Discover Financial Services Company Profile (NYSE:DFS)

About Discover Financial Services

Discover Financial Services logoDiscover Financial Services (DFS) is a direct banking and payment services company. The Company is a bank holding company, as well as a financial holding company. The Company operates through two segments: Direct Banking, which includes consumer banking and lending products, specifically Discover-branded credit cards issued to individuals and small businesses on the Discover Network and other consumer banking products and services, including personal loans, home equity loans, and other consumer lending and deposit products, and Payment Services segment, which includes PULSE and its Network Partners business. PULSE is an automated teller machine, debit and electronic funds transfer network. The Company's Network Partners business provides payment transaction processing and settlement services on the Discover Network. The Company provides direct banking products and services, and payment services through its subsidiaries.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Credit Services
  • Sub-Industry: Consumer Finance
  • Exchange: NYSE
  • Symbol: DFS
  • CUSIP: 25470910
Key Metrics:
  • Previous Close: $57.81
  • 50 Day Moving Average: $56.88
  • 200 Day Moving Average: $53.30
  • Trailing P/E Ratio: 10.86
  • Foreward P/E Ratio: 9.46
  • P/E Growth: 1.23
  • Market Cap: $23.33B
  • Outstanding Shares: 403,627,000
  • Beta: 1.17
Additional Links:
Companies Related to Discover Financial Services:

Analyst Ratings

Consensus Ratings for Discover Financial Services (NYSE:DFS) (?)
Ratings Breakdown: 4 Hold Ratings, 18 Buy Ratings, 2 Strong Buy Ratings
Consensus Rating:Buy (Score: 2.92)
Consensus Price Target: $64.00 (10.71% upside)

Analysts' Ratings History for Discover Financial Services (NYSE:DFS)
DateFirmActionRatingPrice TargetDetails
8/23/2016Credit Suisse Group AGReiterated RatingBuyView Rating Details
8/18/2016Deutsche Bank AGReiterated RatingBuy$63.00View Rating Details
8/12/2016Jefferies GroupReiterated RatingBuyView Rating Details
7/22/2016Oppenheimer Holdings Inc.Reiterated RatingOutperform$75.00View Rating Details
7/22/2016Evercore ISIReiterated RatingBuy$59.00View Rating Details
7/20/2016RBC Capital MarketsReiterated RatingTop Pick$68.00 -> $73.00View Rating Details
7/20/2016BMO Capital MarketsReiterated RatingHold$63.00View Rating Details
7/20/2016Royal Bank Of CanadaBoost Price TargetTop Pick$68.00 -> $73.00View Rating Details
7/9/2016NomuraReiterated RatingBuyView Rating Details
7/9/2016Wells Fargo & Co.Reiterated RatingBuyView Rating Details
7/8/2016DA DavidsonReiterated RatingBuy$62.00View Rating Details
6/30/2016JPMorgan Chase & Co.Reiterated RatingHoldView Rating Details
6/23/2016Morgan StanleyReiterated RatingBuy$70.00View Rating Details
6/23/2016JMP SecuritiesReiterated RatingBuy$63.00View Rating Details
5/11/2016MacquarieDowngradeOutperform -> Neutral$59.00View Rating Details
4/20/2016Bank of America Corp.Reiterated RatingHold$56.00View Rating Details
4/20/2016Sanford C. BernsteinBoost Price TargetOutperform$68.00 -> $71.00View Rating Details
4/20/2016Stifel NicolausBoost Price TargetBuy$60.00 -> $62.00View Rating Details
4/20/2016Goldman Sachs Group Inc.Boost Price TargetBuy$60.00 -> $63.00View Rating Details
3/16/2016William BlairReiterated RatingOutperformView Rating Details
1/28/2016Barclays PLCLower Price TargetOverweight$68.00 -> $63.00View Rating Details
12/16/2015ArgusUpgradeHold -> Buy$60.00View Rating Details
10/2/2015Janney Montgomery ScottLower Price TargetBuy$70.00 -> $66.00View Rating Details
9/9/2015Sterne Agee CRTInitiated CoverageBuy$65.00View Rating Details
4/22/2015Citigroup Inc.Reiterated RatingBuy$70.00 -> $68.00View Rating Details
1/28/2015GuggenheimDowngradeBuy -> NeutralView Rating Details
1/23/2015FBR & CoReiterated RatingOutperformView Rating Details
12/9/2014Keefe, Bruyette & WoodsBoost Price TargetMarket Perform$72.00 -> $75.00View Rating Details
11/14/2014Burke & QuickReiterated RatingMarket Outperform -> Market Perform$73.00 -> $70.00View Rating Details
10/9/2014Buckingham ResearchReiterated RatingBuy$70.00 -> $72.00View Rating Details
(Data available from 8/25/2014 forward)


