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Regional Management (RM) Competitors

Regional Management logo
$32.94 +1.05 (+3.29%)
As of 07/3/2025 03:30 PM Eastern

RM vs. ECPG, WRLD, EZPW, PRAA, GDOT, AXP, COF, DFS, SLM, and CACC

Should you be buying Regional Management stock or one of its competitors? The main competitors of Regional Management include Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

Regional Management vs. Its Competitors

Regional Management (NYSE:RM) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, earnings, dividends, profitability, analyst recommendations, valuation and risk.

Regional Management presently has a consensus target price of $34.00, indicating a potential upside of 3.22%. Encore Capital Group has a consensus target price of $62.67, indicating a potential upside of 52.21%. Given Encore Capital Group's stronger consensus rating and higher probable upside, analysts clearly believe Encore Capital Group is more favorable than Regional Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Regional Management
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

In the previous week, Regional Management had 4 more articles in the media than Encore Capital Group. MarketBeat recorded 6 mentions for Regional Management and 2 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.07 beat Regional Management's score of 0.48 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Regional Management
2 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Encore Capital Group
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Regional Management has a net margin of 5.53% compared to Encore Capital Group's net margin of -8.38%. Encore Capital Group's return on equity of 16.18% beat Regional Management's return on equity.

Company Net Margins Return on Equity Return on Assets
Regional Management5.53% 10.57% 2.01%
Encore Capital Group -8.38%16.18%2.99%

98.9% of Regional Management shares are held by institutional investors. 10.8% of Regional Management shares are held by insiders. Comparatively, 2.5% of Encore Capital Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Regional Management has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Regional Management$588.50M0.56$41.23M$3.309.98
Encore Capital Group$1.32B0.73-$139.24M-$4.89-8.42

Regional Management has a beta of 1.18, meaning that its share price is 18% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.59, meaning that its share price is 59% more volatile than the S&P 500.

Summary

Encore Capital Group beats Regional Management on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding RM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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RM vs. The Competition

MetricRegional ManagementFIN IndustryFinance SectorNYSE Exchange
Market Cap$326.79M$8.35B$12.11B$20.73B
Dividend Yield3.64%3.34%5.54%3.72%
P/E Ratio9.9815.8520.0228.09
Price / Sales0.562.4025.6838.31
Price / Cash7.618.5521.6822.53
Price / Book0.941.872.284.58
Net Income$41.23M$486.48M$1.00B$986.06M
7 Day Performance12.25%4.88%2.21%2.79%
1 Month Performance22.68%11.80%4.45%5.42%
1 Year Performance16.07%41.99%540.85%14.63%

Regional Management Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
RM
Regional Management
4.2391 of 5 stars
$32.94
+3.3%
$34.00
+3.2%
+16.1%$326.79M$588.50M9.982,131News Coverage
Insider Trade
ECPG
Encore Capital Group
3.914 of 5 stars
$38.71
-1.8%
$62.67
+61.9%
-0.8%$920.66M$1.32B-7.927,350News Coverage
Positive News
WRLD
World Acceptance
2.6518 of 5 stars
$165.12
-1.8%
$10.00
-93.9%
+38.6%$892.05M$564.84M10.092,838Positive News
EZPW
EZCORP
4.2404 of 5 stars
$13.88
+1.9%
$18.25
+31.5%
+36.9%$749.29M$1.16B11.668,000Positive News
PRAA
PRA Group
4.1016 of 5 stars
$14.75
-2.3%
$27.00
+83.1%
-20.7%$598.45M$1.11B8.243,115
GDOT
Green Dot
2.0221 of 5 stars
$10.80
+0.4%
$11.50
+6.5%
+17.9%$590.62M$1.72B-83.071,150
AXP
American Express
4.6795 of 5 stars
$319.45
+0.7%
$296.05
-7.3%
+39.4%$222.22B$65.95B22.3175,100Positive News
Analyst Forecast
COF
Capital One Financial
4.9773 of 5 stars
$212.86
+0.9%
$215.86
+1.4%
+59.5%$80.85B$53.94B17.8752,600Positive News
DFS
Discover Financial Services
3.8521 of 5 stars
$197.76
-1.4%
$191.64
-3.1%
+49.7%$49.77B$18.00B12.3920,200High Trading Volume
SLM
SLM
4.6195 of 5 stars
$32.79
-0.5%
$32.30
-1.5%
+62.2%$6.92B$2.62B11.801,710
CACC
Credit Acceptance
2.5068 of 5 stars
$509.43
+1.3%
$440.00
-13.6%
+1.7%$5.83B$2.16B21.732,431Positive News
High Trading Volume

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This page (NYSE:RM) was last updated on 7/4/2025 by MarketBeat.com Staff
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