EZCORP (EZPW) Stock Price, News & Analysis

Company Overview

EZCORP, Inc. is a specialty consumer finance company that provides pawn loans and retail merchandise programs primarily through its EZPAWN and Cash Converters brands. The company offers collateral-based loans secured principally by jewelry, electronics, musical instruments and other personal items, alongside check-cashing, money-transfer and bill-payment services. In addition to its pawn lending operations, EZCORP acquires previously pawned or consumer merchandise for resale through its “Sell-It-Now” platform and retail storefronts.

Founded in 1989 and headquartered in San Antonio, Texas, EZCORP operates in two principal geographic markets: the United States and Mexico. Its U.S. Pawn segment manages over 300 retail stores across seven states and Puerto Rico, while its Mexico Pawn segment runs approximately 150 locations in major urban centers. The company’s multi-channel approach combines traditional brick-and-mortar outlets with an online platform, enabling customers to pledge items for short-term financing or purchase pre-owned goods through either channel.

Over the years, EZCORP has expanded its product and service mix to include branded consumer finance solutions such as check cashing and money transfers, catering to under-banked and opportunistic borrowers seeking flexible, short-term credit. Its Sell-It-Now network enhances inventory turnover by purchasing consumer goods outright, augmenting the core pawn loan business. The company’s diversified model is designed to leverage fluctuations in consumer discretionary spending and collateral values across its two primary markets.

Since October 2014, Thomas A. Johnson has served as President and Chief Executive Officer, guiding the company’s strategic growth initiatives and digital transformation efforts. Under his leadership, EZCORP continues to refine its customer service platforms, expand its geographic footprint and explore new opportunities within the specialty consumer finance sector.

Key Stats

• Today's Range: $31.66 to $33.09
• 50-Day Range: $25.05 to $34.65
• 52-Week Range: $12.85 to $37.13
• Volume: 806,110 shs
• Average Volume: 732,591 shs
• Market Capitalization: $1.97 billion
• P/E Ratio: 17.38
• Dividend Yield: N/A
• Price Target: $37.25
• Consensus Rating: Buy

EZCORP Stock Analysis - MarketRank™

EZCORP scored higher than 82% of companies evaluated by MarketBeat, and ranked 320th out of 883 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.9 / 5
• Analyst Rating: Buy

Consensus Rating

EZCORP has received a consensus rating of Buy. The company's average rating score is 3.14, and is based on 2 strong buy ratings, 4 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

EZCORP has a consensus price target of $37.25, representing about 16.5% upside from its current price of $31.98.

Amount of Analyst Coverage

EZCORP has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.00%

Earnings Growth

Earnings for EZCORP are expected to grow by 10.00% in the coming year, from $2.00 to $2.20 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of EZCORP is 17.38, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 42.78.

Price to Earnings Ratio vs. Sector

The P/E ratio of EZCORP is 17.38, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.42.

Price to Book Value per Share Ratio

EZCORP has a P/B Ratio of 1.72. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

17.14% of the float of EZCORP has been sold short.

Short Interest Ratio / Days to Cover

EZCORP has a short interest ratio ("days to cover") of 16.29, which indicates bearish sentiment.

Change versus previous month

Short interest in EZCORP has recently decreased by 0.96%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

EZCORP does not currently pay a dividend.

Dividend Growth

EZCORP does not have a long track record of dividend growth.

News and Social Media

• Score: 4.3 / 5
• News Sentiment: 0.90

News Sentiment

EZCORP has a news sentiment score of 0.90. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.61 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for EZCORP this week, compared to 3 articles on an average week.

Search Interest

12 people have searched for EZPW on MarketBeat in the last 30 days. This is an increase of 500% compared to the previous 30 days.

MarketBeat Follows

4 people have added EZCORP to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, EZCORP insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,426,200.00 in company stock.

Percentage Held by Insiders

2.13% of the stock of EZCORP is held by insiders.

Percentage Held by Institutions

99.83% of the stock of EZCORP is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 5/06/2026
• Today: 5/19/2026
• Next Earnings (Estimated): 7/29/2026
• Fiscal Year End: 9/30/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - CONS LOANS
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:EZPW
• CIK: 876523
• Web: www.ezcorp.com
• Phone: (512) 314-3400
• Fax: 512-314-3404
• Employees: 8,500
• Year Founded: 1978

Price Target and Rating

• Average Price Target for EZCORP: $37.25
• High Price Target: $44.00
• Low Price Target: $26.00
• Potential Upside/Downside: +16.5%
• Consensus Rating: Buy
• Rating Score (0-4): 3.14
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.84
• Trailing P/E Ratio: 17.38
• Forward P/E Ratio: 15.99
• P/E Growth: N/A
• Net Income: $109.61 million
• Net Margins: 9.91%
• Pretax Margin: 13.25%
• Return on Equity: 13.45%
• Return on Assets: 7.15%

Debt

• Debt-to-Equity Ratio: 0.45
• Current Ratio: 4.71
• Quick Ratio: 3.52

Sales & Book Value

• Annual Sales: $1.27 billion
• Price / Sales: 1.54
• Cash Flow: $2.28 per share
• Price / Cash Flow: 14.02
• Book Value: $18.56 per share
• Price / Book: 1.72

Miscellaneous

• Outstanding Shares: 61,540,000
• Free Float: 60,225,000
• Market Cap: $1.97 billion
• Optionable: Optionable
• Beta: 0.65