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Regional Management (RM) Competitors

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$31.38 -0.72 (-2.23%)
Closing price 09/18/2026 03:59 PM Eastern
Extended Trading
$31.39 +0.00 (+0.02%)
As of 09/18/2026 04:15 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

RM vs. UPBD, LU, QFIN, WRLD, and NAVI

Should you buy Regional Management stock or one of its competitors? Regional Management's main competitors and comparable companies include Upbound Group (UPBD), Lufax (LU), Qfin (QFIN), World Acceptance (WRLD), and Navient (NAVI). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Regional Management compare to Upbound Group?

Regional Management (NYSE:RM) and Upbound Group (NASDAQ:UPBD) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, analyst recommendations, media sentiment, earnings, profitability, institutional ownership, dividends and valuation.

Regional Management has a net margin of 6.98% compared to Upbound Group's net margin of 1.90%. Upbound Group's return on equity of 34.53% beat Regional Management's return on equity.

Company Net Margins Return on Equity Return on Assets
Regional Management6.98% 12.49% 2.25%
Upbound Group 1.90%34.53%7.69%

Regional Management pays an annual dividend of $1.20 per share and has a dividend yield of 3.8%. Upbound Group pays an annual dividend of $1.56 per share and has a dividend yield of 9.1%. Regional Management pays out 25.3% of its earnings in the form of a dividend. Upbound Group pays out 101.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Upbound Group has raised its dividend for 5 consecutive years. Upbound Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Regional Management had 6 more articles in the media than Upbound Group. MarketBeat recorded 9 mentions for Regional Management and 3 mentions for Upbound Group. Upbound Group's average media sentiment score of 0.90 beat Regional Management's score of 0.30 indicating that Upbound Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Regional Management
5 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Upbound Group
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Regional Management has a beta of 1, indicating that its stock price has a similar volatility profile to the broader market.Comparatively, Upbound Group has a beta of 1.77, indicating that its stock price is 77% more volatile than the broader market.

Regional Management currently has a consensus price target of $43.00, indicating a potential upside of 37.01%. Upbound Group has a consensus price target of $28.00, indicating a potential upside of 63.46%. Given Upbound Group's higher probable upside, analysts clearly believe Upbound Group is more favorable than Regional Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Upbound Group
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

98.9% of Regional Management shares are held by institutional investors. Comparatively, 90.3% of Upbound Group shares are held by institutional investors. 10.9% of Regional Management shares are held by insiders. Comparatively, 1.2% of Upbound Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Upbound Group has higher revenue and earnings than Regional Management. Regional Management is trading at a lower price-to-earnings ratio than Upbound Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Regional Management$645.60M0.45$44.41M$4.756.61
Upbound Group$4.70B0.21$73.24M$1.5411.12

Summary

Upbound Group beats Regional Management on 10 of the 19 factors compared between the two stocks.

How does Regional Management compare to Lufax?

Lufax (NYSE:LU) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, media sentiment, profitability, earnings, institutional ownership, risk, dividends and valuation.

Lufax currently has a consensus price target of $1.70, indicating a potential upside of 42.26%. Regional Management has a consensus price target of $43.00, indicating a potential upside of 37.01%. Given Lufax's higher probable upside, research analysts clearly believe Lufax is more favorable than Regional Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
2 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.75
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Lufax has a beta of 0.76, suggesting that its stock price is 24% less volatile than the broader market. Comparatively, Regional Management has a beta of 1, suggesting that its stock price has a similar volatility profile to the broader market.

Regional Management has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$3.77B0.27-$291.79M-$0.61N/A
Regional Management$645.60M0.45$44.41M$4.756.61

69.1% of Lufax shares are held by institutional investors. Comparatively, 98.9% of Regional Management shares are held by institutional investors. 10.9% of Regional Management shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

In the previous week, Regional Management had 7 more articles in the media than Lufax. MarketBeat recorded 9 mentions for Regional Management and 2 mentions for Lufax. Regional Management's average media sentiment score of 0.30 beat Lufax's score of -0.22 indicating that Regional Management is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral
Regional Management
5 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Regional Management has a net margin of 6.98% compared to Lufax's net margin of 0.00%. Regional Management's return on equity of 12.49% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LufaxN/A N/A N/A
Regional Management 6.98%12.49%2.25%

Summary

Regional Management beats Lufax on 14 of the 16 factors compared between the two stocks.

How does Regional Management compare to Qfin?

Regional Management (NYSE:RM) and Qfin (NASDAQ:QFIN) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, earnings, media sentiment, institutional ownership, analyst recommendations, profitability, dividends and risk.

98.9% of Regional Management shares are held by institutional investors. Comparatively, 74.8% of Qfin shares are held by institutional investors. 10.9% of Regional Management shares are held by insiders. Comparatively, 17.1% of Qfin shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

In the previous week, Regional Management had 6 more articles in the media than Qfin. MarketBeat recorded 9 mentions for Regional Management and 3 mentions for Qfin. Regional Management's average media sentiment score of 0.30 beat Qfin's score of -0.33 indicating that Regional Management is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Regional Management
5 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Qfin
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Regional Management presently has a consensus target price of $43.00, indicating a potential upside of 37.01%. Qfin has a consensus target price of $12.29, indicating a potential upside of 51.90%. Given Qfin's higher possible upside, analysts clearly believe Qfin is more favorable than Regional Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Qfin
4 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.63

Qfin has a net margin of 22.23% compared to Regional Management's net margin of 6.98%. Qfin's return on equity of 15.23% beat Regional Management's return on equity.

Company Net Margins Return on Equity Return on Assets
Regional Management6.98% 12.49% 2.25%
Qfin 22.23%15.23%6.60%

Regional Management pays an annual dividend of $1.20 per share and has a dividend yield of 3.8%. Qfin pays an annual dividend of $0.90 per share and has a dividend yield of 11.1%. Regional Management pays out 25.3% of its earnings in the form of a dividend. Qfin pays out 21.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Qfin is clearly the better dividend stock, given its higher yield and lower payout ratio.

Qfin has higher revenue and earnings than Regional Management. Qfin is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Regional Management$645.60M0.45$44.41M$4.756.61
Qfin$2.75B0.36$856.52M$4.161.94

Regional Management has a beta of 1, indicating that its share price has a similar volatility profile to the broader market.Comparatively, Qfin has a beta of 0.57, indicating that its share price is 43% less volatile than the broader market.

Summary

Regional Management and Qfin tied by winning 9 of the 18 factors compared between the two stocks.

How does Regional Management compare to World Acceptance?

World Acceptance (NASDAQ:WRLD) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, valuation, institutional ownership, earnings, media sentiment, dividends, profitability and analyst recommendations.

Regional Management has higher revenue and earnings than World Acceptance. Regional Management is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
World Acceptance$585.74M1.45$34.59M$8.4621.53
Regional Management$645.60M0.45$44.41M$4.756.61

Regional Management has a net margin of 6.98% compared to World Acceptance's net margin of 6.71%. Regional Management's return on equity of 12.49% beat World Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
World Acceptance6.71% 12.13% 4.00%
Regional Management 6.98%12.49%2.25%

83.6% of World Acceptance shares are held by institutional investors. Comparatively, 98.9% of Regional Management shares are held by institutional investors. 38.0% of World Acceptance shares are held by company insiders. Comparatively, 10.9% of Regional Management shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Regional Management has a consensus price target of $43.00, indicating a potential upside of 37.01%. Given Regional Management's stronger consensus rating and higher probable upside, analysts clearly believe Regional Management is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

World Acceptance has a beta of 1.14, meaning that its stock price is 14% more volatile than the broader market. Comparatively, Regional Management has a beta of 1, meaning that its stock price has a similar volatility profile to the broader market.

In the previous week, Regional Management had 8 more articles in the media than World Acceptance. MarketBeat recorded 9 mentions for Regional Management and 1 mentions for World Acceptance. World Acceptance's average media sentiment score of 1.87 beat Regional Management's score of 0.30 indicating that World Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
World Acceptance
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Regional Management
5 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Regional Management beats World Acceptance on 9 of the 16 factors compared between the two stocks.

How does Regional Management compare to Navient?

Regional Management (NYSE:RM) and Navient (NASDAQ:NAVI) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, earnings, media sentiment, valuation, profitability, dividends, risk and analyst recommendations.

Regional Management has a beta of 1, indicating that its stock price has a similar volatility profile to the broader market.Comparatively, Navient has a beta of 1.18, indicating that its stock price is 18% more volatile than the broader market.

98.9% of Regional Management shares are owned by institutional investors. Comparatively, 97.1% of Navient shares are owned by institutional investors. 10.9% of Regional Management shares are owned by insiders. Comparatively, 33.8% of Navient shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Regional Management has higher earnings, but lower revenue than Navient. Navient is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Regional Management$645.60M0.45$44.41M$4.756.61
Navient$3.20B0.28-$80M-$0.50N/A

Regional Management currently has a consensus price target of $43.00, indicating a potential upside of 37.01%. Navient has a consensus price target of $9.14, indicating a potential downside of 3.86%. Given Regional Management's stronger consensus rating and higher possible upside, analysts plainly believe Regional Management is more favorable than Navient.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Navient
4 Sell rating(s)
5 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.56

In the previous week, Regional Management had 2 more articles in the media than Navient. MarketBeat recorded 9 mentions for Regional Management and 7 mentions for Navient. Navient's average media sentiment score of 0.82 beat Regional Management's score of 0.30 indicating that Navient is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Regional Management
5 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Navient
3 Very Positive mention(s)
3 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Regional Management has a net margin of 6.98% compared to Navient's net margin of -1.64%. Regional Management's return on equity of 12.49% beat Navient's return on equity.

Company Net Margins Return on Equity Return on Assets
Regional Management6.98% 12.49% 2.25%
Navient -1.64%4.68%0.23%

Regional Management pays an annual dividend of $1.20 per share and has a dividend yield of 3.8%. Navient pays an annual dividend of $0.64 per share and has a dividend yield of 6.7%. Regional Management pays out 25.3% of its earnings in the form of a dividend. Navient pays out -128.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Navient is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Regional Management beats Navient on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding RM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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RM vs. The Competition

MetricRegional ManagementConsumer Finance IndustryFinance SectorNYSE Exchange
Market Cap$289.60M$6.98B$13.82B$23.10B
Dividend Yield3.82%12.77%5.95%3.62%
P/E Ratio6.618.7825.3128.21
Price / Sales0.4563.66511.0720.34
Price / Cash6.7811.3643.4236.36
Price / Book0.822.532.734.67
Net Income$44.41M$442.63M$1.31B$1.07B
7 Day Performance-4.57%-0.78%-0.59%-1.64%
1 Month Performance-6.00%-2.87%0.16%-3.60%
1 Year Performance-28.50%-0.83%7.82%8.41%

Regional Management Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
RM
Regional Management
4.7517 of 5 stars
$31.39
-2.2%
$43.00
+37.0%
-28.5%$289.60M$645.60M6.612,112
UPBD
Upbound Group
4.5188 of 5 stars
$18.45
+1.3%
$30.67
+66.3%
-35.5%$1.08B$4.70B12.0612,050
LU
Lufax
2.799 of 5 stars
$1.23
+1.2%
$1.70
+38.8%
-64.0%$1.06B$3.77BN/A33,163
QFIN
Qfin
4.8398 of 5 stars
$8.58
+1.2%
$12.29
+43.3%
-73.3%$1.04B$2.75B2.063,557
WRLD
World Acceptance
1.386 of 5 stars
$191.43
+0.8%
N/A+5.8%$890.55M$585.74M22.592,907

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This page (NYSE:RM) was last updated on 9/20/2026 by MarketBeat.com Staff.
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