NYSE:DFS

Discover Financial Services Competitors

$100.33
+0.15 (+0.15 %)
(As of 04/12/2021 03:39 PM ET)
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Today's Range
$99.60
Now: $100.33
$100.70
50-Day Range
$90.26
MA: $96.74
$102.27
52-Week Range
$31.09
Now: $100.33
$104.49
Volume47,147 shs
Average Volume2.71 million shs
Market Capitalization$30.74 billion
P/E Ratio30.87
Dividend Yield1.76%
Beta1.8

Competitors

Discover Financial Services (NYSE:DFS) Vs. AXP, COF, SLM, CACC, NNI, and GDOT

Should you be buying DFS stock or one of its competitors? Companies in the sub-industry of "consumer finance" are considered alternatives and competitors to Discover Financial Services, including American Express (AXP), Capital One Financial (COF), SLM (SLM), Credit Acceptance (CACC), Nelnet (NNI), and Green Dot (GDOT).

American Express (NYSE:AXP) and Discover Financial Services (NYSE:DFS) are both large-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, dividends, profitability, institutional ownership, risk, analyst recommendations and valuation.

Profitability

This table compares American Express and Discover Financial Services' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
American Express8.84%21.31%2.44%
Discover Financial Services7.89%11.00%0.90%

Dividends

American Express pays an annual dividend of $1.72 per share and has a dividend yield of 1.2%. Discover Financial Services pays an annual dividend of $1.76 per share and has a dividend yield of 1.8%. American Express pays out 21.0% of its earnings in the form of a dividend. Discover Financial Services pays out 19.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. American Express has increased its dividend for 1 consecutive years and Discover Financial Services has increased its dividend for 1 consecutive years. Discover Financial Services is clearly the better dividend stock, given its higher yield and lower payout ratio.

Institutional & Insider Ownership

83.5% of American Express shares are held by institutional investors. Comparatively, 84.7% of Discover Financial Services shares are held by institutional investors. 0.2% of American Express shares are held by company insiders. Comparatively, 0.6% of Discover Financial Services shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Earnings & Valuation

This table compares American Express and Discover Financial Services' gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Express$43.56 billion2.72$6.76 billion$8.2017.98
Discover Financial Services$13.99 billion2.20$2.96 billion$9.0811.05

American Express has higher revenue and earnings than Discover Financial Services. Discover Financial Services is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

American Express has a beta of 1.36, meaning that its share price is 36% more volatile than the S&P 500. Comparatively, Discover Financial Services has a beta of 1.8, meaning that its share price is 80% more volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings and target prices for American Express and Discover Financial Services, as reported by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
American Express2101002.36
Discover Financial Services08802.50

American Express presently has a consensus target price of $121.60, suggesting a potential downside of 17.34%. Discover Financial Services has a consensus target price of $92.5714, suggesting a potential downside of 7.57%. Given Discover Financial Services' stronger consensus rating and higher probable upside, analysts plainly believe Discover Financial Services is more favorable than American Express.

Capital One Financial (NYSE:COF) and Discover Financial Services (NYSE:DFS) are both large-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, dividends, profitability, institutional ownership, risk, analyst recommendations and valuation.

Analyst Recommendations

This is a summary of recent ratings and target prices for Capital One Financial and Discover Financial Services, as reported by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Capital One Financial021402.88
Discover Financial Services08802.50

Capital One Financial presently has a consensus target price of $123.1429, suggesting a potential downside of 7.99%. Discover Financial Services has a consensus target price of $92.5714, suggesting a potential downside of 7.57%. Given Discover Financial Services' higher probable upside, analysts plainly believe Discover Financial Services is more favorable than Capital One Financial.

Profitability

This table compares Capital One Financial and Discover Financial Services' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Capital One Financial4.08%3.05%0.43%
Discover Financial Services7.89%11.00%0.90%

Earnings & Valuation

This table compares Capital One Financial and Discover Financial Services' gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$33.77 billion1.82$5.55 billion$12.0911.11
Discover Financial Services$13.99 billion2.20$2.96 billion$9.0811.05

Capital One Financial has higher revenue and earnings than Discover Financial Services. Discover Financial Services is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

Capital One Financial has a beta of 1.72, meaning that its share price is 72% more volatile than the S&P 500. Comparatively, Discover Financial Services has a beta of 1.8, meaning that its share price is 80% more volatile than the S&P 500.

Dividends

Capital One Financial pays an annual dividend of $1.60 per share and has a dividend yield of 1.2%. Discover Financial Services pays an annual dividend of $1.76 per share and has a dividend yield of 1.8%. Capital One Financial pays out 13.2% of its earnings in the form of a dividend. Discover Financial Services pays out 19.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Capital One Financial has increased its dividend for 1 consecutive years and Discover Financial Services has increased its dividend for 1 consecutive years.

