QCR (QCRH) Stock Price, News & Analysis

Company Overview

QCR Holdings, Inc. is a bank holding company that provides commercial and consumer banking and related financial services through its subsidiary banks. Its offerings include business and personal loans, deposit accounts, treasury management, wealth management and trust services.

The company’s banking operations serve communities across Iowa, Illinois, Missouri, Wisconsin and Minnesota. Its subsidiary banks include Quad City Bank & Trust, Cedar Rapids Bank & Trust, Guaranty Bank and National Bank of Commerce.

Founded in 1993, QCR Holdings is headquartered in Moline, Illinois, and focuses on relationship-based banking for businesses, individuals and community organizations.

Key Stats

• Today's Range: $102.67 to $103.72
• 50-Day Range: $97.21 to $103.80
• 52-Week Range: $74.78 to $108.11
• Volume: 39,715 shs
• Average Volume: 113,150 shs
• Market Capitalization: $1.68 billion
• P/E Ratio: 12.09
• Dividend Yield: 0.58%
• Price Target: $110.60
• Consensus Rating: Moderate Buy

QCR Stock Analysis - MarketRank™

QCR scored higher than 73% of companies evaluated by MarketBeat, and ranked 443rd out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

QCR has received a consensus rating of Moderate Buy. The company's average rating score is 2.57, and is based on no strong buy ratings, 4 buy ratings, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for QCR is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

QCR has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 4.87%

Earnings Growth

Earnings for QCR are expected to grow by 4.87% in the coming year, from $8.63 to $9.05 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of QCR is 12.08, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.56.

Price to Earnings Ratio vs. Sector

The P/E ratio of QCR is 12.08, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.28.

Price to Book Value per Share Ratio

QCR has a P/B Ratio of 1.45. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.99% of the float of QCR has been sold short.

Short Interest Ratio / Days to Cover

QCR has a short interest ratio ("days to cover") of 3.43, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in QCR has recently decreased by 8.37%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

QCR has a dividend yield of 0.58%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

QCR does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of QCR is 7.05%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, QCR will have a dividend payout ratio of 6.63% next year. This indicates that QCR will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 1.56

News Sentiment

QCR has a news sentiment score of 1.56. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for QCR this week, compared to 2 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, QCR insiders have not sold or bought any company stock.

Percentage Held by Insiders

3.20% of the stock of QCR is held by insiders.

Percentage Held by Institutions

70.01% of the stock of QCR is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 10/5 Dividend: 9/18/2026
• Ex-Dividend for 10/5 Dividend: 9/18/2026
• Dividend Payable: 10/05/2026
• Last Earnings: 10/20/2026
• Today: 11/11/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/26/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:QCRH
• CIK: 906465
• Web: www.qcrh.com
• Phone: (309) 736-3580
• Fax: 309-743-7705
• Employees: 1,004
• Year Founded: 1993

Price Target and Rating

• Average Price Target for QCR: $110.60
• High Price Target: $123.00
• Low Price Target: $105.00
• Potential Upside/Downside: +7.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.57
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $8.51
• Trailing P/E Ratio: 12.09
• Forward P/E Ratio: 11.36
• P/E Growth: N/A
• Net Income: $127.19 million
• Net Margins: 23.17%
• Pretax Margin: 25.17%
• Return on Equity: 12.64%
• Return on Assets: 1.49%

Debt

• Debt-to-Equity Ratio: 0.88
• Current Ratio: 1.04
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $603.75 million
• Price / Sales: 2.78
• Cash Flow: $8.44 per share
• Price / Cash Flow: 12.18
• Book Value: $70.68 per share
• Price / Book: 1.45

Miscellaneous

• Outstanding Shares: 16,300,000
• Free Float: 15,852,000
• Market Cap: $1.68 billion
• Optionable: Optionable
• Beta: 0.73