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Green Dot (GDOT) Competitors

$10.02
+0.16 (+1.62%)
(As of 11:51 AM ET)

GDOT vs. ECPG, PRAA, WRLD, EZPW, RM, NICK, AXP, COF, DFS, and CACC

Should you be buying Green Dot stock or one of its competitors? The main competitors of Green Dot include Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Regional Management (RM), Nicholas Financial (NICK), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

Green Dot vs.

Green Dot (NYSE:GDOT) and Encore Capital Group (NASDAQ:ECPG) are both small-cap business services companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, institutional ownership, profitability, community ranking, earnings, media sentiment, dividends, risk and analyst recommendations.

Green Dot received 270 more outperform votes than Encore Capital Group when rated by MarketBeat users. However, 61.69% of users gave Encore Capital Group an outperform vote while only 59.98% of users gave Green Dot an outperform vote.

CompanyUnderperformOutperform
Green DotOutperform Votes
592
59.98%
Underperform Votes
395
40.02%
Encore Capital GroupOutperform Votes
322
61.69%
Underperform Votes
200
38.31%

92.6% of Green Dot shares are owned by institutional investors. 1.1% of Green Dot shares are owned by company insiders. Comparatively, 2.6% of Encore Capital Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

In the previous week, Green Dot had 2 more articles in the media than Encore Capital Group. MarketBeat recorded 5 mentions for Green Dot and 3 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.70 beat Green Dot's score of 0.93 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Green Dot
3 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Encore Capital Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Green Dot has higher revenue and earnings than Encore Capital Group. Green Dot is trading at a lower price-to-earnings ratio than Encore Capital Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Green Dot$1.50B0.35$6.72M-$0.47-20.98
Encore Capital Group$1.22B0.84-$206.49M-$8.58-5.06

Green Dot currently has a consensus target price of $10.75, indicating a potential upside of 9.03%. Encore Capital Group has a consensus target price of $66.50, indicating a potential upside of 53.30%. Given Encore Capital Group's stronger consensus rating and higher probable upside, analysts plainly believe Encore Capital Group is more favorable than Green Dot.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Green Dot
1 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Green Dot has a net margin of -1.60% compared to Encore Capital Group's net margin of -16.30%. Encore Capital Group's return on equity of 9.95% beat Green Dot's return on equity.

Company Net Margins Return on Equity Return on Assets
Green Dot-1.60% 4.48% 0.78%
Encore Capital Group -16.30%9.95%2.27%

Green Dot has a beta of 1.03, meaning that its share price is 3% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.38, meaning that its share price is 38% more volatile than the S&P 500.

Summary

Encore Capital Group beats Green Dot on 11 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding GDOT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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GDOT vs. The Competition

MetricGreen DotNondepository credit institutions IndustryBusiness SectorNYSE Exchange
Market Cap$524.65M$6.40B$6.37B$17.46B
Dividend YieldN/A5.38%3.05%3.53%
P/E Ratio-20.9810.0439.0525.51
Price / Sales0.356.86837.6910.12
Price / Cash3.8532.3327.3219.29
Price / Book0.602.264.555.82
Net Income$6.72M$441.59M$120.81M$975.72M
7 Day Performance-0.95%0.36%0.27%-0.51%
1 Month Performance12.62%6.32%1.56%2.67%
1 Year Performance-46.35%42.81%5.93%22.10%

Green Dot Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ECPG
Encore Capital Group
3.6162 of 5 stars
$43.74
+0.2%
$66.50
+52.0%
-6.7%$1.04B$1.22B-5.107,400Positive News
PRAA
PRA Group
4.0469 of 5 stars
$21.74
+0.1%
$33.00
+51.8%
+10.2%$855.47M$802.55M-40.263,155Short Interest ↓
WRLD
World Acceptance
0.7698 of 5 stars
$125.65
-0.9%
$56.00
-55.4%
+14.1%$763.95M$524.98M9.483,075
EZPW
EZCORP
3.8103 of 5 stars
$10.20
+2.2%
$17.00
+66.7%
+23.5%$560.39M$1.05B9.817,500Short Interest ↑
RM
Regional Management
3.7787 of 5 stars
$27.18
+0.3%
$29.00
+6.7%
+6.0%$269.08M$551.40M11.822,081Positive News
NICK
Nicholas Financial
0 of 5 stars
$6.55
flat
N/A+33.6%$83.19M$44.34M-1.318
AXP
American Express
4.3699 of 5 stars
$238.18
+1.2%
$210.71
-11.5%
+50.1%$171.32B$60.52B19.6274,600Short Interest ↑
COF
Capital One Financial
4.8304 of 5 stars
$137.62
+0.1%
$138.50
+0.6%
+31.9%$52.32B$49.48B10.7851,987Short Interest ↓
DFS
Discover Financial Services
4.9558 of 5 stars
$123.22
+0.3%
$126.29
+2.5%
+18.9%$30.88B$20.61B14.0521,100Analyst Forecast
Short Interest ↓
Analyst Revision
CACC
Credit Acceptance
2.6169 of 5 stars
$481.29
+1.1%
$402.33
-16.4%
+7.4%$5.83B$1.90B24.692,232Positive News

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This page (NYSE:GDOT) was last updated on 5/30/2024 by MarketBeat.com Staff

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