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Regional Management (RM) Competitors

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$33.52 -0.40 (-1.16%)
Closing price 10/9/2026 03:59 PM Eastern
Extended Trading
$33.51 -0.02 (-0.06%)
As of 10/9/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

RM vs. JCAP, LU, UPBD, NAVI, and WRLD

Should you buy Regional Management stock or one of its competitors? Regional Management's main competitors and comparable companies include Jernigan Capital (JCAP), Lufax (LU), Upbound Group (UPBD), Navient (NAVI), and World Acceptance (WRLD). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Regional Management compare to Jernigan Capital?

Regional Management (NYSE:RM) and Jernigan Capital (NASDAQ:JCAP) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, valuation, dividends, institutional ownership, risk, earnings, analyst recommendations and media sentiment.

In the previous week, Jernigan Capital had 1 more articles in the media than Regional Management. MarketBeat recorded 4 mentions for Jernigan Capital and 3 mentions for Regional Management. Jernigan Capital's average media sentiment score of 0.93 beat Regional Management's score of -0.09 indicating that Jernigan Capital is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Regional Management
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Jernigan Capital
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Regional Management pays an annual dividend of $1.20 per share and has a dividend yield of 3.6%. Jernigan Capital pays an annual dividend of $0.96 per share and has a dividend yield of 4.8%. Regional Management pays out 25.3% of its earnings in the form of a dividend. Jernigan Capital pays out 39.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

98.9% of Regional Management shares are held by institutional investors. 10.9% of Regional Management shares are held by insiders. Comparatively, 8.3% of Jernigan Capital shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Jernigan Capital has higher revenue and earnings than Regional Management. Regional Management is trading at a lower price-to-earnings ratio than Jernigan Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Regional Management$579.95M0.53$44.41M$4.757.06
Jernigan Capital$613.29M1.87$187.96M$2.458.13

Jernigan Capital has a net margin of 23.50% compared to Regional Management's net margin of 6.98%. Jernigan Capital's return on equity of 35.87% beat Regional Management's return on equity.

Company Net Margins Return on Equity Return on Assets
Regional Management6.98% 12.49% 2.25%
Jernigan Capital 23.50%35.87%8.16%

Regional Management has a beta of 1.02, indicating that its share price is 2% more volatile than the broader market. Comparatively, Jernigan Capital has a beta of -0.02, indicating that its share price is 102% less volatile than the broader market.

Regional Management presently has a consensus price target of $43.00, indicating a potential upside of 28.26%. Jernigan Capital has a consensus price target of $27.50, indicating a potential upside of 37.98%. Given Jernigan Capital's stronger consensus rating and higher probable upside, analysts clearly believe Jernigan Capital is more favorable than Regional Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Jernigan Capital
1 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
2.86

Summary

Jernigan Capital beats Regional Management on 14 of the 19 factors compared between the two stocks.

How does Regional Management compare to Lufax?

Lufax (NYSE:LU) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, profitability, analyst recommendations, dividends, media sentiment, risk, valuation and institutional ownership.

In the previous week, Lufax had 2 more articles in the media than Regional Management. MarketBeat recorded 5 mentions for Lufax and 3 mentions for Regional Management. Lufax's average media sentiment score of 0.07 beat Regional Management's score of -0.09 indicating that Lufax is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Neutral
Regional Management
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

69.1% of Lufax shares are held by institutional investors. Comparatively, 98.9% of Regional Management shares are held by institutional investors. 10.9% of Regional Management shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Lufax currently has a consensus price target of $1.70, suggesting a potential upside of 72.76%. Regional Management has a consensus price target of $43.00, suggesting a potential upside of 28.26%. Given Lufax's higher probable upside, research analysts plainly believe Lufax is more favorable than Regional Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Regional Management has a net margin of 6.98% compared to Lufax's net margin of 0.00%. Regional Management's return on equity of 12.49% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LufaxN/A N/A N/A
Regional Management 6.98%12.49%2.25%

Lufax has a beta of 0.69, suggesting that its share price is 31% less volatile than the broader market. Comparatively, Regional Management has a beta of 1.02, suggesting that its share price is 2% more volatile than the broader market.

Regional Management has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$3.77B0.23-$291.79M-$0.61N/A
Regional Management$579.95M0.53$44.41M$4.757.06

Summary

Regional Management beats Lufax on 12 of the 16 factors compared between the two stocks.

How does Regional Management compare to Upbound Group?

Upbound Group (NASDAQ:UPBD) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, valuation, institutional ownership, risk, profitability, dividends, analyst recommendations and media sentiment.

In the previous week, Upbound Group had 8 more articles in the media than Regional Management. MarketBeat recorded 11 mentions for Upbound Group and 3 mentions for Regional Management. Upbound Group's average media sentiment score of 0.15 beat Regional Management's score of -0.09 indicating that Upbound Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Upbound Group
2 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
4 Negative mention(s)
0 Very Negative mention(s)
Neutral
Regional Management
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Upbound Group pays an annual dividend of $1.56 per share and has a dividend yield of 10.1%. Regional Management pays an annual dividend of $1.20 per share and has a dividend yield of 3.6%. Upbound Group pays out 101.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Regional Management pays out 25.3% of its earnings in the form of a dividend. Upbound Group has raised its dividend for 5 consecutive years. Upbound Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Upbound Group has a beta of 1.78, meaning that its share price is 78% more volatile than the broader market. Comparatively, Regional Management has a beta of 1.02, meaning that its share price is 2% more volatile than the broader market.

Upbound Group presently has a consensus price target of $27.50, indicating a potential upside of 78.57%. Regional Management has a consensus price target of $43.00, indicating a potential upside of 28.26%. Given Upbound Group's higher probable upside, analysts plainly believe Upbound Group is more favorable than Regional Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upbound Group
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Upbound Group has higher revenue and earnings than Regional Management. Regional Management is trading at a lower price-to-earnings ratio than Upbound Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Upbound Group$4.74B0.19$73.24M$1.5410.00
Regional Management$579.95M0.53$44.41M$4.757.06

Regional Management has a net margin of 6.98% compared to Upbound Group's net margin of 1.90%. Upbound Group's return on equity of 34.53% beat Regional Management's return on equity.

Company Net Margins Return on Equity Return on Assets
Upbound Group1.90% 34.53% 7.69%
Regional Management 6.98%12.49%2.25%

90.3% of Upbound Group shares are owned by institutional investors. Comparatively, 98.9% of Regional Management shares are owned by institutional investors. 1.2% of Upbound Group shares are owned by company insiders. Comparatively, 10.9% of Regional Management shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

Upbound Group beats Regional Management on 11 of the 19 factors compared between the two stocks.

How does Regional Management compare to Navient?

Navient (NASDAQ:NAVI) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, institutional ownership, dividends, media sentiment, risk, valuation, profitability and analyst recommendations.

Navient currently has a consensus target price of $8.08, indicating a potential downside of 11.27%. Regional Management has a consensus target price of $43.00, indicating a potential upside of 28.26%. Given Regional Management's stronger consensus rating and higher probable upside, analysts clearly believe Regional Management is more favorable than Navient.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Navient
4 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Navient had 3 more articles in the media than Regional Management. MarketBeat recorded 6 mentions for Navient and 3 mentions for Regional Management. Navient's average media sentiment score of 0.14 beat Regional Management's score of -0.09 indicating that Navient is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Navient
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Regional Management
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Navient has a beta of 1.15, meaning that its share price is 15% more volatile than the broader market. Comparatively, Regional Management has a beta of 1.02, meaning that its share price is 2% more volatile than the broader market.

Regional Management has a net margin of 6.98% compared to Navient's net margin of -1.64%. Regional Management's return on equity of 12.49% beat Navient's return on equity.

