EZCORP (EZPW) Stock Price, News & Analysis

Company Overview

EZCORP, Inc. provides pawn services in the United States and Latin America. The company operates through three segments: U.S. Pawn, Latin America Pawn, and Other Investments. The company offers pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. It also retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. In addition, the company provides EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. Further, it operates under the EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo brands. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.

Key Stats

• Today's Range: $11.42 to $11.86
• 50-Day Range: $10.64 to $12.22
• 52-Week Range: $7.70 to $12.23
• Volume: 513,127 shs
• Average Volume: 514,507 shs
• Market Capitalization: $634.58 million
• P/E Ratio: 11.00
• Dividend Yield: N/A
• Price Target: $19.00
• Consensus Rating: Buy

EZCORP Stock Analysis - MarketRank™

EZCORP scored higher than 82% of companies evaluated by MarketBeat, and ranked 242nd out of 897 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

EZCORP has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

EZCORP has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 8.85%

Earnings Growth

Earnings for EZCORP are expected to grow by 8.85% in the coming year, from $1.13 to $1.23 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of EZCORP is 11.00, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 135.29.

Price to Earnings Ratio vs. Sector

The P/E ratio of EZCORP is 11.00, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 50.70.

Price to Book Value per Share Ratio

EZCORP has a P/B Ratio of 0.85. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

16.92% of the float of EZCORP has been sold short.

Short Interest Ratio / Days to Cover

EZCORP has a short interest ratio ("days to cover") of 17.2, which indicates bearish sentiment.

Change versus previous month

Short interest in EZCORP has recently increased by 9.22%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

EZCORP does not currently pay a dividend.

Dividend Growth

EZCORP does not have a long track record of dividend growth.

Sustainability and ESG

• Score: 0.2 / 5
• Environmental Score: -0.05

Percentage of Shares Shorted

16.92% of the float of EZCORP has been sold short.

Short Interest Ratio / Days to Cover

EZCORP has a short interest ratio ("days to cover") of 17.2, which indicates bearish sentiment.

Change versus previous month

Short interest in EZCORP has recently increased by 9.22%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: N/A

News Sentiment

EZCORP has a news sentiment score of 1.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.54 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for EZCORP this week, compared to 2 articles on an average week.

Search Interest

3 people have searched for EZPW on MarketBeat in the last 30 days. This is an increase of 50% compared to the previous 30 days.

MarketBeat Follows

Only 2 people have added EZCORP to their MarketBeat watchlist in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, EZCORP insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 2.13% of the stock of EZCORP is held by insiders.

Percentage Held by Institutions

99.83% of the stock of EZCORP is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

EZPW Stock Analysis - Frequently Asked Questions

How have EZPW shares performed this year?

EZCORP's stock was trading at $8.74 at the beginning of the year. Since then, EZPW shares have increased by 32.2% and is now trading at $11.55.
View the best growth stocks for 2024 here.

How were EZCORP's earnings last quarter?

EZCORP, Inc. (NASDAQ:EZPW) posted its quarterly earnings data on Wednesday, July, 31st. The credit services provider reported $0.23 EPS for the quarter, topping analysts' consensus estimates of $0.22 by $0.01. The credit services provider had revenue of $281.42 million for the quarter, compared to analysts' expectations of $281.69 million. EZCORP had a trailing twelve-month return on equity of 10.64% and a net margin of 6.87%.

Who are EZCORP's major shareholders?

EZCORP's top institutional shareholders include Assenagon Asset Management S.A. (0.43%), Exchange Traded Concepts LLC (0.26%), Redmont Wealth Advisors LLC (0.10%) and Louisiana State Employees Retirement System (0.05%). Insiders that own company stock include Matthew W Appel and Nicole Swies.
View institutional ownership trends.

How do I buy shares of EZCORP?

Shares of EZPW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of EZCORP own?

Based on aggregate information from My MarketBeat watchlists, some other companies that EZCORP investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Arista Networks (ANET), Adobe (ADBE), ServiceNow (NOW) and e.l.f. Beauty (ELF).

Company Calendar

• Last Earnings: 7/31/2024
• Today: 10/23/2024
• Next Earnings (Estimated): 11/20/2024
• Fiscal Year End: 9/30/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Miscellaneous retail
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:EZPW
• CUSIP: 30230110
• CIK: 876523
• Web: www.ezcorp.com
• Phone: (512) 314-3400
• Fax: 512-314-3404
• Employees: 7,500
• Year Founded: 1978

Price Target and Rating

• Average Stock Price Target: $19.00
• High Stock Price Target: $19.00
• Low Stock Price Target: $19.00
• Potential Upside/Downside: +64.5%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.04
• Trailing P/E Ratio: 11.00
• Forward P/E Ratio: 10.22
• P/E Growth: N/A
• Net Income: $38.46 million
• Net Margins: 6.87%
• Pretax Margin: 9.01%
• Return on Equity: 10.64%
• Return on Assets: 5.57%

Debt

• Debt-to-Equity Ratio: 0.28
• Current Ratio: 2.59
• Quick Ratio: 1.99

Sales & Book Value

• Annual Sales: $1.14 billion
• Price / Sales: 0.56
• Cash Flow: $1.93 per share
• Price / Cash Flow: 5.97
• Book Value: $13.60 per share
• Price / Book: 0.85

Miscellaneous

• Outstanding Shares: 54,942,000
• Free Float: 53,574,000
• Market Cap: $634.58 million
• Optionable: Optionable
• Beta: 1.02