NYSE:FINV PPDAI Group (FINV) Stock Price, News & Analysis $4.82 -0.18 (-3.50%) As of 01:55 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About PPDAI Group Stock (NYSE:FINV) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get PPDAI Group alerts:Sign Up Key Stats Today's Range$4.82▼$5.0350-Day Range$4.50▼$5.5052-Week Range$4.35▼$10.90Volume138,678 shsAverage Volume1.16 million shsMarket Capitalization$1.17 billionP/E Ratio4.05Dividend YieldN/APrice TargetN/AConsensus RatingHold Company Overview PPDAI Group Inc. operates an online consumer finance marketplace that connects individual and institutional investors with personal and small-business borrowers. Through its digital platform, the company facilitates unsecured consumer loans, auto refinancing loans and small-business financing by leveraging proprietary credit assessment tools and big data analytics. Investors gain exposure to a diversified portfolio of retail credit assets, while borrowers benefit from streamlined application processes and competitive financing rates. At the core of PPDAI’s offering is a multi-layered risk management framework that combines automated credit scoring, manual underwriting oversight and third-party data verification. The platform supports borrowers across a range of use cases—including personal consumption, auto purchase and working capital needs—enabling users to apply via web or mobile channels. PPDAI also offers value-added services such as credit-line management, loan insurance and borrower education, helping to promote responsible lending practices and enhance overall portfolio performance. Headquartered in Shanghai and founded in 2007, PPDAI Group has grown to become one of China’s earliest and most prominent online consumer finance marketplaces. The company maintains research and development centers dedicated to artificial intelligence and fintech innovation, and it has established strategic partnerships with banks, insurance firms and payment providers to broaden its service reach. In 2017, PPDAI Group completed its initial public offering on the New York Stock Exchange under the ticker FINV. Its leadership team comprises seasoned professionals drawn from the consumer finance, technology and risk management sectors, all working to navigate China’s evolving regulatory landscape and to pursue disciplined growth in digital lending.AI Generated. May Contain Errors. Read More PPDAI Group Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks36th Percentile Overall ScoreFINV MarketRank™: PPDAI Group scored higher than 36% of companies evaluated by MarketBeat, and ranked 739th out of 878 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.2 / 5Analyst RatingHold Consensus RatingPPDAI Group has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoveragePPDAI Group has only been the subject of 1 research reports in the past 90 days.Read more about PPDAI Group's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of PPDAI Group is 4.07, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.88.Price to Earnings Ratio vs. SectorThe P/E ratio of PPDAI Group is 4.07, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.17.Price to Book Value per Share RatioPPDAI Group has a P/B Ratio of 0.49. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about PPDAI Group's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted3.80% of the float of PPDAI Group has been sold short.Short Interest Ratio / Days to CoverPPDAI Group has a short interest ratio ("days to cover") of 3.24, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in PPDAI Group has recently decreased by 8.64%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldPPDAI Group does not currently pay a dividend.Dividend GrowthPPDAI Group does not have a long track record of dividend growth. News and Social Media0.6 / 5News SentimentN/A Search Interest7 people have searched for FINV on MarketBeat in the last 30 days. This is an increase of 17% compared to the previous 30 days. Company Ownership1.8 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, PPDAI Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $80,250.00 in company stock.Percentage Held by Insiders44.00% of the stock of PPDAI Group is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions31.15% of the stock of PPDAI Group is held by institutions.Read more about PPDAI Group's insider trading history. Receive FINV Stock News and