World Acceptance Corp. Company Profile (NASDAQ:WRLD)

About World Acceptance Corp.

World Acceptance Corporation operates a small-loan consumer finance business in 15 states and Mexico as of March 31, 2016. The Company offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. The Company offers standardized installment loans generally between $300 and $4,000 through 1,339 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Texas, Tennessee, Wisconsin and Mexico as of March 31, 2016. The Company generally serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses and credit card lenders. In the United States branches, the Company also offers income tax return preparation services to its loan customers and other individuals.

Industry, Sector and Symbol:

Sector: Finance
Industry: Credit Services
Sub-Industry: Consumer Finance
Exchange: NASDAQ
Symbol: WRLD
CUSIP: 98141910

Key Metrics:

Previous Close: $49.48
50 Day Moving Average: $46.95
200 Day Moving Average: $43.52
52-Week Range: $25.30 - $55.43
Trailing P/E Ratio: 5.36
Foreward P/E Ratio: 6.47
P/E Growth: 4.10
Market Cap: $431.66M
Outstanding Shares: 8,724,000
Beta: 1.76

Profitability:

Net Margins: 14.52%
Return on Equity: 21.02%
Return on Assets: 9.35%

Debt:

Debt-to-Equity Ratio: 0.89%
Current Ratio: 15.98%
Quick Ratio: 15.98%

Additional Links:

Companies Related to World Acceptance Corp.:

Consensus Ratings for World Acceptance Corp. (NASDAQ:WRLD) (?)

Ratings Breakdown:	2 Hold Ratings
Consensus Rating:	Hold (Score: 2.00)
Consensus Price Target:	$39.00 (21.18% downside)

Analysts' Ratings History for World Acceptance Corp. (NASDAQ:WRLD)

Show:

Date	Firm	Action	Rating	Price Target
7/29/2016	BMO Capital Markets	Reiterated Rating	Hold	$41.00
7/15/2016	Jefferies Group	Reiterated Rating	Hold	$37.00
8/11/2015	Janney Montgomery Scott	Downgrade	Buy -> Neutral	$96.00 -> $38.00
7/25/2015	FBR & Co	Reiterated Rating	Hold
6/25/2015	Sterne Agee CRT	Reiterated Rating	Neutral
3/27/2015	Macquarie	Downgrade	Neutral -> Underperform
1/29/2015	Sidoti	Downgrade	Buy -> Neutral

(Data available from 9/29/2014 forward)

Earnings History for World Acceptance Corp. (NASDAQ:WRLD)

Date	Quarter	Consensus Estimate	Actual EPS	Revenue Estimate	Actual Revenue	Release Link	Conference Call
10/27/2016
7/28/2016	Q117	$2.22	$1.89	$130.91 million	$127.10 million	View	Listen
5/5/2016	Q416	$3.71	$3.29	$138.85 million	$142.30 million	View	N/A
1/28/2016	Q316	$2.01	$1.70	$143.07 million	$139.70 million	View	Listen
10/29/2015	Q216	$2.12	$2.22	$145.03 million	$136.40 million	View	Listen
7/23/2015	Q116	$2.58	$2.71	$144.68 million	$137.22 million	View	Listen
4/30/2015	Q415	$3.67	$4.24	$152.70 million	$173.00 million	View	N/A
1/29/2015	Q315	$2.19	$2.01	$158.59 million	$153.70 million	View	N/A
10/22/2014	Q215	$2.30	$2.16	$153.20 million	$152.60 million	View	Listen
7/22/2014	Q115	$2.25	$2.19	$151.70 million	$150.30 million	View	N/A
4/29/2014	Q414	$3.49	$3.52	$173.84 million	$161.93 million	View	N/A
1/28/2014	Q314	$1.75	$1.98	$160.24 million	$160.50 million	View	N/A
10/24/2013	Q214	$2.00	$1.80	$153.50 million	$150.00 million	View	N/A
7/25/2013	Q1 2014	$1.83	$1.87	$143.71 million	$145.30 million	View	N/A
4/25/2013	Q4 2013	$3.08	$3.01	$160.86 million	$161.84 million	View	N/A
1/30/2013	Q3 2013	$1.65	$1.58	$149.62 million	$149.60 million	View	N/A
10/25/2012	Q213	$1.93	$1.72	$142.94 million	$139.40 million	View	N/A
7/26/2012		$1.50	$1.63			View	N/A
4/26/2012		$2.47	$2.54			View	N/A
1/25/2012		$1.32	$1.30			View	N/A
10/27/2011		$1.45	$1.52			View	N/A
7/27/2011		$1.27	$1.27			View	N/A
4/28/2011		$2.10	$2.11			View	N/A
1/27/2011		$1.06	$1.12			View	N/A

