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NYSE:DFSDiscover Financial Services Competitors & Alternatives

$48.38
+1.93 (+4.16 %)
(As of 07/10/2020 04:00 PM ET)
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Today's Range
$46.03
Now: $48.38
$48.45
50-Day Range
$40.47
MA: $50.88
$61.29
52-Week Range
$23.25
Now: $48.38
$92.98
Volume3.62 million shs
Average Volume4.72 million shs
Market Capitalization$14.82 billion
P/E Ratio7.24
Dividend Yield3.64%
Beta1.88

Competitors

Discover Financial Services (NYSE:DFS) Vs. AXP, COF, CACC, FCFS, GDOT, and SLM

Should you be buying DFS stock or one of its competitors? Companies in the sub-industry of "consumer finance" are considered alternatives and competitors to Discover Financial Services, including American Express (AXP), Capital One Financial (COF), Credit Acceptance (CACC), FirstCash (FCFS), Green Dot (GDOT), and SLM (SLM).

American Express (NYSE:AXP) and Discover Financial Services (NYSE:DFS) are both large-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, valuation, risk, earnings, dividends, profitability and analyst recommendations.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for American Express and Discover Financial Services, as reported by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
American Express210902.33
Discover Financial Services141102.63

American Express presently has a consensus price target of $107.2273, indicating a potential upside of 15.01%. Discover Financial Services has a consensus price target of $63.6429, indicating a potential upside of 31.55%. Given Discover Financial Services' stronger consensus rating and higher possible upside, analysts plainly believe Discover Financial Services is more favorable than American Express.

Profitability

This table compares American Express and Discover Financial Services' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
American Express12.74%30.21%3.51%
Discover Financial Services15.39%20.38%1.93%

Valuation and Earnings

This table compares American Express and Discover Financial Services' gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Express$43.56 billion1.72$6.76 billion$8.2011.37
Discover Financial Services$13.99 billion1.06$2.96 billion$9.085.33

American Express has higher revenue and earnings than Discover Financial Services. Discover Financial Services is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

Dividends

American Express pays an annual dividend of $1.72 per share and has a dividend yield of 1.8%. Discover Financial Services pays an annual dividend of $1.76 per share and has a dividend yield of 3.6%. American Express pays out 21.0% of its earnings in the form of a dividend. Discover Financial Services pays out 19.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. American Express has increased its dividend for 8 consecutive years and Discover Financial Services has increased its dividend for 9 consecutive years. Discover Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Insider & Institutional Ownership

84.6% of American Express shares are owned by institutional investors. Comparatively, 82.6% of Discover Financial Services shares are owned by institutional investors. 0.2% of American Express shares are owned by insiders. Comparatively, 0.6% of Discover Financial Services shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Volatility & Risk

American Express has a beta of 1.12, meaning that its stock price is 12% more volatile than the S&P 500. Comparatively, Discover Financial Services has a beta of 1.88, meaning that its stock price is 88% more volatile than the S&P 500.

Summary

Discover Financial Services beats American Express on 10 of the 17 factors compared between the two stocks.

Discover Financial Services (NYSE:DFS) and Capital One Financial (NYSE:COF) are both large-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, risk, earnings, valuation, profitability, analyst recommendations and dividends.

Analyst Ratings

This is a summary of recent ratings and target prices for Discover Financial Services and Capital One Financial, as reported by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Discover Financial Services141102.63
Capital One Financial031302.81

Discover Financial Services presently has a consensus price target of $63.6429, indicating a potential upside of 31.55%. Capital One Financial has a consensus price target of $86.1875, indicating a potential upside of 41.76%. Given Capital One Financial's stronger consensus rating and higher possible upside, analysts plainly believe Capital One Financial is more favorable than Discover Financial Services.

Profitability

This table compares Discover Financial Services and Capital One Financial's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Discover Financial Services15.39%20.38%1.93%
Capital One Financial8.26%5.73%0.85%

Earnings and Valuation

This table compares Discover Financial Services and Capital One Financial's revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Discover Financial Services$13.99 billion1.06$2.96 billion$9.085.33
Capital One Financial$33.77 billion0.82$5.55 billion$12.095.03

Capital One Financial has higher revenue and earnings than Discover Financial Services. Capital One Financial is trading at a lower price-to-earnings ratio than Discover Financial Services, indicating that it is currently the more affordable of the two stocks.

Dividends

Discover Financial Services pays an annual dividend of $1.76 per share and has a dividend yield of 3.6%. Capital One Financial pays an annual dividend of $1.60 per share and has a dividend yield of 2.6%. Discover Financial Services pays out 19.4% of its earnings in the form of a dividend. Capital One Financial pays out 13.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Discover Financial Services has increased its dividend for 9 consecutive years. Discover Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Institutional & Insider Ownership

82.6% of Discover Financial Services shares are held by institutional investors. Comparatively, 89.1% of Capital One Financial shares are held by institutional investors. 0.6% of Discover Financial Services shares are held by insiders. Comparatively, 1.5% of Capital One Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Risk and Volatility

Discover Financial Services has a beta of 1.88, suggesting that its share price is 88% more volatile than the S&P 500. Comparatively, Capital One Financial has a beta of 1.75, suggesting that its share price is 75% more volatile than the S&P 500.

