Go Pro
NASDAQ:ESQ

Esquire Financial (ESQ) Stock Price, News & Analysis

Esquire Financial logo
$128.06 -3.57 (-2.71%)
Closing price 08/14/2026 04:00 PM Eastern
Extended Trading
$128.22 +0.16 (+0.12%)
As of 08/14/2026 07:34 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Esquire Financial Stock (NASDAQ:ESQ)

Advanced

Key Stats

Today's Range
$126.95
$132.62
50-Day Range
$110.28
$132.92
52-Week Range
$92.10
$134.82
Volume
195,081 shs
Average Volume
145,042 shs
Market Capitalization
$1.55 billion
P/E Ratio
21.13
Dividend Yield
0.62%
Price Target
$120.33
Consensus Rating
Buy

Company Overview

Esquire Financial Holdings, Inc. is a bank holding company whose principal subsidiary, Esquire Bank, specializes in residential mortgage lending and community banking services. Headquartered in Kansas City, Missouri, the company operates through multiple distribution channels, including retail branches, wholesale and correspondent lending divisions. Esquire Financial focuses on tailored home financing solutions while maintaining a community-oriented approach to banking.

In its mortgage lending business, Esquire Bank originates and services a range of home loan products, including government-insured mortgages (FHA, VA and USDA) as well as conventional conforming and jumbo loans. The company serves both individual homebuyers and mortgage brokers, supporting its originations with in-house underwriting, processing and closing capabilities. It also offers post-closing and servicing functions to ensure efficient loan administration.

Beyond mortgage lending, Esquire Bank provides traditional deposit and cash management products for consumers and small businesses. Its offerings include checking and savings accounts, certificates of deposit, money market accounts and commercial deposit services. The bank’s community banking model emphasizes personalized customer service, with an emphasis on local decision-making and relationship management.

Esquire Financial operates primarily in the Midwest and South Central United States, with a lending footprint that extends through retail branches in Missouri and Texas and a broad correspondent network serving mortgage professionals nationwide. The company is led by a seasoned executive team with deep banking and mortgage industry experience, committed to disciplined growth and risk management within its core markets.

AI Generated. May Contain Errors.

Esquire Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
58th Percentile Overall Score

ESQ MarketRank™: 

Esquire Financial scored higher than 58% of companies evaluated by MarketBeat, and ranked 559th out of 860 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Esquire Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, 2 buy ratings, 1 hold rating, and no sell ratings.

  • Downside Risk

    Esquire Financial has a consensus price target of $120.33, representing about 6.0% downside from its current price of $128.06.

  • Amount of Analyst Coverage

    Esquire Financial has only been the subject of 1 research reports in the past 90 days.

  • Read more about Esquire Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for Esquire Financial are expected to grow by 26.09% in the coming year, from $6.90 to $8.70 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Esquire Financial is 21.13, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.94.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Esquire Financial is 21.13, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.34.

  • Price to Book Value per Share Ratio

    Esquire Financial has a P/B Ratio of 4.94. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

  • Read more about Esquire Financial's valuation and earnings.
  • Percentage of Shares Shorted

    10.87% of the float of Esquire Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Esquire Financial has a short interest ratio ("days to cover") of 4.66.
  • Change versus previous month

    Short interest in Esquire Financial has recently increased by 3.95%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    Esquire Financial has a dividend yield of 0.60%, which is in the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Esquire Financial has only been increasing its dividend for 4 years.

  • Dividend Coverage

    The dividend payout ratio of Esquire Financial is 13.20%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Esquire Financial will have a dividend payout ratio of 9.20% next year. This indicates that Esquire Financial will be able to sustain or increase its dividend.

  • Read more about Esquire Financial's dividend.
  • News Sentiment

    Esquire Financial has a news sentiment score of 0.96. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.81 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for Esquire Financial this week, compared to 2 articles on an average week.
  • Search Interest

    Only 3 people have searched for ESQ on MarketBeat in the last 30 days. This is a decrease of -25% compared to the previous 30 days.
  • MarketBeat Follows

    1 people have added Esquire Financial to their MarketBeat watchlist in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Esquire Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $388,800.00 in company stock.

  • Percentage Held by Insiders

    13.90% of the stock of Esquire Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    54.66% of the stock of Esquire Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Esquire Financial's insider trading history.
Receive ESQ Stock News and Ratings via Email

Sign-up to receive the latest news and ratings for Esquire Financial and its competitors with MarketBeat's FREE daily newsletter.

SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

ESQ Stock News Headlines

Esquire Financial (NASDAQ:ESQ) Upgraded to Hold at Wall Street Zen
Trump's New Dollar
Porter Stansberry says President Trump has signed an executive order initiating what he calls a full U.S. dollar reset - and most Americans don't know it's happening. The last time America underwent a monetary shift like this, under Nixon in the 1970s, it minted an average of 1,300 new millionaires a day for over half a century. Stansberry has released a new documentary naming the assets he believes are positioned to surge as a result.tc pixel
Esquire Financial Holdings : ESQ
See More Headlines

ESQ Stock Analysis - Frequently Asked Questions

Esquire Financial's stock was trading at $102.07 at the beginning of the year. Since then, ESQ shares have increased by 25.5% and is now trading at $128.06.

Esquire Financial Holdings, Inc. (NASDAQ:ESQ) posted its quarterly earnings results on Thursday, July, 23rd. The company reported $1.60 EPS for the quarter, beating the consensus estimate of $1.56 by $0.04. The firm had revenue of $42.13 million for the quarter, compared to the consensus estimate of $41.59 million. Esquire Financial had a trailing twelve-month return on equity of 18.22% and a net margin of 29.30%.
Read the conference call transcript
.

Esquire Financial (ESQ) raised $39 million in an initial public offering on Tuesday, June 27th 2017. The company issued 2,600,000 shares at $14.00-$16.00 per share. Sandler O’Neill & Partners acted as the underwriter for the IPO.

Top institutional investors of Esquire Financial include BlackRock Inc. (6.96%), Wasatch Advisors LP (3.38%), Horizon Investment Services LLC (0.41%) and Bank of New York Mellon Corp (0.39%). Insiders that own company stock include Robert Mitzman, Joseph Melohn, Joseph Melohn, Ari P Kornhaber, Kevin C Waterhouse, Richard T Powers, Selig Zises, Rena Nigam and Rena Nigam.
View institutional ownership trends
.

Shares of ESQ stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Esquire Financial investors own include Waste Connections (WCN), The RMR Group (RMR), American Water Works (AWK), DiamondRock Hospitality (DRH), AUO (AUOTY), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM).

Company Calendar

Record date for 6/1 Dividend
5/15/2026
Ex-Dividend for 6/1 Dividend
5/15/2026
Dividend Payable
6/01/2026
Last Earnings
7/23/2026
Record date for 9/1 Dividend
8/14/2026
Ex-Dividend for 9/1 Dividend
8/14/2026
Today
8/15/2026
Dividend Payable
9/01/2026
Next Earnings (Estimated)
10/22/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:ESQ
Previous Symbol
NYSE:ESQ
CIK
1531031
Employees
110
Year Founded
2006

Price Target and Rating

High Price Target
$125.00
Low Price Target
$116.00
Potential Upside/Downside
-6.0%
Consensus Rating
Buy
Rating Score (0-4)
3.00
Research Coverage
4 Analysts

Profitability

EPS (Trailing Twelve Months)
$6.06
Trailing P/E Ratio
21.13
Forward P/E Ratio
18.56
P/E Growth
N/A
Net Income
$50.82 million
Net Margins
29.30%
Pretax Margin
38.98%
Return on Equity
18.22%
Return on Assets
2.27%

Debt

Debt-to-Equity Ratio
N/A
Current Ratio
0.97
Quick Ratio
0.96

Sales & Book Value

Annual Sales
$159.56 million
Price / Sales
9.72
Cash Flow
$6.08 per share
Price / Cash Flow
21.05
Book Value
$25.93 per share
Price / Book
4.94

Miscellaneous

Outstanding Shares
12,105,000
Free Float
10,422,000
Market Cap
$1.55 billion
Optionable
Not Optionable
Beta
0.38

Social Links

 The Best Nuclear Energy Stocks to Buy Cover

Nuclear energy is entering a new growth cycle as rising power demand, expanding data centers, and renewed policy support bring the sector back into focus. After strong gains in recent years, the most impactful phase of nuclear investment may still be ahead. This report highlights seven nuclear energy stocks positioned across the value chain—combining near-term revenue with long-term upside as next-generation technologies scale. Click the link below to unlock the full list.

Get This Free Report

This page (NASDAQ:ESQ) was last updated on 8/15/2026 by MarketBeat.com Staff.
From Our Partners