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Delays in promised Western military aid to Ukraine are costing lives, the defense minister says
Corruption scandals cast a shadow over Portugal’s early general election and may favor populists
S&P 500   5,088.80
DOW   39,131.53
QQQ   436.78
A collection of the insights Warren Buffett offered in his annual letter Saturday
66,000% upside on tiny biotech? (Ad)
West Africa's ECOWAS bloc says it's lifting sanctions imposed on Niger over last year’s coup in a new push for dialogue
Macron booed by French farmers who blame him for not doing enough to support agriculture
66,000% upside on tiny biotech? (Ad)
MILAN FASHION PHOTOS: Ferragamo, Dolce&Gabbana conceal and reveal, balance transparency with cover
Tax-free status of movie, music and games traded online is on table as WTO nations meet in Abu Dhabi
Gold explodes past $2,000, here's what's next (Ad)
Delays in promised Western military aid to Ukraine are costing lives, the defense minister says
Corruption scandals cast a shadow over Portugal’s early general election and may favor populists
S&P 500   5,088.80
DOW   39,131.53
QQQ   436.78
A collection of the insights Warren Buffett offered in his annual letter Saturday
66,000% upside on tiny biotech? (Ad)
West Africa's ECOWAS bloc says it's lifting sanctions imposed on Niger over last year’s coup in a new push for dialogue
Macron booed by French farmers who blame him for not doing enough to support agriculture
66,000% upside on tiny biotech? (Ad)
MILAN FASHION PHOTOS: Ferragamo, Dolce&Gabbana conceal and reveal, balance transparency with cover
Tax-free status of movie, music and games traded online is on table as WTO nations meet in Abu Dhabi
Gold explodes past $2,000, here's what's next (Ad)
Delays in promised Western military aid to Ukraine are costing lives, the defense minister says
Corruption scandals cast a shadow over Portugal’s early general election and may favor populists
S&P 500   5,088.80
DOW   39,131.53
QQQ   436.78
A collection of the insights Warren Buffett offered in his annual letter Saturday
66,000% upside on tiny biotech? (Ad)
West Africa's ECOWAS bloc says it's lifting sanctions imposed on Niger over last year’s coup in a new push for dialogue
Macron booed by French farmers who blame him for not doing enough to support agriculture
66,000% upside on tiny biotech? (Ad)
MILAN FASHION PHOTOS: Ferragamo, Dolce&Gabbana conceal and reveal, balance transparency with cover
Tax-free status of movie, music and games traded online is on table as WTO nations meet in Abu Dhabi
Gold explodes past $2,000, here's what's next (Ad)
Delays in promised Western military aid to Ukraine are costing lives, the defense minister says
Corruption scandals cast a shadow over Portugal’s early general election and may favor populists

Central Pacific Financial (CPF) Competitors

$19.00
+0.13 (+0.69%)
(As of 02/23/2024 ET)

CPF vs. HTBK, FMNB, HBNC, CCBG, WASH, THFF, UVSP, MBWM, CCNE, and FCBC

Should you be buying Central Pacific Financial stock or one of its competitors? The main competitors of Central Pacific Financial include Heritage Commerce (HTBK), Farmers National Banc (FMNB), Horizon Bancorp (HBNC), Capital City Bank Group (CCBG), Washington Trust Bancorp (WASH), First Financial (THFF), Univest Financial (UVSP), Mercantile Bank (MBWM), CNB Financial (CCNE), and First Community Bankshares (FCBC). These companies are all part of the "regional banks" industry.

Central Pacific Financial vs.

Heritage Commerce (NASDAQ:HTBK) and Central Pacific Financial (NYSE:CPF) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, risk, earnings, analyst recommendations, institutional ownership, profitability, valuation, community ranking and dividends.

72.8% of Heritage Commerce shares are held by institutional investors. Comparatively, 88.8% of Central Pacific Financial shares are held by institutional investors. 4.2% of Heritage Commerce shares are held by company insiders. Comparatively, 2.7% of Central Pacific Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

In the previous week, Heritage Commerce had 1 more articles in the media than Central Pacific Financial. MarketBeat recorded 3 mentions for Heritage Commerce and 2 mentions for Central Pacific Financial. Heritage Commerce's average media sentiment score of 1.11 beat Central Pacific Financial's score of 0.55 indicating that Central Pacific Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Heritage Commerce
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Central Pacific Financial
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Heritage Commerce has a net margin of 26.49% compared to Heritage Commerce's net margin of 17.82%. Heritage Commerce's return on equity of 12.23% beat Central Pacific Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Heritage Commerce26.49% 9.85% 1.19%
Central Pacific Financial 17.82%12.23%0.77%

