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DOW   38,989.83
QQQ   444.02
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S&P 500   5,130.95
DOW   38,989.83
QQQ   444.02
5 Under-the-Radar Artificial Intelligence (AI) Stocks
This is the #1 Stock to Buy for the AI Tidal Wave (Ad)
How major US stock indexes fared Monday, 3/4/2024
Macy's, United Rentals rise; Apple, Spirit Airlines fall Monday, 3/4/2024
This is the #1 Stock to Buy for the AI Tidal Wave (Ad)
DeSantis names Disney World district administrator to run elections in Democratic Orange County
Stock market today: Wall Street inches lower as retailers post holiday numbers
This is the #1 Stock to Buy for the AI Tidal Wave (Ad)
Closing prices for crude oil, gold and other commodities
Ohio foundation begins process to distribute millions in opioid settlement money
S&P 500   5,130.95
DOW   38,989.83
QQQ   444.02
5 Under-the-Radar Artificial Intelligence (AI) Stocks
This is the #1 Stock to Buy for the AI Tidal Wave (Ad)
How major US stock indexes fared Monday, 3/4/2024
Macy's, United Rentals rise; Apple, Spirit Airlines fall Monday, 3/4/2024
This is the #1 Stock to Buy for the AI Tidal Wave (Ad)
DeSantis names Disney World district administrator to run elections in Democratic Orange County
Stock market today: Wall Street inches lower as retailers post holiday numbers
This is the #1 Stock to Buy for the AI Tidal Wave (Ad)
Closing prices for crude oil, gold and other commodities
Ohio foundation begins process to distribute millions in opioid settlement money
S&P 500   5,130.95
DOW   38,989.83
QQQ   444.02
5 Under-the-Radar Artificial Intelligence (AI) Stocks
This is the #1 Stock to Buy for the AI Tidal Wave (Ad)
How major US stock indexes fared Monday, 3/4/2024
Macy's, United Rentals rise; Apple, Spirit Airlines fall Monday, 3/4/2024
This is the #1 Stock to Buy for the AI Tidal Wave (Ad)
DeSantis names Disney World district administrator to run elections in Democratic Orange County
Stock market today: Wall Street inches lower as retailers post holiday numbers
This is the #1 Stock to Buy for the AI Tidal Wave (Ad)
Closing prices for crude oil, gold and other commodities
Ohio foundation begins process to distribute millions in opioid settlement money

Heritage Commerce (HTBK) Competitors

$8.29
-0.01 (-0.12%)
(As of 03/4/2024 ET)

HTBK vs. FMNB, CPF, HBNC, CCBG, LBC, THFF, WASH, CCNE, MBWM, and UVSP

Should you be buying Heritage Commerce stock or one of its competitors? The main competitors of Heritage Commerce include Farmers National Banc (FMNB), Central Pacific Financial (CPF), Horizon Bancorp (HBNC), Capital City Bank Group (CCBG), Luther Burbank (LBC), First Financial (THFF), Washington Trust Bancorp (WASH), CNB Financial (CCNE), Mercantile Bank (MBWM), and Univest Financial (UVSP). These companies are all part of the "state commercial banks" industry.

Heritage Commerce vs.

Heritage Commerce (NASDAQ:HTBK) and Farmers National Banc (NASDAQ:FMNB) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, valuation, community ranking, risk, media sentiment, profitability, dividends, earnings and analyst recommendations.

Heritage Commerce presently has a consensus target price of $10.75, indicating a potential upside of 29.67%. Farmers National Banc has a consensus target price of $15.00, indicating a potential upside of 12.61%. Given Heritage Commerce's stronger consensus rating and higher probable upside, analysts clearly believe Heritage Commerce is more favorable than Farmers National Banc.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Heritage Commerce
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Farmers National Banc
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Heritage Commerce pays an annual dividend of $0.52 per share and has a dividend yield of 6.3%. Farmers National Banc pays an annual dividend of $0.68 per share and has a dividend yield of 5.1%. Heritage Commerce pays out 49.1% of its earnings in the form of a dividend. Farmers National Banc pays out 50.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Heritage Commerce is clearly the better dividend stock, given its higher yield and lower payout ratio.

Heritage Commerce received 107 more outperform votes than Farmers National Banc when rated by MarketBeat users. Likewise, 59.52% of users gave Heritage Commerce an outperform vote while only 54.60% of users gave Farmers National Banc an outperform vote.

