Sandy Spring Bancorp Company Profile (NASDAQ:SASR)

About Sandy Spring Bancorp

Sandy Spring Bancorp, Inc. is the bank holding company for Sandy Spring Bank (the Bank). The Company operates through three business segments Community Banking, Insurance and Investment Management. Its Community Banking segment operates through Sandy Spring Bank and involves delivering a range of financial products and services, including various loan and deposit products to both individuals and businesses. The Insurance segment operates through Sandy Spring Insurance Corporation, a subsidiary of the Bank, and offers annuities as an alternative to traditional deposit accounts. The Investment Management segment operates through West Financial Services, Inc., a subsidiary of the Bank, which provides investment management and financial planning services. Its product portfolio includes loan and lease products, deposit activities, treasury activities and borrowing activities. The Bank operates over 45 community offices located in Central Maryland, Northern Virginia, and Washington D.C.

Industry, Sector and Symbol:

Sector: Finance
Industry: Regional - Mid-Atlantic Banks
Sub-Industry: Regional Banks
Exchange: NASDAQ
Symbol: SASR
CUSIP: 80036310

Key Metrics:

Previous Close: $30.02
50 Day Moving Average: $30.75
200 Day Moving Average: $29.18
52-Week Range: $24.17 - $31.70
Trailing P/E Ratio: 16.13
Foreward P/E Ratio: 15.09
P/E Growth: 2.04
Market Cap: $716.79M
Outstanding Shares: 23,877,000
Beta: 0.98

Profitability:

Net Margins: 20.99%
Return on Equity: 9.16%
Return on Assets: 1.03%

Debt:

Debt-to-Equity Ratio: 1.03%
Current Ratio: 1.02%
Quick Ratio: 1.02%

Additional Links:

Companies Related to Sandy Spring Bancorp:

Consensus Ratings for Sandy Spring Bancorp (NASDAQ:SASR) (?)

Ratings Breakdown:	2 Hold Ratings
Consensus Rating:	Hold (Score: 2.00)
Consensus Price Target:	$27.50 (8.39% downside)

Analysts' Ratings History for Sandy Spring Bancorp (NASDAQ:SASR)

Show:

Date	Firm	Action	Rating	Price Target
1/27/2016	SunTrust Banks Inc.	Lower Price Target	Neutral	$28.00 -> $27.00
10/23/2015	Keefe, Bruyette & Woods	Boost Price Target	Market Perform	$27.00 -> $28.00
6/24/2015	Drexel Hamilton	Initiated Coverage	Hold
4/17/2015	Robert W. Baird	Downgrade	Outperform -> Neutral	$27.00 -> $28.00
4/2/2015	Raymond James Financial Inc.	Downgrade	Outperform -> Market Perform	$27.00

(Data available from 9/29/2014 forward)

Earnings History for Sandy Spring Bancorp (NASDAQ:SASR)

Date	Quarter	Consensus Estimate	Actual EPS	Revenue Estimate	Release Link	Conference Call
10/20/2016
7/21/2016	Q216	$0.45	$0.44	$37.93 million	View	Listen
4/21/2016	Q116	$0.45	$0.45	$36.78 million	View	Listen
1/21/2016	Q415	$0.45	$0.52	$39.09 million	View	Listen
10/22/2015	Q315	$0.46	$0.45	$37.95 million	View	Listen
7/16/2015	Q215	$0.44	$0.42	$34.88 million	View	Listen
4/16/2015	Q115	$0.41	$0.45	$34.02 million	View	N/A
1/22/2015	Q414	$0.43	$0.36	$33.70 million	View	N/A
10/16/2014	Q314	$0.44	$0.44	$34.10 million	View	Listen
7/17/2014	Q214	$0.39	$0.28	$33.10 million	View	N/A
4/17/2014	Q114	$0.39	$0.43	$32.80 million	View	N/A
1/22/2014	Q413	$0.42	$0.38	$32.79 million	View	N/A
10/17/2013	Q313	$0.42	$0.48	$32.70 million	View	N/A
7/18/2013	Q2 2013	$0.39	$0.49	$32.40 million	View	N/A
4/18/2013	Q1 2013	$0.37	$0.42	$31.34 million	View	N/A
1/24/2013	Q4 2012	$0.40	$0.40	$32.29 million	View	N/A
10/18/2012		$0.36	$0.44		View	N/A
7/19/2012		$0.32	$0.30		View	N/A
4/19/2012		$0.33	$0.35		View	N/A
1/26/2012		$0.34	$0.30		View	N/A
10/20/2011		$0.34	$0.47		View	N/A
7/21/2011		$0.33	$0.34		View	N/A

