Which has stronger earnings and valuation, LC or OMF?

OneMain has higher revenue and earnings than LendingClub. OneMain is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio LendingClub $1.03B 2.14 $135.68M $1.49 12.89 OneMain $5.46B 1.32 $783M $6.64 9.46

Is LC or OMF more profitable?

LendingClub has a net margin of 16.99% compared to OneMain's net margin of 13.92%. OneMain's return on equity of 23.49% beat LendingClub's return on equity. Company Net Margins Return on Equity Return on Assets LendingClub 16.99% 11.92% 1.55% OneMain 13.92% 23.49% 2.92%

Which has preferable earnings and valuation, SLM or LC?

SLM has higher revenue and earnings than LendingClub. SLM is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio SLM $2.63B 1.86 $744.85M $3.58 7.27 LendingClub $1.03B 2.14 $135.68M $1.49 12.89

Is SLM or LC more profitable?

SLM has a net margin of 26.09% compared to LendingClub's net margin of 16.99%. SLM's return on equity of 33.81% beat LendingClub's return on equity. Company Net Margins Return on Equity Return on Assets SLM 26.09% 33.81% 2.51% LendingClub 16.99% 11.92% 1.55%

Which has stronger valuation and earnings, LC or DAVE?

Dave has lower revenue, but higher earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio LendingClub $1.03B 2.14 $135.68M $1.49 12.89 Dave $643.65M 6.95 $195.87M $15.42 22.74

Is LC or DAVE more profitable?

Dave has a net margin of 34.58% compared to LendingClub's net margin of 16.99%. Dave's return on equity of 77.46% beat LendingClub's return on equity. Company Net Margins Return on Equity Return on Assets LendingClub 16.99% 11.92% 1.55% Dave 34.58% 77.46% 40.44%

LendingClub (LC) Competitors

$19.21 0.00 (0.00%)

As of 09/10/2026

Compare

LC vs. OMF, CACC, ENVA, SLM, and DAVE

Should you buy LendingClub stock or one of its competitors? LendingClub's main competitors and comparable companies include OneMain (OMF), Credit Acceptance (CACC), Enova International (ENVA), SLM (SLM), and Dave (DAVE). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does LendingClub compare to OneMain?

LendingClub (NYSE:LC) and OneMain (NYSE:OMF) are both mid-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, risk, profitability, earnings, analyst recommendations, media sentiment, institutional ownership and valuation.

LendingClub has a beta of 1.98, suggesting that its share price is 98% more volatile than the broader market. Comparatively, OneMain has a beta of 1.22, suggesting that its share price is 22% more volatile than the broader market.

LendingClub presently has a consensus target price of $23.07, indicating a potential upside of 20.10%. OneMain has a consensus target price of $68.40, indicating a potential upside of 8.94%. Given LendingClub's stronger consensus rating and higher possible upside, research analysts plainly believe LendingClub is more favorable than OneMain.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LendingClub	0 Sell rating(s)	2 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.89
OneMain	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.58

LendingClub has a net margin of 16.99% compared to OneMain's net margin of 13.92%. OneMain's return on equity of 23.49% beat LendingClub's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LendingClub	16.99%	11.92%	1.55%
OneMain	13.92%	23.49%	2.92%

OneMain has higher revenue and earnings than LendingClub. OneMain is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LendingClub	$1.03B	2.14	$135.68M	$1.49	12.89
OneMain	$5.46B	1.32	$783M	$6.64	9.46

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 85.8% of OneMain shares are owned by institutional investors. 3.2% of LendingClub shares are owned by company insiders. Comparatively, 0.3% of OneMain shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

In the previous week, OneMain had 7 more articles in the media than LendingClub. MarketBeat recorded 7 mentions for OneMain and 0 mentions for LendingClub. OneMain's average media sentiment score of 1.08 beat LendingClub's score of 0.00 indicating that OneMain is being referred to more favorably in the news media.

Company	Overall Sentiment
LendingClub	Neutral
OneMain	Positive

Summary

OneMain beats LendingClub on 9 of the 17 factors compared between the two stocks.

How does LendingClub compare to Credit Acceptance?

LendingClub (NYSE:LC) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, media sentiment, valuation, earnings, analyst recommendations, dividends, institutional ownership and risk.

LendingClub has a beta of 1.98, suggesting that its share price is 98% more volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.35, suggesting that its share price is 35% more volatile than the broader market.

