $501.88 million
  • Outstanding Shares: 33,683,000
Average Prices:
  • 50 Day Moving Avg: $13.41
  • 200 Day Moving Avg: $13.90
  • 52 Week Range: $8.68 - $16.80
P/E:
  • Trailing P/E Ratio: 12.00
  • Foreward P/E Ratio: 9.80
  • P/E Growth: 0.00
Sales & Book Value:
  • Annual Revenue: $712.65 million
  • Price / Sales: 0.70
  • Book Value: $8.16 per share
  • Price / Book: 1.83
Profitability:
  • Net Margins: 5.42%
  • Return on Equity: 15.97%
  • Return on Assets: 4.08%
Debt:
  • Debt-to-Equity Ratio: 2.33%
  • Current Ratio: 7.59%
  • Quick Ratio: 7.59%
Misc:
  • Average Volume: 361,509 shs.
  • Beta: 3.48
  • Short Ratio: 11.2
 

Frequently Asked Questions for Enova International (NYSE:ENVA)

What is Enova International's stock symbol?

Enova International trades on the New York Stock Exchange (NYSE) under the ticker symbol "ENVA."

How will Enova International's stock buyback program work?

Enova International announced that its board has approved a stock repurchase plan on Saturday, September 16th 2017, which allows the company to repurchase $25,000,000.00 in shares, according to EventVestor. This repurchase authorization allows the company to reacquire up to 63% of its stock through open market purchases. Stock repurchase plans are generally a sign that the company's board of directors believes its shares are undervalued.

How were Enova International's earnings last quarter?

Enova International, Inc. (NYSE:ENVA) released its earnings results on Thursday, July, 27th. The company reported $0.35 EPS for the quarter, meeting the Thomson Reuters' consensus estimate of $0.35. The firm earned $189.90 million during the quarter, compared to the consensus estimate of $193.70 million. Enova International had a net margin of 5.42% and a return on equity of 15.97%. The firm's revenue for the quarter was up 10.1% on a year-over-year basis. During the same quarter last year, the firm earned $0.25 EPS. View Enova International's Earnings History.

When will Enova International make its next earnings announcement?

Enova International is scheduled to release their next quarterly earnings announcement on Wednesday, October, 25th 2017. View Earnings Estimates for Enova International.

What guidance has Enova International issued on next quarter's earnings?

Enova International issued an update on its FY17 earnings guidance on Thursday, July, 27th. The company provided EPS guidance of $1.07-1.43 for the period, compared to the Thomson Reuters consensus estimate of $1.41. The company issued revenue guidance of $810-860 million, compared to the consensus revenue estimate of $833.27 million.Enova International also updated its Q3 guidance to $0.07-0.25 EPS.

Where is Enova International's stock going? Where will Enova International's stock price be in 2017?

5 analysts have issued 12-month price objectives for Enova International's shares. Their predictions range from $10.00 to $18.00. On average, they expect Enova International's share price to reach $15.00 in the next year. View Analyst Ratings for Enova International.

What are analysts saying about Enova International stock?

Here are some recent quotes from research analysts about Enova International stock:

  • 1. According to Zacks Investment Research, "Enova International, Inc. is a provider of online financial services. It offers loans to customers in the United States and in the United Kingdom, Australia and Canada. The Company's customers include consumers who have bank accounts but use alternative financial credit services because of their limited access to more traditional consumer credit from banks, thrifts, credit card companies and other lenders. Enova International, Inc is headquartered in Chicago. " (10/11/2017)
  • 2. Maxim Group analysts commented, "On October 5, the Consumer Financial Protection Bureau (CFPB) published its final rule related to high-cost personal consumer loans. Unlike the previously proposed small dollar rule," which would have impacted the underwriting of almost all high-cost personal consumer loans, the final rule was narrowed to impact the underwriting of only payday loans, auto title loans, and balloon- payment loans, that is, single-pay loans." (10/9/2017)

Who are some of Enova International's key competitors?

Who are Enova International's key executives?

Enova International's management team includes the folowing people:

  • David A. Fisher, Chairman of the Board, President, Chief Executive Officer
  • Steven E. Cunningham, Chief Financial Officer, Executive Vice President, Principal Accounting Officer, Treasurer
  • Greg Zeeman, Chief Operating Officer, Executive Vice President
  • Kirk L.F. Chartier, Executive Vice President, Chief Marketing Officer
  • John J. Higginson, Chief Technology Officer, Vice President
  • Sean Rahilly, Chief Compliance Officer, Vice President
  • Jim Salters, Vice President - Operations
  • Lisa M. Young, Vice President, General Counsel, Secretary
  • Joseph M. DeCosmo, Vice President - Chief Analytics Officer
  • James A. Gray, Lead Independent Director

How do I buy Enova International stock?

