CPB (CPF) Stock Price, News & Analysis

Company Overview

Central Pacific Financial Corp. is a bank holding company headquartered in Honolulu, Hawaii. Through its principal subsidiary, Central Pacific Bank, the company provides banking and financial services to consumers, businesses, nonprofit organizations and government entities throughout the Hawaiian Islands.

Central Pacific Bank offers deposit products, residential and commercial real estate loans, consumer lending, business loans, treasury management services, online and mobile banking, and wealth management solutions. Its customers are served through a network of branches and digital banking channels, with a particular focus on Hawaii-based individuals and businesses.

Founded in 1954, Central Pacific Financial Corp. has longstanding ties to the communities and economy of Hawaii. The company’s common stock trades on the New York Stock Exchange under the symbol CPF.

Key Stats

• Today's Range: $36.67 to $37.25
• 50-Day Range: $36.33 to $39.93
• 52-Week Range: $27.38 to $40.99
• Volume: 120,189 shs
• Average Volume: 159,660 shs
• Market Capitalization: $950.24 million
• P/E Ratio: 11.83
• Dividend Yield: 3.25%
• Price Target: $39.33
• Consensus Rating: Moderate Buy

CPB Stock Analysis - MarketRank™

CPB scored higher than 61% of companies evaluated by MarketBeat, and ranked 518th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

CPB has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on 1 strong buy rating, 2 buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for CPB is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

CPB has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.34%

Earnings Growth

Earnings for CPB are expected to grow by 9.34% in the coming year, from $3.32 to $3.63 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of CPB is 11.83, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.94.

Price to Earnings Ratio vs. Sector

The P/E ratio of CPB is 11.83, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.95.

Price to Book Value per Share Ratio

CPB has a P/B Ratio of 1.67. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.77% of the float of CPB has been sold short.

Short Interest Ratio / Days to Cover

CPB has a short interest ratio ("days to cover") of 5.04.

Change versus previous month

Short interest in CPB has recently increased by 12.28%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

CPB pays a meaningful dividend of 3.26%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

CPB has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of CPB is 38.46%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, CPB will have a dividend payout ratio of 33.06% next year. This indicates that CPB will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.6 / 5
• News Sentiment: N/A

News Sentiment

CPB has a news sentiment score of 0.55. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.69 average news sentiment score of Finance companies.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, CPB insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.70% of the stock of CPB is held by insiders.

Percentage Held by Institutions

88.42% of the stock of CPB is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/24/2026
• Record date for 9/15 Dividend: 8/31/2026
• Ex-Dividend for 9/15 Dividend: 8/31/2026
• Dividend Payable: 9/15/2026
• Today: 9/25/2026
• Next Earnings (Estimated): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:CPF
• CIK: 701347
• Web: www.cpb.bank
• Phone: (808) 544-0500
• Fax: 808-532-7328
• Employees: 763
• Year Founded: 1954

Price Target and Rating

• Average Price Target for CPB: $39.33
• High Price Target: $44.00
• Low Price Target: $37.00
• Potential Upside/Downside: +6.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.80
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.12
• Trailing P/E Ratio: 11.83
• Forward P/E Ratio: 11.12
• P/E Growth: N/A
• Net Income: $77.48 million
• Net Margins: 22.52%
• Pretax Margin: 28.67%
• Return on Equity: 14.20%
• Return on Assets: 1.13%

Debt

• Debt-to-Equity Ratio: 0.13
• Current Ratio: 0.84
• Quick Ratio: 0.84

Sales & Book Value

• Annual Sales: $297.53 million
• Price / Sales: 3.19
• Cash Flow: $3.19 per share
• Price / Cash Flow: 11.56
• Book Value: $22.09 per share
• Price / Book: 1.67

Miscellaneous

• Outstanding Shares: 25,747,000
• Free Float: 25,309,000
• Market Cap: $950.24 million
• Optionable: Optionable
• Beta: 0.84