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Navient (NAVI) Competitors

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$9.07 0.00 (0.00%)
Closing price 09/30/2026 04:00 PM Eastern
Extended Trading
$9.04 -0.03 (-0.29%)
As of 05:42 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

NAVI vs. HBAN, SLM, ASB, CFG, and COF

Should you buy Navient stock or one of its competitors? Navient's main competitors and comparable companies include Huntington Bancshares (HBAN), SLM (SLM), Associated Banc (ASB), Citizens Financial Group (CFG), and Capital One Financial (COF). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "finance" sector.

How does Navient compare to Huntington Bancshares?

Huntington Bancshares (NASDAQ:HBAN) and Navient (NASDAQ:NAVI) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their media sentiment, risk, institutional ownership, valuation, profitability, earnings, analyst recommendations and dividends.

Huntington Bancshares has a net margin of 16.64% compared to Navient's net margin of -1.64%. Huntington Bancshares' return on equity of 11.19% beat Navient's return on equity.

Company Net Margins Return on Equity Return on Assets
Huntington Bancshares16.64% 11.19% 1.12%
Navient -1.64%4.68%0.23%

Huntington Bancshares has higher revenue and earnings than Navient. Navient is trading at a lower price-to-earnings ratio than Huntington Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Huntington Bancshares$12.49B2.47$2.21B$1.2911.83
Navient$3.20B0.27-$80M-$0.50N/A

Huntington Bancshares has a beta of 0.92, suggesting that its share price is 8% less volatile than the broader market. Comparatively, Navient has a beta of 1.18, suggesting that its share price is 18% more volatile than the broader market.

Huntington Bancshares presently has a consensus target price of $19.79, suggesting a potential upside of 29.66%. Navient has a consensus target price of $8.25, suggesting a potential downside of 9.04%. Given Huntington Bancshares' stronger consensus rating and higher possible upside, equities research analysts plainly believe Huntington Bancshares is more favorable than Navient.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Huntington Bancshares
1 Sell rating(s)
7 Hold rating(s)
13 Buy rating(s)
1 Strong Buy rating(s)
2.64
Navient
4 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

In the previous week, Huntington Bancshares had 6 more articles in the media than Navient. MarketBeat recorded 10 mentions for Huntington Bancshares and 4 mentions for Navient. Navient's average media sentiment score of 1.16 beat Huntington Bancshares' score of 0.13 indicating that Navient is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Huntington Bancshares
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral
Navient
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Huntington Bancshares pays an annual dividend of $0.62 per share and has a dividend yield of 4.1%. Navient pays an annual dividend of $0.64 per share and has a dividend yield of 7.1%. Huntington Bancshares pays out 48.1% of its earnings in the form of a dividend. Navient pays out -128.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Navient is clearly the better dividend stock, given its higher yield and lower payout ratio.

80.7% of Huntington Bancshares shares are held by institutional investors. Comparatively, 97.1% of Navient shares are held by institutional investors. 0.7% of Huntington Bancshares shares are held by insiders. Comparatively, 33.8% of Navient shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Summary

Huntington Bancshares beats Navient on 13 of the 19 factors compared between the two stocks.

How does Navient compare to SLM?

Navient (NASDAQ:NAVI) and SLM (NASDAQ:SLM) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, valuation, dividends, institutional ownership, risk, earnings, analyst recommendations and media sentiment.

In the previous week, Navient had 1 more articles in the media than SLM. MarketBeat recorded 4 mentions for Navient and 3 mentions for SLM. Navient's average media sentiment score of 1.16 beat SLM's score of 0.76 indicating that Navient is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Navient
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
SLM
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Navient pays an annual dividend of $0.64 per share and has a dividend yield of 7.1%. SLM pays an annual dividend of $0.52 per share and has a dividend yield of 2.3%. Navient pays out -128.0% of its earnings in the form of a dividend. SLM pays out 14.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SLM has increased its dividend for 1 consecutive years. Navient is clearly the better dividend stock, given its higher yield and lower payout ratio.

97.1% of Navient shares are held by institutional investors. Comparatively, 98.9% of SLM shares are held by institutional investors. 33.8% of Navient shares are held by insiders. Comparatively, 1.4% of SLM shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

SLM has lower revenue, but higher earnings than Navient. Navient is trading at a lower price-to-earnings ratio than SLM, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Navient$3.20B0.27-$80M-$0.50N/A
SLM$2.63B1.62$744.85M$3.586.32

SLM has a net margin of 26.09% compared to Navient's net margin of -1.64%. SLM's return on equity of 33.81% beat Navient's return on equity.

