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LendingClub (LC) Competitors

LendingClub logo
$19.21 0.00 (0.00%)
As of 07/31/2026

LC vs. SOFI, UPST, ALLY, AXP, and COF

Should you buy LendingClub stock or one of its competitors? MarketBeat compares LendingClub with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with LendingClub include SoFi Technologies (SOFI), Upstart (UPST), Ally Financial (ALLY), American Express (AXP), and Capital One Financial (COF). These companies are all part of the "consumer finance" industry.

How does LendingClub compare to SoFi Technologies?

LendingClub (NYSE:LC) and SoFi Technologies (NASDAQ:SOFI) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, profitability, analyst recommendations, media sentiment, valuation, earnings, risk and dividends.

SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$1.03B2.14$135.68M$1.4912.89
SoFi Technologies$3.61B5.79$481.32M$0.4833.98

LendingClub currently has a consensus price target of $23.07, indicating a potential upside of 20.10%. SoFi Technologies has a consensus price target of $22.38, indicating a potential upside of 37.23%. Given SoFi Technologies' higher possible upside, analysts plainly believe SoFi Technologies is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89
SoFi Technologies
3 Sell rating(s)
10 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.20

74.1% of LendingClub shares are held by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are held by institutional investors. 3.2% of LendingClub shares are held by company insiders. Comparatively, 2.5% of SoFi Technologies shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

LendingClub has a net margin of 16.99% compared to SoFi Technologies' net margin of 14.78%. LendingClub's return on equity of 11.92% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
SoFi Technologies 14.78%6.39%1.28%

LendingClub has a beta of 1.98, meaning that its share price is 98% more volatile than the broader market. Comparatively, SoFi Technologies has a beta of 2.14, meaning that its share price is 114% more volatile than the broader market.

In the previous week, SoFi Technologies had 77 more articles in the media than LendingClub. MarketBeat recorded 84 mentions for SoFi Technologies and 7 mentions for LendingClub. LendingClub's average media sentiment score of 1.43 beat SoFi Technologies' score of 0.63 indicating that LendingClub is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
6 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
SoFi Technologies
41 Very Positive mention(s)
9 Positive mention(s)
19 Neutral mention(s)
7 Negative mention(s)
1 Very Negative mention(s)
Positive

Summary

LendingClub beats SoFi Technologies on 9 of the 17 factors compared between the two stocks.

How does LendingClub compare to Upstart?

LendingClub (NYSE:LC) and Upstart (NASDAQ:UPST) are both mid-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, valuation, earnings, analyst recommendations, media sentiment, profitability, institutional ownership and risk.

LendingClub has higher earnings, but lower revenue than Upstart. LendingClub is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$1.03B2.14$135.68M$1.4912.89
Upstart$1.04B2.52$53.60M$0.3872.21

LendingClub has a net margin of 16.99% compared to Upstart's net margin of 4.34%. LendingClub's return on equity of 11.92% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
Upstart 4.34%5.63%1.49%

LendingClub has a beta of 1.98, meaning that its share price is 98% more volatile than the broader market. Comparatively, Upstart has a beta of 2.26, meaning that its share price is 126% more volatile than the broader market.

74.1% of LendingClub shares are held by institutional investors. Comparatively, 63.0% of Upstart shares are held by institutional investors. 3.2% of LendingClub shares are held by company insiders. Comparatively, 17.3% of Upstart shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

In the previous week, Upstart had 5 more articles in the media than LendingClub. MarketBeat recorded 12 mentions for Upstart and 7 mentions for LendingClub. LendingClub's average media sentiment score of 1.43 beat Upstart's score of 0.75 indicating that LendingClub is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
6 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Upstart
6 Very Positive mention(s)
2 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

LendingClub currently has a consensus target price of $23.07, indicating a potential upside of 20.10%. Upstart has a consensus target price of $43.93, indicating a potential upside of 60.11%. Given Upstart's higher probable upside, analysts plainly believe Upstart is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89
Upstart
2 Sell rating(s)
7 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.35

Summary

LendingClub beats Upstart on 9 of the 17 factors compared between the two stocks.

How does LendingClub compare to Ally Financial?

LendingClub (NYSE:LC) and Ally Financial (NYSE:ALLY) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, institutional ownership, risk, valuation, earnings, profitability, media sentiment and analyst recommendations.

LendingClub has a net margin of 16.99% compared to Ally Financial's net margin of 16.75%. LendingClub's return on equity of 11.92% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
Ally Financial 16.75%11.75%0.79%

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 88.8% of Ally Financial shares are owned by institutional investors. 3.2% of LendingClub shares are owned by insiders. Comparatively, 0.5% of Ally Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Ally Financial had 6 more articles in the media than LendingClub. MarketBeat recorded 13 mentions for Ally Financial and 7 mentions for LendingClub. LendingClub's average media sentiment score of 1.43 beat Ally Financial's score of 1.26 indicating that LendingClub is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
6 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Ally Financial
12 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

LendingClub has a beta of 1.98, indicating that its share price is 98% more volatile than the broader market. Comparatively, Ally Financial has a beta of 1.09, indicating that its share price is 9% more volatile than the broader market.

