Do analysts recommend HTBK or XXI?

Heritage Commerce presently has a consensus price target of $13.13, indicating a potential downside of 2.42%. Given Heritage Commerce's stronger consensus rating and higher possible upside, research analysts clearly believe Heritage Commerce is more favorable than Twenty One Capital. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Heritage Commerce 0 Sell rating(s) 5 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.29 Twenty One Capital 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Heritage Commerce (HTBK) Competitors

$13.45 0.00 (0.00%)

As of 08/28/2026

Compare

HTBK vs. FHB, PFS, CLBK, XXI, and BOH

Should you buy Heritage Commerce stock or one of its competitors? Heritage Commerce's main competitors and comparable companies include First Hawaiian (FHB), Provident Financial Services (PFS), Columbia Financial (CLBK), Twenty One Capital (XXI), and Bank of Hawaii (BOH). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Heritage Commerce compare to First Hawaiian?

First Hawaiian (NASDAQ:FHB) and Heritage Commerce (NASDAQ:HTBK) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their profitability, institutional ownership, analyst recommendations, risk, valuation, earnings, dividends and media sentiment.

First Hawaiian presently has a consensus price target of $30.25, suggesting a potential upside of 17.29%. Heritage Commerce has a consensus price target of $13.13, suggesting a potential downside of 2.42%. Given First Hawaiian's higher possible upside, research analysts plainly believe First Hawaiian is more favorable than Heritage Commerce.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Hawaiian	3 Sell rating(s)	6 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	1.91
Heritage Commerce	0 Sell rating(s)	5 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.29

First Hawaiian has higher revenue and earnings than Heritage Commerce. First Hawaiian is trading at a lower price-to-earnings ratio than Heritage Commerce, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Hawaiian	$1.17B	2.69	$276.27M	$2.30	11.21
Heritage Commerce	$197.46M	4.20	$47.83M	$0.78	17.24

97.6% of First Hawaiian shares are owned by institutional investors. Comparatively, 75.6% of Heritage Commerce shares are owned by institutional investors. 0.7% of First Hawaiian shares are owned by company insiders. Comparatively, 2.7% of Heritage Commerce shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

First Hawaiian pays an annual dividend of $1.04 per share and has a dividend yield of 4.0%. Heritage Commerce pays an annual dividend of $0.52 per share and has a dividend yield of 3.9%. First Hawaiian pays out 45.2% of its earnings in the form of a dividend. Heritage Commerce pays out 66.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Hawaiian is clearly the better dividend stock, given its higher yield and lower payout ratio.

First Hawaiian has a net margin of 24.41% compared to Heritage Commerce's net margin of 17.77%. First Hawaiian's return on equity of 10.27% beat Heritage Commerce's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Hawaiian	24.41%	10.27%	1.19%
Heritage Commerce	17.77%	8.07%	1.01%

In the previous week, First Hawaiian had 11 more articles in the media than Heritage Commerce. MarketBeat recorded 11 mentions for First Hawaiian and 0 mentions for Heritage Commerce. First Hawaiian's average media sentiment score of 1.32 beat Heritage Commerce's score of 0.00 indicating that First Hawaiian is being referred to more favorably in the media.

Company	Overall Sentiment
First Hawaiian	Positive
Heritage Commerce	Neutral

First Hawaiian has a beta of 0.73, suggesting that its share price is 27% less volatile than the broader market. Comparatively, Heritage Commerce has a beta of 0.69, suggesting that its share price is 31% less volatile than the broader market.

Summary

First Hawaiian beats Heritage Commerce on 13 of the 17 factors compared between the two stocks.

How does Heritage Commerce compare to Provident Financial Services?

Provident Financial Services (NYSE:PFS) and Heritage Commerce (NASDAQ:HTBK) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, dividends, risk, earnings, profitability, media sentiment and valuation.

Provident Financial Services has higher revenue and earnings than Heritage Commerce. Provident Financial Services is trading at a lower price-to-earnings ratio than Heritage Commerce, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Provident Financial Services	$1.38B	2.22	$291.16M	$2.40	9.80
Heritage Commerce	$197.46M	4.20	$47.83M	$0.78	17.24

Provident Financial Services presently has a consensus target price of $26.79, indicating a potential upside of 13.88%. Heritage Commerce has a consensus target price of $13.13, indicating a potential downside of 2.42%. Given Provident Financial Services' stronger consensus rating and higher possible upside, research analysts clearly believe Provident Financial Services is more favorable than Heritage Commerce.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Provident Financial Services	0 Sell rating(s)	3 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	2.75
Heritage Commerce	0 Sell rating(s)	5 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.29

Provident Financial Services has a beta of 0.78, indicating that its share price is 22% less volatile than the broader market. Comparatively, Heritage Commerce has a beta of 0.69, indicating that its share price is 31% less volatile than the broader market.

