Green Dot (GDOT) Stock Price, News & Analysis

Company Overview

Green Dot Corporation (NYSE: GDOT) is a financial technology and bank holding company that provides digital banking, payment and financial services to consumers and businesses in the United States. Through its subsidiaries, including Green Dot Bank, the company offers checking and savings accounts, prepaid debit cards, mobile banking tools, direct deposit services and money-transfer products.

Green Dot markets products under its own brands, including GO2bank, and provides program management and banking services for business partners. Its platform supports services such as payroll and government benefit deposits, tax refunds, cash deposits and disbursements, card payments and other embedded-finance solutions. The company also powers certain co-branded and private-label financial products offered through retail, technology and other commercial partners.

Founded in 1999, Green Dot initially built its business around reloadable prepaid debit cards and later expanded into digital banking and banking-as-a-service. Its operations are primarily focused on the U.S. market, serving consumers who use alternative and mobile-first banking products as well as businesses seeking payment and financial-services infrastructure.

Key Stats

• Today's Range: $11.58 to $12.83
• 50-Day Range: $12.26 to $13.54
• 52-Week Range: $10.10 to $14.60
• Volume: 1.39 million shs
• Average Volume: 302,356 shs
• Market Capitalization: $698.70 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $16.13
• Consensus Rating: Reduce

Green Dot Stock Analysis - MarketRank™

Green Dot scored higher than 45% of companies evaluated by MarketBeat, and ranked 645th out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Reduce

Consensus Rating

Green Dot has received a consensus rating of Reduce. The company's average rating score is 1.80, and is based on no strong buy ratings, 1 buy rating, 2 hold ratings, and 2 sell ratings.

Upside Potential

Green Dot has a consensus price target of $16.13, representing about 31.5% upside from its current price of $12.26.

Amount of Analyst Coverage

Green Dot has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: -7.58%

Earnings Growth

Earnings for Green Dot are expected to decrease by -7.58% in the coming year, from $1.32 to $1.22 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Green Dot is -24.04, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Green Dot is -24.04, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Green Dot has a P/B Ratio of 0.77. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.95% of the float of Green Dot has been sold short.

Short Interest Ratio / Days to Cover

Green Dot has a short interest ratio ("days to cover") of 5.72.

Change versus previous month

Short interest in Green Dot has recently increased by 6.55%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Green Dot does not currently pay a dividend.

Dividend Growth

Green Dot does not have a long track record of dividend growth.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.76

News Sentiment

Green Dot has a news sentiment score of 0.76. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Green Dot this week, compared to 2 articles on an average week.

MarketBeat Follows

1 people have added Green Dot to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Green Dot insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.40% of the stock of Green Dot is held by insiders.

Percentage Held by Institutions

92.56% of the stock of Green Dot is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/10/2026
• Today: 9/26/2026
• Next Earnings (Estimated): 11/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:GDOT
• CIK: 1386278
• Web: www.greendot.com
• Phone: (626) 765-2000
• Fax: N/A
• Employees: 900
• Year Founded: 1999

Price Target and Rating

• Average Price Target for Green Dot: $16.13
• High Price Target: $18.00
• Low Price Target: $14.25
• Potential Upside/Downside: +31.5%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.80
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.51)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 9.29
• P/E Growth: N/A
• Net Income: -$98.87 million
• Net Margins: -1.14%
• Pretax Margin: -0.12%
• Return on Equity: 6.92%
• Return on Assets: 1.04%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 0.45
• Quick Ratio: 0.45

Sales & Book Value

• Annual Sales: $2.08 billion
• Price / Sales: 0.34
• Cash Flow: $2.56 per share
• Price / Cash Flow: 4.78
• Book Value: $16.02 per share
• Price / Book: 0.77

Miscellaneous

• Outstanding Shares: 56,990,000
• Free Float: 56,187,000
• Market Cap: $698.70 million
• Optionable: Optionable
• Beta: 0.82