Summary

Capital One Financial beats Discover Financial Services on 10 of the 17 factors compared between the two stocks.

Discover Financial Services (NYSE:DFS) and Credit Acceptance (NASDAQ:CACC) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, risk, earnings, valuation, profitability, analyst recommendations and dividends.

Insider and Institutional Ownership

82.6% of Discover Financial Services shares are owned by institutional investors. Comparatively, 70.4% of Credit Acceptance shares are owned by institutional investors. 0.6% of Discover Financial Services shares are owned by insiders. Comparatively, 5.2% of Credit Acceptance shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares Discover Financial Services and Credit Acceptance's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Discover Financial Services15.39%20.38%1.93%
Credit Acceptance26.76%30.52%9.50%

Analyst Ratings

This is a summary of recent ratings and target prices for Discover Financial Services and Credit Acceptance, as reported by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Discover Financial Services141102.63
Credit Acceptance42001.33

Discover Financial Services presently has a consensus price target of $63.6429, indicating a potential upside of 31.55%. Credit Acceptance has a consensus price target of $241.40, indicating a potential downside of 43.50%. Given Discover Financial Services' stronger consensus rating and higher possible upside, analysts plainly believe Discover Financial Services is more favorable than Credit Acceptance.

Risk & Volatility

Discover Financial Services has a beta of 1.88, meaning that its stock price is 88% more volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.29, meaning that its stock price is 29% more volatile than the S&P 500.

Valuation & Earnings

This table compares Discover Financial Services and Credit Acceptance's gross revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Discover Financial Services$13.99 billion1.06$2.96 billion$9.085.33
Credit Acceptance$1.49 billion5.06$656.10 million$34.7012.31

Discover Financial Services has higher revenue and earnings than Credit Acceptance. Discover Financial Services is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

FirstCash (NYSE:FCFS) and Discover Financial Services (NYSE:DFS) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, valuation, earnings, risk and analyst recommendations.

Profitability

This table compares FirstCash and Discover Financial Services' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
FirstCashN/AN/AN/A
Discover Financial Services15.39%20.38%1.93%

Analyst Ratings

This is a breakdown of recent ratings and recommmendations for FirstCash and Discover Financial Services, as provided by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
FirstCash02202.50
Discover Financial Services141102.63

FirstCash currently has a consensus target price of $78.00, indicating a potential upside of 21.19%. Discover Financial Services has a consensus target price of $63.6429, indicating a potential upside of 31.55%. Given Discover Financial Services' stronger consensus rating and higher probable upside, analysts plainly believe Discover Financial Services is more favorable than FirstCash.

Institutional & Insider Ownership

95.3% of FirstCash shares are held by institutional investors. Comparatively, 82.6% of Discover Financial Services shares are held by institutional investors. 2.8% of FirstCash shares are held by insiders. Comparatively, 0.6% of Discover Financial Services shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Valuation & Earnings

This table compares FirstCash and Discover Financial Services' gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
FirstCashN/AN/AN/AN/AN/A
Discover Financial Services$13.99 billion1.06$2.96 billion$9.085.33

Discover Financial Services has higher revenue and earnings than FirstCash.

Dividends

FirstCash pays an annual dividend of $1.08 per share and has a dividend yield of 1.7%. Discover Financial Services pays an annual dividend of $1.76 per share and has a dividend yield of 3.6%. Discover Financial Services pays out 19.4% of its earnings in the form of a dividend. FirstCash has increased its dividend for 3 consecutive years and Discover Financial Services has increased its dividend for 9 consecutive years. Discover Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Discover Financial Services beats FirstCash on 9 of the 12 factors compared between the two stocks.

Green Dot (NYSE:GDOT) and Discover Financial Services (NYSE:DFS) are both business services companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, profitability, valuation, risk, institutional ownership, earnings and analyst recommendations.

Insider and Institutional Ownership

95.1% of Green Dot shares are held by institutional investors. Comparatively, 82.6% of Discover Financial Services shares are held by institutional investors. 4.8% of Green Dot shares are held by insiders. Comparatively, 0.6% of Discover Financial Services shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Volatility & Risk

Green Dot has a beta of 1.19, indicating that its stock price is 19% more volatile than the S&P 500. Comparatively, Discover Financial Services has a beta of 1.88, indicating that its stock price is 88% more volatile than the S&P 500.

Profitability

This table compares Green Dot and Discover Financial Services' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Green Dot7.32%11.35%4.22%
Discover Financial Services15.39%20.38%1.93%

Analyst Recommendations

This is a breakdown of recent ratings for Green Dot and Discover Financial Services, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Green Dot07602.46
Discover Financial Services141102.63

Green Dot currently has a consensus target price of $38.4167, indicating a potential downside of 22.01%. Discover Financial Services has a consensus target price of $63.6429, indicating a potential upside of 31.55%. Given Discover Financial Services' stronger consensus rating and higher probable upside, analysts plainly believe Discover Financial Services is more favorable than Green Dot.