(Data available from 1/1/2011 forward)

Earnings Estimates for World Acceptance Corp. (NASDAQ:WRLD)

Current Year EPS Consensus Estimate: $7.83 EPS
Next Year EPS Consensus Estimate: $7.65 EPS

Quarter	Number of Estimates	Low Estimate	High Estimate	Average Estimate
Q1 2016	2	$2.96	$3.33	$3.15
Q2 2016	2	$2.18	$2.52	$2.35
Q3 2016	1	$1.39	$1.39	$1.39
Q4 2016	2	$1.24	$1.69	$1.47
Q1 2017	1	$2.53	$2.53	$2.53
Q2 2017	1	$1.56	$1.56	$1.56
Q3 2017	1	$1.45	$1.45	$1.45
Q4 2017	1	$2.89	$2.89	$2.89
Q1 2018	1	$1.42	$1.42	$1.42
Q2 2018	1	$1.16	$1.16	$1.16
Q3 2018	1	$1.16	$1.16	$1.16
Q4 2018	1	$2.78	$2.78	$2.78

(Data provided by Zacks Investment Research)

Dividend History for World Acceptance Corp. (NASDAQ:WRLD)
No dividend announcements for this company have been tracked by MarketBeat.com

Insider Trading History for World Acceptance Corp. (NASDAQ:WRLD)

Insider Ownership Percentage: 28.20%
Institutional Ownership Percentage: 96.09%

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction
6/19/2015	Francisco J Sauza	SVP	Sell	4,000	$82.51	$330,040.00
3/13/2015	Jeff L Tinney	SVP	Sell	4,400	$90.29	$397,276.00
2/24/2015	Daniel Clinton Dyer	SVP	Sell	4,000	$82.99	$331,960.00
12/12/2014	Scott J Vassalluzzo	Insider	Buy	12,567	$75.56	$949,562.52
12/4/2014	Scott J Vassalluzzo	Insider	Buy	6,222	$75.59	$470,320.98
11/28/2014	James R Gilreath	Director	Sell	1,172	$77.01	$90,255.72
11/18/2014	Scott J Vassalluzzo	Insider	Buy	18,453	$76.25	$1,407,041.25
11/12/2014	Scott J Vassalluzzo	Insider	Buy	6,972	$76.00	$529,872.00
11/4/2014	Scott J Vassalluzzo	Insider	Buy	129,580	$71.56	$9,272,744.80
5/22/2014	A Mclean III	CEO	Sell	4,995	$80.00	$399,600.00
5/12/2014	Jeff Tinney	SVP	Sell	2,400	$80.35	$192,840.00
2/5/2014	Ken Bramlett, Jr.	Director	Sell	3,000	$91.09	$273,270.00
1/30/2014	James Gilreath	Director	Sell	6,000	$97.50	$585,000.00
12/12/2013	Daniel Clinton Dyer	SVP	Sell	7,311	$86.41	$631,743.51
11/12/2013	James Walters	SVP	Sell	6,400	$90.18	$577,152.00
9/17/2013	Francisco Sauza	SVP	Sell	2,000	$87.46	$174,920.00
8/20/2013	Jeff Tinney	SVP	Sell	1,000	$87.67	$87,670.00
8/20/2013	Ken Bramlett, Jr.	Director	Sell	3,000	$88.41	$265,230.00
8/14/2013	Charles Way	Director	Sell	6,000	$86.54	$519,240.00
6/6/2013	James D Walters	SVP	Sell	1,800	$93.82	$168,876.00
5/22/2013	Mark C Roland	COO	Sell	1,758	$88.76	$156,040.08
5/9/2013	Scott J Vassalluzzo	Insider	Sell	190,190	$92.93	$17,674,356.70
2/25/2013	A A Mclean III	CEO	Sell	5,334	$79.07	$421,759.38
9/5/2012	James R Gilreath	Director	Sell	10,100	$74.40	$751,440.00
8/23/2012	Charles D Way	Director	Sell	4,500	$72.74	$327,330.00

(Data available from 1/1/2013 forward)

Latest Headlines for World Acceptance Corp. (NASDAQ:WRLD)

