Positive News SentimentPositive NewsNASDAQ:CACC Credit Acceptance (CACC) Stock Price, News & Analysis $570.73 -2.91 (-0.51%) As of 12:56 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Credit Acceptance Stock (NASDAQ:CACC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Credit Acceptance alerts:Sign Up Key Stats Today's Range$564.35▼$576.7250-Day Range$416.51▼$573.6452-Week Range$401.90▼$579.79Volume43,381 shsAverage Volume187,071 shsMarket Capitalization$5.97 billionP/E Ratio14.13Dividend YieldN/APrice Target$520.00Consensus RatingHold Company Overview Credit Acceptance Corporation, founded in 1972 and headquartered in Southfield, Michigan, is a specialty finance company focused on the indirect automotive lending market. The company partners with independent and franchised auto dealers to facilitate purchase financing for consumers who may not qualify for traditional prime auto loans. By purchasing retail installment contracts originated by these dealers, Credit Acceptance provides capital and credit insurance to support vehicle sales, enabling dealers to broaden their customer base and reduce credit risk. Through its proprietary underwriting platform and risk management strategies, Credit Acceptance evaluates borrower applications, structures credit plans, and retains servicing rights on the acquired contracts. The company’s financial and operational support includes payment processing, collections, and loss mitigation programs, all designed to manage default risk and optimize cash flow. This integrated service model allows dealer partners to focus on retail operations while Credit Acceptance assumes the responsibility for credit evaluation, funding, and contract administration. Over the decades since going public, Credit Acceptance has expanded its dealer network to serve thousands of auto dealerships across the United States. Its growth has been driven by a disciplined credit approach, technology‐enabled infrastructure, and a focus on underserved consumer segments. The company’s management team comprises experienced professionals in auto finance and subprime lending, guiding strategic initiatives aimed at sustainable portfolio performance and market expansion.AI Generated. May Contain Errors. Read More Credit Acceptance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks44th Percentile Overall ScoreCACC MarketRank™: Credit Acceptance scored higher than 44% of companies evaluated by MarketBeat, and ranked 710th out of 881 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.8 / 5Analyst RatingHold Consensus RatingCredit Acceptance has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 4 hold ratings, and no sell ratings.Downside RiskCredit Acceptance has a consensus price target of $520.00, representing about 9.5% downside from its current price of $574.78.Amount of Analyst CoverageCredit Acceptance has only been the subject of 4 research reports in the past 90 days.Read more about Credit Acceptance's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth13.68% Earnings GrowthEarnings for Credit Acceptance are expected to grow by 13.68% in the coming year, from $47.50 to $54.00 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Credit Acceptance is 14.27, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.21.Price to Earnings Ratio vs. SectorThe P/E ratio of Credit Acceptance is 14.27, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.10.Price to Book Value per Share RatioCredit Acceptance has a P/B Ratio of 4.16. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Credit Acceptance's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted10.26% of the float of Credit Acceptance has been sold short.Short Interest Ratio / Days to CoverCredit Acceptance has a short interest ratio ("days to cover") of 5.99.Change versus previous monthShort interest in Credit Acceptance has recently increased by 9.06%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldCredit Acceptance does not currently pay a dividend.Dividend GrowthCredit Acceptance does not have a long track record of dividend growth. News and Social Media3.5 / 5News Sentiment1.59 News SentimentCredit Acceptance has a news sentiment score of 1.