NYSE:RM Regional Management (RM) Stock Forecast, Price & News $27.68 -0.08 (-0.29%) (As of 09/29/2023 ET) Add Compare Share Share Today's Range$27.68▼$28.2550-Day Range$26.59▼$33.8952-Week Range$24.38▼$38.34Volume16,709 shsAverage Volume37,590 shsMarket Capitalization$272.37 millionP/E Ratio9.75Dividend Yield4.34%Price Target$34.33 ProfileProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainabilityProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainability Regional Management MarketRank™ ForecastAnalyst RatingHold2.00 Rating ScoreUpside/Downside24.0% Upside$34.33 Price TargetShort InterestHealthy2.53% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainability-0.26Upright™ Environmental ScoreNews Sentiment0.81Based on 4 Articles This WeekInsider TradingAcquiring Shares$1.04 M Bought Last QuarterProj. Earnings Growth57.34%From $3.68 to $5.79 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.58 out of 5 starsFinance Sector310th out of 877 stocksPersonal Credit Institutions Industry6th out of 13 stocks 2.0 Analyst's Opinion Consensus RatingRegional Management has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 3 hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $34.33, Regional Management has a forecasted upside of 24.0% from its current price of $27.68.Amount of Analyst CoverageRegional Management has received no research coverage in the past 90 days. Previous Next 3.0 Short Interest Percentage of Shares Shorted2.53% of the float of Regional Management has been sold short.Short Interest Ratio / Days to CoverRegional Management has a short interest ratio ("days to cover") of 5.5.Change versus previous monthShort interest in Regional Management has recently decreased by 3.12%, indicating that investor sentiment is improving. Previous Next 3.3 Dividend Strength Dividend LeadershipRegional Management is a leading dividend payer. It pays a dividend yield of 4.34%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthRegional Management has only been increasing its dividend for 2 years.Dividend CoverageThe dividend payout ratio of Regional Management is 42.25%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Regional Management will have a dividend payout ratio of 20.73% next year. This indicates that Regional Management will be able to sustain or increase its dividend. Previous Next 0.0 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreRegional Management has received a -255.67% net impact score from Upright. The largest negative impact of Regional Management in category "Societal stability & understanding among people" seems to be driven mostly by its "Payday loans", "Subprime mortgages", and "Subprime car loans" products. See details.Environmental SustainabilityThe Environmental Impact score for Regional Management is -0.26. Previous Next 2.7 News and Social Media Coverage News SentimentRegional Management has a news sentiment score of 0.81. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Regional Management this week, compared to 1 article on an average week.MarketBeat FollowsOnly 1 people have added Regional Management to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Previous Next 3.3 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Regional Management insiders have bought more of their company's stock than they have sold. Specifically, they have bought $1,041,644.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 9.80% of the stock of Regional Management is held by insiders.Percentage Held by Institutions80.25% of the stock of Regional Management is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 3.8 Earnings and Valuation Earnings GrowthEarnings for Regional Management are expected to grow by 57.34% in the coming year, from $3.68 to $5.79 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Regional Management is 9.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 106.66.Price to Earnings Ratio vs. SectorThe P/E ratio of Regional Management is 9.75, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 64.45.Price to Book Value per Share RatioRegional Management has a P/B Ratio of 0.86. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Regional Management (NYSE:RM) StockRegional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. In addition, its loans are sourced through branches, centrally-managed direct mail campaigns, and digital partners, as well as its consumer website. The company was incorporated in 1987 and is headquartered in Greer, South Carolina.Read More RM Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart RM Stock News HeadlinesSeptember 30, 2023 | americanbankingnews.comRegional Management (NYSE:RM) Rating Increased to Strong-Buy at StockNews.comSeptember 28, 2023 | powermag.comSPP Set to Become First RTO Straddling Eastern and Western InterconnectionsOctober 1, 2023 | Porter and Company (Ad)The Elites Are Waging War on Elon Musk — Here's Why…Elon has helped unleash an opportunity that could create trillions in wealth for everyday Americans. So why does the deep state hate him for it?September 27, 2023 | finance.yahoo.comRegional Management Corp. (NYSE:RM) is favoured by institutional owners who hold 59% of the companySeptember 9, 2023 | finance.yahoo.comBasswood Capital Management, L.L.C. Reduces Stake in Regional Management CorpAugust 23, 2023 | markets.businessinsider.comRegional Management (RM) Gets a Hold from BMO CapitalAugust 17, 2023 | finance.yahoo.comRegional Management Corp. (NYSE:RM) Looks Like A Good Stock, And It's Going Ex-Dividend SoonAugust 4, 2023 | insidermonkey.comRegional Management Corp. (NYSE:RM) Q2 2023 Earnings Call TranscriptOctober 1, 2023 | Porter and Company (Ad)The Elites Are Waging War on Elon Musk — Here's Why…Elon has helped unleash an opportunity that could create trillions in wealth for everyday Americans. So why does the deep state hate him for it?August 3, 2023 | businesswire.comRegional Management Corp. Announces Second Quarter 2023 ResultsJune 29, 2023 | finance.yahoo.comRegional Management Corp. to Report Second Quarter 2023 Results on Wednesday, August 2, 2023May 27, 2023 | finance.yahoo.comRM - Regional Management Corp.May 22, 2023 | msn.comRegional Management goes ex-dividend tomorrowMay 9, 2023 | finance.yahoo.comRegional Management Corp. Raises Over $90,000 in Support of the American Heart Association Upstate Heart WalkMay 7, 2023 | finance.yahoo.comRegional Management's (NYSE:RM) Dividend Will Be $0.30May 4, 2023 | finance.yahoo.comQ1 2023 Regional Management Corp Earnings CallMay 3, 2023 | finance.yahoo.comRegional Management Corp. Announces First Quarter 2023 ResultsApril 25, 2023 | finance.yahoo.comRegional Management Corp. (NYSE:RM) insider upped their holding by 361% earlier this yearMarch 27, 2023 | finance.yahoo.comRegional Management Corp. to Report First Quarter 2023 Results on Wednesday, May 3, 2023March 26, 2023 | msn.comHow women marched in to the stock market bustleMarch 22, 2023 | finance.yahoo.comRegional Management Corp. Expands Operations to ArizonaMarch 22, 2023 | msn.comWill the Bank of England hike interest rates this week?March 15, 2023 | marketwatch.comKitchen Sink Cabinet Market is Booming in Near Future 2023-2028 with Top Countries DataFebruary 27, 2023 | finance.yahoo.comRegional Management Full Year 2022 Earnings: EPS Misses ExpectationsFebruary 9, 2023 | markets.businessinsider.comAnalysts Offer Insights on Financial Companies: Regional Management (RM), Moelis (MC) and Kkr Real Estate Finance (KREF)February 8, 2023 | finance.yahoo.comRegional Management Corp. Announces Fourth Quarter 2022 ResultsFebruary 8, 2023 | finance.yahoo.comRegional Management (RM) Q4 Earnings and Revenues Miss EstimatesSee More Headlines Receive RM Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Regional Management and its competitors with MarketBeat's FREE daily newsletter. Email Address RM Company Calendar Last Earnings8/02/2023Ex-Dividend for 9/14 Dividend8/22/2023Dividend Payable9/14/2023Today10/01/2023Next Earnings (Estimated)11/07/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE Industry Personal credit institutions Sub-IndustryConsumer Finance SectorFinance Current SymbolNYSE:RM CUSIP75902K10 CIK1519401 Webwww.regionalmanagement.com Phone(864) 448-7000Fax864-422-8035Employees1,991Year FoundedN/APrice Target and Rating Average Stock Price Forecast$34.33 High Stock Price Forecast$38.00 Low Stock Price Forecast$28.00 Forecasted Upside/Downside+24.0%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage3 Analysts Profitability EPS (Most Recent Fiscal Year)$2.84 Trailing P/E Ratio9.75 Forward P/E Ratio7.52 P/E GrowthN/ANet Income$51.22 million Net Margins5.10% Pretax Margin6.39% Return on Equity9.50% Return on Assets1.77% Debt Debt-to-Equity Ratio4.16 Current Ratio59.19 Quick Ratio59.19 Sales & Book Value Annual Sales$507.19 million Price / Sales0.54 Cash Flow$5.27 per share Price / Cash Flow5.25 Book Value$32.20 per share Price / Book0.86Miscellaneous Outstanding Shares9,840,000Free Float8,873,000Market Cap$272.37 million OptionableOptionable Beta1.54 Investing Strategies To Help Grow Your Retirement IncomeNeed to stretch out your 401K or Roth IRA plan? Use these time-tested investing strategies to grow the monthly retirement income that your stock portfolio generates.Get This Free Report Key ExecutivesMr. Robert William Beck (Age 59)Pres, CEO & Director Comp: $1.92MMs. Harpreet Rana (Age 51)Exec. VP & CFO Comp: $704.75kMr. John D. Schachtel (Age 62)Exec. VP & COO Comp: $990.95kMr. Brian J. Fisher (Age 39)Exec. VP and Chief Strategy & Devel. Officer Comp: $895.01kMr. Manish Parmar (Age 45)Exec. VP & Chief Credit Risk Officer Comp: $802.63kMr. Steven B. Barnette (Age 43)VP, Corp. Controller & Principal Accounting Officer Ms. Catherine R Atwood (Age 40)Sr. VP, Gen. Counsel & Sec. Mr. Chris PetersonChief Data & Analytics OfficerMore ExecutivesKey CompetitorsWorld AcceptanceNASDAQ:WRLDAtlanticusNASDAQ:ATLCLendingClubNYSE:LCOpen LendingNASDAQ:LPROBlackRock Capital InvestmentNASDAQ:BKCCView All CompetitorsInsiders & InstitutionsBasswood Capital Management, LBought 35,651 shares on 9/6/2023Total: $964,003.04 ($27.04/share)Basswood Capital Management, LBought 2,694 shares on 8/30/2023Total: $77,641.08 ($28.82/share)Nuveen Asset Management LLCBought 10,769 shares on 8/16/2023Ownership: 0.359%Tieton Capital Management LLCBought 1,750 shares on 8/15/2023Ownership: 1.140%Goldman Sachs Group Inc.Sold 112,061 shares on 8/15/2023Ownership: 0.358%View All Insider TransactionsView All Institutional Transactions RM Stock - Frequently Asked Questions Should I buy or sell Regional Management stock right now? 3 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Regional Management in the last twelve months. There are currently 3 hold ratings for the stock. The consensus among Wall Street research analysts is that investors should "hold" RM shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in RM, but not buy additional shares or sell existing shares. View RM analyst ratings or view top-rated stocks. What is Regional Management's stock price forecast for 2023? 3 equities research analysts have issued 12 month price targets for Regional Management's stock. Their RM share price forecasts range from $28.00 to $38.00. On average, they anticipate the company's share price to reach $34.33 in the next twelve months. This suggests a possible upside of 24.0% from the stock's current price. View analysts price targets for RM or view top-rated stocks among Wall Street analysts. How have RM shares performed in 2023? Regional Management's stock was trading at $28.08 on January 1st, 2023. Since then, RM stock has decreased by 1.4% and is now trading at $27.68. View the best growth stocks for 2023 here. When is Regional Management's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Tuesday, November 7th 2023. View our RM earnings forecast. How were Regional Management's earnings last quarter? Regional Management Corp. (NYSE:RM) issued its earnings results on Wednesday, August, 2nd. The credit services provider reported $0.63 EPS for the quarter, topping the consensus estimate of $0.48 by $0.15. The credit services provider earned $133.48 million during the quarter, compared to analyst estimates of $132.46 million. Regional Management had a net margin of 5.10% and a trailing twelve-month return on equity of 9.50%. How often does Regional Management pay dividends? What is the dividend yield for Regional Management? Regional Management announced a quarterly dividend on Wednesday, August 2nd. Investors of record on Wednesday, August 23rd will be given a dividend of $0.30 per share on Thursday, September 14th. This represents a $1.20 annualized dividend and a dividend yield of 4.34%. The ex-dividend date is Tuesday, August 22nd. Read our dividend analysis for RM. Is Regional Management a good dividend stock? Regional Management (NYSE:RM) pays an annual dividend of $1.20 per share and currently has a dividend yield of 4.32%. RM has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The company has been increasing its dividend for 2 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 42.25%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, RM will have a dividend payout ratio of 20.73% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for RM. What is Robert Beck's approval rating as Regional Management's CEO? 6 employees have rated Regional Management Chief Executive Officer Robert Beck on Glassdoor.com. Robert Beck has an approval rating of 72% among the company's employees. What other stocks do shareholders of Regional Management own? Based on aggregate information from My MarketBeat watchlists, some companies that other Regional Management investors own include NVIDIA (NVDA), QUALCOMM (QCOM), Enterprise Products Partners (EPD), Verizon Communications (VZ), Intel (INTC), ServiceNow (NOW), Comcast (CMCSA), General Motors (GM), JPMorgan Chase & Co. (JPM) and Overstock.com (OSTK). What is Regional Management's stock symbol? Regional Management trades on the New York Stock Exchange (NYSE) under the ticker symbol "RM." How do I buy shares of Regional Management? Shares of RM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Regional Management's stock price today? One share of RM stock can currently be purchased for approximately $27.68. How much money does Regional Management make? Regional Management (NYSE:RM) has a market capitalization of $272.37 million and generates $507.19 million in revenue each year. The credit services provider earns $51.22 million in net income (profit) each year or $2.84 on an earnings per share basis. How many employees does Regional Management have? The company employs 1,991 workers across the globe. How can I contact Regional Management? Regional Management's mailing address is 979 BATESVILLE ROAD SUITE B, GREER SC, 29651. The official website for the company is www.regionalmanagement.com. The credit services provider can be reached via phone at (864) 448-7000, via email at garrett.edson@icrinc.com, or via fax at 864-422-8035. This page (NYSE:RM) was last updated on 10/1/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Regional Management Corp. Please log in to your account or sign up in order to add this asset to your watchlist. Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. 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