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DOW   39,103.70 (-0.07%)
QQQ   437.55 (+0.18%)
AAPL   181.35 (-0.64%)
MSFT   408.07 (-0.55%)
META   483.66 (-0.08%)
GOOGL   138.16 (-4.03%)
AMZN   174.70 (-0.17%)
TSLA   199.27 (+3.80%)
NVDA   791.80 (+0.46%)
NIO   5.68 (+5.19%)
AMD   176.51 (+-0.01%)
BABA   76.43 (+0.62%)
T   16.61 (-1.13%)
F   11.99 (-1.24%)
MU   90.09 (+4.76%)
CGC   3.46 (+2.98%)
GE   154.80 (+0.96%)
DIS   107.80 (+0.06%)
AMC   4.47 (+0.68%)
PFE   27.23 (-1.91%)
PYPL   59.43 (+0.46%)
XOM   104.59 (+0.72%)
S&P 500   5,076.01 (-0.25%)
DOW   39,103.70 (-0.07%)
QQQ   437.55 (+0.18%)
AAPL   181.35 (-0.64%)
MSFT   408.07 (-0.55%)
META   483.66 (-0.08%)
GOOGL   138.16 (-4.03%)
AMZN   174.70 (-0.17%)
TSLA   199.27 (+3.80%)
NVDA   791.80 (+0.46%)
NIO   5.68 (+5.19%)
AMD   176.51 (+-0.01%)
BABA   76.43 (+0.62%)
T   16.61 (-1.13%)
F   11.99 (-1.24%)
MU   90.09 (+4.76%)
CGC   3.46 (+2.98%)
GE   154.80 (+0.96%)
DIS   107.80 (+0.06%)
AMC   4.47 (+0.68%)
PFE   27.23 (-1.91%)
PYPL   59.43 (+0.46%)
XOM   104.59 (+0.72%)
S&P 500   5,076.01 (-0.25%)
DOW   39,103.70 (-0.07%)
QQQ   437.55 (+0.18%)
AAPL   181.35 (-0.64%)
MSFT   408.07 (-0.55%)
META   483.66 (-0.08%)
GOOGL   138.16 (-4.03%)
AMZN   174.70 (-0.17%)
TSLA   199.27 (+3.80%)
NVDA   791.80 (+0.46%)
NIO   5.68 (+5.19%)
AMD   176.51 (+-0.01%)
BABA   76.43 (+0.62%)
T   16.61 (-1.13%)
F   11.99 (-1.24%)
MU   90.09 (+4.76%)
CGC   3.46 (+2.98%)
GE   154.80 (+0.96%)
DIS   107.80 (+0.06%)
AMC   4.47 (+0.68%)
PFE   27.23 (-1.91%)
PYPL   59.43 (+0.46%)
XOM   104.59 (+0.72%)

LendingClub (LC) Competitors

$8.14
-0.01 (-0.12%)
(As of 03:27 PM ET)

LC vs. LPRO, WRLD, ATLC, OCSL, ENVA, NNI, MFIC, BY, OCFC, and ARR

Should you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include Open Lending (LPRO), World Acceptance (WRLD), Atlanticus (ATLC), Oaktree Specialty Lending (OCSL), Enova International (ENVA), Nelnet (NNI), MidCap Financial Investment (MFIC), Byline Bancorp (BY), OceanFirst Financial (OCFC), and ARMOUR Residential REIT (ARR). These companies are all part of the "finance" sector.

LendingClub vs.

Open Lending (NASDAQ:LPRO) and LendingClub (NYSE:LC) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, media sentiment, dividends, community ranking, institutional ownership, risk, valuation, analyst recommendations and earnings.

Open Lending has higher earnings, but lower revenue than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than Open Lending, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Open Lending$179.59M5.31$66.62M$0.1844.28
LendingClub$864.62M1.04$38.94M$0.3622.61

Open Lending has a net margin of 17.57% compared to Open Lending's net margin of 4.50%. LendingClub's return on equity of 10.66% beat Open Lending's return on equity.

