Regional Management (RM) Stock Price, News & Analysis

Company Overview

Regional Management Corp. is a specialty consumer finance company that provides credit products to customers who may have limited access to traditional bank financing. The company operates primarily through its Regional Finance branch network and focuses on serving non-prime consumers.

Its principal products include small and large installment loans, generally used for personal, household and other consumer purposes. Regional Management may also offer optional credit-related insurance and ancillary products in connection with its loans, subject to applicable laws and regulations.

Founded in 1987 and headquartered in Greer, South Carolina, the company serves customers across a network of branches concentrated in the southeastern and southwestern United States. Regional Management became a publicly traded company in 2012 and conducts its consumer lending operations primarily under the Regional Finance brand.

Key Stats

• Today's Range: $31.12 to $32.12
• 50-Day Range: $30.20 to $42.62
• 52-Week Range: $29.89 to $44.29
• Volume: 105,176 shs
• Average Volume: 64,440 shs
• Market Capitalization: $293.06 million
• P/E Ratio: 6.68
• Dividend Yield: 3.78%
• Price Target: $43.00
• Consensus Rating: Moderate Buy

Regional Management Stock Analysis - MarketRank™

Regional Management scored higher than 77% of companies evaluated by MarketBeat, and ranked 337th out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.9 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Regional Management has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 2 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

Regional Management has a consensus price target of $43.00, representing about 35.4% upside from its current price of $31.75.

Amount of Analyst Coverage

Regional Management has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Regional Management is 6.68, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.89.

Price to Earnings Ratio vs. Sector

The P/E ratio of Regional Management is 6.68, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.49.

Price to Book Value per Share Ratio

Regional Management has a P/B Ratio of 0.83. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.57% of the float of Regional Management has been sold short.

Short Interest Ratio / Days to Cover

Regional Management has a short interest ratio ("days to cover") of 6.51.

Change versus previous month

Short interest in Regional Management has recently increased by 9.81%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Regional Management is a leading dividend payer. It pays a dividend yield of 3.87%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Regional Management does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Regional Management is 25.26%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Regional Management this week, compared to 2 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Regional Management insiders have sold 245.55% more of their company's stock than they have bought. Specifically, they have bought $316,495.00 in company stock and sold $1,093,641.00 in company stock.

Percentage Held by Insiders

10.90% of the stock of Regional Management is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

98.89% of the stock of Regional Management is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/29/2026
• Record date for 9/16 Dividend: 8/19/2026
• Ex-Dividend for 9/16 Dividend: 8/19/2026
• Dividend Payable: 9/16/2026
• Today: 10/03/2026
• Next Earnings (Confirmed): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:RM
• CIK: 1519401
• Web: www.regionalmanagement.com
• Phone: (864) 448-7000
• Fax: 864-422-8035
• Employees: 2,112
• Year Founded: 1987

Price Target and Rating

• Average Price Target for Regional Management: $43.00
• High Price Target: $43.00
• Low Price Target: $43.00
• Potential Upside/Downside: +35.4%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.75
• Trailing P/E Ratio: 6.68
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $44.41 million
• Net Margins: 6.98%
• Pretax Margin: 9.03%
• Return on Equity: 12.49%
• Return on Assets: 2.25%

Debt

• Debt-to-Equity Ratio: 4.41
• Current Ratio: 64.04
• Quick Ratio: 64.04

Sales & Book Value

• Annual Sales: $645.60 million
• Price / Sales: 0.45
• Cash Flow: $4.74 per share
• Price / Cash Flow: 6.70
• Book Value: $38.41 per share
• Price / Book: 0.83

Miscellaneous

• Outstanding Shares: 9,230,000
• Free Float: 8,220,000
• Market Cap: $293.06 million
• Optionable: Optionable
• Beta: 1.02