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PPDAI Group (FINV) Competitors

PPDAI Group logo
$5.12 -0.05 (-0.87%)
Closing price 03:58 PM Eastern
Extended Trading
$5.15 +0.04 (+0.68%)
As of 07:46 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

FINV vs. PFSI, CLSK, SFBS, UCB, and ENVA

Should you buy PPDAI Group stock or one of its competitors? MarketBeat compares PPDAI Group with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with PPDAI Group include PennyMac Financial Services (PFSI), Cleanspark (CLSK), ServisFirst Bancshares (SFBS), United Community Banks (UCB), and Enova International (ENVA). These companies are all part of the "banking" industry.

How does PPDAI Group compare to PennyMac Financial Services?

PPDAI Group (NYSE:FINV) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their analyst recommendations, profitability, risk, institutional ownership, dividends, media sentiment, valuation and earnings.

In the previous week, PennyMac Financial Services had 1 more articles in the media than PPDAI Group. MarketBeat recorded 6 mentions for PennyMac Financial Services and 5 mentions for PPDAI Group. PennyMac Financial Services' average media sentiment score of 0.22 beat PPDAI Group's score of -0.04 indicating that PennyMac Financial Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PPDAI Group
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
PennyMac Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

PennyMac Financial Services has a consensus target price of $122.75, suggesting a potential upside of 52.30%. Given PennyMac Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe PennyMac Financial Services is more favorable than PPDAI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PPDAI Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
PennyMac Financial Services
2 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.40

PPDAI Group has a beta of 0.34, meaning that its stock price is 66% less volatile than the broader market. Comparatively, PennyMac Financial Services has a beta of 1.44, meaning that its stock price is 44% more volatile than the broader market.

PennyMac Financial Services has a net margin of 23.47% compared to PPDAI Group's net margin of 16.58%. PPDAI Group's return on equity of 14.22% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
PPDAI Group16.58% 14.22% 9.15%
PennyMac Financial Services 23.47%10.93%1.66%

PennyMac Financial Services has higher revenue and earnings than PPDAI Group. PPDAI Group is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PPDAI Group$1.94B0.64$363.56M$1.194.30
PennyMac Financial Services$2.05B2.04$501.08M$9.418.57

31.2% of PPDAI Group shares are held by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are held by institutional investors. 44.0% of PPDAI Group shares are held by company insiders. Comparatively, 15.8% of PennyMac Financial Services shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

PennyMac Financial Services beats PPDAI Group on 13 of the 16 factors compared between the two stocks.

How does PPDAI Group compare to Cleanspark?

PPDAI Group (NYSE:FINV) and Cleanspark (NASDAQ:CLSK) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their media sentiment, profitability, institutional ownership, earnings, risk, valuation, analyst recommendations and dividends.

In the previous week, Cleanspark had 2 more articles in the media than PPDAI Group. MarketBeat recorded 7 mentions for Cleanspark and 5 mentions for PPDAI Group. PPDAI Group's average media sentiment score of -0.04 beat Cleanspark's score of -0.07 indicating that PPDAI Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PPDAI Group
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Cleanspark
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
3 Negative mention(s)
1 Very Negative mention(s)
Neutral

PPDAI Group has a beta of 0.34, indicating that its share price is 66% less volatile than the broader market. Comparatively, Cleanspark has a beta of 3.79, indicating that its share price is 279% more volatile than the broader market.

Cleanspark has lower revenue, but higher earnings than PPDAI Group. Cleanspark is trading at a lower price-to-earnings ratio than PPDAI Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PPDAI Group$1.94B0.64$363.56M$1.194.30
Cleanspark$766.31M5.90$364.46M-$2.10N/A

PPDAI Group has a net margin of 16.58% compared to Cleanspark's net margin of -67.66%. PPDAI Group's return on equity of 14.22% beat Cleanspark's return on equity.