Company Net Margins Return on Equity Return on Assets
Open Lending17.57% 10.66% 5.97%
LendingClub 4.50%3.21%0.45%

Open Lending has a beta of 1.02, meaning that its share price is 2% more volatile than the S&P 500. Comparatively, LendingClub has a beta of 2.01, meaning that its share price is 101% more volatile than the S&P 500.

LendingClub received 496 more outperform votes than Open Lending when rated by MarketBeat users. Likewise, 60.97% of users gave LendingClub an outperform vote while only 57.72% of users gave Open Lending an outperform vote.

CompanyUnderperformOutperform
Open LendingOutperform Votes
71
57.72%
Underperform Votes
52
42.28%
LendingClubOutperform Votes
567
60.97%
Underperform Votes
363
39.03%

88.9% of Open Lending shares are held by institutional investors. Comparatively, 75.6% of LendingClub shares are held by institutional investors. 17.1% of Open Lending shares are held by insiders. Comparatively, 2.8% of LendingClub shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Open Lending currently has a consensus price target of $7.63, suggesting a potential downside of 3.72%. LendingClub has a consensus price target of $11.08, suggesting a potential upside of 37.00%. Given Open Lending's stronger consensus rating and higher possible upside, analysts plainly believe LendingClub is more favorable than Open Lending.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Open Lending
0 Sell rating(s)
5 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.50
LendingClub
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80

In the previous week, Open Lending had 7 more articles in the media than LendingClub. MarketBeat recorded 13 mentions for Open Lending and 6 mentions for LendingClub. Open Lending's average media sentiment score of 0.79 beat LendingClub's score of 0.53 indicating that LendingClub is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Open Lending
5 Very Positive mention(s)
0 Positive mention(s)
8 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
4 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Open Lending beats LendingClub on 10 of the 18 factors compared between the two stocks.


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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LC vs. The Competition

MetricLendingClubPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$898.75M$4.45B$7.95B$17.09B
Dividend YieldN/A5.18%10.82%3.56%
P/E Ratio22.6114.0455.1122.32
Price / Sales1.042.053,619.297.51
Price / Cash10.388.2429.1816.83
Price / Book0.711.782.375.74
Net Income$38.94M$302.09M$792.46M$856.96M
7 Day Performance-6.54%-0.73%-0.33%-0.41%
1 Month Performance-8.54%-2.46%0.18%1.80%
1 Year Performance-15.30%17.40%6.11%5.84%

LendingClub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LPRO
Open Lending
1.6868 of 5 stars
$7.95
-1.5%
$7.67
-3.6%
+22.1%$952.01M$179.59M44.17180Upcoming Earnings
WRLD
World Acceptance
2.4932 of 5 stars
$126.38
-1.0%
$56.00
-55.7%
+38.3%$768.39M$616.55M10.953,075
ATLC
Atlanticus
3.2255 of 5 stars
$33.21
-0.7%
$42.33
+27.5%
+3.8%$484.53M$1.05B8.08355
OCSL
Oaktree Specialty Lending
1.0893 of 5 stars
$20.11
-0.6%
$21.20
+5.4%
-0.1%$1.59B$379.29M13.32N/APositive News
ENVA
Enova International
1.3705 of 5 stars
$60.47
+1.6%
$60.00
-0.8%
+25.6%$1.81B$2.12B11.031,804
NNI
Nelnet
4.625 of 5 stars
$88.98
-1.0%
$95.00
+6.8%
-5.1%$3.32B$1.99B25.428,237Upcoming Earnings
News Coverage
MFIC
MidCap Financial Investment
0.8693 of 5 stars
$14.08
-1.0%
$14.42
+2.4%
+13.5%$918.76M$60.09M10.59N/A
BY
Byline Bancorp
4.5064 of 5 stars
$21.03
-1.3%
$28.00
+33.1%
-14.6%$919.43M$535.79M7.88977
OCFC
OceanFirst Financial
4.1956 of 5 stars
$15.49
-1.6%
$20.00
+29.1%
-36.7%$920.42M$641.60M9.11915
ARR
ARMOUR Residential REIT
1.5794 of 5 stars
$18.80
-1.7%
$19.25
+2.4%
-32.3%$921.01M$228.43M-14.24N/AUpcoming Earnings

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This page (NYSE:LC) was last updated on 2/26/2024 by MarketBeat.com Staff