EZCORP (EZPW) Stock Price, News & Analysis

Company Overview

EZCORP, Inc. (NASDAQ: EZPW) is a specialty consumer financial services and retail company focused primarily on pawn operations. Through its pawn stores, the company provides short-term, collateralized loans to consumers who pledge personal property such as jewelry, electronics, tools, and musical instruments.

When customers do not redeem their pledged items, EZCORP sells the merchandise through its retail locations and digital channels. Its stores also purchase pre-owned goods for resale, offering consumers access to a range of previously owned jewelry, electronics, tools, and other products.

Founded in 1989 and headquartered in Austin, Texas, EZCORP serves customers through operations in the United States and Latin America, including Mexico. The company operates under brands such as EZPAWN and Value Pawn & Jewelry, although its brand portfolio and geographic footprint may change over time.

Key Stats

• Today's Range: $30.59 to $31.59
• 50-Day Range: $26.97 to $35.23
• 52-Week Range: $16.50 to $37.13
• Volume: 1.48 million shs
• Average Volume: 895,344 shs
• Market Capitalization: $1.88 billion
• P/E Ratio: 15.48
• Dividend Yield: N/A
• Price Target: $38.80
• Consensus Rating: Moderate Buy

EZCORP Stock Analysis - MarketRank™

EZCORP scored higher than 72% of companies evaluated by MarketBeat, and ranked 375th out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.0 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

EZCORP has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on no strong buy ratings, 6 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

EZCORP has a consensus price target of $38.80, representing about 26.6% upside from its current price of $30.65.

Amount of Analyst Coverage

EZCORP has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.00%

Earnings Growth

Earnings for EZCORP are expected to grow by 10.00% in the coming year, from $2.00 to $2.20 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of EZCORP is 15.48, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of EZCORP is 15.48, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.31.

Price to Book Value per Share Ratio

EZCORP has a P/B Ratio of 1.82. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

20.80% of the float of EZCORP has been sold short.

Short Interest Ratio / Days to Cover

EZCORP has a short interest ratio ("days to cover") of 10.34, which indicates bearish sentiment.

Change versus previous month

Short interest in EZCORP has recently decreased by 1.81%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

EZCORP does not currently pay a dividend.

Dividend Growth

EZCORP does not have a long track record of dividend growth.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.37

News Sentiment

EZCORP has a news sentiment score of 0.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.75 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for EZCORP this week, compared to 3 articles on an average week.

Search Interest

Only 5 people have searched for EZPW on MarketBeat in the last 30 days. This is a decrease of -29% compared to the previous 30 days.

MarketBeat Follows

6 people have added EZCORP to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, EZCORP insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,398,500.00 in company stock.

Percentage Held by Insiders

2.13% of the stock of EZCORP is held by insiders.

Percentage Held by Institutions

99.83% of the stock of EZCORP is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/05/2026
• Today: 9/19/2026
• Fiscal Year End: 9/30/2026
• Next Earnings (Estimated): 11/18/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:EZPW
• CIK: 876523
• Web: www.ezcorp.com
• Phone: (512) 314-3400
• Fax: 512-314-3404
• Employees: 8,500
• Year Founded: 1978

Price Target and Rating

• Average Price Target for EZCORP: $38.80
• High Price Target: $45.00
• Low Price Target: $26.00
• Potential Upside/Downside: +26.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.98
• Trailing P/E Ratio: 15.48
• Forward P/E Ratio: 15.33
• P/E Growth: N/A
• Net Income: $109.61 million
• Net Margins: 9.97%
• Pretax Margin: 13.44%
• Return on Equity: 13.99%
• Return on Assets: 7.49%

Debt

• Debt-to-Equity Ratio: 0.44
• Current Ratio: 4.81
• Quick Ratio: 3.45

Sales & Book Value

• Annual Sales: $1.27 billion
• Price / Sales: 1.48
• Cash Flow: $2.31 per share
• Price / Cash Flow: 13.29
• Book Value: $16.84 per share
• Price / Book: 1.82

Miscellaneous

• Outstanding Shares: 61,440,000
• Free Float: 60,134,000
• Market Cap: $1.88 billion
• Optionable: Optionable
• Beta: 0.64