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LendingClub (LC) Competitors

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$18.34 +0.49 (+2.74%)
Closing price 03:59 PM Eastern
Extended Trading
$18.32 -0.02 (-0.10%)
As of 07:43 PM Eastern
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LC vs. SOFI, UPST, ALLY, AX, and AXP

Should you buy LendingClub stock or one of its competitors? MarketBeat compares LendingClub with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with LendingClub include SoFi Technologies (SOFI), Upstart (UPST), Ally Financial (ALLY), Axos Financial (AX), and American Express (AXP).

How does LendingClub compare to SoFi Technologies?

LendingClub (NYSE:LC) and SoFi Technologies (NASDAQ:SOFI) are both banking companies, but which is the better investment? We will contrast the two companies based on the strength of their media sentiment, profitability, valuation, institutional ownership, analyst recommendations, earnings, risk and dividends.

LendingClub currently has a consensus price target of $23.07, suggesting a potential upside of 25.81%. SoFi Technologies has a consensus price target of $22.56, suggesting a potential upside of 21.40%. Given LendingClub's stronger consensus rating and higher possible upside, research analysts clearly believe LendingClub is more favorable than SoFi Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.80
SoFi Technologies
3 Sell rating(s)
11 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.19

In the previous week, SoFi Technologies had 48 more articles in the media than LendingClub. MarketBeat recorded 57 mentions for SoFi Technologies and 9 mentions for LendingClub. SoFi Technologies' average media sentiment score of 0.82 beat LendingClub's score of 0.02 indicating that SoFi Technologies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
SoFi Technologies
30 Very Positive mention(s)
9 Positive mention(s)
14 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

LendingClub has a net margin of 16.99% compared to SoFi Technologies' net margin of 14.65%. LendingClub's return on equity of 11.92% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
SoFi Technologies 14.65%6.25%1.21%

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are owned by institutional investors. 3.3% of LendingClub shares are owned by insiders. Comparatively, 2.6% of SoFi Technologies shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$998.85M2.12$135.68M$1.4912.31
SoFi Technologies$3.61B6.60$481.32M$0.4442.23

LendingClub has a beta of 1.98, indicating that its share price is 98% more volatile than the broader market. Comparatively, SoFi Technologies has a beta of 2.14, indicating that its share price is 114% more volatile than the broader market.

Summary

LendingClub beats SoFi Technologies on 9 of the 17 factors compared between the two stocks.

How does LendingClub compare to Upstart?

Upstart (NASDAQ:UPST) and LendingClub (NYSE:LC) are both mid-cap banking companies, but which is the better stock? We will compare the two companies based on the strength of their earnings, risk, analyst recommendations, profitability, institutional ownership, dividends, media sentiment and valuation.

Upstart presently has a consensus price target of $45.79, suggesting a potential upside of 36.23%. LendingClub has a consensus price target of $23.07, suggesting a potential upside of 25.81%. Given Upstart's higher probable upside, equities research analysts plainly believe Upstart is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upstart
3 Sell rating(s)
6 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.25
LendingClub
0 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.80

Upstart has a beta of 2.26, suggesting that its share price is 126% more volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, suggesting that its share price is 98% more volatile than the broader market.

LendingClub has lower revenue, but higher earnings than Upstart. LendingClub is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Upstart$1.04B3.08$53.60M$0.3888.45
LendingClub$998.85M2.12$135.68M$1.4912.31

LendingClub has a net margin of 16.99% compared to Upstart's net margin of 4.34%. LendingClub's return on equity of 11.92% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
Upstart4.34% 5.63% 1.49%
LendingClub 16.99%11.92%1.55%

In the previous week, Upstart had 25 more articles in the media than LendingClub. MarketBeat recorded 34 mentions for Upstart and 9 mentions for LendingClub. Upstart's average media sentiment score of 0.29 beat LendingClub's score of 0.02 indicating that Upstart is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Upstart
6 Very Positive mention(s)
0 Positive mention(s)
26 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
LendingClub
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

63.0% of Upstart shares are owned by institutional investors. Comparatively, 74.1% of LendingClub shares are owned by institutional investors. 17.3% of Upstart shares are owned by company insiders. Comparatively, 3.3% of LendingClub shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Upstart beats LendingClub on 9 of the 17 factors compared between the two stocks.

How does LendingClub compare to Ally Financial?

LendingClub (NYSE:LC) and Ally Financial (NYSE:ALLY) are both banking companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, earnings, risk, profitability, analyst recommendations, valuation, dividends and media sentiment.

In the previous week, LendingClub had 2 more articles in the media than Ally Financial. MarketBeat recorded 9 mentions for LendingClub and 7 mentions for Ally Financial. Ally Financial's average media sentiment score of 0.65 beat LendingClub's score of 0.02 indicating that Ally Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Ally Financial
2 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Ally Financial has higher revenue and earnings than LendingClub. Ally Financial is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$998.85M2.12$135.68M$1.4912.31
Ally Financial$7.91B1.63$852M$4.1010.26

LendingClub has a beta of 1.98, indicating that its share price is 98% more volatile than the broader market. Comparatively, Ally Financial has a beta of 1.1, indicating that its share price is 10% more volatile than the broader market.