CompanyUnderperformOutperform
Heritage CommerceOutperform Votes
297
59.52%
Underperform Votes
202
40.48%
Farmers National BancOutperform Votes
190
54.60%
Underperform Votes
158
45.40%

Heritage Commerce has a net margin of 26.49% compared to Farmers National Banc's net margin of 19.57%. Farmers National Banc's return on equity of 17.53% beat Heritage Commerce's return on equity.

Company Net Margins Return on Equity Return on Assets
Heritage Commerce26.49% 9.85% 1.19%
Farmers National Banc 19.57%17.53%1.22%

In the previous week, Farmers National Banc had 2 more articles in the media than Heritage Commerce. MarketBeat recorded 7 mentions for Farmers National Banc and 5 mentions for Heritage Commerce. Heritage Commerce's average media sentiment score of 0.67 beat Farmers National Banc's score of 0.55 indicating that Heritage Commerce is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Heritage Commerce
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Farmers National Banc
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Heritage Commerce has higher earnings, but lower revenue than Farmers National Banc. Heritage Commerce is trading at a lower price-to-earnings ratio than Farmers National Banc, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Heritage Commerce$243.30M2.08$64.44M$1.067.82
Farmers National Banc$255.20M1.96$49.93M$1.349.94

72.8% of Heritage Commerce shares are owned by institutional investors. Comparatively, 38.8% of Farmers National Banc shares are owned by institutional investors. 4.1% of Heritage Commerce shares are owned by insiders. Comparatively, 3.8% of Farmers National Banc shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Heritage Commerce has a beta of 0.89, suggesting that its share price is 11% less volatile than the S&P 500. Comparatively, Farmers National Banc has a beta of 0.84, suggesting that its share price is 16% less volatile than the S&P 500.

Summary

Heritage Commerce beats Farmers National Banc on 14 of the 20 factors compared between the two stocks.


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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding HTBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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HTBK vs. The Competition

MetricHeritage CommerceState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$506.44M$2.15B$8.00B$7.54B
Dividend Yield6.27%4.20%10.61%3.87%
P/E Ratio7.8210.8256.9517.93
Price / Sales2.081.943,649.6877.02
Price / Cash6.997.7327.6728.75
Price / Book0.801.092.604.45
Net Income$64.44M$400.81M$992.12M$212.10M
7 Day Performance1.22%-0.12%0.23%1.99%
1 Month Performance-2.81%-2.73%0.66%6.23%
1 Year Performance-30.51%-11.16%11.09%7.68%

Heritage Commerce Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FMNB
Farmers National Banc
2.6547 of 5 stars
$13.31
-0.9%
$15.00
+12.7%
-7.0%$498.99M$255.20M9.93546Dividend Announcement
Short Interest ↑
News Coverage
CPF
Central Pacific Financial
4.9852 of 5 stars
$18.66
-0.5%
$24.00
+28.6%
-16.2%$504.75M$329.32M8.60735Positive News
HBNC
Horizon Bancorp
3.9861 of 5 stars
$11.79
-0.1%
$13.00
+10.3%
-20.8%$520.06M$324.30M18.42852
CCBG
Capital City Bank Group
4.7732 of 5 stars
$27.63
-0.7%
$34.67
+25.5%
-23.8%$468.61M$252.68M8.61992Dividend Increase
Short Interest ↑
LBC
Luther Burbank
3.7679 of 5 stars
$9.13
+0.7%
$11.00
+20.5%
-20.0%$465.81M$262.61M12.86256News Coverage
THFF
First Financial
4.0146 of 5 stars
$37.19
+0.4%
$43.00
+15.6%
-15.4%$437.35M$271.10M7.31900Short Interest ↑
News Coverage
WASH
Washington Trust Bancorp
3.5434 of 5 stars
$25.51
-0.9%
N/A-38.9%$434.44M$364.80M9.08651News Coverage
CCNE
CNB Financial
4.7337 of 5 stars
$19.94
-0.1%
$24.00
+20.4%
-16.9%$416.75M$327.03M7.79722Positive News
MBWM
Mercantile Bank
2.7126 of 5 stars
$36.78
+0.1%
$40.00
+8.8%
+11.5%$589.22M$303.50M7.17651Analyst Downgrade
News Coverage
Gap Up
UVSP
Univest Financial
3.3785 of 5 stars
$20.00
+1.2%
$19.50
-2.5%
-29.5%$590.20M$448.55M8.30973News Coverage
Positive News

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This page (NASDAQ:HTBK) was last updated on 3/5/2024 by MarketBeat.com Staff