Go Pro
→ Major Buy Alert Issued for August 31st (From TradeSmith) (Ad)tc pixel Free LC Stock Alerts

LendingClub (LC) Competitors

LendingClub logo
$19.21 0.00 (0.00%)
As of 08/21/2026
Compare

LC vs. SOFI, UPST, ALLY, AXP, and COF

Should you buy LendingClub stock or one of its competitors? LendingClub's main competitors and comparable companies include SoFi Technologies (SOFI), Upstart (UPST), Ally Financial (ALLY), American Express (AXP), and Capital One Financial (COF). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does LendingClub compare to SoFi Technologies?

LendingClub (NYSE:LC) and SoFi Technologies (NASDAQ:SOFI) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, earnings, media sentiment, institutional ownership, profitability and dividends.

LendingClub has a beta of 1.98, meaning that its stock price is 98% more volatile than the broader market. Comparatively, SoFi Technologies has a beta of 2.17, meaning that its stock price is 117% more volatile than the broader market.

74.1% of LendingClub shares are held by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are held by institutional investors. 3.2% of LendingClub shares are held by company insiders. Comparatively, 2.5% of SoFi Technologies shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

LendingClub has a net margin of 16.99% compared to SoFi Technologies' net margin of 14.78%. LendingClub's return on equity of 11.92% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
SoFi Technologies 14.78%6.22%1.22%

SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$1.03B2.14$135.68M$1.4912.89
SoFi Technologies$3.61B6.76$481.32M$0.4839.40

In the previous week, SoFi Technologies had 50 more articles in the media than LendingClub. MarketBeat recorded 51 mentions for SoFi Technologies and 1 mentions for LendingClub. LendingClub's average media sentiment score of 1.83 beat SoFi Technologies' score of 0.88 indicating that LendingClub is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
SoFi Technologies
29 Very Positive mention(s)
9 Positive mention(s)
8 Neutral mention(s)
2 Negative mention(s)
1 Very Negative mention(s)
Positive

LendingClub presently has a consensus price target of $23.07, suggesting a potential upside of 20.10%. SoFi Technologies has a consensus price target of $22.42, suggesting a potential upside of 18.54%. Given LendingClub's stronger consensus rating and higher possible upside, equities analysts clearly believe LendingClub is more favorable than SoFi Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89
SoFi Technologies
3 Sell rating(s)
10 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.24

Summary

LendingClub beats SoFi Technologies on 10 of the 17 factors compared between the two stocks.

How does LendingClub compare to Upstart?

Upstart (NASDAQ:UPST) and LendingClub (NYSE:LC) are both mid-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, institutional ownership, valuation, earnings, analyst recommendations, media sentiment, dividends and profitability.

LendingClub has lower revenue, but higher earnings than Upstart. LendingClub is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Upstart$1.04B2.82$53.60M$0.4961.84
LendingClub$1.03B2.14$135.68M$1.4912.89

Upstart has a beta of 2.29, meaning that its stock price is 129% more volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, meaning that its stock price is 98% more volatile than the broader market.

LendingClub has a net margin of 16.99% compared to Upstart's net margin of 4.84%. LendingClub's return on equity of 11.92% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
Upstart4.84% 7.13% 1.82%
LendingClub 16.99%11.92%1.55%

Upstart presently has a consensus target price of $44.40, suggesting a potential upside of 46.53%. LendingClub has a consensus target price of $23.07, suggesting a potential upside of 20.10%. Given Upstart's higher probable upside, research analysts plainly believe Upstart is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upstart
1 Sell rating(s)
7 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.44
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89

In the previous week, Upstart had 23 more articles in the media than LendingClub. MarketBeat recorded 24 mentions for Upstart and 1 mentions for LendingClub. LendingClub's average media sentiment score of 1.83 beat Upstart's score of 0.64 indicating that LendingClub is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Upstart
14 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

63.0% of Upstart shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 17.3% of Upstart shares are held by insiders. Comparatively, 3.2% of LendingClub shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

Upstart beats LendingClub on 9 of the 17 factors compared between the two stocks.

How does LendingClub compare to Ally Financial?

Ally Financial (NYSE:ALLY) and LendingClub (NYSE:LC) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, media sentiment, dividends, institutional ownership, earnings, analyst recommendations, profitability and valuation.

88.8% of Ally Financial shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 0.5% of Ally Financial shares are held by company insiders. Comparatively, 3.2% of LendingClub shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Ally Financial has a beta of 1.1, meaning that its share price is 10% more volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, meaning that its share price is 98% more volatile than the broader market.

Ally Financial has higher revenue and earnings than LendingClub. Ally Financial is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ally Financial$7.91B1.65$852M$4.2410.13
LendingClub$1.03B2.14$135.68M$1.4912.89

LendingClub has a net margin of 16.99% compared to Ally Financial's net margin of 16.75%. LendingClub's return on equity of 11.92% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Ally Financial16.75% 11.75% 0.79%
LendingClub 16.99%11.92%1.55%

In the previous week, Ally Financial had 17 more articles in the media than LendingClub. MarketBeat recorded 18 mentions for Ally Financial and 1 mentions for LendingClub. LendingClub's average media sentiment score of 1.83 beat Ally Financial's score of 1.45 indicating that LendingClub is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Ally Financial
17 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Ally Financial currently has a consensus price target of $53.64, suggesting a potential upside of 24.87%. LendingClub has a consensus price target of $23.07, suggesting a potential upside of 20.10%. Given Ally Financial's higher probable upside, analysts clearly believe Ally Financial is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89

Summary

LendingClub beats Ally Financial on 10 of the 17 factors compared between the two stocks.

How does LendingClub compare to American Express?

LendingClub (NYSE:LC) and American Express (NYSE:AXP) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, risk, analyst recommendations, dividends, media sentiment, earnings, institutional ownership and valuation.

LendingClub presently has a consensus price target of $23.07, indicating a potential upside of 20.10%. American Express has a consensus price target of $373.32, indicating a potential upside of 11.11%. Given LendingClub's stronger consensus rating and higher possible upside, research analysts clearly believe LendingClub is more favorable than American Express.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89
American Express
1 Sell rating(s)
10 Hold rating(s)
12 Buy rating(s)
1 Strong Buy rating(s)
2.54

In the previous week, American Express had 93 more articles in the media than LendingClub. MarketBeat recorded 94 mentions for American Express and 1 mentions for LendingClub. LendingClub's average media sentiment score of 1.83 beat American Express' score of 1.50 indicating that LendingClub is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
American Express
89 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 84.3% of American Express shares are owned by institutional investors. 3.2% of LendingClub shares are owned by company insiders. Comparatively, 0.1% of American Express shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

American Express has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$1.03B2.14$135.68M$1.4912.89
American Express$72.23B3.14$10.83B$16.4820.39

LendingClub has a beta of 1.98, suggesting that its share price is 98% more volatile than the broader market. Comparatively, American Express has a beta of 1.04, suggesting that its share price is 4% more volatile than the broader market.

LendingClub has a net margin of 16.99% compared to American Express' net margin of 15.07%. American Express' return on equity of 34.12% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
American Express 15.07%34.12%3.77%

Summary

American Express beats LendingClub on 10 of the 16 factors compared between the two stocks.

How does LendingClub compare to Capital One Financial?

LendingClub (NYSE:LC) and Capital One Financial (NYSE:COF) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, profitability, analyst recommendations, risk, dividends, earnings and valuation.

Capital One Financial has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$1.03B2.14$135.68M$1.4912.89
Capital One Financial$69.25B1.93$2.45B$16.1613.49

LendingClub has a beta of 1.98, meaning that its share price is 98% more volatile than the broader market. Comparatively, Capital One Financial has a beta of 1.02, meaning that its share price is 2% more volatile than the broader market.

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 89.8% of Capital One Financial shares are owned by institutional investors. 3.2% of LendingClub shares are owned by insiders. Comparatively, 0.8% of Capital One Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

LendingClub has a net margin of 16.99% compared to Capital One Financial's net margin of 13.37%. LendingClub's return on equity of 11.92% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
Capital One Financial 13.37%11.28%1.90%

LendingClub currently has a consensus price target of $23.07, suggesting a potential upside of 20.10%. Capital One Financial has a consensus price target of $259.14, suggesting a potential upside of 18.84%. Given LendingClub's stronger consensus rating and higher possible upside, research analysts plainly believe LendingClub is more favorable than Capital One Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89
Capital One Financial
0 Sell rating(s)
3 Hold rating(s)
21 Buy rating(s)
0 Strong Buy rating(s)
2.88

In the previous week, Capital One Financial had 71 more articles in the media than LendingClub. MarketBeat recorded 72 mentions for Capital One Financial and 1 mentions for LendingClub. LendingClub's average media sentiment score of 1.83 beat Capital One Financial's score of 1.24 indicating that LendingClub is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Capital One Financial
57 Very Positive mention(s)
6 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Positive

Summary

LendingClub beats Capital One Financial on 9 of the 17 factors compared between the two stocks.

Get LendingClub News Delivered to You Automatically

Sign up to receive the latest news and ratings for LC and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

LC vs. The Competition

Export
MetricLendingClubConsumer Finance IndustryFinance SectorNYSE Exchange
Market Cap$2.22B$7.50B$13.63B$24.31B
Dividend YieldN/A12.27%5.89%3.70%
P/E Ratio12.899.1829.6130.23
Price / Sales2.1478.62523.5321.01
Price / Cash11.1411.8238.1932.49
Price / Book1.472.752.186.77
Net Income$135.68M$442.63M$1.31B$1.07B
7 Day PerformanceN/A-0.51%-0.30%-0.65%
1 Month PerformanceN/A0.82%1.79%2.45%
1 Year Performance18.04%8.88%10.33%14.87%

LendingClub Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
3.7783 of 5 stars		$19.21
flat		$23.07
+20.1%		N/A$2.22B$1.03B12.891,075
SOFI
SoFi Technologies
3.9177 of 5 stars		$18.99
+6.0%		$22.42
+18.0%		-18.9%$24.53B$3.61B39.566,100
UPST
Upstart
4.1607 of 5 stars		$30.11
+4.3%		$44.40
+47.5%		-52.3%$2.93B$1.23B61.451,405
ALLY
Ally Financial
4.9966 of 5 stars		$42.75
+1.1%		$53.64
+25.5%		+11.8%$13.00B$9.63B10.0810,300
AXP
American Express
4.4236 of 5 stars		$333.86
+0.8%		$373.32
+11.8%		+8.9%$225.46B$75.95B20.2676,800

Related Companies and Tools

Related Companies
Top 10 Stock Comparisons

This page (NYSE:LC) was last updated on 8/22/2026 by MarketBeat.com Staff.
From Our Partners
The retirement stock I'd buy before Nvidia today
In 2014, Marc Chaikin pointed readers toward Nvidia. Now the 60-year Wall Street veteran and creator of the Ch...
Chaikin Analytics | Sponsoredtc pixel
They didn't warn anyone in 1971. This time someone is warning you.
On August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no deb...
Reagan Gold Group | Sponsoredtc pixel
23,281 stocks. Only ONE survived.
One American energy producer just cleared a screen of 23281 stocks for elite operating profits, double-digit r...
Monument Traders Alliance | Sponsoredtc pixel
Someone just dumped the biggest gold fund.
Investors pulled 2.9 billion dollars from the world's largest gold fund in a single day this March, pushing to...
Behind the Markets | Sponsoredtc pixel
These gold assets are priced for $1,800 gold [it's over $4,000]
Gold's major miners are generating record free cash flow, with margins as high as 75 percent even after gold's...
Golden Portfolio | Sponsoredtc pixel
Trump’s New Currency Reset
Trump is launching a new $250 bill - but that may be a distraction. Behind the scenes, Executive Order 14241 i...
Porter & Company | Sponsoredtc pixel
Your withdrawal order could cost you in taxes
If you have $2M or more saved, the 4% rule points to roughly $92,000 a year - but it's a single-variable answe...
SmartAsset | Sponsoredtc pixel
Your 10X AI demo is starting…
Keith Kaplan, the AI expert behind tools used by more than 100000 investors, built his models with an investme...
TradeSmith | Sponsoredtc pixel