NASDAQ:NAVI

Navient (NAVI) Stock Forecast, Price & News

$17.22

-0.05 (-0.29%)

(As of 09/29/2023 ET)

Compare

Today's Range: $17.15
▼
$17.47
50-Day Range: $16.77
▼
$19.42
52-Week Range: $14.06
▼
$19.69

Volume: 868,210 shs
Average Volume: 1.06 million shs
Market Capitalization: $2.09 billion

P/E Ratio: 5.92
Dividend Yield: 3.72%
Price Target: $18.05

Navient MarketRank™ Forecast

Analyst Rating: Reduce
1.86 Rating Score
Upside/Downside: 4.8% Upside
$18.05 Price Target
Short Interest: Bearish
6.69% of Float Sold Short
Dividend Strength: Strong
Based on Four Factors
Sustainability: -0.11
Upright™ Environmental Score
News Sentiment: 1.40
Based on 4 Articles This Week
Insider Trading: Selling Shares
$380,200 Sold Last Quarter
Proj. Earnings Growth: -12.46%
From $3.37 to $2.95 Per Share

Overall MarketRank^™

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.25 out of 5 stars

Finance Sector

532nd out of 852 stocks

Security Brokers & Dealers Industry

19th out of 25 stocks

0.9

Analyst's Opinion

Consensus Rating
Navient has received a consensus rating of Reduce. The company's average rating score is 1.86, and is based on no buy ratings, 6 hold ratings, and 1 sell rating.
Price Target Upside/Downside
According to analysts' consensus price target of $18.05, Navient has a forecasted upside of 4.8% from its current price of $17.22.
Amount of Analyst Coverage
Navient has only been the subject of 1 research reports in the past 90 days.

1.0

Short Interest

Percentage of Shares Shorted
6.69% of the float of Navient has been sold short.
Short Interest Ratio / Days to Cover
Navient has a short interest ratio ("days to cover") of 7.8.
Change versus previous month
Short interest in Navient has recently increased by 7.48%, indicating that investor sentiment is decreasing significantly.

3.3

Dividend Strength

Dividend Leadership
Navient is a leading dividend payer. It pays a dividend yield of 3.71%, putting its dividend yield in the top 25% of dividend-paying stocks.
Dividend Growth
Navient does not have a long track record of dividend growth.
Dividend Coverage
The dividend payout ratio of Navient is 21.99%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, Navient will have a dividend payout ratio of 21.69% next year. This indicates that Navient will be able to sustain or increase its dividend.

3.9

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
Navient has received a 53.27% net impact score from Upright. Navient seems to create the most significant positive value in categories "Taxes", "Societal infrastructure", and "Jobs". The positive contribution in the "Societal infrastructure" impact category is mostly driven by its "Third-party payment processing services", "Debt restructuring loans", and "Student loan management services" products. See details.
Environmental Sustainability
The Environmental Impact score for Navient is -0.11.

3.6

News and Social Media Coverage

News Sentiment
Navient has a news sentiment score of 1.40. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 4 news articles for Navient this week, compared to 3 articles on an average week.
Search Interest
Only 1 people have searched for NAVI on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.
MarketBeat Follows
2 people have added Navient to their MarketBeat watchlist in the last 30 days.

4.2

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Navient insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $380,200.00 in company stock.
Percentage Held by Insiders
26.93% of the stock of Navient is held by insiders. A high percentage of insider ownership can be a sign of company health.
Percentage Held by Institutions
94.85% of the stock of Navient is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

1.9

Earnings and Valuation

Earnings Growth
Earnings for Navient are expected to decrease by -12.46% in the coming year, from $3.37 to $2.95 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of Navient is 5.92, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 117.59.
Price to Earnings Ratio vs. Sector
The P/E ratio of Navient is 5.92, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 70.68.
Price to Book Value per Share Ratio
Navient has a P/B Ratio of 0.78. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

About Navient (NASDAQ:NAVI) Stock

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as federal education loans held by other institutions. It also owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware.

NAVI Price History

30 days | 90 days | 365 days | Advanced Chart

NAVI Stock News Headlines

September 27, 2023 | finance.yahoo.com

Navient Named a Best Place to Work for Caregivers

September 21, 2023 | finance.yahoo.com

Loan Growth & Cost Control Aid Navient (NAVI), High Debt Ails

October 1, 2023 | Chaikin Analytics (Ad)

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September 19, 2023 | seekingalpha.com

Neutral On Navient Until Earnings Growth Improves

September 14, 2023 | finance.yahoo.com

Zacks Industry Outlook Highlights Capital One Financial, Credit Acceptance and Navient

September 13, 2023 | finance.yahoo.com

3 Consumer Loan Stocks to Gain From a Prospering Industry

September 12, 2023 | finance.yahoo.com

Navient agrees to pay $700,000 to settle Labor Department allegations of hiring discrimination

August 31, 2023 | msn.com

Student loan payments restart in October — here are changes borrowers can expect

October 1, 2023 | Chaikin Analytics (Ad)

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August 28, 2023 | finance.yahoo.com

Be Sure To Check Out Navient Corporation (NASDAQ:NAVI) Before It Goes Ex-Dividend

August 21, 2023 | msn.com

When student loan payments restart, many borrowers may have a different servicer

August 15, 2023 | thestreet.com

Sallie Mae Re-Branding: This Rose By Any Other Name Still Has Thorns

August 15, 2023 | finance.yahoo.com

Navient's (NASDAQ:NAVI) Dividend Will Be $0.16

August 14, 2023 | thestreet.com

Navient Corporation

August 10, 2023 | seekingalpha.com

Navient Corporation 2023 Q2 - Results - Earnings Call Presentation

August 8, 2023 | msn.com

Student loans: Bankruptcy filers get $198 million settlement from Navient

August 3, 2023 | seekingalpha.com

Navient Corporation - Need To See Growth

July 31, 2023 | msn.com

Which Companies Had the Most Student Loan Complaints in 2021?

July 30, 2023 | finance.yahoo.com

Navient's (NASDAQ:NAVI) investors will be pleased with their impressive 171% return over the last three years

July 27, 2023 | chron.com

Navient: Q2 Earnings Snapshot

July 27, 2023 | benzinga.com

Navient Q2 Earnings Miss Estimates, Seeks To Maximize Cash Flows From Loan Portfolios

July 27, 2023 | finance.yahoo.com

Q2 2023 Navient Corp Earnings Call

July 26, 2023 | markets.businessinsider.com

Morningstar, Inc. Reports Second-Quarter 2023 Financial Results

July 26, 2023 | finance.yahoo.com

Navient posts second quarter 2023 financial results

July 26, 2023 | finance.yahoo.com

Navient (NAVI) Misses Q2 Earnings and Revenue Estimates

July 26, 2023 | finance.yahoo.com

Compared to Estimates, Navient (NAVI) Q2 Earnings: A Look at Key Metrics

July 26, 2023 | finance.yahoo.com

Navient (NAVI) Q2 Earnings Miss on NII Dip, Expenses Rise

See More Headlines

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NAVI Company Calendar

Last Earnings: 7/26/2023
Ex-Dividend for 9/15 Dividend: 8/31/2023
Dividend Payable: 9/15/2023
Today: 10/01/2023
Next Earnings (Estimated): 10/24/2023
Fiscal Year End: 12/31/2023

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Industry, Sector and Symbol

Stock Exchange: NASDAQ
Industry: Security brokers & dealers
Sub-Industry: N/A
Sector: Finance
Current Symbol: NASDAQ:NAVI
Previous Symbol: NASDAQ:NAVIV
CUSIP: N/A
CIK: 1593538
Web: www.navient.com
Phone: (302) 283-8000
Fax: N/A
Employees: 4,000
Year Founded: 2014

Price Target and Rating

Average Stock Price Forecast: $18.05
High Stock Price Forecast: $20.00
Low Stock Price Forecast: $16.00
Forecasted Upside/Downside: +4.8%
Consensus Rating: Reduce
Rating Score (0-4): 1.86
Research Coverage: 7 Analysts

Profitability

EPS (Most Recent Fiscal Year): $2.91
Trailing P/E Ratio: 5.92
Forward P/E Ratio: 5.11
P/E Growth: N/A
Net Income: $645 million
Net Margins: 8.51%
Pretax Margin: 10.79%
Return on Equity: 14.62%
Return on Assets: 0.63%

Debt

Debt-to-Equity Ratio: 19.43
Current Ratio: 12.78
Quick Ratio: 12.78

Sales & Book Value

Annual Sales: $3.84 billion
Price / Sales: 0.55
Cash Flow: $3.51 per share
Price / Cash Flow: 4.91
Book Value: $21.95 per share
Price / Book: 0.78

Miscellaneous

Outstanding Shares: 121,600,000
Free Float: 88,855,000
Market Cap: $2.09 billion
Optionable: Optionable
Beta: 1.58

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Key Executives

Mr. David L. Yowan (Age 66)
Pres, CEO & Director
Comp: $145.09k

Mr. Joe Fisher C.F.A. (Age 42)
Exec. VP, CFO & Principal Accounting Officer
Comp: $1.17M

Mr. Stephen M. Hauber (Age 48)
Exec. VP and Chief Risk & Compliance Officer
Comp: $1.1M

Mr. Mark L. Heleen (Age 60)
Chief Legal Officer, Sec. & Exec. VP
Comp: $1.17M

Mr. John M. Kane (Age 54)
Exec. VP & Group Pres of Bus. Processing Solutions
Comp: $1.35M

Mr. Mike Maier
Sr. VP & Chief Information Officer

Ms. Jen Earyes
Head of Investor Relations

Paul Hartwick
VP of Corp. Communications

Ms. Patricia Nash Christel
VP of Corp. Marketing & Communications and Chief of Staff to the CEO

