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PPDAI Group (FINV) Competitors

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$4.92 -0.04 (-0.71%)
Closing price 08/4/2026 03:59 PM Eastern
Extended Trading
$4.93 +0.01 (+0.20%)
As of 07:08 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

FINV vs. PFSI, BFH, UCB, GPGI, and RNST

Should you buy PPDAI Group stock or one of its competitors? MarketBeat compares PPDAI Group with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with PPDAI Group include PennyMac Financial Services (PFSI), Bread Financial (BFH), United Community Banks (UCB), Composecure (GPGI), and Renasant (RNST).

How does PPDAI Group compare to PennyMac Financial Services?

PennyMac Financial Services (NYSE:PFSI) and PPDAI Group (NYSE:FINV) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, earnings, analyst recommendations, risk, profitability, dividends, media sentiment and valuation.

PennyMac Financial Services has a beta of 1.45, meaning that its share price is 45% more volatile than the broader market. Comparatively, PPDAI Group has a beta of 0.36, meaning that its share price is 64% less volatile than the broader market.

In the previous week, PennyMac Financial Services had 25 more articles in the media than PPDAI Group. MarketBeat recorded 25 mentions for PennyMac Financial Services and 0 mentions for PPDAI Group. PPDAI Group's average media sentiment score of 0.00 beat PennyMac Financial Services' score of -0.05 indicating that PPDAI Group is being referred to more favorably in the news media.

Company Overall Sentiment
PennyMac Financial Services Neutral
PPDAI Group Neutral

PennyMac Financial Services has a net margin of 17.74% compared to PPDAI Group's net margin of 16.58%. PPDAI Group's return on equity of 14.22% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
PennyMac Financial Services17.74% 11.21% 1.66%
PPDAI Group 16.58%14.22%9.15%

PennyMac Financial Services presently has a consensus price target of $104.88, indicating a potential upside of 36.11%. Given PennyMac Financial Services' stronger consensus rating and higher possible upside, research analysts plainly believe PennyMac Financial Services is more favorable than PPDAI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PennyMac Financial Services
2 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.20
PPDAI Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

57.9% of PennyMac Financial Services shares are owned by institutional investors. Comparatively, 31.2% of PPDAI Group shares are owned by institutional investors. 15.2% of PennyMac Financial Services shares are owned by company insiders. Comparatively, 44.0% of PPDAI Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

PennyMac Financial Services has higher revenue and earnings than PPDAI Group. PPDAI Group is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PennyMac Financial Services$2.05B1.95$501.08M$7.2810.58
PPDAI Group$1.94B0.62$363.56M$1.194.14

Summary

PennyMac Financial Services beats PPDAI Group on 12 of the 16 factors compared between the two stocks.

How does PPDAI Group compare to Bread Financial?

Bread Financial (NYSE:BFH) and PPDAI Group (NYSE:FINV) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, media sentiment, profitability, valuation, analyst recommendations, institutional ownership, earnings and risk.

99.5% of Bread Financial shares are held by institutional investors. Comparatively, 31.2% of PPDAI Group shares are held by institutional investors. 1.3% of Bread Financial shares are held by insiders. Comparatively, 44.0% of PPDAI Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Bread Financial has higher revenue and earnings than PPDAI Group. PPDAI Group is trading at a lower price-to-earnings ratio than Bread Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bread Financial$4.70B0.92$518M$12.828.78
PPDAI Group$1.94B0.62$363.56M$1.194.14

Bread Financial currently has a consensus target price of $110.58, suggesting a potential downside of 1.76%. Given Bread Financial's stronger consensus rating and higher probable upside, analysts clearly believe Bread Financial is more favorable than PPDAI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bread Financial
1 Sell rating(s)
6 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.47
PPDAI Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, Bread Financial had 10 more articles in the media than PPDAI Group. MarketBeat recorded 10 mentions for Bread Financial and 0 mentions for PPDAI Group. Bread Financial's average media sentiment score of 1.04 beat PPDAI Group's score of 0.00 indicating that Bread Financial is being referred to more favorably in the media.

