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Encore Capital Group (ECPG) Competitors

Encore Capital Group logo
$96.28 +2.20 (+2.34%)
Closing price 04:00 PM Eastern
Extended Trading
$96.32 +0.05 (+0.05%)
As of 07:34 PM Eastern
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ECPG vs. PRAA, CACC, NNI, SLM, and EZPW

Should you buy Encore Capital Group stock or one of its competitors? MarketBeat compares Encore Capital Group with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Encore Capital Group include PRA Group (PRAA), Credit Acceptance (CACC), Nelnet (NNI), SLM (SLM), and EZCORP (EZPW). These companies are all part of the "consumer finance" industry.

How does Encore Capital Group compare to PRA Group?

Encore Capital Group (NASDAQ:ECPG) and PRA Group (NASDAQ:PRAA) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their analyst recommendations, media sentiment, earnings, dividends, valuation, institutional ownership, profitability and risk.

Encore Capital Group currently has a consensus price target of $88.00, suggesting a potential downside of 8.60%. PRA Group has a consensus price target of $25.00, suggesting a potential upside of 43.27%. Given PRA Group's higher probable upside, analysts plainly believe PRA Group is more favorable than Encore Capital Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67
PRA Group
1 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Encore Capital Group has a net margin of 16.00% compared to PRA Group's net margin of -22.51%. Encore Capital Group's return on equity of 30.70% beat PRA Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group16.00% 30.70% 5.58%
PRA Group -22.51%13.19%2.85%

Encore Capital Group has higher revenue and earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than Encore Capital Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.77B1.17$256.83M$12.897.47
PRA Group$1.20B0.55-$305.14M-$7.16N/A

In the previous week, Encore Capital Group had 6 more articles in the media than PRA Group. MarketBeat recorded 7 mentions for Encore Capital Group and 1 mentions for PRA Group. Encore Capital Group's average media sentiment score of 1.17 beat PRA Group's score of 0.58 indicating that Encore Capital Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
3 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PRA Group
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Encore Capital Group has a beta of 1.27, suggesting that its share price is 27% more volatile than the broader market. Comparatively, PRA Group has a beta of 1.11, suggesting that its share price is 11% more volatile than the broader market.

97.2% of PRA Group shares are held by institutional investors. 3.0% of Encore Capital Group shares are held by insiders. Comparatively, 2.2% of PRA Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Encore Capital Group beats PRA Group on 14 of the 16 factors compared between the two stocks.

How does Encore Capital Group compare to Credit Acceptance?

Encore Capital Group (NASDAQ:ECPG) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their media sentiment, profitability, valuation, dividends, earnings, analyst recommendations, institutional ownership and risk.

Encore Capital Group has a beta of 1.27, indicating that its stock price is 27% more volatile than the broader market. Comparatively, Credit Acceptance has a beta of 1.37, indicating that its stock price is 37% more volatile than the broader market.

Credit Acceptance has a net margin of 19.49% compared to Encore Capital Group's net margin of 16.00%. Encore Capital Group's return on equity of 30.70% beat Credit Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group16.00% 30.70% 5.58%
Credit Acceptance 19.49%29.95%5.33%

Credit Acceptance has higher revenue and earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.77B1.17$256.83M$12.897.47
Credit Acceptance$2.32B2.59$423.90M$40.2414.24

81.7% of Credit Acceptance shares are owned by institutional investors. 3.0% of Encore Capital Group shares are owned by insiders. Comparatively, 6.1% of Credit Acceptance shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

In the previous week, Credit Acceptance had 2 more articles in the media than Encore Capital Group. MarketBeat recorded 9 mentions for Credit Acceptance and 7 mentions for Encore Capital Group. Credit Acceptance's average media sentiment score of 1.43 beat Encore Capital Group's score of 1.17 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
3 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Credit Acceptance
7 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Encore Capital Group currently has a consensus target price of $88.00, suggesting a potential downside of 8.60%. Credit Acceptance has a consensus target price of $557.50, suggesting a potential downside of 2.70%. Given Credit Acceptance's higher possible upside, analysts clearly believe Credit Acceptance is more favorable than Encore Capital Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67
Credit Acceptance
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Summary

Credit Acceptance beats Encore Capital Group on 12 of the 16 factors compared between the two stocks.

How does Encore Capital Group compare to Nelnet?

Encore Capital Group (NASDAQ:ECPG) and Nelnet (NYSE:NNI) are both mid-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, risk, earnings, valuation, media sentiment, analyst recommendations, institutional ownership and profitability.

33.5% of Nelnet shares are held by institutional investors. 3.0% of Encore Capital Group shares are held by insiders. Comparatively, 40.3% of Nelnet shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Nelnet has higher revenue and earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.77B1.17$256.83M$12.897.47
Nelnet$2.26B2.20$428.47M$11.4812.01

In the previous week, Encore Capital Group had 2 more articles in the media than Nelnet. MarketBeat recorded 7 mentions for Encore Capital Group and 5 mentions for Nelnet. Encore Capital Group's average media sentiment score of 1.17 beat Nelnet's score of 0.36 indicating that Encore Capital Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
3 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Nelnet
1 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Encore Capital Group has a beta of 1.27, suggesting that its share price is 27% more volatile than the broader market. Comparatively, Nelnet has a beta of 0.78, suggesting that its share price is 22% less volatile than the broader market.

