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PPDAI Group (FINV) Competitors

PPDAI Group logo
$4.58 +0.02 (+0.33%)
Closing price 07/14/2026 03:59 PM Eastern
Extended Trading
$4.58 0.00 (0.00%)
As of 07/14/2026 05:23 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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FINV vs. UCB, PFSI, BFH, BBAR, and RNST

Should you buy PPDAI Group stock or one of its competitors? MarketBeat compares PPDAI Group with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with PPDAI Group include United Community Banks (UCB), PennyMac Financial Services (PFSI), Bread Financial (BFH), BBVA Banco Frances (BBAR), and Renasant (RNST). These companies are all part of the "banking" industry.

How does PPDAI Group compare to United Community Banks?

PPDAI Group (NYSE:FINV) and United Community Banks (NYSE:UCB) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their risk, profitability, dividends, institutional ownership, valuation, analyst recommendations, earnings and media sentiment.

31.2% of PPDAI Group shares are owned by institutional investors. Comparatively, 82.3% of United Community Banks shares are owned by institutional investors. 44.0% of PPDAI Group shares are owned by company insiders. Comparatively, 0.5% of United Community Banks shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

United Community Banks has a consensus target price of $38.40, suggesting a potential upside of 7.81%. Given United Community Banks' stronger consensus rating and higher possible upside, analysts plainly believe United Community Banks is more favorable than PPDAI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PPDAI Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57

United Community Banks has a net margin of 22.05% compared to PPDAI Group's net margin of 16.58%. PPDAI Group's return on equity of 14.22% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
PPDAI Group16.58% 14.22% 9.15%
United Community Banks 22.05%9.65%1.24%

In the previous week, United Community Banks had 3 more articles in the media than PPDAI Group. MarketBeat recorded 4 mentions for United Community Banks and 1 mentions for PPDAI Group. United Community Banks' average media sentiment score of 0.90 beat PPDAI Group's score of 0.00 indicating that United Community Banks is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PPDAI Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
United Community Banks
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

PPDAI Group has higher revenue and earnings than United Community Banks. PPDAI Group is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PPDAI Group$1.94B0.57$363.56M$1.193.85
United Community Banks$1.54B2.77$328.10M$2.7213.10

PPDAI Group has a beta of 0.33, indicating that its share price is 67% less volatile than the broader market. Comparatively, United Community Banks has a beta of 0.81, indicating that its share price is 19% less volatile than the broader market.

Summary

United Community Banks beats PPDAI Group on 11 of the 16 factors compared between the two stocks.

How does PPDAI Group compare to PennyMac Financial Services?

PennyMac Financial Services (NYSE:PFSI) and PPDAI Group (NYSE:FINV) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, risk, earnings, media sentiment, profitability, dividends, valuation and institutional ownership.

PennyMac Financial Services has a beta of 1.44, meaning that its stock price is 44% more volatile than the broader market. Comparatively, PPDAI Group has a beta of 0.33, meaning that its stock price is 67% less volatile than the broader market.

In the previous week, PennyMac Financial Services had 5 more articles in the media than PPDAI Group. MarketBeat recorded 6 mentions for PennyMac Financial Services and 1 mentions for PPDAI Group. PPDAI Group's average media sentiment score of 0.00 beat PennyMac Financial Services' score of -0.06 indicating that PPDAI Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PennyMac Financial Services
0 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
PPDAI Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

PennyMac Financial Services has a net margin of 23.47% compared to PPDAI Group's net margin of 16.58%. PPDAI Group's return on equity of 14.22% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services23.47% 10.93% 1.66%
PPDAI Group 16.58%14.22%9.15%

PennyMac Financial Services has higher revenue and earnings than PPDAI Group. PPDAI Group is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$2.05B2.11$501.08M$9.418.83
PPDAI Group$1.94B0.57$363.56M$1.193.85

PennyMac Financial Services presently has a consensus target price of $114.63, indicating a potential upside of 37.95%. Given PennyMac Financial Services' stronger consensus rating and higher probable upside, equities analysts clearly believe PennyMac Financial Services is more favorable than PPDAI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
3 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.30
PPDAI Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

57.9% of PennyMac Financial Services shares are owned by institutional investors. Comparatively, 31.2% of PPDAI Group shares are owned by institutional investors. 15.8% of PennyMac Financial Services shares are owned by insiders. Comparatively, 44.0% of PPDAI Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

PennyMac Financial Services beats PPDAI Group on 12 of the 16 factors compared between the two stocks.