Provident Financial Services pays an annual dividend of $0.96 per share and has a dividend yield of 4.1%. Heritage Commerce pays an annual dividend of $0.52 per share and has a dividend yield of 3.9%. Provident Financial Services pays out 40.0% of its earnings in the form of a dividend. Heritage Commerce pays out 66.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Provident Financial Services is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, Provident Financial Services had 3 more articles in the media than Heritage Commerce. MarketBeat recorded 3 mentions for Provident Financial Services and 0 mentions for Heritage Commerce. Provident Financial Services' average media sentiment score of 0.96 beat Heritage Commerce's score of 0.00 indicating that Provident Financial Services is being referred to more favorably in the media.

Company	Overall Sentiment
Provident Financial Services	Positive
Heritage Commerce	Neutral

Provident Financial Services has a net margin of 22.15% compared to Heritage Commerce's net margin of 17.77%. Provident Financial Services' return on equity of 11.00% beat Heritage Commerce's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Provident Financial Services	22.15%	11.00%	1.24%
Heritage Commerce	17.77%	8.07%	1.01%

72.0% of Provident Financial Services shares are held by institutional investors. Comparatively, 75.6% of Heritage Commerce shares are held by institutional investors. 3.0% of Provident Financial Services shares are held by insiders. Comparatively, 2.7% of Heritage Commerce shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

Provident Financial Services beats Heritage Commerce on 16 of the 19 factors compared between the two stocks.

How does Heritage Commerce compare to Columbia Financial?

Columbia Financial (NASDAQ:CLBK) and Heritage Commerce (NASDAQ:HTBK) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, media sentiment, analyst recommendations, risk, institutional ownership, profitability and earnings.

Columbia Financial has higher revenue and earnings than Heritage Commerce. Heritage Commerce is trading at a lower price-to-earnings ratio than Columbia Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Columbia Financial	$508.02M	6.13	$51.77M	$0.34	34.00
Heritage Commerce	$197.46M	4.20	$47.83M	$0.78	17.24

Columbia Financial has a beta of 0.23, meaning that its share price is 77% less volatile than the broader market. Comparatively, Heritage Commerce has a beta of 0.69, meaning that its share price is 31% less volatile than the broader market.

Columbia Financial presently has a consensus price target of $15.10, indicating a potential upside of 30.62%. Heritage Commerce has a consensus price target of $13.13, indicating a potential downside of 2.42%. Given Columbia Financial's stronger consensus rating and higher possible upside, equities research analysts plainly believe Columbia Financial is more favorable than Heritage Commerce.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Columbia Financial	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75
Heritage Commerce	0 Sell rating(s)	5 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.29

In the previous week, Columbia Financial had 2 more articles in the media than Heritage Commerce. MarketBeat recorded 2 mentions for Columbia Financial and 0 mentions for Heritage Commerce. Columbia Financial's average media sentiment score of 1.81 beat Heritage Commerce's score of 0.00 indicating that Columbia Financial is being referred to more favorably in the media.

Company	Overall Sentiment
Columbia Financial	Very Positive
Heritage Commerce	Neutral

12.7% of Columbia Financial shares are owned by institutional investors. Comparatively, 75.6% of Heritage Commerce shares are owned by institutional investors. 3.4% of Columbia Financial shares are owned by company insiders. Comparatively, 2.7% of Heritage Commerce shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Heritage Commerce has a net margin of 17.77% compared to Columbia Financial's net margin of 11.19%. Heritage Commerce's return on equity of 8.07% beat Columbia Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Columbia Financial	11.19%	5.29%	0.56%
Heritage Commerce	17.77%	8.07%	1.01%

Columbia Financial pays an annual dividend of $0.20 per share and has a dividend yield of 1.7%. Heritage Commerce pays an annual dividend of $0.52 per share and has a dividend yield of 3.9%. Columbia Financial pays out 58.8% of its earnings in the form of a dividend. Heritage Commerce pays out 66.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Columbia Financial beats Heritage Commerce on 11 of the 18 factors compared between the two stocks.

How does Heritage Commerce compare to Twenty One Capital?

