NYSE:RM

Regional Management (RM) Stock Forecast, Price & News

$27.68

-0.08 (-0.29%)

(As of 09/29/2023 ET)

Compare

Today's Range: $27.68
▼
$28.25
50-Day Range: $26.59
▼
$33.89
52-Week Range: $24.38
▼
$38.34

Volume: 16,709 shs
Average Volume: 37,590 shs
Market Capitalization: $272.37 million

P/E Ratio: 9.75
Dividend Yield: 4.34%
Price Target: $34.33

Regional Management MarketRank™ Forecast

Analyst Rating: Hold
2.00 Rating Score
Upside/Downside: 24.0% Upside
$34.33 Price Target
Short Interest: Healthy
2.53% of Float Sold Short
Dividend Strength: Strong
Based on Four Factors
Sustainability: -0.26
Upright™ Environmental Score
News Sentiment: 0.81
Based on 4 Articles This Week
Insider Trading: Acquiring Shares
$1.04 M Bought Last Quarter
Proj. Earnings Growth: 57.34%
From $3.68 to $5.79 Per Share

Overall MarketRank^™

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.58 out of 5 stars

Finance Sector

310th out of 877 stocks

Personal Credit Institutions Industry

6th out of 13 stocks

2.0

Analyst's Opinion

Consensus Rating
Regional Management has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 3 hold ratings, and no sell ratings.
Price Target Upside/Downside
According to analysts' consensus price target of $34.33, Regional Management has a forecasted upside of 24.0% from its current price of $27.68.
Amount of Analyst Coverage
Regional Management has received no research coverage in the past 90 days.

3.0

Short Interest

Percentage of Shares Shorted
2.53% of the float of Regional Management has been sold short.
Short Interest Ratio / Days to Cover
Regional Management has a short interest ratio ("days to cover") of 5.5.
Change versus previous month
Short interest in Regional Management has recently decreased by 3.12%, indicating that investor sentiment is improving.

3.3

Dividend Strength

Dividend Leadership
Regional Management is a leading dividend payer. It pays a dividend yield of 4.34%, putting its dividend yield in the top 25% of dividend-paying stocks.
Dividend Growth
Regional Management has only been increasing its dividend for 2 years.
Dividend Coverage
The dividend payout ratio of Regional Management is 42.25%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, Regional Management will have a dividend payout ratio of 20.73% next year. This indicates that Regional Management will be able to sustain or increase its dividend.

0.0

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
Regional Management has received a -255.67% net impact score from Upright. The largest negative impact of Regional Management in category "Societal stability & understanding among people" seems to be driven mostly by its "Payday loans", "Subprime mortgages", and "Subprime car loans" products. See details.
Environmental Sustainability
The Environmental Impact score for Regional Management is -0.26.

2.7

News and Social Media Coverage

News Sentiment
Regional Management has a news sentiment score of 0.81. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 4 news articles for Regional Management this week, compared to 1 article on an average week.
MarketBeat Follows
Only 1 people have added Regional Management to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

3.3

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Regional Management insiders have bought more of their company's stock than they have sold. Specifically, they have bought $1,041,644.00 in company stock and sold $0.00 in company stock.
Percentage Held by Insiders
Only 9.80% of the stock of Regional Management is held by insiders.
Percentage Held by Institutions
80.25% of the stock of Regional Management is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

3.8

Earnings and Valuation

Earnings Growth
Earnings for Regional Management are expected to grow by 57.34% in the coming year, from $3.68 to $5.79 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of Regional Management is 9.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 106.66.
Price to Earnings Ratio vs. Sector
The P/E ratio of Regional Management is 9.75, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 64.45.
Price to Book Value per Share Ratio
Regional Management has a P/B Ratio of 0.86. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

About Regional Management (NYSE:RM) Stock

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. In addition, its loans are sourced through branches, centrally-managed direct mail campaigns, and digital partners, as well as its consumer website. The company was incorporated in 1987 and is headquartered in Greer, South Carolina.

RM Price History

30 days | 90 days | 365 days | Advanced Chart

RM Stock News Headlines

September 30, 2023 | americanbankingnews.com

Regional Management (NYSE:RM) Rating Increased to Strong-Buy at StockNews.com

September 28, 2023 | powermag.com

SPP Set to Become First RTO Straddling Eastern and Western Interconnections

October 1, 2023 | Porter and Company (Ad)

The Elites Are Waging War on Elon Musk — Here's Why…

Elon has helped unleash an opportunity that could create trillions in wealth for everyday Americans. So why does the deep state hate him for it?

September 27, 2023 | finance.yahoo.com

Regional Management Corp. (NYSE:RM) is favoured by institutional owners who hold 59% of the company

September 9, 2023 | finance.yahoo.com

Basswood Capital Management, L.L.C. Reduces Stake in Regional Management Corp

August 23, 2023 | markets.businessinsider.com

Regional Management (RM) Gets a Hold from BMO Capital

August 17, 2023 | finance.yahoo.com

Regional Management Corp. (NYSE:RM) Looks Like A Good Stock, And It's Going Ex-Dividend Soon

August 4, 2023 | insidermonkey.com

Regional Management Corp. (NYSE:RM) Q2 2023 Earnings Call Transcript

October 1, 2023 | Porter and Company (Ad)

The Elites Are Waging War on Elon Musk — Here's Why…

Elon has helped unleash an opportunity that could create trillions in wealth for everyday Americans. So why does the deep state hate him for it?

August 3, 2023 | businesswire.com

Regional Management Corp. Announces Second Quarter 2023 Results

June 29, 2023 | finance.yahoo.com

Regional Management Corp. to Report Second Quarter 2023 Results on Wednesday, August 2, 2023

May 27, 2023 | finance.yahoo.com

RM - Regional Management Corp.

May 22, 2023 | msn.com

Regional Management goes ex-dividend tomorrow

May 9, 2023 | finance.yahoo.com

Regional Management Corp. Raises Over $90,000 in Support of the American Heart Association Upstate Heart Walk

May 7, 2023 | finance.yahoo.com

Regional Management's (NYSE:RM) Dividend Will Be $0.30

May 4, 2023 | finance.yahoo.com

Q1 2023 Regional Management Corp Earnings Call

May 3, 2023 | finance.yahoo.com

Regional Management Corp. Announces First Quarter 2023 Results

April 25, 2023 | finance.yahoo.com

Regional Management Corp. (NYSE:RM) insider upped their holding by 361% earlier this year

March 27, 2023 | finance.yahoo.com

Regional Management Corp. to Report First Quarter 2023 Results on Wednesday, May 3, 2023

March 26, 2023 | msn.com

How women marched in to the stock market bustle

March 22, 2023 | finance.yahoo.com

Regional Management Corp. Expands Operations to Arizona

March 22, 2023 | msn.com

Will the Bank of England hike interest rates this week?

March 15, 2023 | marketwatch.com

Kitchen Sink Cabinet Market is Booming in Near Future 2023-2028 with Top Countries Data

February 27, 2023 | finance.yahoo.com

Regional Management Full Year 2022 Earnings: EPS Misses Expectations

February 9, 2023 | markets.businessinsider.com

Analysts Offer Insights on Financial Companies: Regional Management (RM), Moelis (MC) and Kkr Real Estate Finance (KREF)

February 8, 2023 | finance.yahoo.com

Regional Management Corp. Announces Fourth Quarter 2022 Results

February 8, 2023 | finance.yahoo.com

Regional Management (RM) Q4 Earnings and Revenues Miss Estimates

See More Headlines

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RM Company Calendar

Last Earnings: 8/02/2023
Ex-Dividend for 9/14 Dividend: 8/22/2023
Dividend Payable: 9/14/2023
Today: 10/01/2023
Next Earnings (Estimated): 11/07/2023
Fiscal Year End: 12/31/2023

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Industry, Sector and Symbol

Stock Exchange: NYSE
Industry: Personal credit institutions
Sub-Industry: Consumer Finance
Sector: Finance
Current Symbol: NYSE:RM
CUSIP: 75902K10
CIK: 1519401
Web: www.regionalmanagement.com
Phone: (864) 448-7000
Fax: 864-422-8035
Employees: 1,991
Year Founded: N/A

Price Target and Rating

Average Stock Price Forecast: $34.33
High Stock Price Forecast: $38.00
Low Stock Price Forecast: $28.00
Forecasted Upside/Downside: +24.0%
Consensus Rating: Hold
Rating Score (0-4): 2.00
Research Coverage: 3 Analysts

Profitability

EPS (Most Recent Fiscal Year): $2.84
Trailing P/E Ratio: 9.75
Forward P/E Ratio: 7.52
P/E Growth: N/A
Net Income: $51.22 million
Net Margins: 5.10%
Pretax Margin: 6.39%
Return on Equity: 9.50%
Return on Assets: 1.77%

Debt

Debt-to-Equity Ratio: 4.16
Current Ratio: 59.19
Quick Ratio: 59.19

Sales & Book Value

Annual Sales: $507.19 million
Price / Sales: 0.54
Cash Flow: $5.27 per share
Price / Cash Flow: 5.25
Book Value: $32.20 per share
Price / Book: 0.86

Miscellaneous

Outstanding Shares: 9,840,000
Free Float: 8,873,000
Market Cap: $272.37 million
Optionable: Optionable
Beta: 1.54

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Key Executives

Mr. Robert William Beck (Age 59)
Pres, CEO & Director
Comp: $1.92M

Ms. Harpreet Rana (Age 51)
Exec. VP & CFO
Comp: $704.75k

Mr. John D. Schachtel (Age 62)
Exec. VP & COO
Comp: $990.95k

Mr. Brian J. Fisher (Age 39)
Exec. VP and Chief Strategy & Devel. Officer
Comp: $895.01k

Mr. Manish Parmar (Age 45)
Exec. VP & Chief Credit Risk Officer
Comp: $802.63k

Mr. Steven B. Barnette (Age 43)
VP, Corp. Controller & Principal Accounting Officer

Ms. Catherine R Atwood (Age 40)
Sr. VP, Gen. Counsel & Sec.

Mr. Chris Peterson
Chief Data & Analytics Officer

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

RM Stock - Frequently Asked Questions

Should I buy or sell Regional Management stock right now?: 3 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Regional Management in the last twelve months. There are currently 3 hold ratings for the stock. The consensus among Wall Street research analysts is that investors should "hold" RM shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in RM, but not buy additional shares or sell existing shares.
View RM analyst ratings or view top-rated stocks.
What is Regional Management's stock price forecast for 2023?: 3 equities research analysts have issued 12 month price targets for Regional Management's stock. Their RM share price forecasts range from $28.00 to $38.00. On average, they anticipate the company's share price to reach $34.33 in the next twelve months. This suggests a possible upside of 24.0% from the stock's current price.
View analysts price targets for RM or view top-rated stocks among Wall Street analysts.
How have RM shares performed in 2023?: Regional Management's stock was trading at $28.08 on January 1st, 2023. Since then, RM stock has decreased by 1.4% and is now trading at $27.68.
View the best growth stocks for 2023 here.
When is Regional Management's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Tuesday, November 7th 2023.
View our RM earnings forecast.
How were Regional Management's earnings last quarter?: Regional Management Corp. (NYSE:RM) issued its earnings results on Wednesday, August, 2nd. The credit services provider reported $0.63 EPS for the quarter, topping the consensus estimate of $0.48 by $0.15. The credit services provider earned $133.48 million during the quarter, compared to analyst estimates of $132.46 million. Regional Management had a net margin of 5.10% and a trailing twelve-month return on equity of 9.50%.
How often does Regional Management pay dividends? What is the dividend yield for Regional Management?: Regional Management announced a quarterly dividend on Wednesday, August 2nd. Investors of record on Wednesday, August 23rd will be given a dividend of $0.30 per share on Thursday, September 14th. This represents a $1.20 annualized dividend and a dividend yield of 4.34%. The ex-dividend date is Tuesday, August 22nd.
Read our dividend analysis for RM.
Is Regional Management a good dividend stock?: Regional Management (NYSE:RM) pays an annual dividend of $1.20 per share and currently has a dividend yield of 4.32%. RM has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The company has been increasing its dividend for 2 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 42.25%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, RM will have a dividend payout ratio of 20.73% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for RM.

What is Robert Beck's approval rating as Regional Management's CEO?: 6 employees have rated Regional Management Chief Executive Officer Robert Beck on Glassdoor.com. Robert Beck has an approval rating of 72% among the company's employees.
What other stocks do shareholders of Regional Management own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Regional Management investors own include NVIDIA (NVDA), QUALCOMM (QCOM), Enterprise Products Partners (EPD), Verizon Communications (VZ), Intel (INTC), ServiceNow (NOW), Comcast (CMCSA), General Motors (GM), JPMorgan Chase & Co. (JPM) and Overstock.com (OSTK).
What is Regional Management's stock symbol?: Regional Management trades on the New York Stock Exchange (NYSE) under the ticker symbol "RM."
How do I buy shares of Regional Management?: Shares of RM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.
What is Regional Management's stock price today?: One share of RM stock can currently be purchased for approximately $27.68.
How much money does Regional Management make?: Regional Management (NYSE:RM) has a market capitalization of $272.37 million and generates $507.19 million in revenue each year. The credit services provider earns $51.22 million in net income (profit) each year or $2.84 on an earnings per share basis.
How many employees does Regional Management have?: The company employs 1,991 workers across the globe.
How can I contact Regional Management?: Regional Management's mailing address is 979 BATESVILLE ROAD SUITE B, GREER SC, 29651. The official website for the company is www.regionalmanagement.com. The credit services provider can be reached via phone at (864) 448-7000, via email at garrett.edson@icrinc.com, or via fax at 864-422-8035.

This page (NYSE:RM) was last updated on 10/1/2023 by MarketBeat.com Staff

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