PRA Group (PRAA) Competitors $15.79 -0.45 (-2.77%) Closing price 07/11/2025 04:00 PM EasternExtended Trading$15.77 -0.02 (-0.13%) As of 07/11/2025 06:51 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock PRAA vs. ECPG, WRLD, EZPW, GDOT, RM, AXP, COF, DFS, SLM, and CACCShould you be buying PRA Group stock or one of its competitors? The main competitors of PRA Group include Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry. PRA Group vs. Its Competitors Encore Capital Group World Acceptance EZCORP Green Dot Regional Management American Express Capital One Financial Discover Financial Services SLM Credit Acceptance PRA Group (NASDAQ:PRAA) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, risk, earnings, valuation, media sentiment, analyst recommendations, institutional ownership and profitability. Which has better earnings & valuation, PRAA or ECPG? PRA Group has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than PRA Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPRA Group$1.11B0.56$70.60M$1.798.82Encore Capital Group$1.32B0.69-$139.24M-$4.89-7.98 Is PRAA or ECPG more profitable? PRA Group has a net margin of 6.27% compared to Encore Capital Group's net margin of -8.38%. Encore Capital Group's return on equity of 16.18% beat PRA Group's return on equity.Company Net Margins Return on Equity Return on Assets PRA Group6.27% 5.09% 1.28% Encore Capital Group -8.38%16.18%2.99% Which has more risk and volatility, PRAA or ECPG? PRA Group has a beta of 1.52, suggesting that its share price is 52% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.59, suggesting that its share price is 59% more volatile than the S&P 500. Do analysts rate PRAA or ECPG? PRA Group currently has a consensus target price of $27.00, suggesting a potential upside of 70.99%. Encore Capital Group has a consensus target price of $62.67, suggesting a potential upside of 60.52%. Given PRA Group's higher probable upside, analysts clearly believe PRA Group is more favorable than Encore Capital Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score PRA Group 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25 Do institutionals & insiders have more ownership in PRAA or ECPG? 97.2% of PRA Group shares are held by institutional investors. 2.0% of PRA Group shares are held by insiders. Comparatively, 2.5% of Encore Capital Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth. Does the media refer more to PRAA or ECPG? In the previous week, Encore Capital Group had 2 more articles in the media than PRA Group. MarketBeat recorded 4 mentions for Encore Capital Group and 2 mentions for PRA Group. Encore Capital Group's average media sentiment score of 0.97 beat PRA Group's score of 0.42 indicating that Encore Capital Group is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PRA Group 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Encore Capital Group 0 Very Positive mention(s) 1 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SummaryEncore Capital Group beats PRA Group on 11 of the 17 factors compared between the two stocks. Get PRA Group News Delivered to You Automatically Sign up to receive the latest news and ratings for PRAA and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PRAA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PRAA vs. The Competition Export to ExcelMetricPRA GroupFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$644.06M$7.71B$12.07B$9.11BDividend YieldN/A4.75%5.53%4.02%P/E Ratio8.8218.1220.0420.25Price / Sales0.565.2325.5199.65Price / Cash7.6022.4721.6458.16Price / Book0.522.752.285.49Net Income$70.60M$306.40M$992.82M$250.27M7 Day Performance1.19%2.52%-0.23%4.75%1 Month Performance5.76%12.75%2.76%7.64%1 Year Performance-24.45%24.06%536.06%16.34% PRA Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PRAAPRA Group4.579 of 5 stars$15.79-2.8%$27.00+71.0%-24.4%$644.06M$1.11B8.823,115ECPGEncore Capital Group4.0054 of 5 stars$38.71-1.8%$62.67+61.9%-12.7%$920.66M$1.32B-7.927,350Positive NewsWRLDWorld Acceptance2.6332 of 5 stars$165.12-1.8%$10.00-93.9%+29.1%$892.05M$564.84M10.092,838Positive NewsAnalyst UpgradeEZPWEZCORP4.2179 of 5 stars$13.88+1.9%$18.25+31.5%+40.1%$749.29M$1.16B11.668,000Positive NewsAnalyst ForecastGDOTGreen Dot2.6565 of 5 stars$10.80+0.4%$11.50+6.5%+10.5%$590.62M$1.72B-83.071,150News CoverageAnalyst ForecastRMRegional Management4.2074 of 5 stars$29.34+0.0%$34.00+15.9%+16.9%$290.97M$588.50M8.892,131AXPAmerican Express4.4784 of 5 stars$319.45+0.7%$296.05-7.3%+33.9%$222.22B$65.95B22.3175,100Positive NewsUpcoming EarningsAnalyst ForecastCOFCapital One Financial4.9738 of 5 stars$212.86+0.9%$215.86+1.4%+58.3%$80.85B$53.94B17.8752,600Trending NewsAnalyst UpgradeAnalyst RevisionDFSDiscover Financial Services2.9739 of 5 stars$197.76-1.4%$191.64-3.1%+50.4%$49.77B$18.00B12.3920,200Upcoming EarningsHigh Trading VolumeSLMSLM4.689 of 5 stars$32.79-0.5%$32.30-1.5%+53.9%$6.92B$2.62B11.861,710Analyst UpgradeCACCCredit Acceptance2.3908 of 5 stars$509.43+1.3%$440.00-13.6%-8.0%$5.83B$2.16B21.732,431News CoveragePositive NewsHigh Trading Volume Related Companies and Tools Related Companies ECPG Competitors WRLD Competitors EZPW Competitors GDOT Competitors RM Competitors AXP Competitors COF Competitors DFS Competitors SLM Competitors CACC Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PRAA) was last updated on 7/12/2025 by MarketBeat.com Staff From Our Partners3..2..1.. 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