Company Net Margins Return on Equity Return on Assets
PPDAI Group16.58% 14.22% 9.15%
Cleanspark -67.66%7.07%3.77%

Cleanspark has a consensus target price of $20.44, suggesting a potential upside of 16.08%. Given Cleanspark's stronger consensus rating and higher probable upside, analysts clearly believe Cleanspark is more favorable than PPDAI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PPDAI Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Cleanspark
2 Sell rating(s)
0 Hold rating(s)
12 Buy rating(s)
1 Strong Buy rating(s)
2.80

31.2% of PPDAI Group shares are held by institutional investors. Comparatively, 43.1% of Cleanspark shares are held by institutional investors. 44.0% of PPDAI Group shares are held by company insiders. Comparatively, 2.1% of Cleanspark shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Cleanspark beats PPDAI Group on 9 of the 17 factors compared between the two stocks.

How does PPDAI Group compare to ServisFirst Bancshares?

PPDAI Group (NYSE:FINV) and ServisFirst Bancshares (NYSE:SFBS) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, profitability, institutional ownership, media sentiment, earnings, dividends, risk and analyst recommendations.

PPDAI Group has a beta of 0.34, indicating that its stock price is 66% less volatile than the broader market. Comparatively, ServisFirst Bancshares has a beta of 0.88, indicating that its stock price is 12% less volatile than the broader market.

In the previous week, PPDAI Group had 4 more articles in the media than ServisFirst Bancshares. MarketBeat recorded 5 mentions for PPDAI Group and 1 mentions for ServisFirst Bancshares. ServisFirst Bancshares' average media sentiment score of 0.00 beat PPDAI Group's score of -0.04 indicating that ServisFirst Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PPDAI Group
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
ServisFirst Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

ServisFirst Bancshares has a consensus price target of $94.33, suggesting a potential upside of 24.82%. Given ServisFirst Bancshares' stronger consensus rating and higher probable upside, analysts plainly believe ServisFirst Bancshares is more favorable than PPDAI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PPDAI Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
ServisFirst Bancshares
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

31.2% of PPDAI Group shares are held by institutional investors. Comparatively, 67.3% of ServisFirst Bancshares shares are held by institutional investors. 44.0% of PPDAI Group shares are held by insiders. Comparatively, 6.5% of ServisFirst Bancshares shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

PPDAI Group has higher revenue and earnings than ServisFirst Bancshares. PPDAI Group is trading at a lower price-to-earnings ratio than ServisFirst Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PPDAI Group$1.94B0.64$363.56M$1.194.30
ServisFirst Bancshares$1.02B4.06$276.60M$5.4213.94

ServisFirst Bancshares has a net margin of 28.80% compared to PPDAI Group's net margin of 16.58%. ServisFirst Bancshares' return on equity of 16.95% beat PPDAI Group's return on equity.

Company Net Margins Return on Equity Return on Assets
PPDAI Group16.58% 14.22% 9.15%
ServisFirst Bancshares 28.80%16.95%1.74%

Summary

ServisFirst Bancshares beats PPDAI Group on 12 of the 17 factors compared between the two stocks.

How does PPDAI Group compare to United Community Banks?

PPDAI Group (NYSE:FINV) and United Community Banks (NYSE:UCB) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their earnings, valuation, risk, institutional ownership, dividends, profitability, media sentiment and analyst recommendations.

PPDAI Group has a beta of 0.34, suggesting that its share price is 66% less volatile than the broader market. Comparatively, United Community Banks has a beta of 0.82, suggesting that its share price is 18% less volatile than the broader market.

PPDAI Group has higher revenue and earnings than United Community Banks. PPDAI Group is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PPDAI Group$1.94B0.64$363.56M$1.194.30
United Community Banks$1.54B2.51$328.10M$2.7211.85

United Community Banks has a net margin of 22.05% compared to PPDAI Group's net margin of 16.58%. PPDAI Group's return on equity of 14.22% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
PPDAI Group16.58% 14.22% 9.15%
United Community Banks 22.05%9.65%1.24%

31.2% of PPDAI Group shares are owned by institutional investors. Comparatively, 82.3% of United Community Banks shares are owned by institutional investors. 44.0% of PPDAI Group shares are owned by company insiders. Comparatively, 0.5% of United Community Banks shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

United Community Banks has a consensus price target of $38.40, suggesting a potential upside of 19.10%. Given United Community Banks' stronger consensus rating and higher possible upside, analysts plainly believe United Community Banks is more favorable than PPDAI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PPDAI Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
United Community Banks
0 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, PPDAI Group had 3 more articles in the media than United Community Banks. MarketBeat recorded 5 mentions for PPDAI Group and 2 mentions for United Community Banks. United Community Banks' average media sentiment score of 1.17 beat PPDAI Group's score of -0.04 indicating that United Community Banks is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PPDAI Group
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
United Community Banks
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

United Community Banks beats PPDAI Group on 10 of the 16 factors compared between the two stocks.

