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Encore Capital Group (ECPG) Competitors

Encore Capital Group logo
$78.01 -0.08 (-0.10%)
Closing price 04:00 PM Eastern
Extended Trading
$77.05 -0.96 (-1.23%)
As of 04:23 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

ECPG vs. PRAA, CACC, NNI, SLM, and EZPW

Should you buy Encore Capital Group stock or one of its competitors? MarketBeat compares Encore Capital Group with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Encore Capital Group include PRA Group (PRAA), Credit Acceptance (CACC), Nelnet (NNI), SLM (SLM), and EZCORP (EZPW). These companies are all part of the "consumer finance" industry.

How does Encore Capital Group compare to PRA Group?

PRA Group (NASDAQ:PRAA) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, media sentiment, risk, dividends and earnings.

PRA Group presently has a consensus target price of $25.00, suggesting a potential upside of 78.32%. Encore Capital Group has a consensus target price of $86.25, suggesting a potential upside of 10.56%. Given PRA Group's higher probable upside, equities analysts clearly believe PRA Group is more favorable than Encore Capital Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PRA Group
1 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Encore Capital Group
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
3.00

In the previous week, Encore Capital Group had 1 more articles in the media than PRA Group. MarketBeat recorded 4 mentions for Encore Capital Group and 3 mentions for PRA Group. Encore Capital Group's average media sentiment score of 1.51 beat PRA Group's score of 0.47 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PRA Group
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Encore Capital Group
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Encore Capital Group has a net margin of 16.00% compared to PRA Group's net margin of -22.51%. Encore Capital Group's return on equity of 30.70% beat PRA Group's return on equity.

Company Net Margins Return on Equity Return on Assets
PRA Group-22.51% 13.19% 2.85%
Encore Capital Group 16.00%30.70%5.58%

97.2% of PRA Group shares are held by institutional investors. 2.0% of PRA Group shares are held by insiders. Comparatively, 3.0% of Encore Capital Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Encore Capital Group has higher revenue and earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than Encore Capital Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PRA Group$1.20B0.44-$305.14M-$7.16N/A
Encore Capital Group$1.77B0.95$256.83M$12.896.05

PRA Group has a beta of 1.14, meaning that its share price is 14% more volatile than the broader market. Comparatively, Encore Capital Group has a beta of 1.3, meaning that its share price is 30% more volatile than the broader market.

Summary

Encore Capital Group beats PRA Group on 15 of the 17 factors compared between the two stocks.

How does Encore Capital Group compare to Credit Acceptance?

Encore Capital Group (NASDAQ:ECPG) and Credit Acceptance (NASDAQ:CACC) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, media sentiment, valuation, earnings, analyst recommendations, dividends, institutional ownership and risk.

Encore Capital Group has a beta of 1.3, suggesting that its share price is 30% more volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.38, suggesting that its share price is 38% more volatile than the broader market.

Credit Acceptance has higher revenue and earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.77B0.95$256.83M$12.896.05
Credit Acceptance$2.32B2.44$423.90M$40.2413.46

Encore Capital Group currently has a consensus target price of $86.25, indicating a potential upside of 10.56%. Credit Acceptance has a consensus target price of $520.00, indicating a potential downside of 3.98%. Given Encore Capital Group's stronger consensus rating and higher possible upside, analysts clearly believe Encore Capital Group is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
3.00
Credit Acceptance
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, Encore Capital Group had 2 more articles in the media than Credit Acceptance. MarketBeat recorded 4 mentions for Encore Capital Group and 2 mentions for Credit Acceptance. Encore Capital Group's average media sentiment score of 1.51 beat Credit Acceptance's score of 1.48 indicating that Encore Capital Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Credit Acceptance
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

81.7% of Credit Acceptance shares are owned by institutional investors. 3.0% of Encore Capital Group shares are owned by insiders. Comparatively, 6.1% of Credit Acceptance shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Credit Acceptance has a net margin of 19.49% compared to Encore Capital Group's net margin of 16.00%. Encore Capital Group's return on equity of 30.70% beat Credit Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group16.00% 30.70% 5.58%
Credit Acceptance 19.49%29.95%5.33%

Summary

Credit Acceptance beats Encore Capital Group on 9 of the 17 factors compared between the two stocks.

How does Encore Capital Group compare to Nelnet?

Nelnet (NYSE:NNI) and Encore Capital Group (NASDAQ:ECPG) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their media sentiment, valuation, dividends, institutional ownership, analyst recommendations, risk, earnings and profitability.

33.5% of Nelnet shares are held by institutional investors. 40.3% of Nelnet shares are held by company insiders. Comparatively, 3.0% of Encore Capital Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

In the previous week, Encore Capital Group had 4 more articles in the media than Nelnet. MarketBeat recorded 4 mentions for Encore Capital Group and 0 mentions for Nelnet. Encore Capital Group's average media sentiment score of 1.51 beat Nelnet's score of 0.00 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company Overall Sentiment
Nelnet Neutral
Encore Capital Group Very Positive

Nelnet currently has a consensus price target of $140.00, suggesting a potential upside of 9.63%. Encore Capital Group has a consensus price target of $86.25, suggesting a potential upside of 10.56%. Given Encore Capital Group's stronger consensus rating and higher probable upside, analysts plainly believe Encore Capital Group is more favorable than Nelnet.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Nelnet
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Encore Capital Group
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
3.00

Nelnet has a beta of 0.79, indicating that its share price is 21% less volatile than the broader market. Comparatively, Encore Capital Group has a beta of 1.3, indicating that its share price is 30% more volatile than the broader market.

