PRA Group (PRAA) Stock Price, News & Analysis

Company Overview

PRA Group, Inc. is a global financial services company that purchases portfolios of nonperforming consumer accounts from banks, credit unions and other lenders. The company works with consumers to resolve outstanding obligations through a range of repayment and account-management arrangements.

Its business includes the acquisition, servicing and collection of unpaid consumer loans and other receivables. PRA Group also provides related portfolio-management and consulting services, using data analysis and customer-focused communication to manage accounts throughout their recovery cycle.

Founded in 1996 and headquartered in Norfolk, Virginia, PRA Group serves consumers and financial institutions across North America, Europe and Australia. The company became publicly traded on the Nasdaq exchange in 2013. Vik Atal has served as PRA Group’s president and chief executive officer since 2020.

Key Stats

• Today's Range: $19.26 to $20.06
• 50-Day Range: $17.19 to $21.00
• 52-Week Range: $10.25 to $22.55
• Volume: 446,099 shs
• Average Volume: 508,079 shs
• Market Capitalization: $754.51 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $26.00
• Consensus Rating: Hold

PRA Group Stock Analysis - MarketRank™

PRA Group scored higher than 67% of companies evaluated by MarketBeat, and ranked 582nd out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Hold

Consensus Rating

PRA Group has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on 1 strong buy rating, 1 buy rating, 2 hold ratings, and 1 sell rating.

Upside Potential

PRA Group has a consensus price target of $26.00, representing about 29.7% upside from its current price of $20.04.

Amount of Analyst Coverage

PRA Group has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: -7.63%

Earnings Growth

Earnings for PRA Group are expected to decrease by -7.63% in the coming year, from $3.93 to $3.63 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of PRA Group is 4.59, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.02.

Price to Earnings Ratio vs. Sector

The P/E ratio of PRA Group is 4.59, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.51.

Price to Book Value per Share Ratio

PRA Group has a P/B Ratio of 0.75. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.91% of the float of PRA Group has been sold short.

Short Interest Ratio / Days to Cover

PRA Group has a short interest ratio ("days to cover") of 3.14, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in PRA Group has recently increased by 11.80%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

PRA Group does not currently pay a dividend.

Dividend Growth

PRA Group does not have a long track record of dividend growth.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.32

News Sentiment

PRA Group has a news sentiment score of 0.32. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.58 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 9 news articles for PRA Group this week, compared to 2 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, PRA Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

2.20% of the stock of PRA Group is held by insiders.

Percentage Held by Institutions

97.22% of the stock of PRA Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/06/2026
• Today: 10/06/2026
• Next Earnings (Estimated): 11/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:PRAA
• CIK: 1185348
• Web: www.pragroup.com
• Phone: (757) 519-9300
• Fax: 757-518-0901
• Employees: 2,615
• Year Founded: 1996

Price Target and Rating

• Average Price Target for PRA Group: $26.00
• High Price Target: $26.00
• Low Price Target: $26.00
• Potential Upside/Downside: +29.7%
• Consensus Rating: Hold
• Rating Score (0-4): 2.40
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): ($6.73)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 5.10
• P/E Growth: N/A
• Net Income: -$305.14 million
• Net Margins: -19.91%
• Pretax Margin: -14.19%
• Return on Equity: 15.56%
• Return on Assets: 3.18%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.21
• Quick Ratio: 1.21

Sales & Book Value

• Annual Sales: $1.20 billion
• Price / Sales: 0.63
• Cash Flow: $2.41 per share
• Price / Cash Flow: 8.33
• Book Value: $26.66 per share
• Price / Book: 0.75

Miscellaneous

• Outstanding Shares: 37,650,000
• Free Float: 36,820,000
• Market Cap: $754.51 million
• Optionable: Optionable
• Beta: 1.13