Lowest-Rated StocksLowest-RatedNASDAQ:NAVI Navient (NAVI) Stock Forecast, Price & News $16.97 +0.15 (+0.89%) (As of 02:46 PM ET) Add Compare Share Share Today's Range$16.80▼$17.1050-Day Range$16.77▼$19.5552-Week Range$13.24▼$19.69Volume311,335 shsAverage Volume1.15 million shsMarket Capitalization$2.06 billionP/E Ratio5.83Dividend Yield3.77%Price Target$18.05 ProfileProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainabilityProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainability Navient MarketRank™ ForecastAnalyst RatingReduce1.86 Rating ScoreUpside/Downside7.1% Upside$18.05 Price TargetShort InterestBearish6.69% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainability-0.11Upright™ Environmental ScoreNews Sentiment0.95Based on 4 Articles This WeekInsider TradingSelling Shares$380,200 Sold Last QuarterProj. Earnings Growth-12.46%From $3.37 to $2.95 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.23 out of 5 starsFinance Sector558th out of 842 stocksSecurity Brokers & Dealers Industry19th out of 25 stocks 0.9 Analyst's Opinion Consensus RatingNavient has received a consensus rating of Reduce. The company's average rating score is 1.86, and is based on no buy ratings, 6 hold ratings, and 1 sell rating.Price Target Upside/DownsideAccording to analysts' consensus price target of $18.05, Navient has a forecasted upside of 7.1% from its current price of $16.86.Amount of Analyst CoverageNavient has only been the subject of 1 research reports in the past 90 days. Previous Next 1.0 Short Interest Percentage of Shares Shorted6.69% of the float of Navient has been sold short.Short Interest Ratio / Days to CoverNavient has a short interest ratio ("days to cover") of 7.8.Change versus previous monthShort interest in Navient has recently increased by 7.48%, indicating that investor sentiment is decreasing significantly. Previous Next 3.3 Dividend Strength Dividend LeadershipNavient is a leading dividend payer. It pays a dividend yield of 3.77%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthNavient does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Navient is 21.99%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Navient will have a dividend payout ratio of 21.69% next year. This indicates that Navient will be able to sustain or increase its dividend. Previous Next 3.9 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreNavient has received a 53.27% net impact score from Upright. Navient seems to create the most significant positive value in categories "Taxes", "Societal infrastructure", and "Jobs". The positive contribution in the "Societal infrastructure" impact category is mostly driven by its "Third-party payment processing services", "Debt restructuring loans", and "Student loan management services" products. See details.Environmental SustainabilityThe Environmental Impact score for Navient is -0.11. Previous Next 3.3 News and Social Media Coverage News SentimentNavient has a news sentiment score of 0.95. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.83 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Navient this week, compared to 3 articles on an average week.Search InterestOnly 1 people have searched for NAVI on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.MarketBeat Follows2 people have added Navient to their MarketBeat watchlist in the last 30 days. Previous Next 4.2 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Navient insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $380,200.00 in company stock.Percentage Held by Insiders22.10% of the stock of Navient is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions94.85% of the stock of Navient is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.9 Earnings and Valuation Earnings GrowthEarnings for Navient are expected to decrease by -12.46% in the coming year, from $3.37 to $2.95 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Navient is 5.79, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 118.06.Price to Earnings Ratio vs. SectorThe P/E ratio of Navient is 5.79, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 80.65.Price to Book Value per Share RatioNavient has a P/B Ratio of 0.77. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Navient (NASDAQ:NAVI) StockNavient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as federal education loans held by other institutions. It also owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware.Read More NAVI Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart NAVI Stock News HeadlinesSeptember 27, 2023 | finance.yahoo.comNavient Named a Best Place to Work for CaregiversSeptember 21, 2023 | finance.yahoo.comLoan Growth & Cost Control Aid Navient (NAVI), High Debt AilsSeptember 27, 2023 | Micro-Cap Stock Trader (Ad)U.S. drive to onshore battery supply chains could create big winners in lithiumInvestor Find Lithium Gold and Crush the Bear Market with 32k Metric TonsSeptember 19, 2023 | seekingalpha.comNeutral On Navient Until Earnings Growth ImprovesSeptember 14, 2023 | finance.yahoo.comZacks Industry Outlook Highlights Capital One Financial, Credit Acceptance and NavientSeptember 13, 2023 | finance.yahoo.com3 Consumer Loan Stocks to Gain From a Prospering IndustrySeptember 12, 2023 | finance.yahoo.comNavient agrees to pay $700,000 to settle Labor Department allegations of hiring discriminationAugust 31, 2023 | msn.comStudent loan payments restart in October — here are changes borrowers can expectSeptember 27, 2023 | Micro-Cap Stock Trader (Ad)U.S. drive to onshore battery supply chains could create big winners in lithiumInvestor Find Lithium Gold and Crush the Bear Market with 32k Metric TonsAugust 28, 2023 | finance.yahoo.comBe Sure To Check Out Navient Corporation (NASDAQ:NAVI) Before It Goes Ex-DividendAugust 21, 2023 | msn.comWhen student loan payments restart, many borrowers may have a different servicerAugust 15, 2023 | thestreet.comSallie Mae Re-Branding: This Rose By Any Other Name Still Has ThornsAugust 15, 2023 | finance.yahoo.comNavient's (NASDAQ:NAVI) Dividend Will Be $0.16August 14, 2023 | thestreet.comNavient CorporationAugust 10, 2023 | seekingalpha.comNavient Corporation 2023 Q2 - Results - Earnings Call PresentationAugust 8, 2023 | msn.comStudent loans: Bankruptcy filers get $198 million settlement from NavientAugust 3, 2023 | seekingalpha.comNavient Corporation - Need To See GrowthJuly 31, 2023 | msn.comWhich Companies Had the Most Student Loan Complaints in 2021?July 30, 2023 | finance.yahoo.comNavient's (NASDAQ:NAVI) investors will be pleased with their impressive 171% return over the last three yearsJuly 27, 2023 | chron.comNavient: Q2 Earnings SnapshotJuly 27, 2023 | benzinga.comNavient Q2 Earnings Miss Estimates, Seeks To Maximize Cash Flows From Loan PortfoliosJuly 27, 2023 | finance.yahoo.comQ2 2023 Navient Corp Earnings CallJuly 26, 2023 | markets.businessinsider.comMorningstar, Inc. Reports Second-Quarter 2023 Financial ResultsJuly 26, 2023 | finance.yahoo.comNavient posts second quarter 2023 financial resultsJuly 26, 2023 | finance.yahoo.comNavient (NAVI) Misses Q2 Earnings and Revenue EstimatesJuly 26, 2023 | finance.yahoo.comCompared to Estimates, Navient (NAVI) Q2 Earnings: A Look at Key MetricsJuly 26, 2023 | finance.yahoo.comNavient (NAVI) Q2 Earnings Miss on NII Dip, Expenses RiseSee More Headlines Receive NAVI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Navient and its competitors with MarketBeat's FREE daily newsletter. Email Address NAVI Company Calendar Last Earnings7/26/2023Ex-Dividend for 9/15 Dividend8/31/2023Dividend Payable9/15/2023Today9/27/2023Next Earnings (Estimated)10/24/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry Security brokers & dealers Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:NAVI Previous SymbolNASDAQ:NAVIV CUSIPN/A CIK1593538 Webwww.navient.com Phone(302) 283-8000FaxN/AEmployees4,000Year Founded2014Price Target and