Credit Acceptance has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LendingClub	$1.03B	2.14	$135.68M	$1.49	12.89
Credit Acceptance	$2.32B	2.73	$423.90M	$45.48	13.29

LendingClub currently has a consensus target price of $23.07, indicating a potential upside of 20.10%. Credit Acceptance has a consensus target price of $570.00, indicating a potential downside of 5.67%. Given LendingClub's stronger consensus rating and higher possible upside, analysts clearly believe LendingClub is more favorable than Credit Acceptance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LendingClub	0 Sell rating(s)	2 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.89
Credit Acceptance	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25

In the previous week, Credit Acceptance had 6 more articles in the media than LendingClub. MarketBeat recorded 6 mentions for Credit Acceptance and 0 mentions for LendingClub. Credit Acceptance's average media sentiment score of 1.71 beat LendingClub's score of 0.00 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company	Overall Sentiment
LendingClub	Neutral
Credit Acceptance	Very Positive

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are owned by institutional investors. 3.2% of LendingClub shares are owned by insiders. Comparatively, 6.1% of Credit Acceptance shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Credit Acceptance has a net margin of 21.54% compared to LendingClub's net margin of 16.99%. Credit Acceptance's return on equity of 31.67% beat LendingClub's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LendingClub	16.99%	11.92%	1.55%
Credit Acceptance	21.54%	31.67%	5.68%

Summary

Credit Acceptance beats LendingClub on 12 of the 17 factors compared between the two stocks.

How does LendingClub compare to Enova International?

Enova International (NYSE:ENVA) and LendingClub (NYSE:LC) are both mid-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, analyst recommendations, media sentiment, earnings, dividends and profitability.

89.4% of Enova International shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 8.4% of Enova International shares are held by insiders. Comparatively, 3.2% of LendingClub shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

In the previous week, Enova International had 5 more articles in the media than LendingClub. MarketBeat recorded 5 mentions for Enova International and 0 mentions for LendingClub. Enova International's average media sentiment score of 1.20 beat LendingClub's score of 0.00 indicating that Enova International is being referred to more favorably in the media.

Company	Overall Sentiment
Enova International	Positive
LendingClub	Neutral

Enova International presently has a consensus target price of $247.83, suggesting a potential upside of 10.88%. LendingClub has a consensus target price of $23.07, suggesting a potential upside of 20.10%. Given LendingClub's higher probable upside, analysts clearly believe LendingClub is more favorable than Enova International.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Enova International	0 Sell rating(s)	0 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	3.11
LendingClub	0 Sell rating(s)	2 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.89

Enova International has a beta of 1.21, indicating that its share price is 21% more volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, indicating that its share price is 98% more volatile than the broader market.

Enova International has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Enova International	$3.15B	1.77	$308.39M	$13.49	16.57
LendingClub	$1.03B	2.14	$135.68M	$1.49	12.89

LendingClub has a net margin of 16.99% compared to Enova International's net margin of 10.31%. Enova International's return on equity of 26.66% beat LendingClub's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Enova International	10.31%	26.66%	5.55%
LendingClub	16.99%	11.92%	1.55%

Summary

Enova International beats LendingClub on 12 of the 16 factors compared between the two stocks.

How does LendingClub compare to SLM?

SLM (NASDAQ:SLM) and LendingClub (NYSE:LC) are both mid-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their media sentiment, risk, institutional ownership, analyst recommendations, dividends, valuation, earnings and profitability.

SLM has a net margin of 26.09% compared to LendingClub's net margin of 16.99%. SLM's return on equity of 33.81% beat LendingClub's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SLM	26.09%	33.81%	2.51%
LendingClub	16.99%	11.92%	1.55%

SLM currently has a consensus price target of $29.80, suggesting a potential upside of 14.44%. LendingClub has a consensus price target of $23.07, suggesting a potential upside of 20.10%. Given LendingClub's stronger consensus rating and higher possible upside, analysts plainly believe LendingClub is more favorable than SLM.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SLM	1 Sell rating(s)	6 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.33
LendingClub	0 Sell rating(s)	2 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.89

In the previous week, SLM had 6 more articles in the media than LendingClub. MarketBeat recorded 6 mentions for SLM and 0 mentions for LendingClub. SLM's average media sentiment score of 1.43 beat LendingClub's score of 0.00 indicating that SLM is being referred to more favorably in the media.