LendingClub currently has a consensus target price of $23.07, indicating a potential upside of 25.81%. Ally Financial has a consensus target price of $54.14, indicating a potential upside of 28.67%. Given Ally Financial's stronger consensus rating and higher possible upside, analysts clearly believe Ally Financial is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.80
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88

LendingClub has a net margin of 16.99% compared to Ally Financial's net margin of 16.47%. LendingClub's return on equity of 11.92% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
Ally Financial 16.47%11.41%0.76%

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 88.8% of Ally Financial shares are owned by institutional investors. 3.3% of LendingClub shares are owned by company insiders. Comparatively, 0.5% of Ally Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

LendingClub beats Ally Financial on 9 of the 17 factors compared between the two stocks.

How does LendingClub compare to Axos Financial?

LendingClub (NYSE:LC) and Axos Financial (NYSE:AX) are both mid-cap banking companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, analyst recommendations, dividends, earnings, profitability, valuation, institutional ownership and risk.

74.1% of LendingClub shares are held by institutional investors. Comparatively, 83.8% of Axos Financial shares are held by institutional investors. 3.3% of LendingClub shares are held by company insiders. Comparatively, 4.9% of Axos Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

In the previous week, LendingClub had 8 more articles in the media than Axos Financial. MarketBeat recorded 9 mentions for LendingClub and 1 mentions for Axos Financial. Axos Financial's average media sentiment score of 1.68 beat LendingClub's score of 0.02 indicating that Axos Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Axos Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

LendingClub presently has a consensus target price of $23.07, indicating a potential upside of 25.81%. Axos Financial has a consensus target price of $109.40, indicating a potential upside of 26.68%. Given Axos Financial's stronger consensus rating and higher probable upside, analysts clearly believe Axos Financial is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.80
Axos Financial
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.86

Axos Financial has higher revenue and earnings than LendingClub. Axos Financial is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$998.85M2.12$135.68M$1.4912.31
Axos Financial$1.95B2.52$432.91M$8.2310.49

LendingClub has a beta of 1.98, indicating that its share price is 98% more volatile than the broader market. Comparatively, Axos Financial has a beta of 1.24, indicating that its share price is 24% more volatile than the broader market.

Axos Financial has a net margin of 22.53% compared to LendingClub's net margin of 16.99%. Axos Financial's return on equity of 16.48% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
Axos Financial 22.53%16.48%1.72%

Summary

Axos Financial beats LendingClub on 12 of the 16 factors compared between the two stocks.

How does LendingClub compare to American Express?

American Express (NYSE:AXP) and LendingClub (NYSE:LC) are related companies, but which is the better investment? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, earnings, dividends, media sentiment, profitability, risk and valuation.

LendingClub has a net margin of 16.99% compared to American Express' net margin of 15.13%. American Express' return on equity of 33.95% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
American Express15.13% 33.95% 3.73%
LendingClub 16.99%11.92%1.55%

In the previous week, American Express had 34 more articles in the media than LendingClub. MarketBeat recorded 43 mentions for American Express and 9 mentions for LendingClub. American Express' average media sentiment score of 0.95 beat LendingClub's score of 0.02 indicating that American Express is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Express
28 Very Positive mention(s)
4 Positive mention(s)
8 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

American Express has a beta of 1.06, indicating that its stock price is 6% more volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, indicating that its stock price is 98% more volatile than the broader market.

American Express has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Express$72.23B2.97$10.83B$16.0319.58
LendingClub$998.85M2.12$135.68M$1.4912.31

84.3% of American Express shares are owned by institutional investors. Comparatively, 74.1% of LendingClub shares are owned by institutional investors. 0.1% of American Express shares are owned by insiders. Comparatively, 3.3% of LendingClub shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

American Express currently has a consensus price target of $359.05, indicating a potential upside of 14.39%. LendingClub has a consensus price target of $23.07, indicating a potential upside of 25.81%. Given LendingClub's stronger consensus rating and higher probable upside, analysts plainly believe LendingClub is more favorable than American Express.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Express
1 Sell rating(s)
13 Hold rating(s)
9 Buy rating(s)
1 Strong Buy rating(s)
2.42
LendingClub
0 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.80

Summary

American Express beats LendingClub on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LC vs. The Competition

MetricLendingClubCredit Services IndustryFinancial SectorNYSE Exchange
Market Cap$2.06B$317.08M$5.81B$23.20B
Dividend YieldN/A16.75%5.21%4.09%
P/E Ratio12.317.1715.4628.16
Price / Sales2.1292.001,028.5424.71
Price / Cash10.3514.6148.6319.43
Price / Book1.413.146.614.72
Net Income$135.68M$59.40M$1.14B$1.07B
7 Day Performance17.29%-0.49%1.03%1.37%
1 Month PerformanceN/AN/A-3.47%0.45%
1 Year Performance82.48%25.93%20.28%27.94%

LendingClub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
4.1423 of 5 stars
$18.34
+2.7%
$23.07
+25.8%
+77.7%$2.06B$998.85M12.311,075
SOFI
SoFi Technologies
4.0627 of 5 stars
$16.17
+1.2%
$22.56
+39.5%
+38.1%$20.74B$3.94B36.756,100
UPST
Upstart
4.811 of 5 stars
$30.72
+0.3%
$45.79
+49.0%
-27.6%$2.94B$1.12B80.841,405
ALLY
Ally Financial
4.9873 of 5 stars
$42.93
+0.4%
$54.14
+26.1%
+22.4%$13.16B$9.37B10.4710,300
AX
Axos Financial
4.3073 of 5 stars
$87.16
-0.7%
$109.40
+25.5%
+24.9%$4.96B$1.40B10.591,989

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This page (NYSE:LC) was last updated on 6/1/2026 by MarketBeat.com Staff.
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