Company Overall Sentiment
Bread Financial Positive
PPDAI Group Neutral

PPDAI Group has a net margin of 16.58% compared to Bread Financial's net margin of 11.95%. Bread Financial's return on equity of 18.42% beat PPDAI Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Bread Financial11.95% 18.42% 2.76%
PPDAI Group 16.58%14.22%9.15%

Bread Financial has a beta of 1.11, indicating that its share price is 11% more volatile than the broader market. Comparatively, PPDAI Group has a beta of 0.36, indicating that its share price is 64% less volatile than the broader market.

Summary

Bread Financial beats PPDAI Group on 13 of the 16 factors compared between the two stocks.

How does PPDAI Group compare to United Community Banks?

PPDAI Group (NYSE:FINV) and United Community Banks (NYSE:UCB) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, valuation, dividends, profitability, institutional ownership, media sentiment, earnings and analyst recommendations.

31.2% of PPDAI Group shares are owned by institutional investors. Comparatively, 82.3% of United Community Banks shares are owned by institutional investors. 44.0% of PPDAI Group shares are owned by company insiders. Comparatively, 0.5% of United Community Banks shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

In the previous week, United Community Banks had 9 more articles in the media than PPDAI Group. MarketBeat recorded 9 mentions for United Community Banks and 0 mentions for PPDAI Group. United Community Banks' average media sentiment score of 1.11 beat PPDAI Group's score of 0.00 indicating that United Community Banks is being referred to more favorably in the news media.

Company Overall Sentiment
PPDAI Group Neutral
United Community Banks Positive

United Community Banks has a consensus target price of $38.80, indicating a potential upside of 7.46%. Given United Community Banks' stronger consensus rating and higher possible upside, analysts plainly believe United Community Banks is more favorable than PPDAI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PPDAI Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75

United Community Banks has a net margin of 24.43% compared to PPDAI Group's net margin of 16.58%. PPDAI Group's return on equity of 14.22% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
PPDAI Group16.58% 14.22% 9.15%
United Community Banks 24.43%9.61%1.24%

PPDAI Group has higher revenue and earnings than United Community Banks. PPDAI Group is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PPDAI Group$1.94B0.62$363.56M$1.194.14
United Community Banks$1.54B2.81$328.10M$3.0411.88

PPDAI Group has a beta of 0.36, meaning that its share price is 64% less volatile than the broader market. Comparatively, United Community Banks has a beta of 0.82, meaning that its share price is 18% less volatile than the broader market.

Summary

United Community Banks beats PPDAI Group on 12 of the 17 factors compared between the two stocks.

How does PPDAI Group compare to Composecure?

Composecure (NYSE:GPGI) and PPDAI Group (NYSE:FINV) are related companies, but which is the better investment? We will compare the two companies based on the strength of their media sentiment, analyst recommendations, valuation, dividends, profitability, earnings, institutional ownership and risk.

PPDAI Group has higher revenue and earnings than Composecure. Composecure is trading at a lower price-to-earnings ratio than PPDAI Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Composecure$59.82M75.86-$136.01M-$2.40N/A
PPDAI Group$1.94B0.62$363.56M$1.194.14

37.6% of Composecure shares are held by institutional investors. Comparatively, 31.2% of PPDAI Group shares are held by institutional investors. 18.4% of Composecure shares are held by company insiders. Comparatively, 44.0% of PPDAI Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Composecure currently has a consensus price target of $15.00, suggesting a potential downside of 4.18%. Given Composecure's higher possible upside, analysts plainly believe Composecure is more favorable than PPDAI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Composecure
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
PPDAI Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, Composecure had 19 more articles in the media than PPDAI Group. MarketBeat recorded 19 mentions for Composecure and 0 mentions for PPDAI Group. Composecure's average media sentiment score of 0.00 equaled PPDAI Group'saverage media sentiment score.

Company Overall Sentiment
Composecure Neutral
PPDAI Group Neutral

PPDAI Group has a net margin of 16.58% compared to Composecure's net margin of 0.00%. PPDAI Group's return on equity of 14.22% beat Composecure's return on equity.