LendingClub presently has a consensus target price of $23.07, indicating a potential upside of 20.10%. Ally Financial has a consensus target price of $53.86, indicating a potential upside of 24.18%. Given Ally Financial's higher possible upside, analysts plainly believe Ally Financial is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88

Ally Financial has higher revenue and earnings than LendingClub. Ally Financial is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$1.03B2.14$135.68M$1.4912.89
Ally Financial$7.91B1.67$852M$4.2410.23

Summary

LendingClub beats Ally Financial on 10 of the 17 factors compared between the two stocks.

How does LendingClub compare to American Express?

LendingClub (NYSE:LC) and American Express (NYSE:AXP) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their risk, profitability, dividends, institutional ownership, valuation, analyst recommendations, earnings and media sentiment.

LendingClub has a net margin of 16.99% compared to American Express' net margin of 15.07%. American Express' return on equity of 34.12% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
American Express 15.07%34.12%3.77%

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 84.3% of American Express shares are owned by institutional investors. 3.2% of LendingClub shares are owned by company insiders. Comparatively, 0.1% of American Express shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, American Express had 62 more articles in the media than LendingClub. MarketBeat recorded 69 mentions for American Express and 7 mentions for LendingClub. LendingClub's average media sentiment score of 1.43 beat American Express' score of 0.98 indicating that LendingClub is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
6 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
American Express
41 Very Positive mention(s)
11 Positive mention(s)
9 Neutral mention(s)
6 Negative mention(s)
1 Very Negative mention(s)
Positive

LendingClub has a beta of 1.98, indicating that its share price is 98% more volatile than the broader market. Comparatively, American Express has a beta of 1.04, indicating that its share price is 4% more volatile than the broader market.

LendingClub presently has a consensus target price of $23.07, suggesting a potential upside of 20.10%. American Express has a consensus target price of $372.95, suggesting a potential upside of 10.73%. Given LendingClub's stronger consensus rating and higher possible upside, equities analysts plainly believe LendingClub is more favorable than American Express.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89
American Express
1 Sell rating(s)
11 Hold rating(s)
11 Buy rating(s)
1 Strong Buy rating(s)
2.50

American Express has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$1.03B2.14$135.68M$1.4912.89
American Express$72.23B3.15$10.83B$16.4820.44

Summary

American Express beats LendingClub on 10 of the 16 factors compared between the two stocks.

How does LendingClub compare to Capital One Financial?

Capital One Financial (NYSE:COF) and LendingClub (NYSE:LC) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, earnings, media sentiment, dividends, profitability, risk and institutional ownership.

LendingClub has a net margin of 16.99% compared to Capital One Financial's net margin of 13.37%. LendingClub's return on equity of 11.92% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial13.37% 11.28% 1.90%
LendingClub 16.99%11.92%1.55%

In the previous week, Capital One Financial had 41 more articles in the media than LendingClub. MarketBeat recorded 48 mentions for Capital One Financial and 7 mentions for LendingClub. LendingClub's average media sentiment score of 1.43 beat Capital One Financial's score of 1.12 indicating that LendingClub is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
33 Very Positive mention(s)
7 Positive mention(s)
2 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
6 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Capital One Financial has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$69.25B1.85$2.45B$16.1612.93
LendingClub$1.03B2.14$135.68M$1.4912.89

89.8% of Capital One Financial shares are owned by institutional investors. Comparatively, 74.1% of LendingClub shares are owned by institutional investors. 0.8% of Capital One Financial shares are owned by company insiders. Comparatively, 3.2% of LendingClub shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Capital One Financial presently has a consensus target price of $259.14, indicating a potential upside of 24.05%. LendingClub has a consensus target price of $23.07, indicating a potential upside of 20.10%. Given Capital One Financial's higher possible upside, research analysts clearly believe Capital One Financial is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
4 Hold rating(s)
20 Buy rating(s)
0 Strong Buy rating(s)
2.83
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89

Capital One Financial has a beta of 1.02, meaning that its share price is 2% more volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, meaning that its share price is 98% more volatile than the broader market.

Summary

Capital One Financial beats LendingClub on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LC vs. The Competition

MetricLendingClubConsumer Finance IndustryFinance SectorNYSE Exchange
Market Cap$2.22B$7.23B$13.63B$23.69B
Dividend YieldN/A12.26%5.96%4.22%
P/E Ratio12.899.3128.6630.98
Price / Sales2.1437.92470.9019.89
Price / Cash11.1411.6652.5831.30
Price / Book1.472.643.684.62
Net Income$135.68M$434.78M$1.31B$1.07B
7 Day PerformanceN/A0.74%4.00%0.35%
1 Month PerformanceN/A-1.95%-0.13%-0.19%
1 Year Performance23.22%15.85%13.23%19.11%

LendingClub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
4.0345 of 5 stars
$19.21
flat
$23.07
+20.1%
N/A$2.22B$1.03B12.891,075
SOFI
SoFi Technologies
4.5516 of 5 stars
$16.39
-0.5%
$22.67
+38.3%
-27.8%$21.00B$4.31B34.116,100
UPST
Upstart
4.8164 of 5 stars
$27.67
+2.3%
$43.93
+58.8%
-66.4%$2.65B$1.12B72.731,405
ALLY
Ally Financial
4.998 of 5 stars
$43.37
-0.3%
$53.86
+24.2%
+14.6%$13.19B$9.63B10.2310,300
AXP
American Express
4.3665 of 5 stars
$337.83
+0.1%
$372.95
+10.4%
+12.6%$228.27B$75.95B20.5176,800

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This page (NYSE:LC) was last updated on 8/1/2026 by MarketBeat.com Staff.
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