Earnings and Valuation

This table compares Green Dot and Discover Financial Services' revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Green Dot$1.11 billion2.35$99.90 million$2.3321.14
Discover Financial Services$13.99 billion1.06$2.96 billion$9.085.33

Discover Financial Services has higher revenue and earnings than Green Dot. Discover Financial Services is trading at a lower price-to-earnings ratio than Green Dot, indicating that it is currently the more affordable of the two stocks.

Summary

Discover Financial Services beats Green Dot on 9 of the 14 factors compared between the two stocks.

Discover Financial Services (NYSE:DFS) and SLM (NASDAQ:SLM) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, analyst recommendations, risk, valuation, institutional ownership, profitability and dividends.

Volatility and Risk

Discover Financial Services has a beta of 1.88, indicating that its stock price is 88% more volatile than the S&P 500. Comparatively, SLM has a beta of 1.41, indicating that its stock price is 41% more volatile than the S&P 500.

Valuation and Earnings

This table compares Discover Financial Services and SLM's top-line revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Discover Financial Services$13.99 billion1.06$2.96 billion$9.085.33
SLM$2.38 billion1.08$578.28 million$1.275.39

Discover Financial Services has higher revenue and earnings than SLM. Discover Financial Services is trading at a lower price-to-earnings ratio than SLM, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a summary of recent ratings for Discover Financial Services and SLM, as reported by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Discover Financial Services141102.63
SLM03302.50

Discover Financial Services presently has a consensus price target of $63.6429, indicating a potential upside of 31.55%. SLM has a consensus price target of $12.00, indicating a potential upside of 75.44%. Given SLM's higher probable upside, analysts clearly believe SLM is more favorable than Discover Financial Services.

Dividends

Discover Financial Services pays an annual dividend of $1.76 per share and has a dividend yield of 3.6%. SLM pays an annual dividend of $0.12 per share and has a dividend yield of 1.8%. Discover Financial Services pays out 19.4% of its earnings in the form of a dividend. SLM pays out 9.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Discover Financial Services has raised its dividend for 9 consecutive years and SLM has raised its dividend for 7 consecutive years. Discover Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Institutional and Insider Ownership

82.6% of Discover Financial Services shares are held by institutional investors. Comparatively, 99.7% of SLM shares are held by institutional investors. 0.6% of Discover Financial Services shares are held by insiders. Comparatively, 0.5% of SLM shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Profitability

This table compares Discover Financial Services and SLM's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Discover Financial Services15.39%20.38%1.93%
SLM29.36%29.22%2.36%

Summary

Discover Financial Services beats SLM on 10 of the 17 factors compared between the two stocks.

Competitor NameCompetitor BTM RankCompetitor PriceCompetitor Price ChangeCompetitor Market CapCompetitor RevenueCompetitor P/E RatioCompetitor Indicator(s)
American Express logo
AXP
American Express
2.6$93.23+2.9%$75.05 billion$43.56 billion14.15Analyst Revision
Capital One Financial logo
COF
Capital One Financial
2.6$60.80+4.0%$27.68 billion$33.77 billion11.97Analyst Revision
Credit Acceptance logo
CACC
Credit Acceptance
0.7$427.28+2.3%$7.54 billion$1.49 billion19.97Insider Selling
FirstCash logo
FCFS
FirstCash
1.2$64.36+1.2%$2.83 billionN/A0.00Analyst Revision
Heavy News Reporting
Green Dot logo
GDOT
Green Dot
1.3$49.26+0.5%$2.61 billion$1.11 billion32.20
SLM logo
SLM
SLM
2.6$6.84+3.7%$2.57 billion$2.38 billion3.76Analyst Downgrade
Nelnet logo
NNI
Nelnet
1.9$55.19+1.6%$2.16 billion$1.78 billion37.04
Pra Group logo
PRAA
Pra Group
0.9$36.98+3.1%$1.68 billion$1.02 billion18.68
Encore Capital Group logo
ECPG
Encore Capital Group
2.0$32.05+3.7%$1.00 billion$1.40 billion9.34Analyst Downgrade
World Acceptance logo
WRLD
World Acceptance
1.2$64.48+3.6%$484.21 million$590.14 million16.37Analyst Revision
Heavy News Reporting
EZCORP logo
EZPW
EZCORP
2.4$5.56+2.7%$306.18 million$847.23 million-8.30Analyst Revision
Regional Management logo
RM
Regional Management
2.3$15.60+0.2%$174.39 million$355.71 million6.00Analyst Revision
Heavy News Reporting
Nicholas Financial logo
NICK
Nicholas Financial
1.4$8.30+1.1%$104.58 million$62.10 million19.30High Trading Volume
ASFI
Asta Funding
1.0$12.95+0.1%$85.02 million$21.11 million0.00
This page was last updated on 7/13/2020 by MarketBeat.com Staff

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