Earnings History for Discover Financial Services (NYSE:DFS)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
7/19/2016Q216$1.42$1.47$2.22 billionViewListenView Earnings Details
4/19/2016Q116$1.29$1.35$2.18 billion$2.22 billionViewListenView Earnings Details
1/27/2016Q415$1.30$1.14$2.22 billion$2.21 billionViewListenView Earnings Details
10/20/2015Q315$1.33$1.38$2.21 billion$2.19 billionViewListenView Earnings Details
7/22/2015Q215$1.32$1.33$2.23 billion$2.18 billionViewListenView Earnings Details
4/21/2015Q115$1.27$1.28$2.17 billionViewListenView Earnings Details
1/21/2015Q414$1.30$0.87$2.20 billion$2.04 billionViewListenView Earnings Details
10/21/2014Q314$1.34$1.37$2.20 billion$2.20 billionViewListenView Earnings Details
7/22/2014Q214$1.30$1.35$2.16 billion$2.17 billionViewListenView Earnings Details
4/22/2014Q114$1.26$1.31$2.12 billion$2.10 billionViewListenView Earnings Details
1/23/2014Q413$1.18$1.23$2.11 billion$2.10 billionViewListenView Earnings Details
10/21/2013Q313$1.19$1.20$2.07 billion$2.06 billionViewListenView Earnings Details
7/23/2013Q2 2013$1.16$1.20$2.01 billion$2.04 billionViewListenView Earnings Details
4/23/2013Q1 2013$1.13$1.33$2.02 billion$1.99 billionViewListenView Earnings Details
12/20/2012Q4 2012$1.11$1.07$1.96 billion$2.00 billionViewListenView Earnings Details
9/27/2012Q312$1.02$1.21$1.90 billion$1.96 billionViewN/AView Earnings Details
6/19/2012$1.00$1.00ViewN/AView Earnings Details
3/21/2012$0.96$1.18ViewN/AView Earnings Details
12/15/2011$0.91$0.95ViewN/AView Earnings Details
9/22/2011$0.95$1.18ViewN/AView Earnings Details
6/23/2011$0.75$1.09ViewN/AView Earnings Details
3/22/2011$0.57$0.84ViewN/AView Earnings Details
12/16/2010$0.43$0.64$1.63 billionViewN/AView Earnings Details
(Data available from 1/1/2011 forward)


Earnings Estimates for Discover Financial Services (NYSE:DFS)
Current Year EPS Consensus Estimate: $5.7 EPS
Next Year EPS Consensus Estimate: $6.11 EPS
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20168$1.24$1.42$1.33
Q2 20164$1.36$1.50$1.43
Q3 20164$1.41$1.52$1.47
Q4 20164$1.37$1.45$1.41
Q1 20173$1.49$1.53$1.51
Q2 20173$1.40$1.49$1.45
Q3 20173$1.53$1.65$1.57
Q4 20173$1.47$1.53$1.50
(Data provided by Zacks Investment Research)


Current Dividend Information for Discover Financial Services (NYSE:DFS)
Annual Dividend:$1.20
Dividend Yield:2.08%
Payout Ratio:22.47% (Based on Trailing 12 Months of Earnings)
21.05% (Based on Current Year Consensus EPS Estimate)
19.64% (Based on Next Year Consensus EPS Estimate)
Dividend Growth:39.20% (3 Year Average)

