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PRA Group (PRAA) Competitors

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$18.93 +0.75 (+4.13%)
Closing price 06/26/2026 04:00 PM Eastern
Extended Trading
$18.92 -0.02 (-0.08%)
As of 06/26/2026 04:31 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

PRAA vs. ECPG, EZPW, WRLD, GDOT, and RM

Should you buy PRA Group stock or one of its competitors? MarketBeat compares PRA Group with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with PRA Group include Encore Capital Group (ECPG), EZCORP (EZPW), World Acceptance (WRLD), Green Dot (GDOT), and Regional Management (RM). These companies are all part of the "consumer finance" industry.

How does PRA Group compare to Encore Capital Group?

PRA Group (NASDAQ:PRAA) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, analyst recommendations, earnings, media sentiment, risk, institutional ownership, valuation and profitability.

PRA Group has a beta of 1.15, meaning that its share price is 15% more volatile than the broader market. Comparatively, Encore Capital Group has a beta of 1.3, meaning that its share price is 30% more volatile than the broader market.

Encore Capital Group has higher revenue and earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than Encore Capital Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PRA Group$1.20B0.60-$305.14M-$7.16N/A
Encore Capital Group$1.77B1.10$256.83M$12.897.03

In the previous week, PRA Group and PRA Group both had 2 articles in the media. PRA Group's average media sentiment score of 0.89 beat Encore Capital Group's score of 0.65 indicating that PRA Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PRA Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Encore Capital Group
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

97.2% of PRA Group shares are held by institutional investors. 2.2% of PRA Group shares are held by insiders. Comparatively, 3.0% of Encore Capital Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Encore Capital Group has a net margin of 16.00% compared to PRA Group's net margin of -22.51%. Encore Capital Group's return on equity of 30.70% beat PRA Group's return on equity.

Company Net Margins Return on Equity Return on Assets
PRA Group-22.51% 13.19% 2.85%
Encore Capital Group 16.00%30.70%5.58%

PRA Group presently has a consensus price target of $25.00, indicating a potential upside of 32.07%. Encore Capital Group has a consensus price target of $88.00, indicating a potential downside of 2.89%. Given PRA Group's higher possible upside, equities research analysts clearly believe PRA Group is more favorable than Encore Capital Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PRA Group
1 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Encore Capital Group
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
3.00

Summary

Encore Capital Group beats PRA Group on 13 of the 16 factors compared between the two stocks.

How does PRA Group compare to EZCORP?

PRA Group (NASDAQ:PRAA) and EZCORP (NASDAQ:EZPW) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, valuation, analyst recommendations, earnings, risk, institutional ownership, profitability and dividends.

PRA Group currently has a consensus target price of $25.00, indicating a potential upside of 32.07%. EZCORP has a consensus target price of $37.25, indicating a potential upside of 14.54%. Given PRA Group's higher probable upside, research analysts plainly believe PRA Group is more favorable than EZCORP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PRA Group
1 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
EZCORP
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
2 Strong Buy rating(s)
3.14

EZCORP has a net margin of 9.91% compared to PRA Group's net margin of -22.51%. EZCORP's return on equity of 13.45% beat PRA Group's return on equity.

Company Net Margins Return on Equity Return on Assets
PRA Group-22.51% 13.19% 2.85%
EZCORP 9.91%13.45%7.15%

97.2% of PRA Group shares are held by institutional investors. Comparatively, 99.8% of EZCORP shares are held by institutional investors. 2.2% of PRA Group shares are held by company insiders. Comparatively, 2.1% of EZCORP shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

EZCORP has higher revenue and earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PRA Group$1.20B0.60-$305.14M-$7.16N/A
EZCORP$1.27B1.57$109.61M$1.8417.67

In the previous week, EZCORP had 3 more articles in the media than PRA Group. MarketBeat recorded 5 mentions for EZCORP and 2 mentions for PRA Group. PRA Group's average media sentiment score of 0.89 beat EZCORP's score of 0.38 indicating that PRA Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PRA Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
EZCORP
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

PRA Group has a beta of 1.15, meaning that its share price is 15% more volatile than the broader market. Comparatively, EZCORP has a beta of 0.63, meaning that its share price is 37% less volatile than the broader market.

Summary

EZCORP beats PRA Group on 13 of the 17 factors compared between the two stocks.

How does PRA Group compare to World Acceptance?

World Acceptance (NASDAQ:WRLD) and PRA Group (NASDAQ:PRAA) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, risk, media sentiment, valuation, dividends and profitability.

In the previous week, World Acceptance and World Acceptance both had 2 articles in the media. World Acceptance's average media sentiment score of 1.45 beat PRA Group's score of 0.89 indicating that World Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
World Acceptance
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PRA Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

PRA Group has a consensus price target of $25.00, suggesting a potential upside of 32.07%. Given PRA Group's higher probable upside, analysts clearly believe PRA Group is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
World Acceptance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
PRA Group
1 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

83.6% of World Acceptance shares are held by institutional investors. Comparatively, 97.2% of PRA Group shares are held by institutional investors. 41.6% of World Acceptance shares are held by company insiders. Comparatively, 2.2% of PRA Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

World Acceptance has higher earnings, but lower revenue than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
World Acceptance$585.74M1.69$34.59M$7.3828.97
PRA Group$1.20B0.60-$305.14M-$7.16N/A

World Acceptance has a beta of 1.19, suggesting that its stock price is 19% more volatile than the broader market. Comparatively, PRA Group has a beta of 1.15, suggesting that its stock price is 15% more volatile than the broader market.

