PPDAI Group (FINV) Stock Price, News & Analysis

Company Overview

PPDAI Group Inc., now known as FinVolution Group, is a Chinese fintech company that operates an online consumer finance platform. The company uses technology, data analytics and risk-management tools to connect individual borrowers with funding sources and facilitate unsecured consumer loans.

Its services generally include borrower acquisition, credit assessment, loan matching and facilitation, payment processing, and post-loan management. FinVolution serves consumers who may have limited access to traditional banking services and works with institutional funding partners and other financial institutions through its technology platform.

Founded in 2007, the company was originally known as PPDAI and later adopted the FinVolution name as part of its broader technology and international strategy. Its operations have primarily focused on China, with the company also expanding into selected overseas markets, including Southeast Asia. FinVolution Group is listed on the New York Stock Exchange under the symbol FINV.

Key Stats

• Today's Range: $3.02 to $3.09
• 50-Day Range: $2.92 to $4.88
• 52-Week Range: $2.89 to $7.07
• Volume: 547,025 shs
• Average Volume: 962,218 shs
• Market Capitalization: $748.12 million
• P/E Ratio: 2.90
• Dividend Yield: N/A
• Price Target: $4.10
• Consensus Rating: Reduce

PPDAI Group Stock Analysis - MarketRank™

PPDAI Group scored higher than 76% of companies evaluated by MarketBeat, and ranked 497th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.2 / 5
• Analyst Rating: Reduce

Consensus Rating

PPDAI Group has received a consensus rating of Reduce. The company's average rating score is 1.50, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and 1 sell rating.

Upside Potential

PPDAI Group has a consensus price target of $4.10, representing about 33.3% upside from its current price of $3.08.

Amount of Analyst Coverage

PPDAI Group has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of PPDAI Group is 2.90, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 35.73.

Price to Earnings Ratio vs. Sector

The P/E ratio of PPDAI Group is 2.90, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.83.

Price to Book Value per Share Ratio

PPDAI Group has a P/B Ratio of 0.31. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.00% of the float of PPDAI Group has been sold short.

Short Interest Ratio / Days to Cover

PPDAI Group has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in PPDAI Group has recently decreased by 17.99%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

PPDAI Group does not currently pay a dividend.

Dividend Growth

PPDAI Group does not have a long track record of dividend growth.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: N/A

News Sentiment

PPDAI Group has a news sentiment score of 1.11. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for PPDAI Group this week, compared to 1 article on an average week.

Search Interest

Only 2 people have searched for FINV on MarketBeat in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

MarketBeat Follows

1 people have added PPDAI Group to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, PPDAI Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

44.00% of the stock of PPDAI Group is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

31.15% of the stock of PPDAI Group is held by institutions.

Company Calendar

• Last Earnings: 8/14/2026
• Today: 10/14/2026
• Next Earnings (Estimated): 11/23/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:FINV
• CIK: 1691445
• Web: ir.finvgroup.com
• Phone: 862180303200
• Fax: N/A
• Employees: 3,869
• Year Founded: 2007

Price Target and Rating

• Average Price Target for PPDAI Group: $4.10
• High Price Target: $4.10
• Low Price Target: $4.10
• Potential Upside/Downside: +33.3%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.06
• Trailing P/E Ratio: 2.90
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $363.56 million
• Net Margins: 14.49%
• Pretax Margin: 18.28%
• Return on Equity: 12.31%
• Return on Assets: 7.95%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 2.84
• Quick Ratio: 2.84

Sales & Book Value

• Annual Sales: $1.94 billion
• Price / Sales: 0.39
• Cash Flow: $1.66 per share
• Price / Cash Flow: 1.85
• Book Value: $9.90 per share
• Price / Book: 0.31

Miscellaneous

• Outstanding Shares: 243,290,000
• Free Float: 136,242,000
• Market Cap: $748.12 million
• Optionable: Optionable
• Beta: 0.33