Farmers National Banc (FMNB) Stock Price, News & Analysis

Company Overview

Farmers National Banc Corp. operates as the bank holding company for Farmers National Bank, a community-oriented financial institution headquartered in Ada, Ohio. The company provides a comprehensive suite of banking services through a network of branches serving rural and small-town markets across central Ohio. Its local decision-making model emphasizes personalized customer service and close ties to the communities it serves.

The company’s primary business activities include the origination of commercial loans, consumer installment loans, agricultural financing, and residential mortgages. Farmers National Banc also offers a range of deposit products—such as checking, savings, money market and certificate accounts—and provides treasury management solutions to help businesses streamline cash flow. In addition, the firm delivers wealth management and trust services, investment advisory, retirement planning, and insurance products through specialized teams of financial professionals.

Founded in 1900, Farmers National Bank has grown both organically and via targeted branch additions while maintaining its community banking heritage. The bank’s leadership team, consisting of seasoned industry professionals, focuses on prudent risk management, sustainable growth and strong customer relationships. Farmers National Banc remains committed to supporting economic development and financial education initiatives in the markets it serves.

Key Stats

• Today's Range: $13.98 to $14.20
• 50-Day Range: $12.30 to $14.37
• 52-Week Range: $12.12 to $15.50
• Volume: 353,187 shs
• Average Volume: 409,837 shs
• Market Capitalization: $534.01 million
• P/E Ratio: 9.76
• Dividend Yield: 4.81%
• Price Target: $16.00
• Consensus Rating: Hold

Farmers National Banc Stock Analysis - MarketRank™

Farmers National Banc scored higher than 85% of companies evaluated by MarketBeat, and ranked 233rd out of 879 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.6 / 5
• Analyst Rating: Hold

Consensus Rating

Farmers National Banc has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 3 hold ratings, and no sell ratings.

Upside Potential

Farmers National Banc has a consensus price target of $16.00, representing about 13.0% upside from its current price of $14.16.

Amount of Analyst Coverage

Farmers National Banc has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 8.02%

Earnings Growth

Earnings for Farmers National Banc are expected to grow by 8.02% in the coming year, from $1.62 to $1.75 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Farmers National Banc is 9.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.56.

Price to Earnings Ratio vs. Sector

The P/E ratio of Farmers National Banc is 9.77, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.33.

Price to Book Value per Share Ratio

Farmers National Banc has a P/B Ratio of 1.10. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.63% of the float of Farmers National Banc has been sold short.

Short Interest Ratio / Days to Cover

Farmers National Banc has a short interest ratio ("days to cover") of 3.21, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Farmers National Banc has recently decreased by 2.21%, indicating that investor sentiment is improving.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Farmers National Banc is a leading dividend payer. It pays a dividend yield of 4.83%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Farmers National Banc does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Farmers National Banc is 46.90%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Farmers National Banc will have a dividend payout ratio of 38.86% next year. This indicates that Farmers National Banc will be able to sustain or increase its dividend.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Farmers National Banc this week, compared to 2 articles on an average week.

Search Interest

Only 4 people have searched for FMNB on MarketBeat in the last 30 days. This is a decrease of -20% compared to the previous 30 days.

Company Ownership

• Score: 4.2 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

2 insiders have purchased shares of Farmers National Banc in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $530,974.00 in company stock, which represents 0.0994% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Farmers National Banc insiders have bought more of their company's stock than they have sold. Specifically, they have bought $530,974.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

3.50% of the stock of Farmers National Banc is held by insiders.

Percentage Held by Institutions

38.72% of the stock of Farmers National Banc is held by institutions.

FMNB Stock Analysis - Frequently Asked Questions

How have FMNB shares performed this year?

Farmers National Banc's stock was trading at $13.32 at the beginning of 2026. Since then, FMNB stock has increased by 6.3% and is now trading at $14.16.

How were Farmers National Banc's earnings last quarter?

Farmers National Banc Corp. (NASDAQ:FMNB) released its earnings results on Wednesday, April, 22nd. The bank reported $0.45 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.37 by $0.08. The bank had revenue of $56.26 million for the quarter, compared to analysts' expectations of $55.30 million. Farmers National Banc had a trailing twelve-month return on equity of 13.95% and a net margin of 19.55%.

Who are Farmers National Banc's major shareholders?

Top institutional shareholders of Farmers National Banc include Bank of New York Mellon Corp (0.90%), Staley Capital Advisers Inc. (0.66%), Assenagon Asset Management S.A. (0.59%) and Y Intercept Hong Kong Ltd (0.29%). Insiders that own company stock include Edward Muransky, Kevin J Helmick, Ralph D Macali, Amber B Wallace, Timothy F Shaffer, Joseph W Sabat, Mark J Wenick, Gina A Richardson, Andre Thornton and Anne Frederick Crawford.
View institutional ownership trends.

How do I buy shares of Farmers National Banc?

Shares of FMNB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Farmers National Banc own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Farmers National Banc investors own include Invesco QQQ (QQQ), SPDR S&P 500 ETF Trust (SPY), Tesla (TSLA), SPDR Dow Jones Industrial Average ETF Trust (DIA), NVIDIA (NVDA), Advanced Micro Devices (AMD) and Meta Platforms (META).

Company Calendar

• Record date for 2/27 Dividend: 2/13/2026
• Ex-Dividend for 2/27 Dividend: 2/13/2026
• Dividend Payable: 2/27/2026
• Last Earnings: 4/22/2026
• Today: 5/05/2026
• Next Earnings (Estimated): 7/22/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FMNB
• CIK: 709337
• Web: www.farmersbankgroup.com
• Phone: (330) 533-3341
• Fax: 330-533-0451
• Employees: 550
• Year Founded: 1887

Price Target and Rating

• Average Price Target for Farmers National Banc: $16.00
• High Price Target: $16.00
• Low Price Target: $16.00
• Potential Upside/Downside: +13.0%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.45
• Trailing P/E Ratio: 9.77
• Forward P/E Ratio: 8.74
• P/E Growth: N/A
• Net Income: $54.59 million
• Net Margins: 19.55%
• Pretax Margin: 23.24%
• Return on Equity: 13.95%
• Return on Assets: 1.24%

Debt

• Debt-to-Equity Ratio: 0.18
• Current Ratio: 0.73
• Quick Ratio: 0.73

Sales & Book Value

• Annual Sales: $200.15 million
• Price / Sales: 2.67
• Cash Flow: $1.72 per share
• Price / Cash Flow: 8.23
• Book Value: $12.90 per share
• Price / Book: 1.10

Miscellaneous

• Outstanding Shares: 37,739,000
• Free Float: 36,418,000
• Market Cap: $534.38 million
• Optionable: Optionable
• Beta: 0.77