Shares of Enova International can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Enova International's stock price today?

One share of Enova International stock can currently be purchased for approximately $14.90.


MarketBeat Community Rating for Enova International (NYSE ENVA)
Community Ranking:  2.2 out of 5 (star star)
Outperform Votes:  94 (Vote Outperform)
Underperform Votes:  115 (Vote Underperform)
Total Votes:  209
MarketBeat's community ratings are surveys of what our community members think about Enova International and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for Enova International (NYSE:ENVA) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 2 Hold Ratings, 3 Buy Ratings
Consensus Rating:Buy (Score: 2.60)
Consensus Price Target: $15.00 (0.67% upside)
Consensus Price Target History for Enova International (NYSE:ENVA)
Price Target History for Enova International (NYSE:ENVA)
Analysts' Ratings History for Enova International (NYSE:ENVA)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
10/17/2017Maxim GroupReiterated RatingBuy$18.00N/AView Rating Details
10/12/2017Jefferies Group LLCReiterated RatingBuy$17.00N/AView Rating Details
2/3/2017Telsey Advisory GroupBoost Price TargetMarket Perform$10.00 -> $15.00N/AView Rating Details
1/12/2017StephensInitiated CoverageOverweightN/AView Rating Details
10/30/2016FBR & CoReiterated RatingMarket Perform$9.00 -> $10.00N/AView Rating Details
10/10/2016JMP SecuritiesReiterated RatingBuyN/AView Rating Details
5/26/2016MacquarieInitiated CoverageNeutral$8.25N/AView Rating Details
1/14/2016Janney Montgomery ScottInitiated CoverageNeutral$7.00N/AView Rating Details
(Data available from 10/22/2015 forward)

Earnings

Earnings History for Enova International (NYSE:ENVA)
Earnings by Quarter for Enova International (NYSE:ENVA)
Earnings History by Quarter for Enova International (NYSE ENVA)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/25/2017$0.17N/AView Earnings Details
7/27/2017Q2 2017$0.35$0.35$193.70 million$189.90 millionViewN/AView Earnings Details
4/28/2017Q1 2017$0.38$0.41$192.10 million$192.30 millionViewN/AView Earnings Details
2/2/2017Q416$0.22$0.19$199.80 million$202.40 millionViewListenView Earnings Details
10/27/2016Q316$0.18$0.28$184.70 million$195.94 millionViewListenView Earnings Details
7/28/2016Q216$0.22$0.25$165.80 million$172.50 millionViewListenView Earnings Details
4/28/2016Q116$0.21$0.31$165.28 million$174.65 millionViewN/AView Earnings Details
2/4/2016Q415$0.09$0.13$171.06 million$175.40 millionViewN/AView Earnings Details
11/4/2015Q315$0.36$0.14$165.85 million$165.20 millionViewN/AView Earnings Details
8/5/2015Q215$0.47$0.40$156.35 million$146.30 millionViewN/AView Earnings Details
5/6/2015Q115$0.69$0.74$178.50 million$165.70 millionViewN/AView Earnings Details
2/3/2015Q414$0.53$0.68$204.00 million$194.70 millionViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Enova International (NYSE:ENVA)
Current Year EPS Consensus Estimate: $1.05 EPS
Next Year EPS Consensus Estimate: $1.52 EPS

Dividends

Dividend History for Enova International (NYSE:ENVA)
No dividend announcements for this company have been tracked by MarketBeat.com

