Which has higher earnings and valuation, OMF or LC?

OneMain has higher revenue and earnings than LendingClub. OneMain is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio OneMain $5.46B 1.19 $783M $6.64 8.47 LendingClub $1.03B 2.14 $135.68M $1.49 12.89

Is OMF or LC more profitable?

LendingClub has a net margin of 16.99% compared to OneMain's net margin of 13.92%. OneMain's return on equity of 23.49% beat LendingClub's return on equity. Company Net Margins Return on Equity Return on Assets OneMain 13.92% 23.49% 2.92% LendingClub 16.99% 11.92% 1.55%

Which has better valuation and earnings, LC or NNI?

Nelnet has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio LendingClub $1.03B 2.14 $135.68M $1.49 12.89 Nelnet $2.26B 1.98 $428.47M $8.36 14.92

Is LC or NNI more profitable?

LendingClub has a net margin of 16.99% compared to Nelnet's net margin of 14.35%. LendingClub's return on equity of 11.92% beat Nelnet's return on equity. Company Net Margins Return on Equity Return on Assets LendingClub 16.99% 11.92% 1.55% Nelnet 14.35% 8.26% 2.11%

Which has higher earnings & valuation, LC or SLM?

SLM has higher revenue and earnings than LendingClub. SLM is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio LendingClub $1.03B 2.14 $135.68M $1.49 12.89 SLM $2.63B 1.62 $744.85M $3.58 6.31

Is LC or SLM more profitable?

SLM has a net margin of 26.09% compared to LendingClub's net margin of 16.99%. SLM's return on equity of 33.81% beat LendingClub's return on equity. Company Net Margins Return on Equity Return on Assets LendingClub 16.99% 11.92% 1.55% SLM 26.09% 33.81% 2.51%

LendingClub (LC) Competitors

$19.21 0.00 (0.00%)

As of 10/1/2026

Compare

LC vs. OMF, CACC, NNI, SLM, and ENVA

Should you buy LendingClub stock or one of its competitors? LendingClub's main competitors and comparable companies include OneMain (OMF), Credit Acceptance (CACC), Nelnet (NNI), SLM (SLM), and Enova International (ENVA). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does LendingClub compare to OneMain?

OneMain (NYSE:OMF) and LendingClub (NYSE:LC) are both mid-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, profitability, risk, institutional ownership, earnings, analyst recommendations, valuation and dividends.

85.8% of OneMain shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 0.3% of OneMain shares are held by company insiders. Comparatively, 3.2% of LendingClub shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

In the previous week, OneMain had 16 more articles in the media than LendingClub. MarketBeat recorded 16 mentions for OneMain and 0 mentions for LendingClub. LendingClub's average media sentiment score of 0.76 beat OneMain's score of 0.28 indicating that LendingClub is being referred to more favorably in the news media.

Company	Overall Sentiment
OneMain	Neutral
LendingClub	Positive

OneMain has a beta of 1.24, meaning that its stock price is 24% more volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, meaning that its stock price is 98% more volatile than the broader market.

OneMain currently has a consensus price target of $67.73, indicating a potential upside of 20.41%. LendingClub has a consensus price target of $23.07, indicating a potential upside of 20.10%. Given OneMain's higher possible upside, equities research analysts plainly believe OneMain is more favorable than LendingClub.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OneMain	1 Sell rating(s)	3 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.62
LendingClub	0 Sell rating(s)	2 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.89

LendingClub has a net margin of 16.99% compared to OneMain's net margin of 13.92%. OneMain's return on equity of 23.49% beat LendingClub's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
OneMain	13.92%	23.49%	2.92%
LendingClub	16.99%	11.92%	1.55%

OneMain has higher revenue and earnings than LendingClub. OneMain is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OneMain	$5.46B	1.19	$783M	$6.64	8.47
LendingClub	$1.03B	2.14	$135.68M	$1.49	12.89

Summary

OneMain beats LendingClub on 9 of the 17 factors compared between the two stocks.

How does LendingClub compare to Credit Acceptance?

Credit Acceptance (NASDAQ:CACC) and LendingClub (NYSE:LC) are both mid-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, earnings, media sentiment, profitability, analyst recommendations, institutional ownership, valuation and dividends.

