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NYSE:BFH

Bread Financial Q2 2026 Earnings Report

Bread Financial logo
$105.90 +0.94 (+0.90%)
Closing price 03:59 PM Eastern
Extended Trading
$106.24 +0.33 (+0.32%)
As of 04:31 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
ProfileEarnings HistoryForecast

Bread Financial EPS Results

Actual EPS
N/A
Consensus EPS
$2.72
Beat/Miss
N/A
One Year Ago EPS
N/A

Bread Financial Revenue Results

Actual Revenue
N/A
Expected Revenue
$958.12 million
Beat/Miss
N/A
YoY Revenue Growth
N/A

Bread Financial Announcement Details

Quarter
Q2 2026
Date
7/23/2026
Time
Before Market Opens
Conference Call Date
Thursday, July 23, 2026
Conference Call Time
8:30AM ET

Conference Call Resources

Bread Financial Earnings Headlines

Bread Financial Holdings Inc. stock underperforms Wednesday when compared to competitors despite daily gains
June 24 at 12:25 AM  |  marketwatch.comhttps://www.marketwatch.com/data-news/bread-financial-holdings-inc-stock-underperforms-wednesday-when-compared-to-competitors-despite-daily-gains-39fe5e69-db33c2952bbf
Bread's comeback is real — but is the easy money gone?
June 17, 2026  |  msn.comhttps://www.msn.com/en-us/money/other/bread-s-comeback-is-real-but-is-the-easy-money-gone/ar-AA25SceQ
Rickards Predicts: Trump to buy tiny $2 stock?
Jim Rickards believes the Trump administration is about to take a direct stake in a $2 stock sitting on the largest mineral reserve in the country - enough gold for a new Fort Knox, enough copper to rebuild the U.S. electric grid 25 times over. The Trump administration has previously staked positions in MP Materials, Lithium America, Trilogy Metals, and USA Rare Earth - each time shares moved higher. A landmark policy decision expected before June 30 could reprice this stock from $2 to $20 or more within a year.tc pixel
June 26 at 1:00 AM  |  Paradigm Press (Ad)
Credit card delinquencies, charge-offs drop below 3-month moving average in May; can rise in H2
June 17, 2026  |  msn.comhttps://www.msn.com/en-us/money/markets/credit-card-delinquencies-charge-offs-drop-below-3-month-moving-average-in-may-can-rise-in-h2/ar-AA25NMDU
Bread Financial Holdings, Inc. (NYSE:BFH) Receives Average Recommendation of "Moderate Buy" from Brokerages
June 17, 2026  |  americanbankingnews.comhttps://www.americanbankingnews.com/?p=30843649
BTIG Keeps Their Buy Rating on Bread Financial Holdings (BFH)
June 14, 2026  |  theglobeandmail.comhttps://www.theglobeandmail.com/investing/markets/stocks/BFH-N/pressreleases/2437803/btig-keeps-their-buy-rating-on-bread-financial-holdings-bfh/
See More Bread Financial Headlines
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About Bread Financial

Bread Financial (NYSE:BFH), formerly known as Alliance Data Systems, is a Columbus, Ohio–based financial services company that specializes in providing private label credit programs, co-brand credit cards and digital payment solutions for retail partners. The company designs, issues and services proprietary credit products, enabling merchants to offer branded financing options that drive customer loyalty and increase basket sizes at the point of sale. Through its Bread technology platform, Bread Financial delivers installment-based payment options that integrate directly into e-commerce and in-store checkout experiences.

In addition to its core credit offerings, Bread Financial provides analytics, marketing and loyalty services to help merchants better understand consumer behavior and optimize promotional strategies. Its suite of data-driven tools includes customer segmentation, targeted campaigns and performance tracking, all aimed at enhancing the retailer-cardholder relationship. The company serves a diverse range of industries—including specialty apparel, home furnishings, automotive and pet care—across the United States, Canada and the United Kingdom.

Since its inception as Alliance Data in the mid-1990s, the company has evolved through strategic acquisitions and divestitures, most notably spinning off its marketing services business in 2021 and rebranding to Bread Financial in 2022. Bread Financial continues to leverage its deep expertise in consumer credit and loyalty program management to support retail partners in an increasingly digital and omnichannel marketplace.

View Bread Financial Profile
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