Rating Average Stock Price Forecast$18.05 High Stock Price Forecast$20.00 Low Stock Price Forecast$16.00 Forecasted Upside/Downside+6.9%Consensus RatingReduce Rating Score (0-4)1.86 Research Coverage7 Analysts Profitability EPS (Most Recent Fiscal Year)$2.91 Trailing P/E Ratio5.80 Forward P/E Ratio5.01 P/E GrowthN/ANet Income$645 million Net Margins8.51% Pretax Margin10.79% Return on Equity14.62% Return on Assets0.63% Debt Debt-to-Equity Ratio19.43 Current Ratio12.78 Quick Ratio12.78 Sales & Book Value Annual Sales$3.84 billion Price / Sales0.53 Cash Flow$3.50 per share Price / Cash Flow4.82 Book Value$21.95 per share Price / Book0.77Miscellaneous Outstanding Shares121,600,000Free Float94,728,000Market Cap$2.05 billion OptionableOptionable Beta1.58 Social Links 20 Stocks to Sell NowMarketBeat has just released its list of 20 stocks that Wall Street analysts hate. These companies may appear to have good fundamentals, but top analysts smell something seriously rotten. Are any of these companies lurking around your portfolio? Find out by clicking the link below.Get This Free Report Key ExecutivesMr. David L. Yowan (Age 66)Pres, CEO & Director Comp: $145.09kMr. Joe Fisher C.F.A. (Age 42)Exec. VP, CFO & Principal Accounting Officer Comp: $1.17MMr. Stephen M. Hauber (Age 48)Exec. VP and Chief Risk & Compliance Officer Comp: $1.1MMr. Mark L. Heleen (Age 60)Chief Legal Officer, Sec. & Exec. VP Comp: $1.17MMr. John M. Kane (Age 54)Exec. VP & Group Pres of Bus. Processing Solutions Comp: $1.35MMr. Mike MaierSr. VP & Chief Information OfficerMs. Jen EaryesHead of Investor RelationsPaul HartwickVP of Corp. CommunicationsMs. Patricia Nash ChristelVP of Corp. Marketing & Communications and Chief of Staff to the CEOMr. Mike SmithSr. VP & Chief HR OfficerMore ExecutivesKey CompetitorsPiper Sandler CompaniesNYSE:PIPRCredit Suisse GroupNYSE:CSVirtu FinancialNASDAQ:VIRTPiper Jaffray CompaniesNYSE:PJCWisdomTreeNYSE:WTView All CompetitorsInsiders & InstitutionsBarclays PLCSold 31,718 shares on 9/21/2023Ownership: 0.055%Virginia Retirement Systems ET ALBought 109,500 shares on 8/22/2023Ownership: 0.090%California State Teachers Retirement SystemSold 42,917 shares on 8/21/2023Ownership: 0.097%Teachers Retirement System of The State of KentuckyBought 9,425 shares on 8/21/2023Ownership: 0.022%Nuveen Asset Management LLCSold 60,892 shares on 8/16/2023Ownership: 0.449%View All Insider TransactionsView All Institutional Transactions NAVI Stock - Frequently Asked Questions Should I buy or sell Navient stock right now? 7 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Navient in the last twelve months. There are currently 1 sell rating and 6 hold ratings for the stock. The consensus among Wall Street research analysts is that investors should "reduce" NAVI shares. View NAVI analyst ratings or view top-rated stocks. What is Navient's stock price forecast for 2023? 7 equities research analysts have issued 1-year price targets for Navient's stock. Their NAVI share price forecasts range from $16.00 to $20.00. On average, they predict the company's stock price to reach $18.05 in the next year. This suggests a possible upside of 6.9% from the stock's current price. View analysts price targets for NAVI or view top-rated stocks among Wall Street analysts. How have NAVI shares performed in 2023? Navient's stock was trading at $16.45 at the beginning of the year. Since then, NAVI stock has increased by 2.7% and is now trading at $16.89. View the best growth stocks for 2023 here. When is Navient's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Tuesday, October 24th 2023. View our NAVI earnings forecast. How were Navient's earnings last quarter? Navient Co. (NASDAQ:NAVI) issued its quarterly earnings data on Wednesday, July, 26th. The credit services provider reported $0.70 earnings per share for the quarter, missing analysts' consensus estimates of $0.76 by $0.06. The credit services provider had revenue of $1.23 billion for