LendingClub (LC) Competitors

$16.19 -0.38 (-2.28%)

As of 11:00 AM Eastern

LC vs. SOFI, UPST, ALLY, AX, and AXP

Should you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include SoFi Technologies (SOFI), Upstart (UPST), Ally Financial (ALLY), Axos Financial (AX), and American Express (AXP).

How does LendingClub compare to SoFi Technologies?

SoFi Technologies (NASDAQ:SOFI) and LendingClub (NYSE:LC) are both banking companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, institutional ownership, valuation, profitability, earnings, risk, analyst recommendations and media sentiment.

SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SoFi Technologies	$3.94B	5.13	$481.32M	$0.44	36.05
LendingClub	$998.85M	1.87	$135.68M	$1.49	10.87

SoFi Technologies currently has a consensus price target of $22.56, indicating a potential upside of 42.18%. LendingClub has a consensus price target of $23.07, indicating a potential upside of 42.49%. Given LendingClub's stronger consensus rating and higher probable upside, analysts plainly believe LendingClub is more favorable than SoFi Technologies.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SoFi Technologies	3 Sell rating(s)	11 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.19
LendingClub	0 Sell rating(s)	3 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.80

LendingClub has a net margin of 16.99% compared to SoFi Technologies' net margin of 14.65%. LendingClub's return on equity of 11.92% beat SoFi Technologies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SoFi Technologies	14.65%	6.63%	1.26%
LendingClub	16.99%	11.92%	1.55%

In the previous week, SoFi Technologies had 28 more articles in the media than LendingClub. MarketBeat recorded 32 mentions for SoFi Technologies and 4 mentions for LendingClub. SoFi Technologies' average media sentiment score of 1.04 beat LendingClub's score of 0.91 indicating that SoFi Technologies is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
SoFi Technologies	15 Very Positive mention(s)	4 Positive mention(s)	9 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
LendingClub	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

38.4% of SoFi Technologies shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 2.6% of SoFi Technologies shares are held by company insiders. Comparatively, 3.3% of LendingClub shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

SoFi Technologies has a beta of 2.12, suggesting that its stock price is 112% more volatile than the broader market. Comparatively, LendingClub has a beta of 2, suggesting that its stock price is 100% more volatile than the broader market.

Summary

LendingClub beats SoFi Technologies on 9 of the 17 factors compared between the two stocks.

How does LendingClub compare to Upstart?

Upstart (NASDAQ:UPST) and LendingClub (NYSE:LC) are both banking companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, dividends, institutional ownership, media sentiment, earnings, valuation, risk and analyst recommendations.

Upstart has a beta of 2.26, suggesting that its stock price is 126% more volatile than the broader market. Comparatively, LendingClub has a beta of 2, suggesting that its stock price is 100% more volatile than the broader market.

LendingClub has a net margin of 16.99% compared to Upstart's net margin of 4.34%. LendingClub's return on equity of 11.92% beat Upstart's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Upstart	4.34%	5.63%	1.49%
LendingClub	16.99%	11.92%	1.55%

Upstart presently has a consensus price target of $45.79, indicating a potential upside of 63.92%. LendingClub has a consensus price target of $23.07, indicating a potential upside of 42.49%. Given Upstart's higher probable upside, analysts plainly believe Upstart is more favorable than LendingClub.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Upstart	3 Sell rating(s)	6 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.25
LendingClub	0 Sell rating(s)	3 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.80

LendingClub has lower revenue, but higher earnings than Upstart. LendingClub is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Upstart	$1.12B	2.39	$53.60M	$0.38	73.51
LendingClub	$998.85M	1.87	$135.68M	$1.49	10.87

63.0% of Upstart shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 16.7% of Upstart shares are held by insiders. Comparatively, 3.3% of LendingClub shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

In the previous week, Upstart had 43 more articles in the media than LendingClub. MarketBeat recorded 47 mentions for Upstart and 4 mentions for LendingClub. LendingClub's average media sentiment score of 0.91 beat Upstart's score of 0.09 indicating that LendingClub is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Upstart	5 Very Positive mention(s)	2 Positive mention(s)	26 Neutral mention(s)	6 Negative mention(s)	1 Very Negative mention(s)	Neutral
LendingClub	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

LendingClub beats Upstart on 9 of the 17 factors compared between the two stocks.

How does LendingClub compare to Ally Financial?

LendingClub (NYSE:LC) and Ally Financial (NYSE:ALLY) are both banking companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, profitability, risk, media sentiment, valuation, earnings, institutional ownership and dividends.