How does PPDAI Group compare to Bread Financial?

PPDAI Group (NYSE:FINV) and Bread Financial (NYSE:BFH) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, profitability, dividends, earnings, valuation, institutional ownership, media sentiment and risk.

31.2% of PPDAI Group shares are owned by institutional investors. Comparatively, 99.5% of Bread Financial shares are owned by institutional investors. 44.0% of PPDAI Group shares are owned by company insiders. Comparatively, 1.3% of Bread Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

PPDAI Group has a beta of 0.33, indicating that its stock price is 67% less volatile than the broader market. Comparatively, Bread Financial has a beta of 1.1, indicating that its stock price is 10% more volatile than the broader market.

Bread Financial has higher revenue and earnings than PPDAI Group. PPDAI Group is trading at a lower price-to-earnings ratio than Bread Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PPDAI Group$1.94B0.57$363.56M$1.193.85
Bread Financial$4.70B0.85$518M$12.218.07

In the previous week, Bread Financial had 12 more articles in the media than PPDAI Group. MarketBeat recorded 13 mentions for Bread Financial and 1 mentions for PPDAI Group. Bread Financial's average media sentiment score of 0.58 beat PPDAI Group's score of 0.00 indicating that Bread Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PPDAI Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Bread Financial
2 Very Positive mention(s)
6 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

PPDAI Group has a net margin of 16.58% compared to Bread Financial's net margin of 11.90%. Bread Financial's return on equity of 18.79% beat PPDAI Group's return on equity.

Company Net Margins Return on Equity Return on Assets
PPDAI Group16.58% 14.22% 9.15%
Bread Financial 11.90%18.79%2.79%

Bread Financial has a consensus price target of $107.92, indicating a potential upside of 9.53%. Given Bread Financial's stronger consensus rating and higher probable upside, analysts clearly believe Bread Financial is more favorable than PPDAI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PPDAI Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Bread Financial
1 Sell rating(s)
6 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.47

Summary

Bread Financial beats PPDAI Group on 13 of the 16 factors compared between the two stocks.

How does PPDAI Group compare to BBVA Banco Frances?

BBVA Banco Frances (NYSE:BBAR) and PPDAI Group (NYSE:FINV) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, media sentiment, risk, earnings, dividends, valuation, profitability and analyst recommendations.

PPDAI Group has lower revenue, but higher earnings than BBVA Banco Frances. PPDAI Group is trading at a lower price-to-earnings ratio than BBVA Banco Frances, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
BBVA Banco Frances$3.30T0.00$252.12M$0.8224.39
PPDAI Group$1.94B0.57$363.56M$1.193.85

In the previous week, BBVA Banco Frances had 2 more articles in the media than PPDAI Group. MarketBeat recorded 3 mentions for BBVA Banco Frances and 1 mentions for PPDAI Group. BBVA Banco Frances' average media sentiment score of 0.57 beat PPDAI Group's score of 0.00 indicating that BBVA Banco Frances is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
BBVA Banco Frances
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PPDAI Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

PPDAI Group has a net margin of 16.58% compared to BBVA Banco Frances' net margin of 3.44%. PPDAI Group's return on equity of 14.22% beat BBVA Banco Frances' return on equity.

Company Net Margins Return on Equity Return on Assets
BBVA Banco Frances3.44% 6.27% 0.91%
PPDAI Group 16.58%14.22%9.15%

BBVA Banco Frances has a beta of 1, meaning that its stock price has a similar volatility profile to the broader market.Comparatively, PPDAI Group has a beta of 0.33, meaning that its stock price is 67% less volatile than the broader market.

