NYSE:FINV PPDAI Group (FINV) Stock Price, News & Analysis $4.76 +0.04 (+0.74%) Closing price 07/24/2026 03:59 PM EasternExtended Trading$4.86 +0.10 (+2.10%) As of 07/24/2026 07:34 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About PPDAI Group Stock (NYSE:FINV) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get PPDAI Group alerts:Sign Up Key Stats Today's Range$4.65▼$4.7750-Day Range$4.50▼$5.5052-Week Range$4.35▼$9.73Volume313,145 shsAverage Volume490,015 shsMarket Capitalization$1.16 billionP/E Ratio4.00Dividend YieldN/APrice TargetN/AConsensus RatingHold Company Overview PPDAI Group Inc. operates an online consumer finance marketplace that connects individual and institutional investors with personal and small-business borrowers. Through its digital platform, the company facilitates unsecured consumer loans, auto refinancing loans and small-business financing by leveraging proprietary credit assessment tools and big data analytics. Investors gain exposure to a diversified portfolio of retail credit assets, while borrowers benefit from streamlined application processes and competitive financing rates. At the core of PPDAI’s offering is a multi-layered risk management framework that combines automated credit scoring, manual underwriting oversight and third-party data verification. The platform supports borrowers across a range of use cases—including personal consumption, auto purchase and working capital needs—enabling users to apply via web or mobile channels. PPDAI also offers value-added services such as credit-line management, loan insurance and borrower education, helping to promote responsible lending practices and enhance overall portfolio performance. Headquartered in Shanghai and founded in 2007, PPDAI Group has grown to become one of China’s earliest and most prominent online consumer finance marketplaces. The company maintains research and development centers dedicated to artificial intelligence and fintech innovation, and it has established strategic partnerships with banks, insurance firms and payment providers to broaden its service reach. In 2017, PPDAI Group completed its initial public offering on the New York Stock Exchange under the ticker FINV. Its leadership team comprises seasoned professionals drawn from the consumer finance, technology and risk management sectors, all working to navigate China’s evolving regulatory landscape and to pursue disciplined growth in digital lending.AI Generated. May Contain Errors. Read More PPDAI Group Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks33rd Percentile Overall ScoreFINV MarketRank™: PPDAI Group scored higher than 33% of companies evaluated by MarketBeat, and ranked 736th out of 873 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.2 / 5Analyst RatingHold Consensus RatingPPDAI Group has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoveragePPDAI Group has only been the subject of 1 research reports in the past 90 days.Read more about PPDAI Group's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of PPDAI Group is 4.00, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.00.Price to Earnings Ratio vs. SectorThe P/E ratio of PPDAI Group is 4.00, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.42.Price to Book Value per Share RatioPPDAI Group has a P/B Ratio of 0.48. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about PPDAI Group's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted3.57% of the float of PPDAI Group has been sold short.Short Interest Ratio / Days to CoverPPDAI Group has a short interest ratio ("days to cover") of 8.67.Change versus previous monthShort interest in PPDAI Group has recently decreased by 6.47%, indicating that investor sentiment is improving significantly. Dividend0.8 / 5Dividend StrengthWeak Dividend YieldPPDAI Group does not currently pay a dividend.Dividend GrowthPPDAI Group does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of PPDAI Group is 17.65%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about PPDAI Group's dividend. News and Social Media0.6 / 5News SentimentN/A Search Interest11 people have searched for FINV on MarketBeat in the last 30 days. This is an increase of 267% compared to the previous 30 days. Company Ownership1.8 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, PPDAI Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $80,250.00 in company stock.Percentage Held by Insiders44.00% of the stock of PPDAI Group is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions31.15% of the stock of PPDAI Group is held by institutions.Read more about PPDAI Group's insider trading history. Receive FINV Stock News and Ratings via Email Sign-up to receive the latest news and ratings for PPDAI Group and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. FINV Stock News HeadlinesFinVolution Group : FINVJune 18, 2026 | 247wallst.comFinVolution Group Publishes Eighth Annual ESG ReportJune 17, 2026 | prnewswire.comYour book attachedBill Poulos is giving away his 'Safe Trade Options Formula' book for free - but only for a limited time through a temporary download link. He plans to charge for it soon. Download your copy now and lock it in at no cost, regardless of future pricing.July 25 at 1:00 AM | Profits Run (Ad)Is FinVolution Group (FINV) A Good Stock To Buy Now?June 7, 2026 | insidermonkey.comFinVolution Launches 11th Global AI Competition: Teaching Voice AI When to SpeakMay 28, 2026 | globenewswire.comFinVolution: International