Date	Headline
	GE Publishes Offer Document for the Public Takeover Offer for SLM Solutions Group AG – Acceptance Period until October 24, ... (NASDAQ:WRLD) ih.advfn.com - September 26 at 7:20 AM
	Fast Acceptance Of India In Iphone Software Improvement (NASDAQ:WRLD) www.globotimes.com - September 25 at 6:01 AM
	World Acceptance Corp. breached its 50 day moving average in a Bullish Manner : WRLD-US : September 23, 2016 (NASDAQ:WRLD) www.capitalcube.com - September 23 at 7:28 PM
	World Acceptance : WRLD) Weighs on Financial Sector, Stock Falls 6.07% on September 13 (NASDAQ:WRLD) www.4-traders.com - September 16 at 11:47 AM
	Financials Feel Pain of 6.17% Drop in Shares of World Acceptance Corporation (WRLD) During Morning Session on September 13 (NASDAQ:WRLD) www.publicnow.com - September 16 at 11:47 AM
	World Acceptance Corporation (WRLD) Weighs on Financial Sector, Stock Falls 6.07% on September 13 (NASDAQ:WRLD) www.publicnow.com - September 16 at 11:47 AM
	World Acceptance : WRLD) Releases Earnings Results, Misses Expectations By $-0.33 EPS (NASDAQ:WRLD) www.4-traders.com - September 14 at 12:31 PM
	World Acceptance Corp. breached its 50 day moving average in a Bullish Manner : WRLD-US : September 13, 2016 (NASDAQ:WRLD) www.capitalcube.com - September 14 at 12:31 PM
	ETF’s with exposure to World Acceptance Corp. : September 13, 2016 (NASDAQ:WRLD) www.capitalcube.com - September 14 at 12:31 PM
	Financials Get Upward Pressure from 3.31% Morning Gain by World Acceptance Corporation (WRLD) on September 8 (NASDAQ:WRLD) www.publicnow.com - September 9 at 7:45 PM
	World Acceptance Corporation (WRLD) Surges 3.11% on September 8 to Lead Financial Sector (NASDAQ:WRLD) www.publicnow.com - September 9 at 7:45 PM
	WORLD ACCEPTANCE CORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders (NASDAQ:WRLD) biz.yahoo.com - September 2 at 7:55 PM
	World of Beer closing all Arizona locations (NASDAQ:WRLD) www.bizjournals.com - September 2 at 6:58 AM
	World Acceptance Corp. breached its 50 day moving average in a Bullish Manner : WRLD-US : August 31, 2016 (NASDAQ:WRLD) www.capitalcube.com - September 1 at 11:30 AM
	ETF’s with exposure to World Acceptance Corp. : August 22, 2016 (NASDAQ:WRLD) www.capitalcube.com - August 22 at 8:15 PM
	World Acceptance Corp. breached its 50 day moving average in a Bearish Manner : WRLD-US : August 19, 2016 (NASDAQ:WRLD) www.capitalcube.com - August 19 at 11:16 AM
	World Acceptance Corp. :WRLD-US: Earnings Analysis: Q1, 2017 By the Numbers : August 10, 2016 (NASDAQ:WRLD) www.capitalcube.com - August 10 at 9:03 PM
	ETF’s with exposure to World Acceptance Corp. : August 10, 2016 (NASDAQ:WRLD) www.capitalcube.com - August 10 at 9:03 PM
	World Acceptance Corp. breached its 50 day moving average in a Bullish Manner : WRLD-US : August 9, 2016 (NASDAQ:WRLD) www.capitalcube.com - August 9 at 11:48 AM
	Financials Get Upward Pressure from 3.13% Morning Gain by World Acceptance Corporation (WRLD) on August 3 (NASDAQ:WRLD) www.publicnow.com - August 4 at 11:37 AM
	World Acceptance Corporation (WRLD) Weighs on Financial Sector, Stock Falls 6.63% on August 3 (NASDAQ:WRLD) www.publicnow.com - August 4 at 11:37 AM
	Financials Get Upward Pressure from 3.96% Morning Gain by World Acceptance Corporation (WRLD) on August 1 (NASDAQ:WRLD) www.publicnow.com - August 2 at 6:18 AM
	World Acceptance : posts 1Q profit (NASDAQ:WRLD) www.4-traders.com - July 29 at 11:24 AM