Insider Trades

Insider Trading and Institutional Ownership History for Enova International (NYSE:ENVA)
Insider Ownership Percentage: 1.60%
Institutional Ownership Percentage: 95.32%
Insider Trades by Quarter for Enova International (NYSE:ENVA)
Institutional Ownership by Quarter for Enova International (NYSE:ENVA)
Insider Trades by Quarter for Enova International (NYSE:ENVA)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
3/17/2017John HigginsonVPSell3,500$14.31$50,085.00View SEC Filing  
11/14/2016Firstcash, IncMajor ShareholderSell2,110,051$9.88$20,847,303.88View SEC Filing  
11/8/2016Firstcash, IncMajor ShareholderSell190,638$8.90$1,696,678.20View SEC Filing  
11/2/2016Firstcash, IncMajor ShareholderSell100,000$8.80$880,000.00View SEC Filing  
10/28/2016Firstcash, IncMajor ShareholderSell552,047$9.25$5,106,434.75View SEC Filing  
10/27/2016Firstcash, IncMajor ShareholderSell53,504$9.07$485,281.28View SEC Filing  
10/25/2016Firstcash, IncMajor ShareholderSell46,851$9.16$429,155.16View SEC Filing  
10/24/2016Firstcash, IncMajor ShareholderSell16,039$9.10$145,954.90View SEC Filing  
10/21/2016Firstcash, IncMajor ShareholderSell5,912$9.19$54,331.28View SEC Filing  
10/20/2016Firstcash, IncMajor ShareholderSell65,400$9.19$601,026.00View SEC Filing  
10/17/2016Firstcash, IncMajor ShareholderSell42,190$8.88$374,647.20View SEC Filing  
10/13/2016Firstcash, IncMajor ShareholderSell47,839$9.25$442,510.75View SEC Filing  
10/11/2016Firstcash, IncMajor ShareholderSell33,905$9.35$317,011.75View SEC Filing  
10/6/2016Firstcash, IncMajor ShareholderSell26,124$9.47$247,394.28View SEC Filing  
10/4/2016Firstcash, IncMajor ShareholderSell15,252$9.62$146,724.24View SEC Filing  
9/30/2016Firstcash, IncMajor ShareholderSell104,446$9.77$1,020,437.42View SEC Filing  
9/27/2016Firstcash, IncMajor ShareholderSell44,375$9.57$424,668.75View SEC Filing  
9/22/2016Firstcash, IncMajor ShareholderSell38,333$9.65$369,913.45View SEC Filing  
9/20/2016Firstcash, IncMajor ShareholderSell29,559$9.35$276,376.65View SEC Filing  
9/15/2016Firstcash, IncMajor ShareholderSell20,021$9.25$185,194.25View SEC Filing  
9/14/2016Firstcash, IncMajor ShareholderSell81,145$9.05$734,362.25View SEC Filing  
9/9/2016Firstcash, IncMajor ShareholderSell84,560$9.42$796,555.20View SEC Filing  
9/1/2016Cash America International IncMajor ShareholderSell18,597$9.90$184,110.30View SEC Filing  
8/29/2016Cash America International IncMajor ShareholderSell34,450$9.42$324,519.00View SEC Filing  
8/24/2016Cash America International IncMajor ShareholderSell3,458$9.18$31,744.44View SEC Filing  
8/23/2016Cash America International IncMajor ShareholderSell4,100$9.49$38,909.00View SEC Filing  
8/22/2016Cash America International IncMajor ShareholderSell14,300$9.33$133,419.00View SEC Filing  
8/19/2016Cash America International IncMajor ShareholderSell19,230$9.36$179,992.80View SEC Filing  
8/16/2016Cash America International IncMajor ShareholderSell12,297$9.30$114,362.10View SEC Filing  
8/11/2016Csh Holdings LlcMajor ShareholderSell15,766$9.21$145,204.86View SEC Filing  
8/8/2016Cash America International IncMajor ShareholderSell21,521$9.29$199,930.09View SEC Filing  
8/3/2016Cash America International IncMajor ShareholderSell16,872$9.08$153,197.76View SEC Filing  
4/19/2016Cash America International IncMajor ShareholderSell612$6.05$3,702.60View SEC Filing  
2/11/2016James A. GrayDirectorBuy40,000$5.69$227,600.00View SEC Filing  
2/2/2016Cash America International Incmajor shareholderSell16,753$5.18$86,780.54View SEC Filing  
1/20/2016Cash America International Incmajor shareholderSell557$5.26$2,929.82View SEC Filing  
12/21/2015James Cody SaltersVPBuy4,000$6.18$24,720.00View SEC Filing  
11/20/2015James A GrayDirectorBuy22,000$7.70$169,400.00View SEC Filing  
10/20/2015Cash America International Incmajor shareholderSell12,725$13.00$165,425.00View SEC Filing  
9/9/2015Daniel ShteynVPBuy3,000$12.74$38,220.00View SEC Filing  
8/27/2015Joe DecosmoVPBuy1,291$11.78$15,207.98View SEC Filing  
6/12/2015Cash America International IncMajor ShareholderSell18,539$18.96$351,499.44View SEC Filing  
2/12/2015Gregg A KaplanDirectorBuy4,585$22.01$100,915.85View SEC Filing  
12/10/2014Mark TebbeDirectorBuy10,000$21.92$219,200.00View SEC Filing  
12/4/2014James A GrayDirectorBuy4,600$21.93$100,878.00View SEC Filing  
11/24/2014James A GrayDirectorBuy15,000$22.98$344,700.00View SEC Filing  
(Data available from 1/1/2013 forward)

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Enova International (ENVA) Chart for Sunday, October, 22, 2017

This page was last updated on 10/22/2017 by MarketBeat.com Staff

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