Positive News SentimentPositive NewsNASDAQ:NAVI Navient (NAVI) Stock Price, News & Analysis $13.59 +0.18 (+1.34%) As of 03:47 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Navient Stock (NASDAQ:NAVI) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Navient alerts:Sign Up Key Stats Today's Range$13.41▼$13.6850-Day Range$11.00▼$13.9352-Week Range$10.53▼$16.97Volume412,622 shsAverage Volume748,665 shsMarket Capitalization$1.37 billionP/E Ratio27.23Dividend Yield4.71%Price Target$12.93Consensus RatingReduce Company OverviewNavient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. It also owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.Read More… Navient Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks84th Percentile Overall ScoreNAVI MarketRank™: Navient scored higher than 84% of companies evaluated by MarketBeat, and ranked 785th out of 2,704 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.9 / 5Analyst RatingReduce Consensus RatingNavient has received a consensus rating of Reduce. The company's average rating score is 1.88, and is based on no buy ratings, 4 hold ratings, and 3 sell ratings.Amount of Analyst CoverageNavient has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Navient's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth35.58% Earnings GrowthEarnings for Navient are expected to grow by 35.58% in the coming year, from $1.04 to $1.41 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Navient is 27.23, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 23.52.Price to Earnings Ratio vs. SectorThe P/E ratio of Navient is 27.23, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.35.Price to Book Value per Share RatioNavient has a P/B Ratio of 0.55. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Navient's valuation and earnings. Short Interest0.0 / 5Short Interest LevelBearish Percentage of Shares Shorted7.89% of the float of Navient has been sold short.Short Interest Ratio / Days to CoverNavient has a short interest ratio ("days to cover") of 10.6, which indicates bearish sentiment.Change versus previous monthShort interest in Navient has recently increased by 0.26%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipNavient is a leading dividend payer. It pays a dividend yield of 4.77%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthNavient does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Navient is 128.00%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on earnings estimates, Navient will have a dividend payout ratio of 45.39% next year. This indicates that Navient will be able to sustain or increase its dividend.Read more about Navient's dividend. Sustainability and ESG3.9 / 5Environmental Score-0.11 Percentage of Shares Shorted7.89% of the float of Navient has been sold short.Short Interest Ratio / Days to CoverNavient has a short interest ratio ("days to cover") of 10.6, which indicates bearish sentiment.Change versus previous monthShort interest in Navient has recently increased by 0.26%, indicating that investor sentiment is decreasing. News and Social Media2.5 / 5News Sentiment1.56 News SentimentNavient has a news sentiment score of 1.56. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.95 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Navient this week, compared to 6 articles on an average week.Search InterestOnly 2 people have searched for NAVI on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership3.3 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Navient insiders have not sold or bought any company stock.Percentage Held by Insiders31.17% of the stock of Navient is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions97.14% of the stock of Navient is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Navient's insider trading history. Receive NAVI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Navient and its competitors with MarketBeat's FREE daily newsletter. Email Address NAVI Stock News HeadlinesNavient holds 2025 annual shareholder meeting, appoints Edward Bramson as board chairJune 5, 2025 | finance.yahoo.comNavient holds 2025 annual shareholder meeting, appoints Edward Bramson as board chairJune 5, 2025 | globenewswire.comElon’s BIGGEST warning yet?Tesla's About to Prove Everyone Wrong... Again Back in 2018, when Jeff Brown told everyone to buy Tesla… The "experts" said Elon was finished and Tesla was headed for bankruptcy. Now they're saying the same thing, but Jeff has uncovered Tesla's next breakthrough.June 20, 2025 | Brownstone Research (Ad)Navient Completes $500 Million Senior Notes OfferingMay 19, 2025 | tipranks.com'Just shocks the conscious' | Bibb County Sheriff says Macon mass shooting is one of the worst he's seenMay 18, 2025 | msn.comWho Will Protect Student Borrowers? The CFPB’s New Direction ExplainedMay 17, 2025 | msn.comNavient Baby Bond: Lock In 9.6% YTM With At Least 11% UpsideMay 14, 2025 | seekingalpha.comNavient declares second quarter common stock dividendMay 8, 2025 | globenewswire.comSee More Headlines NAVI Stock Analysis - Frequently Asked Questions How have NAVI shares performed this year? Navient's stock was trading at $13.29 on January 1st, 2025. Since then, NAVI shares have increased by 2.3% and is now trading at $13.59. View the best growth stocks for 2025 here. How were Navient's earnings last quarter? Navient Corporation (NASDAQ:NAVI) released its quarterly earnings data on Wednesday, April, 30th. The credit services provider reported $0.28 EPS for the quarter, topping the consensus estimate of $0.19 by $0.09. The credit services provider had revenue of $156 million for the quarter, compared to analysts' expectations of $150.40 million. Navient had a trailing twelve-month return on equity of 5.20% and a net margin of 1.37%. Does Navient have any subsidiaries? Navient subsidiaries include Earnest, and Duncan Solutions. Who are Navient's major shareholders? Top institutional shareholders of Navient include Vanguard Group Inc. (8.74%), Dimensional Fund Advisors LP (8.72%), LSV Asset Management (3.87%) and Orbis Allan Gray Ltd (2.29%). Insiders that own company stock include John M Kane, Mark L Heleen and Stephen M Hauber. View institutional ownership trends. How do I buy shares of Navient? Shares of NAVI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Navient own? Based on aggregate information from My MarketBeat watchlists, some other companies that Navient investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Tesla (TSLA), Meta Platforms (META), JPMorgan Chase & Co. (JPM), Netflix (NFLX) and Home Depot (HD). Company Calendar Last Earnings4/30/2025Record date for 6/20 Dividend6/06/2025Ex-Dividend for 6/20 Dividend6/06/2025Today6/20/2025Dividend Payable6/20/2025Next Earnings (Estimated)7/23/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - CONS LOANS Sub-IndustryTrading Current SymbolNASDAQ:NAVI Previous SymbolNASDAQ:NAVIV CIK1593538 Webwww.navient.com Phone(302) 283-8000FaxN/AEmployees2,100Year Founded2014Price Target and Rating Average Stock Price Target$12.93 High Stock Price Target$16.00 Low Stock Price Target$11.00 Potential Upside/Downside-3.6%Consensus RatingReduce Rating Score (0-4)1.88 Research Coverage8 Analysts Profitability EPS (Most Recent Fiscal Year)$0.50 Trailing P/E Ratio26.82 Forward P/E Ratio12.89 P/E GrowthN/ANet Income$131 million Net Margins1.37% Pretax Margin1.98% Return on Equity5.20% Return on Assets0.26% Debt Debt-to-Equity Ratio16.56 Current Ratio9.88 Quick Ratio9.88 Sales & Book Value Annual Sales$4.43 billion Price / Sales0.31 Cash Flow$3.05 per share Price / Cash Flow4.39 Book Value$24.60 per share Price / Book0.55Miscellaneous Outstanding Shares101,150,000Free Float69,622,000Market Cap$1.36 billion OptionableOptionable Beta1.40 Social Links A Beginner's Guide to Investing in CannabisUnlock your free copy of MarketBeat's comprehensive guide to pot stock investing and discover which cannabis companies are poised for growth. Plus, you'll get exclusive access to our daily newsletter with expert stock recommendations from Wall Street's top analysts.Get This Free Report This page (NASDAQ:NAVI) was last updated on 6/20/2025 by MarketBeat.com Staff From Our PartnersThe Pentagon just made a National Security move...This "awesome resource" could power America for 30,000 years... We sent one of our smartest researchers.......Stansberry Research | SponsoredPresidential Bombshell: $150T Resource to Be Released as soon as this Summer?Something extraordinary is happening in Washington. For the first time in over a century, a sitting Preside...Paradigm Press | SponsoredNew Rule Hits in July — The Smart Money Already MovedA little-known regulation quietly goes into effect this July. And it's already being exploited by Wall Stre...American Alternative | SponsoredAn AI run of epic proportions is only getting startedI just put together an urgent new presentation that you need to see right away. In short: I believe we are...Timothy Sykes | Sponsored50-year legend: Here’s exact day stocks will crashGood News for Stocks 50-year Wall Street veteran, Marc Chaikin is stepping forward to share why history giv...Chaikin Analytics | SponsoredYour Bank Account Is No Longer SafeWhat If Washington Declared That: YOUR Money ISN'T Actually Yours? Sounds insane, but that's exactly what ...Priority Gold | SponsoredWhen This Happens, You Don’t Wait. You Act.This same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in cryp...Crypto Swap Profits | SponsoredElon’s NEXT Big IPO?Cancel your internet TODAY!? Take your latest internet bill and light it on fire… then count the seconds it...Banyan Hill Publishing | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Navient Corporation Please log in to your account or sign up in order to add this asset to your watchlist. Share Navient With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Your Password: Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Choose a Password: Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.