Credit Acceptance presently has a consensus target price of $570.00, indicating a potential upside of 8.37%. LendingClub has a consensus target price of $23.07, indicating a potential upside of 20.10%. Given LendingClub's stronger consensus rating and higher possible upside, analysts plainly believe LendingClub is more favorable than Credit Acceptance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credit Acceptance	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25
LendingClub	0 Sell rating(s)	2 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.89

Credit Acceptance has a beta of 1.4, indicating that its share price is 40% more volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, indicating that its share price is 98% more volatile than the broader market.

81.7% of Credit Acceptance shares are owned by institutional investors. Comparatively, 74.1% of LendingClub shares are owned by institutional investors. 6.1% of Credit Acceptance shares are owned by insiders. Comparatively, 3.2% of LendingClub shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

In the previous week, Credit Acceptance had 4 more articles in the media than LendingClub. MarketBeat recorded 4 mentions for Credit Acceptance and 0 mentions for LendingClub. LendingClub's average media sentiment score of 0.76 beat Credit Acceptance's score of 0.63 indicating that LendingClub is being referred to more favorably in the news media.

Company	Overall Sentiment
Credit Acceptance	Positive
LendingClub	Positive

Credit Acceptance has a net margin of 21.54% compared to LendingClub's net margin of 16.99%. Credit Acceptance's return on equity of 31.67% beat LendingClub's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credit Acceptance	21.54%	31.67%	5.68%
LendingClub	16.99%	11.92%	1.55%

Credit Acceptance has higher revenue and earnings than LendingClub. Credit Acceptance is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credit Acceptance	$2.32B	2.37	$423.90M	$45.48	11.56
LendingClub	$1.03B	2.14	$135.68M	$1.49	12.89

Summary

Credit Acceptance beats LendingClub on 10 of the 17 factors compared between the two stocks.

How does LendingClub compare to Nelnet?

LendingClub (NYSE:LC) and Nelnet (NYSE:NNI) are both mid-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, analyst recommendations, valuation, profitability, earnings, dividends and media sentiment.

LendingClub currently has a consensus price target of $23.07, suggesting a potential upside of 20.10%. Nelnet has a consensus price target of $140.00, suggesting a potential upside of 12.24%. Given LendingClub's stronger consensus rating and higher possible upside, analysts clearly believe LendingClub is more favorable than Nelnet.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LendingClub	0 Sell rating(s)	2 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.89
Nelnet	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.67

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 33.5% of Nelnet shares are owned by institutional investors. 3.2% of LendingClub shares are owned by insiders. Comparatively, 40.3% of Nelnet shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

In the previous week, LendingClub's average media sentiment score of 0.76 beat Nelnet's score of 0.00 indicating that LendingClub is being referred to more favorably in the media.

Company	Overall Sentiment
LendingClub	Positive
Nelnet	Neutral

LendingClub has a beta of 1.98, indicating that its share price is 98% more volatile than the broader market. Comparatively, Nelnet has a beta of 0.77, indicating that its share price is 23% less volatile than the broader market.

Nelnet has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LendingClub	$1.03B	2.14	$135.68M	$1.49	12.89
Nelnet	$2.26B	1.98	$428.47M	$8.36	14.92

LendingClub has a net margin of 16.99% compared to Nelnet's net margin of 14.35%. LendingClub's return on equity of 11.92% beat Nelnet's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LendingClub	16.99%	11.92%	1.55%
Nelnet	14.35%	8.26%	2.11%

Summary

LendingClub beats Nelnet on 10 of the 16 factors compared between the two stocks.

How does LendingClub compare to SLM?

LendingClub (NYSE:LC) and SLM (NASDAQ:SLM) are both mid-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, risk, analyst recommendations, media sentiment, dividends, profitability, valuation and earnings.

In the previous week, LendingClub's average media sentiment score of 0.76 beat SLM's score of 0.00 indicating that LendingClub is being referred to more favorably in the media.

Company	Overall Sentiment
LendingClub	Positive
SLM	Neutral

SLM has higher revenue and earnings than LendingClub. SLM is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LendingClub	$1.03B	2.14	$135.68M	$1.49	12.89
SLM	$2.63B	1.62	$744.85M	$3.58	6.31

LendingClub has a beta of 1.98, indicating that its stock price is 98% more volatile than the broader market. Comparatively, SLM has a beta of 0.97, indicating that its stock price is 3% less volatile than the broader market.

