LendingClub (LC) Competitors

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$19.21 0.00 (0.00%)
Closing price 06/18/2026 07:58 PM Eastern
Extended Trading
$19.21 0.00 (0.00%)
As of 06/18/2026 07:58 PM Eastern
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LC vs. SOFI, UPST, ALLY, AXP, and COF

Should you buy LendingClub stock or one of its competitors? MarketBeat compares LendingClub with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with LendingClub include SoFi Technologies (SOFI), Upstart (UPST), Ally Financial (ALLY), American Express (AXP), and Capital One Financial (COF).

How does LendingClub compare to SoFi Technologies?

SoFi Technologies (NASDAQ:SOFI) and LendingClub (NYSE:LC) are both banking companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, earnings, risk, profitability, media sentiment, valuation and dividends.

SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SoFi Technologies$3.61B6.07$481.32M$0.4438.86
LendingClub$998.85M2.22$135.68M$1.4912.89

In the previous week, SoFi Technologies had 38 more articles in the media than LendingClub. MarketBeat recorded 44 mentions for SoFi Technologies and 6 mentions for LendingClub. SoFi Technologies' average media sentiment score of 0.90 beat LendingClub's score of 0.48 indicating that SoFi Technologies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SoFi Technologies
19 Very Positive mention(s)
11 Positive mention(s)
8 Neutral mention(s)
4 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

LendingClub has a net margin of 16.99% compared to SoFi Technologies' net margin of 14.65%. LendingClub's return on equity of 11.92% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
SoFi Technologies14.65% 6.25% 1.21%
LendingClub 16.99%11.92%1.55%

38.4% of SoFi Technologies shares are owned by institutional investors. Comparatively, 74.1% of LendingClub shares are owned by institutional investors. 2.5% of SoFi Technologies shares are owned by insiders. Comparatively, 3.3% of LendingClub shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

SoFi Technologies has a beta of 2.14, indicating that its stock price is 114% more volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, indicating that its stock price is 98% more volatile than the broader market.

SoFi Technologies presently has a consensus target price of $22.56, indicating a potential upside of 31.90%. LendingClub has a consensus target price of $23.07, indicating a potential upside of 20.10%. Given SoFi Technologies' higher probable upside, equities research analysts plainly believe SoFi Technologies is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies
3 Sell rating(s)
11 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.19
LendingClub
0 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.80

Summary

SoFi Technologies beats LendingClub on 9 of the 17 factors compared between the two stocks.

How does LendingClub compare to Upstart?

Upstart (NASDAQ:UPST) and LendingClub (NYSE:LC) are both mid-cap banking companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, dividends, institutional ownership, media sentiment, earnings, valuation, risk and analyst recommendations.

63.0% of Upstart shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 17.3% of Upstart shares are held by insiders. Comparatively, 3.3% of LendingClub shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Upstart has a beta of 2.26, suggesting that its stock price is 126% more volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, suggesting that its stock price is 98% more volatile than the broader market.

Upstart presently has a consensus price target of $44.73, indicating a potential upside of 42.83%. LendingClub has a consensus price target of $23.07, indicating a potential upside of 20.10%. Given Upstart's higher probable upside, analysts plainly believe Upstart is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upstart
3 Sell rating(s)
7 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.24
LendingClub
0 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.80

In the previous week, Upstart and Upstart both had 6 articles in the media. Upstart's average media sentiment score of 1.01 beat LendingClub's score of 0.48 indicating that Upstart is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Upstart
4 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

LendingClub has lower revenue, but higher earnings than Upstart. LendingClub is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Upstart$1.04B2.87$53.60M$0.3882.42
LendingClub$998.85M2.22$135.68M$1.4912.89

LendingClub has a net margin of 16.99% compared to Upstart's net margin of 4.34%. LendingClub's return on equity of 11.92% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
Upstart4.34% 5.63% 1.49%
LendingClub 16.99%11.92%1.55%

Summary

Upstart and LendingClub tied by winning 8 of the 16 factors compared between the two stocks.

How does LendingClub compare to Ally Financial?

Ally Financial (NYSE:ALLY) and LendingClub (NYSE:LC) are both banking companies, but which is the better business? We will compare the two companies based on the strength of their media sentiment, valuation, institutional ownership, earnings, profitability, risk, analyst recommendations and dividends.

In the previous week, Ally Financial had 4 more articles in the media than LendingClub. MarketBeat recorded 10 mentions for Ally Financial and 6 mentions for LendingClub. Ally Financial's average media sentiment score of 0.92 beat LendingClub's score of 0.48 indicating that Ally Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Ally Financial
6 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Ally Financial has a beta of 1.1, indicating that its stock price is 10% more volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, indicating that its stock price is 98% more volatile than the broader market.

Ally Financial has higher revenue and earnings than LendingClub. Ally Financial is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ally Financial$7.91B1.77$852M$4.1011.13
LendingClub$998.85M2.22$135.68M$1.4912.89

LendingClub has a net margin of 16.99% compared to Ally Financial's net margin of 16.47%. LendingClub's return on equity of 11.92% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Ally Financial16.47% 11.41% 0.76%
LendingClub 16.99%11.92%1.55%

Ally Financial presently has a consensus price target of $54.14, indicating a potential upside of 18.70%. LendingClub has a consensus price target of $23.07, indicating a potential upside of 20.10%. Given LendingClub's higher possible upside, analysts clearly believe LendingClub is more favorable than Ally Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88
LendingClub
0 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.80

88.8% of Ally Financial shares are owned by institutional investors. Comparatively, 74.1% of LendingClub shares are owned by institutional investors. 0.5% of Ally Financial shares are owned by insiders. Comparatively, 3.3% of LendingClub shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

LendingClub beats Ally Financial on 9 of the 17 factors compared between the two stocks.