Dividend History for Discover Financial Services (NYSE:DFS)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading History for Discover Financial Services (NYSE:DFS)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
8/1/2016David W. NelmsCEOSell15,000$56.68$850,200.00View SEC Filing  
8/1/2016Roger C HochschildCOOSell10,000$56.74$567,400.00View SEC Filing  
7/29/2016Mary K BushDirectorSell2,229$56.98$127,008.42View SEC Filing  
7/28/2016Julie A LoegerEVPSell5,000$56.97$284,850.00View SEC Filing  
7/22/2016Edward W McgroganSVPSell1,300$56.69$73,697.00View SEC Filing  
7/1/2016David W NelmsCEOSell15,000$53.61$804,150.00View SEC Filing  
7/1/2016Roger C HochschildCOOSell10,000$53.72$537,200.00View SEC Filing  
6/1/2016David W NelmsCEOSell15,000$55.96$839,400.00View SEC Filing  
6/1/2016Roger C HochschildCOOSell10,000$56.03$560,300.00View SEC Filing  
5/2/2016David W NelmsCEOSell15,000$56.31$844,650.00View SEC Filing  
5/2/2016Edward W McgroganCAOSell885$56.43$49,940.55View SEC Filing  
5/2/2016Roger C HochschildCOOSell10,000$56.39$563,900.00View SEC Filing  
4/26/2016R. Mark GrafCFOSell19,812$56.65$1,122,349.80View SEC Filing  
4/22/2016Kathryn Mcnamara CorleyEVPSell16,537$56.63$936,490.31View SEC Filing  
4/21/2016David W NelmsCEOSell32,399$56.37$1,826,331.63View SEC Filing  
4/21/2016Glenn P SchneiderEVPSell14,500$56.51$819,395.00View SEC Filing  
4/21/2016Roger C HochschildCOOSell29,966$56.38$1,689,483.08View SEC Filing  
4/1/2016Carlos MinettiEVPSell8,000$50.61$404,880.00View SEC Filing  
4/1/2016David W NelmsCEOSell30,000$50.99$1,529,700.00View SEC Filing  
3/2/2016Carlos MinettiEVPSell16,000$48.00$768,000.00View SEC Filing  
3/2/2016David W NelmsCEOSell60,000$48.01$2,880,600.00View SEC Filing  
3/2/2016Roger C HochschildCOOSell40,000$48.00$1,920,000.00View SEC Filing  
2/3/2016Kathryn Mcnamara CorleyEVPSell30,000$45.13$1,353,900.00View SEC Filing  
2/2/2016James V. PanzarinoEVPSell5,000$45.05$225,250.00View SEC Filing  
2/1/2016James V. PanzarinoEVPSell5,000$46.24$231,200.00View SEC Filing  
1/4/2016David W. NelmsCEOSell30,000$52.51$1,575,300.00View SEC Filing  
1/4/2016Kathryn Mcnamara CorleyEVPSell4,000$52.47$209,880.00View SEC Filing  
1/4/2016Roger C. HochschildCOOSell20,000$52.46$1,049,200.00View SEC Filing  
12/1/2015Carlos MinettiEVPSell8,000$57.06$456,480.00View SEC Filing  
12/1/2015David W NelmsCEOSell30,000$56.93$1,707,900.00View SEC Filing  
12/1/2015Roger C HochschildCOOSell20,000$56.98$1,139,600.00View SEC Filing  
11/2/2015David W NelmsCEOSell30,000$56.41$1,692,300.00View SEC Filing  
11/2/2015Diane E OffereinsEVPSell9,000$56.35$507,150.00View SEC Filing  
11/2/2015Roger C HochschildCOOSell20,000$56.47$1,129,400.00View SEC Filing  
10/26/2015R. Mark GrafCFOSell20,000$56.48$1,129,600.00View SEC Filing  
10/22/2015James V PanzarinoEVPSell20,000$55.93$1,118,600.00View SEC Filing  
10/1/2015Carlos MinettiEVPSell8,000$51.73$413,840.00View SEC Filing  
10/1/2015David W NelmsCEOSell30,000$51.78$1,553,400.00View SEC Filing  
10/1/2015Roger C HochschildCOOSell20,000$51.79$1,035,800.00View SEC Filing  
