PRA Group (PRAA) Competitors

$14.86 -0.30 (-1.98%)

Closing price 04:00 PM Eastern

Extended Trading

$14.88 +0.03 (+0.17%)

As of 06:56 PM Eastern

PRAA vs. ECPG, EZPW, WRLD, GDOT, and RM

Should you buy PRA Group stock or one of its competitors? MarketBeat compares PRA Group with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with PRA Group include Encore Capital Group (ECPG), EZCORP (EZPW), World Acceptance (WRLD), Green Dot (GDOT), and Regional Management (RM). These companies are all part of the "consumer finance" industry.

How does PRA Group compare to Encore Capital Group?

Encore Capital Group (NASDAQ:ECPG) and PRA Group (NASDAQ:PRAA) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, valuation, analyst recommendations, earnings, institutional ownership, risk, dividends and media sentiment.

97.2% of PRA Group shares are held by institutional investors. 3.0% of Encore Capital Group shares are held by company insiders. Comparatively, 2.0% of PRA Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Encore Capital Group has a net margin of 16.00% compared to PRA Group's net margin of -22.51%. Encore Capital Group's return on equity of 30.70% beat PRA Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Encore Capital Group	16.00%	30.70%	5.58%
PRA Group	-22.51%	13.19%	2.85%

Encore Capital Group presently has a consensus price target of $86.25, suggesting a potential upside of 6.82%. PRA Group has a consensus price target of $25.00, suggesting a potential upside of 68.24%. Given PRA Group's higher probable upside, analysts clearly believe PRA Group is more favorable than Encore Capital Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Encore Capital Group	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67
PRA Group	1 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

Encore Capital Group has higher revenue and earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than Encore Capital Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Encore Capital Group	$1.77B	0.98	$256.83M	$12.89	6.26
PRA Group	$1.20B	0.47	-$305.14M	-$7.16	N/A

Encore Capital Group has a beta of 1.33, indicating that its stock price is 33% more volatile than the broader market. Comparatively, PRA Group has a beta of 1.26, indicating that its stock price is 26% more volatile than the broader market.

In the previous week, Encore Capital Group had 8 more articles in the media than PRA Group. MarketBeat recorded 9 mentions for Encore Capital Group and 1 mentions for PRA Group. PRA Group's average media sentiment score of 0.93 beat Encore Capital Group's score of 0.91 indicating that PRA Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Encore Capital Group	4 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
PRA Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Encore Capital Group beats PRA Group on 13 of the 16 factors compared between the two stocks.

How does PRA Group compare to EZCORP?

PRA Group (NASDAQ:PRAA) and EZCORP (NASDAQ:EZPW) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, profitability, dividends, valuation, institutional ownership, media sentiment and earnings.

PRA Group has a beta of 1.26, suggesting that its share price is 26% more volatile than the broader market. Comparatively, EZCORP has a beta of 0.65, suggesting that its share price is 35% less volatile than the broader market.

EZCORP has higher revenue and earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PRA Group	$1.20B	0.47	-$305.14M	-$7.16	N/A
EZCORP	$1.27B	1.61	$109.61M	$1.84	18.14

97.2% of PRA Group shares are owned by institutional investors. Comparatively, 99.8% of EZCORP shares are owned by institutional investors. 2.0% of PRA Group shares are owned by company insiders. Comparatively, 2.1% of EZCORP shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

In the previous week, EZCORP had 7 more articles in the media than PRA Group. MarketBeat recorded 8 mentions for EZCORP and 1 mentions for PRA Group. EZCORP's average media sentiment score of 0.97 beat PRA Group's score of 0.93 indicating that EZCORP is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PRA Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
EZCORP	5 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

PRA Group presently has a consensus price target of $25.00, suggesting a potential upside of 68.24%. EZCORP has a consensus price target of $37.25, suggesting a potential upside of 11.63%. Given PRA Group's higher possible upside, equities analysts plainly believe PRA Group is more favorable than EZCORP.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PRA Group	1 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
EZCORP	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	2 Strong Buy rating(s)	3.14

EZCORP has a net margin of 9.91% compared to PRA Group's net margin of -22.51%. EZCORP's return on equity of 13.45% beat PRA Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PRA Group	-22.51%	13.19%	2.85%
EZCORP	9.91%	13.45%	7.15%

Summary

EZCORP beats PRA Group on 15 of the 17 factors compared between the two stocks.

How does PRA Group compare to World Acceptance?

PRA Group (NASDAQ:PRAA) and World Acceptance (NASDAQ:WRLD) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, valuation, earnings, media sentiment, analyst recommendations and risk.