How does LendingClub compare to American Express?

American Express (NYSE:AXP) and LendingClub (NYSE:LC) are related companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, earnings, dividends, profitability, risk, valuation, media sentiment and analyst recommendations.

LendingClub has a net margin of 16.99% compared to American Express' net margin of 15.13%. American Express' return on equity of 33.95% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
American Express15.13% 33.95% 3.73%
LendingClub 16.99%11.92%1.55%

American Express has a beta of 1.06, suggesting that its stock price is 6% more volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, suggesting that its stock price is 98% more volatile than the broader market.

84.3% of American Express shares are owned by institutional investors. Comparatively, 74.1% of LendingClub shares are owned by institutional investors. 0.1% of American Express shares are owned by company insiders. Comparatively, 3.3% of LendingClub shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

In the previous week, American Express had 71 more articles in the media than LendingClub. MarketBeat recorded 77 mentions for American Express and 6 mentions for LendingClub. American Express' average media sentiment score of 1.18 beat LendingClub's score of 0.48 indicating that American Express is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Express
56 Very Positive mention(s)
13 Positive mention(s)
4 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

American Express currently has a consensus target price of $360.80, indicating a potential upside of 6.85%. LendingClub has a consensus target price of $23.07, indicating a potential upside of 20.10%. Given LendingClub's stronger consensus rating and higher probable upside, analysts plainly believe LendingClub is more favorable than American Express.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Express
1 Sell rating(s)
12 Hold rating(s)
10 Buy rating(s)
1 Strong Buy rating(s)
2.46
LendingClub
0 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.80

American Express has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Express$72.23B3.19$10.83B$16.0321.06
LendingClub$998.85M2.22$135.68M$1.4912.89

Summary

American Express beats LendingClub on 11 of the 16 factors compared between the two stocks.

How does LendingClub compare to Capital One Financial?

Capital One Financial (NYSE:COF) and LendingClub (NYSE:LC) are related companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, institutional ownership, media sentiment, dividends, risk, analyst recommendations, earnings and valuation.

Capital One Financial currently has a consensus price target of $258.75, indicating a potential upside of 28.91%. LendingClub has a consensus price target of $23.07, indicating a potential upside of 20.10%. Given Capital One Financial's higher possible upside, analysts clearly believe Capital One Financial is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
5 Hold rating(s)
17 Buy rating(s)
0 Strong Buy rating(s)
2.77
LendingClub
0 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.80

Capital One Financial has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$69.25B1.80$2.45B$2.8570.43
LendingClub$998.85M2.22$135.68M$1.4912.89

In the previous week, Capital One Financial had 48 more articles in the media than LendingClub. MarketBeat recorded 54 mentions for Capital One Financial and 6 mentions for LendingClub. Capital One Financial's average media sentiment score of 1.29 beat LendingClub's score of 0.48 indicating that Capital One Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
43 Very Positive mention(s)
2 Positive mention(s)
8 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive
LendingClub
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Capital One Financial has a beta of 1.03, indicating that its stock price is 3% more volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, indicating that its stock price is 98% more volatile than the broader market.

89.8% of Capital One Financial shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 0.8% of Capital One Financial shares are held by insiders. Comparatively, 3.3% of LendingClub shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

LendingClub has a net margin of 16.99% compared to Capital One Financial's net margin of 4.29%. LendingClub's return on equity of 11.92% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial4.29% 10.59% 1.78%
LendingClub 16.99%11.92%1.55%

Summary

Capital One Financial beats LendingClub on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LC vs. The Competition

MetricLendingClubCredit Services IndustryFinancial SectorNYSE Exchange
Market Cap$2.22B$327.43M$6.08B$23.29B
Dividend YieldN/A16.71%5.27%4.06%
P/E Ratio12.897.0716.5731.48
Price / Sales2.2290.891,102.4622.50
Price / Cash11.1414.6248.6918.67
Price / Book1.473.166.684.68
Net Income$135.68M$59.40M$1.13B$1.08B
7 Day Performance4.21%0.43%-0.27%-1.09%
1 Month Performance22.87%-0.13%1.08%0.29%
1 Year Performance74.40%29.09%21.11%24.73%

LendingClub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
4.0017 of 5 stars
$19.21
flat
$23.07
+20.1%
+74.4%$2.22B$998.85M12.891,075
SOFI
SoFi Technologies
4.2655 of 5 stars
$15.87
-3.6%
$22.56
+42.1%
+17.8%$20.36B$3.61B36.076,100
UPST
Upstart
4.8015 of 5 stars
$30.30
-2.4%
$44.73
+47.6%
-44.1%$2.90B$1.04B79.741,405
ALLY
Ally Financial
4.9483 of 5 stars
$41.93
-3.3%
$54.14
+29.1%
+23.2%$12.85B$7.91B10.2310,300
AXP
American Express
4.2808 of 5 stars
$313.76
-1.5%
$359.05
+14.4%
+13.5%$214.09B$72.23B19.5776,800

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This page (NYSE:LC) was last updated on 6/22/2026 by MarketBeat.com Staff.
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