Regional Management Corp. Company Profile (NYSE:RM)

About Regional Management Corp.

Regional Management Corp. logoRegional Management Corp. is a diversified specialty consumer finance company. The Company provides a range of loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies and other traditional lenders. Its products include small loans, large loans, automobile loans, retail loans and optional credit insurance products. The Company operates offices in over 300 locations in the states of Alabama, Georgia, New Mexico, North Carolina, Oklahoma, South Carolina, Tennessee and Texas under the names Regional Finance, RMC Financial Services, Anchor Finance and RMC Retail. The loan products are secured, structured on a fixed rate, fixed term basis with fully amortizing equal monthly installment payments and repayable at any time without penalty. Its loans are sourced through multiple channel platforms, including its branches, direct mail campaigns, independent and franchise automobile dealerships, retailers, and the consumer Website.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Credit Services
  • Sub-Industry: Consumer Finance
  • Exchange: NYSE
  • Symbol: RM
  • CUSIP: 75902K10
Key Metrics:
  • Previous Close: $22.03
  • 50 Day Moving Average: $21.59
  • 200 Day Moving Average: $18.32
  • 52-Week Range: $11.77 - $22.44
  • Trailing P/E Ratio: 11.28
  • Foreward P/E Ratio: 8.34
  • P/E Growth: 0.44
  • Market Cap: $251.49M
  • Outstanding Shares: 11,416,000
  • Beta: 1.59
  • Net Margins: 11.06%
  • Return on Equity: 12.23%
  • Return on Assets: 3.95%
  • Debt-to-Equity Ratio: 2.27%
  • Current Ratio: 58.71%
  • Quick Ratio: 58.71%
Additional Links:
Companies Related to Regional Management Corp.:

Analyst Ratings

Consensus Ratings for Regional Management Corp. (NYSE:RM) (?)
Ratings Breakdown: 2 Hold Ratings, 2 Buy Ratings
Consensus Rating:Buy (Score: 2.50)
Consensus Price Target: $21.00 (4.68% downside)

Analysts' Ratings History for Regional Management Corp. (NYSE:RM)
DateFirmActionRatingPrice TargetDetails
7/28/2016Keefe, Bruyette & WoodsBoost Price TargetMarket Perform$17.50 -> $19.00View Rating Details
7/27/2016BMO Capital MarketsReiterated RatingBuy$26.00View Rating Details
4/30/2016Jefferies GroupReiterated RatingBuyView Rating Details
1/29/2016StephensLower Price TargetEqual Weight$21.00 -> $18.00View Rating Details
6/17/2015Janney Montgomery ScottInitiated CoverageBuy$20.00View Rating Details
5/13/2015Bank of America Corp.DowngradeBuy -> NeutralView Rating Details
5/4/2015FBR & CoReiterated RatingMarket Perform$16.00View Rating Details
3/13/2015MacquarieDowngradeNeutral -> UnderperformView Rating Details
10/31/2014JMP SecuritiesDowngradeMarket Outperform -> Market Perform$21.00View Rating Details
(Data available from 10/22/2014 forward)


Earnings History for Regional Management Corp. (NYSE:RM)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/27/2016Q316$0.57ListenView Earnings Details
7/26/2016Q216$0.40$0.53$58.32 million$57.30 millionViewListenView Earnings Details
4/28/2016Q116$0.50$0.40$56.66 million$56.70 millionViewListenView Earnings Details
1/28/2016Q415$0.47$0.47$58.49 million$56.70 millionViewListenView Earnings Details
10/22/2015Q315$0.49$0.50$57.67 millionViewListenView Earnings Details
7/23/2015Q215$0.37$0.41$50.75 million$53.00 millionViewListenView Earnings Details
4/28/2015Q115$0.42$0.44$50.80 million$52.50 millionViewListenView Earnings Details
3/9/2015Q414$0.43$0.33$53.80 millionViewListenView Earnings Details
10/30/2014Q3$0.48$0.14ViewListenView Earnings Details
7/30/2014Q2$0.36$0.34ViewListenView Earnings Details
4/29/2014Q1$0.65$0.36ViewListenView Earnings Details
3/11/2014Q4$0.66$0.71ViewListenView Earnings Details
10/30/2013Q313$0.61$0.59$43.75 million$44.50 millionViewListenView Earnings Details
(Data available from 1/1/2011 forward)


