CPF vs. HBNC, HTBK, UVSP, MBWM, FMNB, CCBG, FCBC, GSBC, THFF, and WASH
Should you be buying Central Pacific Financial stock or one of its competitors? The main competitors of Central Pacific Financial include Horizon Bancorp (HBNC), Heritage Commerce (HTBK), Univest Financial (UVSP), Mercantile Bank (MBWM), Farmers National Banc (FMNB), Capital City Bank Group (CCBG), First Community Bankshares (FCBC), Great Southern Bancorp (GSBC), First Financial (THFF), and Washington Trust Bancorp (WASH). These companies are all part of the "regional banks" industry.
Horizon Bancorp (NASDAQ:HBNC) and Central Pacific Financial (NYSE:CPF) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, institutional ownership, valuation, community ranking, risk, analyst recommendations, earnings, dividends and profitability.
Horizon Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 5.3%. Central Pacific Financial pays an annual dividend of $1.04 per share and has a dividend yield of 5.2%. Horizon Bancorp pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Central Pacific Financial pays out 47.9% of its earnings in the form of a dividend.
Horizon Bancorp has a beta of 1.02, meaning that its share price is 2% more volatile than the S&P 500. Comparatively, Central Pacific Financial has a beta of 1.15, meaning that its share price is 15% more volatile than the S&P 500.
Horizon Bancorp received 55 more outperform votes than Central Pacific Financial when rated by MarketBeat users. Likewise, 58.97% of users gave Horizon Bancorp an outperform vote while only 58.80% of users gave Central Pacific Financial an outperform vote.
Central Pacific Financial has higher revenue and earnings than Horizon Bancorp. Central Pacific Financial is trading at a lower price-to-earnings ratio than Horizon Bancorp, indicating that it is currently the more affordable of the two stocks.
Horizon Bancorp presently has a consensus price target of $13.00, indicating a potential upside of 6.73%. Central Pacific Financial has a consensus price target of $24.00, indicating a potential upside of 20.30%. Given Horizon Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Central Pacific Financial is more favorable than Horizon Bancorp.
In the previous week, Horizon Bancorp had 1 more articles in the media than Central Pacific Financial. MarketBeat recorded 4 mentions for Horizon Bancorp and 3 mentions for Central Pacific Financial. Central Pacific Financial's average media sentiment score of 0.67 beat Horizon Bancorp's score of 0.00 indicating that Horizon Bancorp is being referred to more favorably in the media.
Central Pacific Financial has a net margin of 17.82% compared to Central Pacific Financial's net margin of 8.63%. Horizon Bancorp's return on equity of 12.23% beat Central Pacific Financial's return on equity.
64.5% of Horizon Bancorp shares are owned by institutional investors. Comparatively, 88.4% of Central Pacific Financial shares are owned by institutional investors. 2.8% of Horizon Bancorp shares are owned by company insiders. Comparatively, 2.3% of Central Pacific Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.
Summary
Central Pacific Financial beats Horizon Bancorp on 10 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding CPF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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