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Encore Capital Group (ECPG) Competitors

Encore Capital Group logo
$98.80 -0.94 (-0.94%)
Closing price 04:00 PM Eastern
Extended Trading
$97.83 -0.97 (-0.98%)
As of 04:51 PM Eastern
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ECPG vs. PRAA, OMF, CACC, ENVA, and SLM

Should you buy Encore Capital Group stock or one of its competitors? Encore Capital Group's main competitors and comparable companies include PRA Group (PRAA), OneMain (OMF), Credit Acceptance (CACC), Enova International (ENVA), and SLM (SLM). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Encore Capital Group compare to PRA Group?

Encore Capital Group (NASDAQ:ECPG) and PRA Group (NASDAQ:PRAA) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, earnings, media sentiment, valuation, profitability, dividends, risk and analyst recommendations.

In the previous week, PRA Group had 1 more articles in the media than Encore Capital Group. MarketBeat recorded 4 mentions for PRA Group and 3 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.64 beat PRA Group's score of 1.44 indicating that Encore Capital Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
PRA Group
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Encore Capital Group currently has a consensus price target of $89.75, indicating a potential downside of 9.16%. PRA Group has a consensus price target of $26.00, indicating a potential upside of 34.78%. Given PRA Group's higher possible upside, analysts plainly believe PRA Group is more favorable than Encore Capital Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
3.17
PRA Group
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.40

Encore Capital Group has higher revenue and earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than Encore Capital Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.77B1.18$256.83M$13.217.48
PRA Group$1.34B0.54-$305.14M-$6.73N/A

Encore Capital Group has a net margin of 15.86% compared to PRA Group's net margin of -19.91%. Encore Capital Group's return on equity of 29.83% beat PRA Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group15.86% 29.83% 5.58%
PRA Group -19.91%15.56%3.18%

97.2% of PRA Group shares are held by institutional investors. 3.0% of Encore Capital Group shares are held by company insiders. Comparatively, 2.2% of PRA Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Encore Capital Group has a beta of 1.27, meaning that its share price is 27% more volatile than the broader market. Comparatively, PRA Group has a beta of 1.11, meaning that its share price is 11% more volatile than the broader market.

Summary

Encore Capital Group beats PRA Group on 13 of the 16 factors compared between the two stocks.

How does Encore Capital Group compare to OneMain?

OneMain (NYSE:OMF) and Encore Capital Group (NASDAQ:ECPG) are both mid-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, risk, institutional ownership, media sentiment, earnings, analyst recommendations, valuation and profitability.

OneMain has a beta of 1.22, meaning that its share price is 22% more volatile than the broader market. Comparatively, Encore Capital Group has a beta of 1.27, meaning that its share price is 27% more volatile than the broader market.

85.8% of OneMain shares are held by institutional investors. 0.3% of OneMain shares are held by insiders. Comparatively, 3.0% of Encore Capital Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

OneMain currently has a consensus price target of $68.40, indicating a potential upside of 11.24%. Encore Capital Group has a consensus price target of $89.75, indicating a potential downside of 9.16%. Given OneMain's higher probable upside, research analysts plainly believe OneMain is more favorable than Encore Capital Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OneMain
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.58
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
3.17

Encore Capital Group has a net margin of 15.86% compared to OneMain's net margin of 13.92%. Encore Capital Group's return on equity of 29.83% beat OneMain's return on equity.

Company Net Margins Return on Equity Return on Assets
OneMain13.92% 23.49% 2.92%
Encore Capital Group 15.86%29.83%5.58%

OneMain has higher revenue and earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than OneMain, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OneMain$5.46B1.30$783M$6.649.26
Encore Capital Group$1.77B1.18$256.83M$13.217.48

In the previous week, OneMain had 1 more articles in the media than Encore Capital Group. MarketBeat recorded 4 mentions for OneMain and 3 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.64 beat OneMain's score of 1.04 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OneMain
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Encore Capital Group
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Summary

Encore Capital Group beats OneMain on 9 of the 17 factors compared between the two stocks.

How does Encore Capital Group compare to Credit Acceptance?

Encore Capital Group (NASDAQ:ECPG) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, media sentiment, profitability, earnings, institutional ownership and dividends.

Credit Acceptance has higher revenue and earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.77B1.18$256.83M$13.217.48
Credit Acceptance$2.31B2.72$423.90M$45.4813.20

Credit Acceptance has a net margin of 21.54% compared to Encore Capital Group's net margin of 15.86%. Credit Acceptance's return on equity of 31.67% beat Encore Capital Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group15.86% 29.83% 5.58%
Credit Acceptance 21.54%31.67%5.68%

In the previous week, Credit Acceptance had 4 more articles in the media than Encore Capital Group. MarketBeat recorded 7 mentions for Credit Acceptance and 3 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.64 beat Credit Acceptance's score of 1.60 indicating that Encore Capital Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Credit Acceptance
5 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

81.7% of Credit Acceptance shares are owned by institutional investors. 3.0% of Encore Capital Group shares are owned by company insiders. Comparatively, 6.1% of Credit Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Encore Capital Group has a beta of 1.27, suggesting that its share price is 27% more volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.35, suggesting that its share price is 35% more volatile than the broader market.