LendingClub has a beta of 2, suggesting that its share price is 100% more volatile than the broader market. Comparatively, Ally Financial has a beta of 1.12, suggesting that its share price is 12% more volatile than the broader market.

In the previous week, Ally Financial had 3 more articles in the media than LendingClub. MarketBeat recorded 7 mentions for Ally Financial and 4 mentions for LendingClub. LendingClub's average media sentiment score of 0.91 beat Ally Financial's score of 0.36 indicating that LendingClub is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
LendingClub	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Ally Financial	1 Very Positive mention(s)	3 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

LendingClub has a net margin of 16.99% compared to Ally Financial's net margin of 16.47%. LendingClub's return on equity of 11.92% beat Ally Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LendingClub	16.99%	11.92%	1.55%
Ally Financial	16.47%	11.41%	0.76%

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 88.8% of Ally Financial shares are owned by institutional investors. 3.3% of LendingClub shares are owned by insiders. Comparatively, 0.5% of Ally Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

LendingClub currently has a consensus target price of $23.07, indicating a potential upside of 42.49%. Ally Financial has a consensus target price of $54.14, indicating a potential upside of 27.76%. Given LendingClub's higher possible upside, analysts plainly believe LendingClub is more favorable than Ally Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LendingClub	0 Sell rating(s)	3 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.80
Ally Financial	0 Sell rating(s)	2 Hold rating(s)	14 Buy rating(s)	0 Strong Buy rating(s)	2.88

Ally Financial has higher revenue and earnings than LendingClub. Ally Financial is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LendingClub	$998.85M	1.87	$135.68M	$1.49	10.87
Ally Financial	$7.91B	1.64	$852M	$4.10	10.34

Summary

LendingClub beats Ally Financial on 10 of the 17 factors compared between the two stocks.

How does LendingClub compare to Axos Financial?

LendingClub (NYSE:LC) and Axos Financial (NYSE:AX) are both banking companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, risk, profitability, media sentiment, institutional ownership and earnings.

Axos Financial has a net margin of 22.53% compared to LendingClub's net margin of 16.99%. Axos Financial's return on equity of 16.48% beat LendingClub's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LendingClub	16.99%	11.92%	1.55%
Axos Financial	22.53%	16.48%	1.72%

LendingClub has a beta of 2, suggesting that its stock price is 100% more volatile than the broader market. Comparatively, Axos Financial has a beta of 1.3, suggesting that its stock price is 30% more volatile than the broader market.

Axos Financial has higher revenue and earnings than LendingClub. Axos Financial is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LendingClub	$998.85M	1.87	$135.68M	$1.49	10.87
Axos Financial	$1.95B	2.43	$432.91M	$8.23	10.11

LendingClub currently has a consensus target price of $23.07, indicating a potential upside of 42.49%. Axos Financial has a consensus target price of $109.40, indicating a potential upside of 31.49%. Given LendingClub's higher possible upside, equities analysts clearly believe LendingClub is more favorable than Axos Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LendingClub	0 Sell rating(s)	3 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.80
Axos Financial	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	2.86

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 83.8% of Axos Financial shares are owned by institutional investors. 3.3% of LendingClub shares are owned by insiders. Comparatively, 4.9% of Axos Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

In the previous week, LendingClub and LendingClub both had 4 articles in the media. Axos Financial's average media sentiment score of 1.08 beat LendingClub's score of 0.91 indicating that Axos Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
LendingClub	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Axos Financial	1 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Axos Financial beats LendingClub on 11 of the 15 factors compared between the two stocks.

How does LendingClub compare to American Express?

American Express (NYSE:AXP) and LendingClub (NYSE:LC) are related companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, risk, earnings, institutional ownership, media sentiment, dividends, valuation and profitability.

LendingClub has a net margin of 16.99% compared to American Express' net margin of 15.13%. American Express' return on equity of 33.95% beat LendingClub's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
American Express	15.13%	33.95%	3.73%
LendingClub	16.99%	11.92%	1.55%

American Express has a beta of 1.08, suggesting that its share price is 8% more volatile than the broader market. Comparatively, LendingClub has a beta of 2, suggesting that its share price is 100% more volatile than the broader market.

