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LendingClub (LC) Competitors

LendingClub logo
$19.21 0.00 (0.00%)
As of 07/10/2026

LC vs. SOFI, UPST, ALLY, AXP, and COF

Should you buy LendingClub stock or one of its competitors? MarketBeat compares LendingClub with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with LendingClub include SoFi Technologies (SOFI), Upstart (UPST), Ally Financial (ALLY), American Express (AXP), and Capital One Financial (COF).

How does LendingClub compare to SoFi Technologies?

SoFi Technologies (NASDAQ:SOFI) and LendingClub (NYSE:LC) are both banking companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, dividends, analyst recommendations, risk, valuation, profitability, institutional ownership and earnings.

LendingClub has a net margin of 16.99% compared to SoFi Technologies' net margin of 14.65%. LendingClub's return on equity of 11.92% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
SoFi Technologies14.65% 6.25% 1.21%
LendingClub 16.99%11.92%1.55%

SoFi Technologies presently has a consensus price target of $22.78, suggesting a potential upside of 21.29%. LendingClub has a consensus price target of $23.07, suggesting a potential upside of 20.10%. Given SoFi Technologies' higher probable upside, analysts clearly believe SoFi Technologies is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies
3 Sell rating(s)
11 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.19
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89

38.4% of SoFi Technologies shares are owned by institutional investors. Comparatively, 74.1% of LendingClub shares are owned by institutional investors. 2.5% of SoFi Technologies shares are owned by insiders. Comparatively, 3.2% of LendingClub shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

SoFi Technologies has a beta of 2.14, indicating that its stock price is 114% more volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, indicating that its stock price is 98% more volatile than the broader market.

In the previous week, SoFi Technologies had 28 more articles in the media than LendingClub. MarketBeat recorded 30 mentions for SoFi Technologies and 2 mentions for LendingClub. SoFi Technologies' average media sentiment score of 0.89 beat LendingClub's score of 0.51 indicating that SoFi Technologies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SoFi Technologies
16 Very Positive mention(s)
6 Positive mention(s)
6 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SoFi Technologies$3.61B6.67$481.32M$0.4442.68
LendingClub$1.03B2.14$135.68M$1.4912.89

Summary

SoFi Technologies beats LendingClub on 9 of the 17 factors compared between the two stocks.

How does LendingClub compare to Upstart?

LendingClub (NYSE:LC) and Upstart (NASDAQ:UPST) are both mid-cap banking companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, valuation, dividends, analyst recommendations, risk, profitability, institutional ownership and earnings.

LendingClub has higher earnings, but lower revenue than Upstart. LendingClub is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$1.03B2.14$135.68M$1.4912.89
Upstart$1.04B3.00$53.60M$0.3886.16

LendingClub has a net margin of 16.99% compared to Upstart's net margin of 4.34%. LendingClub's return on equity of 11.92% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
Upstart 4.34%5.63%1.49%

LendingClub presently has a consensus target price of $23.07, suggesting a potential upside of 20.10%. Upstart has a consensus target price of $45.20, suggesting a potential upside of 38.06%. Given Upstart's higher possible upside, analysts clearly believe Upstart is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89
Upstart
3 Sell rating(s)
7 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.24

LendingClub has a beta of 1.98, indicating that its share price is 98% more volatile than the broader market. Comparatively, Upstart has a beta of 2.26, indicating that its share price is 126% more volatile than the broader market.

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 63.0% of Upstart shares are owned by institutional investors. 3.2% of LendingClub shares are owned by insiders. Comparatively, 17.3% of Upstart shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

In the previous week, Upstart had 13 more articles in the media than LendingClub. MarketBeat recorded 15 mentions for Upstart and 2 mentions for LendingClub. Upstart's average media sentiment score of 0.77 beat LendingClub's score of 0.51 indicating that Upstart is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Upstart
6 Very Positive mention(s)
3 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Upstart beats LendingClub on 9 of the 17 factors compared between the two stocks.

How does LendingClub compare to Ally Financial?

LendingClub (NYSE:LC) and Ally Financial (NYSE:ALLY) are both banking companies, but which is the better business? We will contrast the two businesses based on the strength of their risk, media sentiment, institutional ownership, valuation, dividends, analyst recommendations, earnings and profitability.

Ally Financial has higher revenue and earnings than LendingClub. Ally Financial is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$1.03B2.14$135.68M$1.4912.89
Ally Financial$7.91B1.77$852M$4.1011.12

LendingClub has a beta of 1.98, indicating that its stock price is 98% more volatile than the broader market. Comparatively, Ally Financial has a beta of 1.09, indicating that its stock price is 9% more volatile than the broader market.

In the previous week, Ally Financial had 4 more articles in the media than LendingClub. MarketBeat recorded 6 mentions for Ally Financial and 2 mentions for LendingClub. Ally Financial's average media sentiment score of 0.54 beat LendingClub's score of 0.51 indicating that Ally Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Ally Financial
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

LendingClub presently has a consensus price target of $23.07, indicating a potential upside of 20.10%. Ally Financial has a consensus price target of $53.79, indicating a potential upside of 17.95%. Given LendingClub's stronger consensus rating and higher possible upside, equities research analysts clearly believe LendingClub is more favorable than Ally Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88

LendingClub has a net margin of 16.99% compared to Ally Financial's net margin of 16.47%. LendingClub's return on equity of 11.92% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
Ally Financial 16.47%11.41%0.76%

74.1% of LendingClub shares are held by institutional investors. Comparatively, 88.8% of Ally Financial shares are held by institutional investors. 3.2% of LendingClub shares are held by insiders. Comparatively, 0.5% of Ally Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

LendingClub beats Ally Financial on 10 of the 17 factors compared between the two stocks.

