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Heritage Commerce (HTBK) Stock Price, News & Analysis

Heritage Commerce logo
$13.45 0.00 (0.00%)
As of 07/31/2026

About Heritage Commerce Stock (NASDAQ:HTBK)

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Key Stats

Today's Range
$13.45
$13.45
50-Day Range
$13.45
$13.45
52-Week Range
$8.73
$13.83
Volume
N/A
Average Volume
585,132 shs
Market Capitalization
$828.43 million
P/E Ratio
17.24
Dividend Yield
3.87%
Price Target
$13.13
Consensus Rating
Hold

Company Overview

Heritage Commerce Corporation, headquartered in Farmington Hills, Michigan, is the bank holding company for Heritage Bank, N.A., a community-oriented financial institution. Traded on NASDAQ under the symbol HTBK, the company focuses on delivering tailored banking services to businesses, professionals and individuals throughout Southeastern Michigan.

Heritage Bank, N.A. offers a comprehensive portfolio of deposit and lending products designed to meet the needs of commercial and consumer clients. Deposit offerings include checking, savings, money market and certificate of deposit accounts. On the lending side, the bank provides commercial real estate, construction, equipment financing, agriculture and industrial loans, as well as consumer installment loans and residential mortgage products. Complementing its core banking services, Heritage Bank delivers treasury and cash management solutions, online and mobile banking platforms, and wealth management advisory services.

With a network of branches serving Wayne, Oakland, Macomb and adjacent counties, Heritage Commerce emphasizes relationship-based banking and local decision-making. The company’s management team draws on decades of regional experience to support small and medium-sized enterprises, while also reinvesting in community development and economic growth initiatives across its markets.

AI Generated. May Contain Errors.

Heritage Commerce Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
42nd Percentile Overall Score

HTBK MarketRank™: 

Heritage Commerce scored higher than 42% of companies evaluated by MarketBeat, and ranked 692nd out of 853 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Heritage Commerce has received a consensus rating of Hold. The company's average rating score is 2.29, and is based on no strong buy ratings, 2 buy ratings, 5 hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for Heritage Commerce is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Heritage Commerce has received no research coverage in the past 90 days.

  • Read more about Heritage Commerce's stock forecast and price target.
  • Earnings Growth

    Earnings for Heritage Commerce are expected to grow by 6.19% in the coming year, from $0.97 to $1.03 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Heritage Commerce is 17.24, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.98.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Heritage Commerce is 17.24, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 28.66.

  • Price to Book Value per Share Ratio

    Heritage Commerce has a P/B Ratio of 1.16. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Short Interest

    There is no current short interest data available for HTBK.
  • Dividend Leadership

    Heritage Commerce is a leading dividend payer. It pays a dividend yield of 3.87%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    Heritage Commerce does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Heritage Commerce is 66.67%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Heritage Commerce will have a dividend payout ratio of 50.49% next year. This indicates that Heritage Commerce will be able to sustain or increase its dividend.

  • Read more about Heritage Commerce's dividend.
  • News Sentiment

    Heritage Commerce has a news sentiment score of 1.69. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.79 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 3 news articles for Heritage Commerce this week, compared to 2 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Heritage Commerce insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    2.71% of the stock of Heritage Commerce is held by insiders.

  • Percentage Held by Institutions

    75.55% of the stock of Heritage Commerce is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Heritage Commerce's insider trading history.
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HTBK Stock News Headlines

One signature away. Expected within months.
On May 21, 2026, a federal bank board unanimously approved a nearly $3 billion loan to build a gold mine on American soil. Congress had 25 days notice and raised no objections. The company's own filings cite substantial support and partnership from the Department of War. Alongside gold, the deposit holds a second metal China has banned from export to the U.S., the only domestic reserve of its kind. The company is roughly one fiftieth the size of Newmont.tc pixel
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HTBK Stock Analysis - Frequently Asked Questions

Heritage Commerce's stock was trading at $12.01 at the beginning of the year. Since then, HTBK stock has increased by 12.0% and is now trading at $13.45.

Heritage Commerce Corp (NASDAQ:HTBK) released its earnings results on Thursday, January, 22nd. The financial services provider reported $0.28 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.23 by $0.05. The financial services provider had revenue of $104.04 million for the quarter, compared to analyst estimates of $50.78 million. Heritage Commerce had a net margin of 17.77% and a trailing twelve-month return on equity of 8.07%.

Shares of HTBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Heritage Commerce investors own include JPMorgan Chase & Co. (JPM), NVIDIA (NVDA), Tesla (TSLA), Advanced Micro Devices (AMD), Meta Platforms (META), Netflix (NFLX) and Home Depot (HD).

Company Calendar

Last Earnings
1/22/2026
Today
8/01/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:HTBK
CIK
1053352
Employees
330
Year Founded
1994

Price Target and Rating

High Price Target
$14.50
Low Price Target
$12.00
Potential Upside/Downside
-2.4%
Consensus Rating
Hold
Rating Score (0-4)
2.29
Research Coverage
7 Analysts

Profitability

EPS (Trailing Twelve Months)
$0.78
Trailing P/E Ratio
17.24
Forward P/E Ratio
13.87
P/E Growth
N/A
Net Income
$47.83 million
Net Margins
17.77%
Pretax Margin
25.19%
Return on Equity
8.07%
Return on Assets
1.01%

Debt

Debt-to-Equity Ratio
0.06
Current Ratio
0.74
Quick Ratio
0.74

Sales & Book Value

Annual Sales
$197.46 million
Price / Sales
4.20
Cash Flow
$0.97 per share
Price / Cash Flow
13.85
Book Value
$11.56 per share
Price / Book
1.16

Miscellaneous

Outstanding Shares
61,593,000
Free Float
59,924,000
Market Cap
$828.43 million
Optionable
Optionable
Beta
0.69

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This page (NASDAQ:HTBK) was last updated on 8/2/2026 by MarketBeat.com Staff.
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