Company	Overall Sentiment
SLM	Positive
LendingClub	Neutral

SLM has higher revenue and earnings than LendingClub. SLM is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SLM	$2.63B	1.86	$744.85M	$3.58	7.27
LendingClub	$1.03B	2.14	$135.68M	$1.49	12.89

98.9% of SLM shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 1.4% of SLM shares are held by company insiders. Comparatively, 3.2% of LendingClub shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

SLM has a beta of 0.96, indicating that its stock price is 4% less volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, indicating that its stock price is 98% more volatile than the broader market.

Summary

SLM beats LendingClub on 9 of the 17 factors compared between the two stocks.

How does LendingClub compare to Dave?

LendingClub (NYSE:LC) and Dave (NASDAQ:DAVE) are both mid-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, institutional ownership, analyst recommendations, media sentiment, earnings, profitability, valuation and dividends.

Dave has lower revenue, but higher earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LendingClub	$1.03B	2.14	$135.68M	$1.49	12.89
Dave	$643.65M	6.95	$195.87M	$15.42	22.74

LendingClub presently has a consensus target price of $23.07, suggesting a potential upside of 20.10%. Dave has a consensus target price of $418.25, suggesting a potential upside of 19.26%. Given LendingClub's stronger consensus rating and higher probable upside, equities analysts clearly believe LendingClub is more favorable than Dave.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LendingClub	0 Sell rating(s)	2 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.89
Dave	0 Sell rating(s)	3 Hold rating(s)	13 Buy rating(s)	0 Strong Buy rating(s)	2.81

Dave has a net margin of 34.58% compared to LendingClub's net margin of 16.99%. Dave's return on equity of 77.46% beat LendingClub's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LendingClub	16.99%	11.92%	1.55%
Dave	34.58%	77.46%	40.44%

In the previous week, Dave had 9 more articles in the media than LendingClub. MarketBeat recorded 9 mentions for Dave and 0 mentions for LendingClub. Dave's average media sentiment score of 0.35 beat LendingClub's score of 0.00 indicating that Dave is being referred to more favorably in the news media.

Company	Overall Sentiment
LendingClub	Neutral
Dave	Neutral

LendingClub has a beta of 1.98, suggesting that its stock price is 98% more volatile than the broader market. Comparatively, Dave has a beta of 3.83, suggesting that its stock price is 283% more volatile than the broader market.

74.1% of LendingClub shares are held by institutional investors. Comparatively, 18.0% of Dave shares are held by institutional investors. 3.2% of LendingClub shares are held by company insiders. Comparatively, 23.6% of Dave shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Dave beats LendingClub on 12 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

LC vs. The Competition

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Metric	LendingClub	Consumer Finance Industry	Finance Sector	NYSE Exchange
Market Cap	$2.22B	$7.16B	$14.01B	$23.19B
Dividend Yield	N/A	12.66%	5.94%	3.56%
P/E Ratio	12.89	9.00	25.67	28.69
Price / Sales	2.14	68.61	510.24	17.08
Price / Cash	11.14	11.53	40.16	33.82
Price / Book	1.47	2.59	2.75	4.74
Net Income	$135.68M	$442.63M	$1.32B	$1.07B
7 Day Performance	N/A	-1.84%	-1.17%	-1.99%
1 Month Performance	N/A	-2.06%	0.26%	-2.68%
1 Year Performance	15.10%	7.72%	9.27%	10.45%

LendingClub Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
LC LendingClub	2.9693 of 5 stars	$19.21 flat	$23.07 +20.1%	N/A	$2.22B	$1.03B	12.89	1,075
OMF OneMain	4.9724 of 5 stars	$62.85 +1.3%	$68.40 +8.8%	+1.6%	$7.23B	$5.46B	9.47	9,300	Positive News
CACC Credit Acceptance	2.0714 of 5 stars	$609.03 +0.6%	$570.00 -6.4%	+15.1%	$6.37B	$2.32B	13.40	2,314	Positive News
ENVA Enova International	4.2222 of 5 stars	$222.25 -0.4%	$247.83 +11.5%	+89.9%	$5.53B	$3.45B	16.47	1,836
SLM SLM	3.712 of 5 stars	$26.07 +1.9%	$29.80 +14.3%	-10.3%	$4.90B	$2.63B	7.28	1,788	Positive News

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This page (NYSE:LC) was last updated on 9/12/2026 by MarketBeat.com Staff.

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LendingClub (LC) Competitors