Heritage Commerce pays an annual dividend of $0.52 per share and has a dividend yield of 6.3%. Central Pacific Financial pays an annual dividend of $1.04 per share and has a dividend yield of 5.5%. Heritage Commerce pays out 49.1% of its earnings in the form of a dividend. Central Pacific Financial pays out 47.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Heritage Commerce presently has a consensus target price of $10.75, suggesting a potential upside of 29.83%. Central Pacific Financial has a consensus target price of $24.00, suggesting a potential upside of 26.32%. Given Central Pacific Financial's higher probable upside, research analysts clearly believe Heritage Commerce is more favorable than Central Pacific Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Heritage Commerce
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Central Pacific Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Heritage Commerce has a beta of 0.92, meaning that its share price is 8% less volatile than the S&P 500. Comparatively, Central Pacific Financial has a beta of 1.16, meaning that its share price is 16% more volatile than the S&P 500.

Heritage Commerce received 43 more outperform votes than Central Pacific Financial when rated by MarketBeat users. Likewise, 59.64% of users gave Heritage Commerce an outperform vote while only 58.80% of users gave Central Pacific Financial an outperform vote.

CompanyUnderperformOutperform
Heritage CommerceOutperform Votes
297
59.64%
Underperform Votes
201
40.36%
Central Pacific FinancialOutperform Votes
254
58.80%
Underperform Votes
178
41.20%

Heritage Commerce has higher earnings, but lower revenue than Central Pacific Financial. Heritage Commerce is trading at a lower price-to-earnings ratio than Central Pacific Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Heritage Commerce$243.30M2.08$64.44M$1.067.81
Central Pacific Financial$329.32M1.56$58.67M$2.178.76

Summary

Heritage Commerce beats Central Pacific Financial on 11 of the 20 factors compared between the two stocks.


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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CPF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CPF vs. The Competition

MetricCentral Pacific FinancialState commercial banks IndustryFinance SectorNYSE Exchange
Market Cap$513.85M$2.11B$8.59B$17.56B
Dividend Yield5.47%4.18%9.97%3.57%
P/E Ratio8.7610.8843.0521.02
Price / Sales1.561.933,529.177.29
Price / Cash7.417.8617.9817.54
Price / Book1.021.112.276.10
Net Income$58.67M$401.51M$797.45M$870.05M
7 Day Performance-0.26%-1.44%-0.30%-0.34%
1 Month Performance-2.96%-6.09%-0.67%1.85%
1 Year Performance-18.10%-11.10%5.04%89.27%

Central Pacific Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
HTBK
Heritage Commerce
4.7142 of 5 stars
$8.35
-0.2%
$10.75
+28.7%
-32.5%$511.33M$192.22M7.88349
FMNB
Farmers National Banc
2.4228 of 5 stars
$14.15
-0.6%
$15.33
+8.4%
-4.6%$530.48M$255.20M10.56546Analyst Report
News Coverage
HBNC
Horizon Bancorp
3.6523 of 5 stars
$12.42
-2.4%
$13.00
+4.7%
-21.0%$547.85M$324.30M19.41852Positive News
Gap Down
CCBG
Capital City Bank Group
4.028 of 5 stars
$28.35
-0.8%
$34.67
+22.3%
-19.0%$480.76M$239.69M8.83992
WASH
Washington Trust Bancorp
3.1924 of 5 stars
$26.70
-1.4%
N/A-38.9%$454.70M$364.80M9.50651
THFF
First Financial
3.6226 of 5 stars
$37.87
-1.1%
$43.00
+13.5%
-15.5%$450.10M$209.96M7.44900News Coverage
UVSP
Univest Financial
2.5986 of 5 stars
$20.20
0.0%
$19.50
-3.5%
-29.5%$596.10M$448.55M8.38973Positive News
MBWM
Mercantile Bank
2.2218 of 5 stars
$37.35
-1.2%
$40.00
+7.1%
+8.3%$598.35M$303.50M7.28651
CCNE
CNB Financial
4.7492 of 5 stars
$20.58
-0.4%
$24.00
+16.6%
-15.7%$431.96M$218.14M8.04722News Coverage
FCBC
First Community Bankshares
1.7664 of 5 stars
$32.30
-2.4%
$33.00
+2.2%
+1.3%$598.84M$174.62M11.88628

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This page (NYSE:CPF) was last updated on 2/25/2024 by MarketBeat.com Staff