How does LendingClub compare to American Express?

LendingClub (NYSE:LC) and American Express (NYSE:AXP) are related companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, media sentiment, dividends, earnings, valuation, profitability, risk and institutional ownership.

American Express has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$1.03B2.14$135.68M$1.4912.89
American Express$72.23B3.31$10.83B$16.0321.87

LendingClub has a beta of 1.98, suggesting that its stock price is 98% more volatile than the broader market. Comparatively, American Express has a beta of 1.04, suggesting that its stock price is 4% more volatile than the broader market.

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 84.3% of American Express shares are owned by institutional investors. 3.2% of LendingClub shares are owned by company insiders. Comparatively, 0.1% of American Express shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

In the previous week, American Express had 52 more articles in the media than LendingClub. MarketBeat recorded 54 mentions for American Express and 2 mentions for LendingClub. American Express' average media sentiment score of 0.98 beat LendingClub's score of 0.51 indicating that American Express is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
American Express
31 Very Positive mention(s)
5 Positive mention(s)
12 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

LendingClub has a net margin of 16.99% compared to American Express' net margin of 15.13%. American Express' return on equity of 33.95% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
American Express 15.13%33.95%3.73%

LendingClub presently has a consensus price target of $23.07, suggesting a potential upside of 20.10%. American Express has a consensus price target of $368.70, suggesting a potential upside of 5.19%. Given LendingClub's stronger consensus rating and higher possible upside, research analysts plainly believe LendingClub is more favorable than American Express.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89
American Express
1 Sell rating(s)
11 Hold rating(s)
10 Buy rating(s)
1 Strong Buy rating(s)
2.48

Summary

American Express beats LendingClub on 11 of the 16 factors compared between the two stocks.

How does LendingClub compare to Capital One Financial?

LendingClub (NYSE:LC) and Capital One Financial (NYSE:COF) are related companies, but which is the superior stock? We will compare the two companies based on the strength of their valuation, analyst recommendations, media sentiment, earnings, risk, dividends, profitability and institutional ownership.

In the previous week, Capital One Financial had 36 more articles in the media than LendingClub. MarketBeat recorded 38 mentions for Capital One Financial and 2 mentions for LendingClub. Capital One Financial's average media sentiment score of 0.78 beat LendingClub's score of 0.51 indicating that Capital One Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Capital One Financial
20 Very Positive mention(s)
4 Positive mention(s)
8 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

LendingClub currently has a consensus price target of $23.07, suggesting a potential upside of 20.10%. Capital One Financial has a consensus price target of $258.55, suggesting a potential upside of 28.36%. Given Capital One Financial's higher probable upside, analysts plainly believe Capital One Financial is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.89
Capital One Financial
0 Sell rating(s)
4 Hold rating(s)
20 Buy rating(s)
0 Strong Buy rating(s)
2.83

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 89.8% of Capital One Financial shares are owned by institutional investors. 3.2% of LendingClub shares are owned by insiders. Comparatively, 0.8% of Capital One Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

LendingClub has a beta of 1.98, meaning that its share price is 98% more volatile than the broader market. Comparatively, Capital One Financial has a beta of 1.02, meaning that its share price is 2% more volatile than the broader market.

LendingClub has a net margin of 16.99% compared to Capital One Financial's net margin of 4.29%. LendingClub's return on equity of 11.92% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub16.99% 11.92% 1.55%
Capital One Financial 4.29%10.59%1.78%

Capital One Financial has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$1.03B2.14$135.68M$1.4912.89
Capital One Financial$69.25B1.81$2.45B$2.8570.68

Summary

Capital One Financial beats LendingClub on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LC vs. The Competition

MetricLendingClubCredit Services IndustryFinancial SectorNYSE Exchange
Market Cap$2.22B$335.77M$6.22B$23.47B
Dividend YieldN/A16.69%5.23%4.03%
P/E Ratio12.897.3829.8231.40
Price / Sales2.1486.261,181.8019.76
Price / Cash11.1414.6688.7725.09
Price / Book1.473.306.594.77
Net Income$135.68M$59.40M$1.13B$1.07B
7 Day PerformanceN/A0.38%-0.07%-0.50%
1 Month Performance6.46%8.20%0.56%0.06%
1 Year Performance51.14%21.81%15.67%17.02%

LendingClub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
4.1488 of 5 stars
$19.21
flat
$23.07
+20.1%
N/A$2.22B$1.03B12.891,075
SOFI
SoFi Technologies
4.3616 of 5 stars
$18.44
+2.8%
$22.56
+22.3%
-11.4%$23.65B$3.61B41.916,100
UPST
Upstart
4.8073 of 5 stars
$35.74
+0.9%
$44.73
+25.2%
-56.7%$3.42B$1.04B94.051,405
ALLY
Ally Financial
4.8634 of 5 stars
$46.02
+0.2%
$53.50
+16.2%
+12.8%$14.11B$7.91B11.2310,300
AXP
American Express
4.2211 of 5 stars
$347.52
+2.7%
$365.05
+5.0%
+9.7%$237.12B$72.23B21.6876,800

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This page (NYSE:LC) was last updated on 7/12/2026 by MarketBeat.com Staff.
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