Earnings Estimates for Regional Management Corp. (NYSE:RM)
Current Year EPS Consensus Estimate: $2.02 EPS
Next Year EPS Consensus Estimate: $2.64 EPS
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20161$0.55$0.55$0.55
Q2 20161$0.43$0.43$0.43
Q3 20161$0.54$0.54$0.54
Q4 20161$0.52$0.52$0.52
Q1 20171$0.64$0.64$0.64
Q2 20171$0.45$0.45$0.45
Q3 20171$0.64$0.64$0.64
Q4 20171$0.61$0.61$0.61
(Data provided by Zacks Investment Research)


Dividend History for Regional Management Corp. (NYSE:RM)
No dividend announcements for this company have been tracked by

Insider Trades

Insider Trading History for Regional Management Corp. (NYSE:RM)
Insider Ownership Percentage: 5.60%
Institutional Ownership Percentage: 89.97%
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
8/1/2016Glen Capital Partners Focus FuMajor ShareholderSell20,000$18.83$376,600.00View SEC Filing  
7/29/2016Glen Capital Partners Focus FuMajor ShareholderSell125,656$18.87$2,371,128.72View SEC Filing  
6/8/2016Glen Capital Partners Focus FuMajor ShareholderSell8,613$17.82$153,483.66View SEC Filing  
5/5/2016Alvaro G DemolinaDirectorSell10,000$15.83$158,300.00View SEC Filing  
2/11/2016Brian J FisherVPBuy2,000$12.40$24,800.00View SEC Filing  
11/2/2015Peter R KnitzerDirectorBuy12,000$16.45$197,400.00View SEC Filing  
9/3/2015Roel C. CamposDirectorBuy3,500$16.42$57,470.00View SEC Filing  
8/25/2015Steven J FreibergDirectorBuy30,000$14.70$441,000.00View SEC Filing  
3/16/2015Steven J FreibergDirectorBuy14,589$15.27$222,774.03View SEC Filing  
3/12/2015Daniel J TaggartSVPBuy6,551$15.42$101,016.42View SEC Filing  
2/13/2015Second Curve Capital LlcMajor ShareholderSell14,771$15.87$234,415.77View SEC Filing  
2/5/2015Second Curve Capital LlcMajor ShareholderSell6,400$15.43$98,752.00View SEC Filing  
1/26/2015Second Curve Capital LlcMajor ShareholderSell5,000$15.11$75,550.00View SEC Filing  
1/22/2015Second Curve Capital LlcMajor ShareholderSell7,000$15.64$109,480.00View SEC Filing  
1/16/2015Second Curve Capital LlcMajor ShareholderSell52,000$15.31$796,120.00View SEC Filing  
1/14/2015Second Curve Capital LlcMajor ShareholderSell27,000$15.24$411,480.00View SEC Filing  
1/12/2015Second Curve Capital LlcMajor ShareholderSell65,000$15.35$997,750.00View SEC Filing  
1/8/2015Second Curve Capital LlcMajor ShareholderSell50,000$15.64$782,000.00View SEC Filing  
1/6/2015Second Curve Capital LlcMajor ShareholderBuy40,000$15.01$600,400.00View SEC Filing  
12/16/2014Michael R DunnCEOBuy75,000$13.05$978,750.00View SEC Filing  
12/15/2014Donald E ThomasCFOBuy4,000$13.08$52,320.00View SEC Filing  
12/15/2014Michael R DunnCEOBuy70,000$13.00$910,000.00View SEC Filing  
11/25/2014Alvaro G DemolinaDirectorBuy10,000$13.52$135,200.00View SEC Filing  
11/7/2014C Glynn QuattlebaumDirectorBuy2,000$12.56$25,120.00View SEC Filing  
11/5/2014Donald E ThomasCFOBuy1,000$12.42$12,420.00View SEC Filing  
8/7/2014Second Curve Capital LlcMajor ShareholderSell5,000$16.59$82,950.00View SEC Filing  
8/5/2014Donald E ThomasCFOBuy1,000$15.90$15,900.00View SEC Filing  
7/21/2014Second Curve Capital LlcMajor ShareholderSell5,000$14.94$74,700.00View SEC Filing  
4/30/2014Ejf Capital Llcmajor shareholderSell105,866$16.55$1,752,082.30View SEC Filing  
3/17/2014Thomas FortinCEOSell14,742$24.77$365,159.34View SEC Filing  
1/8/2014Alvaro DemolinaDirectorSell9,389$35.00$328,615.00View SEC Filing  
12/10/2013C Glynn QuattlebaumCOOSell30,000$29.61$888,300.00View SEC Filing  
12/10/2013Richard GodleyDirectorSell509,220$29.61$15,078,004.20View SEC Filing  
3/4/2013Carlos PalomaresDirectorBuy1,000$18.68$18,680.00View SEC Filing  
3/4/2013Donald E ThomasCFOBuy1,100$18.96$20,856.00View SEC Filing  
12/27/2012C Glynn QuattlebaumCOOSell10,713$16.00$171,408.00View SEC Filing  
(Data available from 1/1/2013 forward)


Latest Headlines for Regional Management Corp. (NYSE:RM)
DateHeadline logoRegional Management Corp. to Report Third Quarter... (NYSE:RM) - October 7 at 12:14 PM logoRegional Management Corp. to Report Third Quarter 2016 Results on Thursday, October 27, 2016 (NYSE:RM) - October 6 at 6:48 PM logoByblos Bank inaugurates the new premises of its Bekaa Regional Management and its second branch in Zahleh - 23 September 2016 (NYSE:RM) - September 26 at 11:55 AM logoRegional Management : Institutional Investors 2016 Q2 Sentiment (NYSE:RM) - September 24 at 11:26 AM logoRegional Management : Stock Rise in 2016 Q1 Driven by Institutional Investors (NYSE:RM) - September 19 at 11:39 AM
News IconStock Tracker: Earnings & Estimates for Regional Management Corp. (NYSE:RM) - Frisco Fastball (NYSE:RM) - September 16 at 10:38 AM
News IconSell-side Consensus Sees Regional Management Corp. (NYSE:RM) Going Where Near-Term? - Frisco Fastball (NYSE:RM) - September 14 at 7:13 PM logoRegional Management Corp. (NYSE:RM) Projected EPS At$0.71 - Investor Newswire (NYSE:RM) - September 14 at 11:27 AM
News IconAnalyst Expectations and Growth Review for Regional Management Corp. (NYSE:RM) - Post News (NYSE:RM) - September 14 at 11:27 AM
News IconWhat are Brokerage Firms Saying About Regional Management Corp. (NYSE:RM)? - Frisco Fastball (NYSE:RM) - September 14 at 11:27 AM logoVisa (V) Rolls Out mVisa in Kenya to Expand Mobile Payments (NYSE:RM) - September 14 at 11:27 AM logo4 Reasons Why You Should Buy Sallie Mae (SLM) Stock Now (NYSE:RM) - September 8 at 6:47 PM logoRegional Management : Taps California-Based Nortridge for LoanTechnology Platform (NYSE:RM) - August 31 at 12:20 PM logoRegional Management Corp. Successfully OpensVirginia Branches with Nortridge Loan System (NYSE:RM) - August 30 at 7:00 PM logoRegional Management Corp. Increases Availability Under Senior Revolving Credit Facility to $585 Million (NYSE:RM) - August 30 at 10:23 AM logoRegional Management (RM) Amends its Senior Credit Facility (NYSE:RM) - August 30 at 10:23 AM
News IconPowergrid inter-regional badminton tournament in Nagpur from Monday (NYSE:RM) - August 21 at 6:18 PM
News Icon18-Year-Old Shot at Latin Festival, Says Worcester Police (NYSE:RM) - August 21 at 6:18 PM
News IconAEDC appoints new MD, approves new management structure (NYSE:RM) - August 21 at 6:18 PM
News IconBig Fat Tourism Wrap (NYSE:RM) - August 21 at 6:18 PM
News IconBig industries say high electric prices may push them out of Wisconsin (NYSE:RM) - August 21 at 6:18 PM logoRegional Management : Signia Capital Management Lowers stake in Regional Management Corp (RM) (NYSE:RM) - August 12 at 7:15 PM logoReno de Medici SpA :RM-IT: Earnings Analysis: Q1, 2016 By the Numbers : August 10, 2016 (NYSE:RM) - August 10 at 10:16 AM logoRegional Management Corp. :RM-US: Earnings Analysis: Q2, 2016 By the Numbers : August 5, 2016 (NYSE:RM) - August 5 at 7:22 PM logoRegional Management (RM) Shares March Higher, Can It Continue? (NYSE:RM) - August 2 at 12:07 PM logoBB&T (BBT) Cuts Jobs as It Exits Equity Research Business (NYSE:RM) - August 1 at 9:15 AM logoRegional Management Corp.: Leads amongst peers with strong fundamentals (NYSE:RM) - July 28 at 4:29 PM