World Acceptance has a net margin of 5.98% compared to PRA Group's net margin of -22.51%. PRA Group's return on equity of 13.19% beat World Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
World Acceptance5.98% 9.36% 3.27%
PRA Group -22.51%13.19%2.85%

Summary

World Acceptance beats PRA Group on 9 of the 14 factors compared between the two stocks.

How does PRA Group compare to Green Dot?

PRA Group (NASDAQ:PRAA) and Green Dot (NYSE:GDOT) are both small-cap consumer finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, institutional ownership, analyst recommendations, valuation, media sentiment, profitability, earnings and risk.

97.2% of PRA Group shares are held by institutional investors. Comparatively, 92.6% of Green Dot shares are held by institutional investors. 2.2% of PRA Group shares are held by company insiders. Comparatively, 1.4% of Green Dot shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Green Dot has higher revenue and earnings than PRA Group. Green Dot is trading at a lower price-to-earnings ratio than PRA Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PRA Group$1.20B0.60-$305.14M-$7.16N/A
Green Dot$2.08B0.36-$98.87M-$1.32N/A

Green Dot has a net margin of -3.25% compared to PRA Group's net margin of -22.51%. PRA Group's return on equity of 13.19% beat Green Dot's return on equity.

Company Net Margins Return on Equity Return on Assets
PRA Group-22.51% 13.19% 2.85%
Green Dot -3.25%7.56%1.16%

PRA Group presently has a consensus target price of $25.00, suggesting a potential upside of 32.07%. Green Dot has a consensus target price of $14.75, suggesting a potential upside of 10.52%. Given PRA Group's higher possible upside, equities research analysts plainly believe PRA Group is more favorable than Green Dot.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PRA Group
1 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Green Dot
1 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.33

PRA Group has a beta of 1.15, suggesting that its share price is 15% more volatile than the broader market. Comparatively, Green Dot has a beta of 0.86, suggesting that its share price is 14% less volatile than the broader market.

In the previous week, Green Dot had 3 more articles in the media than PRA Group. MarketBeat recorded 5 mentions for Green Dot and 2 mentions for PRA Group. PRA Group's average media sentiment score of 0.89 beat Green Dot's score of 0.55 indicating that PRA Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PRA Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Green Dot
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

PRA Group beats Green Dot on 9 of the 16 factors compared between the two stocks.

How does PRA Group compare to Regional Management?

PRA Group (NASDAQ:PRAA) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, analyst recommendations, dividends, institutional ownership, valuation, risk, media sentiment and profitability.

97.2% of PRA Group shares are held by institutional investors. Comparatively, 98.9% of Regional Management shares are held by institutional investors. 2.2% of PRA Group shares are held by insiders. Comparatively, 10.9% of Regional Management shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

PRA Group currently has a consensus price target of $25.00, suggesting a potential upside of 32.07%. Regional Management has a consensus price target of $45.00, suggesting a potential upside of 10.94%. Given PRA Group's higher possible upside, equities research analysts clearly believe PRA Group is more favorable than Regional Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PRA Group
1 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Regional Management
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Regional Management has a net margin of 7.40% compared to PRA Group's net margin of -22.51%. PRA Group's return on equity of 13.19% beat Regional Management's return on equity.

Company Net Margins Return on Equity Return on Assets
PRA Group-22.51% 13.19% 2.85%
Regional Management 7.40%13.16%2.39%

Regional Management has lower revenue, but higher earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PRA Group$1.20B0.60-$305.14M-$7.16N/A
Regional Management$645.60M0.58$44.41M$4.938.23

PRA Group has a beta of 1.15, meaning that its share price is 15% more volatile than the broader market. Comparatively, Regional Management has a beta of 1.03, meaning that its share price is 3% more volatile than the broader market.

In the previous week, PRA Group had 2 more articles in the media than Regional Management. MarketBeat recorded 2 mentions for PRA Group and 0 mentions for Regional Management. PRA Group's average media sentiment score of 0.89 beat Regional Management's score of 0.00 indicating that PRA Group is being referred to more favorably in the media.

Company Overall Sentiment
PRA Group Positive
Regional Management Neutral

Summary

PRA Group and Regional Management tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PRAA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PRAA vs. The Competition

MetricPRA GroupFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$722.01M$7.09B$13.89B$12.19B
Dividend YieldN/A5.01%5.69%6.23%
P/E Ratio-2.6450.0621.7322.27
Price / Sales0.6010.95136.00101.79
Price / Cash8.1254.2319.6736.93
Price / Book0.713.362.256.38
Net Income-$305.14M$305.88M$1.14B$337.00M
7 Day Performance26.71%-2.32%0.90%0.10%
1 Month Performance22.84%-3.56%1.41%-1.28%
1 Year Performance25.45%7.26%15.38%27.68%

PRA Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PRAA
PRA Group
3.6348 of 5 stars
$18.93
+4.1%
$25.00
+32.1%
+25.4%$722.01M$1.20BN/A2,615
ECPG
Encore Capital Group
2.2921 of 5 stars
$83.95
+1.1%
$88.00
+4.8%
+129.8%$1.78B$1.85B6.517,350
EZPW
EZCORP
3.5345 of 5 stars
$31.51
-0.7%
$37.25
+18.2%
+138.8%$1.94B$1.48B17.138,500
WRLD
World Acceptance
1.144 of 5 stars
$181.73
+2.1%
N/A+27.2%$825.74M$585.74M24.622,907
GDOT
Green Dot
2.4743 of 5 stars
$12.96
+1.6%
$14.75
+13.9%
+23.9%$722.67M$2.08BN/A1,150

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This page (NASDAQ:PRAA) was last updated on 6/28/2026 by MarketBeat.com Staff.
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