Encore Capital Group presently has a consensus target price of $89.75, indicating a potential downside of 9.16%. Credit Acceptance has a consensus target price of $570.00, indicating a potential downside of 5.02%. Given Credit Acceptance's higher possible upside, analysts clearly believe Credit Acceptance is more favorable than Encore Capital Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
3.17
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Summary

Credit Acceptance beats Encore Capital Group on 13 of the 17 factors compared between the two stocks.

How does Encore Capital Group compare to Enova International?

Encore Capital Group (NASDAQ:ECPG) and Enova International (NYSE:ENVA) are both mid-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, analyst recommendations, media sentiment, institutional ownership, risk, valuation, profitability and dividends.

Encore Capital Group has a beta of 1.27, meaning that its share price is 27% more volatile than the broader market. Comparatively, Enova International has a beta of 1.21, meaning that its share price is 21% more volatile than the broader market.

Encore Capital Group has a net margin of 15.86% compared to Enova International's net margin of 10.31%. Encore Capital Group's return on equity of 29.83% beat Enova International's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group15.86% 29.83% 5.58%
Enova International 10.31%26.66%5.55%

89.4% of Enova International shares are owned by institutional investors. 3.0% of Encore Capital Group shares are owned by insiders. Comparatively, 8.4% of Enova International shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

In the previous week, Enova International had 22 more articles in the media than Encore Capital Group. MarketBeat recorded 25 mentions for Enova International and 3 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.64 beat Enova International's score of 0.54 indicating that Encore Capital Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Enova International
4 Very Positive mention(s)
4 Positive mention(s)
10 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Positive

Enova International has higher revenue and earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.77B1.18$256.83M$13.217.48
Enova International$3.15B1.38$308.39M$13.4912.91

Encore Capital Group presently has a consensus price target of $89.75, indicating a potential downside of 9.16%. Enova International has a consensus price target of $232.50, indicating a potential upside of 33.55%. Given Enova International's higher possible upside, analysts plainly believe Enova International is more favorable than Encore Capital Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
3.17
Enova International
0 Sell rating(s)
0 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
3.11

Summary

Enova International beats Encore Capital Group on 10 of the 16 factors compared between the two stocks.

How does Encore Capital Group compare to SLM?

Encore Capital Group (NASDAQ:ECPG) and SLM (NASDAQ:SLM) are both mid-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, risk, profitability, institutional ownership, media sentiment, earnings, dividends and analyst recommendations.

Encore Capital Group has a beta of 1.27, suggesting that its stock price is 27% more volatile than the broader market. Comparatively, SLM has a beta of 0.96, suggesting that its stock price is 4% less volatile than the broader market.

Encore Capital Group presently has a consensus price target of $89.75, indicating a potential downside of 9.16%. SLM has a consensus price target of $29.80, indicating a potential upside of 13.96%. Given SLM's higher probable upside, analysts clearly believe SLM is more favorable than Encore Capital Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
3.17
SLM
1 Sell rating(s)
6 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.33

98.9% of SLM shares are owned by institutional investors. 3.0% of Encore Capital Group shares are owned by company insiders. Comparatively, 1.4% of SLM shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

In the previous week, SLM had 2 more articles in the media than Encore Capital Group. MarketBeat recorded 5 mentions for SLM and 3 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.64 beat SLM's score of 1.36 indicating that Encore Capital Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
SLM
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

SLM has higher revenue and earnings than Encore Capital Group. SLM is trading at a lower price-to-earnings ratio than Encore Capital Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.77B1.18$256.83M$13.217.48
SLM$2.63B1.87$744.85M$3.587.30

SLM has a net margin of 26.09% compared to Encore Capital Group's net margin of 15.86%. SLM's return on equity of 33.81% beat Encore Capital Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group15.86% 29.83% 5.58%
SLM 26.09%33.81%2.51%

Summary

Encore Capital Group and SLM tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ECPG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ECPG vs. The Competition

MetricEncore Capital GroupConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$2.10B$7.16B$13.88B$14.34B
Dividend YieldN/A12.63%5.95%11.71%
P/E Ratio7.488.8625.3325.32
Price / Sales1.1873.35507.4498.42
Price / Cash7.7011.5730.3034.96
Price / Book2.262.572.736.20
Net Income$256.83M$442.63M$1.31B$358.18M
7 Day Performance-0.06%-1.87%-1.18%-1.58%
1 Month Performance-4.76%-4.73%-0.91%-3.60%
1 Year Performance120.83%6.61%9.60%5.95%

Encore Capital Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ECPG
Encore Capital Group
2.4542 of 5 stars
$98.80
-0.9%
$89.75
-9.2%
+125.6%$2.10B$1.77B7.487,350
PRAA
PRA Group
3.0995 of 5 stars
$18.85
-0.9%
$26.00
+37.9%
+15.3%$709.67M$1.20BN/A2,615
OMF
OneMain
4.9829 of 5 stars
$63.88
-1.2%
$68.40
+7.1%
+4.2%$7.35B$5.46B9.629,300
CACC
Credit Acceptance
1.8933 of 5 stars
$600.12
-0.8%
$570.00
-5.0%
+27.6%$6.28B$2.32B13.202,499
ENVA
Enova International
4.726 of 5 stars
$226.26
-1.9%
$247.83
+9.5%
+97.0%$5.63B$3.15B16.771,836

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This page (NASDAQ:ECPG) was last updated on 9/15/2026 by MarketBeat.com Staff.
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