Institutional & Insider Ownership

89.6% of Capital One Financial shares are held by institutional investors. Comparatively, 84.7% of Discover Financial Services shares are held by institutional investors. 1.5% of Capital One Financial shares are held by company insiders. Comparatively, 0.6% of Discover Financial Services shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

Capital One Financial beats Discover Financial Services on 9 of the 16 factors compared between the two stocks.

Discover Financial Services (NYSE:DFS) and SLM (NASDAQ:SLM) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their earnings, risk, valuation, profitability, institutional ownership, dividends and analyst recommendations.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Discover Financial Services and SLM, as reported by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Discover Financial Services08802.50
SLM02402.67

Discover Financial Services currently has a consensus target price of $92.5714, suggesting a potential downside of 7.57%. SLM has a consensus target price of $19.4375, suggesting a potential upside of 1.18%. Given SLM's stronger consensus rating and higher probable upside, analysts clearly believe SLM is more favorable than Discover Financial Services.

Profitability

This table compares Discover Financial Services and SLM's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Discover Financial Services7.89%11.00%0.90%
SLM23.87%28.69%1.84%

Valuation and Earnings

This table compares Discover Financial Services and SLM's revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Discover Financial Services$13.99 billion2.20$2.96 billion$9.0811.05
SLM$2.38 billion2.94$578.28 million$1.2715.13

Discover Financial Services has higher revenue and earnings than SLM. Discover Financial Services is trading at a lower price-to-earnings ratio than SLM, indicating that it is currently the more affordable of the two stocks.

Risk & Volatility

Discover Financial Services has a beta of 1.8, suggesting that its stock price is 80% more volatile than the S&P 500. Comparatively, SLM has a beta of 1.4, suggesting that its stock price is 40% more volatile than the S&P 500.

Dividends

Discover Financial Services pays an annual dividend of $1.76 per share and has a dividend yield of 1.8%. SLM pays an annual dividend of $0.12 per share and has a dividend yield of 0.6%. Discover Financial Services pays out 19.4% of its earnings in the form of a dividend. SLM pays out 9.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Discover Financial Services has raised its dividend for 1 consecutive years and SLM has raised its dividend for 1 consecutive years.

Insider and Institutional Ownership

84.7% of Discover Financial Services shares are owned by institutional investors. Comparatively, 95.7% of SLM shares are owned by institutional investors. 0.6% of Discover Financial Services shares are owned by company insiders. Comparatively, 0.5% of SLM shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Discover Financial Services (NYSE:DFS) and Credit Acceptance (NASDAQ:CACC) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their earnings, risk, valuation, profitability, institutional ownership, dividends and analyst recommendations.

Profitability

This table compares Discover Financial Services and Credit Acceptance's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Discover Financial Services7.89%11.00%0.90%
Credit Acceptance25.91%30.84%9.11%

Analyst Ratings

This is a summary of recent ratings and recommmendations for Discover Financial Services and Credit Acceptance, as reported by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Discover Financial Services08802.50
Credit Acceptance12001.67

Discover Financial Services currently has a consensus target price of $92.5714, suggesting a potential downside of 7.57%. Credit Acceptance has a consensus target price of $355.25, suggesting a potential downside of 3.99%. Given Credit Acceptance's higher probable upside, analysts clearly believe Credit Acceptance is more favorable than Discover Financial Services.

Insider and Institutional Ownership

84.7% of Discover Financial Services shares are held by institutional investors. Comparatively, 71.4% of Credit Acceptance shares are held by institutional investors. 0.6% of Discover Financial Services shares are held by company insiders. Comparatively, 5.2% of Credit Acceptance shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Earnings and Valuation

This table compares Discover Financial Services and Credit Acceptance's gross revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Discover Financial Services$13.99 billion2.20$2.96 billion$9.0811.05
Credit Acceptance$1.49 billion4.17$656.10 million$34.7010.63

Discover Financial Services has higher revenue and earnings than Credit Acceptance. Credit Acceptance is trading at a lower price-to-earnings ratio than Discover Financial Services, indicating that it is currently the more affordable of the two stocks.

Volatility and Risk

Discover Financial Services has a beta of 1.8, suggesting that its stock price is 80% more volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.22, suggesting that its stock price is 22% more volatile than the S&P 500.

Nelnet (NYSE:NNI) and Discover Financial Services (NYSE:DFS) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their valuation, dividends, institutional ownership, risk, earnings, profitability and analyst recommendations.

Profitability

This table compares Nelnet and Discover Financial Services' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Nelnet10.09%7.53%0.78%
Discover Financial Services7.89%11.00%0.90%

Valuation and Earnings

This table compares Nelnet and Discover Financial Services' top-line revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Nelnet$1.78 billion1.63$141.80 millionN/AN/A
Discover Financial Services$13.99 billion2.20$2.96 billion$9.0811.05

Discover Financial Services has higher revenue and earnings than Nelnet.