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.83 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Credit Acceptance this week, compared to 4 articles on an average week.Search Interest5 people have searched for CACC on MarketBeat in the last 30 days. This is an increase of 67% compared to the previous 30 days. Company Ownership1.6 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Credit Acceptance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $14,203,265.00 in company stock.Percentage Held by Insiders6.10% of the stock of Credit Acceptance is held by insiders.Percentage Held by Institutions81.71% of the stock of Credit Acceptance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Credit Acceptance's insider trading history. Receive CACC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Credit Acceptance and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CACC Stock News HeadlinesWhy Credit Acceptance (CACC) is a top momentum stock for the long termMay 28, 2026 | msn.comCredit Acceptance (NASDAQ:CACC) Stock Crosses Above 200-Day Moving Average - Here's WhyMay 23, 2026 | americanbankingnews.comYour $29.97 book is free todayWhy Some Traders Skip Stocks Entirely You don't need a big account to trade options. In fact, options can give you up to 12 times the leverage of stocks — with a fraction of the capital tied up. This free guide lays it all out in plain English — from A to Z, with step-by-step examples you can follow in your own account.June 1 at 1:00 AM | Profits Run (Ad)Credit Acceptance Balances Profit Gains With Cautious OutlookMay 19, 2026 | tipranks.comCredit Acceptance (CACC) Is Up 6.5% After Q1 Earnings, New ABS Deal and Buybacks - What's ChangedMay 18, 2026 | finance.yahoo.comCredit Acceptance (CACC) price target increased by 11.42% to 547.40May 14, 2026 | msn.comAssessing Credit Acceptance (CACC) Valuation After Recent Share Price MomentumMay 11, 2026 | finance.yahoo.comInsider Selling: Credit Acceptance (NASDAQ:CACC) CTO Sells 1,262 Shares of StockMay 9, 2026 | insidertrades.comSee More Headlines CACC Stock Analysis - Frequently Asked Questions How have CACC shares performed this year? Credit Acceptance's stock was trading at $443.46 at the beginning of the year. Since then, CACC shares have increased by 29.6% and is now trading at $574.78. How were Credit Acceptance's earnings last quarter? Credit Acceptance Corporation (NASDAQ:CACC) issued its quarterly earnings data on Tuesday, May, 5th. The credit services provider reported $10.71 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $10.73 by $0.02. The company's quarterly revenue was up 1.6% compared to the same quarter last year. Read the conference call transcript. Who are Credit Acceptance's major shareholders? Credit Acceptance's top institutional shareholders include Dimensional Fund Advisors LP (2.21%), Ruane Cunniff & Goldfarb L.P. (1.40%), Alfreton Capital LLP (1.10%) and London Co. of Virginia (0.76%). Insiders that own company stock include A Foss Irrevocable Tru Donald, Jill Foss Watson, Jonathan Lum, Daniel A Ulatowski, Ravi Mohan Valiyaveettil, Jay D Martin, Erin J Kerber, Andrew K Rostami, Kenneth Booth, Wendy A Rummler, Nicholas J Elliott and Douglas W Busk. View institutional ownership trends. How do I buy shares of Credit Acceptance? Shares of CACC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Credit Acceptance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Credit Acceptance investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Adobe (ADBE), Advanced Micro Devices (AMD), Intuit (INTU) and Arista Networks (ANET). Company Calendar Last Earnings5/05/2026Today6/01/2026Next Earnings (Estimated)7/30/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (1m+) 1-Year History Jun 25 Sep 25 Dec 25 Mar 26 Jun 26 CACC's financial health is in the Green zone, according to TradeSmith. CACC has been in this zone for over one month. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - CONS LOANS Sub-IndustryConsumer Finance Current SymbolNASDAQ:CACC CIK885550 Webwww.creditacceptance.com Phone(248) 353-2700Fax248-353-9776Employees2,499Year Founded1972Price Target and Rating Average Price Target for Credit Acceptance$520.00 High Price Target$540.00 Low Price Target$500.00 Potential Upside/Downside-8.3%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$40.24 Trailing P/E Ratio14.09 Forward P/E Ratio11.94 P/E GrowthN/ANet Income$423.90 million Net Margins19.49% Pretax Margin25.74% Return on Equity29.95% Return on Assets5.33% Debt Debt-to-Equity Ratio4.09 Current Ratio13.62 Quick Ratio13.62 Sales & Book Value Annual Sales$2.32 billion Price / Sales2.56 Cash Flow$43.56 per share Price / Cash Flow13.02 Book Value$138.11 per share Price / Book4.11Miscellaneous Outstanding Shares10,460,000Free Float9,822,000Market Cap$5.93 billion OptionableOptionable Beta1.38 Social Links A Guide To High-Short-Interest StocksMarketBeat's analysts have just released their top five short plays for June 2026. Learn which stocks have the most short interest and how to trade them. Click the link to see which companies made the list.Get This Free Report This page (NASDAQ:CACC) was last updated on 6/1/2026 by MarketBeat.com Staff. From Our PartnersThe 1934 playbookIn 1934, a legal government maneuver transferred billions in wealth overnight. 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