9/1/2015David W NelmsCEOSell30,000$52.13$1,563,900.00View SEC Filing  
9/1/2015Kathryn Mcnamara CorleyEVPSell4,000$52.08$208,320.00View SEC Filing  
9/1/2015Roger C HochschildCOOSell20,000$52.08$1,041,600.00View SEC Filing  
7/1/2015David W NelmsCEOSell30,000$58.17$1,745,100.00View SEC Filing  
7/1/2015Kathryn Mcnamara CorleyEVPSell4,000$58.15$232,600.00View SEC Filing  
7/1/2015Roger C HochschildCOOSell20,000$58.16$1,163,200.00View SEC Filing  
6/1/2015David W NelmsCEOSell30,000$58.32$1,749,600.00View SEC Filing  
6/1/2015Diane E OffereinsEVPSell9,000$58.41$525,690.00View SEC Filing  
6/1/2015Roger C HochschildCOOSell20,000$58.30$1,166,000.00View SEC Filing  
5/5/2015Harit TalwarEVPSell210,158$59.05$12,409,829.90View SEC Filing  
5/1/2015David W NelmsCEOSell30,000$59.06$1,771,800.00View SEC Filing  
5/1/2015Kathryn Mcnamara CorleyEVPSell4,000$58.86$235,440.00View SEC Filing  
5/1/2015Roger C HochschildCOOSell20,000$58.87$1,177,400.00View SEC Filing  
1/30/2015Steven E CunninghamSVPSell10,000$54.37$543,700.00View SEC Filing  
1/26/2015James V PanzarinoEVPSell46,677$56.42$2,633,516.34View SEC Filing  
1/26/2015R. Mark GrafCFOSell27,500$56.65$1,557,875.00View SEC Filing  
10/30/2014Kathryn Mcnamara CorleyEVPSell25,000$63.04$1,576,000.00View SEC Filing  
8/5/2014Diane E OffereinsEVPSell21,576$60.02$1,294,991.52View SEC Filing  
8/5/2014R. Mark GrafCFOSell18,714$60.00$1,122,840.00View SEC Filing  
7/30/2014Michael H MoskowDirectorSell3,000$62.35$187,050.00View SEC Filing  
7/29/2014Edward W McgroganCAOSell2,050$62.50$128,125.00View SEC Filing  
7/29/2014Harit TalwarEVPSell15,927$62.35$993,048.45View SEC Filing  
7/29/2014Richard H LennyDirectorSell2,941$62.61$184,136.01View SEC Filing  
7/28/2014Roger C HochschildCOOSell100,000$62.50$6,250,000.00View SEC Filing  
5/1/2014Mary BushDirectorSell2,941$55.33$162,725.53View SEC Filing  
4/29/2014David NelmsCEOSell100,000$55.82$5,582,000.00View SEC Filing  
4/29/2014Harit TalwarEVPSell36,000$55.68$2,004,480.00View SEC Filing  
4/25/2014E Follin SmithDirectorSell1,412$56.19$79,340.28View SEC Filing  
1/30/2014Diane OffereinsEVPSell50,000$54.36$2,718,000.00View SEC Filing  
1/29/2014Roger HochschildCOOSell100,000$54.22$5,422,000.00View SEC Filing  
1/28/2014Carlos MinettiEVPSell82,231$54.82$4,507,903.42View SEC Filing  
1/28/2014Glenn SchneiderSVPSell29,070$54.25$1,577,047.50View SEC Filing  
11/6/2013Michael MoskowDirectorSell4,000$52.22$208,880.00View SEC Filing  
11/1/2013Kathryn Mcnamara CorleyEVPSell21,459$52.11$1,118,228.49View SEC Filing  
10/30/2013Harit TalwarEVPSell20,610$50.97$1,050,491.70View SEC Filing  
10/25/2013David W NelmsCEOSell75,000$51.01$3,825,750.00View SEC Filing  
10/24/2013Kathryn Mcnamara CorleyEVPSell10,000$51.71$517,100.00View SEC Filing  
8/2/2013Carlos MinettiEVPSell23,738$50.91$1,208,501.58View SEC Filing  
8/2/2013Roger HochschildCOOSell171,061$50.86$8,700,162.46View SEC Filing  
4/30/2013David W NelmsCEOSell75,000$43.87$3,290,250.00View SEC Filing  
(Data available from 1/1/2013 forward)