American Express has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
American Express	$72.23B	2.95	$10.83B	$16.03	19.47
LendingClub	$998.85M	1.87	$135.68M	$1.49	10.87

American Express presently has a consensus target price of $357.47, suggesting a potential upside of 14.55%. LendingClub has a consensus target price of $23.07, suggesting a potential upside of 42.49%. Given LendingClub's stronger consensus rating and higher probable upside, analysts plainly believe LendingClub is more favorable than American Express.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
American Express	1 Sell rating(s)	13 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.32
LendingClub	0 Sell rating(s)	3 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.80

84.3% of American Express shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 0.1% of American Express shares are held by company insiders. Comparatively, 3.3% of LendingClub shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

In the previous week, American Express had 46 more articles in the media than LendingClub. MarketBeat recorded 50 mentions for American Express and 4 mentions for LendingClub. American Express' average media sentiment score of 1.15 beat LendingClub's score of 0.91 indicating that American Express is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
American Express	34 Very Positive mention(s)	8 Positive mention(s)	7 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
LendingClub	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

American Express beats LendingClub on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

LC vs. The Competition

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Metric	LendingClub	Credit Services Industry	Financial Sector	NYSE Exchange
Market Cap	$1.87B	$303.32M	$5.62B	$22.77B
Dividend Yield	N/A	16.75%	5.26%	4.03%
P/E Ratio	10.87	6.81	15.82	28.62
Price / Sales	1.87	110.52	1,228.74	103.86
Price / Cash	9.65	14.64	48.81	19.21
Price / Book	1.24	3.11	4.42	4.60
Net Income	$135.68M	$59.40M	$1.15B	$1.07B
7 Day Performance	-5.15%	-0.75%	0.39%	-0.98%
1 Month Performance	9.71%	2.40%	2.43%	3.02%
1 Year Performance	45.13%	35.66%	21.91%	24.10%

LendingClub Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
LC LendingClub	4.7278 of 5 stars	$16.19 -2.3%	$23.07 +42.5%	+57.4%	$1.87B	$998.85M	10.87	1,075
SOFI SoFi Technologies	4.5177 of 5 stars	$16.30 +1.7%	$22.72 +39.4%	+23.4%	$20.79B	$3.94B	37.05	6,100	Positive News Analyst Forecast Insider Trade
UPST Upstart	4.7998 of 5 stars	$28.70 -7.9%	$46.93 +63.5%	-39.1%	$2.75B	$1.02B	68.33	1,405	Earnings Report
ALLY Ally Financial	4.9888 of 5 stars	$44.40 +2.7%	$54.14 +22.0%	+23.3%	$13.67B	$7.91B	10.83	10,300	Analyst Upgrade
AX Axos Financial	3.6763 of 5 stars	$88.31 +1.3%	$109.40 +23.9%	+24.2%	$5.02B	$1.95B	10.73	1,989

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This page (NYSE:LC) was last updated on 5/12/2026 by MarketBeat.com Staff.

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LendingClub (LC) Competitors

LC vs. SOFI, UPST, ALLY, AX, and AXP

How does LendingClub compare to SoFi Technologies?

Summary

How does LendingClub compare to Upstart?

Summary

How does LendingClub compare to Ally Financial?

Summary

How does LendingClub compare to Axos Financial?

Summary

How does LendingClub compare to American Express?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

LC vs. The Competition

LendingClub Competitors List

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Stock Ideas and Recommendations

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LendingClub (LC) Competitors

LC vs. SOFI, UPST, ALLY, AX, and AXP

How does LendingClub compare to SoFi Technologies?

Which has stronger valuation & earnings, SOFI or LC?

Do analysts recommend SOFI or LC?

Is SOFI or LC more profitable?

Does the media favor SOFI or LC?

Do insiders & institutionals believe in SOFI or LC?

Which has more risk and volatility, SOFI or LC?

Summary

How does LendingClub compare to Upstart?

Which has more volatility & risk, UPST or LC?

Is UPST or LC more profitable?

Do analysts rate UPST or LC?

Which has better earnings & valuation, UPST or LC?

Do insiders and institutionals believe in UPST or LC?

Does the media prefer UPST or LC?

Summary

How does LendingClub compare to Ally Financial?

Which has more volatility & risk, LC or ALLY?

Does the media refer more to LC or ALLY?

Is LC or ALLY more profitable?

Do insiders & institutionals have more ownership in LC or ALLY?

Do analysts prefer LC or ALLY?

Which has preferable valuation and earnings, LC or ALLY?

Summary

How does LendingClub compare to Axos Financial?

Is LC or AX more profitable?

Which has more volatility and risk, LC or AX?

Which has better valuation & earnings, LC or AX?

Do analysts prefer LC or AX?

Do institutionals & insiders have more ownership in LC or AX?

Does the media refer more to LC or AX?

Summary

How does LendingClub compare to American Express?

Is AXP or LC more profitable?

Which has more risk & volatility, AXP or LC?

Which has stronger earnings and valuation, AXP or LC?

Do analysts recommend AXP or LC?

Do insiders and institutionals hold more shares of AXP or LC?

Does the media prefer AXP or LC?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

LC vs. The Competition

LendingClub Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools