Regional Management (RM) Competitors $32.94 +1.05 (+3.29%) As of 07/3/2025 03:30 PM Eastern Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock RM vs. ECPG, WRLD, EZPW, PRAA, GDOT, AXP, COF, DFS, SLM, and CACCShould you be buying Regional Management stock or one of its competitors? The main competitors of Regional Management include Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry. Regional Management vs. Its Competitors Encore Capital Group World Acceptance EZCORP PRA Group Green Dot American Express Capital One Financial Discover Financial Services SLM Credit Acceptance Regional Management (NYSE:RM) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, earnings, dividends, profitability, analyst recommendations, valuation and risk. Do analysts recommend RM or ECPG? Regional Management presently has a consensus target price of $34.00, indicating a potential upside of 3.22%. Encore Capital Group has a consensus target price of $62.67, indicating a potential upside of 52.21%. Given Encore Capital Group's stronger consensus rating and higher probable upside, analysts clearly believe Encore Capital Group is more favorable than Regional Management.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Regional Management 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25 Does the media favor RM or ECPG? In the previous week, Regional Management had 4 more articles in the media than Encore Capital Group. MarketBeat recorded 6 mentions for Regional Management and 2 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.07 beat Regional Management's score of 0.48 indicating that Encore Capital Group is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Regional Management 2 Very Positive mention(s) 2 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Encore Capital Group 1 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Is RM or ECPG more profitable? Regional Management has a net margin of 5.53% compared to Encore Capital Group's net margin of -8.38%. Encore Capital Group's return on equity of 16.18% beat Regional Management's return on equity.Company Net Margins Return on Equity Return on Assets Regional Management5.53% 10.57% 2.01% Encore Capital Group -8.38%16.18%2.99% Do institutionals & insiders have more ownership in RM or ECPG? 98.9% of Regional Management shares are held by institutional investors. 10.8% of Regional Management shares are held by insiders. Comparatively, 2.5% of Encore Capital Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term. Which has stronger valuation and earnings, RM or ECPG? Regional Management has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioRegional Management$588.50M0.56$41.23M$3.309.98Encore Capital Group$1.32B0.73-$139.24M-$4.89-8.42 Which has more risk and volatility, RM or ECPG? Regional Management has a beta of 1.18, meaning that its share price is 18% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.59, meaning that its share price is 59% more volatile than the S&P 500. SummaryEncore Capital Group beats Regional Management on 10 of the 17 factors compared between the two stocks. Get Regional Management News Delivered to You Automatically Sign up to receive the latest news and ratings for RM and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding RM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart RM vs. The Competition Export to ExcelMetricRegional ManagementFIN IndustryFinance SectorNYSE ExchangeMarket Cap$326.79M$8.35B$12.11B$20.73BDividend Yield3.64%3.34%5.54%3.72%P/E Ratio9.9815.8520.0228.09Price / Sales0.562.4025.6838.31Price / Cash7.618.5521.6822.53Price / Book0.941.872.284.58Net Income$41.23M$486.48M$1.00B$986.06M7 Day Performance12.25%4.88%2.21%2.79%1 Month Performance22.68%11.80%4.45%5.42%1 Year Performance16.07%41.99%540.85%14.63% Regional Management Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)RMRegional Management4.2391 of 5 stars$32.94+3.3%$34.00+3.2%+16.1%$326.79M$588.50M9.982,131News CoverageInsider TradeECPGEncore Capital Group3.914 of 5 stars$38.71-1.8%$62.67+61.9%-0.8%$920.66M$1.32B-7.927,350News CoveragePositive NewsWRLDWorld Acceptance2.6518 of 5 stars$165.12-1.8%$10.00-93.9%+38.6%$892.05M$564.84M10.092,838Positive NewsEZPWEZCORP4.2404 of 5 stars$13.88+1.9%$18.25+31.5%+36.9%$749.29M$1.16B11.668,000Positive NewsPRAAPRA Group4.1016 of 5 stars$14.75-2.3%$27.00+83.1%-20.7%$598.45M$1.11B8.243,115GDOTGreen Dot2.0221 of 5 stars$10.80+0.4%$11.50+6.5%+17.9%$590.62M$1.72B-83.071,150AXPAmerican Express4.6795 of 5 stars$319.45+0.7%$296.05-7.3%+39.4%$222.22B$65.95B22.3175,100Positive NewsAnalyst ForecastCOFCapital One Financial4.9773 of 5 stars$212.86+0.9%$215.86+1.4%+59.5%$80.85B$53.94B17.8752,600Positive NewsDFSDiscover Financial Services3.8521 of 5 stars$197.76-1.4%$191.64-3.1%+49.7%$49.77B$18.00B12.3920,200High Trading VolumeSLMSLM4.6195 of 5 stars$32.79-0.5%$32.30-1.5%+62.2%$6.92B$2.62B11.801,710CACCCredit Acceptance2.5068 of 5 stars$509.43+1.3%$440.00-13.6%+1.7%$5.83B$2.16B21.732,431Positive NewsHigh Trading Volume Related Companies and Tools Related Companies ECPG Alternatives WRLD Alternatives EZPW Alternatives PRAA Alternatives GDOT Alternatives AXP Alternatives COF Alternatives DFS Alternatives SLM Alternatives CACC Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:RM) was last updated on 7/4/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredElon’s NEXT Big IPO?Cancel your internet TODAY!? 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