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Atlanticus (ATLC) Competitors

$25.48
+0.50 (+2.00%)
(As of 05/24/2024 04:00 PM ET)

ATLC vs. LC, LPRO, WRLD, RM, ENVA, SC, DFS, AFRM, CACC, and OMF

Should you be buying Atlanticus stock or one of its competitors? The main competitors of Atlanticus include LendingClub (LC), Open Lending (LPRO), World Acceptance (WRLD), Regional Management (RM), Enova International (ENVA), Santander Consumer USA (SC), Discover Financial Services (DFS), Affirm (AFRM), Credit Acceptance (CACC), and OneMain (OMF).

Atlanticus vs.

LendingClub (NYSE:LC) and Atlanticus (NASDAQ:ATLC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their profitability, dividends, risk, institutional ownership, valuation, analyst recommendations, earnings, community ranking and media sentiment.

LendingClub received 448 more outperform votes than Atlanticus when rated by MarketBeat users. However, 62.69% of users gave Atlanticus an outperform vote while only 60.86% of users gave LendingClub an outperform vote.

CompanyUnderperformOutperform
LendingClubOutperform Votes
569
60.86%
Underperform Votes
366
39.14%
AtlanticusOutperform Votes
121
62.69%
Underperform Votes
72
37.31%

Atlanticus has higher revenue and earnings than LendingClub. Atlanticus is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$864.62M1.16$38.94M$0.3426.53
Atlanticus$1.16B0.33$102.85M$4.246.01

LendingClub currently has a consensus target price of $11.42, indicating a potential upside of 26.57%. Atlanticus has a consensus target price of $40.50, indicating a potential upside of 58.95%. Given LendingClub's higher possible upside, analysts clearly believe Atlanticus is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80
Atlanticus
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Atlanticus had 9 more articles in the media than LendingClub. MarketBeat recorded 12 mentions for Atlanticus and 3 mentions for LendingClub. Atlanticus' average media sentiment score of 0.46 beat LendingClub's score of 0.36 indicating that LendingClub is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Atlanticus
1 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 14.2% of Atlanticus shares are owned by institutional investors. 3.3% of LendingClub shares are owned by company insiders. Comparatively, 51.8% of Atlanticus shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Atlanticus has a net margin of 8.67% compared to Atlanticus' net margin of 4.69%. LendingClub's return on equity of 26.67% beat Atlanticus' return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub4.69% 3.04% 0.43%
Atlanticus 8.67%26.67%3.90%

LendingClub has a beta of 2, suggesting that its share price is 100% more volatile than the S&P 500. Comparatively, Atlanticus has a beta of 1.87, suggesting that its share price is 87% more volatile than the S&P 500.

Summary

Atlanticus beats LendingClub on 10 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ATLC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ATLC vs. The Competition

MetricAtlanticusPersonal credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$376.85M$4.23B$8.76B$8.04B
Dividend YieldN/A4.70%6.83%3.96%
P/E Ratio6.0114.4255.4518.37
Price / Sales0.332.063,533.3174.09
Price / Cash3.269.4127.8628.78
Price / Book0.951.602.504.40
Net Income$102.85M$299.31M$955.54M$213.17M
7 Day Performance2.33%-1.75%-0.90%-1.32%
1 Month Performance-6.01%1.59%2.01%3.18%
1 Year Performance-28.73%17.41%24.27%7.53%

Atlanticus Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
4.8625 of 5 stars
$9.02
+0.4%
$11.42
+26.6%
+10.8%$1.00B$864.62M26.531,025Positive News
LPRO
Open Lending
1.0076 of 5 stars
$6.50
+2.4%
$6.79
+4.4%
-36.2%$774.57M$117.46M59.10210
WRLD
World Acceptance
0.4695 of 5 stars
$125.65
-0.9%
$56.00
-55.4%
+13.8%$763.99M$573.21M9.483,075
RM
Regional Management
3.9669 of 5 stars
$27.18
+0.3%
$29.00
+6.7%
+7.4%$268.98M$551.40M11.822,081Positive News
ENVA
Enova International
2.3508 of 5 stars
$59.90
+1.6%
$67.60
+12.9%
+28.0%$1.69B$2.12B10.771,675
SC
Santander Consumer USA
0 of 5 stars
$41.60
flat
N/A+0.0%$12.73B$8.09B4.145,576High Trading Volume
DFS
Discover Financial Services
4.9546 of 5 stars
$123.22
+0.3%
$126.29
+2.5%
+20.4%$30.88B$20.61B14.0521,100
AFRM
Affirm
1.1334 of 5 stars
$30.03
+1.2%
$27.53
-8.3%
+113.3%$9.28B$1.59B-13.472,171Analyst Forecast
CACC
Credit Acceptance
2.378 of 5 stars
$481.29
+1.1%
$402.33
-16.4%
+8.0%$5.83B$1.90B24.692,232Analyst Revision
Positive News
OMF
OneMain
4.9794 of 5 stars
$48.35
+1.0%
$54.62
+13.0%
+27.2%$5.79B$4.56B9.429,100Analyst Revision

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This page (NASDAQ:ATLC) was last updated on 5/28/2024 by MarketBeat.com Staff

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