Company Net Margins Return on Equity Return on Assets
Navient-1.64% 4.68% 0.23%
SLM 26.09%33.81%2.51%

Navient has a beta of 1.18, indicating that its share price is 18% more volatile than the broader market. Comparatively, SLM has a beta of 0.96, indicating that its share price is 4% less volatile than the broader market.

Navient presently has a consensus price target of $8.25, indicating a potential downside of 9.04%. SLM has a consensus price target of $29.80, indicating a potential upside of 31.68%. Given SLM's stronger consensus rating and higher probable upside, analysts clearly believe SLM is more favorable than Navient.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Navient
4 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
SLM
1 Sell rating(s)
6 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.33

Summary

SLM beats Navient on 12 of the 19 factors compared between the two stocks.

How does Navient compare to Associated Banc?

Navient (NASDAQ:NAVI) and Associated Banc (NYSE:ASB) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, institutional ownership, profitability, earnings, media sentiment, dividends, risk and analyst recommendations.

97.1% of Navient shares are owned by institutional investors. Comparatively, 83.0% of Associated Banc shares are owned by institutional investors. 33.8% of Navient shares are owned by company insiders. Comparatively, 0.7% of Associated Banc shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Navient presently has a consensus price target of $8.25, suggesting a potential downside of 9.04%. Associated Banc has a consensus price target of $31.90, suggesting a potential upside of 11.33%. Given Associated Banc's stronger consensus rating and higher possible upside, analysts plainly believe Associated Banc is more favorable than Navient.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Navient
4 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
Associated Banc
0 Sell rating(s)
6 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.50

Navient has a beta of 1.18, meaning that its share price is 18% more volatile than the broader market. Comparatively, Associated Banc has a beta of 0.76, meaning that its share price is 24% less volatile than the broader market.

In the previous week, Navient had 1 more articles in the media than Associated Banc. MarketBeat recorded 4 mentions for Navient and 3 mentions for Associated Banc. Navient's average media sentiment score of 1.16 beat Associated Banc's score of 1.01 indicating that Navient is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Navient
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Associated Banc
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Navient pays an annual dividend of $0.64 per share and has a dividend yield of 7.1%. Associated Banc pays an annual dividend of $0.96 per share and has a dividend yield of 3.4%. Navient pays out -128.0% of its earnings in the form of a dividend. Associated Banc pays out 33.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Associated Banc has raised its dividend for 13 consecutive years. Navient is clearly the better dividend stock, given its higher yield and lower payout ratio.

Associated Banc has lower revenue, but higher earnings than Navient. Navient is trading at a lower price-to-earnings ratio than Associated Banc, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Navient$3.20B0.27-$80M-$0.50N/A
Associated Banc$2.46B2.20$474.78M$2.8610.02

Associated Banc has a net margin of 19.66% compared to Navient's net margin of -1.64%. Associated Banc's return on equity of 10.64% beat Navient's return on equity.

Company Net Margins Return on Equity Return on Assets
Navient-1.64% 4.68% 0.23%
Associated Banc 19.66%10.64%1.12%

Summary

Associated Banc beats Navient on 11 of the 19 factors compared between the two stocks.

How does Navient compare to Citizens Financial Group?

Citizens Financial Group (NYSE:CFG) and Navient (NASDAQ:NAVI) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, analyst recommendations, valuation, risk, dividends, media sentiment and institutional ownership.

Citizens Financial Group presently has a consensus price target of $79.60, suggesting a potential upside of 24.64%. Navient has a consensus price target of $8.25, suggesting a potential downside of 9.04%. Given Citizens Financial Group's stronger consensus rating and higher possible upside, analysts plainly believe Citizens Financial Group is more favorable than Navient.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Financial Group
0 Sell rating(s)
4 Hold rating(s)
16 Buy rating(s)
0 Strong Buy rating(s)
2.80
Navient
4 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

Citizens Financial Group has a net margin of 17.18% compared to Navient's net margin of -1.64%. Citizens Financial Group's return on equity of 8.85% beat Navient's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Financial Group17.18% 8.85% 0.93%
Navient -1.64%4.68%0.23%

94.9% of Citizens Financial Group shares are held by institutional investors. Comparatively, 97.1% of Navient shares are held by institutional investors. 0.7% of Citizens Financial Group shares are held by insiders. Comparatively, 33.8% of Navient shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Citizens Financial Group has higher revenue and earnings than Navient. Navient is trading at a lower price-to-earnings ratio than Citizens Financial Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Financial Group$12.06B2.23$1.83B$4.6113.85
Navient$3.20B0.27-$80M-$0.50N/A

Citizens Financial Group has a beta of 0.66, meaning that its stock price is 34% less volatile than the broader market. Comparatively, Navient has a beta of 1.18, meaning that its stock price is 18% more volatile than the broader market.