Company Net Margins Return on Equity Return on Assets
Navient-1.64% 4.68% 0.23%
Regional Management 6.98%12.49%2.25%

97.1% of Navient shares are held by institutional investors. Comparatively, 98.9% of Regional Management shares are held by institutional investors. 33.8% of Navient shares are held by insiders. Comparatively, 10.9% of Regional Management shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Navient pays an annual dividend of $0.64 per share and has a dividend yield of 7.0%. Regional Management pays an annual dividend of $1.20 per share and has a dividend yield of 3.6%. Navient pays out -128.0% of its earnings in the form of a dividend. Regional Management pays out 25.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Navient is clearly the better dividend stock, given its higher yield and lower payout ratio.

Regional Management has lower revenue, but higher earnings than Navient. Navient is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Navient$3.20B0.27-$80M-$0.50N/A
Regional Management$579.95M0.53$44.41M$4.757.06

Summary

Regional Management beats Navient on 11 of the 18 factors compared between the two stocks.

How does Regional Management compare to World Acceptance?

World Acceptance (NASDAQ:WRLD) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, media sentiment, valuation, profitability, analyst recommendations, institutional ownership, risk and dividends.

Regional Management has a consensus price target of $43.00, indicating a potential upside of 28.26%. Given Regional Management's stronger consensus rating and higher possible upside, analysts clearly believe Regional Management is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Regional Management has a net margin of 6.98% compared to World Acceptance's net margin of 6.71%. Regional Management's return on equity of 12.49% beat World Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
World Acceptance6.71% 12.13% 4.00%
Regional Management 6.98%12.49%2.25%

World Acceptance has a beta of 1.17, indicating that its stock price is 17% more volatile than the broader market. Comparatively, Regional Management has a beta of 1.02, indicating that its stock price is 2% more volatile than the broader market.

In the previous week, World Acceptance had 2 more articles in the media than Regional Management. MarketBeat recorded 5 mentions for World Acceptance and 3 mentions for Regional Management. World Acceptance's average media sentiment score of 0.98 beat Regional Management's score of -0.09 indicating that World Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
World Acceptance
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Regional Management
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

83.6% of World Acceptance shares are held by institutional investors. Comparatively, 98.9% of Regional Management shares are held by institutional investors. 38.0% of World Acceptance shares are held by insiders. Comparatively, 10.9% of Regional Management shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Regional Management has lower revenue, but higher earnings than World Acceptance. Regional Management is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
World Acceptance$585.74M1.40$34.59M$8.4620.74
Regional Management$579.95M0.53$44.41M$4.757.06

Summary

World Acceptance beats Regional Management on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding RM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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RM vs. The Competition

MetricRegional ManagementConsumer Finance IndustryFinance SectorNYSE Exchange
Market Cap$312.94M$6.80B$13.07B$22.94B
Dividend Yield3.61%12.84%6.08%3.72%
P/E Ratio7.068.4024.7428.60
Price / Sales0.5352.06476.4814.92
Price / Cash7.3311.2445.1337.72
Price / Book0.872.512.714.72
Net Income$44.41M$442.63M$1.32B$1.07B
7 Day Performance5.59%0.56%-0.51%0.35%
1 Month Performance2.46%-4.65%-2.39%-2.94%
1 Year Performance-11.34%1.96%10.29%9.25%

Regional Management Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
RM
Regional Management
4.4657 of 5 stars
$33.53
-1.2%
$43.00
+28.3%
-13.9%$312.94M$579.95M7.062,112
JCAP
Jernigan Capital
4.9725 of 5 stars
$19.62
+2.5%
$27.50
+40.2%
+10.9%$1.13B$613.29M8.011,120
LU
Lufax
3.2244 of 5 stars
$1.16
-2.9%
$1.70
+47.2%
-75.0%$1.00B$3.77BN/A33,163
UPBD
Upbound Group
4.4143 of 5 stars
$16.02
+2.2%
$28.00
+74.8%
-27.7%$932.22M$4.70B10.3812,050
NAVI
Navient
2.5544 of 5 stars
$9.21
+1.1%
$8.25
-10.5%
-26.1%$863.06M$3.20BN/A670

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This page (NYSE:RM) was last updated on 10/10/2026 by MarketBeat.com Staff.
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