How does PPDAI Group compare to Enova International?

PPDAI Group (NYSE:FINV) and Enova International (NYSE:ENVA) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, profitability, risk, dividends, institutional ownership, earnings, valuation and analyst recommendations.

Enova International has a consensus price target of $198.80, suggesting a potential upside of 24.57%. Given Enova International's stronger consensus rating and higher probable upside, analysts clearly believe Enova International is more favorable than PPDAI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PPDAI Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Enova International
0 Sell rating(s)
0 Hold rating(s)
7 Buy rating(s)
1 Strong Buy rating(s)
3.13

PPDAI Group has higher earnings, but lower revenue than Enova International. PPDAI Group is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PPDAI Group$1.94B0.64$363.56M$1.194.30
Enova International$3.15B1.26$308.39M$12.3512.92

PPDAI Group has a net margin of 16.58% compared to Enova International's net margin of 9.95%. Enova International's return on equity of 25.89% beat PPDAI Group's return on equity.

Company Net Margins Return on Equity Return on Assets
PPDAI Group16.58% 14.22% 9.15%
Enova International 9.95%25.89%5.43%

PPDAI Group has a beta of 0.34, suggesting that its share price is 66% less volatile than the broader market. Comparatively, Enova International has a beta of 1.28, suggesting that its share price is 28% more volatile than the broader market.

31.2% of PPDAI Group shares are held by institutional investors. Comparatively, 89.4% of Enova International shares are held by institutional investors. 44.0% of PPDAI Group shares are held by insiders. Comparatively, 8.4% of Enova International shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

In the previous week, PPDAI Group had 3 more articles in the media than Enova International. MarketBeat recorded 5 mentions for PPDAI Group and 2 mentions for Enova International. Enova International's average media sentiment score of 0.50 beat PPDAI Group's score of -0.04 indicating that Enova International is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PPDAI Group
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Enova International
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Enova International beats PPDAI Group on 12 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FINV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FINV vs. The Competition

MetricPPDAI GroupFIN IndustryFinance SectorNYSE Exchange
Market Cap$1.26B$7.07B$13.57B$23.28B
Dividend YieldN/A5.83%5.76%4.06%
P/E Ratio4.3017.5719.7031.00
Price / Sales0.6411.51141.2423.82
Price / Cash3.1864.5119.8724.93
Price / Book0.523.402.174.67
Net Income$363.56M$306.51M$1.13B$1.07B
7 Day Performance-7.02%-0.30%-0.69%-0.67%
1 Month Performance1.75%-1.16%-0.44%0.22%
1 Year Performance-39.22%15.63%11.16%25.44%

PPDAI Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FINV
PPDAI Group
1.3769 of 5 stars
$5.12
-0.9%
N/A-38.7%$1.26B$1.94B4.303,869
PFSI
PennyMac Financial Services
4.996 of 5 stars
$85.83
-0.1%
$122.75
+43.0%
-10.2%$4.46B$2.05B9.124,900
CLSK
Cleanspark
2.6506 of 5 stars
$17.23
+7.9%
$20.44
+18.6%
+104.2%$4.42B$766.31MN/A130
SFBS
ServisFirst Bancshares
4.2571 of 5 stars
$77.98
+0.7%
$94.33
+21.0%
+5.5%$4.26B$1.02B14.39570
UCB
United Community Banks
4.5285 of 5 stars
$33.44
+0.7%
$38.40
+14.8%
+16.0%$4.00B$1.54B12.293,070

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This page (NYSE:FINV) was last updated on 6/3/2026 by MarketBeat.com Staff.
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