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Open Lending (LPRO) Stock Price, News & Analysis

Open Lending logo
$3.14 0.00 (0.00%)
As of 07/31/2026

About Open Lending Stock (NASDAQ:LPRO)

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Key Stats

Today's Range
$3.14
$3.14
50-Day Range
$2.10
$3.15
52-Week Range
$1.17
$3.15
Volume
N/A
Average Volume
1.76 million shs
Market Capitalization
$369.50 million
P/E Ratio
N/A
Dividend Yield
N/A
Price Target
$2.77
Consensus Rating
Reduce

Company Overview

Open Lending Corporation is a financial technology company specializing in risk analytics and automated loan decisioning for the automotive finance industry. Through its proprietary platform, Open Lending enables banks, credit unions and finance companies to enhance underwriting accuracy, manage risk more effectively and streamline the loan origination process. The company’s solutions leverage machine learning and big-data analytics to deliver credit-based pricing models that help lenders optimize portfolio performance and reduce losses.

The core offerings of Open Lending include an automated underwriting engine, risk-based pricing tools and performance analytics dashboards. These services support both new and used auto loan origination, as well as refinance transactions. By integrating directly with dealer point-of-sale and lender loan origination systems, Open Lending’s platform facilitates rapid decisioning at the point of sale, enabling finance partners to approve more consumers while maintaining disciplined credit standards.

Founded in 2007 and headquartered in Austin, Texas, Open Lending serves financial institutions across the United States. Over time, the company has broadened its product suite to include portfolio health monitoring and ongoing risk assessment services, helping clients adapt to changing market conditions. With a focus on innovation and data-driven insights, Open Lending continues to work closely with automotive lenders to improve profitability, customer experience and operational efficiency.

AI Generated. May Contain Errors.

Open Lending Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
30th Percentile Overall Score

LPRO MarketRank™: 

Open Lending scored higher than 30% of companies evaluated by MarketBeat, and ranked 743rd out of 860 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Open Lending has received a consensus rating of Reduce. The company's average rating score is 1.80, and is based on no strong buy ratings, no buy ratings, 4 hold ratings, and 1 sell rating.

  • Downside Risk

    Open Lending has a consensus price target of $2.77, representing about 11.9% downside from its current price of $3.14.

  • Amount of Analyst Coverage

    Open Lending has only been the subject of 3 research reports in the past 90 days.

  • Read more about Open Lending's stock forecast and price target.
  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Open Lending is -78.50, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Open Lending is -78.50, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Book Value per Share Ratio

    Open Lending has a P/B Ratio of 4.91. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    2.02% of the float of Open Lending has been sold short.
  • Short Interest Ratio / Days to Cover

    Open Lending has a short interest ratio ("days to cover") of 0.78, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Open Lending has recently decreased by 38.13%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    Open Lending does not currently pay a dividend.

  • Dividend Growth

    Open Lending does not have a long track record of dividend growth.

  • News Sentiment

    Open Lending has a news sentiment score of 1.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.82 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for Open Lending this week, compared to 2 articles on an average week.
  • Search Interest

    Only 2 people have searched for LPRO on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Open Lending insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    13.20% of the stock of Open Lending is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    78.06% of the stock of Open Lending is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Open Lending's insider trading history.
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LPRO Stock News Headlines

ANV Completes Acquisition of Open Lending
Open Lending and ANV Announce Results of Tender Offer
Trump’s New Currency Reset
Trump is launching a new $250 bill - but that may be a distraction. Behind the scenes, Executive Order 14241 is orchestrating what analyst Porter Stansberry calls a total U.S. money reset, bypassing conventional legal channels under the guise of national security. The last time America reset its currency - under Nixon in the 1970s - it created an average of 1,300 new millionaires a day for over 50 years. Stansberry has identified three asset categories connected to Trump's initiative that could surge, plus his single top investment move.tc pixel
See More Headlines

LPRO Stock Analysis - Frequently Asked Questions

Open Lending's stock was trading at $1.55 at the beginning of the year. Since then, LPRO shares have increased by 102.6% and is now trading at $3.14.

Open Lending Corporation (NASDAQ:LPRO) issued its quarterly earnings data on Thursday, May, 7th. The company reported $0.00 earnings per share for the quarter, missing analysts' consensus estimates of $0.01 by $0.01. The business earned $20.49 million during the quarter, compared to analyst estimates of $20.41 million. Open Lending had a negative net margin of 5.95% and a positive trailing twelve-month return on equity of 7.53%.
Read the conference call transcript
.

Open Lending's top institutional investors include BlackRock Inc. (6.70%), Wasatch Advisors LP (4.14%), OMERS ADMINISTRATION Corp (1.09%) and GSA Capital Partners LLP (0.51%). Insiders that own company stock include John Joseph Flynn, Jessica E Buss and Matthew Sather.
View institutional ownership trends
.

Shares of LPRO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Open Lending investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Meta Platforms (META), Tesla (TSLA), Netflix (NFLX), Alphabet (GOOG) and JPMorgan Chase & Co. (JPM).

Company Calendar

Last Earnings
5/07/2026
Today
8/16/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Capital Markets
Sub-Industry
Financial Exchanges & Data
Current Symbol
NASDAQ:LPRO
CIK
1806201
Fax
N/A
Employees
180
Year Founded
2000

Price Target and Rating

High Price Target
$3.15
Low Price Target
$2.00
Potential Upside/Downside
-11.9%
Consensus Rating
Reduce
Rating Score (0-4)
1.80
Research Coverage
5 Analysts

Profitability

EPS (Trailing Twelve Months)
($0.04)
Trailing P/E Ratio
N/A
Forward P/E Ratio
39.25
P/E Growth
N/A
Net Income
-$4.24 million
Net Margins
-5.95%
Pretax Margin
-7.29%
Return on Equity
7.53%
Return on Assets
2.16%

Debt

Debt-to-Equity Ratio
1.00
Current Ratio
4.44
Quick Ratio
4.44

Sales & Book Value

Annual Sales
$89.32 million
Price / Sales
4.14
Cash Flow
$0.08 per share
Price / Cash Flow
38.54
Book Value
$0.64 per share
Price / Book
4.91

Miscellaneous

Outstanding Shares
117,676,000
Free Float
102,143,000
Market Cap
$369.50 million
Optionable
Optionable
Beta
2.19

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This page (NASDAQ:LPRO) was last updated on 8/16/2026 by MarketBeat.com Staff.
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