the quarter, compared to the consensus estimate of $228.53 million. Navient had a trailing twelve-month return on equity of 14.62% and a net margin of 8.51%. During the same period in the previous year, the company earned $0.92 EPS. How often does Navient pay dividends? What is the dividend yield for Navient? Navient announced a quarterly dividend on Wednesday, August 9th. Stockholders of record on Friday, September 1st will be given a dividend of $0.16 per share on Friday, September 15th. This represents a $0.64 annualized dividend and a dividend yield of 3.79%. The ex-dividend date is Thursday, August 31st. Read our dividend analysis for NAVI. What ETFs hold Navient's stock? ETFs with the largest weight of Navient (NASDAQ:NAVI) stock in their portfolio include Invesco S&P SmallCap 600 Pure Value ETF (RZV), EA Bridgeway Omni Small-Cap Value ETF (BSVO), WisdomTree U.S. SmallCap Fund (EES) and First Trust Active Factor Small Cap ETF (AFSM).Avantis U.S. Small Cap Equity ETF (AVSC). Is Navient a good dividend stock? Navient (NASDAQ:NAVI) pays an annual dividend of $0.64 per share and currently has a dividend yield of 3.77%. The dividend payout ratio is 21.99%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, NAVI will have a dividend payout ratio of 21.69% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for NAVI. What guidance has Navient issued on next quarter's earnings? Navient updated its FY 2023 earnings guidance on Wednesday, July, 26th. The company provided EPS guidance of $3.15-$3.30 for the period, compared to the consensus EPS estimate of $3.21. The company issued revenue guidance of -. What is John (Jack) F. Remondi's approval rating as Navient's CEO? 152 employees have rated Navient Chief Executive Officer John (Jack) F. Remondi on Glassdoor.com. John (Jack) F. Remondi has an approval rating of 90% among the company's employees. What other stocks do shareholders of Navient own? Based on aggregate information from My MarketBeat watchlists, some companies that other Navient investors own include AT&T (T), OPKO Health (OPK), General Electric (GE), QUALCOMM (QCOM), Cisco Systems (CSCO), Advanced Micro Devices (AMD), Ford Motor (F), Pfizer (PFE), Bank of America (BAC) and Intel (INTC). What is Navient's stock symbol? Navient trades on the NASDAQ under the ticker symbol "NAVI." Who are Navient's major shareholders? Navient's stock is owned by a variety of institutional and retail investors. Top institutional investors include BlackRock Inc. (13.38%), Dimensional Fund Advisors LP (8.71%), LSV Asset Management (5.00%), State Street Corp (3.33%), Geode Capital Management LLC (1.62%) and Northern Trust Corp (1.30%). Insiders that own company stock include John M Kane, Mark L Heleen, Newbury Investors Llc, Stephen M Hauber and Stephen M Hauber. View institutional ownership trends. How do I buy shares of Navient? Shares of NAVI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Navient's stock price today? One share of NAVI stock can currently be purchased for approximately $16.89. How much money does Navient make? Navient (NASDAQ:NAVI) has a market capitalization of $2.05 billion and generates $3.84 billion in revenue each year. The credit services provider earns $645 million in net income (profit) each year or $2.91 on an earnings per share basis. How many employees does Navient have? The company employs 4,000 workers across the globe. Does Navient have any subsidiaries? The following companies are subsidiares of Navient: Duncan Solutions, and Earnest.Read More How can I contact Navient? Navient's mailing address is 123 JUSTISON STREET, WILMINGTON DE, 19801. The official website for the company is www.navient.com. The credit services provider can be reached via phone at (302) 283-8000 or via email at stockholders@navient.com. This page (NASDAQ:NAVI) was last updated on 9/27/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Navient Co. 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