Should I buy or sell Navient stock right now?

11 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Navient in the last twelve months. There are currently 1 sell rating and 10 hold ratings for the stock. The consensus among Wall Street analysts is that investors should "reduce" NAVI shares. View NAVI analyst ratings or view top-rated stocks .

What is Navient's stock price target for 2024?

11 Wall Street analysts have issued 12-month price targets for Navient's stock. Their NAVI share price targets range from $16.00 to $19.00. On average, they anticipate the company's share price to reach $17.23 in the next twelve months. This suggests a possible upside of 1.0% from the stock's current price. View analysts price targets for NAVI or view top-rated stocks among Wall Street analysts .

How have NAVI shares performed in 2023?

Navient's stock was trading at $16.45 on January 1st, 2023. Since then, NAVI stock has increased by 3.6% and is now trading at $17.05. View the best growth stocks for 2023 here .

When is Navient's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Tuesday, January 23rd 2024. View our NAVI earnings forecast .

How were Navient's earnings last quarter?

Navient Co. (NASDAQ:NAVI) announced its earnings results on Wednesday, October, 25th. The credit services provider reported $0.84 earnings per share for the quarter, topping the consensus estimate of $0.81 by $0.03. The credit services provider earned $280 million during the quarter, compared to analysts' expectations of $210.90 million. Navient had a trailing twelve-month return on equity of 14.61% and a net margin of 7.49%.

How often does Navient pay dividends? What is the dividend yield for Navient?

Navient announced a quarterly dividend on Wednesday, November 15th. Stockholders of record on Friday, December 1st will be paid a dividend of $0.16 per share on Friday, December 15th. This represents a $0.64 annualized dividend and a yield of 3.75%. The ex-dividend date is Thursday, November 30th. Read our dividend analysis for NAVI .

Is Navient a good dividend stock?

Navient (NASDAQ:NAVI) pays an annual dividend of $0.64 per share and currently has a dividend yield of 3.82%. The dividend payout ratio is 22.78%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, NAVI will have a dividend payout ratio of 26.67% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for NAVI .

What ETFs hold Navient's stock?

ETFs with the largest weight of Navient (NASDAQ:NAVI) stock in their portfolio include Invesco S&P SmallCap 600 Pure Value ETF (RZV) , EA Bridgeway Omni Small-Cap Value ETF (BSVO) , WisdomTree U.S. SmallCap Fund (EES) and First Trust Active Factor Small Cap ETF (AFSM) . Avantis U.S. Small Cap Equity ETF (AVSC) .

What is John (Jack) F. Remondi's approval rating as Navient's CEO?

152 employees have rated Navient Chief Executive Officer John (Jack) F. Remondi on Glassdoor.com . John (Jack) F. Remondi has an approval rating of 90% among the company's employees.

What other stocks do shareholders of Navient own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Navient investors own include AT&T (T) , OPKO Health (OPK) , General Electric (GE) , QUALCOMM (QCOM) , Cisco Systems (CSCO) , Advanced Micro Devices (AMD) , Ford Motor (F) , Pfizer (PFE) , Bank of America (BAC) and Intel (INTC) .

Who are Navient's major shareholders?

Navient's stock is owned by a variety of institutional and retail investors. Top institutional investors include LSV Asset Management (4.98%), Jacobs Levy Equity Management Inc. (1.72%), Morgan Stanley (1.42%), Northern Trust Corp (1.32%), Bank of New York Mellon Corp (1.19%) and AQR Capital Management LLC (1.06%). Insiders that own company stock include John M Kane, Mark L Heleen, Newbury Investors Llc, Stephen M Hauber and Stephen M Hauber . View institutional ownership trends .

How do I buy shares of Navient?

Shares of NAVI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull , Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here .

Does Navient have any subsidiaries?

The following companies are subsidiares of Navient: Duncan Solutions, and Earnest. Read More

Navient Stock Price, News & Analysis (NASDAQ:NAVI)

$17.04

+0.11 (+0.65%)

(As of 04:00 PM ET)

Compare

Today's Range: $17.03
▼
$17.36
50-Day Range: $15.75
▼
$17.85
52-Week Range: $14.10
▼
$19.69

Volume: 580,489 shs
Average Volume: 1.08 million shs
Market Capitalization: $2.00 billion

P/E Ratio: 6.06
Dividend Yield: 3.76%
Price Target: $17.23

Navient MarketRank™ Stock Analysis

Analyst Rating: Reduce
1.91 Rating Score
Upside/Downside: 1.0% Upside
$17.23 Price Target
Short Interest: Bearish
5.91% of Float Sold Short
Dividend Strength: Strong
Based on Four Factors
Sustainability: -0.11
Upright™ Environmental Score
News Sentiment: 0.73
Based on 3 Articles This Week
Insider Trading: Selling Shares
$169,900 Sold Last Quarter
Proj. Earnings Growth: -30.23%
From $3.44 to $2.40 Per Share

Overall MarketRank^™

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.51 out of 5 stars

Finance Sector

249th out of 856 stocks

Security Brokers & Dealers Industry

10th out of 28 stocks

2.0

Analyst's Opinion

Consensus Rating
Navient has received a consensus rating of Reduce. The company's average rating score is 1.91, and is based on no buy ratings, 10 hold ratings, and 1 sell rating.
Price Target Upside/Downside
According to analysts' consensus price target of $17.23, Navient has a forecasted upside of 1.0% from its current price of $17.05.
Amount of Analyst Coverage
Navient has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

2.0

Short Interest

Percentage of Shares Shorted
5.91% of the float of Navient has been sold short.
Short Interest Ratio / Days to Cover
Navient has a short interest ratio ("days to cover") of 7.3.
Change versus previous month
Short interest in Navient has recently decreased by 0.15%, indicating that investor sentiment is improving.

3.3

Dividend Strength

Dividend Leadership
Navient is a leading dividend payer. It pays a dividend yield of 3.82%, putting its dividend yield in the top 25% of dividend-paying stocks.
Dividend Growth
Navient does not have a long track record of dividend growth.
Dividend Coverage
The dividend payout ratio of Navient is 22.78%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, Navient will have a dividend payout ratio of 26.67% next year. This indicates that Navient will be able to sustain or increase its dividend.

3.9

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
Navient has received a 53.27% net impact score from Upright. Navient seems to create the most significant positive value in categories "Taxes", "Societal infrastructure", and "Jobs". The positive contribution in the "Societal infrastructure" impact category is mostly driven by its "Third-party payment processing services", "Debt restructuring loans", and "Student loan management services" products. See details.
Environmental Sustainability
The Environmental Impact score for Navient is -0.11.

2.1

News and Social Media Coverage

News Sentiment
Navient has a news sentiment score of 0.73. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
News Coverage This Week
MarketBeat has tracked 3 news articles for Navient this week, compared to 4 articles on an average week.
Search Interest
Only 1 people have searched for NAVI on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.
MarketBeat Follows
1 people have added Navient to their MarketBeat watchlist in the last 30 days.

4.2

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Navient insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $169,900.00 in company stock.
Percentage Held by Insiders
22.10% of the stock of Navient is held by insiders. A high percentage of insider ownership can be a sign of company health.
Percentage Held by Institutions
94.85% of the stock of Navient is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

1.9

Earnings and Valuation

Earnings Growth
Earnings for Navient are expected to decrease by -30.23% in the coming year, from $3.44 to $2.40 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of Navient is 6.07, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 116.26.
Price to Earnings Ratio vs. Sector
The P/E ratio of Navient is 6.07, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 46.73.
Price to Book Value per Share Ratio
Navient has a P/B Ratio of 0.69. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

About Navient Stock (NASDAQ:NAVI)

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as federal education loans held by other institutions. It also owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware.

NAVI Stock Price History

30 days | 90 days | 365 days | Advanced Chart

NAVI Stock News Headlines

November 29, 2023 | msn.com

Navient goes ex-dividend tomorrow

November 29, 2023 | finance.yahoo.com

Navient recognized as Adoption Advocate by Dave Thomas Foundation for Adoption

November 29, 2023 | Tomorrow Investor (Ad)

The Only Practical Solution to the World’s Looming Energy Crisis

There’s just one problem: There are more plans for new uses of nuclear than there is uranium to fuel the plants!

November 24, 2023 | finance.yahoo.com

Navient (NASDAQ:NAVI) Will Pay A Dividend Of $0.16

November 21, 2023 | americanbankingnews.com

Navient Co. (NASDAQ:NAVI) Given Average Recommendation of "Reduce" by Brokerages

November 19, 2023 | msn.com

Class-action settlement: Navient student loan servicer users have one day to file claim in $16 million settlement

November 19, 2023 | americanbankingnews.com

Navient (NASDAQ:NAVI) Receives New Coverage from Analysts at Barclays

November 17, 2023 | msn.com

Class-action settlement: Navient student loan servicer users have three days to file claim for $16 million settlement

November 29, 2023 | Tomorrow Investor (Ad)

The Only Practical Solution to the World’s Looming Energy Crisis

There’s just one problem: There are more plans for new uses of nuclear than there is uranium to fuel the plants!

November 17, 2023 | yahoo.com

Some student loan borrowers have 3 days to claim $16 million in settlement. Who qualifies?

November 17, 2023 | news.yahoo.com

United Way of Wyoming Valley wraps 400 presents for local families in need

November 16, 2023 | msn.com

Class-action settlement: Navient student loan servicer users have four days to file claim for $16 million settlement

November 15, 2023 | msn.com

Navient Corporation declares $0.16 dividend

November 15, 2023 | msn.com

Class-action settlement: Navient student loan servicer users have five days to file claim for $16 million settlement

November 15, 2023 | finance.yahoo.com

Is Navient (NAVI) a Good Pick for Value Investors?

November 15, 2023 | morningstar.com

Navient Corp NAVI

November 14, 2023 | msn.com

Class-action settlement: Navient student loan servicer users have six days to file claim for $16 million settlement

November 13, 2023 | msn.com

Student Loan Borrowers Eligible for $16 Million in Relief: Who Qualifies

November 13, 2023 | msn.com

Class-action settlement: Navient student loan servicer users have until today to file claim for $28 million settlement

November 13, 2023 | finance.yahoo.com

Navient Named a Top 10 Military Friendly® Employer for Supporting Military Members and Their Spouses

November 13, 2023 | yahoo.com

Thousands of student-loan borrowers have one week to file a claim for $16 million in relief from a major private lender. Here's how.

November 12, 2023 | msn.com

Navient student loan servicer users have three days to file claim for $28 million settlement

November 10, 2023 | msn.com

Class-action settlement: Navient student loan servicer users have three days to file claim for $28 million settlement

November 10, 2023 | msn.com

Jefferies Downgrades Navient (NAVI)

November 9, 2023 | benzinga.com

Navient recognized by Women's Forum of New York as a "Corporate Champion" for gender diversity

November 9, 2023 | finance.yahoo.com

Elon Musk both asset, 'considerable risk' to Tesla, per HSBC: 4 big analyst cuts

November 9, 2023 | markets.businessinsider.com

Expert Ratings for Navient

See More Headlines

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Company Calendar

Ex-Dividend for 9/15 Dividend: 8/31/2023
Dividend Payable: 9/15/2023
Last Earnings: 10/25/2023
Today: 11/29/2023
Ex-Dividend for 12/15 Dividend: 11/30/2023
Dividend Payable: 12/15/2023
Fiscal Year End: 12/31/2023
Next Earnings (Estimated): 1/23/2024

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NASDAQ
Industry: Security brokers & dealers
Sub-Industry: N/A
Sector: Finance
Current Symbol: NASDAQ:NAVI
Previous Symbol: NASDAQ:NAVIV
CUSIP: N/A
CIK: 1593538
Web: www.navient.com
Phone: (302) 283-8000
Fax: N/A
Employees: 4,000
Year Founded: 2014

Price Target and Rating

Average Stock Price Target: $17.23
High Stock Price Target: $19.00
Low Stock Price Target: $16.00
Potential Upside/Downside: +1.1%
Consensus Rating: Reduce
Rating Score (0-4): 1.91
Research Coverage: 11 Analysts

Profitability

EPS (Most Recent Fiscal Year): $2.81
Trailing P/E Ratio: 6.06
Forward P/E Ratio: 4.95
P/E Growth: N/A
Net Income: $645 million
Net Margins: 7.49%
Pretax Margin: 9.63%
Return on Equity: 14.61%
Return on Assets: 0.64%

Debt

Debt-to-Equity Ratio: 18.95
Current Ratio: 12.81
Quick Ratio: 12.81

Sales & Book Value

Annual Sales: $3.84 billion
Price / Sales: 0.52
Cash Flow: $3.58 per share
Price / Cash Flow: 4.76
Book Value: $24.65 per share
Price / Book: 0.69

Miscellaneous

Outstanding Shares: 117,570,000
Free Float: 91,588,000
Market Cap: $2.00 billion
Optionable: Optionable
Beta: 1.55