In the previous week, PRA Group and PRA Group both had 1 articles in the media. World Acceptance's average media sentiment score of 1.47 beat PRA Group's score of 0.93 indicating that World Acceptance is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PRA Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
World Acceptance	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

PRA Group has a beta of 1.26, meaning that its share price is 26% more volatile than the broader market. Comparatively, World Acceptance has a beta of 1.16, meaning that its share price is 16% more volatile than the broader market.

World Acceptance has lower revenue, but higher earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PRA Group	$1.20B	0.47	-$305.14M	-$7.16	N/A
World Acceptance	$585.74M	1.32	$35.01M	$7.38	21.16

PRA Group presently has a consensus price target of $25.00, indicating a potential upside of 68.24%. Given PRA Group's higher possible upside, equities analysts plainly believe PRA Group is more favorable than World Acceptance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PRA Group	1 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
World Acceptance	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

World Acceptance has a net margin of 5.98% compared to PRA Group's net margin of -22.51%. PRA Group's return on equity of 13.19% beat World Acceptance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PRA Group	-22.51%	13.19%	2.85%
World Acceptance	5.98%	9.17%	3.25%

97.2% of PRA Group shares are held by institutional investors. Comparatively, 83.6% of World Acceptance shares are held by institutional investors. 2.0% of PRA Group shares are held by company insiders. Comparatively, 41.6% of World Acceptance shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

World Acceptance beats PRA Group on 8 of the 14 factors compared between the two stocks.

How does PRA Group compare to Green Dot?

PRA Group (NASDAQ:PRAA) and Green Dot (NYSE:GDOT) are both small-cap consumer finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, risk, dividends, institutional ownership, profitability, valuation, analyst recommendations and media sentiment.

In the previous week, Green Dot had 3 more articles in the media than PRA Group. MarketBeat recorded 4 mentions for Green Dot and 1 mentions for PRA Group. PRA Group's average media sentiment score of 0.93 beat Green Dot's score of 0.62 indicating that PRA Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PRA Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Green Dot	1 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Green Dot has a net margin of -3.25% compared to PRA Group's net margin of -22.51%. PRA Group's return on equity of 13.19% beat Green Dot's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PRA Group	-22.51%	13.19%	2.85%
Green Dot	-3.25%	7.56%	1.16%

Green Dot has higher revenue and earnings than PRA Group. Green Dot is trading at a lower price-to-earnings ratio than PRA Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PRA Group	$1.20B	0.47	-$305.14M	-$7.16	N/A
Green Dot	$2.08B	0.34	-$98.87M	-$1.32	N/A

97.2% of PRA Group shares are held by institutional investors. Comparatively, 92.6% of Green Dot shares are held by institutional investors. 2.0% of PRA Group shares are held by company insiders. Comparatively, 1.4% of Green Dot shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

PRA Group currently has a consensus price target of $25.00, suggesting a potential upside of 68.24%. Green Dot has a consensus price target of $14.75, suggesting a potential upside of 16.65%. Given PRA Group's higher probable upside, equities research analysts plainly believe PRA Group is more favorable than Green Dot.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PRA Group	1 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
Green Dot	1 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

PRA Group has a beta of 1.26, indicating that its stock price is 26% more volatile than the broader market. Comparatively, Green Dot has a beta of 0.86, indicating that its stock price is 14% less volatile than the broader market.

Summary

PRA Group beats Green Dot on 9 of the 14 factors compared between the two stocks.

How does PRA Group compare to Regional Management?

PRA Group (NASDAQ:PRAA) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, earnings, media sentiment, analyst recommendations, risk, dividends, institutional ownership and profitability.

PRA Group currently has a consensus target price of $25.00, suggesting a potential upside of 68.24%. Given PRA Group's higher probable upside, equities research analysts plainly believe PRA Group is more favorable than Regional Management.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PRA Group	1 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
Regional Management	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

PRA Group has a beta of 1.26, meaning that its share price is 26% more volatile than the broader market. Comparatively, Regional Management has a beta of 1.04, meaning that its share price is 4% more volatile than the broader market.

