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LendingClub (LC) Competitors

LendingClub logo
$15.69 -0.19 (-1.20%)
(As of 12/5/2024 ET)

LC vs. OMF, CACC, SLM, NNI, BFH, ENVA, OCSL, ATLC, LPRO, and WRLD

Should you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include OneMain (OMF), Credit Acceptance (CACC), SLM (SLM), Nelnet (NNI), Bread Financial (BFH), Enova International (ENVA), Oaktree Specialty Lending (OCSL), Atlanticus (ATLC), Open Lending (LPRO), and World Acceptance (WRLD). These companies are all part of the "personal credit institutions" industry.

LendingClub vs.

OneMain (NYSE:OMF) and LendingClub (NYSE:LC) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, community ranking, valuation, earnings, risk, dividends, institutional ownership, media sentiment and profitability.

85.8% of OneMain shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 0.5% of OneMain shares are held by company insiders. Comparatively, 3.3% of LendingClub shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

OneMain has a beta of 1.56, indicating that its stock price is 56% more volatile than the S&P 500. Comparatively, LendingClub has a beta of 2.02, indicating that its stock price is 102% more volatile than the S&P 500.

OneMain presently has a consensus target price of $55.46, indicating a potential downside of 3.19%. LendingClub has a consensus target price of $16.00, indicating a potential upside of 1.98%. Given LendingClub's stronger consensus rating and higher probable upside, analysts plainly believe LendingClub is more favorable than OneMain.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OneMain
0 Sell rating(s)
6 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.57
LendingClub
0 Sell rating(s)
1 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.88

LendingClub received 102 more outperform votes than OneMain when rated by MarketBeat users. However, 66.16% of users gave OneMain an outperform vote while only 61.09% of users gave LendingClub an outperform vote.

CompanyUnderperformOutperform
OneMainOutperform Votes
479
66.16%
Underperform Votes
245
33.84%
LendingClubOutperform Votes
581
61.09%
Underperform Votes
370
38.91%

In the previous week, LendingClub had 3 more articles in the media than OneMain. MarketBeat recorded 11 mentions for LendingClub and 8 mentions for OneMain. OneMain's average media sentiment score of 1.31 beat LendingClub's score of 0.35 indicating that OneMain is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OneMain
6 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
2 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

OneMain has a net margin of 11.27% compared to LendingClub's net margin of 6.85%. OneMain's return on equity of 19.28% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
OneMain11.27% 19.28% 2.49%
LendingClub 6.85%4.02%0.54%

OneMain has higher revenue and earnings than LendingClub. OneMain is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OneMain$4.56B1.50$641M$4.5712.54
LendingClub$864.62M2.04$38.94M$0.4634.11

Summary

OneMain beats LendingClub on 10 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LC vs. The Competition

MetricLendingClubPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$1.76B$6.68B$10.94B$20.35B
Dividend YieldN/A4.47%10.04%3.44%
P/E Ratio34.1129.5147.0544.09
Price / Sales2.043.913,483.8718.11
Price / Cash20.0411.3930.7822.38
Price / Book1.372.422.865.57
Net Income$38.94M$345.75M$1.02B$984.12M
7 Day Performance-4.85%-0.71%-0.22%-0.49%
1 Month Performance12.07%14.32%4.21%4.34%
1 Year Performance134.00%53.01%21.60%24.15%

LendingClub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
4.6199 of 5 stars
$15.69
-1.2%
$16.00
+2.0%
+134.0%$1.76B$864.62M34.111,025Analyst Forecast
OMF
OneMain
4.8909 of 5 stars
$57.08
-0.5%
$55.46
-2.8%
+32.6%$6.81B$4.56B12.559,100Positive News
CACC
Credit Acceptance
3.6987 of 5 stars
$486.29
-2.3%
$416.00
-14.5%
+5.6%$5.89B$1.90B33.432,232Insider Trade
News Coverage
Positive News
SLM
SLM
4.7049 of 5 stars
$26.62
-2.8%
$25.45
-4.4%
+64.8%$5.65B$2.84B9.541,740Insider Trade
NNI
Nelnet
4.5669 of 5 stars
$110.07
+1.3%
$98.00
-11.0%
+27.7%$3.99B$2.06B35.837,550Ex-Dividend
Positive News
BFH
Bread Financial
3.738 of 5 stars
$60.17
+2.3%
$50.00
-16.9%
+111.8%$2.99B$3.93B9.377,000Positive News
Gap Up
ENVA
Enova International
2.2659 of 5 stars
$105.93
+0.4%
$91.14
-14.0%
+145.0%$2.78B$2.12B16.831,675Insider Trade
Positive News
OCSL
Oaktree Specialty Lending
2.4085 of 5 stars
$16.37
+0.2%
$16.75
+2.3%
-18.6%$1.35B$57.61M22.64N/A
ATLC
Atlanticus
2.8338 of 5 stars
$58.71
+0.8%
$53.00
-9.7%
+97.8%$865.33M$276.49M13.20386Analyst Forecast
News Coverage
Positive News
LPRO
Open Lending
2.0754 of 5 stars
$6.40
+0.3%
$6.83
+6.8%
-12.8%$763.84M$117.46M212.67210
WRLD
World Acceptance
2.4396 of 5 stars
$120.48
-0.4%
$10.00
-91.7%
+3.7%$692.76M$573.21M8.222,872Positive News

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This page (NYSE:LC) was last updated on 12/6/2024 by MarketBeat.com Staff
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