LendingClub (LC) Competitors $12.71 +0.02 (+0.16%) Closing price 07/11/2025 03:59 PM EasternExtended Trading$12.75 +0.04 (+0.32%) As of 07/11/2025 08:00 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock LC vs. SOFI, UPST, BFH, BN, OZK, PFSI, VLY, GBCI, HWC, and CORZShould you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include SoFi Technologies (SOFI), Upstart (UPST), Bread Financial (BFH), Brookfield (BN), Bank OZK (OZK), PennyMac Financial Services (PFSI), Valley National Bancorp (VLY), Glacier Bancorp (GBCI), Hancock Whitney (HWC), and Core Scientific (CORZ). LendingClub vs. Its Competitors SoFi Technologies Upstart Bread Financial Brookfield Bank OZK PennyMac Financial Services Valley National Bancorp Glacier Bancorp Hancock Whitney Core Scientific SoFi Technologies (NASDAQ:SOFI) and LendingClub (NYSE:LC) are both banking companies, but which is the better investment? We will compare the two companies based on the strength of their risk, institutional ownership, profitability, earnings, dividends, media sentiment, valuation and analyst recommendations. Does the media refer more to SOFI or LC? In the previous week, SoFi Technologies had 44 more articles in the media than LendingClub. MarketBeat recorded 56 mentions for SoFi Technologies and 12 mentions for LendingClub. SoFi Technologies' average media sentiment score of 0.66 beat LendingClub's score of 0.56 indicating that SoFi Technologies is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment SoFi Technologies 16 Very Positive mention(s) 15 Positive mention(s) 19 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive LendingClub 2 Very Positive mention(s) 4 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has better valuation & earnings, SOFI or LC? SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSoFi Technologies$2.67B8.76$498.67M$0.4151.71LendingClub$787.01M1.84$51.33M$0.4428.89 Which has more volatility & risk, SOFI or LC? SoFi Technologies has a beta of 1.91, indicating that its stock price is 91% more volatile than the S&P 500. Comparatively, LendingClub has a beta of 2.44, indicating that its stock price is 144% more volatile than the S&P 500. Is SOFI or LC more profitable? SoFi Technologies has a net margin of 17.21% compared to LendingClub's net margin of 6.16%. LendingClub's return on equity of 4.04% beat SoFi Technologies' return on equity.Company Net Margins Return on Equity Return on Assets SoFi Technologies17.21% 3.34% 0.60% LendingClub 6.16%4.04%0.52% Do analysts recommend SOFI or LC? SoFi Technologies currently has a consensus price target of $15.81, suggesting a potential downside of 25.41%. LendingClub has a consensus price target of $16.13, suggesting a potential upside of 26.87%. Given LendingClub's stronger consensus rating and higher probable upside, analysts clearly believe LendingClub is more favorable than SoFi Technologies.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score SoFi Technologies 3 Sell rating(s) 6 Hold rating(s) 8 Buy rating(s) 1 Strong Buy rating(s) 2.39LendingClub 0 Sell rating(s) 3 Hold rating(s) 7 Buy rating(s) 0 Strong Buy rating(s) 2.70 Do institutionals and insiders have more ownership in SOFI or LC? 38.4% of SoFi Technologies shares are owned by institutional investors. Comparatively, 74.1% of LendingClub shares are owned by institutional investors. 2.6% of SoFi Technologies shares are owned by company insiders. Comparatively, 3.2% of LendingClub shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth. SummarySoFi Technologies beats LendingClub on 10 of the 17 factors compared between the two stocks. Get LendingClub News Delivered to You Automatically Sign up to receive the latest news and ratings for LC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LC vs. The Competition Export to ExcelMetricLendingClubCredit Services IndustryFinancial SectorNYSE ExchangeMarket Cap$1.45B$376.14M$6.16B$20.79BDividend YieldN/A15.49%4.21%3.71%P/E Ratio28.8928.8713.2827.89Price / Sales1.8491.951,742.0042.50Price / Cash12.5814.33128.0722.63Price / Book1.063.371.914.57Net Income$51.33M$53.80M$1.23B$988.81M7 Day Performance1.07%119.29%11.16%0.20%1 Month Performance15.76%124.27%6.85%3.93%1 Year Performance32.12%30.63%17.26%10.27% LendingClub Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LCLendingClub4.7294 of 5 stars$12.71+0.2%$16.13+26.9%+36.2%$1.45B$787.01M28.891,002News CoverageAnalyst DowngradeSOFISoFi Technologies1.9526 of 5 stars$18.18+3.1%$14.73-19.0%+213.1%$20.14B$2.67B44.285,000Trending NewsAnalyst ForecastOptions VolumeUPSTUpstart3.8339 of 5 stars$72.40+6.3%$67.42-6.9%+180.9%$6.91B$636.53M-96.871,880Insider TradeBFHBread Financial2.7005 of 5 stars$59.11+1.0%$60.27+2.0%+31.2%$2.75B$4.80B10.506,000Analyst ForecastBNBrookfield3.9119 of 5 stars$62.14+0.3%$66.13+6.4%+40.4%$102.30B$86.01B221.70250,000News CoveragePositive NewsAnalyst DowngradeOZKBank OZK3.8555 of 5 stars$50.12+2.4%$50.86+1.5%+17.9%$5.68B$2.77B8.212,650News CoverageUpcoming EarningsAnalyst UpgradePFSIPennyMac Financial Services4.964 of 5 stars$102.95+1.5%$120.67+17.2%+1.7%$5.32B$1.59B15.814,140News CoverageAnalyst ForecastInsider TradeVLYValley National Bancorp4.5505 of 5 stars$9.32+1.4%$10.55+13.2%+27.1%$5.22B$3.58B13.513,830Analyst ForecastGBCIGlacier BancorpN/A$45.95+1.1%N/AN/A$5.22B$1.27B24.703,550HWCHancock Whitney4.5692 of 5 stars$60.12+1.4%$61.25+1.9%+19.5%$5.15B$2.06B11.103,630News CoverageUpcoming EarningsAnalyst DowngradeCORZCore Scientific2.5873 of 5 stars$17.29+0.2%$18.35+6.1%+28.8%$5.14B$510.67M-3.43200Trending NewsAnalyst DowngradeOptions VolumeAnalyst Revision Related Companies and Tools Related Companies SoFi Technologies Competitors Upstart Competitors Bread Financial Competitors Brookfield Competitors Bank OZK Competitors PennyMac Financial Services Competitors Valley National Bancorp Competitors Glacier Bancorp Competitors Hancock Whitney Competitors Core Scientific Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:LC) was last updated on 7/12/2025 by MarketBeat.com Staff From Our Partners3..2..1.. 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