Regional Management has a net margin of 7.40% compared to PRA Group's net margin of -22.51%. PRA Group's return on equity of 13.19% beat Regional Management's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PRA Group	-22.51%	13.19%	2.85%
Regional Management	7.40%	13.16%	2.39%

Regional Management has lower revenue, but higher earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PRA Group	$1.20B	0.47	-$305.14M	-$7.16	N/A
Regional Management	$645.60M	0.50	$44.41M	$4.93	7.12

In the previous week, PRA Group and PRA Group both had 1 articles in the media. PRA Group's average media sentiment score of 0.93 beat Regional Management's score of -0.09 indicating that PRA Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PRA Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Regional Management	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

97.2% of PRA Group shares are held by institutional investors. Comparatively, 98.9% of Regional Management shares are held by institutional investors. 2.0% of PRA Group shares are held by insiders. Comparatively, 10.9% of Regional Management shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

PRA Group and Regional Management tied by winning 7 of the 14 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PRAA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

PRAA vs. The Competition

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Metric	PRA Group	FIN Industry	Finance Sector	NASDAQ Exchange
Market Cap	$578.22M	$7.01B	$13.37B	$12.28B
Dividend Yield	N/A	5.79%	5.87%	5.30%
P/E Ratio	-2.08	92.42	23.72	25.24
Price / Sales	0.47	11.74	166.77	74.17
Price / Cash	6.50	68.72	19.91	37.27
Price / Book	0.56	3.18	2.18	6.63
Net Income	-$305.14M	$309.43M	$1.13B	$335.41M
7 Day Performance	-13.30%	-3.29%	-0.84%	-1.83%
1 Month Performance	-29.54%	-4.78%	-1.14%	-1.16%
1 Year Performance	-4.07%	11.85%	9.48%	28.31%

PRA Group Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
PRAA PRA Group	3.5304 of 5 stars	$14.86 -2.0%	$25.00 +68.2%	-2.1%	$578.22M	$1.20B	N/A	2,615
ECPG Encore Capital Group	2.4931 of 5 stars	$82.33 -1.8%	$86.25 +4.8%	+101.4%	$1.80B	$1.77B	6.39	7,350
EZPW EZCORP	3.8241 of 5 stars	$34.65 +3.3%	$37.25 +7.5%	+136.4%	$2.07B	$1.27B	18.83	8,500
WRLD World Acceptance	1.4001 of 5 stars	$148.23 -1.0%	N/A	+0.6%	$739.05M	$585.74M	20.09	2,838	Positive News
GDOT Green Dot	3.4284 of 5 stars	$12.43 -1.5%	$14.75 +18.7%	+33.6%	$701.26M	$2.08B	N/A	1,150	Positive News Earnings Report

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This page (NASDAQ:PRAA) was last updated on 5/18/2026 by MarketBeat.com Staff.

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PRA Group (PRAA) Competitors

PRAA vs. ECPG, EZPW, WRLD, GDOT, and RM

How does PRA Group compare to Encore Capital Group?

Summary

How does PRA Group compare to EZCORP?

Summary

How does PRA Group compare to World Acceptance?

Summary

How does PRA Group compare to Green Dot?

Summary

How does PRA Group compare to Regional Management?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

PRAA vs. The Competition

PRA Group Competitors List

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Stock Ideas and Recommendations

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PRA Group (PRAA) Competitors

PRAA vs. ECPG, EZPW, WRLD, GDOT, and RM

How does PRA Group compare to Encore Capital Group?

Do insiders and institutionals hold more shares of ECPG or PRAA?

Is ECPG or PRAA more profitable?

Do analysts prefer ECPG or PRAA?

Which has better earnings and valuation, ECPG or PRAA?

Which has more risk & volatility, ECPG or PRAA?

Does the media refer more to ECPG or PRAA?

Summary

How does PRA Group compare to EZCORP?

Which has more volatility & risk, PRAA or EZPW?

Which has higher earnings and valuation, PRAA or EZPW?

Do insiders and institutionals hold more shares of PRAA or EZPW?

Does the media refer more to PRAA or EZPW?

Do analysts rate PRAA or EZPW?

Is PRAA or EZPW more profitable?

Summary

How does PRA Group compare to World Acceptance?

Does the media refer more to PRAA or WRLD?

Which has more volatility & risk, PRAA or WRLD?

Which has preferable valuation and earnings, PRAA or WRLD?

Do analysts prefer PRAA or WRLD?

Is PRAA or WRLD more profitable?

Do insiders & institutionals believe in PRAA or WRLD?

Summary

How does PRA Group compare to Green Dot?

Does the media refer more to PRAA or GDOT?

Is PRAA or GDOT more profitable?

Which has better earnings and valuation, PRAA or GDOT?

Do insiders & institutionals hold more shares of PRAA or GDOT?

Do analysts recommend PRAA or GDOT?

Which has more risk and volatility, PRAA or GDOT?

Summary

How does PRA Group compare to Regional Management?

Do analysts prefer PRAA or RM?

Which has more risk and volatility, PRAA or RM?

Is PRAA or RM more profitable?

Which has higher earnings and valuation, PRAA or RM?

Does the media favor PRAA or RM?

Do institutionals and insiders believe in PRAA or RM?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

PRAA vs. The Competition

PRA Group Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools