Atlanticus (ATLC) Competitors

First Hawaiian (NASDAQ:FHB) and Atlanticus (NASDAQ:ATLC) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their profitability, earnings, dividends, media sentiment, risk, analyst recommendations, valuation and institutional ownership.

Is FHB or ATLC more profitable?

First Hawaiian has a net margin of 20.36% compared to Atlanticus' net margin of 8.54%. Atlanticus' return on equity of 24.51% beat First Hawaiian's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Hawaiian	20.36%	8.99%	0.99%
Atlanticus	8.54%	24.51%	3.76%

Does the media refer more to FHB or ATLC?

In the previous week, Atlanticus had 4 more articles in the media than First Hawaiian. MarketBeat recorded 10 mentions for Atlanticus and 6 mentions for First Hawaiian. First Hawaiian's average media sentiment score of 1.15 beat Atlanticus' score of 0.79 indicating that First Hawaiian is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Hawaiian	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Atlanticus	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable earnings & valuation, FHB or ATLC?

First Hawaiian has higher earnings, but lower revenue than Atlanticus. Atlanticus is trading at a lower price-to-earnings ratio than First Hawaiian, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Hawaiian	$1.17B	2.75	$230.13M	$1.84	13.88
Atlanticus	$1.31B	0.60	$111.30M	$5.17	10.03

Do insiders & institutionals have more ownership in FHB or ATLC?

97.6% of First Hawaiian shares are held by institutional investors. Comparatively, 14.2% of Atlanticus shares are held by institutional investors. 0.6% of First Hawaiian shares are held by company insiders. Comparatively, 50.4% of Atlanticus shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Which has more volatility & risk, FHB or ATLC?

First Hawaiian has a beta of 0.83, indicating that its share price is 17% less volatile than the S&P 500. Comparatively, Atlanticus has a beta of 1.83, indicating that its share price is 83% more volatile than the S&P 500.

Do analysts rate FHB or ATLC?

First Hawaiian currently has a consensus target price of $27.64, suggesting a potential upside of 8.23%. Atlanticus has a consensus target price of $62.60, suggesting a potential upside of 20.69%. Given Atlanticus' stronger consensus rating and higher probable upside, analysts clearly believe Atlanticus is more favorable than First Hawaiian.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Hawaiian	4 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.43
Atlanticus	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.00

Summary

Atlanticus beats First Hawaiian on 11 of the 17 factors compared between the two stocks.