Nelnet has higher revenue and earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Nelnet$2.26B2.03$428.47M$11.4811.12
Encore Capital Group$1.77B0.95$256.83M$12.896.05

Nelnet has a net margin of 18.45% compared to Encore Capital Group's net margin of 16.00%. Encore Capital Group's return on equity of 30.70% beat Nelnet's return on equity.

Company Net Margins Return on Equity Return on Assets
Nelnet18.45% 11.73% 2.99%
Encore Capital Group 16.00%30.70%5.58%

Summary

Encore Capital Group beats Nelnet on 10 of the 17 factors compared between the two stocks.

How does Encore Capital Group compare to SLM?

Encore Capital Group (NASDAQ:ECPG) and SLM (NASDAQ:SLM) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their analyst recommendations, valuation, dividends, media sentiment, institutional ownership, profitability, earnings and risk.

Encore Capital Group presently has a consensus price target of $86.25, suggesting a potential upside of 10.56%. SLM has a consensus price target of $29.80, suggesting a potential upside of 37.84%. Given SLM's higher possible upside, analysts clearly believe SLM is more favorable than Encore Capital Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
3.00
SLM
1 Sell rating(s)
5 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.42

SLM has a net margin of 26.42% compared to Encore Capital Group's net margin of 16.00%. SLM's return on equity of 34.80% beat Encore Capital Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group16.00% 30.70% 5.58%
SLM 26.42%34.80%2.53%

98.9% of SLM shares are owned by institutional investors. 3.0% of Encore Capital Group shares are owned by company insiders. Comparatively, 1.4% of SLM shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

SLM has higher revenue and earnings than Encore Capital Group. SLM is trading at a lower price-to-earnings ratio than Encore Capital Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.77B0.95$256.83M$12.896.05
SLM$2.63B1.55$744.85M$3.615.99

In the previous week, Encore Capital Group and Encore Capital Group both had 4 articles in the media. Encore Capital Group's average media sentiment score of 1.51 beat SLM's score of -0.03 indicating that Encore Capital Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
SLM
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Encore Capital Group has a beta of 1.3, meaning that its share price is 30% more volatile than the broader market. Comparatively, SLM has a beta of 0.98, meaning that its share price is 2% less volatile than the broader market.

Summary

Encore Capital Group and SLM tied by winning 8 of the 16 factors compared between the two stocks.

How does Encore Capital Group compare to EZCORP?

Encore Capital Group (NASDAQ:ECPG) and EZCORP (NASDAQ:EZPW) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, dividends, earnings, risk, valuation, profitability, media sentiment and analyst recommendations.

Encore Capital Group has a net margin of 16.00% compared to EZCORP's net margin of 9.91%. Encore Capital Group's return on equity of 30.70% beat EZCORP's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group16.00% 30.70% 5.58%
EZCORP 9.91%13.45%7.15%

Encore Capital Group has higher revenue and earnings than EZCORP. Encore Capital Group is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.77B0.95$256.83M$12.896.05
EZCORP$1.27B1.54$109.61M$1.8417.30

Encore Capital Group has a beta of 1.3, indicating that its stock price is 30% more volatile than the broader market. Comparatively, EZCORP has a beta of 0.63, indicating that its stock price is 37% less volatile than the broader market.

99.8% of EZCORP shares are owned by institutional investors. 3.0% of Encore Capital Group shares are owned by insiders. Comparatively, 2.1% of EZCORP shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

In the previous week, Encore Capital Group had 1 more articles in the media than EZCORP. MarketBeat recorded 4 mentions for Encore Capital Group and 3 mentions for EZCORP. Encore Capital Group's average media sentiment score of 1.51 beat EZCORP's score of 0.52 indicating that Encore Capital Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
EZCORP
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Encore Capital Group presently has a consensus price target of $86.25, indicating a potential upside of 10.56%. EZCORP has a consensus price target of $37.25, indicating a potential upside of 16.99%. Given EZCORP's stronger consensus rating and higher possible upside, analysts plainly believe EZCORP is more favorable than Encore Capital Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
3.00
EZCORP
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
2 Strong Buy rating(s)
3.14

Summary

Encore Capital Group beats EZCORP on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ECPG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ECPG vs. The Competition

MetricEncore Capital GroupFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$1.67B$9.99B$13.57B$12.54B
Dividend YieldN/A5.19%5.76%5.22%
P/E Ratio6.0514.1119.7024.18
Price / Sales0.951.58141.24112.26
Price / Cash6.108.7819.8757.13
Price / Book1.781.752.176.72
Net Income$256.83M$421.68M$1.13B$337.19M
7 Day Performance-4.69%-4.52%-0.69%0.48%
1 Month Performance-6.35%-2.25%-0.44%5.07%
1 Year Performance103.31%15.46%11.16%34.25%

Encore Capital Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ECPG
Encore Capital Group
2.9911 of 5 stars
$78.01
-0.1%
$86.25
+10.6%
+107.9%$1.67B$1.77B6.057,350
PRAA
PRA Group
2.9496 of 5 stars
$14.64
flat
$25.00
+70.8%
+2.8%$558.38M$1.20BN/A2,615
CACC
Credit Acceptance
2.1242 of 5 stars
$544.80
flat
$520.00
-4.6%
+14.5%$5.70B$2.32B13.542,499
NNI
Nelnet
3.386 of 5 stars
$128.83
-0.1%
$140.00
+8.7%
+11.3%$4.63B$2.26B11.225,744
SLM
SLM
4.3195 of 5 stars
$22.15
flat
$29.80
+34.5%
-31.9%$4.18B$2.63B6.141,788

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This page (NASDAQ:ECPG) was last updated on 6/3/2026 by MarketBeat.com Staff.
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