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NYSE:FINV

PPDAI Group (FINV) Stock Price, News & Analysis

PPDAI Group logo
$4.38 -0.16 (-3.42%)
As of 12:37 PM Eastern
This is a fair market value price provided by Massive. Learn more.

About PPDAI Group Stock (NYSE:FINV)

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Key Stats

Today's Range
$4.37
$4.52
50-Day Range
$4.44
$5.05
52-Week Range
$4.35
$9.73
Volume
377,431 shs
Average Volume
992,301 shs
Market Capitalization
$1.06 billion
P/E Ratio
3.68
Dividend Yield
N/A
Price Target
N/A
Consensus Rating
Hold

Company Overview

PPDAI Group Inc. operates an online consumer finance marketplace that connects individual and institutional investors with personal and small-business borrowers. Through its digital platform, the company facilitates unsecured consumer loans, auto refinancing loans and small-business financing by leveraging proprietary credit assessment tools and big data analytics. Investors gain exposure to a diversified portfolio of retail credit assets, while borrowers benefit from streamlined application processes and competitive financing rates.

At the core of PPDAI’s offering is a multi-layered risk management framework that combines automated credit scoring, manual underwriting oversight and third-party data verification. The platform supports borrowers across a range of use cases—including personal consumption, auto purchase and working capital needs—enabling users to apply via web or mobile channels. PPDAI also offers value-added services such as credit-line management, loan insurance and borrower education, helping to promote responsible lending practices and enhance overall portfolio performance.

Headquartered in Shanghai and founded in 2007, PPDAI Group has grown to become one of China’s earliest and most prominent online consumer finance marketplaces. The company maintains research and development centers dedicated to artificial intelligence and fintech innovation, and it has established strategic partnerships with banks, insurance firms and payment providers to broaden its service reach. In 2017, PPDAI Group completed its initial public offering on the New York Stock Exchange under the ticker FINV. Its leadership team comprises seasoned professionals drawn from the consumer finance, technology and risk management sectors, all working to navigate China’s evolving regulatory landscape and to pursue disciplined growth in digital lending.

AI Generated. May Contain Errors.

PPDAI Group Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
26th Percentile Overall Score

FINV MarketRank™: 

PPDAI Group scored higher than 26% of companies evaluated by MarketBeat, and ranked 760th out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    PPDAI Group has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    PPDAI Group has only been the subject of 1 research reports in the past 90 days.

  • Read more about PPDAI Group's stock forecast and price target.
  • Price to Earnings Ratio vs. the Market

    The P/E ratio of PPDAI Group is 3.68, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.58.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of PPDAI Group is 3.68, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.55.

  • Price to Book Value per Share Ratio

    PPDAI Group has a P/B Ratio of 0.44. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about PPDAI Group's valuation and earnings.
  • Percentage of Shares Shorted

    3.41% of the float of PPDAI Group has been sold short.
  • Short Interest Ratio / Days to Cover

    PPDAI Group has a short interest ratio ("days to cover") of 13.87, which indicates bearish sentiment.
  • Change versus previous month

    Short interest in PPDAI Group has recently decreased by 4.64%, indicating that investor sentiment is improving.
  • Dividend Yield

    PPDAI Group does not currently pay a dividend.

  • Dividend Growth

    PPDAI Group does not have a long track record of dividend growth.

  • News Sentiment

    PPDAI Group has a news sentiment score of -0.64. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.81 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for PPDAI Group this week, compared to 1 article on an average week.
  • Search Interest

    12 people have searched for FINV on MarketBeat in the last 30 days. This is an increase of 300% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, PPDAI Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $80,250.00 in company stock.

  • Percentage Held by Insiders

    44.00% of the stock of PPDAI Group is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    31.15% of the stock of PPDAI Group is held by institutions.

  • Read more about PPDAI Group's insider trading history.
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FINV Stock News Headlines

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See More Headlines

FINV Stock Analysis - Frequently Asked Questions

PPDAI Group's stock was trading at $5.24 at the start of the year. Since then, FINV stock has decreased by 16.5% and is now trading at $4.3770.

PPDAI Group Inc. Sponsored ADR (NYSE:FINV) issued its quarterly earnings results on Monday, May, 25th. The company reported $0.26 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.23 by $0.03. The business had revenue of $465.58 million for the quarter, compared to analyst estimates of $438.70 million. PPDAI Group had a trailing twelve-month return on equity of 14.22% and a net margin of 16.58%.
Read the conference call transcript
.

PPDAI Group's Board of Directors authorized a share repurchase plan on Monday, March 17th 2025, which authorizes the company to repurchase $150,000,000 in outstanding shares, according to EventVestor. This means that the company could repurchase up to 6.2% of its shares through open market purchases. Shares buyback plans are often a sign that the company's leadership believes its stock is undervalued.

PPDAI Group (FINV) raised $298 million in an initial public offering (IPO) on Friday, November 10th 2017. The company issued 17,000,000 shares at $16.00-$19.00 per share.

Shares of FINV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that PPDAI Group investors own include Zomedica (ZOM), Jumia Technologies (JMIA), Nano Dimension (NNDM), NIO (NIO), AST SpaceMobile (ASTS), Virgin Galactic (SPCE) and Tesla (TSLA).

Company Calendar

Last Earnings
5/25/2026
Today
8/14/2026
Next Earnings (Estimated)
8/24/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
Consumer Finance
Sub-Industry
Consumer Finance
Current Symbol
NYSE:FINV
CIK
1691445
Fax
N/A
Employees
3,869
Year Founded
2007

Profitability

EPS (Trailing Twelve Months)
$1.19
Trailing P/E Ratio
3.68
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$363.56 million
Net Margins
16.58%
Pretax Margin
20.94%
Return on Equity
14.22%
Return on Assets
9.15%

Debt

Debt-to-Equity Ratio
0.07
Current Ratio
3.36
Quick Ratio
3.36

Sales & Book Value

Annual Sales
$1.94 billion
Price / Sales
0.55
Cash Flow
$1.56 per share
Price / Cash Flow
2.80
Book Value
$9.90 per share
Price / Book
0.44

Miscellaneous

Outstanding Shares
243,290,000
Free Float
136,242,000
Market Cap
$1.06 billion
Optionable
Optionable
Beta
0.36

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This page (NYSE:FINV) was last updated on 8/14/2026 by MarketBeat.com Staff.
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