Mr. Mike Smith
Sr. VP & Chief HR Officer

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

NAVI Stock - Frequently Asked Questions

Should I buy or sell Navient stock right now?: 7 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Navient in the last year. There are currently 1 sell rating and 6 hold ratings for the stock. The consensus among Wall Street research analysts is that investors should "reduce" NAVI shares.
View NAVI analyst ratings or view top-rated stocks.
What is Navient's stock price forecast for 2023?: 7 analysts have issued twelve-month price objectives for Navient's shares. Their NAVI share price forecasts range from $16.00 to $20.00. On average, they expect the company's share price to reach $18.05 in the next year. This suggests a possible upside of 4.8% from the stock's current price.
View analysts price targets for NAVI or view top-rated stocks among Wall Street analysts.
How have NAVI shares performed in 2023?: Navient's stock was trading at $16.45 on January 1st, 2023. Since then, NAVI shares have increased by 4.7% and is now trading at $17.22.
View the best growth stocks for 2023 here.
When is Navient's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Tuesday, October 24th 2023.
View our NAVI earnings forecast.
How were Navient's earnings last quarter?: Navient Co. (NASDAQ:NAVI) posted its earnings results on Wednesday, July, 26th. The credit services provider reported $0.70 earnings per share for the quarter, missing the consensus estimate of $0.76 by $0.06. The credit services provider had revenue of $1.23 billion for the quarter, compared to analysts' expectations of $228.53 million. Navient had a trailing twelve-month return on equity of 14.62% and a net margin of 8.51%. During the same period last year, the firm earned $0.92 EPS.
How often does Navient pay dividends? What is the dividend yield for Navient?: Navient announced a quarterly dividend on Wednesday, August 9th. Stockholders of record on Friday, September 1st will be given a dividend of $0.16 per share on Friday, September 15th. This represents a $0.64 dividend on an annualized basis and a yield of 3.72%. The ex-dividend date is Thursday, August 31st.
Read our dividend analysis for NAVI.
What ETFs hold Navient's stock?: ETFs with the largest weight of Navient (NASDAQ:NAVI) stock in their portfolio include Invesco S&P SmallCap 600 Pure Value ETF (RZV), EA Bridgeway Omni Small-Cap Value ETF (BSVO), WisdomTree U.S. SmallCap Fund (EES) and First Trust Active Factor Small Cap ETF (AFSM).Avantis U.S. Small Cap Equity ETF (AVSC).
Is Navient a good dividend stock?: Navient (NASDAQ:NAVI) pays an annual dividend of $0.64 per share and currently has a dividend yield of 3.71%. The dividend payout ratio is 21.99%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, NAVI will have a dividend payout ratio of 21.69% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for NAVI.

What guidance has Navient issued on next quarter's earnings?: Navient updated its FY 2023 earnings guidance on Wednesday, July, 26th. The company provided earnings per share (EPS) guidance of $3.15-$3.30 for the period, compared to the consensus estimate of $3.21. The company issued revenue guidance of -.
What is John (Jack) F. Remondi's approval rating as Navient's CEO?: 152 employees have rated Navient Chief Executive Officer John (Jack) F. Remondi on Glassdoor.com. John (Jack) F. Remondi has an approval rating of 90% among the company's employees.
What other stocks do shareholders of Navient own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Navient investors own include AT&T (T), OPKO Health (OPK), General Electric (GE), QUALCOMM (QCOM), Cisco Systems (CSCO), Advanced Micro Devices (AMD), Ford Motor (F), Pfizer (PFE), Bank of America (BAC) and Intel (INTC).
What is Navient's stock symbol?: Navient trades on the NASDAQ under the ticker symbol "NAVI."
How do I buy shares of Navient?: Shares of NAVI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.
What is Navient's stock price today?: One share of NAVI stock can currently be purchased for approximately $17.22.
How much money does Navient make?: Navient (NASDAQ:NAVI) has a market capitalization of $2.09 billion and generates $3.84 billion in revenue each year. The credit services provider earns $645 million in net income (profit) each year or $2.91 on an earnings per share basis.
How many employees does Navient have?: The company employs 4,000 workers across the globe.
Does Navient have any subsidiaries?: The following companies are subsidiares of Navient: Duncan Solutions, and Earnest.
Read More
How can I contact Navient?: Navient's mailing address is 123 JUSTISON STREET, WILMINGTON DE, 19801. The official website for the company is www.navient.com. The credit services provider can be reached via phone at (302) 283-8000 or via email at stockholders@navient.com.

This page (NASDAQ:NAVI) was last updated on 10/1/2023 by MarketBeat.com Staff

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Navient (NAVI) Stock Forecast, Price & News

Navient MarketRank™ Forecast

Overall MarketRank™

Analyst's Opinion

Short Interest

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Change versus previous month

Dividend Strength

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score

Environmental Sustainability

News and Social Media Coverage

News Sentiment

News Coverage This Week

Search Interest

MarketBeat Follows

Company Ownership

Earnings and Valuation

About Navient (NASDAQ:NAVI) Stock

NAVI Price History

NAVI Stock News Headlines

NAVI Company Calendar

Industry, Sector and Symbol

Price Target and Rating

Profitability

Debt

Sales & Book Value

Miscellaneous

Social Links

Key Executives

Key Competitors

Insiders & Institutions

NAVI Stock - Frequently Asked Questions

Overall MarketRank^™