Analyst Recommendations

This is a breakdown of current recommendations for Nelnet and Discover Financial Services, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Nelnet00103.00
Discover Financial Services08802.50

Nelnet currently has a consensus price target of $75.00, suggesting a potential downside of 1.15%. Discover Financial Services has a consensus price target of $92.5714, suggesting a potential downside of 7.57%. Given Nelnet's stronger consensus rating and higher probable upside, analysts plainly believe Nelnet is more favorable than Discover Financial Services.

Insider and Institutional Ownership

34.7% of Nelnet shares are held by institutional investors. Comparatively, 84.7% of Discover Financial Services shares are held by institutional investors. 45.0% of Nelnet shares are held by company insiders. Comparatively, 0.6% of Discover Financial Services shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Volatility and Risk

Nelnet has a beta of 0.7, indicating that its share price is 30% less volatile than the S&P 500. Comparatively, Discover Financial Services has a beta of 1.8, indicating that its share price is 80% more volatile than the S&P 500.

Dividends

Nelnet pays an annual dividend of $0.88 per share and has a dividend yield of 1.2%. Discover Financial Services pays an annual dividend of $1.76 per share and has a dividend yield of 1.8%. Discover Financial Services pays out 19.4% of its earnings in the form of a dividend. Nelnet has increased its dividend for 6 consecutive years and Discover Financial Services has increased its dividend for 1 consecutive years.

Summary

Discover Financial Services beats Nelnet on 10 of the 16 factors compared between the two stocks.

Green Dot (NYSE:GDOT) and Discover Financial Services (NYSE:DFS) are both business services companies, but which is the superior business? We will compare the two businesses based on the strength of their risk, institutional ownership, dividends, valuation, earnings, profitability and analyst recommendations.

Profitability

This table compares Green Dot and Discover Financial Services' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Green Dot4.01%7.73%2.43%
Discover Financial Services7.89%11.00%0.90%

Earnings and Valuation

This table compares Green Dot and Discover Financial Services' revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Green Dot$1.11 billion2.25$99.90 million$2.3319.73
Discover Financial Services$13.99 billion2.20$2.96 billion$9.0811.05

Discover Financial Services has higher revenue and earnings than Green Dot. Discover Financial Services is trading at a lower price-to-earnings ratio than Green Dot, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a breakdown of current ratings for Green Dot and Discover Financial Services, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Green Dot06502.45
Discover Financial Services08802.50

Green Dot presently has a consensus price target of $54.8182, suggesting a potential upside of 18.91%. Discover Financial Services has a consensus price target of $92.5714, suggesting a potential downside of 7.57%. Given Green Dot's higher probable upside, equities research analysts plainly believe Green Dot is more favorable than Discover Financial Services.

Insider & Institutional Ownership

90.0% of Green Dot shares are held by institutional investors. Comparatively, 84.7% of Discover Financial Services shares are held by institutional investors. 4.8% of Green Dot shares are held by insiders. Comparatively, 0.6% of Discover Financial Services shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Risk and Volatility

Green Dot has a beta of 0.95, meaning that its stock price is 5% less volatile than the S&P 500. Comparatively, Discover Financial Services has a beta of 1.8, meaning that its stock price is 80% more volatile than the S&P 500.

Summary

Discover Financial Services beats Green Dot on 8 of the 14 factors compared between the two stocks.


Discover Financial Services Competitors List

Competitor NameCompetitor BTM RankCompetitor PriceCompetitor Price ChangeCompetitor Market CapCompetitor RevenueCompetitor P/E RatioCompetitor Indicator(s)
American Express logo
AXP
American Express
1.9$147.41+0.3%$118.73 billion$43.56 billion36.58
Capital One Financial logo
COF
Capital One Financial
2.1$134.30+0.1%$61.27 billion$33.77 billion67.15Analyst Revision
SLM logo
SLM
SLM
2.4$19.22+0.7%$6.94 billion$2.38 billion13.63Analyst Report
Credit Acceptance logo
CACC
Credit Acceptance
1.1$368.91+1.8%$6.10 billion$1.49 billion16.07
Nelnet logo
NNI
Nelnet
1.4$75.87+0.2%$2.90 billion$1.78 billion18.42
Green Dot logo
GDOT
Green Dot
1.6$45.98+1.8%$2.54 billion$1.11 billion51.09
PRA Group logo
PRAA
PRA Group
1.0$37.16+1.2%$1.67 billion$1.02 billion11.61News Coverage
Encore Capital Group logo
ECPG
Encore Capital Group
1.3$39.03+0.5%$1.22 billion$1.40 billion5.67
World Acceptance logo
WRLD
World Acceptance
0.9$132.10+1.1%$888.80 million$590.14 million25.36Gap Down
Regional Management logo
RM
Regional Management
1.8$37.28+3.0%$393.13 million$355.71 million14.85
EZCORP logo
EZPW
EZCORP
1.8$5.37+0.0%$298.57 million$822.81 million-4.33
Nicholas Financial logo
NICK
Nicholas Financial
1.2$10.50+0.5%$132.30 million$62.10 million15.67
This page was last updated on 4/12/2021 by MarketBeat.com Staff
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