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Dave (DAVE) Competitors

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$354.72 +19.71 (+5.88%)
As of 08/21/2026 04:00 PM Eastern

DAVE vs. ALLY, FCFS, OMF, ENVA, and CACC

Should you buy Dave stock or one of its competitors? Dave's main competitors and comparable companies include Ally Financial (ALLY), FirstCash (FCFS), OneMain (OMF), Enova International (ENVA), and Credit Acceptance (CACC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Dave compare to Ally Financial?

Dave (NASDAQ:DAVE) and Ally Financial (NYSE:ALLY) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, earnings, dividends, profitability, valuation, risk, media sentiment and analyst recommendations.

Dave presently has a consensus price target of $410.82, suggesting a potential upside of 15.81%. Ally Financial has a consensus price target of $53.64, suggesting a potential upside of 24.87%. Given Ally Financial's stronger consensus rating and higher possible upside, analysts plainly believe Ally Financial is more favorable than Dave.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Dave
0 Sell rating(s)
3 Hold rating(s)
12 Buy rating(s)
0 Strong Buy rating(s)
2.80
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88

In the previous week, Ally Financial had 1 more articles in the media than Dave. MarketBeat recorded 19 mentions for Ally Financial and 18 mentions for Dave. Ally Financial's average media sentiment score of 1.48 beat Dave's score of 0.31 indicating that Ally Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Dave
4 Very Positive mention(s)
4 Positive mention(s)
3 Neutral mention(s)
6 Negative mention(s)
0 Very Negative mention(s)
Neutral
Ally Financial
18 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

18.0% of Dave shares are held by institutional investors. Comparatively, 88.8% of Ally Financial shares are held by institutional investors. 23.6% of Dave shares are held by insiders. Comparatively, 0.5% of Ally Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Ally Financial has higher revenue and earnings than Dave. Ally Financial is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Dave$554.20M8.17$195.87M$15.4223.00
Ally Financial$7.91B1.65$852M$4.2410.13

Dave has a beta of 3.83, indicating that its share price is 283% more volatile than the broader market. Comparatively, Ally Financial has a beta of 1.1, indicating that its share price is 10% more volatile than the broader market.

Dave has a net margin of 34.58% compared to Ally Financial's net margin of 16.75%. Dave's return on equity of 77.46% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Dave34.58% 77.46% 40.44%
Ally Financial 16.75%11.75%0.79%

Summary

Dave and Ally Financial tied by winning 8 of the 16 factors compared between the two stocks.

How does Dave compare to FirstCash?

Dave (NASDAQ:DAVE) and FirstCash (NASDAQ:FCFS) are both mid-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their earnings, risk, institutional ownership, profitability, valuation, analyst recommendations, media sentiment and dividends.

In the previous week, FirstCash had 2 more articles in the media than Dave. MarketBeat recorded 20 mentions for FirstCash and 18 mentions for Dave. FirstCash's average media sentiment score of 0.70 beat Dave's score of 0.31 indicating that FirstCash is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Dave
4 Very Positive mention(s)
4 Positive mention(s)
3 Neutral mention(s)
6 Negative mention(s)
0 Very Negative mention(s)
Neutral
FirstCash
13 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

FirstCash has higher revenue and earnings than Dave. Dave is trading at a lower price-to-earnings ratio than FirstCash, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Dave$554.20M8.17$195.87M$15.4223.00
FirstCash$3.66B2.67$330.38M$8.7625.72

Dave presently has a consensus price target of $410.82, suggesting a potential upside of 15.81%. FirstCash has a consensus price target of $249.00, suggesting a potential upside of 10.53%. Given Dave's higher possible upside, equities analysts plainly believe Dave is more favorable than FirstCash.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Dave
0 Sell rating(s)
3 Hold rating(s)
12 Buy rating(s)
0 Strong Buy rating(s)
2.80
FirstCash
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80

18.0% of Dave shares are owned by institutional investors. Comparatively, 80.3% of FirstCash shares are owned by institutional investors. 23.6% of Dave shares are owned by company insiders. Comparatively, 2.9% of FirstCash shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Dave has a net margin of 34.58% compared to FirstCash's net margin of 9.42%. Dave's return on equity of 77.46% beat FirstCash's return on equity.

Company Net Margins Return on Equity Return on Assets
Dave34.58% 77.46% 40.44%
FirstCash 9.42%19.65%8.38%

Dave has a beta of 3.83, meaning that its share price is 283% more volatile than the broader market. Comparatively, FirstCash has a beta of 0.53, meaning that its share price is 47% less volatile than the broader market.

Summary

Dave beats FirstCash on 9 of the 15 factors compared between the two stocks.

How does Dave compare to OneMain?

Dave (NASDAQ:DAVE) and OneMain (NYSE:OMF) are both mid-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, dividends, analyst recommendations, earnings, risk, profitability and valuation.

18.0% of Dave shares are owned by institutional investors. Comparatively, 85.8% of OneMain shares are owned by institutional investors. 23.6% of Dave shares are owned by company insiders. Comparatively, 0.3% of OneMain shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Dave has a net margin of 34.58% compared to OneMain's net margin of 13.92%. Dave's return on equity of 77.46% beat OneMain's return on equity.

Company Net Margins Return on Equity Return on Assets
Dave34.58% 77.46% 40.44%
OneMain 13.92%23.49%2.92%

Dave presently has a consensus price target of $410.82, indicating a potential upside of 15.81%. OneMain has a consensus price target of $68.40, indicating a potential upside of 8.13%. Given Dave's stronger consensus rating and higher probable upside, equities research analysts clearly believe Dave is more favorable than OneMain.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Dave
0 Sell rating(s)
3 Hold rating(s)
12 Buy rating(s)
0 Strong Buy rating(s)
2.80
OneMain
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.58

In the previous week, Dave had 14 more articles in the media than OneMain. MarketBeat recorded 18 mentions for Dave and 4 mentions for OneMain. OneMain's average media sentiment score of 1.57 beat Dave's score of 0.31 indicating that OneMain is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Dave
4 Very Positive mention(s)
4 Positive mention(s)
3 Neutral mention(s)
6 Negative mention(s)
0 Very Negative mention(s)
Neutral
OneMain
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Dave has a beta of 3.83, indicating that its share price is 283% more volatile than the broader market. Comparatively, OneMain has a beta of 1.21, indicating that its share price is 21% more volatile than the broader market.

OneMain has higher revenue and earnings than Dave. OneMain is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Dave$554.20M8.17$195.87M$15.4223.00
OneMain$5.46B1.33$783M$6.649.53

Summary

Dave beats OneMain on 12 of the 16 factors compared between the two stocks.

How does Dave compare to Enova International?

Enova International (NYSE:ENVA) and Dave (NASDAQ:DAVE) are both mid-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, earnings, risk, analyst recommendations, institutional ownership, dividends, media sentiment and valuation.

In the previous week, Dave had 10 more articles in the media than Enova International. MarketBeat recorded 18 mentions for Dave and 8 mentions for Enova International. Enova International's average media sentiment score of 1.00 beat Dave's score of 0.31 indicating that Enova International is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Enova International
5 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Dave
4 Very Positive mention(s)
4 Positive mention(s)
3 Neutral mention(s)
6 Negative mention(s)
0 Very Negative mention(s)
Neutral

Enova International has higher revenue and earnings than Dave. Enova International is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Enova International$3.45B1.76$308.39M$13.4918.03
Dave$554.20M8.17$195.87M$15.4223.00

Enova International presently has a consensus target price of $247.83, indicating a potential upside of 1.89%. Dave has a consensus target price of $410.82, indicating a potential upside of 15.81%. Given Dave's higher possible upside, analysts clearly believe Dave is more favorable than Enova International.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Enova International
0 Sell rating(s)
0 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
3.11
Dave
0 Sell rating(s)
3 Hold rating(s)
12 Buy rating(s)
0 Strong Buy rating(s)
2.80

89.4% of Enova International shares are held by institutional investors. Comparatively, 18.0% of Dave shares are held by institutional investors. 8.4% of Enova International shares are held by insiders. Comparatively, 23.6% of Dave shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Enova International has a beta of 1.22, indicating that its stock price is 22% more volatile than the broader market. Comparatively, Dave has a beta of 3.83, indicating that its stock price is 283% more volatile than the broader market.

Dave has a net margin of 34.58% compared to Enova International's net margin of 10.31%. Dave's return on equity of 77.46% beat Enova International's return on equity.

Company Net Margins Return on Equity Return on Assets
Enova International10.31% 26.66% 5.55%
Dave 34.58%77.46%40.44%

Summary

Dave beats Enova International on 11 of the 17 factors compared between the two stocks.

How does Dave compare to Credit Acceptance?

Credit Acceptance (NASDAQ:CACC) and Dave (NASDAQ:DAVE) are both mid-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, dividends, earnings, media sentiment, valuation, risk, analyst recommendations and institutional ownership.

Credit Acceptance has a beta of 1.37, suggesting that its stock price is 37% more volatile than the broader market. Comparatively, Dave has a beta of 3.83, suggesting that its stock price is 283% more volatile than the broader market.

Dave has a net margin of 34.58% compared to Credit Acceptance's net margin of 21.54%. Dave's return on equity of 77.46% beat Credit Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance21.54% 31.67% 5.68%
Dave 34.58%77.46%40.44%

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 18.0% of Dave shares are held by institutional investors. 6.1% of Credit Acceptance shares are held by company insiders. Comparatively, 23.6% of Dave shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

In the previous week, Dave had 14 more articles in the media than Credit Acceptance. MarketBeat recorded 18 mentions for Dave and 4 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.38 beat Dave's score of 0.31 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Dave
4 Very Positive mention(s)
4 Positive mention(s)
3 Neutral mention(s)
6 Negative mention(s)
0 Very Negative mention(s)
Neutral

Credit Acceptance has higher revenue and earnings than Dave. Credit Acceptance is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.32B2.71$423.90M$45.4813.22
Dave$554.20M8.17$195.87M$15.4223.00

Credit Acceptance currently has a consensus price target of $570.00, indicating a potential downside of 5.17%. Dave has a consensus price target of $410.82, indicating a potential upside of 15.81%. Given Dave's stronger consensus rating and higher possible upside, analysts plainly believe Dave is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Dave
0 Sell rating(s)
3 Hold rating(s)
12 Buy rating(s)
0 Strong Buy rating(s)
2.80

Summary

Dave beats Credit Acceptance on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding DAVE and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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DAVE vs. The Competition

MetricDaveConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$4.52B$7.50B$13.63B$12.84B
Dividend YieldN/A12.27%5.89%11.08%
P/E Ratio23.009.1829.6124.24
Price / Sales8.1778.62515.63100.14
Price / Cash27.5611.8238.1953.99
Price / Book21.762.752.186.20
Net Income$195.87M$442.63M$1.31B$348.59M
7 Day Performance6.02%-0.51%-0.30%0.08%
1 Month Performance-13.18%2.24%2.37%3.88%
1 Year Performance78.25%8.79%9.68%16.98%

Dave Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
DAVE
Dave
4.0858 of 5 stars
$354.72
+5.9%
$410.82
+15.8%
+78.3%$4.52B$554.20M23.00250
ALLY
Ally Financial
4.9986 of 5 stars
$42.39
-1.7%
$53.64
+26.5%
+5.9%$13.11B$7.91B10.0010,300
FCFS
FirstCash
3.5974 of 5 stars
$205.91
-2.9%
$249.00
+20.9%
+56.0%$9.19B$3.66B23.5122,000
OMF
OneMain
4.947 of 5 stars
$61.83
-3.7%
$68.40
+10.6%
+5.2%$7.39B$5.46B9.319,300
ENVA
Enova International
3.8502 of 5 stars
$238.69
-6.2%
$247.83
+3.8%
+113.5%$6.33B$3.15B17.691,836

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This page (NASDAQ:DAVE) was last updated on 8/23/2026 by MarketBeat.com Staff.
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