LC vs. WRLD, LPRO, OCSL, ATLC, RM, ENVA, NNI, OBNK, SVC, and MFIC
Should you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include World Acceptance (WRLD), Open Lending (LPRO), Oaktree Specialty Lending (OCSL), Atlanticus (ATLC), Regional Management (RM), Enova International (ENVA), Nelnet (NNI), Origin Bancorp (OBNK), Service Properties Trust (SVC), and MidCap Financial Investment (MFIC). These companies are all part of the "finance" sector.
World Acceptance (NASDAQ:WRLD) and LendingClub (NYSE:LC) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their profitability, earnings, analyst recommendations, community ranking, media sentiment, institutional ownership, dividends, valuation and risk.
In the previous week, LendingClub had 12 more articles in the media than World Acceptance. MarketBeat recorded 13 mentions for LendingClub and 1 mentions for World Acceptance. LendingClub's average media sentiment score of 2.13 beat World Acceptance's score of 0.16 indicating that World Acceptance is being referred to more favorably in the media.
World Acceptance has a beta of 1.42, meaning that its stock price is 42% more volatile than the S&P 500. Comparatively, LendingClub has a beta of 2, meaning that its stock price is 100% more volatile than the S&P 500.
83.6% of World Acceptance shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 40.9% of World Acceptance shares are held by insiders. Comparatively, 2.8% of LendingClub shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
World Acceptance presently has a consensus target price of $56.00, suggesting a potential downside of 58.61%. LendingClub has a consensus target price of $11.42, suggesting a potential upside of 26.99%. Given World Acceptance's stronger consensus rating and higher probable upside, analysts plainly believe LendingClub is more favorable than World Acceptance.
World Acceptance has higher earnings, but lower revenue than LendingClub. World Acceptance is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.
LendingClub received 290 more outperform votes than World Acceptance when rated by MarketBeat users. Likewise, 60.86% of users gave LendingClub an outperform vote while only 55.03% of users gave World Acceptance an outperform vote.
World Acceptance has a net margin of 13.49% compared to World Acceptance's net margin of 4.69%. LendingClub's return on equity of 18.88% beat World Acceptance's return on equity.
Summary
World Acceptance and LendingClub tied by winning 9 of the 18 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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