Encore Capital Group currently has a consensus target price of $88.00, suggesting a potential downside of 8.60%. Nelnet has a consensus target price of $140.00, suggesting a potential upside of 1.55%. Given Nelnet's higher probable upside, analysts clearly believe Nelnet is more favorable than Encore Capital Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67
Nelnet
1 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Nelnet has a net margin of 18.45% compared to Encore Capital Group's net margin of 16.00%. Encore Capital Group's return on equity of 30.70% beat Nelnet's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group16.00% 30.70% 5.58%
Nelnet 18.45%11.73%2.99%

Summary

Encore Capital Group and Nelnet tied by winning 8 of the 16 factors compared between the two stocks.

How does Encore Capital Group compare to SLM?

SLM (NASDAQ:SLM) and Encore Capital Group (NASDAQ:ECPG) are both mid-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, risk, dividends, earnings, media sentiment, analyst recommendations, institutional ownership and profitability.

SLM has a beta of 0.96, suggesting that its stock price is 4% less volatile than the broader market. Comparatively, Encore Capital Group has a beta of 1.27, suggesting that its stock price is 27% more volatile than the broader market.

SLM has higher revenue and earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than SLM, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SLM$2.63B1.94$744.85M$3.587.57
Encore Capital Group$1.77B1.17$256.83M$12.897.47

In the previous week, Encore Capital Group had 5 more articles in the media than SLM. MarketBeat recorded 7 mentions for Encore Capital Group and 2 mentions for SLM. Encore Capital Group's average media sentiment score of 1.17 beat SLM's score of 0.33 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SLM
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Encore Capital Group
3 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

SLM currently has a consensus target price of $29.80, suggesting a potential upside of 9.96%. Encore Capital Group has a consensus target price of $88.00, suggesting a potential downside of 8.60%. Given SLM's higher possible upside, equities research analysts plainly believe SLM is more favorable than Encore Capital Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SLM
1 Sell rating(s)
6 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.33
Encore Capital Group
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67

98.9% of SLM shares are held by institutional investors. 1.4% of SLM shares are held by insiders. Comparatively, 3.0% of Encore Capital Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

SLM has a net margin of 26.09% compared to Encore Capital Group's net margin of 16.00%. SLM's return on equity of 33.81% beat Encore Capital Group's return on equity.

Company Net Margins Return on Equity Return on Assets
SLM26.09% 33.81% 2.51%
Encore Capital Group 16.00%30.70%5.58%

Summary

SLM and Encore Capital Group tied by winning 8 of the 16 factors compared between the two stocks.

How does Encore Capital Group compare to EZCORP?

Encore Capital Group (NASDAQ:ECPG) and EZCORP (NASDAQ:EZPW) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their media sentiment, institutional ownership, valuation, risk, analyst recommendations, profitability, dividends and earnings.

99.8% of EZCORP shares are owned by institutional investors. 3.0% of Encore Capital Group shares are owned by insiders. Comparatively, 2.1% of EZCORP shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Encore Capital Group has a beta of 1.27, indicating that its share price is 27% more volatile than the broader market. Comparatively, EZCORP has a beta of 0.66, indicating that its share price is 34% less volatile than the broader market.

Encore Capital Group has higher revenue and earnings than EZCORP. Encore Capital Group is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.77B1.17$256.83M$12.897.47
EZCORP$1.27B1.46$109.61M$1.8416.43

Encore Capital Group presently has a consensus target price of $88.00, indicating a potential downside of 8.60%. EZCORP has a consensus target price of $38.80, indicating a potential upside of 28.31%. Given EZCORP's stronger consensus rating and higher probable upside, analysts clearly believe EZCORP is more favorable than Encore Capital Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67
EZCORP
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
2.88

Encore Capital Group has a net margin of 16.00% compared to EZCORP's net margin of 9.91%. Encore Capital Group's return on equity of 30.70% beat EZCORP's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group16.00% 30.70% 5.58%
EZCORP 9.91%13.45%7.15%

In the previous week, Encore Capital Group had 4 more articles in the media than EZCORP. MarketBeat recorded 7 mentions for Encore Capital Group and 3 mentions for EZCORP. EZCORP's average media sentiment score of 1.79 beat Encore Capital Group's score of 1.17 indicating that EZCORP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
3 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
EZCORP
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Summary

EZCORP beats Encore Capital Group on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ECPG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ECPG vs. The Competition

MetricEncore Capital GroupConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$2.02B$7.46B$13.97B$12.68B
Dividend YieldN/A12.26%5.95%10.03%
P/E Ratio7.479.6028.7825.13
Price / Sales1.1739.62465.2493.66
Price / Cash7.3511.6629.9534.82
Price / Book2.202.743.716.21
Net Income$256.83M$434.78M$1.31B$347.49M
7 Day Performance1.94%1.57%0.81%0.89%
1 Month Performance6.26%-0.42%0.80%-3.60%
1 Year Performance167.67%18.53%13.79%20.46%

Encore Capital Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ECPG
Encore Capital Group
3.006 of 5 stars
$96.28
+2.3%
$88.00
-8.6%
+161.6%$2.02B$1.77B7.477,350
PRAA
PRA Group
2.7847 of 5 stars
$18.47
+3.1%
$25.00
+35.4%
+15.3%$709.14M$1.20BN/A2,615
CACC
Credit Acceptance
2.318 of 5 stars
$552.97
+0.0%
$557.50
+0.8%
+27.1%$5.76B$2.32B13.692,499
NNI
Nelnet
2.4518 of 5 stars
$136.81
+2.2%
$140.00
+2.3%
+10.4%$4.89B$2.26B11.865,744
SLM
SLM
3.7111 of 5 stars
$25.32
-0.4%
$29.80
+17.7%
-16.7%$4.76B$2.63B7.081,788

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This page (NASDAQ:ECPG) was last updated on 8/3/2026 by MarketBeat.com Staff.
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