Central Pacific Financial (CPF) Competitors

$19.95
-0.01 (-0.05%)
(As of 04/24/2024 ET)

CPF vs. HBNC, HTBK, UVSP, MBWM, FMNB, CCBG, FCBC, GSBC, THFF, and WASH

Should you be buying Central Pacific Financial stock or one of its competitors? The main competitors of Central Pacific Financial include Horizon Bancorp (HBNC), Heritage Commerce (HTBK), Univest Financial (UVSP), Mercantile Bank (MBWM), Farmers National Banc (FMNB), Capital City Bank Group (CCBG), First Community Bankshares (FCBC), Great Southern Bancorp (GSBC), First Financial (THFF), and Washington Trust Bancorp (WASH). These companies are all part of the "regional banks" industry.

Central Pacific Financial vs.

Horizon Bancorp (NASDAQ:HBNC) and Central Pacific Financial (NYSE:CPF) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, institutional ownership, valuation, community ranking, risk, analyst recommendations, earnings, dividends and profitability.

Horizon Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 5.3%. Central Pacific Financial pays an annual dividend of $1.04 per share and has a dividend yield of 5.2%. Horizon Bancorp pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Central Pacific Financial pays out 47.9% of its earnings in the form of a dividend.

Horizon Bancorp has a beta of 1.02, meaning that its share price is 2% more volatile than the S&P 500. Comparatively, Central Pacific Financial has a beta of 1.15, meaning that its share price is 15% more volatile than the S&P 500.

Horizon Bancorp received 55 more outperform votes than Central Pacific Financial when rated by MarketBeat users. Likewise, 58.97% of users gave Horizon Bancorp an outperform vote while only 58.80% of users gave Central Pacific Financial an outperform vote.

CompanyUnderperformOutperform
Horizon BancorpOutperform Votes
309
58.97%
Underperform Votes
215
41.03%
Central Pacific FinancialOutperform Votes
254
58.80%
Underperform Votes
178
41.20%

Central Pacific Financial has higher revenue and earnings than Horizon Bancorp. Central Pacific Financial is trading at a lower price-to-earnings ratio than Horizon Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Horizon Bancorp$324.30M1.66$27.98M$0.6419.03
Central Pacific Financial$329.32M1.64$58.67M$2.179.19

Horizon Bancorp presently has a consensus price target of $13.00, indicating a potential upside of 6.73%. Central Pacific Financial has a consensus price target of $24.00, indicating a potential upside of 20.30%. Given Horizon Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Central Pacific Financial is more favorable than Horizon Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Horizon Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Central Pacific Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Horizon Bancorp had 1 more articles in the media than Central Pacific Financial. MarketBeat recorded 4 mentions for Horizon Bancorp and 3 mentions for Central Pacific Financial. Central Pacific Financial's average media sentiment score of 0.67 beat Horizon Bancorp's score of 0.00 indicating that Horizon Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Horizon Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Central Pacific Financial
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Central Pacific Financial has a net margin of 17.82% compared to Central Pacific Financial's net margin of 8.63%. Horizon Bancorp's return on equity of 12.23% beat Central Pacific Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Horizon Bancorp8.63% 9.42% 0.84%
Central Pacific Financial 17.82%12.23%0.77%

64.5% of Horizon Bancorp shares are owned by institutional investors. Comparatively, 88.4% of Central Pacific Financial shares are owned by institutional investors. 2.8% of Horizon Bancorp shares are owned by company insiders. Comparatively, 2.3% of Central Pacific Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Central Pacific Financial beats Horizon Bancorp on 10 of the 19 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CPF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CPF vs. The Competition

MetricCentral Pacific FinancialState commercial banks IndustryFinance SectorNYSE Exchange
Market Cap$539.45M$2.24B$8.54B$17.43B
Dividend Yield5.36%4.29%10.35%3.56%
P/E Ratio9.1910.8560.7823.35
Price / Sales1.641.993,534.4111.66
Price / Cash7.578.3627.5817.62
Price / Book1.071.022.384.91
Net Income$58.67M$414.19M$993.62M$963.51M
7 Day Performance6.57%4.88%2.39%2.32%
1 Month Performance4.78%0.52%-1.08%-2.04%
1 Year Performance24.53%18.89%12.92%90.13%

Central Pacific Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
HBNC
Horizon Bancorp
4.3093 of 5 stars
$11.40
-0.1%
$13.00
+14.0%
+15.9%$502.85M$324.30M17.81818
HTBK
Heritage Commerce
4.7014 of 5 stars
$7.88
-0.5%
$10.75
+36.4%
+2.3%$482.65M$243.30M7.43349Upcoming Earnings
UVSP
Univest Financial
2.7882 of 5 stars
$18.45
-1.5%
$19.50
+5.7%
-6.9%$544.83M$448.55M7.66920News Coverage
MBWM
Mercantile Bank
4.2834 of 5 stars
$34.14
-3.7%
N/A+28.5%$550.34M$303.50M6.65631
FMNB
Farmers National Banc
3.2266 of 5 stars
$11.84
-1.1%
$15.33
+29.5%
+11.9%$444.59M$255.20M8.84666News Coverage
CCBG
Capital City Bank Group
4.8272 of 5 stars
$25.71
-1.8%
$34.67
+34.8%
-4.1%$435.53M$252.68M8.01970Analyst Report
News Coverage
FCBC
First Community Bankshares
2.483 of 5 stars
$31.58
-0.5%
$33.00
+4.5%
+38.7%$583.28M$174.62M11.61616News Coverage
GSBC
Great Southern Bancorp
2.3723 of 5 stars
$50.32
-0.5%
$57.50
+14.3%
+2.6%$590.25M$326.91M8.941,352Positive News
THFF
First Financial
4.5176 of 5 stars
$35.20
-1.3%
$43.00
+22.2%
+9.4%$415.71M$271.10M6.92861News Coverage
WASH
Washington Trust Bancorp
3.3212 of 5 stars
$24.30
-1.0%
N/A-19.3%$413.83M$364.80M8.65665

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This page (NYSE:CPF) was last updated on 4/24/2024 by MarketBeat.com Staff

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