Heritage Commerce (NASDAQ:HTBK) and Twenty One Capital (NYSE:XXI) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, valuation, media sentiment, risk, earnings, analyst recommendations, dividends and institutional ownership.

Heritage Commerce has higher revenue and earnings than Twenty One Capital. Twenty One Capital is trading at a lower price-to-earnings ratio than Heritage Commerce, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Heritage Commerce	$197.46M	4.20	$47.83M	$0.78	17.24
Twenty One Capital	N/A	N/A	-$217.34M	-$0.20	N/A

Heritage Commerce has a net margin of 17.77% compared to Twenty One Capital's net margin of 0.00%. Heritage Commerce's return on equity of 8.07% beat Twenty One Capital's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Heritage Commerce	17.77%	8.07%	1.01%
Twenty One Capital	N/A	-11.98%	-10.06%

Heritage Commerce presently has a consensus price target of $13.13, indicating a potential downside of 2.42%. Given Heritage Commerce's stronger consensus rating and higher possible upside, research analysts clearly believe Heritage Commerce is more favorable than Twenty One Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Heritage Commerce	0 Sell rating(s)	5 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.29
Twenty One Capital	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

75.6% of Heritage Commerce shares are held by institutional investors. 2.7% of Heritage Commerce shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Heritage Commerce has a beta of 0.69, meaning that its stock price is 31% less volatile than the broader market. Comparatively, Twenty One Capital has a beta of -1.41, meaning that its stock price is 241% less volatile than the broader market.

In the previous week, Heritage Commerce's average media sentiment score of 0.00 equaled Twenty One Capital'saverage media sentiment score.

Company	Overall Sentiment
Heritage Commerce	Neutral
Twenty One Capital	Neutral

Summary

Heritage Commerce beats Twenty One Capital on 13 of the 13 factors compared between the two stocks.

How does Heritage Commerce compare to Bank of Hawaii?

Bank of Hawaii (NYSE:BOH) and Heritage Commerce (NASDAQ:HTBK) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, profitability, dividends, institutional ownership, media sentiment, risk and earnings.

Bank of Hawaii has a beta of 0.71, indicating that its share price is 29% less volatile than the broader market. Comparatively, Heritage Commerce has a beta of 0.69, indicating that its share price is 31% less volatile than the broader market.

Bank of Hawaii presently has a consensus target price of $85.00, suggesting a potential upside of 9.79%. Heritage Commerce has a consensus target price of $13.13, suggesting a potential downside of 2.42%. Given Bank of Hawaii's higher possible upside, equities analysts clearly believe Bank of Hawaii is more favorable than Heritage Commerce.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of Hawaii	0 Sell rating(s)	6 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.25
Heritage Commerce	0 Sell rating(s)	5 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.29

Bank of Hawaii has a net margin of 21.84% compared to Heritage Commerce's net margin of 17.77%. Bank of Hawaii's return on equity of 15.72% beat Heritage Commerce's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank of Hawaii	21.84%	15.72%	0.98%
Heritage Commerce	17.77%	8.07%	1.01%

Bank of Hawaii pays an annual dividend of $2.80 per share and has a dividend yield of 3.6%. Heritage Commerce pays an annual dividend of $0.52 per share and has a dividend yield of 3.9%. Bank of Hawaii pays out 52.2% of its earnings in the form of a dividend. Heritage Commerce pays out 66.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of Hawaii has increased its dividend for 1 consecutive years.

82.2% of Bank of Hawaii shares are held by institutional investors. Comparatively, 75.6% of Heritage Commerce shares are held by institutional investors. 2.0% of Bank of Hawaii shares are held by insiders. Comparatively, 2.7% of Heritage Commerce shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Bank of Hawaii has higher revenue and earnings than Heritage Commerce. Bank of Hawaii is trading at a lower price-to-earnings ratio than Heritage Commerce, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of Hawaii	$1.07B	2.86	$205.90M	$5.36	14.44
Heritage Commerce	$197.46M	4.20	$47.83M	$0.78	17.24

In the previous week, Bank of Hawaii had 14 more articles in the media than Heritage Commerce. MarketBeat recorded 14 mentions for Bank of Hawaii and 0 mentions for Heritage Commerce. Bank of Hawaii's average media sentiment score of 1.19 beat Heritage Commerce's score of 0.00 indicating that Bank of Hawaii is being referred to more favorably in the media.

