NYSE:FINV PPDAI Group (FINV) Stock Price, News & Analysis $4.38 -0.16 (-3.42%) As of 12:37 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About PPDAI Group Stock (NYSE:FINV) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get PPDAI Group alerts:Sign Up Key Stats Today's Range$4.37▼$4.5250-Day Range$4.44▼$5.0552-Week Range$4.35▼$9.73Volume377,431 shsAverage Volume992,301 shsMarket Capitalization$1.06 billionP/E Ratio3.68Dividend YieldN/APrice TargetN/AConsensus RatingHold Company Overview PPDAI Group Inc. operates an online consumer finance marketplace that connects individual and institutional investors with personal and small-business borrowers. Through its digital platform, the company facilitates unsecured consumer loans, auto refinancing loans and small-business financing by leveraging proprietary credit assessment tools and big data analytics. Investors gain exposure to a diversified portfolio of retail credit assets, while borrowers benefit from streamlined application processes and competitive financing rates. At the core of PPDAI’s offering is a multi-layered risk management framework that combines automated credit scoring, manual underwriting oversight and third-party data verification. The platform supports borrowers across a range of use cases—including personal consumption, auto purchase and working capital needs—enabling users to apply via web or mobile channels. PPDAI also offers value-added services such as credit-line management, loan insurance and borrower education, helping to promote responsible lending practices and enhance overall portfolio performance. Headquartered in Shanghai and founded in 2007, PPDAI Group has grown to become one of China’s earliest and most prominent online consumer finance marketplaces. The company maintains research and development centers dedicated to artificial intelligence and fintech innovation, and it has established strategic partnerships with banks, insurance firms and payment providers to broaden its service reach. In 2017, PPDAI Group completed its initial public offering on the New York Stock Exchange under the ticker FINV. Its leadership team comprises seasoned professionals drawn from the consumer finance, technology and risk management sectors, all working to navigate China’s evolving regulatory landscape and to pursue disciplined growth in digital lending.AI Generated. May Contain Errors. Read More PPDAI Group Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks26th Percentile Overall ScoreFINV MarketRank™: PPDAI Group scored higher than 26% of companies evaluated by MarketBeat, and ranked 760th out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.2 / 5Analyst RatingHold Consensus RatingPPDAI Group has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoveragePPDAI Group has only been the subject of 1 research reports in the past 90 days.Read more about PPDAI Group's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of PPDAI Group is 3.68, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.58.Price to Earnings Ratio vs. SectorThe P/E ratio of PPDAI Group is 3.68, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.55.Price to Book Value per Share RatioPPDAI Group has a P/B Ratio of 0.44. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about PPDAI Group's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted3.41% of the float of PPDAI Group has been sold short.Short Interest Ratio / Days to CoverPPDAI Group has a short interest ratio ("days to cover") of 13.87, which indicates bearish sentiment.Change versus previous monthShort interest in PPDAI Group has recently decreased by 4.64%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldPPDAI Group does not currently pay a dividend.Dividend GrowthPPDAI Group does not have a long track record of dividend growth. News and Social Media1.5 / 5News SentimentN/A News SentimentPPDAI Group has a news sentiment score of -0.64. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.81 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for PPDAI Group this week, compared to 1 article on an average week.Search Interest12 people have searched for FINV on MarketBeat in the last 30 days. This is an increase of 300% compared to the previous 30 days. Company Ownership1.8 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, PPDAI Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $80,250.00 in company stock.Percentage Held by Insiders44.00% of the stock of PPDAI Group is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions31.15% of the stock of PPDAI Group is held by institutions.Read more about PPDAI Group's insider trading history. Receive FINV Stock News and Ratings via Email Sign-up to receive the latest news and ratings for PPDAI Group and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. FINV Stock News HeadlinesFinVolution: Consider Regulatory Pressures And Overseas Potential (Rating Downgrade)August 10, 2026 | seekingalpha.comFinVolution Group : FINVJune 18, 2026 | 247wallst.comThe world’s most valuable stock-picking messages?Tomorrow morning, a small group of investors will receive a text alert tied to what may be the most powerful stock rating software in the world - and every message it has sent has averaged a gain of 310 percent, including the misses. Members of this exclusive list have seen nearly 3,000 chances to double their money and over 400 chances to 10x it. The next alert goes out as early as 9:30 a.m.August 14 at 1:00 AM | Weiss Ratings (Ad)FinVolution Group Publishes Eighth Annual ESG ReportJune 17, 2026 | prnewswire.comIs FinVolution Group (FINV) A Good Stock To Buy Now?June 7, 2026 | insidermonkey.comFinVolution Launches 11th Global AI Competition: Teaching Voice AI When to SpeakMay 28, 2026 | globenewswire.comFinVolution: International Growth Is Accelerating, Valuation Hasn't MovedMay 27, 2026 | seekingalpha.comFinVolution Group (FINV) Q1 2026 Earnings Call TranscriptMay 26, 2026 | seekingalpha.comSee More Headlines FINV Stock Analysis - Frequently Asked Questions How have FINV shares performed this year? PPDAI Group's stock was trading at $5.24 at the start of the year. Since then, FINV stock has decreased by 16.5% and is now trading at $4.3770. How were PPDAI Group's earnings last quarter? PPDAI Group Inc. Sponsored ADR (NYSE:FINV) issued its quarterly earnings results on Monday, May, 25th. The company reported $0.26 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.23 by $0.03. The business had revenue of $465.58 million for the quarter, compared to analyst estimates of $438.70 million. PPDAI Group had a trailing twelve-month return on equity of 14.22% and a net margin of 16.58%. Read the conference call transcript. Is PPDAI Group buying back stock? PPDAI Group's Board of Directors authorized a share repurchase plan on Monday, March 17th 2025, which authorizes the company to repurchase $150,000,000 in outstanding shares, according to EventVestor. This means that the company could repurchase up to 6.2% of its shares through open market purchases. Shares buyback plans are often a sign that the company's leadership believes its stock is undervalued. When did PPDAI Group IPO? PPDAI Group (FINV) raised $298 million in an initial public offering (IPO) on Friday, November 10th 2017. The company issued 17,000,000 shares at $16.00-$19.00 per share. How do I buy shares of PPDAI Group? Shares of FINV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of PPDAI Group own? Based on aggregate information from My MarketBeat watchlists, some other companies that PPDAI Group investors own include Zomedica (ZOM), Jumia Technologies (JMIA), Nano Dimension (NNDM), NIO (NIO), AST SpaceMobile (ASTS), Virgin Galactic (SPCE) and Tesla (TSLA). Company Calendar Last Earnings5/25/2026Today8/14/2026Next Earnings (Estimated)8/24/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (2d) 1-Year History Aug 25 Nov 25 Feb 26 May 26 Aug 26 As of 2 days ago, FINV's financial health entered the Green zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNYSE:FINV CIK1691445 Webir.finvgroup.com Phone862180303200FaxN/AEmployees3,869Year Founded2007Profitability EPS (Trailing Twelve Months)$1.19 Trailing P/E Ratio3.68 Forward P/E RatioN/A P/E GrowthN/ANet Income$363.56 million Net Margins16.58% Pretax Margin20.94% Return on Equity14.22% Return on Assets9.15% Debt Debt-to-Equity Ratio0.07 Current Ratio3.36 Quick Ratio3.36 Sales & Book Value Annual Sales$1.94 billion Price / Sales0.55 Cash Flow$1.56 per share Price / Cash Flow2.80 Book Value$9.90 per share Price / Book0.44Miscellaneous Outstanding Shares243,290,000Free Float136,242,000Market Cap$1.06 billion OptionableOptionable Beta0.36 Social Links 7 Energy Stocks to Buy and Hold ForeverWith the proliferation of data centers and electric vehicles, the electric grid will only get more strained. Download this report to learn how energy stocks can play a role in your portfolio as the global demand for energy continues to grow.Get This Free Report This page (NYSE:FINV) was last updated on 8/14/2026 by MarketBeat.com Staff. From Our PartnersBSEM Is Officially on Nasdaq... The Next Chapter Begins!BioStem Technologies (NASDAQ: BSEM) debuted on Nasdaq August 7th, marking its move from OTC markets into a new...Huge Alerts | SponsoredHere’s the stock symbol I’ve promisedWhitney Tilson of Stansberry Research has long recommended Berkshire Hathaway as a core retirement holding - b...Stansberry Research | SponsoredTrump’s New Currency ResetTrump is launching a new $250 bill - but that may be a distraction. Behind the scenes, Executive Order 14241 i...Porter & Company | SponsoredYour $29.97 book is free todayWhy Some Traders Skip Stocks Entirely You don't need a big account to trade options. 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