GDOT vs. ECPG, WRLD, EZPW, PRAA, RM, AXP, COF, DFS, SLM, and CACC
Should you be buying Green Dot stock or one of its competitors? The main competitors of Green Dot include Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.
Green Dot vs. Its Competitors
Encore Capital Group (NASDAQ:ECPG) and Green Dot (NYSE:GDOT) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their community ranking, dividends, institutional ownership, media sentiment, valuation, earnings, analyst recommendations, risk and profitability.
Green Dot has a net margin of -3.39% compared to Encore Capital Group's net margin of -13.91%. Encore Capital Group's return on equity of 12.70% beat Green Dot's return on equity.
Encore Capital Group has a beta of 1.61, meaning that its stock price is 61% more volatile than the S&P 500. Comparatively, Green Dot has a beta of 0.73, meaning that its stock price is 27% less volatile than the S&P 500.
92.6% of Green Dot shares are owned by institutional investors. 2.5% of Encore Capital Group shares are owned by insiders. Comparatively, 1.4% of Green Dot shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.
Green Dot received 265 more outperform votes than Encore Capital Group when rated by MarketBeat users. However, 61.52% of users gave Encore Capital Group an outperform vote while only 59.78% of users gave Green Dot an outperform vote.
Green Dot has higher revenue and earnings than Encore Capital Group. Green Dot is trading at a lower price-to-earnings ratio than Encore Capital Group, indicating that it is currently the more affordable of the two stocks.
In the previous week, Encore Capital Group had 2 more articles in the media than Green Dot. MarketBeat recorded 3 mentions for Encore Capital Group and 1 mentions for Green Dot. Encore Capital Group's average media sentiment score of 1.58 beat Green Dot's score of 0.82 indicating that Encore Capital Group is being referred to more favorably in the media.
Encore Capital Group presently has a consensus target price of $62.67, suggesting a potential upside of 64.39%. Green Dot has a consensus target price of $11.50, suggesting a potential upside of 15.46%. Given Encore Capital Group's stronger consensus rating and higher possible upside, analysts clearly believe Encore Capital Group is more favorable than Green Dot.
Summary
Encore Capital Group beats Green Dot on 12 of the 18 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding GDOT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Green Dot Competitors List
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This page (NYSE:GDOT) was last updated on 6/15/2025 by MarketBeat.com Staff