SLM has a net margin of 26.09% compared to LendingClub's net margin of 16.99%. SLM's return on equity of 33.81% beat LendingClub's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LendingClub	16.99%	11.92%	1.55%
SLM	26.09%	33.81%	2.51%

LendingClub presently has a consensus target price of $23.07, suggesting a potential upside of 20.10%. SLM has a consensus target price of $29.80, suggesting a potential upside of 31.89%. Given SLM's higher probable upside, analysts plainly believe SLM is more favorable than LendingClub.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LendingClub	0 Sell rating(s)	2 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.89
SLM	1 Sell rating(s)	6 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.33

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 98.9% of SLM shares are owned by institutional investors. 3.2% of LendingClub shares are owned by insiders. Comparatively, 1.4% of SLM shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

LendingClub and SLM tied by winning 8 of the 16 factors compared between the two stocks.

How does LendingClub compare to Enova International?

Enova International (NYSE:ENVA) and LendingClub (NYSE:LC) are both mid-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, profitability, media sentiment, institutional ownership, risk, valuation, earnings and dividends.

Enova International has a beta of 1.28, meaning that its share price is 28% more volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, meaning that its share price is 98% more volatile than the broader market.

89.4% of Enova International shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 8.4% of Enova International shares are held by insiders. Comparatively, 3.2% of LendingClub shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

LendingClub has a net margin of 16.99% compared to Enova International's net margin of 10.31%. Enova International's return on equity of 26.66% beat LendingClub's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Enova International	10.31%	26.66%	5.55%
LendingClub	16.99%	11.92%	1.55%

Enova International presently has a consensus target price of $231.67, suggesting a potential upside of 33.44%. LendingClub has a consensus target price of $23.07, suggesting a potential upside of 20.10%. Given Enova International's higher probable upside, analysts clearly believe Enova International is more favorable than LendingClub.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Enova International	0 Sell rating(s)	1 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.89
LendingClub	0 Sell rating(s)	2 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.89

Enova International has higher revenue and earnings than LendingClub. Enova International is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Enova International	$3.15B	1.37	$308.39M	$13.49	12.87
LendingClub	$1.03B	2.14	$135.68M	$1.49	12.89

In the previous week, Enova International had 4 more articles in the media than LendingClub. MarketBeat recorded 4 mentions for Enova International and 0 mentions for LendingClub. LendingClub's average media sentiment score of 0.76 beat Enova International's score of 0.03 indicating that LendingClub is being referred to more favorably in the news media.

Company	Overall Sentiment
Enova International	Neutral
LendingClub	Positive

Summary

Enova International beats LendingClub on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

LC vs. The Competition

Export

Metric	LendingClub	Consumer Finance Industry	Finance Sector	NYSE Exchange
Market Cap	$2.22B	$6.69B	$13.34B	$22.65B
Dividend Yield	N/A	12.81%	6.03%	3.73%
P/E Ratio	12.89	8.14	22.80	24.00
Price / Sales	2.14	66.34	508.03	21.41
Price / Cash	11.14	11.08	46.45	38.88
Price / Book	1.47	2.48	2.70	4.64
Net Income	$135.68M	$442.63M	$1.32B	$1.08B
7 Day Performance	N/A	-1.99%	-1.04%	-1.06%
1 Month Performance	N/A	-6.24%	1.00%	-5.03%
1 Year Performance	28.04%	0.82%	8.15%	5.78%

LendingClub Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
LC LendingClub	3.6005 of 5 stars	$19.21 flat	$23.07 +20.1%	N/A	$2.22B	$1.03B	12.89	1,075
OMF OneMain	4.9706 of 5 stars	$57.16 +0.9%	$68.40 +19.7%	-0.1%	$6.58B	$5.46B	8.62	9,300	Analyst Forecast Analyst Revision
CACC Credit Acceptance	1.9487 of 5 stars	$560.80 +2.4%	$570.00 +1.6%	+6.8%	$5.87B	$2.32B	12.33	2,499	Positive News
NNI Nelnet	3.6446 of 5 stars	$125.10 +0.1%	$140.00 +11.9%	-2.6%	$4.48B	$2.26B	14.96	5,744
SLM SLM	3.6105 of 5 stars	$23.53 +2.1%	$29.80 +26.6%	-17.5%	$4.43B	$2.63B	6.58	1,788

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This page (NYSE:LC) was last updated on 10/2/2026 by MarketBeat.com Staff.

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LendingClub (LC) Competitors