Free Trial

LendingClub (LC) Competitors

LendingClub logo
$12.71 +0.02 (+0.16%)
Closing price 07/11/2025 03:59 PM Eastern
Extended Trading
$12.75 +0.04 (+0.32%)
As of 07/11/2025 08:00 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

LC vs. SOFI, UPST, BFH, BN, OZK, PFSI, VLY, GBCI, HWC, and CORZ

Should you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include SoFi Technologies (SOFI), Upstart (UPST), Bread Financial (BFH), Brookfield (BN), Bank OZK (OZK), PennyMac Financial Services (PFSI), Valley National Bancorp (VLY), Glacier Bancorp (GBCI), Hancock Whitney (HWC), and Core Scientific (CORZ).

LendingClub vs. Its Competitors

SoFi Technologies (NASDAQ:SOFI) and LendingClub (NYSE:LC) are both banking companies, but which is the better investment? We will compare the two companies based on the strength of their risk, institutional ownership, profitability, earnings, dividends, media sentiment, valuation and analyst recommendations.

In the previous week, SoFi Technologies had 44 more articles in the media than LendingClub. MarketBeat recorded 56 mentions for SoFi Technologies and 12 mentions for LendingClub. SoFi Technologies' average media sentiment score of 0.66 beat LendingClub's score of 0.56 indicating that SoFi Technologies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SoFi Technologies
16 Very Positive mention(s)
15 Positive mention(s)
19 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
2 Very Positive mention(s)
4 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SoFi Technologies$2.67B8.76$498.67M$0.4151.71
LendingClub$787.01M1.84$51.33M$0.4428.89

SoFi Technologies has a beta of 1.91, indicating that its stock price is 91% more volatile than the S&P 500. Comparatively, LendingClub has a beta of 2.44, indicating that its stock price is 144% more volatile than the S&P 500.

SoFi Technologies has a net margin of 17.21% compared to LendingClub's net margin of 6.16%. LendingClub's return on equity of 4.04% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
SoFi Technologies17.21% 3.34% 0.60%
LendingClub 6.16%4.04%0.52%

SoFi Technologies currently has a consensus price target of $15.81, suggesting a potential downside of 25.41%. LendingClub has a consensus price target of $16.13, suggesting a potential upside of 26.87%. Given LendingClub's stronger consensus rating and higher probable upside, analysts clearly believe LendingClub is more favorable than SoFi Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies
3 Sell rating(s)
6 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
2.39
LendingClub
0 Sell rating(s)
3 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.70

38.4% of SoFi Technologies shares are owned by institutional investors. Comparatively, 74.1% of LendingClub shares are owned by institutional investors. 2.6% of SoFi Technologies shares are owned by company insiders. Comparatively, 3.2% of LendingClub shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

SoFi Technologies beats LendingClub on 10 of the 17 factors compared between the two stocks.

Get LendingClub News Delivered to You Automatically

Sign up to receive the latest news and ratings for LC and its competitors with MarketBeat's FREE daily newsletter.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

LC vs. The Competition

MetricLendingClubCredit Services IndustryFinancial SectorNYSE Exchange
Market Cap$1.45B$376.14M$6.16B$20.79B
Dividend YieldN/A15.49%4.21%3.71%
P/E Ratio28.8928.8713.2827.89
Price / Sales1.8491.951,742.0042.50
Price / Cash12.5814.33128.0722.63
Price / Book1.063.371.914.57
Net Income$51.33M$53.80M$1.23B$988.81M
7 Day Performance1.07%119.29%11.16%0.20%
1 Month Performance15.76%124.27%6.85%3.93%
1 Year Performance32.12%30.63%17.26%10.27%

LendingClub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
4.7294 of 5 stars
$12.71
+0.2%
$16.13
+26.9%
+36.2%$1.45B$787.01M28.891,002News Coverage
Analyst Downgrade
SOFI
SoFi Technologies
1.9526 of 5 stars
$18.18
+3.1%
$14.73
-19.0%
+213.1%$20.14B$2.67B44.285,000Trending News
Analyst Forecast
Options Volume
UPST
Upstart
3.8339 of 5 stars
$72.40
+6.3%
$67.42
-6.9%
+180.9%$6.91B$636.53M-96.871,880Insider Trade
BFH
Bread Financial
2.7005 of 5 stars
$59.11
+1.0%
$60.27
+2.0%
+31.2%$2.75B$4.80B10.506,000Analyst Forecast
BN
Brookfield
3.9119 of 5 stars
$62.14
+0.3%
$66.13
+6.4%
+40.4%$102.30B$86.01B221.70250,000News Coverage
Positive News
Analyst Downgrade
OZK
Bank OZK
3.8555 of 5 stars
$50.12
+2.4%
$50.86
+1.5%
+17.9%$5.68B$2.77B8.212,650News Coverage
Upcoming Earnings
Analyst Upgrade
PFSI
PennyMac Financial Services
4.964 of 5 stars
$102.95
+1.5%
$120.67
+17.2%
+1.7%$5.32B$1.59B15.814,140News Coverage
Analyst Forecast
Insider Trade
VLY
Valley National Bancorp
4.5505 of 5 stars
$9.32
+1.4%
$10.55
+13.2%
+27.1%$5.22B$3.58B13.513,830Analyst Forecast
GBCI
Glacier Bancorp
N/A$45.95
+1.1%
N/AN/A$5.22B$1.27B24.703,550
HWC
Hancock Whitney
4.5692 of 5 stars
$60.12
+1.4%
$61.25
+1.9%
+19.5%$5.15B$2.06B11.103,630News Coverage
Upcoming Earnings
Analyst Downgrade
CORZ
Core Scientific
2.5873 of 5 stars
$17.29
+0.2%
$18.35
+6.1%
+28.8%$5.14B$510.67M-3.43200Trending News
Analyst Downgrade
Options Volume
Analyst Revision

Related Companies and Tools


This page (NYSE:LC) was last updated on 7/12/2025 by MarketBeat.com Staff
From Our Partners