Ratings via Email Sign-up to receive the latest news and ratings for PPDAI Group and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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Goldman Sachs, the lead underwriter, will present the full S-1 to the world's largest fund managers - including a section naming one small company Musk's Colossus cannot operate without. Right now, most fund managers have never heard of it. By Friday, every one of them will. Dylan Jovine has identified the name and ticker before $75 billion in new capital starts chasing the SpaceX supply chain.June 16 at 1:00 AM | Behind the Markets (Ad)FinVolution Launches 11th Global AI Competition: Teaching Voice AI When to SpeakMay 28, 2026 | globenewswire.comFinVolution: International Growth Is Accelerating, Valuation Hasn't MovedMay 27, 2026 | seekingalpha.comFinVolution Group (FINV) Q1 2026 Earnings Call TranscriptMay 26, 2026 | seekingalpha.comFinVolution Group 2026 Q1 - Results - Earnings Call PresentationMay 25, 2026 | seekingalpha.comFinVolution Group Announces New Share Repurchase Program of Up to US$150 millionMay 25, 2026 | prnewswire.comSee More Headlines FINV Stock Analysis - Frequently Asked Questions How have FINV shares performed this year? PPDAI Group's stock was trading at $5.24 on January 1st, 2026. Since then, FINV shares have decreased by 7.5% and is now trading at $4.8450. How were PPDAI Group's earnings last quarter? PPDAI Group Inc. Sponsored ADR (NYSE:FINV) announced its quarterly earnings data on Monday, May, 25th. The company reported $0.26 earnings per share for the quarter, topping analysts' consensus estimates of $0.23 by $0.03. The business had revenue of $465.58 million for the quarter, compared to analysts' expectations of $438.70 million. PPDAI Group had a net margin of 16.58% and a trailing twelve-month return on equity of 14.22%. Read the conference call transcript. Is PPDAI Group buying back stock? PPDAI Group's Board of Directors authorized a share repurchase program on Monday, March 17th 2025, which permits the company to repurchase $150,000,000 in outstanding shares, according to EventVestor. This means that the company could buy up to 6.2% of its stock through open market purchases. Stock repurchase programs are usually an indication that the company's management believes its stock is undervalued. When did PPDAI Group IPO? PPDAI Group (FINV) raised $298 million in an initial public offering (IPO) on Friday, November 10th 2017. The company issued 17,000,000 shares at a price of $16.00-$19.00 per share. Who are PPDAI Group's major shareholders? PPDAI Group's top institutional investors include DGS Capital Management LLC (0.11%). View institutional ownership trends. How do I buy shares of PPDAI Group? Shares of FINV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of PPDAI Group own? Based on aggregate information from My MarketBeat watchlists, some other companies that PPDAI Group investors own include Zomedica (ZOM), Jumia Technologies (JMIA), Nano Dimension (NNDM), NIO (NIO), AST SpaceMobile (ASTS), Virgin Galactic (SPCE) and Tesla (TSLA). Company Calendar Record date for 5/7 Dividend4/16/2026Ex-Dividend for 5/7 Dividend4/16/2026Dividend Payable5/07/2026Last Earnings5/25/2026Today6/16/2026Next Earnings (Estimated)8/24/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (2w+) 1-Year History Jun 25 Sep 25 Dec 25 Mar 26 Jun 26 For the last 2 weeks, FINV's financial health has been in the Green zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry FIN - MISC SVCS Sub-IndustryBanking Current SymbolNYSE:FINV CIK1691445 Webir.finvgroup.com Phone862180303200FaxN/AEmployees3,869Year Founded2007Profitability EPS (Trailing Twelve Months)$1.19 Trailing P/E Ratio4.07 Forward P/E RatioN/A P/E GrowthN/ANet Income$363.56 million Net Margins16.58% Pretax Margin20.94% Return on Equity14.22% Return on Assets9.15% Debt Debt-to-Equity Ratio0.07 Current Ratio3.36 Quick Ratio3.36 Sales & Book Value Annual Sales$1.94 billion Price / Sales0.61 Cash Flow$1.56 per share Price / Cash Flow3.10 Book Value$9.90 per share Price / Book0.49Miscellaneous Outstanding Shares243,290,000Free Float136,242,000Market Cap$1.18 billion OptionableOptionable Beta0.34 Social Links 7 Stocks That Could Be Bigger Than Tesla, Nvidia, and GoogleLooking for the next FAANG stock before everyone has heard about it? 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