Company Net Margins Return on Equity Return on Assets
ComposecureN/A 12.59% 9.02%
PPDAI Group 16.58%14.22%9.15%

Composecure has a beta of 0.86, meaning that its stock price is 14% less volatile than the broader market. Comparatively, PPDAI Group has a beta of 0.36, meaning that its stock price is 64% less volatile than the broader market.

Summary

PPDAI Group beats Composecure on 8 of the 14 factors compared between the two stocks.

How does PPDAI Group compare to Renasant?

Renasant (NYSE:RNST) and PPDAI Group (NYSE:FINV) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, analyst recommendations, media sentiment, profitability, valuation, earnings, risk and institutional ownership.

In the previous week, Renasant had 17 more articles in the media than PPDAI Group. MarketBeat recorded 17 mentions for Renasant and 0 mentions for PPDAI Group. Renasant's average media sentiment score of 0.80 beat PPDAI Group's score of 0.00 indicating that Renasant is being referred to more favorably in the media.

Company Overall Sentiment
Renasant Positive
PPDAI Group Neutral

Renasant has a net margin of 19.94% compared to PPDAI Group's net margin of 16.58%. PPDAI Group's return on equity of 14.22% beat Renasant's return on equity.

Company Net Margins Return on Equity Return on Assets
Renasant19.94% 8.67% 1.25%
PPDAI Group 16.58%14.22%9.15%

Renasant presently has a consensus target price of $47.67, suggesting a potential upside of 7.62%. Given Renasant's stronger consensus rating and higher probable upside, equities analysts clearly believe Renasant is more favorable than PPDAI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Renasant
0 Sell rating(s)
0 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
3.00
PPDAI Group
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

PPDAI Group has higher revenue and earnings than Renasant. PPDAI Group is trading at a lower price-to-earnings ratio than Renasant, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Renasant$1.10B3.73$181.27M$3.3413.26
PPDAI Group$1.94B0.62$363.56M$1.194.14

Renasant has a beta of 0.98, meaning that its share price is 2% less volatile than the broader market. Comparatively, PPDAI Group has a beta of 0.36, meaning that its share price is 64% less volatile than the broader market.

77.3% of Renasant shares are held by institutional investors. Comparatively, 31.2% of PPDAI Group shares are held by institutional investors. 2.1% of Renasant shares are held by insiders. Comparatively, 44.0% of PPDAI Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Renasant beats PPDAI Group on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FINV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FINV vs. The Competition

MetricPPDAI GroupConsumer Finance IndustryFinance SectorNYSE Exchange
Market Cap$1.21B$7.47B$14.05B$23.88B
Dividend YieldN/A12.21%5.93%3.71%
P/E Ratio4.149.7728.9032.20
Price / Sales0.6239.02467.3320.28
Price / Cash3.0611.9138.6131.77
Price / Book0.502.753.736.93
Net Income$363.56M$434.78M$1.31B$1.07B
7 Day Performance-0.81%1.89%1.52%2.83%
1 Month Performance1.76%0.44%1.32%1.75%
1 Year Performance-41.51%16.36%13.63%19.74%

PPDAI Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FINV
PPDAI Group
1.5302 of 5 stars
$4.93
-0.7%
N/A-40.7%$1.21B$1.94B4.143,869
PFSI
PennyMac Financial Services
4.9498 of 5 stars
$85.68
+1.4%
$114.63
+33.8%
-21.0%$4.45B$2.05B9.104,900
BFH
Bread Financial
4.0191 of 5 stars
$106.31
+0.2%
$110.00
+3.5%
+89.7%$4.31B$3.89B8.326,000
UCB
United Community Banks
4.1887 of 5 stars
$35.48
+0.9%
$38.80
+9.4%
+19.4%$4.25B$1.54B11.683,070
GPGI
Composecure
1.8428 of 5 stars
$14.37
+1.2%
$15.00
+4.4%
N/A$4.16B$24KN/A1,007

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This page (NYSE:FINV) was last updated on 8/5/2026 by MarketBeat.com Staff.
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