	World Acceptance's (WRLD) CEO Janet Matricciani on Q1 2017 Results - Earnings Call Transcript (NASDAQ:WRLD) seekingalpha.com - July 29 at 11:24 AM
	World Acceptance Corp. breached its 50 day moving average in a Bearish Manner : WRLD-US : July 29, 2016 (NASDAQ:WRLD) www.capitalcube.com - July 29 at 8:22 AM
	BRIEF-World Acceptance Q1 EPS $1.89 (NASDAQ:WRLD) www.reuters.com - July 28 at 8:48 PM
	World Acceptance posts 1Q profit (NASDAQ:WRLD) sg.finance.yahoo.com - July 28 at 8:44 AM
	ETF’s with exposure to World Acceptance Corp. : July 26, 2016 (NASDAQ:WRLD) www.capitalcube.com - July 26 at 12:10 PM
	World Acceptance Corp. :WRLD-US: Earnings Analysis: 2016 By the Numbers : July 25, 2016 (NASDAQ:WRLD) www.capitalcube.com - July 25 at 10:05 AM
	Trump's Acceptance Speech As Seen By The Algorithms (NASDAQ:WRLD) www.huffingtonpost.com - July 23 at 10:31 AM
	Donald Trump's acceptance speech at the Republican National Convention (NASDAQ:WRLD) www.foxnews.com - July 22 at 11:14 AM
	World Acceptance Corporation : Announces First Quarter 2017 Conference Call On The Internet (NASDAQ:WRLD) www.4-traders.com - July 16 at 11:29 AM
	World Acceptance Corporation Announces First Quarter 2017 Conference Call On The Internet (NASDAQ:WRLD) www.kswo.com - July 15 at 1:40 PM
	WORLD ACCEPTANCE CORP Files SEC form 8-K, Entry into a Material Definitive Agreement, Creation of a Direct Financial (NASDAQ:WRLD) biz.yahoo.com - July 14 at 4:40 PM
	Former World Wide Technology employee gets jail time for using company credit card on strippers (NASDAQ:WRLD) www.bizjournals.com - June 30 at 8:31 PM
	World Acceptance Corp. breached its 50 day moving average in a Bullish Manner : WRLD-US : June 24, 2016 (NASDAQ:WRLD) www.capitalcube.com - June 24 at 8:08 AM
	World Acceptance Corp. breached its 50 day moving average in a Bearish Manner : WRLD-US : June 13, 2016 (NASDAQ:WRLD) www.capitalcube.com - June 13 at 8:37 AM
	WORLD ACCEPTANCE CORP Financials (NASDAQ:WRLD) finance.yahoo.com - June 7 at 1:04 PM
	WORLD ACCEPTANCE CORP. (NASDAQ:WRLD) Financial Condition Compared to S&P 500 - CML News (NASDAQ:WRLD) news.cmlviz.com - June 7 at 11:15 AM
	WORLD ACCEPTANCE CORP Files SEC form 10-K, Annual Report (NASDAQ:WRLD) biz.yahoo.com - June 1 at 5:23 PM
	Google says 'no' to payday lender ads (NASDAQ:WRLD) sg.finance.yahoo.com - May 11 at 11:30 PM
	ETF’s with exposure to World Acceptance Corp. : May 9, 2016 (NASDAQ:WRLD) www.capitalcube.com - May 9 at 4:06 PM
	World Acceptance Corp. :WRLD-US: Earnings Analysis: Q4, 2016 By the Numbers (NASDAQ:WRLD) www.capitalcube.com - May 6 at 12:15 PM
	Edited Transcript of WRLD earnings conference call or presentation 5-May-16 2:00pm GMT (NASDAQ:WRLD) finance.yahoo.com - May 5 at 4:16 PM
	Can the Rally in World Acceptance (WRLD) Shares Continue? (NASDAQ:WRLD) finance.yahoo.com - May 5 at 9:37 AM
	World Acceptance posts 4Q profit (NASDAQ:WRLD) sg.finance.yahoo.com - May 5 at 8:17 AM
	World Acceptance Corporation Reports Fourth Quarter (NASDAQ:WRLD) finance.yahoo.com - May 5 at 7:30 AM
	Q4 2016 World Acceptance Corp Earnings Release - Before Market Open (NASDAQ:WRLD) biz.yahoo.com - May 5 at 7:07 AM
	WORLD ACCEPTANCE CORP Files SEC form 8-K, Change in Directors or Principal Officers (NASDAQ:WRLD) biz.yahoo.com - April 29 at 5:32 PM
	World Acceptance Corporation Announces Fourth Quarter 2016 Conference Call On The Internet (NASDAQ:WRLD) finance.yahoo.com - April 26 at 1:42 PM