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Green Dot (GDOT) Competitors

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$9.96 -0.33 (-3.21%)
Closing price 06/13/2025 03:59 PM Eastern
Extended Trading
$9.99 +0.03 (+0.35%)
As of 06/13/2025 05:50 PM Eastern
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GDOT vs. ECPG, WRLD, EZPW, PRAA, RM, AXP, COF, DFS, SLM, and CACC

Should you be buying Green Dot stock or one of its competitors? The main competitors of Green Dot include Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

Green Dot vs. Its Competitors

Encore Capital Group (NASDAQ:ECPG) and Green Dot (NYSE:GDOT) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their community ranking, dividends, institutional ownership, media sentiment, valuation, earnings, analyst recommendations, risk and profitability.

Green Dot has a net margin of -3.39% compared to Encore Capital Group's net margin of -13.91%. Encore Capital Group's return on equity of 12.70% beat Green Dot's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group-13.91% 12.70% 2.61%
Green Dot -3.39%3.84%0.65%

Encore Capital Group has a beta of 1.61, meaning that its stock price is 61% more volatile than the S&P 500. Comparatively, Green Dot has a beta of 0.73, meaning that its stock price is 27% less volatile than the S&P 500.

92.6% of Green Dot shares are owned by institutional investors. 2.5% of Encore Capital Group shares are owned by insiders. Comparatively, 1.4% of Green Dot shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Green Dot received 265 more outperform votes than Encore Capital Group when rated by MarketBeat users. However, 61.52% of users gave Encore Capital Group an outperform vote while only 59.78% of users gave Green Dot an outperform vote.

CompanyUnderperformOutperform
Encore Capital GroupOutperform Votes
331
61.52%
Underperform Votes
207
38.48%
Green DotOutperform Votes
596
59.78%
Underperform Votes
401
40.22%

Green Dot has higher revenue and earnings than Encore Capital Group. Green Dot is trading at a lower price-to-earnings ratio than Encore Capital Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.38B0.64-$206.49M-$4.89-7.80
Green Dot$1.83B0.30$6.72M-$0.13-76.62

In the previous week, Encore Capital Group had 2 more articles in the media than Green Dot. MarketBeat recorded 3 mentions for Encore Capital Group and 1 mentions for Green Dot. Encore Capital Group's average media sentiment score of 1.58 beat Green Dot's score of 0.82 indicating that Encore Capital Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Green Dot
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Encore Capital Group presently has a consensus target price of $62.67, suggesting a potential upside of 64.39%. Green Dot has a consensus target price of $11.50, suggesting a potential upside of 15.46%. Given Encore Capital Group's stronger consensus rating and higher possible upside, analysts clearly believe Encore Capital Group is more favorable than Green Dot.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
Green Dot
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.60

Summary

Encore Capital Group beats Green Dot on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding GDOT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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GDOT vs. The Competition

MetricGreen DotNondepository credit institutions IndustryBusiness SectorNYSE Exchange
Market Cap$546.71M$8.04B$14.16B$19.68B
Dividend YieldN/A4.28%2.58%3.80%
P/E Ratio-9.4921.1933.2934.98
Price / Sales0.307.30313.4642.66
Price / Cash3.4642.1530.9317.51
Price / Book0.613.035.324.78
Net Income$6.72M$524.65M$194.72M$1.02B
7 Day Performance4.02%-2.29%-2.31%0.82%
1 Month Performance2.47%4.10%-0.06%1.32%
1 Year Performance10.18%19.59%22.82%10.65%

Green Dot Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
GDOT
Green Dot
3.0304 of 5 stars
$9.96
-3.2%
$11.50
+15.5%
+10.2%$546.71M$1.83B-9.491,200Positive News
ECPG
Encore Capital Group
4.3307 of 5 stars
$38.35
-0.2%
$62.67
+63.4%
-5.8%$895.43M$1.38B-4.896,900Positive News
WRLD
World Acceptance
2.1366 of 5 stars
$157.61
-3.3%
$10.00
-93.7%
+26.3%$836.44M$522.13M11.013,120Positive News
High Trading Volume
EZPW
EZCORP
4.5576 of 5 stars
$13.71
+3.5%
$18.25
+33.1%
+31.3%$754.24M$1.20B11.927,000Positive News
Analyst Upgrade
Insider Trade
PRAA
PRA Group
4.1436 of 5 stars
$14.65
-0.3%
$27.00
+84.3%
-25.6%$581.00M$1.14B8.183,280Positive News
Short Interest ↑
RM
Regional Management
4.8094 of 5 stars
$27.83
+1.4%
$34.00
+22.2%
+4.2%$276.09M$520.37M6.691,990Positive News
Insider Trade
AXP
American Express
4.6915 of 5 stars
$301.61
-0.3%
$296.05
-1.8%
+28.0%$211.30B$67.12B21.5377,300Trending News
COF
Capital One Financial
4.8494 of 5 stars
$199.05
+0.5%
$210.64
+5.8%
+44.0%$76.26B$39.71B17.1755,900Short Interest ↓
DFS
Discover Financial Services
3.3935 of 5 stars
$197.76
-1.4%
$191.64
-3.1%
+62.1%$49.77B$18.00B12.3920,200High Trading Volume
SLM
SLM
4.7213 of 5 stars
$31.84
-1.0%
$32.30
+1.4%
+55.8%$6.68B$1.87B12.021,700
CACC
Credit Acceptance
1.8304 of 5 stars
$506.71
+0.2%
$440.00
-13.2%
+2.9%$5.88B$2.19B25.512,250Positive News
High Trading Volume

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This page (NYSE:GDOT) was last updated on 6/15/2025 by MarketBeat.com Staff
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