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NASDAQ:NAVI

Navient (NAVI) Stock Price, News & Analysis

Navient logo
$9.56 +0.30 (+3.24%)
Closing price 04:00 PM Eastern
Extended Trading
$9.56 -0.01 (-0.05%)
As of 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Navient Stock (NASDAQ:NAVI)

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Key Stats

Today's Range
$9.31
▼
$9.62
50-Day Range
$8.47
▼
$10.00
52-Week Range
$7.33
▼
$13.48
Volume
1.25 million shs
Average Volume
1.41 million shs
Market Capitalization
$896.54 million
P/E Ratio
7.91
Dividend Yield
6.69%
Price Target
$8.17
Consensus Rating
Reduce

Company Overview

Navient Corporation is a financial services company that provides education finance and loan management solutions. Its activities include servicing and managing private education loans and federally backed loans held in its portfolio, as well as providing related customer support, payment processing and account administration services.

The company was formed in 2014 through the separation of Sallie Mae’s education-lending and loan-servicing businesses. Navient formerly serviced a significant portion of the federal student loan portfolio, but it exited the U.S. Department of Education’s federal student loan servicing program in 2021. Its business has since focused more heavily on private education loans, government-guaranteed loans and other consumer finance activities.

Navient serves borrowers and institutional clients primarily in the United States. The company is headquartered in Wilmington, Delaware, and is led by President and Chief Executive Officer David Yowan.

AI Generated. May Contain Errors.

Navient Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
63rd Percentile Overall Score

NAVI MarketRank™: 
3.17374265186 of 5 stars

Navient scored higher than 63% of companies evaluated by MarketBeat, and ranked 568th out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Navient has received a consensus rating of Reduce. The company's average rating score is 1.75, and is based on 1 strong buy rating, no buy ratings, 3 hold ratings, and 4 sell ratings.

  • Downside Risk

    Navient has a consensus price target of $8.17, representing about 14.6% downside from its current price of $9.56.

  • Amount of Analyst Coverage

    Navient has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about Navient's stock forecast and price target.
  • Earnings Growth

    Earnings for Navient are expected to grow by 18.82% in the coming year, from $0.85 to $1.01 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Navient is -19.12, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Navient is -19.12, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Book Value per Share Ratio

    Navient has a P/B Ratio of 0.39. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Navient's valuation and earnings.
  • Percentage of Shares Shorted

    18.66% of the float of Navient has been sold short.
  • Short Interest Ratio / Days to Cover

    Navient has a short interest ratio ("days to cover") of 6.67.
  • Change versus previous month

    Short interest in Navient has recently decreased by 3.46%, indicating that investor sentiment is improving.
  • Dividend Leadership

    Navient is a leading dividend payer. It pays a dividend yield of 6.91%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    Navient does not have a long track record of dividend growth.

  • Dividend Sustainability

    Based on earnings estimates, Navient will have a dividend payout ratio of 63.37% next year. This indicates that Navient will be able to sustain or increase its dividend.

  • Read more about Navient's dividend.
  • News Sentiment

    Navient has a news sentiment score of 0.86. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.66 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 6 news articles for Navient this week, compared to 3 articles on an average week.
  • Search Interest

    2 people have searched for NAVI on MarketBeat in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Navient insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    33.80% of the stock of Navient is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    97.14% of the stock of Navient is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Navient's insider trading history.
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NAVI Stock News Headlines

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NAVI Stock Analysis - Frequently Asked Questions

Navient's stock was trading at $13.00 at the beginning of 2026. Since then, NAVI stock has decreased by 26.5% and is now trading at $9.56.

Navient Corporation (NASDAQ:NAVI) posted its quarterly earnings results on Thursday, August, 6th. The credit services provider reported $0.29 EPS for the quarter, topping the consensus estimate of $0.20 by $0.09. The credit services provider had revenue of $150 million for the quarter, compared to analyst estimates of $142.87 million. Navient had a negative net margin of 1.64% and a positive trailing twelve-month return on equity of 4.68%.

Navient subsidiaries include these companies: Earnest, and Duncan Solutions.

Top institutional shareholders of Navient include GAMMA Investing LLC (0.05%), Farther Finance Advisors LLC (0.04%), Sax Wealth Advisors LLC (0.02%) and Fortitude Family Office LLC (0.01%). Insiders that own company stock include John M Kane, Mark L Heleen and Stephen M Hauber.
View institutional ownership trends
.

Shares of NAVI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Navient investors own include AT&T (T), NVIDIA (NVDA), PayPal (PYPL), Advanced Micro Devices (AMD), GE Aerospace (GE), Pfizer (PFE) and Intel (INTC).

Company Calendar

Last Earnings
8/06/2026
Record date for 9/18 Dividend
9/04/2026
Ex-Dividend for 9/18 Dividend
9/04/2026
Dividend Payable
9/18/2026
Today
10/15/2026
Next Earnings (Estimated)
11/04/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Consumer Finance
Sub-Industry
Consumer Finance
Current Symbol
NASDAQ:NAVI
Previous Symbol
NASDAQ:NAVIV
CIK
1593538
Fax
N/A
Employees
670
Year Founded
2014

Price Target and Rating

High Price Target
$9.00
Low Price Target
$7.00
Potential Upside/Downside
-14.6%
Consensus Rating
Reduce
Rating Score (0-4)
1.75
Research Coverage
8 Analysts

Profitability

EPS (Trailing Twelve Months)
($0.50)
Trailing P/E Ratio
7.91
Forward P/E Ratio
11.25
P/E Growth
N/A
Net Income
-$80 million
Net Margins
-1.64%
Pretax Margin
-1.77%
Return on Equity
4.68%
Return on Assets
0.23%

Debt

Debt-to-Equity Ratio
16.73
Current Ratio
10.53
Quick Ratio
10.53

Sales & Book Value

Annual Sales
$3.20 billion
Price / Sales
0.28
Cash Flow
$1.26 per share
Price / Cash Flow
7.59
Book Value
$24.60 per share
Price / Book
0.39

Miscellaneous

Outstanding Shares
93,780,000
Free Float
62,085,000
Market Cap
$896.54 million
Optionable
Optionable
Beta
1.15

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This page (NASDAQ:NAVI) was last updated on 10/15/2026 by MarketBeat.com Staff.
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