Social Links

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Key Executives

Mr. David L. Yowan (Age 66)
President, CEO & Director
Comp: $145.09k
Mr. Joe Fisher C.F.A. (Age 42)
Executive VP, CFO & Principal Accounting Officer
Comp: $1.17M
Mr. Stephen M. Hauber (Age 48)
Executive VP and Chief Risk & Compliance Officer
Comp: $1.1M
Mr. Mark L. Heleen (Age 60)
Chief Legal Officer, Secretary & Executive VP
Comp: $1.17M
Mr. John M. Kane (Age 54)
Executive VP & Group President of Business Processing Solutions
Comp: $1.35M
Mr. Mike Maier
Senior Vice President & Chief Information Officer
Ms. Jen Earyes
Head of Investor Relations
Paul Hartwick
Vice President of Corporate Communications
Ms. Patricia Nash Christel
VP of Corporate Marketing & Communications and Chief of Staff to the CEO
Mr. Mike Smith
Senior VP & Chief Human Resources Officer

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

NAVI Stock Analysis - Frequently Asked Questions

Should I buy or sell Navient stock right now?: 11 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Navient in the last twelve months. There are currently 1 sell rating and 10 hold ratings for the stock. The consensus among Wall Street analysts is that investors should "reduce" NAVI shares.
View NAVI analyst ratings or view top-rated stocks.
What is Navient's stock price target for 2024?: 11 Wall Street analysts have issued 12-month price targets for Navient's stock. Their NAVI share price targets range from $16.00 to $19.00. On average, they anticipate the company's share price to reach $17.23 in the next twelve months. This suggests a possible upside of 1.0% from the stock's current price.
View analysts price targets for NAVI or view top-rated stocks among Wall Street analysts.
How have NAVI shares performed in 2023?: Navient's stock was trading at $16.45 on January 1st, 2023. Since then, NAVI stock has increased by 3.6% and is now trading at $17.05.
View the best growth stocks for 2023 here.
When is Navient's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Tuesday, January 23rd 2024.
View our NAVI earnings forecast.
How were Navient's earnings last quarter?: Navient Co. (NASDAQ:NAVI) announced its earnings results on Wednesday, October, 25th. The credit services provider reported $0.84 earnings per share for the quarter, topping the consensus estimate of $0.81 by $0.03. The credit services provider earned $280 million during the quarter, compared to analysts' expectations of $210.90 million. Navient had a trailing twelve-month return on equity of 14.61% and a net margin of 7.49%.
How often does Navient pay dividends? What is the dividend yield for Navient?: Navient announced a quarterly dividend on Wednesday, November 15th. Stockholders of record on Friday, December 1st will be paid a dividend of $0.16 per share on Friday, December 15th. This represents a $0.64 annualized dividend and a yield of 3.75%. The ex-dividend date is Thursday, November 30th.
Read our dividend analysis for NAVI.
Is Navient a good dividend stock?: Navient (NASDAQ:NAVI) pays an annual dividend of $0.64 per share and currently has a dividend yield of 3.82%. The dividend payout ratio is 22.78%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, NAVI will have a dividend payout ratio of 26.67% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for NAVI.

What ETFs hold Navient's stock?: ETFs with the largest weight of Navient (NASDAQ:NAVI) stock in their portfolio include Invesco S&P SmallCap 600 Pure Value ETF (RZV), EA Bridgeway Omni Small-Cap Value ETF (BSVO), WisdomTree U.S. SmallCap Fund (EES) and First Trust Active Factor Small Cap ETF (AFSM).Avantis U.S. Small Cap Equity ETF (AVSC).
What is John (Jack) F. Remondi's approval rating as Navient's CEO?: 152 employees have rated Navient Chief Executive Officer John (Jack) F. Remondi on Glassdoor.com. John (Jack) F. Remondi has an approval rating of 90% among the company's employees.
What other stocks do shareholders of Navient own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Navient investors own include AT&T (T), OPKO Health (OPK), General Electric (GE), QUALCOMM (QCOM), Cisco Systems (CSCO), Advanced Micro Devices (AMD), Ford Motor (F), Pfizer (PFE), Bank of America (BAC) and Intel (INTC).
Who are Navient's major shareholders?: Navient's stock is owned by a variety of institutional and retail investors. Top institutional investors include LSV Asset Management (4.98%), Jacobs Levy Equity Management Inc. (1.72%), Morgan Stanley (1.42%), Northern Trust Corp (1.32%), Bank of New York Mellon Corp (1.19%) and AQR Capital Management LLC (1.06%). Insiders that own company stock include John M Kane, Mark L Heleen, Newbury Investors Llc, Stephen M Hauber and Stephen M Hauber.
View institutional ownership trends.
How do I buy shares of Navient?: Shares of NAVI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.
Does Navient have any subsidiaries?: The following companies are subsidiares of Navient: Duncan Solutions, and Earnest.
Read More

This page (NASDAQ:NAVI) was last updated on 11/29/2023 by MarketBeat.com Staff

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