Dime Community Bancshares (DCOM) Stock Price, News & Analysis

Company Overview

Dime Community Bancshares, Inc. is the bank holding company for Dime Community Bank, a New York‐based commercial bank that provides a broad range of lending and deposit services. Through its subsidiary, the company specializes in financing commercial real estate, including multifamily residential properties, senior living facilities, and industrial and mixed-use developments. In addition to real estate lending, Dime Community Bank offers one-to-four family residential mortgages, small business loans, and construction financing, together with traditional deposit products such as checking, savings, money market accounts and certificates of deposit.

Complementing its credit business, Dime Community Bancshares delivers a suite of cash management and treasury services designed to meet the needs of businesses, municipalities and nonprofit organizations. Digital banking capabilities include mobile and online platforms that enable secure account access, funds transfers, bill payment and remote deposit capture. The bank also provides customer support through a network of branch offices and dedicated relationship managers in the New York metropolitan area.

Founded in 1864 as the Dime Savings Bank of Williamsburgh, the organization has evolved over more than 150 years into a publicly traded bank holding company. In 2017, it adopted the name Dime Community Bank to reflect its expanded commercial banking focus, and in 2021 it completed a strategic merger with Bridge Bancorp, Inc., further broadening its geographic footprint and asset base. Headquartered on Long Island in Hauppauge, New York, the company maintains additional branch locations in Brooklyn, Manhattan and select suburban markets.

Governance is provided by an experienced board of directors and executive leadership team with deep expertise in commercial banking, real estate finance and community banking. Dime Community Bancshares continues to pursue targeted growth opportunities in its core markets, emphasizing prudent underwriting, personalized service and long-standing client relationships in the communities it serves.

Key Stats

• Today's Range: $28.60 to $29.20
• 50-Day Range: $25.23 to $29.07
• 52-Week Range: $21.53 to $37.60
• Volume: 248,722 shs
• Average Volume: 276,630 shs
• Market Capitalization: $1.26 billion
• P/E Ratio: 45.72
• Dividend Yield: 3.47%
• Price Target: $36.88
• Consensus Rating: Buy

Dime Community Bancshares Stock Analysis - MarketRank™

Dime Community Bancshares scored higher than 75% of companies evaluated by MarketBeat, and ranked 369th out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Buy

Consensus Rating

Dime Community Bancshares has received a consensus rating of Buy. The company's average rating score is 3.25, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Dime Community Bancshares has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 30.07%

Earnings Growth

Earnings for Dime Community Bancshares are expected to grow by 30.07% in the coming year, from $3.06 to $3.98 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Dime Community Bancshares is 45.72, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 26.51.

Price to Earnings Ratio vs. Sector

The P/E ratio of Dime Community Bancshares is 45.72, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.17.

Price to Book Value per Share Ratio

Dime Community Bancshares has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.38% of the float of Dime Community Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Dime Community Bancshares has a short interest ratio ("days to cover") of 7.8.

Change versus previous month

Short interest in Dime Community Bancshares has recently increased by 0.46%, indicating that investor sentiment is decreasing.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Dime Community Bancshares pays a meaningful dividend of 3.50%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Dime Community Bancshares has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Dime Community Bancshares is 158.73%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Dime Community Bancshares will have a dividend payout ratio of 25.13% next year. This indicates that Dime Community Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

5.38% of the float of Dime Community Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Dime Community Bancshares has a short interest ratio ("days to cover") of 7.8.

Change versus previous month

Short interest in Dime Community Bancshares has recently increased by 0.46%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.48

News Sentiment

Dime Community Bancshares has a news sentiment score of 0.48. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.91 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Dime Community Bancshares this week, compared to 4 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Dime Community Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $51,160.00 in company stock.

Percentage Held by Insiders

Only 7.10% of the stock of Dime Community Bancshares is held by insiders.

Percentage Held by Institutions

75.27% of the stock of Dime Community Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

DCOM Stock Analysis - Frequently Asked Questions

How have DCOM shares performed this year?

Dime Community Bancshares' stock was trading at $30.74 at the start of the year. Since then, DCOM shares have decreased by 6.3% and is now trading at $28.80.

How were Dime Community Bancshares' earnings last quarter?

Dime Community Bancshares, Inc. (NASDAQ:DCOM) posted its earnings results on Tuesday, April, 22nd. The savings and loans company reported $0.57 earnings per share for the quarter, topping the consensus estimate of $0.55 by $0.02. The savings and loans company earned $103.83 million during the quarter, compared to analysts' expectations of $105.83 million. Dime Community Bancshares had a net margin of 5.08% and a trailing twelve-month return on equity of 6.05%.
Read the conference call transcript.

Who are Dime Community Bancshares' major shareholders?

Dime Community Bancshares' top institutional shareholders include State of Alaska Department of Revenue (0.05%). Insiders that own company stock include Kenneth J Mahon, Raymond A Nielsen, Michael Fegan, Christopher J Porzelt, Avinash Reddy, Paul M Aguggia and Basswood Capital Management, L.
View institutional ownership trends.

How do I buy shares of Dime Community Bancshares?

Shares of DCOM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Dime Community Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Dime Community Bancshares investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Adobe (ADBE), ServiceNow (NOW) and GE Aerospace (GE).

Company Calendar

• Last Earnings: 4/22/2025
• Record date for 5/15 Dividend: 5/08/2025
• Dividend Payable: 5/15/2025
• Record date for 7/24 Dividend: 7/17/2025
• Ex-Dividend for 7/24 Dividend: 7/17/2025
• Today: 7/18/2025
• Dividend Payable: 7/24/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:DCOM
• CIK: 846617
• Web: www.dime.com
• Phone: (718) 782-6200
• Fax: 631-537-1835
• Employees: 820
• Year Founded: 1864

Price Target and Rating

• Average Price Target for Dime Community Bancshares: $36.88
• High Price Target: $41.00
• Low Price Target: $32.50
• Potential Upside/Downside: +28.0%
• Consensus Rating: Buy
• Rating Score (0-4): 3.25
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.63
• Trailing P/E Ratio: 45.72
• Forward P/E Ratio: 9.41
• P/E Growth: N/A
• Net Income: $29.08 million
• Net Margins: 5.08%
• Pretax Margin: 8.65%
• Return on Equity: 6.05%
• Return on Assets: 0.53%

Debt

• Debt-to-Equity Ratio: 0.60
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $646.19 million
• Price / Sales: 1.95
• Cash Flow: $1.71 per share
• Price / Cash Flow: 16.83
• Book Value: $32.69 per share
• Price / Book: 0.88

Miscellaneous

• Outstanding Shares: 43,820,000
• Free Float: 40,708,000
• Market Cap: $1.26 billion
• Optionable: Optionable
• Beta: 1.07