Latest Headlines for Discover Financial Services (NYSE:DFS)
News IconAnalysts Valuations For Two Stocks: Honeywell International (NYSE:HON), Discover Financial (NYSE:DFS) - The Voice Registrar (NYSE:DFS) - August 25 at 9:33 AM logoDiscover Financial Services to Present at Barclays Global Financial Services Conference (NYSE:DFS) - August 25 at 9:33 AM logoMillennials Are Twice as Likely as Boomers to Take out a Home Equity Loan (NYSE:DFS) - August 24 at 4:33 PM logoDiscover Student Loans: Are They Worth It? (DFS) (NYSE:DFS) - August 24 at 4:33 PM
News IconCredit Suisse Group AG Reiterates Buy at Discover Financial Services (NYSE: DFS) - BNB Daily (blog) (NYSE:DFS) - August 24 at 7:52 AM logoDiscover Financial Services (NYSE:DFS): The Buzzing Stock (NYSE:DFS) - August 23 at 9:46 PM logoDiscover Financial Services (NYSE:DFS) Reports Sales Of $2555, Surprising Estimates By 22.847% - Investor Newswire (NYSE:DFS) - August 23 at 4:44 PM
News IconAnalysts Valuations For Two Stocks: Discover Financial Services (NYSE:DFS), Boeing Co (NYSE:BA) - The Voice Registrar (NYSE:DFS) - August 22 at 4:46 PM logoWill Discover Financial (DFS) Stock Be Helped by Share Repurchase Program? - (NYSE:DFS) - August 22 at 4:46 PM logoWill Discover Financial (DFS) Stock Be Helped by Share Repurchase Program? (NYSE:DFS) - August 22 at 4:46 PM logoDISCOVER FINANCIAL SERVICES : Other Events (form 8-K) (NYSE:DFS) - August 22 at 9:16 AM logoDISCOVER FINANCIAL SERVICES Files SEC form 8-K, Other Events (NYSE:DFS) - August 22 at 9:16 AM logoDiscover Named as a Top Company to Work for in Columbus, Ohio (NYSE:DFS) - August 22 at 9:16 AM logoBRIEF-Discover Financial Services to repurchase up to $100 million of common stock (NYSE:DFS) - August 22 at 6:44 AM
News IconCredit Services: Discover Financial Services (NYSE:DFS) Position of the day (NYSE:DFS) - August 21 at 4:21 PM logoWill Discover Financial Services (NYSE:DFS) Hit $75 Price Target? - Investor Newswire (NYSE:DFS) - August 19 at 8:41 PM logoWorth Watching Stocks: Dunkin' Brands Group, Inc. (DNKN), Discover Financial Services (DFS), Level 3 ... - iStreetWire (NYSE:DFS) - August 19 at 3:41 PM
News IconFinancial Stocks Reports Analysis: Discover Financial Services ... - share market updates (press release) (NYSE:DFS) - August 19 at 9:13 AM
News IconDiscover Financial Services (NYSE: DFS) Buy Rating Reiterated at Deutsche Bank AG - BNB Daily (blog) (NYSE:DFS) - August 19 at 9:13 AM logoGlobal Daily Fantasy Sports completes change of business (NYSE:DFS) - August 18 at 4:38 PM logoDiscover Financial Services : Card Ranked Highest in Customer Satisfaction for Third Straight Year by J.D. Power (NYSE:DFS) - August 18 at 8:49 AM logoDiscover Card Ranked Highest in Customer Satisfaction for Third Straight Year by J.D. Power (NYSE:DFS) - August 18 at 8:49 AM
News IconLarge Cap Credit Services: Discover Financial Services (NYSE:DFS) (NYSE:DFS) - August 17 at 4:46 PM
News IconTop Gainers of the Day: Discover Financial Services (NYSE:DFS) from Credit Services (NYSE:DFS) - August 17 at 8:29 AM logoDiscover Financial Hits 52-Week High on Strong Q2 Earnings (NYSE:DFS) - August 16 at 4:41 PM logoAnalysts See Sales Of $7526.5 For Discover Financial Services (NYSE:DFS) - Investor Newswire (NYSE:DFS) - August 16 at 6:05 AM logoCapital One Financial Corp. (COF), Discover Financial Services (DFS) & Others Report Net Charge Offs (NYSE:DFS) - August 15 at 4:45 PM logoDISCOVER FINANCIAL SERVICES : Regulation FD Disclosure, Financial Statements and Exhibits (form 8-K) (NYSE:DFS) - August 15 at 11:50 AM logoBRIEF-Discover Financial Services credit card delinquency and charge-off rates for July (NYSE:DFS) - August 15 at 11:50 AM logoDiscover Financial Services Rises 1.11% on Heavy Volume: Watch For Potential Pullback (NYSE:DFS) - August 11 at 4:42 PM logoDiscover Financial Is RBC Capital's Favorite Card Issuer (NYSE:DFS) - August 11 at 4:42 PM logoTrade of the Day: Discover Financial Services (NYSE:DFS) (NYSE:DFS) - August 11 at 9:18 AM logoCash Dividend On The Way From Discover Financial Services Fixed ... - Nasdaq (NYSE:DFS) - August 11 at 8:48 AM
News IconFinancial Stocks Reports Analysis: Discover Financial Services (DFS), Spirit Realty Capital, Inc (New) (SRC) - share market updates (press release) (NYSE:DFS) - August 11 at 8:48 AM logoTrade of the Day: Discover Financial Services (NYSE:DFS) - (NYSE:DFS) - August 11 at 8:48 AM logoCredit Services Stocks Technical Reports -- Navient, Discover Financial Services, Total System Services, and On Deck ... - PR Newswire (press release) (NYSE:DFS) - August 10 at 8:21 AM logo3 Trending Stocks: Crown Castle International Corp. (CCI), Discover Financial Services (DFS), FirstEnergy Corp. (FE) - iStreetWire (NYSE:DFS) - August 10 at 8:21 AM logoLarge Inflow of Money Detected in Discover Financial Services - Trade Calls (NYSE:DFS) - August 10 at 8:21 AM logoChartist Inc Ca Lowers stake in Discover Financial Services (DFS) - Trade Calls (NYSE:DFS) - August 10 at 8:21 AM logoChartist Inc Ca Lowers stake in Discover Financial Services (DFS) (NYSE:DFS) - August 9 at 5:39 PM logoDISCOVER FINANCIAL SERVICES Financials (NYSE:DFS) - August 9 at 5:39 PM logoDiscover Financial Services (NYSE:DFS) Records An Estimated Annual Sales Mean Of $7526.5 - Investor Newswire (NYSE:DFS) - August 9 at 8:58 AM logoDebit Begins Its Shift to More Secure Types of Transactions (NYSE:DFS) - August 9 at 8:58 AM logoStrong Sell Calls For Discover Financial Services (NYSE:DFS) At 0 - Investor Newswire (NYSE:DFS) - August 6 at 4:58 PM
News IconLeading stocks in today’s market: Discover Financial Services (NYSE:DFS) (NYSE:DFS) - August 5 at 9:53 PM logoBadgley Phelps Bell Inc buys $9493126 stake in Discover Financial Services (DFS) - Trade Calls (NYSE:DFS) - August 5 at 4:39 PM
News IconUpdate on Discover Financial Services (NYSE:DFS) for the day (NYSE:DFS) - August 4 at 4:50 PM logoAnalyst Rating Update on Discover Financial Services (DFS) - Trade Calls (NYSE:DFS) - August 4 at 9:29 AM logoIIROC Trading Resumption - DFS; REW; AXS (NYSE:DFS) - August 3 at 4:41 PM logoDiscover Financial Trades Ex-Dividend Tuesday (DFS) - Investopedia (NYSE:DFS) - August 3 at 9:04 AM


Discover Financial Services (NYSE:DFS) Chart for Thursday, August, 25, 2016

Last Updated on 8/25/2016 by Staff