News IconRegional Management Corp. Announces Second Quarter 2016 Results (NYSE:RM) - July 28 at 10:24 AM logoRegional Management : posts 2Q profit (NYSE:RM) - July 28 at 10:24 AM logoEdited Transcript of RM earnings conference call or presentation 26-Jul-16 9:00pm GMT (NYSE:RM) - July 26 at 11:35 PM logoQ2 2016 Regional Management Corp Earnings Release - After Market Close (NYSE:RM) - July 26 at 7:07 AM logoRegional Management Corp. to Report Second Quarter 2016 Results on Tuesday, July 26, 2016 (NYSE:RM) - July 11 at 8:13 AM logoRM Plc :RM-GB: Earnings Analysis: For the six months ended May 31, 2016 : July 7, 2016 (NYSE:RM) - July 7 at 2:00 AM logoRegional Management : Shorts Decreased by 4.15% After Short Covering (NYSE:RM) - June 28 at 7:03 PM logoRegional Management Corporation (NYSE:RM) Sellers Covered 3.12% of Their Shorts (NYSE:RM) - June 22 at 11:54 AM logoREGIONAL MANAGEMENT CORP. Files SEC form 8-K, Other Events (NYSE:RM) - June 10 at 4:55 PM logoU.S. crackdown on payday lenders sharpens political battle lines (NYSE:RM) - June 2 at 1:37 PM logoREGIONAL MANAGEMENT CORP. Files SEC form 8-K, Entry into a Material Definitive Agreement, Creation of a Direct Financ (NYSE:RM) - May 26 at 4:43 PM
News IconLatest Analyst Ratings For Regional Management Corp. (NYSE:RM) - Share Trading News (NYSE:RM) - May 25 at 6:38 PM logoRegional Management Corp (RM) is Trading Lower on Unusual Volume for May 23 - (NYSE:RM) - May 24 at 11:53 PM
News IconEarnings Review and Stock Rundown for Regional Management Corp. (NYSE:RM) - Wall Street Hints and News (NYSE:RM) - May 24 at 10:26 AM
News IconTarget Check and Stock Performance Recap Regional Management Corp. (NYSE:RM) - Wall Street Hints and News (NYSE:RM) - May 23 at 6:42 PM logoReno de Medici SpA :RM-IT: Earnings Analysis: Q1, 2016 By the Numbers : May 23, 2016 (NYSE:RM) - May 23 at 3:15 AM logoRegional Management Corp (RM) is Trading Higher on Unusual Volume for May 19 - (NYSE:RM) - May 21 at 6:20 PM
News IconPerformance Recap and Target Perspective on Regional Management Corp. (NYSE:RM) - Wall Street Hints and News (NYSE:RM) - May 17 at 10:29 AM
News IconPerformance Recap and Target Perspective on Regional Management Corp. (NYSE:RM) - B.O.D.Y Confidential (NYSE:RM) - May 11 at 7:05 PM
News IconStock Update and Earnings Review for Regional Management Corp. (NYSE:RM) - B.O.D.Y Confidential (NYSE:RM) - May 11 at 12:06 AM
News IconRegional Management Corp. (NYSE:RM) Broker Price Targets For The Coming Week - Share Trading News (NYSE:RM) - May 10 at 6:58 PM logoInsider Activity - Regional Management Corp. Commo (NYSE:RM) - Finance Daily (NYSE:RM) - May 7 at 5:12 AM logoInsider Activity – Regional Management Corp. Commo (NYSE:RM) (NYSE:RM) - May 7 at 12:05 AM


Regional Management Corp. (NYSE:RM) Chart for Saturday, October, 22, 2016

Last Updated on 10/22/2016 by Staff