Growth Is Accelerating, Valuation Hasn't MovedMay 27, 2026 | seekingalpha.comFinVolution Group (FINV) Q1 2026 Earnings Call TranscriptMay 26, 2026 | seekingalpha.comFinVolution Group 2026 Q1 - Results - Earnings Call PresentationMay 25, 2026 | seekingalpha.comSee More Headlines FINV Stock Analysis - Frequently Asked Questions How have FINV shares performed this year? PPDAI Group's stock was trading at $5.24 at the beginning of 2026. Since then, FINV stock has decreased by 9.3% and is now trading at $4.7550. How were PPDAI Group's earnings last quarter? PPDAI Group Inc. Sponsored ADR (NYSE:FINV) announced its quarterly earnings results on Monday, May, 25th. The company reported $0.26 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.23 by $0.03. The business earned $465.58 million during the quarter, compared to analyst estimates of $438.70 million. PPDAI Group had a net margin of 16.58% and a trailing twelve-month return on equity of 14.22%. Read the conference call transcript. Is PPDAI Group buying back stock? PPDAI Group's Board of Directors authorized a stock buyback plan on Monday, March 17th 2025, which authorizes the company to buy back $150,000,000 in outstanding shares, according to EventVestor. This means that the company could repurchase up to 6.2% of its shares through open market purchases. Shares repurchase plans are typically an indication that the company's management believes its shares are undervalued. When did PPDAI Group IPO? PPDAI Group (FINV) raised $298 million in an initial public offering on Friday, November 10th 2017. The company issued 17,000,000 shares at a price of $16.00-$19.00 per share. How do I buy shares of PPDAI Group? Shares of FINV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of PPDAI Group own? Based on aggregate information from My MarketBeat watchlists, some other companies that PPDAI Group investors own include Zomedica (ZOM), Jumia Technologies (JMIA), Nano Dimension (NNDM), NIO (NIO), AST SpaceMobile (ASTS), Virgin Galactic (SPCE) and Tesla (TSLA). Company Calendar Record date for 5/7 Dividend4/16/2026Ex-Dividend for 5/7 Dividend4/16/2026Dividend Payable5/07/2026Last Earnings5/25/2026Today7/25/2026Next Earnings (Estimated)8/24/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (1m+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 FINV's financial health is in the Green zone, according to TradeSmith. FINV has been in this zone for over one month. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry FIN - MISC SVCS Sub-IndustryBanking Current SymbolNYSE:FINV CIK1691445 Webir.finvgroup.com Phone862180303200FaxN/AEmployees3,869Year Founded2007Profitability EPS (Trailing Twelve Months)$1.19 Trailing P/E Ratio4.00 Forward P/E RatioN/A P/E GrowthN/ANet Income$363.56 million Net Margins16.58% Pretax Margin20.94% Return on Equity14.22% Return on Assets9.15% Debt Debt-to-Equity Ratio0.07 Current Ratio3.36 Quick Ratio3.36 Sales & Book Value Annual Sales$13.34 billion Price / Sales0.09 Cash Flow$1.63 per share Price / Cash Flow2.91 Book Value$9.90 per share Price / Book0.48Miscellaneous Outstanding Shares243,289,000Free Float136,242,000Market Cap$1.16 billion OptionableOptionable Beta0.33 Social Links The Infrastructure's Backbone: 10 Stocks Powering the AI BuildoutThe AI boom extends far beyond the biggest tech names. Discover 10 companies supplying the memory, storage, networking, semiconductor manufacturing, and power infrastructure that make AI possible. Learn where the next wave of AI investment opportunities may emerge—and the key risks investors should watch as the global AI buildout accelerates.Get This Free Report This page (NYSE:FINV) was last updated on 7/25/2026 by MarketBeat.com Staff. From Our PartnersALERT: Drop these 5 stocks before the market opens tomorrow!The Wall Street Journal is already raising the alarm about a potential market crash, and Weiss Ratings researc...Weiss Ratings | SponsoredLouis Navellier: My #1 AI stock for 2026 (name & ticker inside)Louis Navellier's Stock Grader system helped him flag Nvidia before its 82,000% run and has identified the top...InvestorPlace | SponsoredTrump Takes Emergency Action - Plus Elon Musk's New VentureElon Musk has quietly launched a new venture - one that has nothing to do with rockets, EVs, or Neuralink. Tru...Altimetry | SponsoredYour $29.97 book is free todayWhy Some Traders Skip Stocks Entirely You don't need a big account to trade options. In fact, options ca...Profits Run | SponsoredReady to give options a try? Your first trade (Ticker included) -INSIDETired of trying tactic after tactic when it comes to options trades... only to be met with market noise and st...Base Camp Trading | SponsoredSPCX Warning - and Worst News for Stocks in 50 YearsGoldman Sachs and Morgan Stanley are now predicting what could be the worst news for the U.S. stock market in ...TradeSmith | SponsoredElon's new "super startup"Adam O'Dell - the analyst who recommended Palantir before it became the top S&P 500 performer - has identified...Banyan Hill Publishing | SponsoredWhere to Put $100 Before Trump's New Tech Law Rolls OutThe Financial Times says a new tech law puts America 'on the verge of a financial revolution.' Yahoo Finance e...Brownstone Research | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding PPDAI Group Inc. Sponsored ADR Please log in to your account or sign up in order to add this asset to your watchlist. Share PPDAI Group With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