(Data available from 1/1/2011 forward)

Earnings Estimates for Sandy Spring Bancorp (NASDAQ:SASR)

Current Year EPS Consensus Estimate: $1.86 EPS
Next Year EPS Consensus Estimate: $1.99 EPS

Quarter	Number of Estimates	Low Estimate	High Estimate	Average Estimate
Q1 2016	2	$0.44	$0.46	$0.45
Q2 2016	2	$0.45	$0.45	$0.45
Q3 2016	2	$0.47	$0.50	$0.49
Q4 2016	1	$0.51	$0.51	$0.51
Q1 2017	1	$0.47	$0.47	$0.47
Q2 2017	1	$0.48	$0.48	$0.48
Q3 2017	1	$0.53	$0.53	$0.53
Q4 2017	1	$0.53	$0.53	$0.53

(Data provided by Zacks Investment Research)

Current Dividend Information for Sandy Spring Bancorp (NASDAQ:SASR)

Annual Dividend:	$0.96
Dividend Yield:	3.20%
Payout Ratio:	51.61% (Based on Trailing 12 Months of Earnings) 51.61% (Based on Current Year Consensus EPS Estimate) 48.24% (Based on Next Year Consensus EPS Estimate)

Dividend History for Sandy Spring Bancorp (NASDAQ:SASR)

Announced	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
7/29/2016	quarterly	$0.24	3.22%	8/8/2016	8/10/2016	8/17/2016
4/29/2016	quarterly	$0.24	3.36%	5/9/2016	5/11/2016	5/18/2016
1/29/2016	quarterly	$0.24	3.61%	2/8/2016	2/10/2016	2/17/2016
10/30/2015	quarterly	$0.24	3.49%	11/6/2015	11/11/2015	11/18/2015
7/30/2015	quarterly	$0.22	3.23%	8/10/2015	8/12/2015	8/19/2015
5/1/2015	quarterly	$0.22	3.38%	5/11/2015	5/13/2015	5/20/2015
1/30/2015	quarterly	$0.22	3.56%	2/9/2015	2/11/2015	2/18/2015
10/30/2014	quarterly	$0.20	3.1%	11/10/2014	11/12/2014	11/19/2014
7/31/2014	quarterly	$0.20	3.44%	8/11/2014	8/13/2014	8/20/2014
5/1/2014	quarterly	$0.18	3.05%	5/12/2014	5/14/2014	5/21/2014
1/30/2014	quarterly	$0.18	2.88%	2/10/2014	2/12/2014	2/19/2014
10/31/2013	quarterly	$0.18	2.94%	11/8/2013	11/13/2013	11/20/2013
8/1/2013	quarterly	$0.16	2.58%	8/12/2013	8/14/2013	8/21/2013
4/25/2013	quarterly	$0.16	3.17%	5/6/2013	5/8/2013	5/15/2013
1/31/2013	quarterly	$0.14	2.77%	2/11/2013	2/13/2013	2/20/2013

(Data available from 1/1/2013 forward)

Insider Trading History for Sandy Spring Bancorp (NASDAQ:SASR)

Insider Ownership Percentage: 2.50%
Institutional Ownership Percentage: 65.61%

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction
5/31/2016	James J Maiwurm	Director	Buy	258	$29.04	$7,492.32
5/14/2015	Ronda M Mcdowell	EVP	Sell	1,781	$26.21	$46,680.01
8/1/2014	Mark E Friis	Director	Buy	2,500	$23.17	$57,925.00
11/12/2012	Mei Xu	Director	Buy	1,000	$17.86	$17,860.00
11/1/2012	Robert E Jr. Henel	Director	Buy	1,440	$19.15	$27,576.00

(Data available from 1/1/2013 forward)

Latest Headlines for Sandy Spring Bancorp (NASDAQ:SASR)

Date	Headline
	Sandy Spring Bancorp : A statement from Daniel J. Schrider, President and CEO of Sandy Spring Bank, regarding Forbes recognition (NASDAQ:SASR) www.4-traders.com - September 27 at 7:02 PM
	A statement from Daniel J. Schrider, President and CEO of Sandy Spring Bank, regarding Forbes recognition (NASDAQ:SASR) www.publicnow.com - September 27 at 7:02 PM
	Sandy Spring Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : SASR-US : September 27, 2016 (NASDAQ:SASR) www.capitalcube.com - September 27 at 11:49 AM
	Sandy Spring Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : SASR-US : September 15, 2016 (NASDAQ:SASR) www.capitalcube.com - September 15 at 10:48 AM
	SANDY SPRING BANCORP INC. : ex-dividend day (NASDAQ:SASR) www.4-traders.com - August 8 at 7:32 PM
	Sandy Spring Insurance Acquires The Advantage Group in Maryland (NASDAQ:SASR) www.insurancejournal.com - August 4 at 7:44 PM
	Sandy Spring Bancorp Inc.: Sandy Spring Insurance Expands Team, Capabilities and Geographic Reach (NASDAQ:SASR) www.twst.com - August 4 at 10:30 AM
	Sandy Spring Insurance Expands Team, Capabilities and Geographic Reach (NASDAQ:SASR) www.publicnow.com - August 4 at 10:30 AM
	CORRECTING and REPLACING -- Sandy Spring Bancorp Declares Quarterly Dividend of $0.24 Per Share (NASDAQ:SASR) www.publicnow.com - July 28 at 9:58 AM
	Sandy Spring Bancorp, Inc. :SASR-US: Earnings Analysis: Q2, 2016 By the Numbers : July 26, 2016 (NASDAQ:SASR) www.capitalcube.com - July 26 at 10:31 AM
	Sandy Spring Bancorp : Reports Net Income of $10.6 Million for the Second Quarter (NASDAQ:SASR) www.4-traders.com - July 24 at 11:20 AM
	Sandy Spring Bancorp's (SASR) CEO Daniel Schrider on Q2 2016 Results - Earnings Call Transcript (NASDAQ:SASR) www.msn.com - July 22 at 10:11 AM
	Edited Transcript of SASR earnings conference call or presentation 21-Jul-16 6:00pm GMT (NASDAQ:SASR) finance.yahoo.com - July 21 at 6:57 PM
	Sandy Spring Bancorp Reports Net Income of $10.6 Million for the Second Quarter (NASDAQ:SASR) globenewswire.com - July 21 at 10:06 AM
	Sandy Spring Bancorp posts 2Q profit (NASDAQ:SASR) finance.yahoo.com - July 21 at 10:06 AM
	Sandy Spring Bancorp, Inc. breached its 50 day moving average in a Bullish Manner : SASR-US : July 11, 2016 (NASDAQ:SASR) www.capitalcube.com - July 11 at 9:01 AM
	Sandy Spring Bancorp, Inc. to Webcast Second Quarter Earnings Conference Call on July 21, 2016 (NASDAQ:SASR) www.publicnow.com - July 7 at 7:31 AM
	Sandy Spring Bank Celebrates Its First D.C. Branch with Ribbon Cutting (NASDAQ:SASR) www.publicnow.com - June 29 at 3:11 PM
	Sandy Spring Bancorp, Inc. :SASR-US: Earnings Analysis: Q1, 2016 By the Numbers : June 28, 2016 (NASDAQ:SASR) www.capitalcube.com - June 28 at 1:53 PM
	Sandy Spring Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : SASR-US : June 27, 2016 (NASDAQ:SASR) www.capitalcube.com - June 27 at 9:46 AM
	ETF’s with exposure to Sandy Spring Bancorp, Inc. : May 19, 2016 (NASDAQ:SASR) www.capitalcube.com - May 18 at 10:49 PM
	Sandy Spring Bancorp, Inc. breached its 50 day moving average in a Bullish Manner : SASR-US : May 17, 2016 (NASDAQ:SASR) www.capitalcube.com - May 17 at 8:20 AM
	Sandy Spring Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : SASR-US : May 6, 2016 (NASDAQ:SASR) www.capitalcube.com - May 6 at 8:32 AM
	SANDY SPRING BANCORP INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders (NASDAQ:SASR) biz.yahoo.com - May 6 at 6:11 AM
	Sandy Spring Bancorp, Inc. :SASR-US: Earnings Analysis: Q4, 2015 By the Numbers (NASDAQ:SASR) www.capitalcube.com - April 26 at 10:52 AM
	Edited Transcript of SASR earnings conference call or presentation 21-Apr-16 6:00pm GMT (NASDAQ:SASR) finance.yahoo.com - April 21 at 3:29 PM
	Sandy Spring Bancorp meets 1Q profit forecasts (NASDAQ:SASR) sg.finance.yahoo.com - April 21 at 8:17 AM
	Sandy Spring Bancorp EPS in-line, misses on net interest income (NASDAQ:SASR) seekingalpha.com - April 21 at 7:12 AM
	Sandy Spring Bancorp Reports Net Income of $10.8 Million for the First Quarter (NASDAQ:SASR) www.publicnow.com - April 21 at 7:10 AM
	Q1 2016 Sandy Spring Bancorp Inc Earnings Release - Before Market Open (NASDAQ:SASR) biz.yahoo.com - April 21 at 7:07 AM
	Sandy Spring Bancorp Commemorates 20 Years as Nasdaq Listed Company (NASDAQ:SASR) www.nasdaq.com - April 18 at 12:59 PM
	SANDY SPRING BANCORP INC Files SEC form 10-K, Annual Report (NASDAQ:SASR) biz.yahoo.com - March 4 at 10:17 AM
	Sandy Spring Bank’s First Washington, D.C., Branch Opens for Business (NASDAQ:SASR) www.publicnow.com - February 1 at 10:31 AM
	Sandy Spring Bancorp (SASR) Declares $0.24 Quarterly Dividend; 3.8% Yield (NASDAQ:SASR) www.streetinsider.com - January 28 at 2:41 PM
	Sandy Spring Bancorp, Inc. Earnings Analysis: Q4, 2015 By the Numbers (NASDAQ:SASR) www.capitalcube.com - January 28 at 1:51 PM
	Sandy Spring Bancorp Declares Quarterly Dividend of $0.24 Per Share (NASDAQ:SASR) www.publicnow.com - January 28 at 7:22 AM
	SANDY SPRING BANCORP INC Files SEC form 8-K, Amendments to Articles of Inc. or Bylaws; Change in Fiscal Year, Financi (NASDAQ:SASR) biz.yahoo.com - January 28 at 6:05 AM
	Sandy Spring Bancorp Inc. (SASR) (NASDAQ:SASR) finance.yahoo.com - January 23 at 1:37 PM
	Sandy Spring Bancorp's (SASR) CEO Daniel Schrider on Q4 2015 Results - Earnings Call Transcript (NASDAQ:SASR) seekingalpha.com - January 22 at 1:50 PM
	Edited Transcript of SASR earnings conference call or presentation 21-Jan-16 7:00pm GMT (NASDAQ:SASR) finance.yahoo.com - January 21 at 4:39 PM
	SANDY SPRING BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition (NASDAQ:SASR) biz.yahoo.com - January 21 at 8:34 AM
	Sandy Spring Bancorp Reports Net Income of $12.8 Million for the Fourth Quarter and $45.4 Million for the Full Year (NASDAQ:SASR) www.nasdaq.com - January 21 at 7:40 AM
	Sandy Spring Bancorp beats 4Q profit forecasts (NASDAQ:SASR) sg.finance.yahoo.com - January 21 at 7:26 AM
	Q4 2015 Sandy Spring Bancorp Inc Earnings Release - Before Market Open (NASDAQ:SASR) biz.yahoo.com - January 21 at 7:07 AM
	7:03 am Sandy Spring Banc beats by $0.08 (NASDAQ:SASR) finance.yahoo.com - January 21 at 7:03 AM
	Sandy Spring Bancorp, Inc. Earnings Q3, 2015 (NASDAQ:SASR) www.capitalcube.com - November 11 at 11:28 AM
	Sandy Spring Bank to Open Its First Washington, D.C. Branch in 2016 (NASDAQ:SASR) www.noodls.com - November 5 at 11:20 AM
	SANDY SPRING BANCORP INC Files SEC form 10-Q, Quarterly Report (NASDAQ:SASR) biz.yahoo.com - November 5 at 9:18 AM
	SANDY SPRING BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements and Exhi (NASDAQ:SASR) biz.yahoo.com - October 29 at 10:38 AM
	Sandy Spring Bancorp Increases Cash Dividend to $0.24 Per Share (NASDAQ:SASR) www.noodls.com - October 29 at 10:18 AM