BBVA Banco Frances presently has a consensus target price of $18.50, indicating a potential downside of 7.51%. Given BBVA Banco Frances' stronger consensus rating and higher possible upside, research analysts clearly believe BBVA Banco Frances is more favorable than PPDAI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
BBVA Banco Frances
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
2 Strong Buy rating(s)
2.86
PPDAI Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

31.2% of PPDAI Group shares are held by institutional investors. 44.0% of PPDAI Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

BBVA Banco Frances beats PPDAI Group on 9 of the 17 factors compared between the two stocks.

How does PPDAI Group compare to Renasant?

PPDAI Group (NYSE:FINV) and Renasant (NYSE:RNST) are both banking companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, risk, earnings, valuation, media sentiment, profitability, analyst recommendations and dividends.

Renasant has a consensus price target of $45.50, indicating a potential upside of 6.93%. Given Renasant's stronger consensus rating and higher probable upside, analysts plainly believe Renasant is more favorable than PPDAI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PPDAI Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Renasant
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

PPDAI Group has a beta of 0.33, meaning that its share price is 67% less volatile than the broader market. Comparatively, Renasant has a beta of 0.96, meaning that its share price is 4% less volatile than the broader market.

PPDAI Group has higher revenue and earnings than Renasant. PPDAI Group is trading at a lower price-to-earnings ratio than Renasant, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PPDAI Group$1.94B0.57$363.56M$1.193.85
Renasant$1.44B2.72$181.27M$2.4117.66

31.2% of PPDAI Group shares are held by institutional investors. Comparatively, 77.3% of Renasant shares are held by institutional investors. 44.0% of PPDAI Group shares are held by insiders. Comparatively, 2.1% of Renasant shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Renasant had 1 more articles in the media than PPDAI Group. MarketBeat recorded 2 mentions for Renasant and 1 mentions for PPDAI Group. Renasant's average media sentiment score of 0.98 beat PPDAI Group's score of 0.00 indicating that Renasant is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PPDAI Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Renasant
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

PPDAI Group has a net margin of 16.58% compared to Renasant's net margin of 14.47%. PPDAI Group's return on equity of 14.22% beat Renasant's return on equity.

Company Net Margins Return on Equity Return on Assets
PPDAI Group16.58% 14.22% 9.15%
Renasant 14.47%8.17%1.17%

Summary

Renasant beats PPDAI Group on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FINV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FINV vs. The Competition

Export
MetricPPDAI GroupFIN IndustryFinance SectorNYSE Exchange
Market Cap$1.11B$7.20B$14.28B$23.45B
Dividend YieldN/A5.04%5.70%4.02%
P/E Ratio3.8517.4620.5231.16
Price / Sales0.5710.9245.0219.76
Price / Cash2.8248.8319.3224.88
Price / Book0.463.252.254.78
Net Income$363.56M$305.88M$1.13B$1.07B
7 Day Performance-2.74%5.19%0.94%0.78%
1 Month Performance-7.71%-1.66%1.19%0.21%
1 Year Performance-56.85%-2.45%13.45%18.52%

PPDAI Group Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FINV
PPDAI Group
1.3715 of 5 stars		$4.59
+0.3%		N/A-56.8%$1.11B$1.94B3.853,869
UCB
United Community Banks
4.3375 of 5 stars		$35.77
+0.3%		$38.40
+7.4%		+12.3%$4.28B$1.54B13.143,070
PFSI
PennyMac Financial Services
4.9099 of 5 stars		$82.31
-1.7%		$114.63
+39.3%		-17.6%$4.27B$2.05B8.744,900
BFH
Bread Financial
4.7353 of 5 stars		$103.19
-0.3%		$107.92
+4.6%		+58.9%$4.17B$4.70B8.456,000
BBAR
BBVA Banco Frances
3.2819 of 5 stars		$20.36
-1.9%		$17.50
-14.0%		+35.8%$4.16B$4.96B24.836,689

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This page (NYSE:FINV) was last updated on 7/15/2026 by MarketBeat.com Staff.
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