In the previous week, Citizens Financial Group had 2 more articles in the media than Navient. MarketBeat recorded 6 mentions for Citizens Financial Group and 4 mentions for Navient. Navient's average media sentiment score of 1.16 beat Citizens Financial Group's score of 0.01 indicating that Navient is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens Financial Group
0 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Navient
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Citizens Financial Group pays an annual dividend of $1.84 per share and has a dividend yield of 2.9%. Navient pays an annual dividend of $0.64 per share and has a dividend yield of 7.1%. Citizens Financial Group pays out 39.9% of its earnings in the form of a dividend. Navient pays out -128.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Navient is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Citizens Financial Group beats Navient on 12 of the 18 factors compared between the two stocks.

How does Navient compare to Capital One Financial?

Capital One Financial (NYSE:COF) and Navient (NASDAQ:NAVI) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their earnings, risk, valuation, profitability, dividends, analyst recommendations, media sentiment and institutional ownership.

Capital One Financial currently has a consensus target price of $258.50, suggesting a potential upside of 33.63%. Navient has a consensus target price of $8.25, suggesting a potential downside of 9.04%. Given Capital One Financial's stronger consensus rating and higher possible upside, research analysts clearly believe Capital One Financial is more favorable than Navient.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
3 Hold rating(s)
21 Buy rating(s)
0 Strong Buy rating(s)
2.88
Navient
4 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

Capital One Financial has a beta of 1.02, meaning that its share price is 2% more volatile than the broader market. Comparatively, Navient has a beta of 1.18, meaning that its share price is 18% more volatile than the broader market.

Capital One Financial has a net margin of 13.37% compared to Navient's net margin of -1.64%. Capital One Financial's return on equity of 11.28% beat Navient's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial13.37% 11.28% 1.90%
Navient -1.64%4.68%0.23%

Capital One Financial has higher revenue and earnings than Navient. Navient is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$69.25B1.71$2.45B$16.1611.97
Navient$3.20B0.27-$80M-$0.50N/A

In the previous week, Capital One Financial had 13 more articles in the media than Navient. MarketBeat recorded 17 mentions for Capital One Financial and 4 mentions for Navient. Navient's average media sentiment score of 1.16 beat Capital One Financial's score of 0.35 indicating that Navient is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
4 Very Positive mention(s)
4 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Neutral
Navient
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Capital One Financial pays an annual dividend of $3.20 per share and has a dividend yield of 1.7%. Navient pays an annual dividend of $0.64 per share and has a dividend yield of 7.1%. Capital One Financial pays out 19.8% of its earnings in the form of a dividend. Navient pays out -128.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Navient is clearly the better dividend stock, given its higher yield and lower payout ratio.

89.8% of Capital One Financial shares are held by institutional investors. Comparatively, 97.1% of Navient shares are held by institutional investors. 0.8% of Capital One Financial shares are held by insiders. Comparatively, 33.8% of Navient shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

Capital One Financial beats Navient on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding NAVI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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NAVI vs. The Competition

MetricNavientConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$850.62M$6.76B$13.49B$13.05B
Dividend Yield7.06%12.90%6.01%14.40%
P/E Ratio-18.148.3924.6625.69
Price / Sales0.2768.48500.51112.29
Price / Cash7.4311.1149.0652.21
Price / Book0.372.462.696.29
Net Income-$80M$442.63M$1.32B$360.55M
7 Day Performance-2.47%-2.02%-0.84%-1.59%
1 Month Performance-2.26%-5.51%1.37%-3.13%
1 Year Performance-31.44%0.04%8.04%2.88%

Navient Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
NAVI
Navient
2.298 of 5 stars
$9.07
flat
$8.25
-9.0%
-31.0%$850.62M$3.20BN/A670
HBAN
Huntington Bancshares
4.9635 of 5 stars
$16.04
+1.0%
$20.11
+25.4%
-11.6%$32.08B$12.49B12.4320,424
SLM
SLM
3.9947 of 5 stars
$25.07
-0.1%
$29.80
+18.9%
-18.2%$4.72B$2.63B7.001,788
ASB
Associated Banc
4.8625 of 5 stars
$29.38
-0.9%
$32.00
+8.9%
+11.5%$5.60B$2.46B10.274,000
CFG
Citizens Financial Group
4.944 of 5 stars
$67.44
+0.6%
$79.80
+18.3%
+20.0%$28.24B$12.06B14.6317,398

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This page (NASDAQ:NAVI) was last updated on 10/1/2026 by MarketBeat.com Staff.
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