Company	Overall Sentiment
Bank of Hawaii	Positive
Heritage Commerce	Neutral

Summary

Bank of Hawaii beats Heritage Commerce on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding HTBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

HTBK vs. The Competition

Export

Metric	Heritage Commerce	Banks Industry	Finance Sector	NASDAQ Exchange
Market Cap	$828.43M	$23.54B	$14.10B	$12.90B
Dividend Yield	3.87%	3.17%	5.88%	11.28%
P/E Ratio	17.24	27.39	26.74	25.42
Price / Sales	4.20	9.35	523.38	94.42
Price / Cash	13.85	16.06	30.40	36.03
Price / Book	1.16	1.37	2.85	6.36
Net Income	$47.83M	$2.58B	$1.31B	$349.79M
7 Day Performance	N/A	-0.04%	0.90%	-0.80%
1 Month Performance	N/A	0.76%	2.48%	4.13%
1 Year Performance	30.20%	22.94%	10.76%	15.17%

Heritage Commerce Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
HTBK Heritage Commerce	N/A	$13.45 flat	$13.13 -2.4%	N/A	$828.43M	$197.46M	17.24	330
FHB First Hawaiian	4.488 of 5 stars	$27.22 -1.1%	$30.25 +11.1%	-0.6%	$3.31B	$1.17B	11.83	2,000	News Coverage Positive News Analyst Upgrade
PFS Provident Financial Services	4.3497 of 5 stars	$24.44 -0.5%	$26.79 +9.6%	+18.5%	$3.19B	$907.32M	10.18	1,866
CLBK Columbia Financial	4.6747 of 5 stars	$11.82 +1.2%	$15.10 +27.7%	-23.1%	$3.19B	$267.05M	35.24	750	Positive News
XXI Twenty One Capital	0.3688 of 5 stars	$4.85 -2.1%	N/A	N/A	$3.16B	N/A	N/A	N/A

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This page (NASDAQ:HTBK) was last updated on 8/30/2026 by MarketBeat.com Staff.

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Heritage Commerce (HTBK) Competitors

HTBK vs. FHB, PFS, CLBK, XXI, and BOH

How does Heritage Commerce compare to First Hawaiian?

Summary

How does Heritage Commerce compare to Provident Financial Services?

Summary

How does Heritage Commerce compare to Columbia Financial?

Summary

How does Heritage Commerce compare to Twenty One Capital?

Summary

How does Heritage Commerce compare to Bank of Hawaii?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

HTBK vs. The Competition

Heritage Commerce Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

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Heritage Commerce (HTBK) Competitors

HTBK vs. FHB, PFS, CLBK, XXI, and BOH

How does Heritage Commerce compare to First Hawaiian?

Do analysts recommend FHB or HTBK?

Which has preferable earnings & valuation, FHB or HTBK?

Do institutionals and insiders believe in FHB or HTBK?

Is FHB or HTBK a better dividend stock?

Is FHB or HTBK more profitable?

Does the media prefer FHB or HTBK?

Which has more volatility and risk, FHB or HTBK?

Summary

How does Heritage Commerce compare to Provident Financial Services?

Which has better valuation and earnings, PFS or HTBK?

Do analysts recommend PFS or HTBK?

Which has more volatility & risk, PFS or HTBK?

Is PFS or HTBK a better dividend stock?

Does the media refer more to PFS or HTBK?

Is PFS or HTBK more profitable?

Do institutionals and insiders believe in PFS or HTBK?

Summary

How does Heritage Commerce compare to Columbia Financial?

Which has higher valuation & earnings, CLBK or HTBK?

Which has more risk & volatility, CLBK or HTBK?

Do analysts prefer CLBK or HTBK?

Does the media favor CLBK or HTBK?

Do insiders & institutionals have more ownership in CLBK or HTBK?

Is CLBK or HTBK more profitable?

Is CLBK or HTBK a better dividend stock?

Summary

How does Heritage Commerce compare to Twenty One Capital?

Which has stronger earnings & valuation, HTBK or XXI?

Is HTBK or XXI more profitable?

Do analysts recommend HTBK or XXI?

Do institutionals & insiders hold more shares of HTBK or XXI?

Which has more volatility and risk, HTBK or XXI?

Does the media refer more to HTBK or XXI?

Summary

How does Heritage Commerce compare to Bank of Hawaii?

Which has more risk & volatility, BOH or HTBK?

Do analysts rate BOH or HTBK?

Is BOH or HTBK more profitable?

Is BOH or HTBK a better dividend stock?

Do institutionals & insiders have more ownership in BOH or HTBK?

Which has stronger earnings & valuation, BOH or HTBK?

Does the media favor BOH or HTBK?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

HTBK vs. The Competition

Heritage Commerce Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools